Amsouth Bank Mortgage Lending & HMDA Data, 2004

In 2004, Amsouth Bank of Birmingham, AL reported 48,086 mortgage applications totaling $6.5 billion, down 22% from 2003. The average application was for $135,854, and applicants reported an average income of $75,432. 50% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (3,880), Nashville-Davidson--Murfreesboro, TN (3,760) and Birmingham-Hoover, AL (3,080) (applications in parentheses).

Mortgage Company & Address Amsouth Bank
P.O. Box 11007 - Ac-10
Birmingham, AL 35288
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 48,086
Total Mortgage Loan Application Amount $6,532,676,000
Average Mortgage Loan Application Amount $135,854
Highest Mortgage Loan Application Amount $12,600,000
Average Applicant Income $75,432
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amsouth Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amsouth Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 2,096 $ 309,562,000 $ 147,691 $ 71,000
Jefferson, Alabama 2,031 $ 255,332,000 $ 125,717 $ 66,000
Davidson, Tennessee 1,577 $ 197,442,000 $ 125,201 $ 77,000
Mobile, Alabama 1,411 $ 117,177,000 $ 83,045 $ 66,000
Hamilton, Tennessee 1,363 $ 144,162,000 $ 105,768 $ 79,000
Collier, Florida 1,018 $ 573,920,000 $ 563,772 $ 197,000
Shelby, Tennessee 1,018 $ 98,020,000 $ 96,286 $ 69,000
Hillsborough, Florida 991 $ 202,056,000 $ 203,891 $ 113,000
Marion, Florida 930 $ 97,874,000 $ 105,240 $ 62,000
Hinds, Mississippi 917 $ 75,025,000 $ 81,815 $ 78,000
Orange, Florida 825 $ 185,445,000 $ 224,781 $ 89,000
Jefferson, Louisiana 708 $ 90,461,000 $ 127,769 $ 63,000
Lee, Florida 707 $ 178,245,000 $ 252,114 $ 107,000
Duval, Florida 699 $ 122,386,000 $ 175,087 $ 112,000
Escambia, Florida 694 $ 104,456,000 $ 150,512 $ 66,000
Knox, Tennessee 680 $ 76,329,000 $ 112,248 $ 109,000
Sullivan, Tennessee 667 $ 50,841,000 $ 76,223 $ 53,000
Baldwin, Alabama 591 $ 99,640,000 $ 168,595 $ 67,000
Caddo, Louisiana 585 $ 56,977,000 $ 97,396 $ 71,000
Shelby, Alabama 582 $ 98,798,000 $ 169,756 $ 78,000
Madison, Alabama 565 $ 58,086,000 $ 102,807 $ 68,000
Brevard, Florida 530 $ 92,081,000 $ 173,737 $ 78,000
Pasco, Florida 491 $ 49,467,000 $ 100,747 $ 59,000
Tuscaloosa, Alabama 480 $ 54,421,000 $ 113,377 $ 93,000
Montgomery, Tennessee 476 $ 33,350,000 $ 70,063 $ 62,000
Montgomery, Alabama 440 $ 48,997,000 $ 111,356 $ 75,000
Williamson, Tennessee 436 $ 122,787,000 $ 281,621 $ 109,000
Rankin, Mississippi 418 $ 43,383,000 $ 103,787 $ 60,000
Sumner, Tennessee 416 $ 42,180,000 $ 101,394 $ 67,000
Santa Rosa, Florida 388 $ 58,480,000 $ 150,721 $ 68,000
Orleans, Louisiana 387 $ 74,970,000 $ 193,720 $ 92,000
Rutherford, Tennessee 387 $ 36,943,000 $ 95,459 $ 63,000
Bradley, Tennessee 377 $ 33,320,000 $ 88,381 $ 56,000
Washington, Tennessee 344 $ 29,285,000 $ 85,130 $ 54,000
Charlotte, Florida 335 $ 56,258,000 $ 167,934 $ 79,000
Seminole, Florida 334 $ 58,516,000 $ 175,197 $ 88,000
Calhoun, Alabama 331 $ 22,628,000 $ 68,362 $ 50,000
Maury, Tennessee 327 $ 28,068,000 $ 85,834 $ 65,000
Bay, Florida 325 $ 51,530,000 $ 158,553 $ 75,000
Okaloosa, Florida 323 $ 60,655,000 $ 187,786 $ 91,000
Madison, Tennessee 308 $ 23,959,000 $ 77,788 $ 59,000
Hernando, Florida 302 $ 29,153,000 $ 96,533 $ 56,000
Etowah, Alabama 296 $ 21,408,000 $ 72,324 $ 55,000
Houston, Alabama 291 $ 27,904,000 $ 95,890 $ 78,000
Walton, Florida 281 $ 135,938,000 $ 483,765 $ 188,000
Dickson, Tennessee 280 $ 21,031,000 $ 75,110 $ 50,000
Sarasota, Florida 277 $ 63,493,000 $ 229,216 $ 84,000
St. Tammany, Louisiana 274 $ 47,111,000 $ 171,937 $ 81,000
DeKalb, Alabama 264 $ 20,310,000 $ 76,931 $ 50,000
Madison, Mississippi 256 $ 44,875,000 $ 175,292 $ 88,000
Citrus, Florida 253 $ 24,145,000 $ 95,434 $ 48,000
