Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Andrews Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 426 |
| Total Mortgage Loan Application Amount | $66,129,000 |
| Average Mortgage Loan Application Amount | $132,333 |
| Highest Mortgage Loan Application Amount | $595,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $581,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 103 | $ 17,782,000 | $ 172,000 | $ 93,000 |
| Burlington County New Jersey | 62 | $ 8,127,000 | $ 131,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 34 | $ 5,085,000 | $ 149,000 | $ 82,000 |
| Charles County Maryland | 30 | $ 5,830,000 | $ 194,000 | $ 85,000 |
| Calvert County Maryland | 11 | $ 2,553,000 | $ 232,000 | $ 92,000 |
| Anne Arundel County Maryland | 7 | $ 1,483,000 | $ 211,000 | $ 77,000 |
| Richmond County Georgia | 4 | $ 357,000 | $ 89,000 | $ 91,000 |
| Montgomery County Maryland | 4 | $ 1,145,000 | $ 286,000 | $ 143,000 |
| Essex County New Jersey | 4 | $ 468,000 | $ 117,000 | $ 89,000 |
| Mercer County New Jersey | 4 | $ 569,000 | $ 142,000 | $ 140,000 |
| Cumberland County North Carolina | 4 | $ 417,000 | $ 104,000 | $ 99,000 |
| Charleston County South Carolina | 4 | $ 342,000 | $ 85,000 | $ 68,000 |
| Fairfax County Virginia | 4 | $ 1,155,000 | $ 288,000 | $ 151,000 |
| Howard County Maryland | 3 | $ 482,000 | $ 160,000 | $ 100,000 |
| St. Mary's County Maryland | 3 | $ 152,000 | $ 50,000 | $ 62,000 |
| Camden County New Jersey | 3 | $ 245,000 | $ 81,000 | $ 104,000 |
| Gloucester County New Jersey | 3 | $ 473,000 | $ 157,000 | $ 96,000 |
| Trumbull County Ohio | 3 | $ 328,000 | $ 109,000 | $ 86,000 |
| Horry County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 83,000 |
| Shelby County Tennessee | 3 | $ 466,000 | $ 155,000 | $ 106,000 |
| Montgomery County Alabama | 2 | $ 113,000 | $ 56,000 | $ 127,000 |
| Anchorage County Alaska | 2 | $ 114,000 | $ 57,000 | $ 104,000 |
| El Paso County Colorado | 2 | $ 277,000 | $ 138,000 | $ 81,000 |
| New Castle County Delaware | 2 | $ 351,000 | $ 175,000 | $ 118,000 |
| Pasco County Florida | 2 | $ 196,000 | $ 98,000 | $ 60,000 |
| Fulton County Georgia | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Harford County Maryland | 2 | $ 245,000 | $ 122,000 | $ 29,000 |
| Dakota County Minnesota | 2 | $ 272,000 | $ 136,000 | $ 94,000 |
| Johnson County Missouri | 2 | $ 116,000 | $ 58,000 | $ 90,000 |
| Clark County Nevada | 2 | $ 224,000 | $ 112,000 | $ 97,000 |
| Atlantic County New Jersey | 2 | $ 395,000 | $ 197,000 | $ 74,000 |
| Ocean County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 127,000 |
| Richland County South Carolina | 2 | $ 135,000 | $ 67,000 | $ 127,000 |
| Davidson County Tennessee | 2 | $ 163,000 | $ 81,000 | $ 85,000 |
| Montgomery County Tennessee | 2 | $ 89,000 | $ 44,000 | $ 43,000 |
| Alexandria County Virginia | 2 | $ 130,000 | $ 65,000 | $ 56,000 |
| Chesterfield County Virginia | 2 | $ 265,000 | $ 132,000 | $ 112,000 |
| Spotsylvania County Virginia | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Virginia Beach County Virginia | 2 | $ 100,000 | $ 50,000 | $ 52,000 |
| Westmoreland County Virginia | 2 | $ 297,000 | $ 148,000 | $ 260,000 |
| Coffee County Alabama | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Dale County Alabama | 1 | $ 49,000 | $ 49,000 | $ 50,000 |
| Houston County Alabama | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Los Angeles County California | 1 | $ 360,000 | $ 360,000 | $ 231,000 |
| San Bernardino County California | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Santa Barbara County California | 1 | $ 252,000 | $ 252,000 | $ 178,000 |
| Douglas County Colorado | 1 | $ 317,000 | $ 317,000 | $ 144,000 |
| Eagle County Colorado | 1 | $ 595,000 | $ 595,000 | $ 581,000 |
| New Haven County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Clay County Florida | 1 | $ 193,000 | $ 193,000 | $ 66,000 |
| Collier County Florida | 1 | $ 136,000 | $ 136,000 | $ 73,000 |
| Hillsborough County Florida | 1 | $ 196,000 | $ 196,000 | $ 83,000 |
| Lake County Florida | 1 | $ 368,000 | $ 368,000 | $ 244,000 |
| Palm Beach County Florida | 1 | $ 126,000 | $ 126,000 | $ 196,000 |
| Seminole County Florida | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| St. Lucie County Florida | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Volusia County Florida | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Clayton County Georgia | 1 | $ 170,000 | $ 170,000 | $ 95,000 |
| Cobb County Georgia | 1 | $ 198,000 | $ 198,000 | $ 171,000 |
| Douglas County Georgia | 1 | $ 113,000 | $ 113,000 | $ 199,000 |
| Houston County Georgia | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Liberty County Georgia | 1 | $ 72,000 | $ 72,000 | $ 68,000 |
| Tattnall County Georgia | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Cook County Illinois | 1 | $ 257,000 | $ 257,000 | $ 83,000 |
| Rock Island County Illinois | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Marion County Indiana | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| St. Joseph County Indiana | 1 | $ 128,000 | $ 128,000 | $ 114,000 |
| Hardin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| McCracken County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Ascension County Louisiana | 1 | $ 249,000 | $ 249,000 | $ 87,000 |
| Lafayette County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Aroostook County Maine | 1 | $ 22,000 | $ 22,000 | $ 95,000 |
| Baltimore County Maryland | 1 | $ 95,000 | $ 95,000 | $ 139,000 |
