Amtrust Bank Mortgage Lending & HMDA Data, 2006

In 2006, Amtrust Bank of Cleveland, OH reported 131,369 mortgage applications totaling $24.1 billion, down 14% from 2005. The average application was for $183,466, and applicants reported an average income of $93,008. 79% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,236), Houston-Sugar Land-Baytown, TX (4,582) and Chicago-Naperville-Joliet, IL (4,193) (applications in parentheses).

Mortgage Company & Address Amtrust Bank
1801 E. 9th St #200
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 131,369
Total Mortgage Loan Application Amount $24,101,757,000
Average Mortgage Loan Application Amount $183,466
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $93,008
Highest Applicant Income $9,001,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amtrust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amtrust Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 5,025 $ 1,036,968,000 $ 206,361 $ 104,000
Harris, Texas 3,100 $ 484,908,000 $ 156,421 $ 106,000
Palm Beach, Florida 2,553 $ 548,207,000 $ 214,730 $ 95,000
Cook, Illinois 2,438 $ 527,476,000 $ 216,356 $ 99,000
Broward, Florida 2,115 $ 418,294,000 $ 197,774 $ 95,000
Miami-Dade, Florida 1,782 $ 371,760,000 $ 208,619 $ 115,000
Clark, Nevada 1,661 $ 325,724,000 $ 196,101 $ 124,000
St. Louis, Missouri 1,582 $ 291,187,000 $ 184,062 $ 96,000
Worcester, Massachusetts 1,486 $ 259,789,000 $ 174,824 $ 61,000
King, Washington 1,458 $ 410,569,000 $ 281,597 $ 132,000
Los Angeles, California 1,407 $ 452,136,000 $ 321,347 $ 128,000
Cuyahoga, Ohio 1,316 $ 147,887,000 $ 112,376 $ 67,000
Oakland, Michigan 1,294 $ 230,431,000 $ 178,076 $ 103,000
Orange, Florida 1,044 $ 211,323,000 $ 202,416 $ 89,000
Polk, Iowa 973 $ 126,646,000 $ 130,160 $ 86,000
Wayne, Michigan 948 $ 123,597,000 $ 130,376 $ 78,000
Hennepin, Minnesota 914 $ 182,719,000 $ 199,911 $ 79,000
San Diego, California 896 $ 293,330,000 $ 327,377 $ 133,000
Franklin, Ohio 890 $ 111,249,000 $ 124,998 $ 71,000
Pima, Arizona 873 $ 166,683,000 $ 190,931 $ 113,000
Tarrant, Texas 871 $ 109,922,000 $ 126,202 $ 108,000
Milwaukee, Wisconsin 850 $ 125,730,000 $ 147,917 $ 83,000
Jefferson, Alabama 830 $ 117,685,000 $ 141,789 $ 76,000
Travis, Texas 824 $ 129,317,000 $ 156,938 $ 110,000
Orange, California 747 $ 289,325,000 $ 387,315 $ 158,000
Dallas, Texas 745 $ 111,482,000 $ 149,640 $ 116,000
Middlesex, Massachusetts 743 $ 172,040,000 $ 231,547 $ 110,000
Greenville, South Carolina 732 $ 98,137,000 $ 134,066 $ 74,000
Mobile, Alabama 730 $ 96,955,000 $ 132,815 $ 64,000
Mecklenburg, North Carolina 708 $ 102,921,000 $ 145,368 $ 100,000
Hillsborough, Florida 702 $ 130,578,000 $ 186,008 $ 91,000
St. Charles, Missouri 689 $ 106,561,000 $ 154,660 $ 76,000
Lafayette, Louisiana 667 $ 98,737,000 $ 148,031 $ 78,000
Gwinnett, Georgia 657 $ 100,109,000 $ 152,372 $ 68,000
Marion, Indiana 647 $ 77,661,000 $ 120,032 $ 74,000
Wake, North Carolina 644 $ 106,213,000 $ 164,927 $ 99,000
Denton, Texas 610 $ 86,495,000 $ 141,795 $ 105,000
Fulton, Georgia 590 $ 116,127,000 $ 196,825 $ 120,000
Macomb, Michigan 567 $ 76,204,000 $ 134,398 $ 80,000
Riverside, California 556 $ 158,779,000 $ 285,573 $ 131,000
Hartford, Connecticut 552 $ 97,734,000 $ 177,054 $ 93,000
Fort Bend, Texas 540 $ 87,927,000 $ 162,827 $ 110,000
Waukesha, Wisconsin 536 $ 113,010,000 $ 210,839 $ 88,000
Shelby, Alabama 514 $ 75,257,000 $ 146,414 $ 77,000
Essex, Massachusetts 514 $ 123,340,000 $ 239,961 $ 87,000
Marion, Florida 513 $ 89,797,000 $ 175,042 $ 66,000
New Haven, Connecticut 510 $ 99,173,000 $ 194,456 $ 88,000
Lee, Florida 501 $ 112,416,000 $ 224,383 $ 120,000
Summit, Ohio 501 $ 53,846,000 $ 107,477 $ 63,000
Baldwin, Alabama 492 $ 92,537,000 $ 188,083 $ 98,000
Jefferson, Colorado 486 $ 96,348,000 $ 198,246 $ 104,000
Seminole, Florida 474 $ 94,344,000 $ 199,037 $ 95,000
New Hanover, North Carolina 471 $ 81,356,000 $ 172,730 $ 103,000