Marshall, Alabama 235 $ 21,080,000 $ 89,702 $ 58,000
Walker, Georgia 235 $ 17,280,000 $ 73,531 $ 59,000
Morgan, Alabama 227 $ 17,558,000 $ 77,348 $ 50,000
Elmore, Alabama 224 $ 24,298,000 $ 108,473 $ 61,000
Leon, Florida 219 $ 27,992,000 $ 127,817 $ 95,000
Ouachita, Louisiana 215 $ 27,063,000 $ 125,874 $ 53,000
Roane, Tennessee 214 $ 15,018,000 $ 70,177 $ 62,000
Lee, Mississippi 209 $ 20,979,000 $ 100,377 $ 75,000
Alcorn, Mississippi 206 $ 16,362,000 $ 79,427 $ 71,000
Cumberland, Tennessee 203 $ 16,518,000 $ 81,369 $ 59,000
St. Johns, Florida 202 $ 73,124,000 $ 362,000 $ 167,000
Wilson, Tennessee 200 $ 21,945,000 $ 109,725 $ 81,000
Lowndes, Mississippi 197 $ 19,042,000 $ 96,659 $ 87,000
Anderson, Tennessee 196 $ 17,894,000 $ 91,295 $ 54,000
Putnam, Tennessee 195 $ 16,792,000 $ 86,112 $ 78,000
Catoosa, Georgia 184 $ 18,359,000 $ 99,777 $ 59,000
Lake, Florida 183 $ 28,066,000 $ 153,366 $ 85,000
Cheatham, Tennessee 180 $ 14,307,000 $ 79,483 $ 57,000
St. Clair, Alabama 179 $ 16,147,000 $ 90,206 $ 57,000
Tangipahoa, Louisiana 178 $ 13,836,000 $ 77,730 $ 82,000
Manatee, Florida 173 $ 39,501,000 $ 228,329 $ 94,000
Stewart, Tennessee 170 $ 10,434,000 $ 61,376 $ 51,000
Cullman, Alabama 169 $ 14,510,000 $ 85,857 $ 62,000
Henry, Tennessee 167 $ 10,508,000 $ 62,922 $ 42,000
Polk, Florida 162 $ 16,210,000 $ 100,061 $ 65,000
Osceola, Florida 161 $ 29,567,000 $ 183,645 $ 139,000
Blount, Tennessee 155 $ 16,673,000 $ 107,567 $ 60,000
Bossier, Louisiana 154 $ 17,961,000 $ 116,629 $ 67,000
Lauderdale, Alabama 151 $ 15,341,000 $ 101,596 $ 69,000
Limestone, Alabama 151 $ 12,178,000 $ 80,649 $ 58,000
Walker, Alabama 150 $ 9,455,000 $ 63,033 $ 53,000
Dallas, Alabama 147 $ 9,444,000 $ 64,244 $ 79,000
Gibson, Tennessee 146 $ 10,290,000 $ 70,479 $ 51,000
Lauderdale, Mississippi 145 $ 11,337,000 $ 78,186 $ 59,000
DeKalb, Tennessee 145 $ 11,020,000 $ 76,000 $ 59,000
Washington, Mississippi 143 $ 8,621,000 $ 60,286 $ 53,000
Floyd, Georgia 138 $ 12,132,000 $ 87,913 $ 59,000
East Baton Rouge, Louisiana 137 $ 21,452,000 $ 156,583 $ 98,000
Marion, Tennessee 134 $ 8,877,000 $ 66,246 $ 56,000
Carter, Tennessee 133 $ 8,707,000 $ 65,466 $ 42,000
Clay, Florida 127 $ 21,083,000 $ 166,007 $ 77,000
DeSoto, Mississippi 127 $ 12,565,000 $ 98,937 $ 57,000
Jones, Mississippi 127 $ 10,762,000 $ 84,740 $ 50,000
Hawkins, Tennessee 125 $ 8,705,000 $ 69,640 $ 49,000
Volusia, Florida 123 $ 18,182,000 $ 147,821 $ 99,000
Oktibbeha, Mississippi 122 $ 11,587,000 $ 94,975 $ 65,000
Warren, Tennessee 121 $ 8,203,000 $ 67,793 $ 49,000
Leflore, Mississippi 120 $ 7,303,000 $ 60,858 $ 68,000
Lee, Alabama 117 $ 17,416,000 $ 148,854 $ 81,000
Ascension, Louisiana 111 $ 11,005,000 $ 99,144 $ 53,000
Lawrence, Mississippi 111 $ 4,942,000 $ 44,522 $ 48,000
Warren, Mississippi 108 $ 9,213,000 $ 85,305 $ 70,000
Pike, Mississippi 107 $ 5,227,000 $ 48,850 $ 62,000
Autauga, Alabama 100 $ 8,341,000 $ 83,410 $ 60,000
Yazoo, Mississippi 100 $ 6,185,000 $ 61,850 $ 57,000
Cannon, Tennessee 100 $ 6,472,000 $ 64,720 $ 46,000
Livingston, Louisiana 97 $ 6,726,000 $ 69,340 $ 63,000
Rhea, Tennessee 96 $ 6,719,000 $ 69,989 $ 47,000
Prentiss, Mississippi 95 $ 5,996,000 $ 63,115 $ 40,000
Itawamba, Mississippi 93 $ 5,665,000 $ 60,913 $ 51,000
Monroe, Tennessee 93 $ 7,949,000 $ 85,473 $ 53,000
Blount, Alabama 92 $ 8,077,000 $ 87,793 $ 54,000
Whitfield, Georgia 87 $ 7,524,000 $ 86,482 $ 37,000
Gordon, Georgia 84 $ 5,922,000 $ 70,500 $ 62,000
Tishomingo, Mississippi 82 $ 4,693,000 $ 57,231 $ 74,000
Sumter, Florida 80 $ 5,589,000 $ 69,862 $ 52,000
Houston, Tennessee 77 $ 4,519,000 $ 58,688 $ 55,000
McMinn, Tennessee 77 $ 5,095,000 $ 66,168 $ 51,000
Forrest, Mississippi 76 $ 8,229,000 $ 108,276 $ 64,000
