Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Amerifirst Financial, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst Financial, Inc. 1550 E. Mckellips Rd, Suite 117 Mesa, AZ 85203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 10,528 |
| Total Mortgage Loan Application Amount | $2,971,060,000 |
| Average Mortgage Loan Application Amount | $292,250 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $94,750 |
| Highest Applicant Income | $3,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 3,886 | $ 1,014,960,000 | $ 261,000 | $ 89,000 |
| Denver County Colorado | 646 | $ 251,850,000 | $ 389,000 | $ 132,000 |
| Pinal County Arizona | 570 | $ 113,520,000 | $ 199,000 | $ 69,000 |
| Adams County Colorado | 511 | $ 155,655,000 | $ 304,000 | $ 87,000 |
| Bexar County Texas | 423 | $ 86,295,000 | $ 204,000 | $ 91,000 |
| Jefferson County Colorado | 419 | $ 151,185,000 | $ 360,000 | $ 119,000 |
| Arapahoe County Colorado | 350 | $ 107,580,000 | $ 307,000 | $ 92,000 |
| Yuma County Arizona | 326 | $ 46,840,000 | $ 143,000 | $ 58,000 |
| Clark County Nevada | 275 | $ 68,515,000 | $ 249,000 | $ 75,000 |
| Navajo County Arizona | 218 | $ 40,160,000 | $ 184,000 | $ 88,000 |
| Orange County California | 178 | $ 97,200,000 | $ 546,000 | $ 170,000 |
| Stanislaus County California | 175 | $ 39,585,000 | $ 226,000 | $ 75,000 |
| Douglas County Colorado | 149 | $ 59,835,000 | $ 401,000 | $ 129,000 |
| Weld County Colorado | 128 | $ 42,700,000 | $ 333,000 | $ 87,000 |
| Riverside County California | 119 | $ 33,525,000 | $ 281,000 | $ 102,000 |
| San Joaquin County California | 113 | $ 41,935,000 | $ 371,000 | $ 117,000 |
| San Diego County California | 109 | $ 51,725,000 | $ 474,000 | $ 137,000 |
| Fresno County California | 102 | $ 19,250,000 | $ 188,000 | $ 75,000 |
| Merced County California | 99 | $ 18,755,000 | $ 189,000 | $ 67,000 |
| Los Angeles County California | 96 | $ 47,070,000 | $ 490,000 | $ 136,000 |
| Gila County Arizona | 78 | $ 16,350,000 | $ 209,000 | $ 84,000 |
| San Bernardino County California | 77 | $ 20,705,000 | $ 268,000 | $ 101,000 |
| Solano County California | 73 | $ 19,665,000 | $ 269,000 | $ 117,000 |
| Yavapai County Arizona | 64 | $ 16,200,000 | $ 253,000 | $ 150,000 |
| Sacramento County California | 62 | $ 18,080,000 | $ 291,000 | $ 87,000 |
| Shasta County California | 48 | $ 12,500,000 | $ 260,000 | $ 99,000 |
| Siskiyou County California | 48 | $ 8,960,000 | $ 186,000 | $ 71,000 |
| El Paso County Colorado | 41 | $ 12,735,000 | $ 310,000 | $ 83,000 |
| Coconino County Arizona | 39 | $ 10,465,000 | $ 268,000 | $ 120,000 |
| Boulder County Colorado | 38 | $ 16,000,000 | $ 421,000 | $ 145,000 |
| Larimer County Colorado | 37 | $ 11,605,000 | $ 313,000 | $ 105,000 |
| Pima County Arizona | 32 | $ 6,810,000 | $ 212,000 | $ 83,000 |
| Broomfield County Colorado | 31 | $ 13,245,000 | $ 427,000 | $ 149,000 |
| Apache County Arizona | 28 | $ 4,410,000 | $ 157,000 | $ 75,000 |
| Grand County Colorado | 28 | $ 9,880,000 | $ 352,000 | $ 216,000 |
| Guadalupe County Texas | 28 | $ 6,230,000 | $ 222,000 | $ 93,000 |
| Midland County Texas | 24 | $ 6,520,000 | $ 271,000 | $ 102,000 |
| Travis County Texas | 24 | $ 8,270,000 | $ 344,000 | $ 240,000 |
| Contra Costa County California | 22 | $ 11,080,000 | $ 503,000 | $ 153,000 |
| Mohave County Arizona | 20 | $ 4,560,000 | $ 228,000 | $ 87,000 |
| Comal County Texas | 20 | $ 5,120,000 | $ 256,000 | $ 113,000 |
| Placer County California | 19 | $ 7,625,000 | $ 401,000 | $ 122,000 |
| Ventura County California | 17 | $ 10,995,000 | $ 646,000 | $ 311,000 |
| Santa Barbara County California | 16 | $ 19,480,000 | $ 1,217,000 | $ 623,000 |
| Alameda County California | 14 | $ 7,720,000 | $ 551,000 | $ 139,000 |
| Kern County California | 14 | $ 2,600,000 | $ 185,000 | $ 70,000 |
| Tarrant County Texas | 14 | $ 2,420,000 | $ 172,000 | $ 127,000 |
| Summit County Colorado | 13 | $ 7,005,000 | $ 538,000 | $ 346,000 |
