Anb Financial N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Anb Financial N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Anb Financial N.A. P. O. Box 699 Bentonville, AR 72712 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 993 |
| Total Mortgage Loan Application Amount | $151,500,000 |
| Average Mortgage Loan Application Amount | $618,666 |
| Highest Mortgage Loan Application Amount | $9,725,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $2,925,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Anb Financial N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Anb Financial N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Anb Financial N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Anb Financial N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Anb Financial N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Anb Financial N.A.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton County Arkansas | 461 | $ 59,123,000 | $ 128,000 | $ 75,000 |
| Washington County Arkansas | 233 | $ 44,057,000 | $ 189,000 | $ 71,000 |
| Pulaski County Arkansas | 46 | $ 6,883,000 | $ 149,000 | $ 97,000 |
| Faulkner County Arkansas | 28 | $ 3,236,000 | $ 115,000 | $ 55,000 |
| Garland County Arkansas | 13 | $ 1,517,000 | $ 116,000 | $ 85,000 |
| Scott County Minnesota | 9 | $ 2,162,000 | $ 240,000 | $ 403,000 |
| Barry County Missouri | 8 | $ 506,000 | $ 63,000 | $ 69,000 |
| Madison County Arkansas | 7 | $ 488,000 | $ 69,000 | $ 63,000 |
| Saline County Arkansas | 7 | $ 459,000 | $ 65,000 | $ 70,000 |
| Prince George's County Maryland | 7 | $ 1,370,000 | $ 195,000 | $ 173,000 |
| McDonald County Missouri | 7 | $ 617,000 | $ 88,000 | $ 109,000 |
| Washington County Utah | 7 | $ 1,772,000 | $ 253,000 | $ 34,000 |
| Craighead County Arkansas | 6 | $ 1,449,000 | $ 241,000 | $ 254,000 |
| Fulton County Georgia | 6 | $ 886,000 | $ 147,000 | $ 217,000 |
| Carroll County Arkansas | 4 | $ 520,000 | $ 130,000 | $ 24,000 |
| Hillsborough County Florida | 4 | $ 265,000 | $ 66,000 | $ 101,000 |
| Bonneville County Idaho | 4 | $ 486,000 | $ 121,000 | $ 60,000 |
| Baltimore City County Maryland | 4 | $ 264,000 | $ 66,000 | $ 85,000 |
| Hennepin County Minnesota | 4 | $ 410,000 | $ 102,000 | $ 113,000 |
| Washington County Minnesota | 4 | $ 560,000 | $ 140,000 | $ 1,150,000 |
| Cass County Missouri | 4 | $ 606,000 | $ 151,000 | $ 237,000 |
| Hudson County New Jersey | 4 | $ 636,000 | $ 159,000 | $ 239,000 |
| Teton County Wyoming | 4 | $ 2,513,000 | $ 628,000 | $ 300,000 |
| Cleburne County Arkansas | 3 | $ 326,000 | $ 108,000 | $ 80,000 |
| Lonoke County Arkansas | 3 | $ 521,000 | $ 173,000 | $ 54,000 |
| Teton County Idaho | 3 | $ 1,675,000 | $ 558,000 | $ 79,000 |
| Carroll County Maryland | 3 | $ 751,000 | $ 250,000 | $ 80,000 |
| Mercer County New Jersey | 3 | $ 305,000 | $ 101,000 | $ 143,000 |
| Tulsa County Oklahoma | 3 | $ 410,000 | $ 136,000 | $ 48,000 |
| Davidson County Tennessee | 3 | $ 533,000 | $ 177,000 | $ 124,000 |
| Collin County Texas | 3 | $ 1,282,000 | $ 427,000 | $ 230,000 |
| Maricopa County Arizona | 2 | $ 430,000 | $ 215,000 | $ 144,000 |
| Pope County Arkansas | 2 | $ 145,000 | $ 72,000 | $ 117,000 |
| Clayton County Georgia | 2 | $ 135,000 | $ 67,000 | $ 64,000 |
| Cobb County Georgia | 2 | $ 144,000 | $ 72,000 | $ 66,000 |
| Glynn County Georgia | 2 | $ 478,000 | $ 239,000 | $ 0 |
| DuPage County Illinois | 2 | $ 95,000 | $ 47,000 | $ 50,000 |
| Winnebago County Illinois | 2 | $ 135,000 | $ 67,000 | $ 162,000 |
| Johnson County Kansas | 2 | $ 235,000 | $ 117,000 | $ 115,000 |
| Jefferson County Louisiana | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Caroline County Maryland | 2 | $ 312,000 | $ 156,000 | $ 77,000 |
| Frederick County Maryland | 2 | $ 618,000 | $ 309,000 | $ 201,000 |
| Worcester County Massachusetts | 2 | $ 261,000 | $ 130,000 | $ 0 |
| Hancock County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 120,000 |
| Jasper County Missouri | 2 | $ 276,000 | $ 138,000 | $ 168,000 |
| Newton County Missouri | 2 | $ 325,000 | $ 162,000 | $ 71,000 |
| Middlesex County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Somerset County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 192,000 |
| Cabarrus County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Forsyth County North Carolina | 2 | $ 275,000 | $ 137,000 | $ 450,000 |
| Union County North Carolina | 2 | $ 185,000 | $ 92,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 120,000 |
| Kendall County Texas | 2 | $ 725,000 | $ 362,000 | $ 336,000 |
| Alexandria County Virginia | 2 | $ 309,000 | $ 154,000 | $ 100,000 |
| Baxter County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 112,000 |
| Conway County Arkansas | 1 | $ 181,000 | $ 181,000 | $ 55,000 |
| Crawford County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Franklin County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Howard County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Independence County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Jefferson County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 170,000 |