Colbert, Alabama 73 $ 5,412,000 $ 74,136 $ 46,000
Plaquemines, Louisiana 71 $ 15,303,000 $ 215,535 $ 91,000
Harrison, Mississippi 69 $ 8,217,000 $ 119,086 $ 73,000
Adams, Mississippi 68 $ 3,174,000 $ 46,676 $ 50,000
Broward, Florida 66 $ 17,458,000 $ 264,515 $ 112,000
Palm Beach, Florida 65 $ 16,070,000 $ 247,230 $ 143,000
Robertson, Tennessee 65 $ 6,328,000 $ 97,353 $ 62,000
Lamar, Mississippi 64 $ 8,343,000 $ 130,359 $ 72,000
Talladega, Alabama 63 $ 5,849,000 $ 92,841 $ 80,000
Nassau, Florida 63 $ 17,507,000 $ 277,888 $ 109,000
Coffee, Alabama 61 $ 5,719,000 $ 93,754 $ 68,000
Maricopa, Arizona 61 $ 11,997,000 $ 196,672 $ 100,000
Coahoma, Mississippi 61 $ 4,109,000 $ 67,360 $ 60,000
Jefferson, Tennessee 59 $ 4,472,000 $ 75,796 $ 70,000
Bedford, Tennessee 58 $ 3,862,000 $ 66,586 $ 48,000
Sevier, Tennessee 57 $ 7,319,000 $ 128,403 $ 88,000
Indian River, Florida 54 $ 15,518,000 $ 287,370 $ 146,000
Carroll, Tennessee 53 $ 3,107,000 $ 58,622 $ 62,000
Loudon, Tennessee 53 $ 6,436,000 $ 121,433 $ 74,000
Miami-Dade, Florida 51 $ 16,063,000 $ 314,960 $ 134,000
Chattooga, Georgia 51 $ 2,508,000 $ 49,176 $ 48,000
Dale, Alabama 49 $ 3,874,000 $ 79,061 $ 50,000
Jackson, Alabama 47 $ 3,413,000 $ 72,617 $ 61,000
White, Tennessee 46 $ 3,558,000 $ 77,347 $ 48,000
Lincoln, Tennessee 45 $ 3,042,000 $ 67,600 $ 43,000
Sequatchie, Tennessee 43 $ 3,975,000 $ 92,441 $ 63,000
Bristol, Virginia 41 $ 2,354,000 $ 57,414 $ 36,000
Hickman, Tennessee 40 $ 3,022,000 $ 75,550 $ 46,000
Dade, Georgia 39 $ 3,978,000 $ 102,000 $ 55,000
Clark, Nevada 39 $ 8,271,000 $ 212,076 $ 85,000
Washington, Virginia 39 $ 4,000,000 $ 102,564 $ 59,000
Cherokee, Alabama 38 $ 3,289,000 $ 86,552 $ 60,000
Winston, Alabama 38 $ 4,853,000 $ 127,710 $ 95,000
Macon, Tennessee 37 $ 2,285,000 $ 61,756 $ 48,000
Morgan, Tennessee 37 $ 2,502,000 $ 67,621 $ 58,000
Alachua, Florida 36 $ 5,637,000 $ 156,583 $ 93,000
Giles, Tennessee 36 $ 2,710,000 $ 75,277 $ 49,000
Trousdale, Tennessee 34 $ 2,402,000 $ 70,647 $ 59,000
Copiah, Mississippi 31 $ 2,012,000 $ 64,903 $ 61,000
Marshall, Tennessee 31 $ 2,404,000 $ 77,548 $ 49,000
Lawrence, Alabama 30 $ 2,539,000 $ 84,633 $ 54,000
Monroe, Mississippi 30 $ 2,496,000 $ 83,200 $ 54,000
Polk, Tennessee 30 $ 3,151,000 $ 105,033 $ 66,000
Jackson, Mississippi 29 $ 2,176,000 $ 75,034 $ 62,000
Simpson, Mississippi 29 $ 1,639,000 $ 56,517 $ 53,000
Chilton, Alabama 28 $ 2,239,000 $ 79,964 $ 67,000
Webster, Mississippi 28 $ 1,696,000 $ 60,571 $ 34,000
Scott, Virginia 27 $ 1,531,000 $ 56,703 $ 46,000
Fulton, Georgia 26 $ 5,254,000 $ 202,076 $ 245,000
Geneva, Alabama 25 $ 2,048,000 $ 81,920 $ 45,000
Levy, Florida 25 $ 2,874,000 $ 114,960 $ 53,000
St. Lucie, Florida 25 $ 4,705,000 $ 188,200 $ 75,000
St. Bernard, Louisiana 25 $ 2,544,000 $ 101,760 $ 63,000
St. Charles, Louisiana 25 $ 3,851,000 $ 154,040 $ 67,000
Amite, Mississippi 25 $ 1,994,000 $ 79,760 $ 63,000
Hancock, Mississippi 25 $ 3,604,000 $ 144,160 $ 73,000
Wilkinson, Mississippi 25 $ 958,000 $ 38,320 $ 51,000
Cobb, Georgia 23 $ 3,007,000 $ 130,739 $ 128,000
Gwinnett, Georgia 23 $ 2,189,000 $ 95,173 $ 141,000
Tipton, Tennessee 23 $ 1,663,000 $ 72,304 $ 50,000
Flagler, Florida 22 $ 6,511,000 $ 295,954 $ 198,000
Carroll, Mississippi 22 $ 1,252,000 $ 56,909 $ 44,000
Bledsoe, Tennessee 22 $ 1,507,000 $ 68,500 $ 57,000
Hamblen, Tennessee 22 $ 2,107,000 $ 95,772 $ 50,000
McNairy, Tennessee 22 $ 1,409,000 $ 64,045 $ 43,000
Unicoi, Tennessee 22 $ 1,392,000 $ 63,272 $ 49,000
Lafayette, Mississippi 21 $ 3,152,000 $ 150,095 $ 155,000
Fayette, Tennessee 21 $ 3,325,000 $ 158,333 $ 76,000
Grainger, Tennessee 21 $ 1,311,000 $ 62,428 $ 46,000
Overton, Tennessee 21 $ 1,361,000 $ 64,809 $ 60,000
Wakulla, Florida 20 $ 2,810,000 $ 140,500 $ 82,000
