Anb Financial N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Anb Financial N.A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Anb Financial N.A. P. O. Box 699 Bentonville, AR 72712 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,510 |
| Total Mortgage Loan Application Amount | $291,651,000 |
| Average Mortgage Loan Application Amount | $141,666 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $8,126,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Anb Financial N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Anb Financial N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Anb Financial N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Anb Financial N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Anb Financial N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Anb Financial N.A.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton County Arkansas | 362 | $ 48,914,000 | $ 135,000 | $ 72,000 |
| Washington County Arkansas | 190 | $ 32,693,000 | $ 172,000 | $ 108,000 |
| Faulkner County Arkansas | 70 | $ 8,844,000 | $ 126,000 | $ 64,000 |
| Pulaski County Arkansas | 62 | $ 9,496,000 | $ 153,000 | $ 84,000 |
| Dallas County Texas | 29 | $ 6,138,000 | $ 211,000 | $ 139,000 |
| Harris County Texas | 24 | $ 4,461,000 | $ 185,000 | $ 126,000 |
| Garland County Arkansas | 22 | $ 3,105,000 | $ 141,000 | $ 120,000 |
| Miami-Dade County Florida | 19 | $ 5,296,000 | $ 278,000 | $ 114,000 |
| Saline County Arkansas | 18 | $ 2,766,000 | $ 153,000 | $ 100,000 |
| Clark County Nevada | 18 | $ 5,480,000 | $ 304,000 | $ 81,000 |
| Lonoke County Arkansas | 17 | $ 1,686,000 | $ 99,000 | $ 49,000 |
| Tarrant County Texas | 17 | $ 2,997,000 | $ 176,000 | $ 73,000 |
| Los Angeles County California | 16 | $ 7,466,000 | $ 466,000 | $ 209,000 |
| Fulton County Georgia | 16 | $ 3,341,000 | $ 208,000 | $ 209,000 |
| Riverside County California | 15 | $ 5,510,000 | $ 367,000 | $ 145,000 |
| Broward County Florida | 15 | $ 4,215,000 | $ 281,000 | $ 147,000 |
| Greene County Missouri | 15 | $ 2,271,000 | $ 151,000 | $ 153,000 |
| Washington County Utah | 15 | $ 9,553,000 | $ 636,000 | $ 173,000 |
| San Bernardino County California | 12 | $ 4,513,000 | $ 376,000 | $ 142,000 |
| Madison County Arkansas | 11 | $ 716,000 | $ 65,000 | $ 60,000 |
| Wayne County Michigan | 11 | $ 1,082,000 | $ 98,000 | $ 62,000 |
| Collin County Texas | 11 | $ 5,937,000 | $ 539,000 | $ 80,000 |
| Hidalgo County Texas | 11 | $ 1,605,000 | $ 145,000 | $ 199,000 |
| Carroll County Arkansas | 10 | $ 898,000 | $ 89,000 | $ 45,000 |
| San Diego County California | 10 | $ 3,558,000 | $ 355,000 | $ 161,000 |
| Glynn County Georgia | 10 | $ 1,823,000 | $ 182,000 | $ 243,000 |
| Cuyahoga County Ohio | 10 | $ 2,604,000 | $ 260,000 | $ 153,000 |
| DeKalb County Georgia | 9 | $ 1,668,000 | $ 185,000 | $ 147,000 |
| Carroll County Maryland | 9 | $ 1,957,000 | $ 217,000 | $ 81,000 |
| Kenton County Kentucky | 8 | $ 580,000 | $ 72,000 | $ 0 |
| Barry County Missouri | 8 | $ 647,000 | $ 80,000 | $ 33,000 |
| Philadelphia County Pennsylvania | 8 | $ 718,000 | $ 89,000 | $ 308,000 |
| Bexar County Texas | 8 | $ 3,264,000 | $ 408,000 | $ 128,000 |
| Hennepin County Minnesota | 7 | $ 1,994,000 | $ 284,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,666,000 | $ 444,000 | $ 208,000 |
| Hillsborough County Florida | 6 | $ 662,000 | $ 110,000 | $ 43,000 |
| Cook County Illinois | 6 | $ 1,205,000 | $ 200,000 | $ 79,000 |
| Kent County Michigan | 6 | $ 593,000 | $ 98,000 | $ 89,000 |
| Scott County Minnesota | 6 | $ 1,884,000 | $ 314,000 | $ 291,000 |
| Utah County Utah | 6 | $ 2,480,000 | $ 413,000 | $ 97,000 |
| Maricopa County Arizona | 5 | $ 1,222,000 | $ 244,000 | $ 224,000 |
| White County Arkansas | 5 | $ 624,000 | $ 124,000 | $ 53,000 |
| New Haven County Connecticut | 5 | $ 878,000 | $ 175,000 | $ 84,000 |
| Marion County Florida | 5 | $ 606,000 | $ 121,000 | $ 71,000 |
| Pinellas County Florida | 5 | $ 745,000 | $ 149,000 | $ 84,000 |
