Angel Oak Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Angel Oak Home Loans Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Angel Oak Home Loans Llc 3600 Peachtree Road Nw, Suite 500 Atlanta, GA 30305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 320 |
| Total Mortgage Loan Application Amount | $141,600,000 |
| Average Mortgage Loan Application Amount | $350,333 |
| Highest Mortgage Loan Application Amount | $2,795,000 |
| Average Applicant Income | $195,333 |
| Highest Applicant Income | $3,204,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Angel Oak Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Angel Oak Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Angel Oak Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Angel Oak Home Loans Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Angel Oak Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Angel Oak Home Loans Llc's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 42 | $ 14,690,000 | $ 337,000 | $ 207,117 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 12 | $ 7,280,000 | $ 557,000 | $ 332,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11 | $ 3,815,000 | $ 346,000 | $ 459,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 10 | $ 3,860,000 | $ 386,000 | $ 220,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 10 | $ 9,120,000 | $ 912,000 | $ 349,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 9 | $ 4,195,000 | $ 466,000 | $ 471,000 |
| CHICAGO-NAPERVILLE, IL | 6 | $ 1,190,000 | $ 198,000 | $ 590,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 6,980,000 | $ 1,163,000 | $ 238,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 4,920,000 | $ 820,000 | $ 338,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 2,490,000 | $ 415,000 | $ 62,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 6 | $ 2,020,000 | $ 336,000 | $ 177,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 6 | $ 3,790,000 | $ 631,000 | $ 272,000 |
| WINSTON-SALEM, NC | 6 | $ 950,000 | $ 158,000 | $ 73,000 |
| JACKSONVILLE, FL | 5 | $ 2,325,000 | $ 465,000 | $ 200,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 5 | $ 1,735,000 | $ 347,000 | $ 198,000 |
| NEWARK, NJ-PA | 5 | $ 3,245,000 | $ 649,000 | $ 347,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 2,345,000 | $ 469,000 | $ 719,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 2,965,000 | $ 593,000 | $ 351,000 |
| PHILADELPHIA, PA | 5 | $ 965,000 | $ 193,000 | $ 31,000 |
| RALEIGH, NC | 5 | $ 1,935,000 | $ 387,000 | $ 136,000 |
| AUSTIN-ROUND ROCK, TX | 4 | $ 2,270,000 | $ 567,000 | $ 260,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 620,000 | $ 155,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 2,770,000 | $ 692,000 | $ 332,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 870,000 | $ 217,000 | $ 199,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 1,790,000 | $ 447,000 | $ 423,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 720,000 | $ 180,000 | $ 74,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4 | $ 1,850,000 | $ 462,000 | $ 398,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 4 | $ 1,850,000 | $ 462,000 | $ 524,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4 | $ 3,030,000 | $ 603,000 | $ 222,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 255,000 | $ 85,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 3 | $ 485,000 | $ 161,000 | $ 51,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 2,775,000 | $ 925,000 | $ 1,379,000 |
| DALLAS-PLANO-IRVING, TX | 3 | $ 1,175,000 | $ 391,000 | $ 161,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 1,475,000 | $ 491,000 | $ 404,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 1,565,000 | $ 521,000 | $ 250,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 305,000 | $ 101,000 | $ 7,000 |
| NEW YORK-NEWARK, NY | 3 | $ 1,815,000 | $ 605,000 | $ 181,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 675,000 | $ 225,000 | $ 5,000 |
| SAVANNAH, GA | 3 | $ 765,000 | $ 255,000 | $ 218,000 |
| VALDOSTA, GA | 3 | $ 555,000 | $ 185,000 | $ 86,000 |
| WACO, TX | 3 | $ 565,000 | $ 188,000 | $ 138,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 2,650,000 | $ 1,325,000 | $ 1,602,000 |
| BATON ROUGE, LA | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| CAMDEN, NJ | 2 | $ 670,000 | $ 335,000 | $ 286,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 610,000 | $ 305,000 | $ 108,000 |
| CHATTANOOGA, TN-GA | 2 | $ 660,000 | $ 330,000 | $ 106,000 |
| COLUMBIA, SC | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| COLUMBUS, GA-AL | 2 | $ 480,000 | $ 240,000 | $ 137,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2 | $ 1,590,000 | $ 795,000 | $ 1,177,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 760,000 | $ 380,000 | $ 337,000 |
| FAYETTEVILLE, NC | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 890,000 | $ 445,000 | $ 182,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 530,000 | $ 265,000 | $ 150,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 240,000 | $ 120,000 | $ 4,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 320,000 | $ 160,000 | $ 152,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 990,000 | $ 495,000 | $ 583,000 |
| SALISBURY, MD-DE | 2 | $ 540,000 | $ 270,000 | $ 320,500 |
