Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Amerifirst Financial, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Amerifirst Financial, Inc.
1550 E. Mckellips Rd, Suite 117
Mesa, AZ 85203
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 10,528
Total Mortgage Loan Application Amount $2,971,060,000
Average Mortgage Loan Application Amount $292,250
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $94,750
Highest Applicant Income $3,260,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2019.

Mortgage Loan Application Totals for Amerifirst Financial, Inc. by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PHOENIX-MESA-SCOTTSDALE, AZ 4,456 $ 1,128,480,000 $ 253,000 $ 87,000
DENVER-AURORA-LAKEWOOD, CO 2,131 $ 748,105,000 $ 351,000 $ 112,000
NA (OUTSIDE OF MSA/MD) 524 $ 115,750,000 $ 243,684 $ 124,052
SAN ANTONIO-NEW BRAUNFELS, TX 491 $ 103,045,000 $ 209,000 $ 92,000
YUMA, AZ 326 $ 46,840,000 $ 143,000 $ 58,000
LAS VEGAS-HENDERSON-PARADISE, NV 275 $ 68,515,000 $ 249,000 $ 75,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 196 $ 54,230,000 $ 276,000 $ 101,000
ANAHEIM-SANTA ANA-IRVINE, CA 178 $ 97,200,000 $ 546,000 $ 170,000
MODESTO, CA 175 $ 39,585,000 $ 226,000 $ 75,000
GREELEY, CO 128 $ 42,700,000 $ 333,000 $ 87,000
STOCKTON-LODI, CA 113 $ 41,935,000 $ 371,000 $ 117,000
SAN DIEGO-CARLSBAD, CA 109 $ 51,725,000 $ 474,000 $ 137,000
FRESNO, CA 102 $ 19,250,000 $ 188,000 $ 75,000
MERCED, CA 99 $ 18,755,000 $ 189,000 $ 67,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 96 $ 47,070,000 $ 490,000 $ 136,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 89 $ 28,575,000 $ 321,000 $ 97,000
VALLEJO-FAIRFIELD, CA 73 $ 19,665,000 $ 269,000 $ 117,000
PRESCOTT VALLEY-PRESCOTT, AZ 64 $ 16,200,000 $ 253,000 $ 150,000
REDDING, CA 48 $ 12,500,000 $ 260,000 $ 99,000
COLORADO SPRINGS, CO 45 $ 14,075,000 $ 312,000 $ 85,000
AUSTIN-ROUND ROCK, TX 40 $ 12,530,000 $ 313,000 $ 194,000
FLAGSTAFF, AZ 39 $ 10,465,000 $ 268,000 $ 120,000
BOULDER, CO 38 $ 16,000,000 $ 421,000 $ 145,000
FORT COLLINS, CO 37 $ 11,605,000 $ 313,000 $ 105,000
OAKLAND-HAYWARD-BERKELEY, CA 36 $ 18,800,000 $ 522,000 $ 148,000
TUCSON, AZ 32 $ 6,810,000 $ 212,000 $ 83,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 25 $ 7,945,000 $ 317,000 $ 219,000
MIDLAND, TX 24 $ 6,520,000 $ 271,000 $ 102,000
DALLAS-PLANO-IRVING, TX 22 $ 6,730,000 $ 305,000 $ 165,000
LAKE HAVASU CITY-KINGMAN, AZ 20 $ 4,560,000 $ 228,000 $ 87,000
FORT WORTH-ARLINGTON, TX 17 $ 3,055,000 $ 179,000 $ 116,000
OXNARD-THOUSAND OAKS-VENTURA, CA 17 $ 10,995,000 $ 646,000 $ 311,000
BOISE CITY, ID 16 $ 2,430,000 $ 151,000 $ 52,000
SANTA MARIA-SANTA BARBARA, CA 16 $ 19,480,000 $ 1,217,000 $ 623,000
SALT LAKE CITY, UT 15 $ 4,895,000 $ 326,000 $ 91,000
SEATTLE-BELLEVUE-EVERETT, WA 15 $ 6,305,000 $ 420,000 $ 400,000
BAKERSFIELD, CA 14 $ 2,600,000 $ 185,000 $ 70,000