| Salt Lake County Utah | 13 | $ 4,455,000 | $ 342,000 | $ 93,000 |
| Utah County Utah | 13 | $ 3,935,000 | $ 302,000 | $ 154,000 |
| Santa Clara County California | 12 | $ 9,560,000 | $ 796,000 | $ 246,000 |
| Madera County California | 11 | $ 2,545,000 | $ 231,000 | $ 73,000 |
| Morgan County Colorado | 11 | $ 2,465,000 | $ 224,000 | $ 69,000 |
| Canyon County Idaho | 11 | $ 1,575,000 | $ 143,000 | $ 53,000 |
| Ector County Texas | 11 | $ 2,065,000 | $ 187,000 | $ 81,000 |
| Sonoma County California | 10 | $ 5,020,000 | $ 502,000 | $ 112,000 |
| Harris County Texas | 10 | $ 3,180,000 | $ 318,000 | $ 131,000 |
| King County Washington | 10 | $ 4,580,000 | $ 458,000 | $ 431,000 |
| Santa Cruz County California | 9 | $ 3,725,000 | $ 413,000 | $ 117,000 |
| Park County Colorado | 9 | $ 2,905,000 | $ 322,000 | $ 96,000 |
| Davidson County Tennessee | 9 | $ 2,095,000 | $ 232,000 | $ 168,000 |
| Lubbock County Texas | 9 | $ 1,365,000 | $ 151,000 | $ 52,000 |
| Williamson County Texas | 9 | $ 2,105,000 | $ 233,000 | $ 127,000 |
| Lane County Oregon | 8 | $ 1,500,000 | $ 187,000 | $ 44,000 |
| Kings County California | 7 | $ 1,675,000 | $ 239,000 | $ 133,000 |
| Tulare County California | 7 | $ 1,145,000 | $ 163,000 | $ 68,000 |
| Elbert County Colorado | 7 | $ 2,765,000 | $ 395,000 | $ 87,000 |
| Lee County Florida | 7 | $ 1,105,000 | $ 157,000 | $ 148,000 |
| Bell County Texas | 7 | $ 1,335,000 | $ 190,000 | $ 130,000 |
| Denton County Texas | 7 | $ 3,315,000 | $ 473,000 | $ 170,000 |
| Hays County Texas | 7 | $ 2,155,000 | $ 307,000 | $ 122,000 |
| Medina County Texas | 7 | $ 1,685,000 | $ 240,000 | $ 75,000 |
| Montgomery County Texas | 7 | $ 2,305,000 | $ 329,000 | $ 389,000 |
| San Mateo County California | 6 | $ 6,380,000 | $ 1,063,000 | $ 279,000 |
| Clear Creek County Colorado | 6 | $ 1,820,000 | $ 303,000 | $ 100,000 |
| Mesa County Colorado | 6 | $ 1,410,000 | $ 235,000 | $ 78,000 |
| Pueblo County Colorado | 6 | $ 1,010,000 | $ 168,000 | $ 53,000 |
| Washoe County Nevada | 6 | $ 1,970,000 | $ 328,000 | $ 103,000 |
| Cameron County Texas | 6 | $ 590,000 | $ 98,000 | $ 96,000 |
| Dallas County Texas | 6 | $ 1,290,000 | $ 215,000 | $ 131,000 |
| Clark County Washington | 6 | $ 1,410,000 | $ 235,000 | $ 90,000 |
| Graham County Arizona | 5 | $ 785,000 | $ 157,000 | $ 72,000 |
| El Dorado County California | 5 | $ 1,685,000 | $ 337,000 | $ 94,000 |
| San Luis Obispo County California | 5 | $ 1,765,000 | $ 353,000 | $ 237,000 |
| Eagle County Colorado | 5 | $ 2,015,000 | $ 403,000 | $ 137,000 |
| Delaware County Indiana | 5 | $ 695,000 | $ 139,000 | $ 49,000 |
| Snohomish County Washington | 5 | $ 1,725,000 | $ 345,000 | $ 337,000 |
| Cochise County Arizona | 4 | $ 880,000 | $ 220,000 | $ 113,000 |
| La Plata County Colorado | 4 | $ 1,950,000 | $ 487,000 | $ 140,000 |
| Teller County Colorado | 4 | $ 1,340,000 | $ 335,000 | $ 102,000 |
| Charlotte County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 130,000 |
| Cobb County Georgia | 4 | $ 1,390,000 | $ 347,000 | $ 89,000 |
| Ada County Idaho | 4 | $ 680,000 | $ 170,000 | $ 49,000 |
| Twin Falls County Idaho | 4 | $ 560,000 | $ 140,000 | $ 60,000 |
| Marion County Indiana | 4 | $ 620,000 | $ 155,000 | $ 74,000 |
| Christian County Kentucky | 4 | $ 270,000 | $ 67,000 | $ 131,000 |
| Monmouth County New Jersey | 4 | $ 850,000 | $ 212,000 | $ 79,000 |
| Franklin County Ohio | 4 | $ 970,000 | $ 242,000 | $ 214,000 |
| Andrews County Texas | 4 | $ 710,000 | $ 177,000 | $ 95,000 |
| Collin County Texas | 4 | $ 760,000 | $ 190,000 | $ 130,000 |
| Ellis County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 283,000 |
| Kendall County Texas | 4 | $ 1,720,000 | $ 430,000 | $ 155,000 |
| Nueces County Texas | 4 | $ 1,310,000 | $ 327,000 | $ 198,000 |
| Pierce County Washington | 4 | $ 810,000 | $ 202,000 | $ 138,000 |
| Spokane County Washington | 4 | $ 760,000 | $ 190,000 | $ 50,000 |
| Marin County California | 3 | $ 1,935,000 | $ 645,000 | $ 146,000 |