| Sebastian County Arkansas | 1 | $ 18,000 | $ 18,000 | $ 36,000 |
| Van Buren County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| White County Arkansas | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Alameda County California | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Marin County California | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Mesa County Colorado | 1 | $ 650,000 | $ 650,000 | $ 806,000 |
| Clay County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lee County Florida | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Orange County Florida | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Polk County Florida | 1 | $ 213,000 | $ 213,000 | $ 142,000 |
| Cherokee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 169,000 |
| DeKalb County Georgia | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Baltimore County Maryland | 1 | $ 172,000 | $ 172,000 | $ 45,000 |
| Montgomery County Maryland | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Camden County Missouri | 1 | $ 163,000 | $ 163,000 | $ 297,000 |
| Greene County Missouri | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Gallatin County Montana | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| Gates County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| Adair County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 124,000 |
| Craig County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 102,000 |
| Delaware County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Le Flore County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Mayes County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 29,000 |
| Sequoyah County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Tillman County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 55,000 |
| Dauphin County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Horry County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Shelby County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Lamb County Texas | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Box Elder County Utah | 1 | $ 32,000 | $ 32,000 | $ 360,000 |
| Kane County Utah | 1 | $ 850,000 | $ 850,000 | $ 78,000 |
| Chesapeake County Virginia | 1 | $ 203,000 | $ 203,000 | $ 119,000 |
| Prince William County Virginia | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Anb Financial N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 538 | $72,485,000 | $134,000 | $1,365,000 | $99,000 | $2,925,000 |
| Refinancing | 448 | $68,014,000 | $151,000 | $1,540,000 | $80,000 | $624,000 |
| Home Improvement | 7 | $11,001,000 | $1,571,000 | $9,725,000 | $69,000 | $193,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 782 | $108,779,000 | $139,000 | $1,365,000 | $91,000 | $1,150,000 |
| Not Provided | 59 | $10,718,000 | $181,000 | $1,540,000 | $53,000 | $340,000 |
| Hispanic | 56 | $6,085,000 | $108,000 | $296,000 | $140,000 | $2,925,000 |
| Black or African American | 40 | $5,153,000 | $128,000 | $350,000 | $103,000 | $564,000 |
| Not applicable | 27 | $15,629,000 | $578,000 | $9,725,000 | $5,000 | $156,000 |
| Asian | 19 | $2,988,000 | $157,000 | $280,000 | $148,000 | $450,000 |
| American Indian or Alaskan Native | 5 | $498,000 | $99,000 | $176,000 | $51,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,650,000 | $330,000 | $850,000 | $87,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 955 | $146,910,000 | $153,000 | $9,725,000 | $92,000 | $2,925,000 |
| FHA-insured (Federal Housing Administration) | 26 | $3,133,000 | $120,000 | $200,000 | $51,000 | $155,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,111,000 | $123,000 | $186,000 | $49,000 | $99,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $346,000 | $115,000 | $128,000 | $39,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 757 | $119,253,000 | $157,000 | $9,725,000 | $97,000 | $2,925,000 |
| Application Denied By Financial Institution | 132 | $18,154,000 | $137,000 | $850,000 | $66,000 | $806,000 |
| Application Withdrawn By Applicant | 86 | $11,314,000 | $131,000 | $450,000 | $82,000 | $450,000 |
| Application Approved But Not Accepted | 18 | $2,779,000 | $154,000 | $367,000 | $51,000 | $88,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 53 | $5,278,000 | $99,000 | $368,000 | $41,000 | $120,000 |
| Collateral | 25 | $5,064,000 | $202,000 | $850,000 | $145,000 | $806,000 |
| Other | 16 | $1,899,000 | $118,000 | $227,000 | $61,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,925,000 | $137,000 | $500,000 | $74,000 | $516,000 |
| Debt-To-Income Ratio | 12 | $1,761,000 | $146,000 | $500,000 | $34,000 | $71,000 |
| Employment History | 7 | $1,531,000 | $218,000 | $606,000 | $30,000 | $100,000 |
| Unverifiable Information | 3 | $482,000 | $160,000 | $386,000 | $50,000 | $96,000 |
| Credit Application Incomplete | 2 | $214,000 | $107,000 | $144,000 | $73,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Anb Financial N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Anb Financial N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.