PROVO-OREM, UT 13 $ 3,935,000 $ 302,000 $ 154,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 12 $ 3,180,000 $ 265,000 $ 84,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 12 $ 9,560,000 $ 796,000 $ 246,000
MADERA, CA 11 $ 2,545,000 $ 231,000 $ 73,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 11 $ 2,525,000 $ 229,000 $ 146,000
ODESSA, TX 11 $ 2,065,000 $ 187,000 $ 81,000
LUBBOCK, TX 10 $ 1,610,000 $ 161,000 $ 53,000
SANTA ROSA, CA 10 $ 5,020,000 $ 502,000 $ 112,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 9 $ 2,605,000 $ 221,500 $ 93,500
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 9 $ 2,435,000 $ 288,000 $ 173,000
SANTA CRUZ-WATSONVILLE, CA 9 $ 3,725,000 $ 413,000 $ 117,000
EUGENE, OR 8 $ 1,500,000 $ 187,000 $ 44,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 8 $ 1,110,000 $ 138,000 $ 60,000
KILLEEN-TEMPLE, TX 8 $ 1,470,000 $ 183,000 $ 120,000
NEW YORK-NEWARK, NY 8 $ 1,840,000 $ 176,000 $ 153,500
TAMPA-ST. PETERSBURG-CLEARWATER, FL 8 $ 1,870,000 $ 233,000 $ 83,000
CAPE CORAL-FORT MYERS, FL 7 $ 1,105,000 $ 157,000 $ 148,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 7 $ 1,135,000 $ 213,000 $ 70,500
HANFORD-CORCORAN, CA 7 $ 1,675,000 $ 239,000 $ 133,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 7 $ 8,385,000 $ 1,197,000 $ 384,000
VISALIA-PORTERVILLE, CA 7 $ 1,145,000 $ 163,000 $ 68,000
BROWNSVILLE-HARLINGEN, TX 6 $ 590,000 $ 98,000 $ 96,000
GRAND JUNCTION, CO 6 $ 1,410,000 $ 235,000 $ 78,000
JACKSONVILLE, FL 6 $ 1,400,000 $ 233,000 $ 187,000
PUEBLO, CO 6 $ 1,010,000 $ 168,000 $ 53,000
RENO, NV 6 $ 1,970,000 $ 328,000 $ 103,000
CLARKSVILLE, TN-KY 5 $ 475,000 $ 136,000 $ 110,500
DES MOINES-WEST DES MOINES, IA 5 $ 735,000 $ 147,000 $ 75,000
MUNCIE, IN 5 $ 695,000 $ 139,000 $ 49,000
ORLANDO-KISSIMMEE-SANFORD, FL 5 $ 705,000 $ 141,000 $ 46,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 5 $ 1,765,000 $ 353,000 $ 237,000
SPOKANE-SPOKANE VALLEY, WA 5 $ 995,000 $ 199,000 $ 50,000
COLUMBUS, OH 4 $ 970,000 $ 242,000 $ 214,000
CORPUS CHRISTI, TX 4 $ 1,310,000 $ 327,000 $ 198,000
OMAHA-COUNCIL BLUFFS, NE-IA 4 $ 1,060,000 $ 265,000 $ 88,000
PUNTA GORDA, FL 4 $ 1,010,000 $ 252,000 $ 130,000
SIERRA VISTA-DOUGLAS, AZ 4 $ 880,000 $ 220,000 $ 113,000
TACOMA-LAKEWOOD, WA 4 $ 810,000 $ 202,000 $ 138,000
TWIN FALLS, ID 4 $ 560,000 $ 140,000 $ 60,000
YUBA CITY, CA 4 $ 1,050,000 $ 262,000 $ 87,000
CARSON CITY, NV 3 $ 725,000 $ 241,000 $ 118,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 765,000 $ 255,000 $ 79,000
NAPA, CA 3 $ 1,315,000 $ 438,000 $ 140,000
OGDEN-CLEARFIELD, UT 3 $ 795,000 $ 265,000 $ 71,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 955,000 $ 318,000 $ 87,000
SAN RAFAEL, CA 3 $ 1,935,000 $ 645,000 $ 146,000
TALLAHASSEE, FL 3 $ 185,000 $ 61,000 $ 139,000
WATERLOO-CEDAR FALLS, IA 3 $ 435,000 $ 145,000 $ 114,000
ALBUQUERQUE, NM 2 $ 270,000 $ 135,000 $ 39,000
AMARILLO, TX 2 $ 220,000 $ 110,000 $ 76,000
