Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Amerifirst Financial, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst Financial, Inc. 1550 E. Mckellips Rd, Suite 117 Mesa, AZ 85203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 9,978 |
| Total Mortgage Loan Application Amount | $2,338,950,000 |
| Average Mortgage Loan Application Amount | $239,000 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $84,500 |
| Highest Applicant Income | $2,183,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 5,088 | $ 1,021,995,000 | $ 200,000 | $ 76,000 |
| San Diego County California | 482 | $ 206,013,000 | $ 427,000 | $ 119,000 |
| Yuma County Arizona | 433 | $ 54,440,000 | $ 125,000 | $ 47,000 |
| Riverside County California | 393 | $ 98,815,000 | $ 251,000 | $ 73,000 |
| San Bernardino County California | 374 | $ 80,251,000 | $ 214,000 | $ 75,000 |
| Pinal County Arizona | 370 | $ 58,773,000 | $ 158,000 | $ 65,000 |
| Los Angeles County California | 289 | $ 121,378,000 | $ 419,000 | $ 132,000 |
| Orange County California | 258 | $ 128,495,000 | $ 498,000 | $ 164,000 |
| Yavapai County Arizona | 239 | $ 47,576,000 | $ 199,000 | $ 77,000 |
| Denver County Colorado | 188 | $ 59,882,000 | $ 318,000 | $ 136,000 |
| Navajo County Arizona | 114 | $ 16,416,000 | $ 144,000 | $ 78,000 |
| Ada County Idaho | 113 | $ 27,027,000 | $ 239,000 | $ 99,000 |
| Stanislaus County California | 105 | $ 13,487,000 | $ 128,000 | $ 55,000 |
| Gila County Arizona | 98 | $ 16,409,000 | $ 167,000 | $ 67,000 |
| Jefferson County Colorado | 97 | $ 25,614,000 | $ 264,000 | $ 87,000 |
| Contra Costa County California | 95 | $ 44,654,000 | $ 470,000 | $ 145,000 |
| Arapahoe County Colorado | 74 | $ 19,169,000 | $ 259,000 | $ 96,000 |
| Travis County Texas | 72 | $ 15,746,000 | $ 218,000 | $ 100,000 |
| Williamson County Texas | 68 | $ 13,506,000 | $ 198,000 | $ 102,000 |
| Alameda County California | 67 | $ 29,782,000 | $ 444,000 | $ 125,000 |
| Adams County Colorado | 61 | $ 15,816,000 | $ 259,000 | $ 87,000 |
| San Joaquin County California | 56 | $ 12,520,000 | $ 223,000 | $ 77,000 |
| Kern County California | 54 | $ 8,974,000 | $ 166,000 | $ 67,000 |
| Douglas County Colorado | 50 | $ 15,357,000 | $ 307,000 | $ 119,000 |
| Collin County Texas | 49 | $ 12,074,000 | $ 246,000 | $ 135,000 |
| Ventura County California | 48 | $ 21,241,000 | $ 442,000 | $ 138,000 |
| Mohave County Arizona | 38 | $ 5,591,000 | $ 147,000 | $ 67,000 |
| Canyon County Idaho | 35 | $ 6,316,000 | $ 180,000 | $ 74,000 |
| Denton County Texas | 34 | $ 7,169,000 | $ 210,000 | $ 99,000 |
| Pima County Arizona | 32 | $ 6,509,000 | $ 203,000 | $ 72,000 |
| Grand County Colorado | 28 | $ 5,422,000 | $ 193,000 | $ 93,000 |
| Tarrant County Texas | 28 | $ 4,836,000 | $ 172,000 | $ 102,000 |
| Santa Clara County California | 27 | $ 13,704,000 | $ 507,000 | $ 137,000 |
| Shelby County Tennessee | 22 | $ 1,524,000 | $ 69,000 | $ 106,000 |
| Bexar County Texas | 20 | $ 3,243,000 | $ 162,000 | $ 123,000 |
| Harris County Texas | 20 | $ 3,332,000 | $ 166,000 | $ 72,000 |
| Coconino County Arizona | 19 | $ 3,946,000 | $ 207,000 | $ 143,000 |
| San Mateo County California | 17 | $ 12,092,000 | $ 711,000 | $ 190,000 |
| Boulder County Colorado | 14 | $ 5,496,000 | $ 392,000 | $ 145,000 |
| Broomfield County Colorado | 14 | $ 4,119,000 | $ 294,000 | $ 121,000 |
| Sacramento County California | 13 | $ 3,514,000 | $ 270,000 | $ 87,000 |
| Hays County Texas | 12 | $ 2,840,000 | $ 236,000 | $ 124,000 |
| Apache County Arizona | 10 | $ 1,026,000 | $ 102,000 | $ 65,000 |
| Solano County California | 10 | $ 2,121,000 | $ 212,000 | $ 79,000 |
| Weld County Colorado | 10 | $ 2,717,000 | $ 271,000 | $ 113,000 |
| Dallas County Texas | 9 | $ 1,473,000 | $ 163,000 | $ 117,000 |
| Sonoma County California | 8 | $ 3,078,000 | $ 384,000 | $ 116,000 |
| Graham County Arizona | 7 | $ 1,280,000 | $ 182,000 | $ 52,000 |
| San Francisco County California | 7 | $ 4,748,000 | $ 678,000 | $ 194,000 |
| Eagle County Colorado | 7 | $ 3,350,000 | $ 478,000 | $ 214,000 |
| El Paso County Colorado | 7 | $ 1,658,000 | $ 236,000 | $ 88,000 |
| Carter County Oklahoma | 7 | $ 804,000 | $ 114,000 | $ 85,000 |