Henry, Alabama 19 $ 2,049,000 $ 107,842 $ 67,000
Tallapoosa, Alabama 19 $ 4,353,000 $ 229,105 $ 229,000
Bibb, Alabama 18 $ 1,286,000 $ 71,444 $ 51,000
Monroe, Florida 18 $ 11,014,000 $ 611,888 $ 181,000
Pontotoc, Mississippi 18 $ 1,363,000 $ 75,722 $ 110,000
Campbell, Tennessee 18 $ 1,670,000 $ 92,777 $ 59,000
Morehouse, Louisiana 17 $ 871,000 $ 51,235 $ 55,000
Lincoln, Mississippi 17 $ 719,000 $ 42,294 $ 41,000
Greene, Tennessee 17 $ 1,106,000 $ 65,058 $ 59,000
Jackson, Tennessee 17 $ 1,288,000 $ 75,764 $ 38,000
Weakley, Tennessee 17 $ 1,297,000 $ 76,294 $ 60,000
Concordia, Louisiana 16 $ 972,000 $ 60,750 $ 45,000
Sunflower, Mississippi 16 $ 829,000 $ 51,812 $ 51,000
Benton, Tennessee 16 $ 1,037,000 $ 64,812 $ 53,000
Union, Tennessee 16 $ 2,068,000 $ 129,250 $ 55,000
Escambia, Alabama 15 $ 779,000 $ 51,933 $ 53,000
Cook, Illinois 15 $ 4,101,000 $ 273,400 $ 88,000
Madison, Louisiana 15 $ 684,000 $ 45,600 $ 64,000
Richland, Louisiana 15 $ 854,000 $ 56,933 $ 44,000
Walthall, Mississippi 15 $ 1,060,000 $ 70,666 $ 61,000
Chester, Tennessee 15 $ 1,392,000 $ 92,800 $ 54,000
Crockett, Tennessee 15 $ 820,000 $ 54,666 $ 39,000
Christian, Kentucky 14 $ 968,000 $ 69,142 $ 53,000
Clay, Mississippi 14 $ 1,421,000 $ 101,500 $ 72,000
Jasper, Mississippi 14 $ 1,001,000 $ 71,500 $ 48,000
Union, Mississippi 14 $ 797,000 $ 56,928 $ 62,000
Coffee, Tennessee 14 $ 1,397,000 $ 99,785 $ 76,000
Grundy, Tennessee 14 $ 1,035,000 $ 73,928 $ 88,000
Lawrence, Tennessee 14 $ 1,241,000 $ 88,642 $ 45,000
King, Washington 14 $ 4,635,000 $ 331,071 $ 134,000
Pickens, Alabama 13 $ 879,000 $ 67,615 $ 70,000
Putnam, Florida 13 $ 2,232,000 $ 171,692 $ 94,000
DeKalb, Georgia 13 $ 1,669,000 $ 128,384 $ 90,000
St. John the Baptist, Louisiana 13 $ 2,529,000 $ 194,538 $ 61,000
Marshall, Mississippi 13 $ 803,000 $ 61,769 $ 40,000
Lewis, Tennessee 13 $ 1,070,000 $ 82,307 $ 75,000
Franklin, Alabama 12 $ 703,000 $ 58,583 $ 53,000
Lamar, Alabama 12 $ 643,000 $ 53,583 $ 45,000
Lowndes, Alabama 12 $ 769,000 $ 64,083 $ 48,000
Crittenden, Arkansas 12 $ 1,008,000 $ 84,000 $ 84,000
DeSoto, Florida 12 $ 1,977,000 $ 164,750 $ 84,000
Gadsden, Florida 12 $ 1,322,000 $ 110,166 $ 45,000
De Soto, Louisiana 12 $ 1,058,000 $ 88,166 $ 47,000
Webster, Louisiana 12 $ 1,036,000 $ 86,333 $ 86,000
Clarke, Mississippi 12 $ 520,000 $ 43,333 $ 38,000
George, Mississippi 12 $ 698,000 $ 58,166 $ 79,000
Panola, Mississippi 12 $ 765,000 $ 63,750 $ 94,000
Fairfax, Virginia 12 $ 3,734,000 $ 311,166 $ 76,000
Cleburne, Alabama 11 $ 1,206,000 $ 109,636 $ 54,000
Coosa, Alabama 11 $ 2,141,000 $ 194,636 $ 111,000
Macon, Alabama 11 $ 587,000 $ 53,363 $ 67,000
Denver, Colorado 11 $ 2,266,000 $ 206,000 $ 138,000
Franklin, Florida 11 $ 4,618,000 $ 419,818 $ 188,000
Murray, Georgia 11 $ 898,000 $ 81,636 $ 43,000
Hennepin, Minnesota 11 $ 2,234,000 $ 203,090 $ 81,000
Holmes, Mississippi 11 $ 572,000 $ 52,000 $ 45,000
Leake, Mississippi 11 $ 645,000 $ 58,636 $ 33,000
Noxubee, Mississippi 11 $ 397,000 $ 36,090 $ 36,000
Tippah, Mississippi 11 $ 1,055,000 $ 95,909 $ 50,000
Fentress, Tennessee 11 $ 596,000 $ 54,181 $ 45,000
Franklin, Tennessee 11 $ 2,150,000 $ 195,454 $ 128,000
Hardin, Tennessee 11 $ 878,000 $ 79,818 $ 116,000
Dallas, Texas 11 $ 2,902,000 $ 263,818 $ 154,000
Hale, Alabama 10 $ 578,000 $ 57,800 $ 80,000
Jefferson, Florida 10 $ 815,000 $ 81,500 $ 59,000
Chatham, Georgia 10 $ 1,471,000 $ 147,100 $ 700,000
Jefferson, Mississippi 10 $ 401,000 $ 40,100 $ 37,000
Kemper, Mississippi 10 $ 615,000 $ 61,500 $ 42,000
Haywood, Tennessee 10 $ 491,000 $ 49,100 $ 44,000
Meigs, Tennessee 10 $ 674,000 $ 67,400 $ 66,000
Chambers, Alabama 9 $ 721,000 $ 80,111 $ 47,000
Covington, Alabama 9 $ 408,000 $ 45,333 $ 70,000