| Napa County California | 3 | $ 1,315,000 | $ 438,000 | $ 140,000 |
| Yolo County California | 3 | $ 1,185,000 | $ 395,000 | $ 144,000 |
| Yuba County California | 3 | $ 815,000 | $ 271,000 | $ 66,000 |
| Archuleta County Colorado | 3 | $ 675,000 | $ 225,000 | $ 151,000 |
| Gilpin County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 84,000 |
| Brevard County Florida | 3 | $ 955,000 | $ 318,000 | $ 87,000 |
| Broward County Florida | 3 | $ 765,000 | $ 255,000 | $ 79,000 |
| Duval County Florida | 3 | $ 705,000 | $ 235,000 | $ 159,000 |
| Hendry County Florida | 3 | $ 375,000 | $ 125,000 | $ 172,000 |
| Leon County Florida | 3 | $ 185,000 | $ 61,000 | $ 139,000 |
| Pasco County Florida | 3 | $ 975,000 | $ 325,000 | $ 108,000 |
| St. Johns County Florida | 3 | $ 695,000 | $ 231,000 | $ 215,000 |
| Madison County Indiana | 3 | $ 305,000 | $ 101,000 | $ 48,000 |
| Hennepin County Minnesota | 3 | $ 865,000 | $ 288,000 | $ 116,000 |
| Carson City County Nevada | 3 | $ 725,000 | $ 241,000 | $ 118,000 |
| Ocean County New Jersey | 3 | $ 885,000 | $ 295,000 | $ 118,000 |
| Mecklenburg County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 101,000 |
| Atascosa County Texas | 3 | $ 485,000 | $ 161,000 | $ 99,000 |
| Bandera County Texas | 3 | $ 585,000 | $ 195,000 | $ 81,000 |
| Brazoria County Texas | 3 | $ 875,000 | $ 291,000 | $ 217,000 |
| Galveston County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 135,000 |
| Kerr County Texas | 3 | $ 585,000 | $ 195,000 | $ 63,000 |
| Wilson County Texas | 3 | $ 925,000 | $ 308,000 | $ 99,000 |
| Calaveras County California | 2 | $ 670,000 | $ 335,000 | $ 136,000 |
| Lake County California | 2 | $ 260,000 | $ 130,000 | $ 25,000 |
| Monterey County California | 2 | $ 760,000 | $ 380,000 | $ 110,000 |
| Tehama County California | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Trinity County California | 2 | $ 750,000 | $ 375,000 | $ 199,000 |
| Tuolumne County California | 2 | $ 500,000 | $ 250,000 | $ 82,000 |
| Chaffee County Colorado | 2 | $ 710,000 | $ 355,000 | $ 227,000 |
| Delta County Colorado | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Garfield County Colorado | 2 | $ 820,000 | $ 410,000 | $ 86,000 |
| Pitkin County Colorado | 2 | $ 1,810,000 | $ 905,000 | $ 387,000 |
| Hillsborough County Florida | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Marion County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 41,000 |
| Orange County Florida | 2 | $ 290,000 | $ 145,000 | $ 19,000 |
| Osceola County Florida | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Pinellas County Florida | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| Forsyth County Georgia | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Newton County Georgia | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Elmore County Idaho | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
| Minidoka County Idaho | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Cook County Illinois | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Howard County Indiana | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Black Hawk County Iowa | 2 | $ 270,000 | $ 135,000 | $ 84,000 |
| Dallas County Iowa | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Polk County Iowa | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Oakland County Michigan | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| Sherburne County Minnesota | 2 | $ 570,000 | $ 285,000 | $ 107,000 |
| Douglas County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| San Juan County New Mexico | 2 | $ 480,000 | $ 240,000 | $ 75,000 |
| Valencia County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Gaston County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Oklahoma County Oklahoma | 2 | $ 730,000 | $ 365,000 | $ 317,000 |
| Multnomah County Oregon | 2 | $ 670,000 | $ 335,000 | $ 329,000 |
| Rutherford County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 46,000 |