| Larimer County Colorado | 6 | $ 1,446,000 | $ 241,000 | $ 76,000 |
| Marion County Indiana | 6 | $ 597,000 | $ 99,000 | $ 93,000 |
| Bastrop County Texas | 6 | $ 1,362,000 | $ 227,000 | $ 78,000 |
| Gem County Idaho | 5 | $ 981,000 | $ 196,000 | $ 66,000 |
| Oklahoma County Oklahoma | 5 | $ 617,000 | $ 123,000 | $ 50,000 |
| Comal County Texas | 5 | $ 1,201,000 | $ 240,000 | $ 108,000 |
| Cochise County Arizona | 4 | $ 794,000 | $ 198,000 | $ 87,000 |
| Elbert County Colorado | 4 | $ 1,635,000 | $ 408,000 | $ 119,000 |
| Salt Lake County Utah | 4 | $ 1,017,000 | $ 254,000 | $ 91,000 |
| Utah County Utah | 4 | $ 814,000 | $ 203,000 | $ 150,000 |
| Fresno County California | 3 | $ 205,000 | $ 68,000 | $ 45,000 |
| Marin County California | 3 | $ 1,095,000 | $ 365,000 | $ 103,000 |
| Napa County California | 3 | $ 1,415,000 | $ 471,000 | $ 313,000 |
| Placer County California | 3 | $ 945,000 | $ 315,000 | $ 105,000 |
| San Benito County California | 3 | $ 447,000 | $ 149,000 | $ 121,000 |
| San Luis Obispo County California | 3 | $ 1,137,000 | $ 379,000 | $ 139,000 |
| Park County Colorado | 3 | $ 566,000 | $ 188,000 | $ 56,000 |
| Routt County Colorado | 3 | $ 1,557,000 | $ 519,000 | $ 487,000 |
| Summit County Colorado | 3 | $ 945,000 | $ 315,000 | $ 242,000 |
| Boise County Idaho | 3 | $ 800,000 | $ 266,000 | $ 111,000 |
| Bernalillo County New Mexico | 3 | $ 564,000 | $ 188,000 | $ 44,000 |
| Bell County Texas | 3 | $ 516,000 | $ 172,000 | $ 82,000 |
| Caldwell County Texas | 3 | $ 351,000 | $ 117,000 | $ 139,000 |
| El Paso County Texas | 3 | $ 330,000 | $ 110,000 | $ 84,000 |
| Guadalupe County Texas | 3 | $ 699,000 | $ 233,000 | $ 69,000 |
| Rockwall County Texas | 3 | $ 786,000 | $ 262,000 | $ 213,000 |
| Summit County Utah | 3 | $ 990,000 | $ 330,000 | $ 172,000 |
| Clark County Washington | 3 | $ 501,000 | $ 167,000 | $ 54,000 |
| King County Washington | 3 | $ 1,055,000 | $ 351,000 | $ 135,000 |
| Snohomish County Washington | 3 | $ 996,000 | $ 332,000 | $ 57,000 |
| Yakima County Washington | 3 | $ 275,000 | $ 91,000 | $ 24,000 |
| El Dorado County California | 2 | $ 1,064,000 | $ 532,000 | $ 208,000 |
| Humboldt County California | 2 | $ 479,000 | $ 239,000 | $ 140,000 |
| Mendocino County California | 2 | $ 576,000 | $ 288,000 | $ 62,000 |
| Santa Cruz County California | 2 | $ 678,000 | $ 339,000 | $ 139,000 |
| Clear Creek County Colorado | 2 | $ 475,000 | $ 237,000 | $ 56,000 |
| La Plata County Colorado | 2 | $ 760,000 | $ 380,000 | $ 192,000 |
| Elmore County Idaho | 2 | $ 495,000 | $ 247,000 | $ 81,000 |
| Brazoria County Texas | 2 | $ 562,000 | $ 281,000 | $ 96,000 |
| Burnet County Texas | 2 | $ 238,000 | $ 119,000 | $ 108,000 |
| Galveston County Texas | 2 | $ 193,000 | $ 96,000 | $ 53,000 |
| Kaufman County Texas | 2 | $ 421,000 | $ 210,000 | $ 84,000 |
| Smith County Texas | 2 | $ 213,000 | $ 106,000 | $ 32,000 |
| La Paz County Arizona | 1 | $ 64,000 | $ 64,000 | $ 25,000 |
| Amador County California | 1 | $ 242,000 | $ 242,000 | $ 68,000 |
| Calaveras County California | 1 | $ 196,000 | $ 196,000 | $ 117,000 |
| Del Norte County California | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Kings County California | 1 | $ 184,000 | $ 184,000 | $ 91,000 |
| Madera County California | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Mariposa County California | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Merced County California | 1 | $ 333,000 | $ 333,000 | $ 74,000 |
| Mono County California | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Monterey County California | 1 | $ 270,000 | $ 270,000 | $ 116,000 |
| Nevada County California | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Shasta County California | 1 | $ 226,000 | $ 226,000 | $ 147,000 |
| Sutter County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Yolo County California | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Gilpin County Colorado | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Boundary County Idaho | 1 | $ 388,000 | $ 388,000 | $ 97,000 |
| Idaho County Idaho | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Payette County Idaho | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Valley County Idaho | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Washington County Idaho | 1 | $ 89,000 | $ 89,000 | $ 73,000 |