Multnomah, Oregon 469 $ 88,877,000 $ 189,503 $ 96,000
Washtenaw, Michigan 456 $ 78,071,000 $ 171,208 $ 96,000
Collin, Texas 449 $ 67,019,000 $ 149,262 $ 107,000
DuPage, Illinois 446 $ 101,246,000 $ 227,008 $ 110,000
Montgomery, Texas 446 $ 69,273,000 $ 155,320 $ 103,000
Pinellas, Florida 444 $ 81,405,000 $ 183,344 $ 88,000
Montgomery, Alabama 443 $ 56,981,000 $ 128,625 $ 81,000
DeKalb, Georgia 433 $ 74,593,000 $ 172,270 $ 97,000
Snohomish, Washington 431 $ 101,380,000 $ 235,220 $ 96,000
Sarasota, Florida 426 $ 100,805,000 $ 236,631 $ 138,000
Johnson, Kansas 425 $ 67,764,000 $ 159,444 $ 96,000
Boulder, Colorado 424 $ 100,670,000 $ 237,429 $ 113,000
Sacramento, California 423 $ 103,841,000 $ 245,486 $ 86,000
Denver, Colorado 419 $ 83,295,000 $ 198,794 $ 104,000
Lake, Illinois 418 $ 91,414,000 $ 218,693 $ 103,000
Suffolk, New York 416 $ 117,814,000 $ 283,206 $ 122,000
St. Louis City, Missouri 412 $ 49,560,000 $ 120,291 $ 64,000
Will, Illinois 407 $ 81,567,000 $ 200,410 $ 88,000
Cobb, Georgia 404 $ 66,967,000 $ 165,759 $ 94,000
Polk, Florida 395 $ 59,820,000 $ 151,443 $ 79,000
Livingston, Michigan 389 $ 66,595,000 $ 171,195 $ 86,000
Allegheny, Pennsylvania 385 $ 45,057,000 $ 117,031 $ 82,000
San Bernardino, California 382 $ 92,119,000 $ 241,149 $ 109,000
Ramsey, Minnesota 377 $ 71,435,000 $ 189,482 $ 77,000
Hamilton, Indiana 375 $ 71,525,000 $ 190,733 $ 101,000
Fairfield, Connecticut 368 $ 107,345,000 $ 291,698 $ 114,000
Duval, Florida 367 $ 62,741,000 $ 170,956 $ 81,000
Jackson, Missouri 366 $ 41,992,000 $ 114,732 $ 106,000
Kane, Illinois 361 $ 69,495,000 $ 192,506 $ 86,000
Salt Lake, Utah 355 $ 61,502,000 $ 173,245 $ 90,000
Suffolk, Massachusetts 347 $ 89,336,000 $ 257,452 $ 105,000
Charleston, South Carolina 343 $ 78,489,000 $ 228,830 $ 94,000
Bexar, Texas 335 $ 40,909,000 $ 122,116 $ 106,000
Washington, Oregon 334 $ 68,039,000 $ 203,709 $ 97,000
Osceola, Florida 332 $ 63,429,000 $ 191,051 $ 90,000
Leon, Florida 327 $ 50,985,000 $ 155,917 $ 84,000
Lucas, Ohio 321 $ 38,759,000 $ 120,744 $ 73,000
Horry, South Carolina 321 $ 61,522,000 $ 191,657 $ 108,000
McHenry, Illinois 315 $ 57,025,000 $ 181,031 $ 83,000
Jefferson, Missouri 314 $ 42,556,000 $ 135,528 $ 71,000
Dakota, Minnesota 313 $ 60,943,000 $ 194,706 $ 75,000
St. Lucie, Florida 312 $ 55,769,000 $ 178,746 $ 74,000
Camden, Missouri 304 $ 48,263,000 $ 158,759 $ 117,000
Santa Clara, California 302 $ 140,464,000 $ 465,112 $ 141,000
Alameda, California 296 $ 123,790,000 $ 418,209 $ 138,000
Arapahoe, Colorado 295 $ 53,661,000 $ 181,901 $ 96,000
Montgomery, Maryland 293 $ 85,243,000 $ 290,931 $ 111,000
Adams, Colorado 291 $ 45,932,000 $ 157,841 $ 76,000
Norfolk, Massachusetts 287 $ 79,934,000 $ 278,515 $ 84,000
Providence, Rhode Island 287 $ 55,160,000 $ 192,195 $ 80,000
Jefferson, Louisiana 279 $ 39,766,000 $ 142,530 $ 79,000
Prince George's, Maryland 278 $ 70,493,000 $ 253,571 $ 95,000
Collier, Florida 277 $ 74,929,000 $ 270,501 $ 148,000
Galveston, Texas 275 $ 39,939,000 $ 145,232 $ 110,000
Okaloosa, Florida 274 $ 52,951,000 $ 193,251 $ 94,000
Anoka, Minnesota 274 $ 53,273,000 $ 194,427 $ 74,000
Williamson, Texas 274 $ 37,268,000 $ 136,014 $ 88,000
Plymouth, Massachusetts 268 $ 64,960,000 $ 242,388 $ 84,000
Nassau, New York 266 $ 76,750,000 $ 288,533 $ 114,000
Volusia, Florida 265 $ 44,158,000 $ 166,633 $ 84,000
East Baton Rouge, Louisiana 265 $ 36,790,000 $ 138,830 $ 98,000
Stark, Ohio 256 $ 27,016,000 $ 105,531 $ 54,000
Jefferson, Texas 255 $ 29,824,000 $ 116,956 $ 66,000
Douglas, Colorado 253 $ 61,179,000 $ 241,814 $ 110,000
Brevard, Florida 251 $ 46,165,000 $ 183,924 $ 79,000
Clark, Washington 249 $ 48,101,000 $ 193,176 $ 97,000
Clackamas, Oregon 248 $ 57,802,000 $ 233,072 $ 101,000
Escambia, Florida 246 $ 48,471,000 $ 197,036 $ 108,000
Yavapai, Arizona 245 $ 56,081,000 $ 228,902 $ 103,000
Baltimore, Maryland 245 $ 48,705,000 $ 198,795 $ 96,000
