Amsouth Bank Mortgage Lending & HMDA Data, 2005

In 2005, Amsouth Bank of Birmingham, AL reported 45,934 mortgage applications totaling $6.8 billion, down 4% from 2004. The average application was for $148,244, and applicants reported an average income of $92,444. 56% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Nashville-Davidson--Murfreesboro, TN (4,068), Tampa-St. Petersburg-Clearwater, FL (3,437) and Birmingham-Hoover, AL (2,630) (applications in parentheses).

Mortgage Company & Address Amsouth Bank
P.O. Box 11007 - Ac-10
Birmingham, AL 35288
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 45,934
Total Mortgage Loan Application Amount $6,809,450,000
Average Mortgage Loan Application Amount $148,244
Highest Mortgage Loan Application Amount $7,563,000
Average Applicant Income $92,444
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amsouth Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amsouth Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 1,847 $ 358,951,000 $ 194,342 $ 123,000
Jefferson, Alabama 1,779 $ 216,982,000 $ 121,968 $ 75,000
Davidson, Tennessee 1,659 $ 206,682,000 $ 124,582 $ 99,000
Mobile, Alabama 1,410 $ 130,253,000 $ 92,378 $ 102,000
Hamilton, Tennessee 1,307 $ 143,537,000 $ 109,821 $ 79,000
Madison, Alabama 938 $ 109,300,000 $ 116,524 $ 110,000
Hillsborough, Florida 900 $ 212,559,000 $ 236,176 $ 126,000
Marion, Florida 896 $ 130,055,000 $ 145,150 $ 81,000
Shelby, Tennessee 868 $ 75,439,000 $ 86,911 $ 146,000
Hinds, Mississippi 827 $ 65,648,000 $ 79,380 $ 83,000
Collier, Florida 768 $ 554,264,000 $ 721,697 $ 203,000
Caddo, Louisiana 763 $ 64,883,000 $ 85,036 $ 70,000
Sullivan, Tennessee 752 $ 56,089,000 $ 74,586 $ 64,000
Lee, Florida 727 $ 233,549,000 $ 321,250 $ 145,000
Orange, Florida 726 $ 217,727,000 $ 299,899 $ 130,000
Knox, Tennessee 716 $ 91,543,000 $ 127,853 $ 85,000
Baldwin, Alabama 679 $ 148,194,000 $ 218,253 $ 143,000
Escambia, Florida 610 $ 95,119,000 $ 155,932 $ 75,000
Williamson, Tennessee 586 $ 159,158,000 $ 271,600 $ 135,000
Tuscaloosa, Alabama 578 $ 57,189,000 $ 98,942 $ 112,000
Duval, Florida 556 $ 150,277,000 $ 270,282 $ 102,000
Montgomery, Tennessee 473 $ 36,994,000 $ 78,211 $ 67,000
Rutherford, Tennessee 467 $ 43,274,000 $ 92,663 $ 75,000
Pasco, Florida 459 $ 62,212,000 $ 135,538 $ 71,000
Brevard, Florida 455 $ 92,128,000 $ 202,479 $ 92,000
Montgomery, Alabama 451 $ 41,795,000 $ 92,671 $ 97,000
Sumner, Tennessee 441 $ 48,354,000 $ 109,646 $ 80,000
Shelby, Alabama 437 $ 77,142,000 $ 176,526 $ 96,000
Jefferson, Louisiana 419 $ 58,735,000 $ 140,178 $ 69,000
Bradley, Tennessee 407 $ 34,552,000 $ 84,894 $ 61,000
Rankin, Mississippi 397 $ 41,220,000 $ 103,828 $ 63,000
Washington, Tennessee 362 $ 32,882,000 $ 90,834 $ 65,000
Maury, Tennessee 358 $ 31,633,000 $ 88,360 $ 58,000
Calhoun, Alabama 357 $ 25,621,000 $ 71,767 $ 64,000
Madison, Mississippi 342 $ 54,321,000 $ 158,833 $ 120,000
Bay, Florida 335 $ 71,265,000 $ 212,731 $ 119,000
Citrus, Florida 328 $ 35,451,000 $ 108,082 $ 85,000
Santa Rosa, Florida 327 $ 64,177,000 $ 196,259 $ 105,000
Okaloosa, Florida 319 $ 90,541,000 $ 283,827 $ 220,000
Sarasota, Florida 303 $ 87,055,000 $ 287,310 $ 97,000
Putnam, Tennessee 292 $ 23,311,000 $ 79,832 $ 91,000
Madison, Tennessee 289 $ 19,299,000 $ 66,778 $ 52,000
DeKalb, Alabama 285 $ 20,345,000 $ 71,385 $ 45,000
Leon, Florida 285 $ 40,897,000 $ 143,498 $ 85,000
Morgan, Alabama 278 $ 24,380,000 $ 87,697 $ 57,000
Charlotte, Florida 265 $ 64,860,000 $ 244,754 $ 103,000
Seminole, Florida 263 $ 64,825,000 $ 246,482 $ 110,000
