Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Andrews Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 948 |
| Total Mortgage Loan Application Amount | $170,641,000 |
| Average Mortgage Loan Application Amount | $139,000 |
| Highest Mortgage Loan Application Amount | $852,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $4,304,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 186 | $ 32,901,000 | $ 176,000 | $ 101,000 |
| Burlington County New Jersey | 104 | $ 14,759,000 | $ 141,000 | $ 100,000 |
| Charles County Maryland | 73 | $ 16,395,000 | $ 224,000 | $ 119,000 |
| District of Columbia County District Of Columbia | 36 | $ 6,103,000 | $ 169,000 | $ 83,000 |
| Fairfax County Virginia | 24 | $ 7,344,000 | $ 306,000 | $ 149,000 |
| Anne Arundel County Maryland | 20 | $ 5,855,000 | $ 292,000 | $ 140,000 |
| Montgomery County Maryland | 20 | $ 4,588,000 | $ 229,000 | $ 118,000 |
| Calvert County Maryland | 18 | $ 4,780,000 | $ 265,000 | $ 132,000 |
| Prince William County Virginia | 12 | $ 1,856,000 | $ 154,000 | $ 163,000 |
| Camden County New Jersey | 11 | $ 1,531,000 | $ 139,000 | $ 102,000 |
| Howard County Maryland | 7 | $ 2,579,000 | $ 368,000 | $ 745,000 |
| St. Mary's County Maryland | 7 | $ 1,748,000 | $ 249,000 | $ 119,000 |
| Gloucester County New Jersey | 6 | $ 821,000 | $ 136,000 | $ 184,000 |
| Philadelphia County Pennsylvania | 6 | $ 382,000 | $ 63,000 | $ 72,000 |
| Hillsborough County Florida | 4 | $ 691,000 | $ 172,000 | $ 95,000 |
| Baltimore County Maryland | 4 | $ 1,062,000 | $ 265,000 | $ 90,000 |
| Mercer County New Jersey | 4 | $ 561,000 | $ 140,000 | $ 84,000 |
| Dorchester County South Carolina | 4 | $ 604,000 | $ 151,000 | $ 96,000 |
| Russell County Alabama | 3 | $ 183,000 | $ 61,000 | $ 138,000 |
| Baltimore City County Maryland | 3 | $ 708,000 | $ 236,000 | $ 224,000 |
| Middlesex County New Jersey | 3 | $ 563,000 | $ 187,000 | $ 143,000 |
| Ocean County New Jersey | 3 | $ 311,000 | $ 103,000 | $ 91,000 |
| Pitt County North Carolina | 3 | $ 250,000 | $ 83,000 | $ 38,000 |
| Bucks County Pennsylvania | 3 | $ 482,000 | $ 160,000 | $ 147,000 |
| Charleston County South Carolina | 3 | $ 367,000 | $ 122,000 | $ 108,000 |
| Alexandria County Virginia | 3 | $ 1,170,000 | $ 390,000 | $ 122,000 |
| Loudoun County Virginia | 3 | $ 1,072,000 | $ 357,000 | $ 120,000 |
| Spotsylvania County Virginia | 3 | $ 645,000 | $ 215,000 | $ 105,000 |
| Stafford County Virginia | 3 | $ 770,000 | $ 256,000 | $ 77,000 |
| Thurston County Washington | 3 | $ 586,000 | $ 195,000 | $ 115,000 |
| El Paso County Colorado | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| New Castle County Delaware | 2 | $ 68,000 | $ 34,000 | $ 54,000 |
| Sussex County Delaware | 2 | $ 378,000 | $ 189,000 | $ 136,000 |
| Flagler County Florida | 2 | $ 137,000 | $ 68,000 | $ 89,000 |
| Palm Beach County Florida | 2 | $ 237,000 | $ 118,000 | $ 134,000 |
| Volusia County Florida | 2 | $ 689,000 | $ 344,000 | $ 172,000 |
| Bryan County Georgia | 2 | $ 335,000 | $ 167,000 | $ 99,000 |
| Chatham County Georgia | 2 | $ 75,000 | $ 37,000 | $ 98,000 |
| Clayton County Georgia | 2 | $ 286,000 | $ 143,000 | $ 111,000 |
| Douglas County Georgia | 2 | $ 452,000 | $ 226,000 | $ 71,000 |
| Gwinnett County Georgia | 2 | $ 314,000 | $ 157,000 | $ 50,000 |
| Muscogee County Georgia | 2 | $ 75,000 | $ 37,000 | $ 59,000 |
| Richmond County Georgia | 2 | $ 85,000 | $ 42,000 | $ 66,000 |
| St. Tammany County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Frederick County Maryland | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Clark County Nevada | 2 | $ 391,000 | $ 195,000 | $ 101,000 |
| Atlantic County New Jersey | 2 | $ 165,000 | $ 82,000 | $ 51,000 |
| Essex County New Jersey | 2 | $ 276,000 | $ 138,000 | $ 48,000 |
| Cumberland County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 142,000 |
| Iredell County North Carolina | 2 | $ 375,000 | $ 187,000 | $ 99,000 |
| Robeson County North Carolina | 2 | $ 319,000 | $ 159,000 | $ 95,000 |
| Wilson County North Carolina | 2 | $ 251,000 | $ 125,000 | $ 64,000 |
| Cuyahoga County Ohio | 2 | $ 283,000 | $ 141,000 | $ 135,000 |
| Horry County South Carolina | 2 | $ 158,000 | $ 79,000 | $ 144,000 |
| Bell County Texas | 2 | $ 180,000 | $ 90,000 | $ 133,000 |
| Denton County Texas | 2 | $ 125,000 | $ 62,000 | $ 80,000 |
| Arlington County Virginia | 2 | $ 742,000 | $ 371,000 | $ 186,000 |
| Westmoreland County Virginia | 2 | $ 365,000 | $ 182,000 | $ 93,000 |
| Jefferson County Alabama | 1 | $ 68,000 | $ 68,000 | $ 86,000 |
| Montgomery County Alabama | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Fairbanks North Star County Alaska | 1 | $ 25,000 | $ 25,000 | $ 202,000 |
| Cochise County Arizona | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Pima County Arizona | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Contra Costa County California | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Marin County California | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| San Bernardino County California | 1 | $ 233,000 | $ 233,000 | $ 71,000 |
| Sonoma County California | 1 | $ 700,000 | $ 700,000 | $ 185,000 |