Middlesex, Connecticut 241 $ 48,259,000 $ 200,244 $ 108,000
Philadelphia, Pennsylvania 240 $ 30,237,000 $ 125,987 $ 83,000
Contra Costa, California 238 $ 88,490,000 $ 371,806 $ 126,000
Middlesex, New Jersey 234 $ 46,742,000 $ 199,752 $ 92,000
Pasco, Florida 233 $ 39,012,000 $ 167,433 $ 80,000
Richland, South Carolina 229 $ 36,773,000 $ 160,580 $ 78,000
Ocean, New Jersey 228 $ 49,677,000 $ 217,881 $ 93,000
Barnstable, Massachusetts 227 $ 57,442,000 $ 253,048 $ 106,000
Lancaster, Pennsylvania 227 $ 31,692,000 $ 139,612 $ 76,000
Davidson, Tennessee 223 $ 35,758,000 $ 160,349 $ 81,000
Lake, Florida 220 $ 39,491,000 $ 179,504 $ 80,000
Cumberland, Maine 220 $ 43,475,000 $ 197,613 $ 75,000
Spartanburg, South Carolina 219 $ 24,043,000 $ 109,785 $ 66,000
Hamilton, Ohio 217 $ 32,981,000 $ 151,986 $ 96,000
Cameron, Texas 217 $ 30,890,000 $ 142,350 $ 103,000
Anne Arundel, Maryland 216 $ 55,210,000 $ 255,601 $ 108,000
Bergen, New Jersey 216 $ 60,669,000 $ 280,875 $ 120,000
Monmouth, New Jersey 213 $ 54,579,000 $ 256,239 $ 105,000
Pinal, Arizona 211 $ 37,274,000 $ 176,654 $ 80,000
Stanislaus, California 207 $ 49,643,000 $ 239,821 $ 98,000
Manatee, Florida 207 $ 43,359,000 $ 209,463 $ 92,000
Bibb, Georgia 204 $ 28,311,000 $ 138,779 $ 78,000
Lake, Ohio 204 $ 25,395,000 $ 124,485 $ 66,000
Flathead, Montana 203 $ 37,656,000 $ 185,497 $ 83,000
Martin, Florida 202 $ 48,585,000 $ 240,519 $ 118,000
San Joaquin, California 201 $ 52,872,000 $ 263,044 $ 106,000
Pierce, Washington 201 $ 39,502,000 $ 196,527 $ 99,000
Washington, Minnesota 200 $ 45,387,000 $ 226,935 $ 84,000
Genesee, Michigan 199 $ 23,268,000 $ 116,924 $ 73,000
Brunswick, North Carolina 199 $ 40,662,000 $ 204,331 $ 95,000
Beaufort, South Carolina 197 $ 47,829,000 $ 242,786 $ 121,000
District of Columbia, District Of Columbia 196 $ 52,861,000 $ 269,698 $ 118,000
Queens, New York 196 $ 64,467,000 $ 328,913 $ 93,000
Baltimore City, Maryland 194 $ 26,588,000 $ 137,051 $ 82,000
Hampden, Massachusetts 194 $ 27,630,000 $ 142,422 $ 74,000
Monroe, Indiana 193 $ 23,272,000 $ 120,580 $ 74,000
St. Johns, Florida 192 $ 48,239,000 $ 251,244 $ 120,000
Scott, Iowa 192 $ 23,304,000 $ 121,375 $ 65,000
Ulster, New York 188 $ 34,856,000 $ 185,404 $ 101,000
Lake, Indiana 186 $ 24,524,000 $ 131,849 $ 73,000
Tippecanoe, Indiana 184 $ 21,944,000 $ 119,260 $ 72,000
Hudson, New Jersey 184 $ 45,323,000 $ 246,320 $ 118,000
Rockingham, New Hampshire 182 $ 40,579,000 $ 222,961 $ 100,000
Johnson, Indiana 181 $ 23,124,000 $ 127,756 $ 80,000
Ingham, Michigan 179 $ 21,806,000 $ 121,821 $ 74,000
St. Clair, Alabama 175 $ 22,627,000 $ 129,297 $ 69,000
Lexington, South Carolina 175 $ 24,418,000 $ 139,531 $ 69,000
St. Clair, Illinois 173 $ 18,827,000 $ 108,826 $ 59,000
Tulsa, Oklahoma 173 $ 22,517,000 $ 130,156 $ 74,000
Westchester, New York 172 $ 54,158,000 $ 314,872 $ 113,000
Oklahoma, Oklahoma 171 $ 24,679,000 $ 144,321 $ 104,000
Chittenden, Vermont 171 $ 34,915,000 $ 204,181 $ 102,000
Wright, Minnesota 170 $ 36,031,000 $ 211,947 $ 65,000
Guilford, North Carolina 170 $ 27,086,000 $ 159,329 $ 90,000
Henrico, Virginia 167 $ 32,015,000 $ 191,706 $ 99,000
Frederick, Maryland 164 $ 39,418,000 $ 240,353 $ 92,000
Kern, California 163 $ 33,237,000 $ 203,907 $ 114,000
York, Pennsylvania 163 $ 22,781,000 $ 139,760 $ 69,000
Larimer, Colorado 162 $ 31,697,000 $ 195,660 $ 93,000
Washington, Wisconsin 162 $ 29,769,000 $ 183,759 $ 77,000
Clay, Missouri 161 $ 20,667,000 $ 128,366 $ 103,000
Yuma, Arizona 160 $ 30,541,000 $ 190,881 $ 85,000
Dallas, Iowa 160 $ 26,915,000 $ 168,218 $ 82,000
Brazos, Texas 160 $ 19,437,000 $ 121,481 $ 108,000
Lorain, Ohio 158 $ 21,807,000 $ 138,018 $ 84,000
Brown, Wisconsin 157 $ 18,985,000 $ 120,923 $ 73,000
Fairfax, Virginia 156 $ 47,499,000 $ 304,480 $ 120,000
Brazoria, Texas 155 $ 22,666,000 $ 146,232 $ 94,000
El Paso, Colorado 154 $ 32,425,000 $ 210,551 $ 97,000