| Aransas County Texas | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Blanco County Texas | 2 | $ 1,720,000 | $ 860,000 | $ 444,000 |
| Brooks County Texas | 2 | $ 170,000 | $ 85,000 | $ 67,000 |
| Dawson County Texas | 2 | $ 430,000 | $ 215,000 | $ 99,000 |
| Fort Bend County Texas | 2 | $ 570,000 | $ 285,000 | $ 195,000 |
| Johnson County Texas | 2 | $ 360,000 | $ 180,000 | $ 34,000 |
| Randall County Texas | 2 | $ 220,000 | $ 110,000 | $ 76,000 |
| Tooele County Utah | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Grant County Washington | 2 | $ 570,000 | $ 285,000 | $ 82,000 |
| Thurston County Washington | 2 | $ 600,000 | $ 300,000 | $ 216,000 |
| Milwaukee County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Laramie County Wyoming | 2 | $ 760,000 | $ 380,000 | $ 34,000 |
| La Paz County Arizona | 1 | $ 95,000 | $ 95,000 | $ 298,000 |
| Butte County California | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Del Norte County California | 1 | $ 195,000 | $ 195,000 | $ 156,000 |
| Humboldt County California | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Imperial County California | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| San Francisco County California | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,015,000 |
| Sutter County California | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Fremont County Colorado | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Gunnison County Colorado | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Lake County Colorado | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Las Animas County Colorado | 1 | $ 435,000 | $ 435,000 | $ 123,000 |
| Montrose County Colorado | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Washington County Colorado | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Fairfield County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Alachua County Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 71,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Lake County Florida | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Miami-Dade County Florida | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Palm Beach County Florida | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Polk County Florida | 1 | $ 405,000 | $ 405,000 | $ 268,000 |
| Santa Rosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Bibb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Camden County Georgia | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Cherokee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| DeKalb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Fulton County Georgia | 1 | $ 485,000 | $ 485,000 | $ 144,000 |
| Harris County Georgia | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Wayne County Georgia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Kootenai County Idaho | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Owyhee County Idaho | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Hancock County Indiana | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| LaPorte County Indiana | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Monroe County Indiana | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| St. Joseph County Indiana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Tippecanoe County Indiana | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Vigo County Indiana | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Bremer County Iowa | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Guthrie County Iowa | 1 | $ 375,000 | $ 375,000 | $ 174,000 |
| Jefferson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| East Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Berrien County Michigan | 1 | $ 285,000 | $ 285,000 | $ 21,000 |
| Marquette County Michigan | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Anoka County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 220,000 |
