Amsouth Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Amsouth Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Amsouth Bank P.O. Box 11007 - Ac-10 Birmingham, AL 35288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 48,086 |
| Total Mortgage Loan Application Amount | $6,532,676,000 |
| Average Mortgage Loan Application Amount | $223,350 |
| Highest Mortgage Loan Application Amount | $12,600,000 |
| Average Applicant Income | $121,070 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elbert County Colorado | 1 | $ 270,000 | $ 270,000 | $ 189,000 |
| Gilpin County Colorado | 1 | $ 328,000 | $ 328,000 | $ 135,000 |
| Grand County Colorado | 1 | $ 136,000 | $ 136,000 | $ 114,000 |
| Gunnison County Colorado | 1 | $ 324,000 | $ 324,000 | $ 141,000 |
| Hinsdale County Colorado | 1 | $ 244,000 | $ 244,000 | $ 200,000 |
| Montrose County Colorado | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Litchfield County Connecticut | 1 | $ 304,000 | $ 304,000 | $ 138,000 |
| New Castle County Delaware | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Gilchrist County Florida | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
| Jackson County Florida | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Liberty County Florida | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Madison County Florida | 1 | $ 30,000 | $ 30,000 | $ 14,000 |
| Barrow County Georgia | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Bryan County Georgia | 1 | $ 699,000 | $ 699,000 | $ 556,000 |
| Crawford County Georgia | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Decatur County Georgia | 1 | $ 13,000 | $ 13,000 | $ 120,000 |
| Dodge County Georgia | 1 | $ 200,000 | $ 200,000 | $ 345,000 |
| Dougherty County Georgia | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Douglas County Georgia | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Early County Georgia | 1 | $ 10,000 | $ 10,000 | $ 156,000 |
| Fayette County Georgia | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Forsyth County Georgia | 1 | $ 235,000 | $ 235,000 | $ 207,000 |
| Hall County Georgia | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Haralson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Henry County Georgia | 1 | $ 12,000 | $ 12,000 | $ 49,000 |
| Jackson County Georgia | 1 | $ 29,000 | $ 29,000 | $ 58,000 |
| Jefferson County Georgia | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Jones County Georgia | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Lee County Georgia | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Lowndes County Georgia | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| McIntosh County Georgia | 1 | $ 300,000 | $ 300,000 | $ 99,000 |
| Meriwether County Georgia | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Peach County Georgia | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Pierce County Georgia | 1 | $ 21,000 | $ 21,000 | $ 59,000 |
| Richmond County Georgia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Talbot County Georgia | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Taylor County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Tift County Georgia | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Union County Georgia | 1 | $ 147,000 | $ 147,000 | $ 119,000 |
| Ware County Georgia | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Washington County Georgia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Wilkes County Georgia | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Honolulu County Hawaii | 1 | $ 236,000 | $ 236,000 | $ 168,000 |
| Kane County Illinois | 1 | $ 172,000 | $ 172,000 | $ 110,000 |
| McHenry County Illinois | 1 | $ 193,000 | $ 193,000 | $ 973,000 |
| St. Clair County Illinois | 1 | $ 116,000 | $ 116,000 | $ 71,000 |
| Winnebago County Illinois | 1 | $ 78,000 | $ 78,000 | $ 128,000 |
| Grant County Indiana | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Hamilton County Indiana | 1 | $ 299,000 | $ 299,000 | $ 517,000 |
| Johnson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Campbell County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 228,000 |
| Estill County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Harlan County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Hopkins County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 76,000 |
| Jefferson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Logan County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Avoyelles County Louisiana | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Iberia County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 95,000 |
| Sabine County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