Durham, North Carolina 154 $ 20,880,000 $ 135,584 $ 86,000
Chesterfield, Virginia 154 $ 26,475,000 $ 171,915 $ 71,000
Madison, Alabama 152 $ 18,956,000 $ 124,710 $ 76,000
Scott, Minnesota 152 $ 36,546,000 $ 240,434 $ 93,000
Wood, Ohio 152 $ 22,331,000 $ 146,914 $ 81,000
Hamilton, Tennessee 152 $ 18,624,000 $ 122,526 $ 88,000
Bernalillo, New Mexico 151 $ 24,801,000 $ 164,245 $ 92,000
Morris, New Jersey 149 $ 37,939,000 $ 254,624 $ 113,000
Fresno, California 147 $ 32,309,000 $ 219,789 $ 255,000
Sedgwick, Kansas 147 $ 13,646,000 $ 92,829 $ 77,000
Forsyth, Georgia 145 $ 29,270,000 $ 201,862 $ 114,000
Delaware, Ohio 145 $ 28,271,000 $ 194,972 $ 98,000
Hillsborough, New Hampshire 144 $ 27,768,000 $ 192,833 $ 86,000
Montgomery, Pennsylvania 143 $ 25,903,000 $ 181,139 $ 88,000
Elmore, Alabama 142 $ 20,652,000 $ 145,436 $ 86,000
Warren, Ohio 140 $ 24,448,000 $ 174,628 $ 84,000
York, Maine 138 $ 26,955,000 $ 195,326 $ 78,000
Orange, North Carolina 138 $ 33,546,000 $ 243,086 $ 175,000
Windham, Connecticut 135 $ 21,912,000 $ 162,311 $ 61,000
Cherokee, Georgia 134 $ 21,364,000 $ 159,432 $ 95,000
Bristol, Massachusetts 134 $ 27,969,000 $ 208,723 $ 79,000
Buncombe, North Carolina 134 $ 21,658,000 $ 161,626 $ 91,000
St. Croix, Wisconsin 134 $ 23,708,000 $ 176,925 $ 68,000
Ventura, California 133 $ 50,436,000 $ 379,218 $ 142,000
Chester, Pennsylvania 133 $ 25,475,000 $ 191,541 $ 102,000
Knox, Tennessee 132 $ 19,008,000 $ 144,000 $ 79,000
Weld, Colorado 131 $ 20,199,000 $ 154,190 $ 76,000
Essex, New Jersey 130 $ 30,116,000 $ 231,661 $ 102,000
Bay, Florida 129 $ 28,332,000 $ 219,627 $ 131,000
San Mateo, California 128 $ 55,538,000 $ 433,890 $ 157,000
Placer, California 127 $ 38,131,000 $ 300,244 $ 107,000
Hendricks, Indiana 127 $ 17,525,000 $ 137,992 $ 85,000
Boone, Kentucky 126 $ 24,110,000 $ 191,349 $ 78,000
Forsyth, North Carolina 126 $ 15,366,000 $ 121,952 $ 86,000
Sheboygan, Wisconsin 126 $ 14,820,000 $ 117,619 $ 70,000
Nevada, California 124 $ 35,095,000 $ 283,024 $ 100,000
Union, New Jersey 124 $ 31,553,000 $ 254,459 $ 115,000
Kings, New York 123 $ 42,892,000 $ 348,715 $ 90,000
Kendall, Illinois 121 $ 21,256,000 $ 175,669 $ 85,000
Olmsted, Minnesota 121 $ 17,396,000 $ 143,768 $ 77,000
Virginia Beach, Virginia 121 $ 26,849,000 $ 221,892 $ 147,000
Sangamon, Illinois 120 $ 15,438,000 $ 128,650 $ 85,000
Carver, Minnesota 119 $ 26,849,000 $ 225,621 $ 77,000
Mesa, Colorado 118 $ 18,271,000 $ 154,838 $ 82,000
Santa Rosa, Florida 117 $ 23,901,000 $ 204,282 $ 153,000
Ouachita, Louisiana 117 $ 13,621,000 $ 116,418 $ 51,000
El Paso, Texas 117 $ 16,477,000 $ 140,829 $ 108,000
Litchfield, Connecticut 115 $ 22,434,000 $ 195,078 $ 82,000
Houston, Georgia 115 $ 13,107,000 $ 113,973 $ 64,000
Lee, Mississippi 115 $ 12,379,000 $ 107,643 $ 45,000
Medina, Ohio 114 $ 15,705,000 $ 137,763 $ 70,000
Kenton, Kentucky 113 $ 20,224,000 $ 178,973 $ 82,000
Ada, Idaho 112 $ 15,771,000 $ 140,812 $ 104,000
Orleans, Louisiana 111 $ 19,472,000 $ 175,423 $ 98,000
Kitsap, Washington 111 $ 31,092,000 $ 280,108 $ 132,000
Sevier, Tennessee 110 $ 15,284,000 $ 138,945 $ 130,000
Richmond, New York 109 $ 31,396,000 $ 288,036 $ 96,000
Butler, Ohio 109 $ 18,278,000 $ 167,688 $ 75,000
Indian River, Florida 108 $ 20,354,000 $ 188,462 $ 92,000
Yakima, Washington 108 $ 13,381,000 $ 123,898 $ 56,000
Montcalm, Michigan 107 $ 8,594,000 $ 80,317 $ 36,000
Sussex, New Jersey 107 $ 24,397,000 $ 228,009 $ 88,000
Whatcom, Washington 106 $ 19,680,000 $ 185,660 $ 95,000
Centre, Pennsylvania 105 $ 13,196,000 $ 125,676 $ 69,000
Kenosha, Wisconsin 105 $ 16,363,000 $ 155,838 $ 71,000
Coconino, Arizona 103 $ 30,475,000 $ 295,873 $ 145,000
San Juan, New Mexico 103 $ 15,949,000 $ 154,844 $ 73,000
Outagamie, Wisconsin 103 $ 13,282,000 $ 128,951 $ 75,000
Saratoga, New York 102 $ 19,607,000 $ 192,225 $ 99,000
Berks, Pennsylvania 102 $ 16,774,000 $ 164,450 $ 69,000