| Fairfield County Connecticut | 1 | $ 252,000 | $ 252,000 | $ 111,000 |
| New Haven County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 192,000 |
| Kent County Delaware | 1 | $ 143,000 | $ 143,000 | $ 133,000 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Charlotte County Florida | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| Collier County Florida | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Escambia County Florida | 1 | $ 159,000 | $ 159,000 | $ 114,000 |
| Lee County Florida | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Leon County Florida | 1 | $ 136,000 | $ 136,000 | $ 131,000 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Monroe County Florida | 1 | $ 288,000 | $ 288,000 | $ 195,000 |
| Okaloosa County Florida | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Sarasota County Florida | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| St. Johns County Florida | 1 | $ 220,000 | $ 220,000 | $ 82,000 |
| Columbia County Georgia | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| DeKalb County Georgia | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Fannin County Georgia | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| Harris County Georgia | 1 | $ 192,000 | $ 192,000 | $ 128,000 |
| Henry County Georgia | 1 | $ 212,000 | $ 212,000 | $ 78,000 |
| Rockdale County Georgia | 1 | $ 187,000 | $ 187,000 | $ 86,000 |
| Honolulu County Hawaii | 1 | $ 50,000 | $ 50,000 | $ 238,000 |
| Cook County Illinois | 1 | $ 124,000 | $ 124,000 | $ 144,000 |
| Lake County Illinois | 1 | $ 403,000 | $ 403,000 | $ 205,000 |
| St. Clair County Illinois | 1 | $ 150,000 | $ 150,000 | $ 155,000 |
| Floyd County Indiana | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Johnson County Kansas | 1 | $ 223,000 | $ 223,000 | $ 182,000 |
| Riley County Kansas | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Meade County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 116,000 |
| Vernon County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Cumberland County Maine | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Garrett County Maryland | 1 | $ 388,000 | $ 388,000 | $ 518,000 |
| Harford County Maryland | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Worcester County Maryland | 1 | $ 117,000 | $ 117,000 | $ 92,000 |
| Macomb County Michigan | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Ontonagon County Michigan | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Wright County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Marion County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Christian County Missouri | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Newton County Missouri | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Platte County Missouri | 1 | $ 218,000 | $ 218,000 | $ 115,000 |
| Pulaski County Missouri | 1 | $ 30,000 | $ 30,000 | $ 148,000 |
| Valley County Montana | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Carson City County Nevada | 1 | $ 50,000 | $ 50,000 | $ 158,000 |
| Grafton County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Hillsborough County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Merrimack County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Strafford County New Hampshire | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Monmouth County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 64,000 |
| Morris County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Passaic County New Jersey | 1 | $ 227,000 | $ 227,000 | $ 69,000 |
| Otero County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 324,000 |
| Jefferson County New York | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| Kings County New York | 1 | $ 188,000 | $ 188,000 | $ 68,000 |
| Monroe County New York | 1 | $ 256,000 | $ 256,000 | $ 185,000 |
| Nassau County New York | 1 | $ 132,000 | $ 132,000 | $ 82,000 |
| Oneida County New York | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Westchester County New York | 1 | $ 298,000 | $ 298,000 | $ 125,000 |
| Carteret County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 214,000 |
| Chatham County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Cherokee County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 168,000 |
| Durham County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 182,000 |
| Gaston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 154,000 |
| Guilford County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 163,000 |
| Hertford County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Hoke County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 181,000 |
| Mecklenburg County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Onslow County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 140,000 |
| Union County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Wake County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 139,000 |
| Wayne County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Franklin County Ohio | 1 | $ 92,000 | $ 92,000 | $ 61,000 |
| Greene County Ohio | 1 | $ 48,000 | $ 48,000 | $ 113,000 |
| Hancock County Ohio | 1 | $ 92,000 | $ 92,000 | $ 76,000 |