| St. Helena County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 360,000 |
| St. Martin County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| St. Mary County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Vernon County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Cumberland County Maine | 1 | $ 750,000 | $ 750,000 | $ 233,000 |
| Anne Arundel County Maryland | 1 | $ 370,000 | $ 370,000 | $ 150,000 |
| Baltimore City County Maryland | 1 | $ 64,000 | $ 64,000 | $ 98,000 |
| Carroll County Maryland | 1 | $ 181,000 | $ 181,000 | $ 37,000 |
| Talbot County Maryland | 1 | $ 397,000 | $ 397,000 | $ 98,000 |
| Essex County Massachusetts | 1 | $ 399,000 | $ 399,000 | $ 150,000 |
| Plymouth County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 72,000 |
| Worcester County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Kalamazoo County Michigan | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Livingston County Michigan | 1 | $ 183,000 | $ 183,000 | $ 90,000 |
| Macomb County Michigan | 1 | $ 83,000 | $ 83,000 | $ 119,000 |
| Wayne County Michigan | 1 | $ 17,000 | $ 17,000 | $ 24,000 |
| Meeker County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 192,000 |
| Olmsted County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Wright County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Attala County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 54,000 |
| Benton County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Boone County Missouri | 1 | $ 302,000 | $ 302,000 | $ 61,000 |
| Jackson County Missouri | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Jefferson County Missouri | 1 | $ 251,000 | $ 251,000 | $ 60,000 |
| St. Louis County Missouri | 1 | $ 174,000 | $ 174,000 | $ 71,000 |
| Taney County Missouri | 1 | $ 190,000 | $ 190,000 | $ 216,000 |
| Flathead County Montana | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Jefferson County Montana | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Park County Montana | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Rockingham County New Hampshire | 1 | $ 157,000 | $ 157,000 | $ 74,000 |
| Bergen County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 275,000 |
| Hudson County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Monmouth County New Jersey | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Morris County New Jersey | 1 | $ 354,000 | $ 354,000 | $ 681,000 |
| Santa Fe County New Mexico | 1 | $ 359,000 | $ 359,000 | $ 64,000 |
| Dutchess County New York | 1 | $ 700,000 | $ 700,000 | $ 2,305,000 |
| New York County New York | 1 | $ 240,000 | $ 240,000 | $ 32,000 |
| Alamance County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 90,000 |
| Craven County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Guilford County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Hoke County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
| Madison County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 197,000 |
| McDowell County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 256,000 |
| Randolph County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Rowan County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Vance County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Franklin County Ohio | 1 | $ 68,000 | $ 68,000 | $ 80,000 |
| Licking County Ohio | 1 | $ 101,000 | $ 101,000 | $ 31,000 |
| Union County Ohio | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Clackamas County Oregon | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Clatsop County Oregon | 1 | $ 258,000 | $ 258,000 | $ 60,000 |
| Chester County Pennsylvania | 1 | $ 319,000 | $ 319,000 | $ 156,000 |
| Delaware County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Montgomery County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 74,000 |
| Washington County Rhode Island | 1 | $ 323,000 | $ 323,000 | $ 120,000 |
| Aiken County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Anderson County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 84,000 |
| Lexington County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Pickens County South Carolina | 1 | $ 308,000 | $ 308,000 | $ 660,000 |
| Decatur County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Hancock County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Lake County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Scott County Tennessee | 1 | $ 11,000 | $ 11,000 | $ 59,000 |
| Galveston County Texas | 1 | $ 128,000 | $ 128,000 | $ 180,000 |
| Hays County Texas | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Montgomery County Texas | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Rockwall County Texas | 1 | $ 256,000 | $ 256,000 | $ 99,000 |