| Teton County Idaho | 5 | $ 788,000 | $ 157,000 | $ 112,000 |
| Boone County Kentucky | 5 | $ 650,000 | $ 130,000 | $ 0 |
| Baltimore City County Maryland | 5 | $ 974,000 | $ 194,000 | $ 90,000 |
| Prince George's County Maryland | 5 | $ 2,260,000 | $ 452,000 | $ 126,000 |
| Rockwall County Texas | 5 | $ 3,164,000 | $ 632,000 | $ 289,000 |
| Craighead County Arkansas | 4 | $ 940,000 | $ 235,000 | $ 202,000 |
| Jefferson County Arkansas | 4 | $ 2,726,000 | $ 681,000 | $ 7,000 |
| Kern County California | 4 | $ 957,000 | $ 239,000 | $ 93,000 |
| Lee County Florida | 4 | $ 896,000 | $ 224,000 | $ 78,000 |
| Polk County Florida | 4 | $ 702,000 | $ 175,000 | $ 146,000 |
| Bonneville County Idaho | 4 | $ 1,065,000 | $ 266,000 | $ 136,000 |
| Campbell County Kentucky | 4 | $ 311,000 | $ 77,000 | $ 0 |
| Howard County Maryland | 4 | $ 1,475,000 | $ 368,000 | $ 51,000 |
| Emmet County Michigan | 4 | $ 389,000 | $ 97,000 | $ 108,000 |
| McDonald County Missouri | 4 | $ 413,000 | $ 103,000 | $ 62,000 |
| St. Louis City County Missouri | 4 | $ 2,175,000 | $ 543,000 | $ 373,000 |
| Denton County Texas | 4 | $ 520,000 | $ 130,000 | $ 144,000 |
| Webb County Texas | 4 | $ 391,000 | $ 97,000 | $ 46,000 |
| Pierce County Washington | 4 | $ 985,000 | $ 246,000 | $ 93,000 |
| Teton County Wyoming | 4 | $ 2,002,000 | $ 500,000 | $ 179,000 |
| Conway County Arkansas | 3 | $ 125,000 | $ 41,000 | $ 21,000 |
| Orange County California | 3 | $ 1,335,000 | $ 445,000 | $ 41,000 |
| Sacramento County California | 3 | $ 1,091,000 | $ 363,000 | $ 219,000 |
| Adams County Colorado | 3 | $ 168,000 | $ 56,000 | $ 68,000 |
| Monroe County Florida | 3 | $ 1,638,000 | $ 546,000 | $ 316,000 |
| Orange County Florida | 3 | $ 1,059,000 | $ 353,000 | $ 123,000 |
| Osceola County Florida | 3 | $ 672,000 | $ 224,000 | $ 151,000 |
| Palm Beach County Florida | 3 | $ 499,000 | $ 166,000 | $ 88,000 |
| Pasco County Florida | 3 | $ 490,000 | $ 163,000 | $ 144,000 |
| Coweta County Georgia | 3 | $ 383,000 | $ 127,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 637,000 | $ 212,000 | $ 122,000 |
| Montgomery County Maryland | 3 | $ 804,000 | $ 268,000 | $ 99,000 |
| Middlesex County Massachusetts | 3 | $ 390,000 | $ 130,000 | $ 89,000 |
| Norfolk County Massachusetts | 3 | $ 1,114,000 | $ 371,000 | $ 60,000 |
| Dutchess County New York | 3 | $ 597,000 | $ 199,000 | $ 93,000 |
| Suffolk County New York | 3 | $ 1,229,000 | $ 409,000 | $ 149,000 |
| Tulsa County Oklahoma | 3 | $ 304,000 | $ 101,000 | $ 38,000 |
| Shelby County Tennessee | 3 | $ 454,000 | $ 151,000 | $ 38,000 |
| Fort Bend County Texas | 3 | $ 377,000 | $ 125,000 | $ 220,000 |
| Iron County Utah | 3 | $ 663,000 | $ 221,000 | $ 30,000 |
| Salt Lake County Utah | 3 | $ 943,000 | $ 314,000 | $ 49,000 |
| King County Washington | 3 | $ 995,000 | $ 331,000 | $ 120,000 |
| Baxter County Arkansas | 2 | $ 288,000 | $ 144,000 | $ 82,000 |
| Columbia County Arkansas | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Crawford County Arkansas | 2 | $ 238,000 | $ 119,000 | $ 24,000 |
| Alameda County California | 2 | $ 739,000 | $ 369,000 | $ 187,000 |
| Contra Costa County California | 2 | $ 690,000 | $ 345,000 | $ 118,000 |
| El Dorado County California | 2 | $ 824,000 | $ 412,000 | $ 140,000 |
| Santa Clara County California | 2 | $ 553,000 | $ 276,000 | $ 179,000 |
| Denver County Colorado | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Douglas County Colorado | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 563,000 | $ 281,000 | $ 124,000 |
| Collier County Florida | 2 | $ 805,000 | $ 402,000 | $ 130,000 |
| Lake County Florida | 2 | $ 482,000 | $ 241,000 | $ 90,000 |
| Manatee County Florida | 2 | $ 441,000 | $ 220,000 | $ 62,000 |
| Okaloosa County Florida | 2 | $ 299,000 | $ 149,000 | $ 95,000 |
| Sarasota County Florida | 2 | $ 420,000 | $ 210,000 | $ 309,000 |
| Clayton County Georgia | 2 | $ 251,000 | $ 125,000 | $ 62,000 |
| Ada County Idaho | 2 | $ 231,000 | $ 115,000 | $ 69,000 |
