Angel Oak Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Angel Oak Home Loans Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Angel Oak Home Loans Llc 3600 Peachtree Road Nw, Suite 500 Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 320 |
| Total Mortgage Loan Application Amount | $141,600,000 |
| Average Mortgage Loan Application Amount | $350,333 |
| Highest Mortgage Loan Application Amount | $2,795,000 |
| Average Applicant Income | $195,333 |
| Highest Applicant Income | $3,204,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Angel Oak Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Angel Oak Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Angel Oak Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Angel Oak Home Loans Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Angel Oak Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Angel Oak Home Loans Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 7 | $ 5,105,000 | $ 729,000 | $ 474,000 |
| Los Angeles County California | 6 | $ 4,920,000 | $ 820,000 | $ 338,000 |
| Broward County Florida | 6 | $ 6,980,000 | $ 1,163,000 | $ 238,000 |
| Collier County Florida | 6 | $ 2,490,000 | $ 415,000 | $ 62,000 |
| Hillsborough County Florida | 6 | $ 2,620,000 | $ 436,000 | $ 685,000 |
| Cook County Illinois | 5 | $ 685,000 | $ 137,000 | $ 140,000 |
| Forsyth County North Carolina | 5 | $ 825,000 | $ 165,000 | $ 88,000 |
| Maricopa County Arizona | 4 | $ 1,850,000 | $ 462,000 | $ 398,000 |
| Placer County California | 4 | $ 1,850,000 | $ 462,000 | $ 524,000 |
| Riverside County California | 4 | $ 2,330,000 | $ 582,000 | $ 339,000 |
| Brevard County Florida | 4 | $ 720,000 | $ 180,000 | $ 74,000 |
| Miami-Dade County Florida | 4 | $ 870,000 | $ 217,000 | $ 199,000 |
| Sarasota County Florida | 4 | $ 1,990,000 | $ 497,000 | $ 854,000 |
| Washington County Maryland | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 1,300,000 | $ 325,000 | $ 175,000 |
| Philadelphia County Pennsylvania | 4 | $ 740,000 | $ 185,000 | $ 38,000 |
| Beaufort County South Carolina | 4 | $ 2,770,000 | $ 692,000 | $ 332,000 |
| Harris County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 272,000 |
| Duval County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 321,000 |
| Hernando County Florida | 3 | $ 665,000 | $ 221,000 | $ 267,000 |
| Chatham County Georgia | 3 | $ 765,000 | $ 255,000 | $ 218,000 |
| Fulton County Georgia | 3 | $ 2,455,000 | $ 818,000 | $ 411,000 |
| Lowndes County Georgia | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| St. Tammany County Louisiana | 3 | $ 1,285,000 | $ 428,000 | $ 229,000 |
| Baltimore City County Maryland | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Hudson County New Jersey | 3 | $ 975,000 | $ 325,000 | $ 130,000 |
| Transylvania County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 175,000 |
| Cuyahoga County Ohio | 3 | $ 485,000 | $ 161,000 | $ 51,000 |
| Greenville County South Carolina | 3 | $ 1,565,000 | $ 521,000 | $ 250,000 |
| York County South Carolina | 3 | $ 1,375,000 | $ 458,000 | $ 250,000 |
| Rutherford County Tennessee | 3 | $ 1,575,000 | $ 525,000 | $ 219,000 |
| Williamson County Tennessee | 3 | $ 5,885,000 | $ 1,961,000 | $ 803,000 |
| McLennan County Texas | 3 | $ 565,000 | $ 188,000 | $ 138,000 |
| Tarrant County Texas | 3 | $ 1,475,000 | $ 491,000 | $ 404,000 |
| Milwaukee County Wisconsin | 3 | $ 305,000 | $ 101,000 | $ 7,000 |
| San Bernardino County California | 2 | $ 1,460,000 | $ 730,000 | $ 3,000 |
| San Diego County California | 2 | $ 990,000 | $ 495,000 | $ 1,478,000 |
| Gulf County Florida | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Orange County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 514,000 |
| Osceola County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 300,000 |
| Palm Beach County Florida | 2 | $ 650,000 | $ 325,000 | $ 24,000 |
| Pinellas County Florida | 2 | $ 530,000 | $ 265,000 | $ 70,000 |
| Polk County Florida | 2 | $ 240,000 | $ 120,000 | $ 4,000 |
| Walton County Florida | 2 | $ 1,710,000 | $ 855,000 | $ 621,000 |
| DeKalb County Georgia | 2 | $ 190,000 | $ 95,000 | $ 203,000 |
| Fannin County Georgia | 2 | $ 2,050,000 | $ 1,025,000 | $ 1,553,000 |
| Walker County Georgia | 2 | $ 660,000 | $ 330,000 | $ 106,000 |
| Wayne County Michigan | 2 | $ 760,000 | $ 380,000 | $ 337,000 |
| Atlantic County New Jersey | 2 | $ 2,650,000 | $ 1,325,000 | $ 1,602,000 |
| Bergen County New Jersey | 2 | $ 740,000 | $ 370,000 | $ 333,000 |
| Camden County New Jersey | 2 | $ 670,000 | $ 335,000 | $ 286,000 |
| Essex County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 249,000 |
| Monmouth County New Jersey | 2 | $ 1,390,000 | $ 695,000 | $ 203,000 |
| Morris County New Jersey | 2 | $ 1,830,000 | $ 915,000 | $ 601,000 |
| Franklin County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 186,000 |
| Harnett County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Wake County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 74,000 |
| Charleston County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 108,000 |
| Horry County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 152,000 |
| Davidson County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 18,000 |
| Sevier County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 87,000 |
| Bell County Texas | 2 | $ 530,000 | $ 265,000 | $ 150,000 |
| Fort Bend County Texas | 2 | $ 970,000 | $ 485,000 | $ 140,000 |