York, South Carolina 102 $ 14,698,000 $ 144,098 $ 68,000
Allen, Indiana 100 $ 11,364,000 $ 113,640 $ 65,000
Sherburne, Minnesota 100 $ 18,376,000 $ 183,760 $ 64,000
Strafford, New Hampshire 100 $ 19,509,000 $ 195,090 $ 87,000
Marion, Oregon 100 $ 14,380,000 $ 143,800 $ 81,000
Hays, Texas 100 $ 15,770,000 $ 157,700 $ 103,000
Lancaster, Nebraska 99 $ 11,075,000 $ 111,868 $ 74,000
Morgan, Alabama 97 $ 8,822,000 $ 90,948 $ 54,000
Union, North Carolina 96 $ 17,472,000 $ 182,000 $ 85,000
Kay, Oklahoma 96 $ 7,685,000 $ 80,052 $ 54,000
Davis, Utah 96 $ 15,999,000 $ 166,656 $ 76,000
Sussex, Delaware 95 $ 27,090,000 $ 285,157 $ 208,000
Shelby, Tennessee 95 $ 15,946,000 $ 167,852 $ 87,000
Douglas, Nebraska 94 $ 11,425,000 $ 121,542 $ 81,000
Delaware, Pennsylvania 94 $ 17,816,000 $ 189,531 $ 88,000
Williamson, Tennessee 94 $ 22,810,000 $ 242,659 $ 130,000
Westmoreland, Pennsylvania 93 $ 12,663,000 $ 136,161 $ 88,000
Howard, Maryland 92 $ 25,981,000 $ 282,402 $ 106,000
Kent, Michigan 92 $ 11,884,000 $ 129,173 $ 59,000
Cass, North Dakota 92 $ 10,877,000 $ 118,228 $ 53,000
Dauphin, Pennsylvania 92 $ 11,867,000 $ 128,989 $ 79,000
Parker, Texas 92 $ 14,683,000 $ 159,597 $ 110,000
Monroe, Florida 91 $ 30,122,000 $ 331,010 $ 115,000
Rock Island, Illinois 91 $ 9,367,000 $ 102,934 $ 53,000
Linn, Iowa 91 $ 14,675,000 $ 161,263 $ 62,000
Clermont, Ohio 91 $ 17,154,000 $ 188,505 $ 87,000
Camden, New Jersey 90 $ 13,181,000 $ 146,455 $ 73,000
Dane, Wisconsin 90 $ 17,686,000 $ 196,511 $ 86,000
DeKalb, Illinois 89 $ 12,335,000 $ 138,595 $ 65,000
Carroll, Maryland 89 $ 21,100,000 $ 237,078 $ 87,000
Montgomery, Ohio 89 $ 9,984,000 $ 112,179 $ 60,000
Hardin, Texas 89 $ 10,224,000 $ 114,876 $ 73,000
San Francisco, California 88 $ 42,309,000 $ 480,784 $ 159,000
Madison, Illinois 88 $ 10,773,000 $ 122,420 $ 65,000
Pickens, South Carolina 88 $ 10,358,000 $ 117,704 $ 61,000
Shasta, California 87 $ 17,627,000 $ 202,609 $ 75,000
Henry, Georgia 87 $ 13,601,000 $ 156,333 $ 78,000
Albany, New York 87 $ 13,393,000 $ 153,942 $ 80,000
Dutchess, New York 86 $ 16,880,000 $ 196,279 $ 99,000
Monroe, Michigan 85 $ 11,650,000 $ 137,058 $ 74,000
Burlington, New Jersey 85 $ 16,032,000 $ 188,611 $ 86,000
Vanderburgh, Indiana 84 $ 9,066,000 $ 107,928 $ 65,000
Grayson, Texas 84 $ 8,682,000 $ 103,357 $ 73,000
Walton, Florida 83 $ 25,295,000 $ 304,759 $ 204,000
Warren, Iowa 83 $ 11,314,000 $ 136,313 $ 74,000
Bell, Texas 83 $ 12,414,000 $ 149,566 $ 108,000
Bronx, New York 81 $ 20,900,000 $ 258,024 $ 115,000
Wood, Wisconsin 81 $ 8,400,000 $ 103,703 $ 46,000
St. Charles, Louisiana 80 $ 12,067,000 $ 150,837 $ 70,000
Bucks, Pennsylvania 80 $ 17,877,000 $ 223,462 $ 113,000
Cumberland, Pennsylvania 80 $ 9,908,000 $ 123,850 $ 89,000
New London, Connecticut 79 $ 16,211,000 $ 205,202 $ 79,000
Alachua, Florida 79 $ 11,154,000 $ 141,189 $ 91,000
Rice, Minnesota 79 $ 12,804,000 $ 162,075 $ 79,000
Licking, Ohio 79 $ 11,037,000 $ 139,708 $ 75,000
Miller, Missouri 78 $ 10,530,000 $ 135,000 $ 75,000
Racine, Wisconsin 78 $ 12,475,000 $ 159,935 $ 75,000
Clay, Florida 77 $ 11,112,000 $ 144,311 $ 86,000
Woodbury, Iowa 77 $ 6,066,000 $ 78,779 $ 40,000
Harrison, Mississippi 77 $ 11,437,000 $ 148,532 $ 133,000
Washington, Rhode Island 77 $ 19,084,000 $ 247,844 $ 94,000
Clayton, Georgia 76 $ 8,052,000 $ 105,947 $ 45,000
Lincoln, Missouri 76 $ 12,506,000 $ 164,552 $ 71,000
Mercer, New Jersey 76 $ 12,478,000 $ 164,184 $ 85,000
Ozaukee, Wisconsin 76 $ 15,932,000 $ 209,631 $ 91,000
Franklin, Missouri 75 $ 13,718,000 $ 182,906 $ 87,000
Washoe, Nevada 75 $ 17,622,000 $ 234,960 $ 105,000
Somerset, New Jersey 75 $ 20,157,000 $ 268,760 $ 111,000
Pender, North Carolina 74 $ 12,401,000 $ 167,581 $ 79,000
Boone, Missouri 73 $ 9,106,000 $ 124,739 $ 78,000
Passaic, New Jersey 73 $ 17,671,000 $ 242,068 $ 104,000
Anderson, South Carolina 73 $ 10,367,000 $ 142,013 $ 64,000
Comal, Texas 73 $ 12,353,000 $ 169,219 $ 103,000