| Bingham County Idaho | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Kane County Illinois | 2 | $ 624,000 | $ 312,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 513,000 | $ 256,000 | $ 238,000 |
| Johnson County Kansas | 2 | $ 671,000 | $ 335,000 | $ 198,000 |
| Jefferson County Louisiana | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Ramsey County Minnesota | 2 | $ 645,000 | $ 322,000 | $ 115,000 |
| Jackson County Missouri | 2 | $ 158,000 | $ 79,000 | $ 94,000 |
| St. Louis County Missouri | 2 | $ 159,000 | $ 79,000 | $ 58,000 |
| Atlantic County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 181,000 |
| Onondaga County New York | 2 | $ 85,000 | $ 42,000 | $ 162,000 |
| Queens County New York | 2 | $ 1,182,000 | $ 591,000 | $ 124,000 |
| Saratoga County New York | 2 | $ 315,000 | $ 157,000 | $ 174,000 |
| Schenectady County New York | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Camden County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 193,000 |
| Durham County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 72,000 |
| Mecklenburg County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 159,000 |
| Hamilton County Ohio | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Summit County Ohio | 2 | $ 712,000 | $ 356,000 | $ 146,000 |
| York County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 117,000 | $ 58,000 | $ 45,000 |
| Ellis County Texas | 2 | $ 387,000 | $ 193,000 | $ 53,000 |
| Hood County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Jefferson County Texas | 2 | $ 211,000 | $ 105,000 | $ 198,000 |
| Johnson County Texas | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Parker County Texas | 2 | $ 342,000 | $ 171,000 | $ 175,000 |
| Parmer County Texas | 2 | $ 228,000 | $ 114,000 | $ 36,000 |
| Travis County Texas | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Henrico County Virginia | 2 | $ 469,000 | $ 234,000 | $ 68,000 |
| Clark County Washington | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Thurston County Washington | 2 | $ 391,000 | $ 195,000 | $ 51,000 |
| Baldwin County Alabama | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Mobile County Alabama | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Pima County Arizona | 1 | $ 151,000 | $ 151,000 | $ 62,000 |
| Clark County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Cleburne County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 181,000 |
| Crittenden County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Dallas County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 37,000 |
| Miller County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Monroe County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Montgomery County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Perry County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Sebastian County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Sharp County Arkansas | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Woodruff County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| Madera County California | 1 | $ 284,000 | $ 284,000 | $ 67,000 |
| Placer County California | 1 | $ 171,000 | $ 171,000 | $ 0 |
| San Francisco County California | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Shasta County California | 1 | $ 297,000 | $ 297,000 | $ 73,000 |
| Ventura County California | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| El Paso County Colorado | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 330,000 | $ 330,000 | $ 132,000 |
| Hartford County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| New London County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Windham County Connecticut | 1 | $ 259,000 | $ 259,000 | $ 84,000 |
| New Castle County Delaware | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Brevard County Florida | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Duval County Florida | 1 | $ 320,000 | $ 320,000 | $ 167,000 |