| Grayson County Texas | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| Travis County Texas | 2 | $ 760,000 | $ 380,000 | $ 238,000 |
| Van Zandt County Texas | 2 | $ 630,000 | $ 315,000 | $ 798,000 |
| Fairfax County Virginia | 2 | $ 2,330,000 | $ 1,165,000 | $ 376,000 |
| Garfield County Washington | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| King County Washington | 2 | $ 2,550,000 | $ 1,275,000 | $ 583,000 |
| Madison County Alabama | 1 | $ 165,000 | $ 165,000 | $ 578,000 |
| Yavapai County Arizona | 1 | $ 255,000 | $ 255,000 | $ 188,000 |
| Kern County California | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Orange County California | 1 | $ 1,645,000 | $ 1,645,000 | $ 427,000 |
| Plumas County California | 1 | $ 345,000 | $ 345,000 | $ 366,000 |
| Santa Barbara County California | 1 | $ 1,225,000 | $ 1,225,000 | $ 632,000 |
| Ventura County California | 1 | $ 1,535,000 | $ 1,535,000 | $ 600,000 |
| Adams County Colorado | 1 | $ 1,225,000 | $ 1,225,000 | $ 494,000 |
| Boulder County Colorado | 1 | $ 865,000 | $ 865,000 | $ 959,000 |
| Jefferson County Colorado | 1 | $ 365,000 | $ 365,000 | $ 1,861,000 |
| Pitkin County Colorado | 1 | $ 1,655,000 | $ 1,655,000 | $ 30,000 |
| New London County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| New Castle County Delaware | 1 | $ 275,000 | $ 275,000 | $ 239,000 |
| Sussex County Delaware | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clay County Florida | 1 | $ 105,000 | $ 105,000 | $ 6,000 |
| Escambia County Florida | 1 | $ 285,000 | $ 285,000 | $ 409,000 |
| Lee County Florida | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 180,000 |
| Marion County Florida | 1 | $ 305,000 | $ 305,000 | $ 195,000 |
| Monroe County Florida | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Okaloosa County Florida | 1 | $ 1,065,000 | $ 1,065,000 | $ 2,896,000 |
| Santa Rosa County Florida | 1 | $ 705,000 | $ 705,000 | $ 757,000 |
| Seminole County Florida | 1 | $ 445,000 | $ 445,000 | $ 130,000 |
| St. Johns County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 33,000 |
| Cherokee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 327,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 375,000 | $ 375,000 | $ 739,000 |
| Gilmer County Georgia | 1 | $ 1,145,000 | $ 1,145,000 | $ 831,000 |
| Gwinnett County Georgia | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
| Houston County Georgia | 1 | $ 185,000 | $ 185,000 | $ 180,000 |
| Jackson County Georgia | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| Marion County Georgia | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Muscogee County Georgia | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Peach County Georgia | 1 | $ 505,000 | $ 505,000 | $ 583,000 |
| Putnam County Georgia | 1 | $ 565,000 | $ 565,000 | $ 225,000 |
| Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 3,000 |
| Troup County Georgia | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Walton County Georgia | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Kootenai County Idaho | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Will County Illinois | 1 | $ 505,000 | $ 505,000 | $ 2,843,000 |
| Marion County Indiana | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Iowa County Iowa | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Sedgwick County Kansas | 1 | $ 155,000 | $ 155,000 | $ 195,000 |
| Ascension County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| East Baton Rouge County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 1,005,000 |
| Prince George's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 165,000 | $ 165,000 | $ 2,000 |
| Worcester County Maryland | 1 | $ 405,000 | $ 405,000 | $ 528,000 |
| Allegan County Michigan | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Otsego County Michigan | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Washington County Minnesota | 1 | $ 1,055,000 | $ 1,055,000 | $ 414,000 |
| Middlesex County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 138,000 |
| Passaic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 8,000 |
| Union County New Jersey | 1 | $ 575,000 | $ 575,000 | $ 38,000 |
| Alamance County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Alleghany County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 1,334,000 |
| Burke County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Carteret County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 171,000 |
| Catawba County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 227,000 |
| Guilford County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 296,000 |
| Henderson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Lincoln County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 331,000 |
| Onslow County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Pitt County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Polk County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Rutherford County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 4,000 |
| Stanly County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 367,000 |
| Stokes County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 2,000 |
| Union County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Watauga County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Wilson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Franklin County Ohio | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Hamilton County Ohio | 1 | $ 1,005,000 | $ 1,005,000 | $ 640,000 |