Claiborne, Mississippi 9 $ 346,000 $ 38,444 $ 38,000
Newton, Mississippi 9 $ 953,000 $ 105,888 $ 72,000
Hardeman, Tennessee 9 $ 988,000 $ 109,777 $ 57,000
Humphreys, Tennessee 9 $ 834,000 $ 92,666 $ 68,000
Prince William, Virginia 9 $ 2,279,000 $ 253,222 $ 116,000
Boulder, Colorado 8 $ 2,250,000 $ 281,250 $ 96,000
Martin, Florida 8 $ 758,000 $ 94,750 $ 78,000
West Carroll, Louisiana 8 $ 247,000 $ 30,875 $ 51,000
Montgomery, Maryland 8 $ 2,781,000 $ 347,625 $ 87,000
Choctaw, Mississippi 8 $ 356,000 $ 44,500 $ 38,000
Pearl River, Mississippi 8 $ 768,000 $ 96,000 $ 46,000
Scott, Mississippi 8 $ 472,000 $ 59,000 $ 46,000
Sharkey, Mississippi 8 $ 262,000 $ 32,750 $ 51,000
Multnomah, Oregon 8 $ 1,988,000 $ 248,500 $ 75,000
Johnson, Tennessee 8 $ 556,000 $ 69,500 $ 42,000
Smith, Tennessee 8 $ 689,000 $ 86,125 $ 55,000
Tarrant, Texas 8 $ 1,906,000 $ 238,250 $ 196,000
Pierce, Washington 8 $ 1,627,000 $ 203,375 $ 108,000
Marion, Alabama 7 $ 685,000 $ 97,857 $ 50,000
Washington, Alabama 7 $ 586,000 $ 83,714 $ 78,000
Weld, Colorado 7 $ 1,508,000 $ 215,428 $ 140,000
Gulf, Florida 7 $ 2,266,000 $ 323,714 $ 79,000
Taylor, Florida 7 $ 631,000 $ 90,142 $ 59,000
Franklin, Louisiana 7 $ 289,000 $ 41,285 $ 68,000
Quitman, Mississippi 7 $ 239,000 $ 34,142 $ 53,000
Henderson, Tennessee 7 $ 646,000 $ 92,285 $ 69,000
Wise, Virginia 7 $ 423,000 $ 60,428 $ 66,000
Randolph, Alabama 6 $ 607,000 $ 101,166 $ 83,000
Jefferson, Colorado 6 $ 1,154,000 $ 192,333 $ 212,000
Larimer, Colorado 6 $ 1,240,000 $ 206,666 $ 127,000
Lafourche, Louisiana 6 $ 565,000 $ 94,166 $ 48,000
Prince George's, Maryland 6 $ 1,044,000 $ 174,000 $ 50,000
Bolivar, Mississippi 6 $ 437,000 $ 72,833 $ 46,000
Chickasaw, Mississippi 6 $ 379,000 $ 63,166 $ 46,000
Grenada, Mississippi 6 $ 1,251,000 $ 208,500 $ 165,000
Marion, Mississippi 6 $ 250,000 $ 41,666 $ 44,000
Montgomery, Mississippi 6 $ 362,000 $ 60,333 $ 37,000
Wayne, Tennessee 6 $ 309,000 $ 51,500 $ 80,000
Butler, Alabama 5 $ 348,000 $ 69,600 $ 69,000
Clarke, Alabama 5 $ 532,000 $ 106,400 $ 94,000
Fayette, Alabama 5 $ 203,000 $ 40,600 $ 39,000
Monroe, Alabama 5 $ 232,000 $ 46,400 $ 75,000
Wilcox, Alabama 5 $ 209,000 $ 41,800 $ 95,000
Douglas, Colorado 5 $ 1,247,000 $ 249,400 $ 82,000
Bartow, Georgia 5 $ 423,000 $ 84,600 $ 63,000
Camden, Georgia 5 $ 424,000 $ 84,800 $ 39,000
Newton, Georgia 5 $ 322,000 $ 64,400 $ 82,000
Anoka, Minnesota 5 $ 1,030,000 $ 206,000 $ 82,000
Covington, Mississippi 5 $ 281,000 $ 56,200 $ 54,000
Jefferson Davis, Mississippi 5 $ 144,000 $ 28,800 $ 46,000
Perry, Mississippi 5 $ 219,000 $ 43,800 $ 58,000
Tate, Mississippi 5 $ 472,000 $ 94,400 $ 76,000
Dare, North Carolina 5 $ 2,229,000 $ 445,800 $ 149,000
Jackson, North Carolina 5 $ 2,445,000 $ 489,000 $ 302,000
Cocke, Tennessee 5 $ 379,000 $ 75,800 $ 56,000
Dyer, Tennessee 5 $ 489,000 $ 97,800 $ 57,000
Lauderdale, Tennessee 5 $ 277,000 $ 55,400 $ 43,000
Perry, Tennessee 5 $ 406,000 $ 81,200 $ 58,000
Henrico, Virginia 5 $ 360,000 $ 72,000 $ 67,000
Loudoun, Virginia 5 $ 1,584,000 $ 316,800 $ 108,000
Barbour, Alabama 4 $ 208,000 $ 52,000 $ 121,000
Conecuh, Alabama 4 $ 196,000 $ 49,000 $ 147,000
Greene, Alabama 4 $ 359,000 $ 89,750 $ 76,000
Perry, Alabama 4 $ 103,000 $ 25,750 $ 55,000
Pike, Alabama 4 $ 315,000 $ 78,750 $ 51,000
Adams, Colorado 4 $ 1,012,000 $ 253,000 $ 127,000
Eagle, Colorado 4 $ 4,194,000 $ 1,048,500 $ 842,000
Pitkin, Colorado 4 $ 11,377,000 $ 2,844,250 $ 606,000
District of Columbia, District Of Columbia 4 $ 998,000 $ 249,500 $ 83,000
Bradford, Florida 4 $ 425,000 $ 106,250 $ 71,000
Hendry, Florida 4 $ 965,000 $ 241,250 $ 235,000
Highlands, Florida 4 $ 1,407,000 $ 351,750 $ 140,000
Washington, Florida 4 $ 200,000 $ 50,000 $ 49,000