| Putnam County Florida | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| St. Johns County Florida | 1 | $ 133,000 | $ 133,000 | $ 133,000 |
| Volusia County Florida | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Carroll County Georgia | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Chatham County Georgia | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Clarke County Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Cobb County Georgia | 1 | $ 230,000 | $ 230,000 | $ 180,000 |
| Elbert County Georgia | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Gwinnett County Georgia | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Hall County Georgia | 1 | $ 149,000 | $ 149,000 | $ 132,000 |
| Rockdale County Georgia | 1 | $ 193,000 | $ 193,000 | $ 133,000 |
| Will County Illinois | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Elkhart County Indiana | 1 | $ 32,000 | $ 32,000 | $ 140,000 |
| Marion County Indiana | 1 | $ 243,000 | $ 243,000 | $ 131,000 |
| Tippecanoe County Indiana | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| Polk County Iowa | 1 | $ 213,000 | $ 213,000 | $ 82,000 |
| Sedgwick County Kansas | 1 | $ 149,000 | $ 149,000 | $ 100,000 |
| Jefferson County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Scott County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Bossier County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 187,000 | $ 187,000 | $ 94,000 |
| Lafayette County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Orleans County Louisiana | 1 | $ 189,000 | $ 189,000 | $ 252,000 |
| Frederick County Maryland | 1 | $ 348,000 | $ 348,000 | $ 165,000 |
| St. Mary's County Maryland | 1 | $ 333,000 | $ 333,000 | $ 71,000 |
| Luce County Michigan | 1 | $ 122,000 | $ 122,000 | $ 141,000 |
| Macomb County Michigan | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Oakland County Michigan | 1 | $ 149,000 | $ 149,000 | $ 46,000 |
| Anoka County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 84,000 |
| Le Sueur County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 516,000 |
| Attala County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Camden County Missouri | 1 | $ 122,000 | $ 122,000 | $ 259,000 |
| Jasper County Missouri | 1 | $ 99,000 | $ 99,000 | $ 186,000 |
| Yellowstone County Montana | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Elko County Nevada | 1 | $ 290,000 | $ 290,000 | $ 115,000 |
| Bergen County New Jersey | 1 | $ 461,000 | $ 461,000 | $ 108,000 |
| Middlesex County New Jersey | 1 | $ 490,000 | $ 490,000 | $ 120,000 |
| Bronx County New York | 1 | $ 500,000 | $ 500,000 | $ 122,000 |
| Cortland County New York | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Orange County New York | 1 | $ 293,000 | $ 293,000 | $ 85,000 |
| Rensselaer County New York | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Buncombe County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 410,000 |
| Fairfield County Ohio | 1 | $ 416,000 | $ 416,000 | $ 213,000 |
| Lake County Ohio | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| Lucas County Ohio | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Montgomery County Ohio | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| Wasco County Oregon | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Crawford County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Dauphin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Montgomery County Pennsylvania | 1 | $ 403,000 | $ 403,000 | $ 200,000 |
| Providence County Rhode Island | 1 | $ 251,000 | $ 251,000 | $ 60,000 |
| Anderson County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Georgetown County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 72,000 |
| Greenville County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 96,000 |
| Bradley County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Carter County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Dyer County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Greene County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Hamilton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Knox County Tennessee | 1 | $ 650,000 | $ 650,000 | $ 360,000 |