| Carver County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Crow Wing County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Dakota County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
| Otter Tail County Minnesota | 1 | $ 1,175,000 | $ 1,175,000 | $ 190,000 |
| Sibley County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Cass County Nebraska | 1 | $ 425,000 | $ 425,000 | $ 141,000 |
| Lancaster County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Sarpy County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Douglas County Nevada | 1 | $ 365,000 | $ 365,000 | $ 67,000 |
| Lyon County Nevada | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Nye County Nevada | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Atlantic County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 280,000 |
| Mercer County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Otero County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Santa Fe County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Dutchess County New York | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Buncombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Iredell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Wake County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Watauga County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Clermont County Ohio | 1 | $ 505,000 | $ 505,000 | $ 236,000 |
| Greene County Ohio | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Holmes County Ohio | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Jefferson County Oregon | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Josephine County Oregon | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Linn County Oregon | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Marion County Oregon | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Tillamook County Oregon | 1 | $ 305,000 | $ 305,000 | $ 289,000 |
| Washington County Oregon | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Delaware County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Lancaster County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Lehigh County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Monroe County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Chester County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Oconee County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Gibson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Hamilton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Knox County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Montgomery County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Sevier County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 271,000 |
| Angelina County Texas | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Bosque County Texas | 1 | $ 135,000 | $ 135,000 | $ 277,000 |
| Coryell County Texas | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| DeWitt County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Duval County Texas | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| El Paso County Texas | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Gillespie County Texas | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Harrison County Texas | 1 | $ 255,000 | $ 255,000 | $ 231,000 |
| Howard County Texas | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Hunt County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Jefferson County Texas | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Karnes County Texas | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Llano County Texas | 1 | $ 445,000 | $ 445,000 | $ 655,000 |
