Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Andrews Federal Credit Union 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 334 |
| Total Mortgage Loan Application Amount | $16,698,000 |
| Average Mortgage Loan Application Amount | $42,976 |
| Highest Mortgage Loan Application Amount | $345,000 |
| Average Applicant Income | $60,186 |
| Highest Applicant Income | $201,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 99 | $ 5,148,000 | $ 52,000 | $ 61,000 |
| Burlington County New Jersey | 47 | $ 1,629,000 | $ 34,000 | $ 46,000 |
| Charles County Maryland | 38 | $ 3,018,000 | $ 79,000 | $ 75,000 |
| Calvert County Maryland | 9 | $ 896,000 | $ 99,000 | $ 81,000 |
| District of Columbia County District Of Columbia | 7 | $ 352,000 | $ 50,000 | $ 40,000 |
| Fairfax County Virginia | 6 | $ 291,000 | $ 48,000 | $ 76,000 |
| Anne Arundel County Maryland | 5 | $ 187,000 | $ 37,000 | $ 66,000 |
| Prince William County Virginia | 5 | $ 245,000 | $ 49,000 | $ 71,000 |
| St. Mary's County Maryland | 4 | $ 195,000 | $ 48,000 | $ 56,000 |
| Mercer County New Jersey | 4 | $ 152,000 | $ 38,000 | $ 69,000 |
| Newport News County Virginia | 4 | $ 196,000 | $ 49,000 | $ 65,000 |
| Spotsylvania County Virginia | 4 | $ 287,000 | $ 71,000 | $ 66,000 |
| Muscogee County Georgia | 3 | $ 150,000 | $ 50,000 | $ 67,000 |
| Ocean County New Jersey | 3 | $ 124,000 | $ 41,000 | $ 55,000 |
| Cumberland County North Carolina | 3 | $ 85,000 | $ 28,000 | $ 49,000 |
| Philadelphia County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 41,000 |
| Stafford County Virginia | 3 | $ 177,000 | $ 59,000 | $ 67,000 |
| Cochise County Arizona | 2 | $ 45,000 | $ 22,000 | $ 53,000 |
| San Bernardino County California | 2 | $ 155,000 | $ 77,000 | $ 58,000 |
| Chatham County Georgia | 2 | $ 37,000 | $ 18,000 | $ 55,000 |
| Clayton County Georgia | 2 | $ 45,000 | $ 22,000 | $ 50,000 |
| Montgomery County Maryland | 2 | $ 75,000 | $ 37,000 | $ 91,000 |
| Atlantic County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Camden County New Jersey | 2 | $ 45,000 | $ 22,000 | $ 37,000 |
| Essex County New Jersey | 2 | $ 64,000 | $ 32,000 | $ 60,000 |
| Union County New Jersey | 2 | $ 75,000 | $ 37,000 | $ 40,000 |
| Mecklenburg County North Carolina | 2 | $ 79,000 | $ 39,000 | $ 49,000 |
| Charleston County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Richland County South Carolina | 2 | $ 57,000 | $ 28,000 | $ 44,000 |
| Chesterfield County Virginia | 2 | $ 124,000 | $ 62,000 | $ 67,000 |
| Hampton County Virginia | 2 | $ 164,000 | $ 82,000 | $ 80,000 |
| Thurston County Washington | 2 | $ 74,000 | $ 37,000 | $ 73,000 |
| Geneva County Alabama | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Madison County Alabama | 1 | $ 38,000 | $ 38,000 | $ 97,000 |
| Marshall County Alabama | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Monterey County California | 1 | $ 11,000 | $ 11,000 | $ 78,000 |
| Arapahoe County Colorado | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| New Castle County Delaware | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Alachua County Florida | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Collier County Florida | 1 | $ 11,000 | $ 11,000 | $ 55,000 |
| Nassau County Florida | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Polk County Florida | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Santa Rosa County Florida | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| St. Lucie County Florida | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Fulton County Georgia | 1 | $ 41,000 | $ 41,000 | $ 70,000 |
| Paulding County Georgia | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Richmond County Georgia | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Sangamon County Illinois | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Dubois County Indiana | 1 | $ 10,000 | $ 10,000 | $ 121,000 |
| Sedgwick County Kansas | 1 | $ 26,000 | $ 26,000 | $ 51,000 |
| Lafayette County Louisiana | 1 | $ 12,000 | $ 12,000 | $ 39,000 |
| Orleans County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Kennebec County Maine | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Baltimore City County Maryland | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| Cecil County Maryland | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Harford County Maryland | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Talbot County Maryland | 1 | $ 26,000 | $ 26,000 | $ 84,000 |
| Washington County Maryland | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Essex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Middlesex County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Dakota County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 120,000 |
| Jefferson County Missouri | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Pulaski County Missouri | 1 | $ 21,000 | $ 21,000 | $ 59,000 |
| St. Louis County Missouri | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Clark County Nevada | 1 | $ 26,000 | $ 26,000 | $ 59,000 |
| Gloucester County New Jersey | 1 | $ 37,000 | $ 37,000 | $ 55,000 |
| Middlesex County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Monmouth County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Kings County New York | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Suffolk County New York | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Harnett County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 41,000 |
| Wayne County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 75,000 |
| Yadkin County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 59,000 |
| Cuyahoga County Ohio | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Franklin County Ohio | 1 | $ 31,000 | $ 31,000 | $ 79,000 |
| Tulsa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Lancaster County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Lebanon County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 105,000 |
| Blount County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Shelby County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 76,000 |
| Amelia County Virginia | 1 | $ 71,000 | $ 71,000 | $ 80,000 |
| Franklin County Virginia | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Frederick County Virginia | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Henrico County Virginia | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Loudoun County Virginia | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Middlesex County Virginia | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| York County Virginia | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Pierce County Washington | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 242 | $10,207,000 | $35,307 | $345,000 | $59,461 | $201,000 |
| Refinancing | 81 | $5,561,000 | $51,384 | $300,000 | $58,538 | $170,000 |
| Home Purchase | 11 | $930,000 | $65,500 | $325,000 | $70,250 | $166,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 171 | $7,011,000 | $33,545 | $100,000 | $59,636 | $139,000 |
| Black or African American | 105 | $5,601,000 | $47,166 | $253,000 | $60,333 | $166,000 |
| White | 53 | $3,870,000 | $53,181 | $345,000 | $59,454 | $201,000 |
| Hispanic | 4 | $193,000 | $49,666 | $69,000 | $56,666 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $23,000 | $23,000 | $23,000 | $23,000 | $23,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 334 | $16,698,000 | $39,107 | $345,000 | $60,535 | $201,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 147 | $9,154,000 | $50,588 | $345,000 | $63,411 | $201,000 |
| Application Denied By Financial Institution | 102 | $3,742,000 | $34,111 | $100,000 | $46,166 | $118,000 |
| Application Withdrawn By Applicant | 50 | $2,054,000 | $35,294 | $100,000 | $65,529 | $125,000 |
| File Closed For Incompleteness | 35 | $1,748,000 | $38,875 | $253,000 | $56,750 | $109,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 59 | $2,236,000 | $35,545 | $100,000 | $49,636 | $110,000 |
| Debt-To-Income Ratio | 19 | $834,000 | $41,777 | $100,000 | $43,000 | $76,000 |
| Other | 16 | $467,000 | $34,000 | $65,000 | $44,500 | $118,000 |
| Collateral | 8 | $205,000 | $22,000 | $40,000 | $57,800 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.