| Hendricks County Indiana | 1 | $ 122,000 | $ 122,000 | $ 150,000 |
| Johnson County Indiana | 1 | $ 83,000 | $ 83,000 | $ 127,000 |
| Dona Ana County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 62,000 |
| Los Alamos County New Mexico | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 199,000 | $ 199,000 | $ 24,000 |
| Santa Fe County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 92,000 |
| Marshall County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Campbell County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 309,000 | $ 309,000 | $ 156,000 |
| Montgomery County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 95,000 |
| Sequatchie County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Brazos County Texas | 1 | $ 112,000 | $ 112,000 | $ 103,000 |
| Fannin County Texas | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Fort Bend County Texas | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Gillespie County Texas | 1 | $ 191,000 | $ 191,000 | $ 61,000 |
| Hardin County Texas | 1 | $ 233,000 | $ 233,000 | $ 98,000 |
| Henderson County Texas | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
| Jefferson County Texas | 1 | $ 268,000 | $ 268,000 | $ 84,000 |
| Lubbock County Texas | 1 | $ 61,000 | $ 61,000 | $ 258,000 |
| Midland County Texas | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Montgomery County Texas | 1 | $ 91,000 | $ 91,000 | $ 113,000 |
| Randall County Texas | 1 | $ 72,000 | $ 72,000 | $ 141,000 |
| Taylor County Texas | 1 | $ 196,000 | $ 196,000 | $ 77,000 |
| Davis County Utah | 1 | $ 196,000 | $ 196,000 | $ 89,000 |
| Wasatch County Utah | 1 | $ 280,000 | $ 280,000 | $ 122,000 |
| Benton County Washington | 1 | $ 113,000 | $ 113,000 | $ 119,000 |
| Grant County Washington | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Grays Harbor County Washington | 1 | $ 182,000 | $ 182,000 | $ 75,000 |
| Jefferson County Washington | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Lincoln County Washington | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Pierce County Washington | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Skagit County Washington | 1 | $ 231,000 | $ 231,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,744 | $1,518,426,000 | $225,000 | $4,000,000 | $87,000 | $2,183,000 |
| Refinancing | 3,234 | $820,524,000 | $253,000 | $2,700,000 | $82,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,443 | $1,577,475,000 | $244,000 | $4,000,000 | $93,000 | $2,183,000 |
| Hispanic | 2,284 | $423,097,000 | $185,000 | $2,700,000 | $58,000 | $611,000 |
| Not Provided | 524 | $141,411,000 | $269,000 | $2,125,000 | $102,000 | $1,082,000 |
| Asian | 385 | $115,457,000 | $299,000 | $1,500,000 | $111,000 | $1,036,000 |
| Black or African American | 238 | $53,716,000 | $225,000 | $841,000 | $70,000 | $315,000 |
| Native Hawaiian or Other Pacific Islander | 59 | $17,373,000 | $294,000 | $1,256,000 | $91,000 | $411,000 |
| American Indian or Alaskan Native | 45 | $10,421,000 | $231,000 | $1,125,000 | $94,000 | $778,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,457 | $1,368,045,000 | $250,000 | $4,000,000 | $108,000 | $2,183,000 |
| FHA-insured (Federal Housing Administration) | 3,531 | $721,537,000 | $204,000 | $918,000 | $55,000 | $476,000 |
| VA-guaranteed (Veterans Administration) | 812 | $224,135,000 | $276,000 | $1,311,000 | $77,000 | $469,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 178 | $25,233,000 | $141,000 | $650,000 | $43,000 | $212,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,978 | $1,610,932,000 | $230,000 | $2,000,000 | $85,000 | $2,183,000 |
| Application Withdrawn By Applicant | 2,217 | $551,429,000 | $248,000 | $2,700,000 | $93,000 | $1,740,000 |
| Application Denied By Financial Institution | 523 | $113,074,000 | $216,000 | $4,000,000 | $72,000 | $912,000 |
| File Closed For Incompleteness | 201 | $50,710,000 | $252,000 | $1,237,000 | $85,000 | $660,000 |
| Application Approved But Not Accepted | 59 | $12,805,000 | $217,000 | $625,000 | $76,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.