Fannin, Georgia 4 $ 514,000 $ 128,500 $ 99,000
Glynn, Georgia 4 $ 7,352,000 $ 1,838,000 $ 299,000
Houston, Georgia 4 $ 247,000 $ 61,750 $ 67,000
Muscogee, Georgia 4 $ 508,000 $ 127,000 $ 154,000
Ada, Idaho 4 $ 477,000 $ 119,250 $ 81,000
Blaine, Idaho 4 $ 747,000 $ 186,750 $ 70,000
Marion, Indiana 4 $ 231,000 $ 57,750 $ 59,000
Calloway, Kentucky 4 $ 304,000 $ 76,000 $ 57,000
East Carroll, Louisiana 4 $ 127,000 $ 31,750 $ 33,000
Lafayette, Louisiana 4 $ 109,000 $ 27,250 $ 40,000
Tensas, Louisiana 4 $ 279,000 $ 69,750 $ 60,000
Union, Louisiana 4 $ 247,000 $ 61,750 $ 128,000
Oakland, Michigan 4 $ 615,000 $ 153,750 $ 84,000
Dakota, Minnesota 4 $ 802,000 $ 200,500 $ 110,000
Humphreys, Mississippi 4 $ 126,000 $ 31,500 $ 54,000
Tunica, Mississippi 4 $ 245,000 $ 61,250 $ 42,000
Wayne, Mississippi 4 $ 354,000 $ 88,500 $ 55,000
Winston, Mississippi 4 $ 238,000 $ 59,500 $ 96,000
Yalobusha, Mississippi 4 $ 243,000 $ 60,750 $ 48,000
Macon, North Carolina 4 $ 3,573,000 $ 893,250 $ 210,000
Cuyahoga, Ohio 4 $ 417,000 $ 104,250 $ 92,000
Beaufort, South Carolina 4 $ 1,276,000 $ 319,000 $ 194,000
Obion, Tennessee 4 $ 218,000 $ 54,500 $ 69,000
Van Buren, Tennessee 4 $ 290,000 $ 72,500 $ 41,000
Collin, Texas 4 $ 714,000 $ 178,500 $ 86,000
Denton, Texas 4 $ 894,000 $ 223,500 $ 101,000
Salt Lake, Utah 4 $ 912,000 $ 228,000 $ 160,000
Smyth, Virginia 4 $ 252,000 $ 63,000 $ 54,000
Snohomish, Washington 4 $ 761,000 $ 190,250 $ 80,000
Bullock, Alabama 3 $ 96,000 $ 32,000 $ 95,000
Choctaw, Alabama 3 $ 124,000 $ 41,333 $ 55,000
Marengo, Alabama 3 $ 311,000 $ 103,666 $ 50,000
Pima, Arizona 3 $ 574,000 $ 191,333 $ 102,000
San Diego, California 3 $ 4,190,000 $ 1,396,666 $ 0
Arapahoe, Colorado 3 $ 730,000 $ 243,333 $ 183,000
Baker, Florida 3 $ 528,000 $ 176,000 $ 61,000
Columbia, Florida 3 $ 846,000 $ 282,000 $ 426,000
Carroll, Georgia 3 $ 55,000 $ 18,333 $ 82,000
Cherokee, Georgia 3 $ 107,000 $ 35,666 $ 44,000
Grady, Georgia 3 $ 515,000 $ 171,666 $ 70,000
Lumpkin, Georgia 3 $ 954,000 $ 318,000 $ 100,000
Paulding, Georgia 3 $ 300,000 $ 100,000 $ 78,000
Polk, Georgia 3 $ 351,000 $ 117,000 $ 87,000
Seminole, Georgia 3 $ 292,000 $ 97,333 $ 69,000
DuPage, Illinois 3 $ 540,000 $ 180,000 $ 251,000
Allen, Kentucky 3 $ 118,000 $ 39,333 $ 39,000
Bienville, Louisiana 3 $ 48,000 $ 16,000 $ 34,000
East Feliciana, Louisiana 3 $ 208,000 $ 69,333 $ 51,000
Jackson, Louisiana 3 $ 250,000 $ 83,333 $ 60,000
Natchitoches, Louisiana 3 $ 202,000 $ 67,333 $ 215,000
St. James, Louisiana 3 $ 43,000 $ 14,333 $ 29,000
Terrebonne, Louisiana 3 $ 202,000 $ 67,333 $ 228,000
Washington, Louisiana 3 $ 242,000 $ 80,666 $ 86,000
Baltimore, Maryland 3 $ 837,000 $ 279,000 $ 92,000
Howard, Maryland 3 $ 1,407,000 $ 469,000 $ 169,000
Suffolk, Massachusetts 3 $ 1,126,000 $ 375,333 $ 104,000
Ramsey, Minnesota 3 $ 765,000 $ 255,000 $ 119,000
Franklin, Mississippi 3 $ 113,000 $ 37,666 $ 36,000
Greene, Mississippi 3 $ 372,000 $ 124,000 $ 51,000
Smith, Mississippi 3 $ 157,000 $ 52,333 $ 32,000
Tallahatchie, Mississippi 3 $ 122,000 $ 40,666 $ 50,000
Gallatin, Montana 3 $ 507,000 $ 169,000 $ 169,000
Bronx, New York 3 $ 996,000 $ 332,000 $ 100,000
Mecklenburg, North Carolina 3 $ 886,000 $ 295,333 $ 108,000
Deschutes, Oregon 3 $ 626,000 $ 208,666 $ 76,000
Charleston, South Carolina 3 $ 602,000 $ 200,666 $ 53,000
Greenville, South Carolina 3 $ 1,803,000 $ 601,000 $ 156,000
Claiborne, Tennessee 3 $ 149,000 $ 49,666 $ 36,000
Harris, Texas 3 $ 371,000 $ 123,666 $ 59,000
Travis, Texas 3 $ 1,650,000 $ 550,000 $ 383,000
Williamson, Texas 3 $ 296,000 $ 98,666 $ 77,000
Russell, Virginia 3 $ 189,000 $ 63,000 $ 46,000
Clark, Washington 3 $ 850,000 $ 283,333 $ 122,000
Clay, Alabama 2 $ 360,000 $ 180,000 $ 91,000