Wilson, Tennessee 258 $ 24,181,000 $ 93,724 $ 56,000
Lee, Mississippi 257 $ 21,880,000 $ 85,136 $ 93,000
Ouachita, Louisiana 253 $ 23,234,000 $ 91,833 $ 92,000
Blount, Tennessee 248 $ 21,987,000 $ 88,657 $ 57,000
Houston, Alabama 245 $ 28,301,000 $ 115,514 $ 69,000
Marshall, Alabama 240 $ 23,573,000 $ 98,220 $ 69,000
Walton, Florida 239 $ 157,507,000 $ 659,025 $ 442,000
Orleans, Louisiana 239 $ 58,908,000 $ 246,476 $ 156,000
Bossier, Louisiana 232 $ 20,517,000 $ 88,435 $ 77,000
Hernando, Florida 231 $ 25,895,000 $ 112,099 $ 63,000
Lauderdale, Mississippi 230 $ 15,879,000 $ 69,039 $ 62,000
Lowndes, Mississippi 220 $ 18,920,000 $ 86,000 $ 81,000
Etowah, Alabama 216 $ 15,878,000 $ 73,509 $ 67,000
Manatee, Florida 216 $ 63,569,000 $ 294,300 $ 116,000
St. Tammany, Louisiana 215 $ 43,763,000 $ 203,548 $ 93,000
Cheatham, Tennessee 211 $ 14,018,000 $ 66,436 $ 58,000
Walker, Georgia 204 $ 18,068,000 $ 88,568 $ 61,000
Elmore, Alabama 203 $ 17,170,000 $ 84,581 $ 55,000
Limestone, Alabama 203 $ 21,499,000 $ 105,906 $ 78,000
Lake, Florida 197 $ 42,057,000 $ 213,487 $ 125,000
Anderson, Tennessee 189 $ 17,529,000 $ 92,746 $ 70,000
Oktibbeha, Mississippi 186 $ 15,489,000 $ 83,274 $ 84,000
Alcorn, Mississippi 184 $ 12,645,000 $ 68,722 $ 77,000
Cumberland, Tennessee 183 $ 13,481,000 $ 73,666 $ 64,000
Polk, Florida 181 $ 21,842,000 $ 120,674 $ 82,000
St. Johns, Florida 180 $ 81,560,000 $ 453,111 $ 178,000
St. Clair, Alabama 168 $ 13,108,000 $ 78,023 $ 61,000
Floyd, Georgia 165 $ 14,609,000 $ 88,539 $ 96,000
Dickson, Tennessee 163 $ 11,353,000 $ 69,650 $ 63,000
Catoosa, Georgia 162 $ 17,423,000 $ 107,549 $ 66,000
Cullman, Alabama 159 $ 16,656,000 $ 104,754 $ 63,000
Carter, Tennessee 157 $ 10,299,000 $ 65,598 $ 53,000
Osceola, Florida 154 $ 30,741,000 $ 199,616 $ 100,000
Lauderdale, Alabama 152 $ 15,058,000 $ 99,065 $ 78,000
Stewart, Tennessee 151 $ 10,861,000 $ 71,927 $ 59,000
Tangipahoa, Louisiana 148 $ 10,272,000 $ 69,405 $ 63,000
Roane, Tennessee 145 $ 8,227,000 $ 56,737 $ 55,000
Walker, Alabama 144 $ 10,009,000 $ 69,506 $ 46,000
Washington, Mississippi 139 $ 8,284,000 $ 59,597 $ 58,000
Volusia, Florida 138 $ 27,461,000 $ 198,992 $ 100,000
East Baton Rouge, Louisiana 134 $ 22,541,000 $ 168,216 $ 147,000
Warren, Mississippi 134 $ 11,001,000 $ 82,097 $ 70,000
Gibson, Tennessee 132 $ 7,927,000 $ 60,053 $ 45,000
Clay, Florida 131 $ 20,061,000 $ 153,137 $ 102,000
Dallas, Alabama 129 $ 7,692,000 $ 59,627 $ 52,000
Lee, Alabama 116 $ 15,744,000 $ 135,724 $ 85,000
DeSoto, Mississippi 116 $ 9,117,000 $ 78,594 $ 63,000
Marion, Tennessee 115 $ 7,126,000 $ 61,965 $ 58,000
Itawamba, Mississippi 113 $ 5,957,000 $ 52,716 $ 42,000
Leflore, Mississippi 107 $ 6,877,000 $ 64,271 $ 57,000
Hawkins, Tennessee 107 $ 8,732,000 $ 81,607 $ 58,000
DeKalb, Tennessee 106 $ 10,257,000 $ 96,764 $ 70,000
Lawrence, Mississippi 103 $ 4,761,000 $ 46,223 $ 55,000
Cannon, Tennessee 99 $ 5,166,000 $ 52,181 $ 40,000
Rhea, Tennessee 97 $ 5,392,000 $ 55,587 $ 55,000
Henry, Tennessee 95 $ 6,617,000 $ 69,652 $ 60,000
Houston, Tennessee 95 $ 6,911,000 $ 72,747 $ 63,000
Ascension, Louisiana 93 $ 8,301,000 $ 89,258 $ 67,000
Autauga, Alabama 91 $ 6,959,000 $ 76,472 $ 120,000
Forrest, Mississippi 91 $ 5,122,000 $ 56,285 $ 83,000
Livingston, Louisiana 90 $ 7,254,000 $ 80,600 $ 66,000
Lamar, Mississippi 90 $ 11,309,000 $ 125,655 $ 72,000
Jones, Mississippi 89 $ 4,974,000 $ 55,887 $ 53,000
Prentiss, Mississippi 87 $ 5,421,000 $ 62,310 $ 50,000
Yazoo, Mississippi 85 $ 4,894,000 $ 57,576 $ 70,000
Chattooga, Georgia 82 $ 4,320,000 $ 52,682 $ 37,000