| Washington County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Bowie County Texas | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
| Brazoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Galveston County Texas | 1 | $ 500,000 | $ 500,000 | $ 211,000 |
| Kaufman County Texas | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Kendall County Texas | 1 | $ 540,000 | $ 540,000 | $ 251,000 |
| Randall County Texas | 1 | $ 129,000 | $ 129,000 | $ 84,000 |
| Fairfax County Virginia | 1 | $ 485,000 | $ 485,000 | $ 134,000 |
| Portsmouth County Virginia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Spotsylvania County Virginia | 1 | $ 231,000 | $ 231,000 | $ 61,000 |
| Kitsap County Washington | 1 | $ 447,000 | $ 447,000 | $ 109,000 |
| Snohomish County Washington | 1 | $ 302,000 | $ 302,000 | $ 122,000 |
| Whatcom County Washington | 1 | $ 284,000 | $ 284,000 | $ 56,000 |
| Berkeley County West Virginia | 1 | $ 181,000 | $ 181,000 | $ 44,000 |
| Milwaukee County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Waukesha County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 0 |
Mortgage Loan Application Detail Totals for Anb Financial N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 878 | $168,251,000 | $191,000 | $1,176,000 | $101,000 | $1,580,000 |
| Refinancing | 623 | $123,067,000 | $197,000 | $5,000,000 | $99,000 | $8,126,000 |
| Home Improvement | 9 | $333,000 | $37,000 | $71,000 | $49,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 977 | $162,178,000 | $165,000 | $2,000,000 | $84,000 | $1,580,000 |
| Black or African American | 221 | $46,549,000 | $210,000 | $1,100,000 | $131,000 | $600,000 |
| Hispanic | 150 | $35,807,000 | $238,000 | $880,000 | $91,000 | $360,000 |
| Not applicable | 78 | $19,939,000 | $255,000 | $2,400,000 | $71,000 | $1,865,000 |
| Not Provided | 40 | $11,350,000 | $283,000 | $2,033,000 | $141,000 | $600,000 |
| Asian | 34 | $8,518,000 | $250,000 | $698,000 | $163,000 | $778,000 |
| American Indian or Alaskan Native | 6 | $6,630,000 | $1,105,000 | $5,000,000 | $1,468,000 | $8,126,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $680,000 | $170,000 | $350,000 | $61,000 | $202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,444 | $282,986,000 | $195,000 | $5,000,000 | $102,000 | $8,126,000 |
| FHA-insured (Federal Housing Administration) | 51 | $6,170,000 | $120,000 | $203,000 | $54,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,261,000 | $173,000 | $417,000 | $59,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $234,000 | $117,000 | $134,000 | $35,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 848 | $140,447,000 | $165,000 | $5,000,000 | $94,000 | $8,126,000 |
| Application Withdrawn By Applicant | 361 | $83,935,000 | $232,000 | $1,500,000 | $115,000 | $778,000 |
| Application Denied By Financial Institution | 301 | $67,269,000 | $223,000 | $2,033,000 | $99,000 | $1,334,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 97 | $17,146,000 | $176,000 | $1,000,000 | $70,000 | $360,000 |
| Other | 88 | $20,651,000 | $234,000 | $698,000 | $114,000 | $564,000 |
| Collateral | 47 | $8,413,000 | $179,000 | $750,000 | $107,000 | $411,000 |
| Debt-To-Income Ratio | 42 | $12,255,000 | $291,000 | $2,033,000 | $101,000 | $792,000 |
| Unverifiable Information | 12 | $4,966,000 | $413,000 | $2,000,000 | $202,000 | $1,334,000 |
| Employment History | 6 | $902,000 | $150,000 | $409,000 | $28,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,016,000 | $403,000 | $675,000 | $70,000 | $135,000 |
| Credit Application Incomplete | 4 | $920,000 | $230,000 | $578,000 | $180,000 | $456,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Anb Financial N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Anb Financial N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.