| Iron County Utah | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Summit County Utah | 1 | $ 304,000 | $ 304,000 | $ 72,000 |
| Washington County Utah | 1 | $ 72,000 | $ 72,000 | $ 79,000 |
| Weber County Utah | 1 | $ 128,000 | $ 128,000 | $ 120,000 |
| James City County Virginia | 1 | $ 600,000 | $ 600,000 | $ 285,000 |
| Montgomery County Virginia | 1 | $ 105,000 | $ 105,000 | $ 13,000 |
| Page County Virginia | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Portsmouth County Virginia | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Roanoke County Virginia | 1 | $ 295,000 | $ 295,000 | $ 282,000 |
| Cowlitz County Washington | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Kitsap County Washington | 1 | $ 216,000 | $ 216,000 | $ 42,000 |
| Lewis County Washington | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Skagit County Washington | 1 | $ 444,000 | $ 444,000 | $ 192,000 |
| Thurston County Washington | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 146,000 |
| Preston County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Kenosha County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 73,000 |
| St. Croix County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 72,000 |
| Waukesha County Wisconsin | 1 | $ 213,000 | $ 213,000 | $ 178,000 |
| Teton County Wyoming | 1 | $ 264,000 | $ 264,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Amsouth Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 23,901 | $2,629,898,000 | $203,189 | $7,820,000 | $125,135 | $9,999,000 |
| Home Purchase | 17,507 | $3,703,382,000 | $303,555 | $12,600,000 | $125,925 | $9,999,000 |
| Home Improvement | 6,678 | $199,396,000 | $183,916 | $990,000 | $113,250 | $1,658,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 38,874 | $5,679,053,000 | $223,512 | $9,250,000 | $130,170 | $9,999,000 |
| Black or African American | 5,527 | $421,491,000 | $134,950 | $1,528,000 | $65,400 | $1,940,000 |
| Hispanic | 1,358 | $178,574,000 | $170,521 | $2,495,000 | $75,826 | $1,269,000 |
| Not Provided | 1,223 | $53,349,000 | $162,500 | $1,275,000 | $96,375 | $2,510,000 |
| Asian | 746 | $123,797,000 | $209,937 | $2,000,000 | $104,125 | $1,658,000 |
| American Indian or Alaskan Native | 138 | $15,235,000 | $111,000 | $975,000 | $78,200 | $785,000 |
| Not applicable | 114 | $46,714,000 | $538,888 | $12,600,000 | $130,777 | $2,174,000 |
| Native Hawaiian or Other Pacific Islander | 106 | $14,463,000 | $128,000 | $2,250,000 | $102,666 | $937,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 46,744 | $6,385,868,000 | $235,869 | $12,600,000 | $115,869 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 863 | $84,553,000 | $98,666 | $229,000 | $44,222 | $415,000 |
| VA-guaranteed (Veterans Administration) | 479 | $62,255,000 | $125,444 | $279,000 | $50,666 | $271,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,944 | $4,120,681,000 | $391,000 | $12,600,000 | $274,894 | $9,999,000 |
| Application Denied By Financial Institution | 13,254 | $954,788,000 | $75,250 | $3,730,000 | $61,900 | $9,999,000 |
| Application Approved But Not Accepted | 7,474 | $858,842,000 | $117,166 | $4,600,000 | $419,250 | $8,055,000 |
| Preapproval Approved but not Accepted | 1,045 | $171,833,000 | $164,000 | $1,730,000 | $57,000 | $2,048,000 |
| Preapproval Denied by Financial Institution | 927 | $114,109,000 | $123,000 | $1,493,000 | $46,000 | $3,387,000 |
| Loan Purchased By The Institution | 652 | $143,657,000 | $210,600 | $990,000 | $107,800 | $973,000 |
| File Closed For Incompleteness | 591 | $124,301,000 | $456,777 | $2,800,000 | $116,555 | $2,160,000 |
| Application Withdrawn By Applicant | 199 | $44,465,000 | $176,875 | $1,400,000 | $98,250 | $1,222,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,921 | $430,696,000 | $37,437 | $1,275,000 | $49,187 | $1,940,000 |
| Debt-To-Income Ratio | 572 | $70,050,000 | $76,125 | $1,493,000 | $54,875 | $1,440,000 |
| Collateral | 388 | $23,577,000 | $66,600 | $710,000 | $61,100 | $1,020,000 |
| Other | 129 | $11,069,000 | $71,000 | $846,000 | $63,000 | $3,387,000 |
| Credit Application Incomplete | 63 | $6,259,000 | $65,166 | $315,000 | $74,166 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $4,266,000 | $136,666 | $398,000 | $122,666 | $700,000 |
| Employment History | 17 | $1,702,000 | $90,500 | $320,000 | $43,500 | $107,000 |
| Unverifiable Information | 4 | $332,000 | $69,666 | $192,000 | $49,000 | $72,000 |
| Mortgage Insurance Denied | 1 | $100,000 | $100,000 | $100,000 | $92,000 | $92,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.