McMinn, Tennessee 80 $ 4,961,000 $ 62,012 $ 60,000
Robertson, Tennessee 80 $ 7,012,000 $ 87,650 $ 68,000
Sevier, Tennessee 80 $ 10,459,000 $ 130,737 $ 89,000
Warren, Tennessee 80 $ 5,009,000 $ 62,612 $ 49,000
Monroe, Tennessee 78 $ 5,529,000 $ 70,884 $ 65,000
Harrison, Mississippi 74 $ 9,623,000 $ 130,040 $ 127,000
Sumter, Florida 72 $ 7,300,000 $ 101,388 $ 66,000
Loudon, Tennessee 70 $ 10,870,000 $ 155,285 $ 82,000
Bristol, Virginia 70 $ 4,661,000 $ 66,585 $ 54,000
Colbert, Alabama 69 $ 4,148,000 $ 60,115 $ 57,000
Pike, Mississippi 67 $ 5,071,000 $ 75,686 $ 90,000
Adams, Mississippi 65 $ 3,755,000 $ 57,769 $ 71,000
Jefferson, Tennessee 64 $ 4,756,000 $ 74,312 $ 47,000
Lincoln, Tennessee 64 $ 6,187,000 $ 96,671 $ 102,000
Flagler, Florida 60 $ 22,758,000 $ 379,300 $ 148,000
Gordon, Georgia 60 $ 4,222,000 $ 70,366 $ 62,000
Blount, Alabama 58 $ 4,133,000 $ 71,258 $ 74,000
Coffee, Alabama 58 $ 5,484,000 $ 94,551 $ 62,000
Talladega, Alabama 53 $ 4,373,000 $ 82,509 $ 63,000
Dale, Alabama 52 $ 3,890,000 $ 74,807 $ 69,000
Nassau, Florida 52 $ 21,569,000 $ 414,788 $ 200,000
Dade, Georgia 50 $ 4,252,000 $ 85,040 $ 53,000
Plaquemines, Louisiana 50 $ 11,649,000 $ 232,980 $ 95,000
Coahoma, Mississippi 49 $ 1,793,000 $ 36,591 $ 48,000
Bedford, Tennessee 49 $ 4,610,000 $ 94,081 $ 88,000
Alachua, Florida 48 $ 7,382,000 $ 153,791 $ 112,000
Jackson, Alabama 47 $ 3,387,000 $ 72,063 $ 62,000
Whitfield, Georgia 45 $ 7,462,000 $ 165,822 $ 205,000
Webster, Mississippi 43 $ 2,118,000 $ 49,255 $ 57,000
Winston, Alabama 39 $ 6,490,000 $ 166,410 $ 77,000
Tishomingo, Mississippi 39 $ 3,519,000 $ 90,230 $ 53,000
Cherokee, Alabama 38 $ 3,009,000 $ 79,184 $ 74,000
Broward, Florida 37 $ 13,591,000 $ 367,324 $ 203,000
Macon, Tennessee 37 $ 2,395,000 $ 64,729 $ 67,000
Washington, Virginia 36 $ 3,006,000 $ 83,500 $ 57,000
Sequatchie, Tennessee 35 $ 3,131,000 $ 89,457 $ 47,000
Lawrence, Alabama 33 $ 3,087,000 $ 93,545 $ 68,000
Pontotoc, Mississippi 32 $ 2,458,000 $ 76,812 $ 50,000
Overton, Tennessee 31 $ 1,821,000 $ 58,741 $ 57,000
Franklin, Tennessee 30 $ 3,718,000 $ 123,933 $ 128,000
Trousdale, Tennessee 29 $ 2,206,000 $ 76,068 $ 56,000
De Soto, Louisiana 28 $ 2,040,000 $ 72,857 $ 61,000
Chester, Tennessee 28 $ 2,228,000 $ 79,571 $ 54,000
McNairy, Tennessee 27 $ 2,324,000 $ 86,074 $ 71,000
White, Tennessee 27 $ 2,363,000 $ 87,518 $ 47,000
Tallapoosa, Alabama 26 $ 5,757,000 $ 221,423 $ 266,000
Amite, Mississippi 26 $ 1,823,000 $ 70,115 $ 72,000
Hickman, Tennessee 26 $ 2,897,000 $ 111,423 $ 66,000
Morgan, Tennessee 26 $ 1,264,000 $ 48,615 $ 50,000
Chilton, Alabama 25 $ 2,347,000 $ 93,880 $ 78,000
Jackson, Mississippi 25 $ 2,492,000 $ 99,680 $ 88,000
Campbell, Tennessee 25 $ 1,472,000 $ 58,880 $ 53,000
Richland, Louisiana 24 $ 1,233,000 $ 51,375 $ 60,000
St. Charles, Louisiana 24 $ 3,289,000 $ 137,041 $ 85,000
Carroll, Mississippi 24 $ 1,604,000 $ 66,833 $ 57,000
Carroll, Tennessee 24 $ 869,000 $ 36,208 $ 46,000
Tipton, Tennessee 24 $ 1,917,000 $ 79,875 $ 59,000
Fulton, Georgia 23 $ 5,084,000 $ 221,043 $ 105,000
Hancock, Mississippi 23 $ 3,563,000 $ 154,913 $ 101,000
Monroe, Mississippi 23 $ 1,654,000 $ 71,913 $ 53,000
Marshall, Tennessee 23 $ 1,625,000 $ 70,652 $ 39,000
Scott, Virginia 23 $ 1,351,000 $ 58,739 $ 40,000
Henry, Alabama 22 $ 2,540,000 $ 115,454 $ 54,000
Palm Beach, Florida 22 $ 11,664,000 $ 530,181 $ 280,000
Simpson, Mississippi 22 $ 1,482,000 $ 67,363 $ 70,000
Humphreys, Tennessee 22 $ 1,373,000 $ 62,409 $ 49,000
Jackson, Tennessee 22 $ 1,283,000 $ 58,318 $ 39,000