Benton, Washington 73 $ 9,501,000 $ 130,150 $ 74,000
Stearns, Minnesota 72 $ 13,853,000 $ 192,402 $ 61,000
Rutherford, Tennessee 72 $ 9,235,000 $ 128,263 $ 66,000
Nueces, Texas 72 $ 10,059,000 $ 139,708 $ 88,000
Tuscaloosa, Alabama 71 $ 9,945,000 $ 140,070 $ 76,000
Harford, Maryland 71 $ 13,591,000 $ 191,422 $ 87,000
Cabarrus, North Carolina 71 $ 9,944,000 $ 140,056 $ 81,000
Portage, Ohio 71 $ 10,850,000 $ 152,816 $ 81,000
Kent, Rhode Island 71 $ 13,172,000 $ 185,521 $ 97,000
St. Tammany, Louisiana 70 $ 11,796,000 $ 168,514 $ 79,000
Otter Tail, Minnesota 70 $ 7,716,000 $ 110,228 $ 52,000
Pulaski, Arkansas 69 $ 8,644,000 $ 125,275 $ 58,000
Tolland, Connecticut 69 $ 10,973,000 $ 159,028 $ 84,000
Chisago, Minnesota 69 $ 14,202,000 $ 205,826 $ 74,000
Carteret, North Carolina 69 $ 27,856,000 $ 403,710 $ 112,000
Talladega, Alabama 68 $ 9,027,000 $ 132,750 $ 70,000
Summit, Colorado 68 $ 15,877,000 $ 233,485 $ 179,000
Nassau, Florida 68 $ 14,588,000 $ 214,529 $ 92,000
Chatham, Georgia 68 $ 13,206,000 $ 194,205 $ 109,000
Onslow, North Carolina 68 $ 11,969,000 $ 176,014 $ 90,000
Hidalgo, Texas 68 $ 7,472,000 $ 109,882 $ 70,000
Hernando, Florida 67 $ 10,827,000 $ 161,597 $ 87,000
Dare, North Carolina 67 $ 18,394,000 $ 274,537 $ 183,000
Johnson, Texas 67 $ 7,603,000 $ 113,477 $ 82,000
Utah, Utah 67 $ 11,606,000 $ 173,223 $ 77,000
Flagler, Florida 66 $ 12,683,000 $ 192,166 $ 71,000
Charles, Maryland 66 $ 16,789,000 $ 254,378 $ 110,000
Iredell, North Carolina 66 $ 13,647,000 $ 206,772 $ 106,000
Washington, Pennsylvania 66 $ 9,280,000 $ 140,606 $ 72,000
Minnehaha, South Dakota 66 $ 7,353,000 $ 111,409 $ 61,000
St. Louis, Minnesota 65 $ 9,731,000 $ 149,707 $ 80,000
Uintah, Utah 65 $ 9,567,000 $ 147,184 $ 62,000
Kittitas, Washington 65 $ 11,935,000 $ 183,615 $ 97,000
Marathon, Wisconsin 65 $ 7,099,000 $ 109,215 $ 48,000
El Dorado, California 64 $ 20,451,000 $ 319,546 $ 122,000
New Castle, Delaware 64 $ 13,601,000 $ 212,515 $ 116,000
Washington, Maryland 64 $ 12,724,000 $ 198,812 $ 66,000
Payne, Oklahoma 64 $ 6,123,000 $ 95,671 $ 62,000
Newport, Rhode Island 64 $ 16,233,000 $ 253,640 $ 108,000
Wilson, Tennessee 64 $ 11,211,000 $ 175,171 $ 79,000
Cochise, Arizona 63 $ 10,070,000 $ 159,841 $ 75,000
Orange, Texas 63 $ 6,316,000 $ 100,253 $ 51,000
Summit, Utah 63 $ 18,203,000 $ 288,936 $ 225,000
Charlotte, Florida 62 $ 10,060,000 $ 162,258 $ 89,000
Jefferson, Kentucky 62 $ 8,765,000 $ 141,370 $ 82,000
Lenawee, Michigan 62 $ 6,286,000 $ 101,387 $ 77,000
Navajo, Arizona 61 $ 12,387,000 $ 203,065 $ 130,000
Porter, Indiana 61 $ 7,575,000 $ 124,180 $ 78,000
Gloucester, New Jersey 61 $ 10,136,000 $ 166,163 $ 81,000
Guadalupe, Texas 61 $ 8,554,000 $ 140,229 $ 97,000
Walworth, Wisconsin 61 $ 11,014,000 $ 180,557 $ 84,000
Autauga, Alabama 60 $ 6,860,000 $ 114,333 $ 95,000
Mohave, Arizona 60 $ 11,542,000 $ 192,366 $ 150,000
Union, Mississippi 60 $ 6,528,000 $ 108,800 $ 48,000
Platte, Missouri 60 $ 9,808,000 $ 163,466 $ 103,000
Fairfield, Ohio 60 $ 10,319,000 $ 171,983 $ 99,000
Richmond City, Virginia 59 $ 9,046,000 $ 153,322 $ 77,000
Polk, Wisconsin 59 $ 9,112,000 $ 154,440 $ 64,000
Tallapoosa, Alabama 58 $ 9,878,000 $ 170,310 $ 92,000
Towns, Georgia 58 $ 10,495,000 $ 180,948 $ 90,000
Catawba, North Carolina 58 $ 9,221,000 $ 158,982 $ 100,000
Butler, Pennsylvania 58 $ 9,639,000 $ 166,189 $ 105,000
Schuylkill, Pennsylvania 58 $ 6,203,000 $ 106,948 $ 57,000
Etowah, Alabama 57 $ 5,685,000 $ 99,736 $ 53,000
Merced, California 57 $ 13,775,000 $ 241,666 $ 94,000
Paulding, Georgia 57 $ 9,333,000 $ 163,736 $ 75,000
Gaston, North Carolina 57 $ 6,233,000 $ 109,350 $ 75,000
Ector, Texas 57 $ 5,435,000 $ 95,350 $ 65,000
Loudoun, Virginia 57 $ 18,374,000 $ 322,350 $ 110,000
Hall, Georgia 56 $ 9,972,000 $ 178,071 $ 86,000
Wyandotte, Kansas 56 $ 5,819,000 $ 103,910 $ 54,000
Henderson, North Carolina 56 $ 6,887,000 $ 122,982 $ 74,000
Wise, Texas 56 $ 6,989,000 $ 124,803 $ 89,000