CHEYENNE, WY 2 $ 760,000 $ 380,000 $ 34,000
CHICAGO-NAPERVILLE, IL 2 $ 350,000 $ 175,000 $ 69,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 410,000 $ 205,000 $ 98,000
FARMINGTON, NM 2 $ 480,000 $ 240,000 $ 75,000
KOKOMO, IN 2 $ 370,000 $ 185,000 $ 75,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 400,000 $ 200,000 $ 60,000
OCALA, FL 2 $ 1,110,000 $ 555,000 $ 41,000
OKLAHOMA CITY, OK 2 $ 730,000 $ 365,000 $ 317,000
OLYMPIA-TUMWATER, WA 2 $ 600,000 $ 300,000 $ 216,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 170,000 $ 85,000 $ 54,000
SALINAS, CA 2 $ 760,000 $ 380,000 $ 110,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 310,000 $ 155,000 $ 96,000
ALBANY, OR 1 $ 105,000 $ 105,000 $ 57,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 195,000 $ 195,000 $ 81,000
ASHEVILLE, NC 1 $ 105,000 $ 105,000 $ 28,000
ATLANTIC CITY-HAMMONTON, NJ 1 $ 195,000 $ 195,000 $ 280,000
BATON ROUGE, LA 1 $ 145,000 $ 145,000 $ 38,000
BEAUMONT-PORT ARTHUR, TX 1 $ 155,000 $ 155,000 $ 76,000
BLOOMINGTON, IN 1 $ 75,000 $ 75,000 $ 22,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 85,000 $ 85,000 $ 81,000
CHATTANOOGA, TN-GA 1 $ 105,000 $ 105,000 $ 47,000
CHICO, CA 1 $ 275,000 $ 275,000 $ 73,000
CINCINNATI, OH-KY-IN 1 $ 505,000 $ 505,000 $ 236,000
COEUR D'ALENE, ID 1 $ 255,000 $ 255,000 $ 57,000
COLUMBUS, GA-AL 1 $ 235,000 $ 235,000 $ 66,000
DAYTON-SPRINGFIELD-KETTERING, OH 1 $ 235,000 $ 235,000 $ 180,000
EAST STROUDSBURG, PA 1 $ 145,000 $ 145,000 $ 51,000
EL CENTRO, CA 1 $ 225,000 $ 225,000 $ 68,000
EL PASO, TX 1 $ 165,000 $ 165,000 $ 99,000
FORT WAYNE, IN 1 $ 105,000 $ 105,000 $ 31,000
GAINESVILLE, FL 1 $ 1,105,000 $ 1,105,000 $ 71,000
GRANTS PASS, OR 1 $ 265,000 $ 265,000 $ 64,000
GREENSBORO-HIGH POINT, NC 1 $ 135,000 $ 135,000 $ 50,000
JACKSON, TN 1 $ 135,000 $ 135,000 $ 200,000
KENNEWICK-RICHLAND, WA 1 $ 205,000 $ 205,000 $ 91,000
KNOXVILLE, TN 1 $ 75,000 $ 75,000 $ 34,000
LAFAYETTE-WEST LAFAYETTE, IN 1 $ 135,000 $ 135,000 $ 26,000
LAKELAND-WINTER HAVEN, FL 1 $ 405,000 $ 405,000 $ 268,000
LANCASTER, PA 1 $ 305,000 $ 305,000 $ 62,000
LAREDO, TX 1 $ 165,000 $ 165,000 $ 60,000
LINCOLN, NE 1 $ 285,000 $ 285,000 $ 75,000
LOGAN, UT-ID 1 $ 245,000 $ 245,000 $ 161,000
LONGVIEW, TX 1 $ 255,000 $ 255,000 $ 231,000
LONGVIEW, WA 1 $ 115,000 $ 115,000 $ 24,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 85,000 $ 85,000 $ 136,000
MACON-BIBB COUNTY, GA 1 $ 85,000 $ 85,000 $ 36,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 75,000 $ 75,000 $ 22,000
MICHIGAN CITY-LA PORTE, IN 1 $ 75,000 $ 75,000 $ 89,000
NILES-BENTON HARBOR, MI 1 $ 285,000 $ 285,000 $ 21,000
PHILADELPHIA, PA 1 $ 65,000 $ 65,000 $ 46,000
RACINE, WI 1 $ 1,225,000 $ 1,225,000 $ 83,000
RALEIGH, NC 1 $ 175,000 $ 175,000 $ 119,000
SALEM, OR 1 $ 205,000 $ 205,000 $ 62,000
SANTA FE, NM 1 $ 175,000 $ 175,000 $ 78,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 125,000 $ 125,000 $ 36,000