Copiah, Mississippi 21 $ 1,741,000 $ 82,904 $ 80,000
Giles, Tennessee 21 $ 1,374,000 $ 65,428 $ 57,000
Greene, Tennessee 21 $ 1,856,000 $ 88,380 $ 62,000
Indian River, Florida 20 $ 7,442,000 $ 372,100 $ 193,000
Monroe, Florida 20 $ 17,247,000 $ 862,350 $ 476,000
Newton, Mississippi 20 $ 1,514,000 $ 75,700 $ 53,000
Fayette, Tennessee 20 $ 1,946,000 $ 97,300 $ 85,000
Hamblen, Tennessee 20 $ 1,786,000 $ 89,300 $ 82,000
Bibb, Alabama 19 $ 2,837,000 $ 149,315 $ 75,000
Hale, Alabama 19 $ 913,000 $ 48,052 $ 52,000
Miami-Dade, Florida 19 $ 9,306,000 $ 489,789 $ 380,000
Lafayette, Mississippi 19 $ 2,277,000 $ 119,842 $ 263,000
St. Lucie, Florida 18 $ 4,377,000 $ 243,166 $ 129,000
Coffee, Tennessee 18 $ 1,125,000 $ 62,500 $ 44,000
Grainger, Tennessee 18 $ 1,149,000 $ 63,833 $ 38,000
Lamar, Alabama 17 $ 1,299,000 $ 76,411 $ 82,000
Webster, Louisiana 17 $ 2,170,000 $ 127,647 $ 63,000
Clay, Mississippi 17 $ 1,759,000 $ 103,470 $ 74,000
Jasper, Mississippi 17 $ 1,736,000 $ 102,117 $ 129,000
Escambia, Alabama 16 $ 1,499,000 $ 93,687 $ 83,000
Geneva, Alabama 16 $ 1,375,000 $ 85,937 $ 58,000
Clarke, Mississippi 16 $ 730,000 $ 45,625 $ 53,000
Tippah, Mississippi 16 $ 1,190,000 $ 74,375 $ 43,000
Bledsoe, Tennessee 16 $ 896,000 $ 56,000 $ 70,000
Unicoi, Tennessee 16 $ 1,053,000 $ 65,812 $ 65,000
Levy, Florida 15 $ 2,961,000 $ 197,400 $ 73,000
Cobb, Georgia 15 $ 2,814,000 $ 187,600 $ 147,000
Choctaw, Mississippi 15 $ 745,000 $ 49,666 $ 53,000
Union, Mississippi 15 $ 1,358,000 $ 90,533 $ 65,000
Union, Tennessee 15 $ 1,335,000 $ 89,000 $ 39,000
Franklin, Alabama 14 $ 905,000 $ 64,642 $ 68,000
Jefferson, Mississippi 14 $ 535,000 $ 38,214 $ 32,000
Hardin, Tennessee 14 $ 2,129,000 $ 152,071 $ 108,000
Lawrence, Tennessee 14 $ 1,114,000 $ 79,571 $ 69,000
Meigs, Tennessee 14 $ 1,145,000 $ 81,785 $ 56,000
Macon, Alabama 13 $ 674,000 $ 51,846 $ 66,000
Putnam, Florida 13 $ 2,260,000 $ 173,846 $ 68,000
Morehouse, Louisiana 13 $ 778,000 $ 59,846 $ 51,000
Crockett, Tennessee 13 $ 1,009,000 $ 77,615 $ 58,000
Grundy, Tennessee 13 $ 603,000 $ 46,384 $ 36,000
Hardeman, Tennessee 13 $ 1,423,000 $ 109,461 $ 139,000
Polk, Tennessee 13 $ 2,200,000 $ 169,230 $ 63,000
DeSoto, Florida 12 $ 2,404,000 $ 200,333 $ 65,000
Gadsden, Florida 12 $ 1,121,000 $ 93,416 $ 67,000
Washington, Florida 12 $ 1,254,000 $ 104,500 $ 88,000
Smith, Tennessee 12 $ 846,000 $ 70,500 $ 36,000
Greene, Alabama 11 $ 1,231,000 $ 111,909 $ 56,000
Pickens, Alabama 11 $ 530,000 $ 48,181 $ 46,000
Madison, Louisiana 11 $ 396,000 $ 36,000 $ 55,000
George, Mississippi 11 $ 1,204,000 $ 109,454 $ 60,000
Tate, Mississippi 11 $ 985,000 $ 89,545 $ 62,000
Wilkinson, Mississippi 11 $ 663,000 $ 60,272 $ 90,000
Weakley, Tennessee 11 $ 755,000 $ 68,636 $ 68,000
Lowndes, Alabama 10 $ 849,000 $ 84,900 $ 80,000
Kemper, Mississippi 10 $ 392,000 $ 39,200 $ 40,000
Noxubee, Mississippi 10 $ 234,000 $ 23,400 $ 36,000
Henderson, Tennessee 10 $ 703,000 $ 70,300 $ 82,000
Chambers, Alabama 9 $ 478,000 $ 53,111 $ 44,000
Clay, Alabama 9 $ 482,000 $ 53,555 $ 54,000
Cleburne, Alabama 9 $ 577,000 $ 64,111 $ 50,000
Gulf, Florida 9 $ 10,325,000 $ 1,147,222 $ 683,000
Gwinnett, Georgia 9 $ 1,616,000 $ 179,555 $ 126,000
Murray, Georgia 9 $ 520,000 $ 57,777 $ 54,000
Concordia, Louisiana 9 $ 455,000 $ 50,555 $ 49,000
St. Bernard, Louisiana 9 $ 1,255,000 $ 139,444 $ 143,000
Covington, Mississippi 9 $ 554,000 $ 61,555 $ 51,000
Lincoln, Mississippi 9 $ 533,000 $ 59,222 $ 50,000
Marshall, Mississippi 9 $ 387,000 $ 43,000 $ 33,000
Montgomery, Mississippi 9 $ 458,000 $ 50,888 $ 60,000