| SAN DIEGO-CARLSBAD, CA | 2 | $ 990,000 | $ 495,000 | $ 1,478,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 2,550,000 | $ 1,275,000 | $ 583,000 |
| SHERMAN-DENISON, TX | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| WARNER ROBINS, GA | 2 | $ 690,000 | $ 345,000 | $ 381,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2 | $ 650,000 | $ 325,000 | $ 24,000 |
| ALBANY, GA | 1 | $ 375,000 | $ 375,000 | $ 739,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 1,645,000 | $ 1,645,000 | $ 427,000 |
| ASHEVILLE, NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| BOULDER, CO | 1 | $ 865,000 | $ 865,000 | $ 959,000 |
| BURLINGTON, NC | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 165,000 | $ 165,000 | $ 2,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 1,005,000 | $ 1,005,000 | $ 640,000 |
| COEUR D'ALENE, ID | 1 | $ 175,000 | $ 175,000 | $ 0 |
| COLUMBUS, OH | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| ENID, OK | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 395,000 | $ 395,000 | $ 296,000 |
| GREENVILLE, NC | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| HUNTSVILLE, AL | 1 | $ 165,000 | $ 165,000 | $ 578,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| JACKSONVILLE, NC | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| JOHNSON CITY, TN | 1 | $ 225,000 | $ 225,000 | $ 185,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 95,000 | $ 95,000 | $ 3,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 1,055,000 | $ 1,055,000 | $ 414,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| OCALA, FL | 1 | $ 305,000 | $ 305,000 | $ 195,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 115,000 | $ 115,000 | $ 19,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 1,535,000 | $ 1,535,000 | $ 600,000 |
| PITTSBURGH, PA | 1 | $ 115,000 | $ 115,000 | $ 3,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 805,000 | $ 805,000 | $ 810,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 255,000 | $ 255,000 | $ 188,000 |
| PUNTA GORDA, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| RICHMOND, VA | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 1,225,000 | $ 1,225,000 | $ 632,000 |
| SPARTANBURG, SC | 1 | $ 345,000 | $ 345,000 | $ 480,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 905,000 | $ 905,000 | $ 841,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| WICHITA, KS | 1 | $ 155,000 | $ 155,000 | $ 195,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 275,000 | $ 275,000 | $ 239,000 |
Mortgage Loan Application Detail Totals for Angel Oak Home Loans Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 169 | $86,845,000 | $513,000 | $2,795,000 | $371,000 | $2,896,000 |
| Refinancing | 150 | $54,580,000 | $363,000 | $2,445,000 | $215,000 | $3,204,000 |
| Cash-out Refinancing | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 166 | $75,550,000 | $455,000 | $2,445,000 | $306,000 | $3,204,000 |
| Not Provided | 70 | $34,750,000 | $496,000 | $2,795,000 | $330,000 | $2,896,000 |
| Black or African American | 29 | $9,525,000 | $328,000 | $1,005,000 | $311,000 | $2,843,000 |
| Hispanic | 26 | $10,210,000 | $392,000 | $1,505,000 | $199,000 | $540,000 |
| Asian | 11 | $4,295,000 | $390,000 | $1,485,000 | $193,000 | $1,084,000 |
| Not applicable | 10 | $3,430,000 | $343,000 | $1,105,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $1,370,000 | $342,000 | $1,005,000 | $59,000 | $197,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 310 | $138,650,000 | $447,000 | $2,795,000 | $302,000 | $3,204,000 |
| FHA-insured (Federal Housing Administration) | 9 | $2,735,000 | $303,000 | $575,000 | $96,000 | $177,000 |
| VA-guaranteed (Veterans Administration) | 1 | $215,000 | $215,000 | $215,000 | $127,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 125 | $55,535,000 | $444,000 | $2,535,000 | $336,000 | $2,896,000 |
| Loan Originated | 110 | $50,120,000 | $455,000 | $2,445,000 | $313,000 | $3,204,000 |
| Application Denied By Financial Institution | 59 | $26,655,000 | $451,000 | $2,795,000 | $209,000 | $1,615,000 |
| Application Approved But Not Accepted | 14 | $5,220,000 | $372,000 | $1,005,000 | $175,000 | $970,000 |
| Loan Purchased By The Institution | 10 | $3,430,000 | $343,000 | $1,105,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $640,000 | $320,000 | $455,000 | $220,000 | $274,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 261 | $114,945,000 | $440,000 | $2,535,000 | $316,000 | $3,204,000 |
| Collateral | 20 | $6,710,000 | $335,000 | $1,235,000 | $203,000 | $841,000 |
| Debt-To-Income Ratio | 13 | $6,775,000 | $521,000 | $1,755,000 | $143,000 | $480,000 |
| Other | 12 | $5,460,000 | $455,000 | $1,485,000 | $195,000 | $1,084,000 |
| Credit History | 6 | $1,520,000 | $253,000 | $475,000 | $131,000 | $444,000 |
| Unverifiable Information | 4 | $3,810,000 | $952,000 | $2,795,000 | $486,000 | $1,615,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,955,000 | $651,000 | $1,145,000 | $397,000 | $831,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $138,000 | $138,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Angel Oak Home Loans Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Angel Oak Home Loans Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.