Portage, Wisconsin 56 $ 6,849,000 $ 122,303 $ 60,000
Solano, California 55 $ 15,950,000 $ 290,000 $ 107,000
Broomfield, Colorado 55 $ 11,091,000 $ 201,654 $ 94,000
Clarke, Georgia 55 $ 6,788,000 $ 123,418 $ 111,000
St. Joseph, Indiana 55 $ 5,955,000 $ 108,272 $ 61,000
Blair, Pennsylvania 55 $ 4,053,000 $ 73,690 $ 54,000
Boone, Indiana 54 $ 9,896,000 $ 183,259 $ 124,000
St. Martin, Louisiana 54 $ 6,346,000 $ 117,518 $ 62,000
Warren, Missouri 54 $ 7,665,000 $ 141,944 $ 66,000
Lubbock, Texas 54 $ 6,555,000 $ 121,388 $ 114,000
Morgan, Indiana 53 $ 6,778,000 $ 127,886 $ 76,000
Iberia, Louisiana 53 $ 6,364,000 $ 120,075 $ 62,000
Clay, Minnesota 53 $ 6,643,000 $ 125,339 $ 44,000
Hall, Nebraska 53 $ 3,976,000 $ 75,018 $ 32,000
Orange, New York 53 $ 10,892,000 $ 205,509 $ 89,000
Thurston, Washington 53 $ 12,241,000 $ 230,962 $ 119,000
Routt, Colorado 52 $ 14,953,000 $ 287,557 $ 152,000
Union, Georgia 52 $ 8,709,000 $ 167,480 $ 76,000
Latah, Idaho 52 $ 5,989,000 $ 115,173 $ 57,000
Hancock, Indiana 52 $ 7,695,000 $ 147,980 $ 78,000
Morgan, Missouri 52 $ 6,385,000 $ 122,788 $ 82,000
Warren, New Jersey 52 $ 10,879,000 $ 209,211 $ 102,000
Tulare, California 51 $ 9,281,000 $ 181,980 $ 113,000
St. Clair, Michigan 51 $ 7,935,000 $ 155,588 $ 83,000
Lehigh, Pennsylvania 51 $ 7,809,000 $ 153,117 $ 70,000
Albemarle, Virginia 51 $ 12,751,000 $ 250,019 $ 105,000
Black Hawk, Iowa 50 $ 5,262,000 $ 105,240 $ 57,000
McLeod, Minnesota 50 $ 7,238,000 $ 144,760 $ 67,000
Steele, Minnesota 50 $ 8,008,000 $ 160,160 $ 64,000
Lincoln, Oregon 50 $ 8,823,000 $ 176,460 $ 102,000
Catoosa, Georgia 49 $ 5,242,000 $ 106,979 $ 82,000
Shawnee, Kansas 49 $ 4,907,000 $ 100,142 $ 54,000
Fayette, Kentucky 49 $ 5,817,000 $ 118,714 $ 69,000
Northampton, Pennsylvania 49 $ 8,952,000 $ 182,693 $ 79,000
Berkeley, South Carolina 49 $ 7,679,000 $ 156,714 $ 81,000
Laurens, South Carolina 49 $ 4,235,000 $ 86,428 $ 45,000
Wichita, Texas 49 $ 5,606,000 $ 114,408 $ 82,000
Prince William, Virginia 49 $ 13,362,000 $ 272,693 $ 99,000
Jefferson, Wisconsin 49 $ 7,580,000 $ 154,693 $ 65,000
Whitfield, Georgia 48 $ 6,017,000 $ 125,354 $ 68,000
Cleveland, Oklahoma 48 $ 4,645,000 $ 96,770 $ 94,000
Dodge, Wisconsin 48 $ 7,083,000 $ 147,562 $ 62,000
Grant, Indiana 47 $ 3,528,000 $ 75,063 $ 42,000
Crow Wing, Minnesota 47 $ 7,994,000 $ 170,085 $ 78,000
Washington, Oklahoma 47 $ 5,301,000 $ 112,787 $ 63,000
Lebanon, Pennsylvania 47 $ 5,810,000 $ 123,617 $ 70,000
Rockwall, Texas 47 $ 8,706,000 $ 185,234 $ 153,000
Spokane, Washington 47 $ 6,952,000 $ 147,914 $ 75,000
Eagle, Colorado 46 $ 12,486,000 $ 271,434 $ 134,000
Geauga, Ohio 46 $ 8,496,000 $ 184,695 $ 92,000
Clark, Wisconsin 46 $ 4,833,000 $ 105,065 $ 47,000
Citrus, Florida 45 $ 6,548,000 $ 145,511 $ 74,000
Elkhart, Indiana 45 $ 5,046,000 $ 112,133 $ 65,000
Ascension, Louisiana 45 $ 7,305,000 $ 162,333 $ 88,000
Calaveras, California 44 $ 10,740,000 $ 244,090 $ 92,000
Caddo, Louisiana 44 $ 4,851,000 $ 110,250 $ 63,000
Hanover, Virginia 44 $ 9,194,000 $ 208,954 $ 86,000
Grand, Colorado 43 $ 11,619,000 $ 270,209 $ 186,000
Madison, Indiana 43 $ 3,756,000 $ 87,348 $ 60,000
Story, Iowa 43 $ 5,227,000 $ 121,558 $ 67,000
Ionia, Michigan 43 $ 4,350,000 $ 101,162 $ 36,000
Belknap, New Hampshire 43 $ 8,607,000 $ 200,162 $ 85,000
Rensselaer, New York 43 $ 6,079,000 $ 141,372 $ 105,000
Lincoln, North Carolina 43 $ 6,484,000 $ 150,790 $ 80,000
Deschutes, Oregon 43 $ 11,528,000 $ 268,093 $ 140,000
Adams, Pennsylvania 43 $ 6,344,000 $ 147,534 $ 52,000
Johnson, Iowa 42 $ 5,593,000 $ 133,166 $ 70,000
St. Landry, Louisiana 42 $ 5,604,000 $ 133,428 $ 62,000
Jackson, Mississippi 42 $ 5,910,000 $ 140,714 $ 99,000
Cass, Missouri 42 $ 6,386,000 $ 152,047 $ 63,000
Chatham, North Carolina 42 $ 8,411,000 $ 200,261 $ 105,000
Putnam, Tennessee 42 $ 4,436,000 $ 105,619 $ 59,000
Blount, Alabama 41 $ 4,533,000 $ 110,560 $ 49,000