Pearl River, Mississippi 9 $ 837,000 $ 93,000 $ 65,000
Macon, North Carolina 9 $ 5,780,000 $ 642,222 $ 565,000
Dyer, Tennessee 9 $ 514,000 $ 57,111 $ 47,000
Johnson, Tennessee 9 $ 788,000 $ 87,555 $ 59,000
Lewis, Tennessee 9 $ 709,000 $ 78,777 $ 56,000
Bullock, Alabama 8 $ 1,334,000 $ 166,750 $ 78,000
Coosa, Alabama 8 $ 1,504,000 $ 188,000 $ 226,000
Wilcox, Alabama 8 $ 399,000 $ 49,875 $ 60,000
Highlands, Florida 8 $ 1,355,000 $ 169,375 $ 228,000
Jefferson, Florida 8 $ 722,000 $ 90,250 $ 52,000
Wakulla, Florida 8 $ 917,000 $ 114,625 $ 77,000
Lafayette, Louisiana 8 $ 1,457,000 $ 182,125 $ 123,000
St. Helena, Louisiana 8 $ 315,000 $ 39,375 $ 48,000
Bolivar, Mississippi 8 $ 695,000 $ 86,875 $ 82,000
Chickasaw, Mississippi 8 $ 447,000 $ 55,875 $ 67,000
Leake, Mississippi 8 $ 521,000 $ 65,125 $ 50,000
Scott, Mississippi 8 $ 579,000 $ 72,375 $ 39,000
Sharkey, Mississippi 8 $ 126,000 $ 15,750 $ 37,000
Sunflower, Mississippi 8 $ 223,000 $ 27,875 $ 31,000
Tunica, Mississippi 8 $ 574,000 $ 71,750 $ 61,000
Scott, Tennessee 8 $ 297,000 $ 37,125 $ 83,000
Martin, Florida 7 $ 3,579,000 $ 511,285 $ 139,000
Camden, Georgia 7 $ 1,422,000 $ 203,142 $ 210,000
DeKalb, Georgia 7 $ 1,232,000 $ 176,000 $ 91,000
Union, Louisiana 7 $ 401,000 $ 57,285 $ 90,000
West Carroll, Louisiana 7 $ 281,000 $ 40,142 $ 80,000
Holmes, Mississippi 7 $ 276,000 $ 39,428 $ 35,000
Humphreys, Mississippi 7 $ 233,000 $ 33,285 $ 35,000
Decatur, Tennessee 7 $ 393,000 $ 56,142 $ 66,000
Clarke, Alabama 6 $ 1,064,000 $ 177,333 $ 78,000
Fayette, Alabama 6 $ 237,000 $ 39,500 $ 50,000
Sumter, Alabama 6 $ 435,000 $ 72,500 $ 56,000
Eagle, Colorado 6 $ 7,701,000 $ 1,283,500 $ 1,816,000
Jackson, Florida 6 $ 416,000 $ 69,333 $ 53,000
Bartow, Georgia 6 $ 1,529,000 $ 254,833 $ 94,000
Cherokee, Georgia 6 $ 867,000 $ 144,500 $ 86,000
Christian, Kentucky 6 $ 138,000 $ 23,000 $ 86,000
Claiborne, Mississippi 6 $ 290,000 $ 48,333 $ 65,000
Neshoba, Mississippi 6 $ 432,000 $ 72,000 $ 71,000
Mecklenburg, North Carolina 6 $ 1,522,000 $ 253,666 $ 116,000
Benton, Tennessee 6 $ 501,000 $ 83,500 $ 46,000
Harrison, Texas 6 $ 670,000 $ 111,666 $ 113,000
Lee, Virginia 6 $ 360,000 $ 60,000 $ 42,000
Crenshaw, Alabama 5 $ 527,000 $ 105,400 $ 65,000
Perry, Alabama 5 $ 457,000 $ 91,400 $ 34,000
Franklin, Florida 5 $ 2,082,000 $ 416,400 $ 169,000
Bienville, Louisiana 5 $ 296,000 $ 59,200 $ 43,000
Lafourche, Louisiana 5 $ 292,000 $ 58,400 $ 84,000
St. John the Baptist, Louisiana 5 $ 592,000 $ 118,400 $ 71,000
Marion, Mississippi 5 $ 184,000 $ 36,800 $ 95,000
Panola, Mississippi 5 $ 423,000 $ 84,600 $ 73,000
Fentress, Tennessee 5 $ 298,000 $ 59,600 $ 108,000
Haywood, Tennessee 5 $ 293,000 $ 58,600 $ 75,000
Barbour, Alabama 4 $ 769,000 $ 192,250 $ 98,000
Pike, Alabama 4 $ 224,000 $ 56,000 $ 64,000
Randolph, Alabama 4 $ 460,000 $ 115,000 $ 33,000
Washington, Alabama 4 $ 130,000 $ 32,500 $ 53,000
Crittenden, Arkansas 4 $ 137,000 $ 34,250 $ 37,000
Hendry, Florida 4 $ 1,171,000 $ 292,750 $ 559,000
Holmes, Florida 4 $ 267,000 $ 66,750 $ 43,000
Chatham, Georgia 4 $ 2,234,000 $ 558,500 $ 231,000
Clarke, Georgia 4 $ 363,000 $ 90,750 $ 255,000
Forsyth, Georgia 4 $ 595,000 $ 148,750 $ 70,000
Paulding, Georgia 4 $ 288,000 $ 72,000 $ 85,000
Polk, Georgia 4 $ 301,000 $ 75,250 $ 46,000
East Carroll, Louisiana 4 $ 125,000 $ 31,250 $ 34,000
Iberville, Louisiana 4 $ 206,000 $ 51,500 $ 30,000
Calhoun, Mississippi 4 $ 121,000 $ 30,250 $ 84,000
Greene, Mississippi 4 $ 290,000 $ 72,500 $ 89,000
Stone, Mississippi 4 $ 233,000 $ 58,250 $ 123,000
Walthall, Mississippi 4 $ 227,000 $ 56,750 $ 31,000