Crenshaw, Alabama 2 $ 152,000 $ 76,000 $ 86,000
Mohave, Arizona 2 $ 536,000 $ 268,000 $ 198,000
Pinal, Arizona 2 $ 218,000 $ 109,000 $ 35,000
Garland, Arkansas 2 $ 271,000 $ 135,500 $ 196,000
Sebastian, Arkansas 2 $ 107,000 $ 53,500 $ 65,000
Broomfield, Colorado 2 $ 589,000 $ 294,500 $ 283,000
El Paso, Colorado 2 $ 366,000 $ 183,000 $ 76,000
Routt, Colorado 2 $ 411,000 $ 205,500 $ 63,000
Fairfield, Connecticut 2 $ 820,000 $ 410,000 $ 111,000
New Haven, Connecticut 2 $ 431,000 $ 215,500 $ 105,000
Calhoun, Florida 2 $ 219,000 $ 109,500 $ 281,000
Glades, Florida 2 $ 216,000 $ 108,000 $ 59,000
Hardee, Florida 2 $ 320,000 $ 160,000 $ 49,000
Suwannee, Florida 2 $ 248,000 $ 124,000 $ 47,000
Brooks, Georgia 2 $ 75,000 $ 37,500 $ 21,000
Clayton, Georgia 2 $ 43,000 $ 21,500 $ 38,000
Clinch, Georgia 2 $ 64,000 $ 32,000 $ 109,000
Colquitt, Georgia 2 $ 511,000 $ 255,500 $ 291,000
Coweta, Georgia 2 $ 1,115,000 $ 557,500 $ 528,000
Gilmer, Georgia 2 $ 227,000 $ 113,500 $ 108,000
Harris, Georgia 2 $ 68,000 $ 34,000 $ 102,000
Rockdale, Georgia 2 $ 15,000 $ 7,500 $ 65,000
Troup, Georgia 2 $ 107,000 $ 53,500 $ 44,000
Walton, Georgia 2 $ 71,000 $ 35,500 $ 86,000
Wayne, Georgia 2 $ 211,000 $ 105,500 $ 46,000
White, Georgia 2 $ 88,000 $ 44,000 $ 103,000
Lake, Illinois 2 $ 607,000 $ 303,500 $ 110,000
Simpson, Kentucky 2 $ 96,000 $ 48,000 $ 65,000
Todd, Kentucky 2 $ 87,000 $ 43,500 $ 34,000
Beauregard, Louisiana 2 $ 173,000 $ 86,500 $ 39,000
Calcasieu, Louisiana 2 $ 115,000 $ 57,500 $ 66,000
Caldwell, Louisiana 2 $ 13,000 $ 6,500 $ 66,000
Evangeline, Louisiana 2 $ 280,000 $ 140,000 $ 97,000
Lincoln, Louisiana 2 $ 127,000 $ 63,500 $ 36,000
Pointe Coupee, Louisiana 2 $ 302,000 $ 151,000 $ 91,000
Rapides, Louisiana 2 $ 149,000 $ 74,500 $ 39,000
Red River, Louisiana 2 $ 88,000 $ 44,000 $ 56,000
West Baton Rouge, Louisiana 2 $ 193,000 $ 96,500 $ 58,000
West Feliciana, Louisiana 2 $ 90,000 $ 45,000 $ 107,000
Middlesex, Massachusetts 2 $ 241,000 $ 120,500 $ 66,000
Norfolk, Massachusetts 2 $ 313,000 $ 156,500 $ 67,000
Scott, Minnesota 2 $ 1,294,000 $ 647,000 $ 147,000
Washington, Minnesota 2 $ 458,000 $ 229,000 $ 413,000
Calhoun, Mississippi 2 $ 188,000 $ 94,000 $ 42,000
Neshoba, Mississippi 2 $ 104,000 $ 52,000 $ 36,000
Stone, Mississippi 2 $ 124,000 $ 62,000 $ 42,000
St. Charles, Missouri 2 $ 396,000 $ 198,000 $ 88,000
St. Louis City, Missouri 2 $ 363,000 $ 181,500 $ 179,000
Douglas, Nevada 2 $ 367,000 $ 183,500 $ 116,000
Washoe, Nevada 2 $ 332,000 $ 166,000 $ 85,000
Middlesex, New Jersey 2 $ 594,000 $ 297,000 $ 210,000
Queens, New York 2 $ 566,000 $ 283,000 $ 86,000
Richmond, New York 2 $ 387,000 $ 193,500 $ 90,000
Suffolk, New York 2 $ 1,390,000 $ 695,000 $ 282,000
Buncombe, North Carolina 2 $ 651,000 $ 325,500 $ 4,117,000
Cherokee, North Carolina 2 $ 400,000 $ 200,000 $ 656,000
Durham, North Carolina 2 $ 708,000 $ 354,000 $ 123,000
Haywood, North Carolina 2 $ 751,000 $ 375,500 $ 460,000
Wake, North Carolina 2 $ 128,000 $ 64,000 $ 196,000
Butler, Ohio 2 $ 416,000 $ 208,000 $ 132,000
Clermont, Ohio 2 $ 329,000 $ 164,500 $ 43,000
Jackson, Oregon 2 $ 469,000 $ 234,500 $ 251,000
Horry, South Carolina 2 $ 267,000 $ 133,500 $ 131,000
Clay, Tennessee 2 $ 156,000 $ 78,000 $ 39,000
Moore, Tennessee 2 $ 420,000 $ 210,000 $ 81,000
Pickett, Tennessee 2 $ 482,000 $ 241,000 $ 296,000
Hood, Texas 2 $ 396,000 $ 198,000 $ 174,000
Davis, Utah 2 $ 271,000 $ 135,500 $ 92,000
Utah, Utah 2 $ 1,006,000 $ 503,000 $ 128,000
Alexandria, Virginia 2 $ 511,000 $ 255,500 $ 115,000
Arlington, Virginia 2 $ 864,000 $ 432,000 $ 176,000
Lee, Virginia 2 $ 134,000 $ 67,000 $ 34,000
Newport News, Virginia 2 $ 252,000 $ 126,000 $ 25,000
Virginia Beach, Virginia 2 $ 165,000 $ 82,500 $ 0
Sumter, Alabama 1 $ 95,000 $ 95,000 $ 111,000