| Lorain County Ohio | 1 | $ 300,000 | $ 300,000 | $ 139,000 |
| Morgan County Ohio | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Portage County Ohio | 1 | $ 126,000 | $ 126,000 | $ 128,000 |
| Trumbull County Ohio | 1 | $ 193,000 | $ 193,000 | $ 82,000 |
| Canadian County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 96,000 |
| McIntosh County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Pittsburg County Oklahoma | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Adams County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 137,000 |
| Allegheny County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Delaware County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 99,000 |
| Luzerne County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Monroe County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 91,000 |
| Northampton County Pennsylvania | 1 | $ 186,000 | $ 186,000 | $ 171,000 |
| Aiken County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 116,000 |
| Florence County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Lexington County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Richland County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 57,000 |
| Fayette County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 62,000 |
| Cameron County Texas | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Colorado County Texas | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| El Paso County Texas | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Harris County Texas | 1 | $ 193,000 | $ 193,000 | $ 210,000 |
| Wilson County Texas | 1 | $ 323,000 | $ 323,000 | $ 112,000 |
| Campbell County Virginia | 1 | $ 187,000 | $ 187,000 | $ 79,000 |
| Chesterfield County Virginia | 1 | $ 130,000 | $ 130,000 | $ 125,000 |
| Colonial Heights County Virginia | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Culpeper County Virginia | 1 | $ 260,000 | $ 260,000 | $ 115,000 |
| Frederick County Virginia | 1 | $ 183,000 | $ 183,000 | $ 114,000 |
| King George County Virginia | 1 | $ 232,000 | $ 232,000 | $ 73,000 |
| King William County Virginia | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Lunenburg County Virginia | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Newport News County Virginia | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Orange County Virginia | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| Portsmouth County Virginia | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| Powhatan County Virginia | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Prince Edward County Virginia | 1 | $ 386,000 | $ 386,000 | $ 129,000 |
| Suffolk County Virginia | 1 | $ 132,000 | $ 132,000 | $ 23,000 |
| Island County Washington | 1 | $ 39,000 | $ 39,000 | $ 214,000 |
| King County Washington | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Preston County West Virginia | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Marathon County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Milwaukee County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 18,000 |
| Shawano County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Laramie County Wyoming | 1 | $ 164,000 | $ 164,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 603 | $120,173,000 | $199,000 | $850,000 | $110,000 | $423,000 |
| Home Purchase | 269 | $47,141,000 | $175,000 | $852,000 | $116,000 | $4,304,000 |
| Home Improvement | 76 | $3,327,000 | $43,000 | $200,000 | $97,000 | $666,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 362 | $60,483,000 | $167,000 | $664,000 | $98,000 | $1,459,000 |
| White | 270 | $53,664,000 | $198,000 | $850,000 | $117,000 | $518,000 |
| Not Provided | 222 | $38,626,000 | $173,000 | $700,000 | $108,000 | $666,000 |
| Hispanic | 43 | $7,857,000 | $182,000 | $510,000 | $112,000 | $385,000 |
| Asian | 35 | $7,477,000 | $213,000 | $852,000 | $212,000 | $4,304,000 |
| American Indian or Alaskan Native | 12 | $2,072,000 | $172,000 | $302,000 | $106,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $462,000 | $115,000 | $242,000 | $131,000 | $238,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 948 | $170,641,000 | $180,000 | $852,000 | $111,000 | $4,304,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 289 | $48,917,000 | $169,000 | $700,000 | $99,000 | $666,000 |
| Loan Originated | 263 | $52,619,000 | $200,000 | $852,000 | $133,000 | $4,304,000 |
| Application Withdrawn By Applicant | 142 | $24,074,000 | $169,000 | $625,000 | $112,000 | $354,000 |
| Preapproval Denied by Financial Institution | 129 | $20,733,000 | $160,000 | $417,000 | $91,000 | $1,459,000 |
| File Closed For Incompleteness | 73 | $14,234,000 | $194,000 | $532,000 | $115,000 | $354,000 |
| Preapproval Approved but not Accepted | 52 | $10,064,000 | $193,000 | $494,000 | $105,000 | $307,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4 | $1,046,000 | $261,000 | $356,000 | $107,000 | $164,000 |
| Debt-To-Income Ratio | 3 | $644,000 | $214,000 | $294,000 | $77,000 | $174,000 |
| Credit History | 2 | $345,000 | $172,000 | $193,000 | $137,000 | $210,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.