Wayne, Mississippi 4 $ 225,000 $ 56,250 $ 67,000
Charleston, South Carolina 4 $ 4,271,000 $ 1,067,750 $ 546,000
Butler, Alabama 3 $ 330,000 $ 110,000 $ 176,000
Suwannee, Florida 3 $ 310,000 $ 103,333 $ 61,000
Coweta, Georgia 3 $ 2,300,000 $ 766,666 $ 352,000
Towns, Georgia 3 $ 604,000 $ 201,333 $ 109,000
White, Georgia 3 $ 440,000 $ 146,666 $ 142,000
Todd, Kentucky 3 $ 183,000 $ 61,000 $ 64,000
Acadia, Louisiana 3 $ 164,000 $ 54,666 $ 59,000
East Feliciana, Louisiana 3 $ 629,000 $ 209,666 $ 67,000
Franklin, Louisiana 3 $ 344,000 $ 114,666 $ 54,000
St. James, Louisiana 3 $ 63,000 $ 21,000 $ 35,000
St. Landry, Louisiana 3 $ 603,000 $ 201,000 $ 97,000
Tensas, Louisiana 3 $ 105,000 $ 35,000 $ 57,000
Terrebonne, Louisiana 3 $ 430,000 $ 143,333 $ 140,000
Washington, Louisiana 3 $ 149,000 $ 49,666 $ 57,000
Jefferson Davis, Mississippi 3 $ 127,000 $ 42,333 $ 63,000
Smith, Mississippi 3 $ 254,000 $ 84,666 $ 80,000
Tallahatchie, Mississippi 3 $ 39,000 $ 13,000 $ 38,000
Buncombe, North Carolina 3 $ 1,224,000 $ 408,000 $ 160,000
Watauga, North Carolina 3 $ 1,290,000 $ 430,000 $ 203,000
Beaufort, South Carolina 3 $ 818,000 $ 272,666 $ 1,142,000
Moore, Tennessee 3 $ 446,000 $ 148,666 $ 99,000
Van Buren, Tennessee 3 $ 166,000 $ 55,333 $ 62,000
Wayne, Tennessee 3 $ 522,000 $ 174,000 $ 78,000
Harris, Texas 3 $ 753,000 $ 251,000 $ 266,000
Smyth, Virginia 3 $ 114,000 $ 38,000 $ 10,000
Marion, Alabama 2 $ 77,000 $ 38,500 $ 56,000
Russell, Alabama 2 $ 141,000 $ 70,500 $ 47,000
Chicot, Arkansas 2 $ 92,000 $ 46,000 $ 20,000
Cleburne, Arkansas 2 $ 447,000 $ 223,500 $ 271,000
San Bernardino, California 2 $ 1,014,000 $ 507,000 $ 0
Boulder, Colorado 2 $ 595,000 $ 297,500 $ 202,000
Gilchrist, Florida 2 $ 255,000 $ 127,500 $ 54,000
Glades, Florida 2 $ 372,000 $ 186,000 $ 71,000
Hardee, Florida 2 $ 57,000 $ 28,500 $ 34,000
Liberty, Florida 2 $ 10,000 $ 5,000 $ 40,000
Okeechobee, Florida 2 $ 427,000 $ 213,500 $ 109,000
Taylor, Florida 2 $ 191,000 $ 95,500 $ 73,000
Bibb, Georgia 2 $ 269,000 $ 134,500 $ 37,000
Bulloch, Georgia 2 $ 240,000 $ 120,000 $ 55,000
Fayette, Georgia 2 $ 412,000 $ 206,000 $ 169,000
Gilmer, Georgia 2 $ 246,000 $ 123,000 $ 97,000
Glynn, Georgia 2 $ 2,996,000 $ 1,498,000 $ 2,300,000
Muscogee, Georgia 2 $ 486,000 $ 243,000 $ 147,000
Pickens, Georgia 2 $ 316,000 $ 158,000 $ 71,000
Rabun, Georgia 2 $ 461,000 $ 230,500 $ 95,000
Richmond, Georgia 2 $ 100,000 $ 50,000 $ 28,000
Thomas, Georgia 2 $ 259,000 $ 129,500 $ 56,000
Allen, Kentucky 2 $ 112,000 $ 56,000 $ 36,000
Logan, Kentucky 2 $ 236,000 $ 118,000 $ 63,000
Allen, Louisiana 2 $ 176,000 $ 88,000 $ 63,000
Calcasieu, Louisiana 2 $ 48,000 $ 24,000 $ 48,000
Catahoula, Louisiana 2 $ 140,000 $ 70,000 $ 44,000
Lincoln, Louisiana 2 $ 210,000 $ 105,000 $ 48,000
Natchitoches, Louisiana 2 $ 346,000 $ 173,000 $ 140,000
Pointe Coupee, Louisiana 2 $ 169,000 $ 84,500 $ 48,000
Sabine, Louisiana 2 $ 49,000 $ 24,500 $ 204,000
West Baton Rouge, Louisiana 2 $ 88,000 $ 44,000 $ 239,000
Winn, Louisiana 2 $ 94,000 $ 47,000 $ 62,000
Franklin, Mississippi 2 $ 55,000 $ 27,500 $ 28,000
Quitman, Mississippi 2 $ 75,000 $ 37,500 $ 200,000
Cabarrus, North Carolina 2 $ 142,000 $ 71,000 $ 128,000
Jackson, North Carolina 2 $ 1,040,000 $ 520,000 $ 247,000
Onslow, North Carolina 2 $ 32,000 $ 16,000 $ 35,000
Horry, South Carolina 2 $ 259,000 $ 129,500 $ 223,000
Clay, Tennessee 2 $ 68,000 $ 34,000 $ 76,000
Cocke, Tennessee 2 $ 108,000 $ 54,000 $ 65,000
Perry, Tennessee 2 $ 183,000 $ 91,500 $ 205,000
Pickett, Tennessee 2 $ 149,000 $ 74,500 $ 141,000
Panola, Texas 2 $ 6,000 $ 3,000 $ 62,000