Lauderdale, Alabama 41 $ 4,713,000 $ 114,951 $ 81,000
Walton, Georgia 41 $ 5,705,000 $ 139,146 $ 63,000
Hancock, Mississippi 41 $ 5,696,000 $ 138,926 $ 70,000
Merrimack, New Hampshire 41 $ 6,861,000 $ 167,341 $ 87,000
New York, New York 41 $ 16,121,000 $ 393,195 $ 234,000
Franklin, Washington 41 $ 4,188,000 $ 102,146 $ 67,000
Sauk, Wisconsin 41 $ 4,456,000 $ 108,682 $ 50,000
Park, Colorado 40 $ 6,345,000 $ 158,625 $ 92,000
Atlantic, New Jersey 40 $ 7,416,000 $ 185,400 $ 83,000
Chesapeake, Virginia 40 $ 5,908,000 $ 147,700 $ 62,000
Pierce, Wisconsin 40 $ 9,208,000 $ 230,200 $ 52,000
Winnebago, Wisconsin 40 $ 4,523,000 $ 113,075 $ 63,000
Gila, Arizona 39 $ 10,674,000 $ 273,692 $ 121,000
Jo Daviess, Illinois 39 $ 5,703,000 $ 146,230 $ 100,000
Jackson, Michigan 39 $ 4,664,000 $ 119,589 $ 72,000
Hunterdon, New Jersey 39 $ 11,428,000 $ 293,025 $ 110,000
Franklin, Pennsylvania 39 $ 4,631,000 $ 118,743 $ 71,000
Ellis, Texas 39 $ 5,033,000 $ 129,051 $ 80,000
Limestone, Alabama 38 $ 4,668,000 $ 122,842 $ 67,000
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Mortgage Loan Application Detail Totals for Amtrust Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 79,042 $13,139,412,000 $166,000 $2,000,000 $95,000 $9,001,000
Refinancing 52,327 $10,962,345,000 $209,000 $2,500,000 $90,000 $6,874,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 99,414 $18,038,910,000 $181,000 $2,500,000 $95,000 $9,001,000
Not Provided 10,779 $2,137,432,000 $198,000 $1,820,000 $100,000 $6,258,000
Hispanic 8,634 $1,587,656,000 $183,000 $2,000,000 $78,000 $6,000,000
Black or African American 6,510 $1,019,157,000 $156,000 $1,434,000 $68,000 $2,872,000
Asian 5,195 $1,165,103,000 $224,000 $1,500,000 $109,000 $2,546,000
Native Hawaiian or Other Pacific Islander 333 $68,109,000 $204,000 $1,120,000 $100,000 $901,000
American Indian or Alaskan Native 321 $56,060,000 $174,000 $915,000 $92,000 $5,760,000
Not applicable 183 $29,330,000 $160,000 $576,000 $72,000 $493,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 131,235 $24,085,480,000 $183,000 $2,500,000 $93,000 $9,001,000
FHA-insured (Federal Housing Administration) 121 $14,580,000 $120,000 $223,000 $40,000 $101,000
VA-guaranteed (Veterans Administration) 13 $1,697,000 $130,000 $211,000 $44,000 $79,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 104,311 $18,957,513,000 $181,000 $2,400,000 $94,000 $6,874,000
Loan Purchased By The Institution 14,144 $2,533,613,000 $179,000 $1,760,000 $81,000 $9,001,000
Application Denied By Financial Institution 6,182 $1,254,238,000 $202,000 $2,500,000 $98,000 $4,250,000
Application Approved But Not Accepted 5,531 $1,133,892,000 $205,000 $2,000,000 $104,000 $6,258,000
Application Withdrawn By Applicant 794 $155,749,000 $196,000 $2,000,000 $90,000 $3,996,000
Preapproval Denied by Financial Institution 265 $43,511,000 $164,000 $912,000 $49,000 $289,000
Preapproval Approved but not Accepted 142 $23,241,000 $163,000 $420,000 $54,000 $240,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 3,627 $718,808,000 $198,000 $1,500,000 $93,000 $2,160,000
Other 712 $146,262,000 $205,000 $1,312,000 $109,000 $4,250,000
Collateral 699 $143,289,000 $204,000 $1,693,000 $110,000 $960,000
Credit History 686 $121,526,000 $177,000 $1,500,000 $71,000 $989,000
Debt-To-Income Ratio 457 $106,502,000 $233,000 $1,643,000 $100,000 $1,128,000
Employment History 118 $22,563,000 $191,000 $825,000 $102,000 $384,000
Unverifiable Information 67 $24,660,000 $368,000 $2,500,000 $176,000 $1,471,000
Insufficient Cash (Downpayment, Closing Cost) 46 $8,909,000 $193,000 $1,300,000 $93,000 $500,000
Mortgage Insurance Denied 35 $5,230,000 $149,000 $417,000 $88,000 $283,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amtrust Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amtrust Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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