Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Amerifirst Financial, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst Financial, Inc. 1550 E. Mckellips Rd, Suite 117 Mesa, AZ 85203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 8,166 |
| Total Mortgage Loan Application Amount | $1,702,960,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 4,768 | $ 849,264,000 | $ 178,000 | $ 84,000 |
| San Diego County California | 967 | $ 330,742,000 | $ 342,000 | $ 114,000 |
| Pinal County Arizona | 362 | $ 45,738,000 | $ 126,000 | $ 58,000 |
| Orange County California | 317 | $ 128,698,000 | $ 405,000 | $ 138,000 |
| Yuma County Arizona | 301 | $ 35,330,000 | $ 117,000 | $ 43,000 |
| Yavapai County Arizona | 215 | $ 35,833,000 | $ 166,000 | $ 86,000 |
| Riverside County California | 149 | $ 34,989,000 | $ 234,000 | $ 85,000 |
| Los Angeles County California | 141 | $ 51,920,000 | $ 368,000 | $ 135,000 |
| Navajo County Arizona | 121 | $ 16,499,000 | $ 136,000 | $ 94,000 |
| Gila County Arizona | 87 | $ 13,033,000 | $ 149,000 | $ 87,000 |
| Pima County Arizona | 64 | $ 9,820,000 | $ 153,000 | $ 117,000 |
| Salt Lake County Utah | 61 | $ 11,775,000 | $ 193,000 | $ 73,000 |
| San Bernardino County California | 51 | $ 10,320,000 | $ 202,000 | $ 84,000 |
| Ventura County California | 34 | $ 10,764,000 | $ 316,000 | $ 79,000 |
| Ada County Idaho | 31 | $ 6,038,000 | $ 194,000 | $ 64,000 |
| San Francisco County California | 25 | $ 12,542,000 | $ 501,000 | $ 175,000 |
| Coconino County Arizona | 21 | $ 4,287,000 | $ 204,000 | $ 174,000 |
| Davis County Utah | 18 | $ 4,437,000 | $ 246,000 | $ 89,000 |
| Harris County Texas | 17 | $ 2,041,000 | $ 120,000 | $ 97,000 |
| Utah County Utah | 17 | $ 3,403,000 | $ 200,000 | $ 85,000 |
| Alameda County California | 16 | $ 4,989,000 | $ 311,000 | $ 113,000 |
| Cochise County Arizona | 14 | $ 1,997,000 | $ 142,000 | $ 66,000 |
| Contra Costa County California | 12 | $ 4,712,000 | $ 392,000 | $ 120,000 |
| Sacramento County California | 11 | $ 1,877,000 | $ 170,000 | $ 39,000 |
| Mohave County Arizona | 10 | $ 1,263,000 | $ 126,000 | $ 80,000 |
| Graham County Arizona | 9 | $ 1,316,000 | $ 146,000 | $ 65,000 |
| Imperial County California | 9 | $ 1,362,000 | $ 151,000 | $ 85,000 |
| Apache County Arizona | 8 | $ 1,107,000 | $ 138,000 | $ 114,000 |
| Weber County Utah | 8 | $ 1,675,000 | $ 209,000 | $ 98,000 |
| Kern County California | 7 | $ 1,807,000 | $ 258,000 | $ 27,000 |
| Sonoma County California | 7 | $ 2,924,000 | $ 417,000 | $ 108,000 |
| Merced County California | 6 | $ 654,000 | $ 109,000 | $ 51,000 |
| Placer County California | 6 | $ 1,524,000 | $ 254,000 | $ 82,000 |
| San Mateo County California | 6 | $ 2,461,000 | $ 410,000 | $ 138,000 |
| Williamson County Texas | 6 | $ 1,281,000 | $ 213,000 | $ 102,000 |
| Pierce County Washington | 6 | $ 960,000 | $ 160,000 | $ 92,000 |
| Canyon County Idaho | 5 | $ 583,000 | $ 116,000 | $ 64,000 |
| Bexar County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 132,000 |
| Montgomery County Texas | 5 | $ 646,000 | $ 129,000 | $ 121,000 |
| Summit County Utah | 5 | $ 1,362,000 | $ 272,000 | $ 92,000 |
| Butte County California | 4 | $ 825,000 | $ 206,000 | $ 104,000 |