| Garrett County Maryland | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Washington County Maryland | 1 | $ 250,000 | $ 250,000 | $ 102,000 |
| Muskegon County Michigan | 1 | $ 176,000 | $ 176,000 | $ 92,000 |
| Oakland County Michigan | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Harrison County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Humphreys County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Lowndes County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 120,000 |
| St. Louis County Missouri | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Stone County Missouri | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Gallatin County Montana | 1 | $ 127,000 | $ 127,000 | $ 79,000 |
| Warren County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 125,000 |
| Curry County New Mexico | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Chemung County New York | 1 | $ 31,000 | $ 31,000 | $ 55,000 |
| Kings County New York | 1 | $ 267,000 | $ 267,000 | $ 66,000 |
| Queens County New York | 1 | $ 593,000 | $ 593,000 | $ 295,000 |
| Brunswick County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 150,000 |
| Cherokee County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 111,000 |
| Gaston County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Harnett County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 98,000 |
| Hertford County North Carolina | 1 | $ 371,000 | $ 371,000 | $ 180,000 |
| Mecklenburg County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 136,000 |
| Pender County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Perquimans County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 105,000 |
| Wake County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 132,000 |
| Cuyahoga County Ohio | 1 | $ 162,000 | $ 162,000 | $ 74,000 |
| Bedford County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Franklin County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 86,000 |
| Lackawanna County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Lehigh County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Monroe County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Montgomery County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 306,000 |
| Vega Alta County Puerto Rico | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Aiken County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Beaufort County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Knox County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 171,000 |
| Sumner County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 90,000 |
| Bell County Texas | 1 | $ 15,000 | $ 15,000 | $ 122,000 |
| El Paso County Texas | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Harris County Texas | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| San Patricio County Texas | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Taylor County Texas | 1 | $ 25,000 | $ 25,000 | $ 196,000 |
| Accomack County Virginia | 1 | $ 197,000 | $ 197,000 | $ 99,000 |
| Brunswick County Virginia | 1 | $ 32,000 | $ 32,000 | $ 138,000 |
| Dinwiddie County Virginia | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Franklin City County Virginia | 1 | $ 61,000 | $ 61,000 | $ 56,000 |
| Frederick County Virginia | 1 | $ 340,000 | $ 340,000 | $ 63,000 |
| James City County Virginia | 1 | $ 17,000 | $ 17,000 | $ 115,000 |
| Loudoun County Virginia | 1 | $ 413,000 | $ 413,000 | $ 172,000 |
| Nelson County Virginia | 1 | $ 88,000 | $ 88,000 | $ 11,000 |
| Prince William County Virginia | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Richmond County Virginia | 1 | $ 49,000 | $ 49,000 | $ 106,000 |
| York County Virginia | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Lewis County Washington | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Pierce County Washington | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Hampshire County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Jefferson County West Virginia | 1 | $ 330,000 | $ 330,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 278 | $51,477,000 | $185,000 | $595,000 | $98,000 | $581,000 |
| Home Improvement | 84 | $4,238,000 | $50,000 | $300,000 | $87,000 | $296,000 |
| Home Purchase | 64 | $10,414,000 | $162,000 | $360,000 | $95,000 | $364,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 194 | $29,267,000 | $150,000 | $595,000 | $88,000 | $581,000 |
| Black or African American | 123 | $19,357,000 | $157,000 | $593,000 | $101,000 | $364,000 |
| White | 89 | $13,987,000 | $157,000 | $415,000 | $102,000 | $306,000 |
| Hispanic | 13 | $2,052,000 | $157,000 | $285,000 | $106,000 | $148,000 |
| Asian | 4 | $999,000 | $249,000 | $360,000 | $109,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $150,000 | $75,000 | $78,000 | $55,000 | $62,000 |
| American Indian or Alaskan Native | 1 | $317,000 | $317,000 | $317,000 | $144,000 | $144,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 426 | $66,129,000 | $155,000 | $595,000 | $95,000 | $581,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 178 | $26,254,000 | $147,000 | $450,000 | $84,000 | $324,000 |
| Loan Originated | 123 | $19,138,000 | $155,000 | $595,000 | $109,000 | $581,000 |
| Application Withdrawn By Applicant | 80 | $13,285,000 | $166,000 | $593,000 | $104,000 | $295,000 |
| File Closed For Incompleteness | 45 | $7,452,000 | $165,000 | $413,000 | $89,000 | $220,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.