TERRE HAUTE, IN 1 $ 85,000 $ 85,000 $ 47,000
TRENTON, NJ 1 $ 205,000 $ 205,000 $ 76,000
VICTORIA, TX 1 $ 135,000 $ 135,000 $ 54,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 1 $ 155,000 $ 155,000 $ 46,000
WINSTON-SALEM, NC 1 $ 105,000 $ 105,000 $ 105,000

Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,440 $1,726,970,000 $268,000 $2,505,000 $98,000 $3,060,000
Refinancing 2,527 $806,215,000 $319,000 $5,005,000 $101,000 $3,260,000
Cash-out Refinancing 1,534 $429,700,000 $280,000 $2,525,000 $101,000 $1,361,000
Other Purpose 27 $8,175,000 $302,000 $1,105,000 $79,000 $230,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,310 $1,915,830,000 $303,000 $5,005,000 $110,000 $3,260,000
Hispanic 2,486 $548,510,000 $220,000 $1,175,000 $72,000 $1,361,000
Not Provided 751 $229,255,000 $305,000 $1,785,000 $103,000 $1,278,000
Black or African American 482 $123,900,000 $257,000 $1,275,000 $81,000 $546,000
Asian 411 $131,355,000 $319,000 $1,075,000 $117,000 $946,000
American Indian or Alaskan Native 60 $14,910,000 $248,000 $545,000 $87,000 $301,000
Native Hawaiian or Other Pacific Islander 28 $7,300,000 $260,000 $495,000 $79,000 $192,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,253 $2,116,605,000 $291,000 $5,005,000 $114,000 $3,260,000
FHA-insured (Federal Housing Administration) 2,296 $552,590,000 $240,000 $1,325,000 $65,000 $391,000
VA-guaranteed (Veterans Administration) 873 $283,735,000 $325,000 $1,275,000 $71,000 $377,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 106 $18,130,000 $171,000 $625,000 $54,000 $396,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,240 $2,032,410,000 $280,000 $2,005,000 $99,000 $3,060,000
Application Withdrawn By Applicant 2,543 $728,345,000 $286,000 $5,005,000 $99,000 $2,926,000
Application Approved But Not Accepted 423 $117,485,000 $277,000 $1,405,000 $101,000 $758,000
Application Denied By Financial Institution 227 $62,745,000 $276,000 $2,295,000 $98,000 $3,260,000
File Closed For Incompleteness 95 $30,075,000 $316,000 $1,695,000 $109,000 $1,100,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,301 $2,908,315,000 $282,000 $5,005,000 $99,000 $3,060,000
Debt-To-Income Ratio 53 $17,585,000 $331,000 $2,295,000 $143,000 $3,260,000
Credit History 52 $13,280,000 $255,000 $1,325,000 $70,000 $242,000
Unverifiable Information 44 $12,540,000 $285,000 $1,645,000 $82,000 $424,000
Other 26 $6,610,000 $254,000 $705,000 $107,000 $477,000
Collateral 19 $4,275,000 $225,000 $725,000 $99,000 $335,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,380,000 $241,000 $455,000 $90,000 $424,000
Employment History 11 $2,115,000 $192,000 $285,000 $54,000 $75,000
Credit Application Incomplete 8 $2,960,000 $370,000 $885,000 $122,000 $222,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerifirst Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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