| Fresno County California | 4 | $ 1,239,000 | $ 309,000 | $ 163,000 |
| San Joaquin County California | 4 | $ 845,000 | $ 211,000 | $ 102,000 |
| Santa Clara County California | 4 | $ 3,863,000 | $ 965,000 | $ 279,000 |
| Santa Cruz County California | 4 | $ 1,254,000 | $ 313,000 | $ 86,000 |
| Yolo County California | 4 | $ 647,000 | $ 161,000 | $ 77,000 |
| Travis County Texas | 4 | $ 780,000 | $ 195,000 | $ 118,000 |
| King County Washington | 4 | $ 767,000 | $ 191,000 | $ 66,000 |
| San Luis Obispo County California | 3 | $ 791,000 | $ 263,000 | $ 92,000 |
| Bernalillo County New Mexico | 3 | $ 600,000 | $ 200,000 | $ 103,000 |
| Fort Bend County Texas | 3 | $ 421,000 | $ 140,000 | $ 110,000 |
| Calaveras County California | 2 | $ 211,000 | $ 105,000 | $ 37,000 |
| Lake County California | 2 | $ 452,000 | $ 226,000 | $ 96,000 |
| Marin County California | 2 | $ 958,000 | $ 479,000 | $ 109,000 |
| Napa County California | 2 | $ 588,000 | $ 294,000 | $ 98,000 |
| Nevada County California | 2 | $ 716,000 | $ 358,000 | $ 120,000 |
| San Benito County California | 2 | $ 338,000 | $ 169,000 | $ 56,000 |
| Solano County California | 2 | $ 624,000 | $ 312,000 | $ 124,000 |
| Bonneville County Idaho | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Teton County Idaho | 2 | $ 784,000 | $ 392,000 | $ 115,000 |
| Brazoria County Texas | 2 | $ 216,000 | $ 108,000 | $ 129,000 |
| Caldwell County Texas | 2 | $ 408,000 | $ 204,000 | $ 48,000 |
| Galveston County Texas | 2 | $ 362,000 | $ 181,000 | $ 140,000 |
| Tarrant County Texas | 2 | $ 549,000 | $ 274,000 | $ 158,000 |
| Washington County Utah | 2 | $ 233,000 | $ 116,000 | $ 145,000 |
| Kitsap County Washington | 2 | $ 392,000 | $ 196,000 | $ 125,000 |
| Whatcom County Washington | 2 | $ 466,000 | $ 233,000 | $ 240,000 |
| Santa Cruz County Arizona | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| El Dorado County California | 1 | $ 204,000 | $ 204,000 | $ 53,000 |
| Madera County California | 1 | $ 159,000 | $ 159,000 | $ 50,000 |
| Mono County California | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Stanislaus County California | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Tehama County California | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Tulare County California | 1 | $ 321,000 | $ 321,000 | $ 115,000 |
| Arapahoe County Colorado | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| La Plata County Colorado | 1 | $ 166,000 | $ 166,000 | $ 75,000 |
| Benewah County Idaho | 1 | $ 291,000 | $ 291,000 | $ 64,000 |
| Gem County Idaho | 1 | $ 259,000 | $ 259,000 | $ 92,000 |
| Idaho County Idaho | 1 | $ 97,000 | $ 97,000 | $ 49,000 |
| Jerome County Idaho | 1 | $ 69,000 | $ 69,000 | $ 18,000 |
| Valley County Idaho | 1 | $ 223,000 | $ 223,000 | $ 188,000 |
| Santa Fe County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| Burnet County Texas | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Comal County Texas | 1 | $ 328,000 | $ 328,000 | $ 121,000 |
| Dallas County Texas | 1 | $ 231,000 | $ 231,000 | $ 89,000 |
| El Paso County Texas | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Kendall County Texas | 1 | $ 230,000 | $ 230,000 | $ 133,000 |