Fairfax, Virginia 2 $ 625,000 $ 312,500 $ 83,000
Russell, Virginia 2 $ 139,000 $ 69,500 $ 49,000
Teton, Wyoming 2 $ 1,750,000 $ 875,000 $ 790,000
Choctaw, Alabama 1 $ 100,000 $ 100,000 $ 29,000
Covington, Alabama 1 $ 15,000 $ 15,000 $ 112,000
Marengo, Alabama 1 $ 3,000 $ 3,000 $ 25,000
Monroe, Alabama 1 $ 26,000 $ 26,000 $ 88,000
Benton, Arkansas 1 $ 900,000 $ 900,000 $ 650,000
Cross, Arkansas 1 $ 17,000 $ 17,000 $ 25,000
Franklin, Arkansas 1 $ 13,000 $ 13,000 $ 72,000
Garland, Arkansas 1 $ 58,000 $ 58,000 $ 153,000
Hempstead, Arkansas 1 $ 36,000 $ 36,000 $ 96,000
Monroe, Arkansas 1 $ 25,000 $ 25,000 $ 22,000
Montgomery, Arkansas 1 $ 86,000 $ 86,000 $ 260,000
Saline, Arkansas 1 $ 780,000 $ 780,000 $ 370,000
Searcy, Arkansas 1 $ 97,000 $ 97,000 $ 42,000
Sebastian, Arkansas 1 $ 35,000 $ 35,000 $ 21,000
La Plata, Colorado 1 $ 465,000 $ 465,000 $ 318,000
Pitkin, Colorado 1 $ 2,310,000 $ 2,310,000 $ 864,000
Summit, Colorado 1 $ 360,000 $ 360,000 $ 1,377,000
Bradford, Florida 1 $ 40,000 $ 40,000 $ 69,000
Calhoun, Florida 1 $ 266,000 $ 266,000 $ 341,000
Hamilton, Florida 1 $ 194,000 $ 194,000 $ 78,000
Lafayette, Florida 1 $ 260,000 $ 260,000 $ 78,000
Union, Florida 1 $ 168,000 $ 168,000 $ 43,000
Burke, Georgia 1 $ 15,000 $ 15,000 $ 60,000
Charlton, Georgia 1 $ 80,000 $ 80,000 $ 43,000
Clayton, Georgia 1 $ 10,000 $ 10,000 $ 125,000
Coffee, Georgia 1 $ 38,000 $ 38,000 $ 67,000
Columbia, Georgia 1 $ 82,000 $ 82,000 $ 26,000
Dawson, Georgia 1 $ 150,000 $ 150,000 $ 133,000
Decatur, Georgia 1 $ 103,000 $ 103,000 $ 33,000
Douglas, Georgia 1 $ 15,000 $ 15,000 $ 70,000
Fannin, Georgia 1 $ 287,000 $ 287,000 $ 343,000
Greene, Georgia 1 $ 1,200,000 $ 1,200,000 $ 336,000
Hall, Georgia 1 $ 743,000 $ 743,000 $ 318,000
Haralson, Georgia 1 $ 30,000 $ 30,000 $ 33,000
Harris, Georgia 1 $ 35,000 $ 35,000 $ 63,000
Houston, Georgia 1 $ 150,000 $ 150,000 $ 96,000
Lee, Georgia 1 $ 76,000 $ 76,000 $ 118,000
Lowndes, Georgia 1 $ 312,000 $ 312,000 $ 165,000
Lumpkin, Georgia 1 $ 100,000 $ 100,000 $ 213,000
Newton, Georgia 1 $ 848,000 $ 848,000 $ 246,000
Seminole, Georgia 1 $ 100,000 $ 100,000 $ 74,000
Talbot, Georgia 1 $ 324,000 $ 324,000 $ 365,000
Troup, Georgia 1 $ 79,000 $ 79,000 $ 36,000
Washington, Georgia 1 $ 25,000 $ 25,000 $ 80,000
Jennings, Indiana 1 $ 80,000 $ 80,000 $ 84,000
Clinton, Kentucky 1 $ 132,000 $ 132,000 $ 77,000
Kenton, Kentucky 1 $ 174,000 $ 174,000 $ 531,000
Trigg, Kentucky 1 $ 100,000 $ 100,000 $ 100,000
Warren, Kentucky 1 $ 65,000 $ 65,000 $ 68,000
Iberia, Louisiana 1 $ 22,000 $ 22,000 $ 72,000
Jackson, Louisiana 1 $ 10,000 $ 10,000 $ 20,000
Jefferson Davis, Louisiana 1 $ 52,000 $ 52,000 $ 34,000
La Salle, Louisiana 1 $ 19,000 $ 19,000 $ 50,000
Red River, Louisiana 1 $ 53,000 $ 53,000 $ 55,000
St. Mary, Louisiana 1 $ 15,000 $ 15,000 $ 28,000
West Feliciana, Louisiana 1 $ 101,000 $ 101,000 $ 69,000
Cumberland, Maine 1 $ 627,000 $ 627,000 $ 330,000
Baltimore, Maryland 1 $ 1,100,000 $ 1,100,000 $ 7,000,000
Oakland, Michigan 1 $ 960,000 $ 960,000 $ 1,620,000
Wayne, Michigan 1 $ 11,000 $ 11,000 $ 79,000
Grenada, Mississippi 1 $ 42,000 $ 42,000 $ 58,000
Perry, Mississippi 1 $ 50,000 $ 50,000 $ 38,000
Winston, Mississippi 1 $ 196,000 $ 196,000 $ 30,000
Laclede, Missouri 1 $ 10,000 $ 10,000 $ 59,000
Mercer, New Jersey 1 $ 50,000 $ 50,000 $ 175,000
Taos, New Mexico 1 $ 259,000 $ 259,000 $ 192,000
Rockland, New York 1 $ 17,000 $ 17,000 $ 120,000
Avery, North Carolina 1 $ 1,650,000 $ 1,650,000 $ 2,385,000
Cherokee, North Carolina 1 $ 192,000 $ 192,000 $ 210,000