| Lynn County Texas | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Milam County Texas | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Parker County Texas | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Parmer County Texas | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Pecos County Texas | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Victoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Webb County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Box Elder County Utah | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Cache County Utah | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Davis County Utah | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| Summit County Utah | 1 | $ 605,000 | $ 605,000 | $ 301,000 |
| Weber County Utah | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Benton County Washington | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Cowlitz County Washington | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Mason County Washington | 1 | $ 115,000 | $ 115,000 | $ 162,000 |
| Stevens County Washington | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Racine County Wisconsin | 1 | $ 1,225,000 | $ 1,225,000 | $ 83,000 |
| St. Croix County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Lincoln County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,440 | $1,726,970,000 | $268,000 | $2,505,000 | $98,000 | $3,060,000 |
| Refinancing | 2,527 | $806,215,000 | $319,000 | $5,005,000 | $101,000 | $3,260,000 |
| Cash-out Refinancing | 1,534 | $429,700,000 | $280,000 | $2,525,000 | $101,000 | $1,361,000 |
| Other Purpose | 27 | $8,175,000 | $302,000 | $1,105,000 | $79,000 | $230,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,310 | $1,915,830,000 | $303,000 | $5,005,000 | $110,000 | $3,260,000 |
| Hispanic | 2,486 | $548,510,000 | $220,000 | $1,175,000 | $72,000 | $1,361,000 |
| Not Provided | 751 | $229,255,000 | $305,000 | $1,785,000 | $103,000 | $1,278,000 |
| Black or African American | 482 | $123,900,000 | $257,000 | $1,275,000 | $81,000 | $546,000 |
| Asian | 411 | $131,355,000 | $319,000 | $1,075,000 | $117,000 | $946,000 |
| American Indian or Alaskan Native | 60 | $14,910,000 | $248,000 | $545,000 | $87,000 | $301,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $7,300,000 | $260,000 | $495,000 | $79,000 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,253 | $2,116,605,000 | $291,000 | $5,005,000 | $114,000 | $3,260,000 |
| FHA-insured (Federal Housing Administration) | 2,296 | $552,590,000 | $240,000 | $1,325,000 | $65,000 | $391,000 |
| VA-guaranteed (Veterans Administration) | 873 | $283,735,000 | $325,000 | $1,275,000 | $71,000 | $377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 106 | $18,130,000 | $171,000 | $625,000 | $54,000 | $396,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,240 | $2,032,410,000 | $280,000 | $2,005,000 | $99,000 | $3,060,000 |
| Application Withdrawn By Applicant | 2,543 | $728,345,000 | $286,000 | $5,005,000 | $99,000 | $2,926,000 |
| Application Approved But Not Accepted | 423 | $117,485,000 | $277,000 | $1,405,000 | $101,000 | $758,000 |
| Application Denied By Financial Institution | 227 | $62,745,000 | $276,000 | $2,295,000 | $98,000 | $3,260,000 |
| File Closed For Incompleteness | 95 | $30,075,000 | $316,000 | $1,695,000 | $109,000 | $1,100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,301 | $2,908,315,000 | $282,000 | $5,005,000 | $99,000 | $3,060,000 |
| Debt-To-Income Ratio | 53 | $17,585,000 | $331,000 | $2,295,000 | $143,000 | $3,260,000 |
| Credit History | 52 | $13,280,000 | $255,000 | $1,325,000 | $70,000 | $242,000 |
| Unverifiable Information | 44 | $12,540,000 | $285,000 | $1,645,000 | $82,000 | $424,000 |
| Other | 26 | $6,610,000 | $254,000 | $705,000 | $107,000 | $477,000 |
| Collateral | 19 | $4,275,000 | $225,000 | $725,000 | $99,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,380,000 | $241,000 | $455,000 | $90,000 | $424,000 |
| Employment History | 11 | $2,115,000 | $192,000 | $285,000 | $54,000 | $75,000 |
| Credit Application Incomplete | 8 | $2,960,000 | $370,000 | $885,000 | $122,000 | $222,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.