| Ross County Ohio | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Garfield County Oklahoma | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| Multnomah County Oregon | 1 | $ 805,000 | $ 805,000 | $ 810,000 |
| Chester County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 289,000 |
| Delaware County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 4,000 |
| Northumberland County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Somerset County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 3,000 |
| Kershaw County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Orangeburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Richland County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Spartanburg County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 480,000 |
| Carter County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 185,000 |
| Coffee County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 3,000 |
| Sumner County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Wilson County Tennessee | 1 | $ 695,000 | $ 695,000 | $ 314,000 |
| Bexar County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Brazoria County Texas | 1 | $ 1,335,000 | $ 1,335,000 | $ 1,734,000 |
| Comal County Texas | 1 | $ 185,000 | $ 185,000 | $ 4,000 |
| Ellis County Texas | 1 | $ 475,000 | $ 475,000 | $ 148,000 |
| Guadalupe County Texas | 1 | $ 165,000 | $ 165,000 | $ 6,000 |
| Hays County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 280,000 |
| Kaufman County Texas | 1 | $ 385,000 | $ 385,000 | $ 191,000 |
| Kerr County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Montgomery County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Rockwall County Texas | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| San Jacinto County Texas | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Waller County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Williamson County Texas | 1 | $ 505,000 | $ 505,000 | $ 286,000 |
| Orange County Vermont | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Rutland County Vermont | 1 | $ 165,000 | $ 165,000 | $ 1,000 |
| Fauquier County Virginia | 1 | $ 405,000 | $ 405,000 | $ 584,000 |
| Henrico County Virginia | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Northampton County Virginia | 1 | $ 305,000 | $ 305,000 | $ 621,000 |
| Portsmouth County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pierce County Washington | 1 | $ 905,000 | $ 905,000 | $ 841,000 |
| Mercer County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 227,000 |
| Winnebago County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Angel Oak Home Loans Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 169 | $86,845,000 | $513,000 | $2,795,000 | $371,000 | $2,896,000 |
| Refinancing | 150 | $54,580,000 | $363,000 | $2,445,000 | $215,000 | $3,204,000 |
| Cash-out Refinancing | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 166 | $75,550,000 | $455,000 | $2,445,000 | $306,000 | $3,204,000 |
| Not Provided | 70 | $34,750,000 | $496,000 | $2,795,000 | $330,000 | $2,896,000 |
| Black or African American | 29 | $9,525,000 | $328,000 | $1,005,000 | $311,000 | $2,843,000 |
| Hispanic | 26 | $10,210,000 | $392,000 | $1,505,000 | $199,000 | $540,000 |
| Asian | 11 | $4,295,000 | $390,000 | $1,485,000 | $193,000 | $1,084,000 |
| Not applicable | 10 | $3,430,000 | $343,000 | $1,105,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $1,370,000 | $342,000 | $1,005,000 | $59,000 | $197,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 310 | $138,650,000 | $447,000 | $2,795,000 | $302,000 | $3,204,000 |
| FHA-insured (Federal Housing Administration) | 9 | $2,735,000 | $303,000 | $575,000 | $96,000 | $177,000 |
| VA-guaranteed (Veterans Administration) | 1 | $215,000 | $215,000 | $215,000 | $127,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 125 | $55,535,000 | $444,000 | $2,535,000 | $336,000 | $2,896,000 |
| Loan Originated | 110 | $50,120,000 | $455,000 | $2,445,000 | $313,000 | $3,204,000 |
| Application Denied By Financial Institution | 59 | $26,655,000 | $451,000 | $2,795,000 | $209,000 | $1,615,000 |
| Application Approved But Not Accepted | 14 | $5,220,000 | $372,000 | $1,005,000 | $175,000 | $970,000 |
| Loan Purchased By The Institution | 10 | $3,430,000 | $343,000 | $1,105,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $640,000 | $320,000 | $455,000 | $220,000 | $274,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 261 | $114,945,000 | $440,000 | $2,535,000 | $316,000 | $3,204,000 |
| Collateral | 20 | $6,710,000 | $335,000 | $1,235,000 | $203,000 | $841,000 |
| Debt-To-Income Ratio | 13 | $6,775,000 | $521,000 | $1,755,000 | $143,000 | $480,000 |
| Other | 12 | $5,460,000 | $455,000 | $1,485,000 | $195,000 | $1,084,000 |
| Credit History | 6 | $1,520,000 | $253,000 | $475,000 | $131,000 | $444,000 |
| Unverifiable Information | 4 | $3,810,000 | $952,000 | $2,795,000 | $486,000 | $1,615,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,955,000 | $651,000 | $1,145,000 | $397,000 | $831,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $138,000 | $138,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Angel Oak Home Loans Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.