Craven, North Carolina 1 $ 137,000 $ 137,000 $ 35,000
Gaston, North Carolina 1 $ 126,000 $ 126,000 $ 100,000
Haywood, North Carolina 1 $ 408,000 $ 408,000 $ 212,000
Johnston, North Carolina 1 $ 3,000 $ 3,000 $ 38,000
Rutherford, North Carolina 1 $ 190,000 $ 190,000 $ 267,000
Transylvania, North Carolina 1 $ 110,000 $ 110,000 $ 263,000
Wake, North Carolina 1 $ 460,000 $ 460,000 $ 1,081,000
Butler, Ohio 1 $ 368,000 $ 368,000 $ 298,000
Licking, Ohio 1 $ 175,000 $ 175,000 $ 187,000
Clackamas, Oregon 1 $ 50,000 $ 50,000 $ 31,000
Colleton, South Carolina 1 $ 156,000 $ 156,000 $ 54,000
Claiborne, Tennessee 1 $ 204,000 $ 204,000 $ 85,000
Lauderdale, Tennessee 1 $ 69,000 $ 69,000 $ 39,000
Obion, Tennessee 1 $ 142,000 $ 142,000 $ 60,000
Bell, Texas 1 $ 11,000 $ 11,000 $ 50,000
Galveston, Texas 1 $ 353,000 $ 353,000 $ 499,000
McLennan, Texas 1 $ 150,000 $ 150,000 $ 9,857,000
Montgomery, Texas 1 $ 223,000 $ 223,000 $ 250,000
Nueces, Texas 1 $ 750,000 $ 750,000 $ 371,000
Parker, Texas 1 $ 300,000 $ 300,000 $ 241,000
Tarrant, Texas 1 $ 138,000 $ 138,000 $ 396,000
Arlington, Virginia 1 $ 650,000 $ 650,000 $ 1,490,000
Dickenson, Virginia 1 $ 30,000 $ 30,000 $ 68,000
Isle of Wight, Virginia 1 $ 443,000 $ 443,000 $ 205,000
Loudoun, Virginia 1 $ 300,000 $ 300,000 $ 173,000
Montgomery, Virginia 1 $ 525,000 $ 525,000 $ 162,000
Wythe, Virginia 1 $ 49,000 $ 49,000 $ 23,000

Mortgage Loan Application Detail Totals for Amsouth Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 23,009 $2,635,978,000 $246,578 $5,100,000 $231,473 $9,999,000
Home Purchase 16,990 $4,031,114,000 $409,363 $7,563,000 $674,454 $9,999,000
Home Improvement 5,935 $142,358,000 $17,500 $1,150,000 $62,071 $9,602,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 37,714 $5,946,543,000 $256,045 $7,563,000 $249,272 $9,999,000
Black or African American 5,061 $380,679,000 $181,466 $4,325,000 $601,466 $7,248,000
Hispanic 1,235 $187,283,000 $179,000 $2,200,000 $84,700 $4,798,000
Asian 764 $151,736,000 $265,555 $4,250,000 $474,666 $3,381,000
Not Provided 617 $75,654,000 $102,285 $1,432,000 $91,714 $2,900,000
Not applicable 327 $43,863,000 $211,625 $1,700,000 $221,375 $9,999,000
American Indian or Alaskan Native 122 $10,800,000 $77,285 $1,800,000 $99,857 $636,000
Native Hawaiian or Other Pacific Islander 94 $12,892,000 $132,571 $1,000,000 $86,714 $890,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 44,624 $6,658,746,000 $297,846 $7,563,000 $529,884 $9,999,000
FHA-insured (Federal Housing Administration) 923 $96,504,000 $104,375 $229,000 $44,625 $614,000
VA-guaranteed (Veterans Administration) 387 $54,200,000 $136,555 $360,000 $48,111 $385,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,713 $4,537,513,000 $409,789 $7,563,000 $757,842 $9,999,000
Application Denied By Financial Institution 10,025 $826,988,000 $188,631 $4,500,000 $101,789 $9,999,000
Application Approved But Not Accepted 5,805 $515,011,000 $117,818 $2,880,000 $116,636 $3,000,000
File Closed For Incompleteness 2,510 $622,772,000 $226,600 $4,050,000 $237,200 $3,485,000
Preapproval Denied by Financial Institution 1,259 $161,807,000 $128,000 $6,000,000 $44,000 $1,440,000
Preapproval Approved but not Accepted 341 $64,203,000 $188,000 $1,000,000 $145,000 $979,000
Application Withdrawn By Applicant 281 $81,156,000 $212,285 $3,600,000 $96,857 $5,925,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amsouth Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amsouth Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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