| Potter County Texas | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Wilson County Texas | 1 | $ 230,000 | $ 230,000 | $ 106,000 |
| Cache County Utah | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Carbon County Utah | 1 | $ 119,000 | $ 119,000 | $ 27,000 |
| Emery County Utah | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| Rich County Utah | 1 | $ 191,000 | $ 191,000 | $ 394,000 |
| Wasatch County Utah | 1 | $ 172,000 | $ 172,000 | $ 30,000 |
| Cowlitz County Washington | 1 | $ 221,000 | $ 221,000 | $ 113,000 |
| Spokane County Washington | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,510 | $1,055,312,000 | $191,000 | $2,000,000 | $88,000 | $1,362,000 |
| Refinancing | 2,656 | $647,648,000 | $243,000 | $1,680,000 | $92,000 | $3,000,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,621 | $1,214,091,000 | $215,000 | $1,726,000 | $94,000 | $1,800,000 |
| Hispanic | 1,342 | $211,797,000 | $157,000 | $911,000 | $53,000 | $631,000 |
| Asian | 474 | $119,983,000 | $253,000 | $800,000 | $121,000 | $3,000,000 |
| Not Provided | 436 | $94,853,000 | $217,000 | $2,000,000 | $104,000 | $900,000 |
| Black or African American | 196 | $40,455,000 | $206,000 | $585,000 | $90,000 | $902,000 |
| Native Hawaiian or Other Pacific Islander | 63 | $15,598,000 | $247,000 | $646,000 | $78,000 | $231,000 |
| American Indian or Alaskan Native | 27 | $4,420,000 | $163,000 | $417,000 | $89,000 | $319,000 |
| Not applicable | 7 | $1,763,000 | $251,000 | $394,000 | $154,000 | $425,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,239 | $947,886,000 | $223,000 | $2,000,000 | $119,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 2,792 | $520,052,000 | $186,000 | $743,000 | $58,000 | $482,000 |
| VA-guaranteed (Veterans Administration) | 739 | $185,321,000 | $250,000 | $955,000 | $67,000 | $445,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 396 | $49,701,000 | $125,000 | $347,000 | $38,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,485 | $1,131,720,000 | $206,000 | $1,475,000 | $87,000 | $1,362,000 |
| Application Withdrawn By Applicant | 2,268 | $491,925,000 | $216,000 | $2,000,000 | $97,000 | $3,000,000 |
| Application Denied By Financial Institution | 312 | $56,874,000 | $182,000 | $749,000 | $73,000 | $325,000 |
| File Closed For Incompleteness | 99 | $22,258,000 | $224,000 | $1,653,000 | $118,000 | $1,250,000 |
| Application Approved But Not Accepted | 1 | $98,000 | $98,000 | $98,000 | $21,000 | $21,000 |
| Preapproval Approved but not Accepted | 1 | $85,000 | $85,000 | $85,000 | $66,000 | $66,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 14 | $2,903,000 | $207,000 | $530,000 | $40,000 | $105,000 |
| Credit History | 13 | $2,616,000 | $201,000 | $417,000 | $86,000 | $239,000 |
| Collateral | 12 | $1,639,000 | $136,000 | $397,000 | $57,000 | $203,000 |
| Other | 8 | $1,102,000 | $137,000 | $272,000 | $76,000 | $159,000 |
| Employment History | 6 | $863,000 | $143,000 | $205,000 | $74,000 | $151,000 |
| Unverifiable Information | 2 | $233,000 | $116,000 | $155,000 | $68,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $299,000 | $299,000 | $299,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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