Anchorage, Alaska 1 $ 110,000 $ 110,000 $ 32,000
Fairbanks North Star, Alaska 1 $ 17,000 $ 17,000 $ 36,000
Cochise, Arizona 1 $ 106,000 $ 106,000 $ 48,000
Navajo, Arizona 1 $ 103,000 $ 103,000 $ 108,000
Yuma, Arizona 1 $ 204,000 $ 204,000 $ 78,000
Chicot, Arkansas 1 $ 80,000 $ 80,000 $ 46,000
Faulkner, Arkansas 1 $ 125,000 $ 125,000 $ 195,000
Hempstead, Arkansas 1 $ 250,000 $ 250,000 $ 62,000
Mississippi, Arkansas 1 $ 35,000 $ 35,000 $ 27,000
Poinsett, Arkansas 1 $ 171,000 $ 171,000 $ 105,000
Pulaski, Arkansas 1 $ 1,820,000 $ 1,820,000 $ 693,000
San Bernardino, California 1 $ 750,000 $ 750,000 $ 0
Chaffee, Colorado 1 $ 119,000 $ 119,000 $ 74,000
Clear Creek, Colorado 1 $ 160,000 $ 160,000 $ 227,000
Delta, Colorado 1 $ 65,000 $ 65,000 $ 67,000
Page:

Mortgage Loan Application Detail Totals for Amsouth Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 23,901 $2,629,898,000 $203,189 $7,820,000 $125,135 $9,999,000
Home Purchase 17,507 $3,703,382,000 $303,555 $12,600,000 $125,925 $9,999,000
Home Improvement 6,678 $199,396,000 $183,916 $990,000 $113,250 $1,658,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 38,874 $5,679,053,000 $223,512 $9,250,000 $130,170 $9,999,000
Black or African American 5,527 $421,491,000 $134,950 $1,528,000 $65,400 $1,940,000
Hispanic 1,358 $178,574,000 $170,521 $2,495,000 $75,826 $1,269,000
Not Provided 1,223 $53,349,000 $162,500 $1,275,000 $96,375 $2,510,000
Asian 746 $123,797,000 $209,937 $2,000,000 $104,125 $1,658,000
American Indian or Alaskan Native 138 $15,235,000 $111,000 $975,000 $78,200 $785,000
Not applicable 114 $46,714,000 $538,888 $12,600,000 $130,777 $2,174,000
Native Hawaiian or Other Pacific Islander 106 $14,463,000 $128,000 $2,250,000 $102,666 $937,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 46,744 $6,385,868,000 $235,869 $12,600,000 $115,869 $9,999,000
FHA-insured (Federal Housing Administration) 863 $84,553,000 $98,666 $229,000 $44,222 $415,000
VA-guaranteed (Veterans Administration) 479 $62,255,000 $125,444 $279,000 $50,666 $271,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23,944 $4,120,681,000 $391,000 $12,600,000 $274,894 $9,999,000
Application Denied By Financial Institution 13,254 $954,788,000 $75,250 $3,730,000 $61,900 $9,999,000
Application Approved But Not Accepted 7,474 $858,842,000 $117,166 $4,600,000 $419,250 $8,055,000
Preapproval Approved but not Accepted 1,045 $171,833,000 $164,000 $1,730,000 $57,000 $2,048,000
Preapproval Denied by Financial Institution 927 $114,109,000 $123,000 $1,493,000 $46,000 $3,387,000
Loan Purchased By The Institution 652 $143,657,000 $210,600 $990,000 $107,800 $973,000
File Closed For Incompleteness 591 $124,301,000 $456,777 $2,800,000 $116,555 $2,160,000
Application Withdrawn By Applicant 199 $44,465,000 $176,875 $1,400,000 $98,250 $1,222,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8,921 $430,696,000 $37,437 $1,275,000 $49,187 $1,940,000
Debt-To-Income Ratio 572 $70,050,000 $76,125 $1,493,000 $54,875 $1,440,000
Collateral 388 $23,577,000 $66,600 $710,000 $61,100 $1,020,000
Other 129 $11,069,000 $71,000 $846,000 $63,000 $3,387,000
Credit Application Incomplete 63 $6,259,000 $65,166 $315,000 $74,166 $312,000
Insufficient Cash (Downpayment, Closing Cost) 37 $4,266,000 $136,666 $398,000 $122,666 $700,000
Employment History 17 $1,702,000 $90,500 $320,000 $43,500 $107,000
Unverifiable Information 4 $332,000 $69,666 $192,000 $49,000 $72,000
Mortgage Insurance Denied 1 $100,000 $100,000 $100,000 $92,000 $92,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amsouth Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amsouth Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

Download the Alabama Lender List