Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Together Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Together Credit Union
Michael Dougherty
Saint Louis, MO 63118
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,704
Total Mortgage Loan Application Amount $227,761,000
Average Mortgage Loan Application Amount $122,666
Highest Mortgage Loan Application Amount $1,781,000
Average Applicant Income $83,666
Highest Applicant Income $656,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2013.

Mortgage Loan Application Totals for Together Credit Union by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 604 $ 78,645,000 $ 130,000 $ 86,000
St. Louis City County Missouri 178 $ 16,972,000 $ 95,000 $ 67,000
Jefferson County Missouri 147 $ 17,324,000 $ 117,000 $ 72,000
St. Charles County Missouri 112 $ 16,004,000 $ 142,000 $ 92,000
Harris County Texas 44 $ 5,010,000 $ 113,000 $ 83,000
Onondaga County New York 33 $ 3,402,000 $ 103,000 $ 91,000
Los Angeles County California 28 $ 6,456,000 $ 230,000 $ 85,000
Bexar County Texas 27 $ 3,544,000 $ 131,000 $ 75,000
Dallas County Texas 25 $ 3,024,000 $ 120,000 $ 73,000
Hillsborough County Florida 23 $ 2,921,000 $ 127,000 $ 69,000
Madison County Illinois 20 $ 2,318,000 $ 115,000 $ 92,000
St. Clair County Illinois 20 $ 2,512,000 $ 125,000 $ 88,000
James City County Virginia 19 $ 2,453,000 $ 129,000 $ 65,000
Franklin County Ohio 18 $ 1,687,000 $ 93,000 $ 74,000
Orange County Florida 17 $ 3,942,000 $ 231,000 $ 108,000
Franklin County Missouri 14 $ 1,645,000 $ 117,000 $ 111,000
Pasco County Florida 12 $ 1,940,000 $ 161,000 $ 87,000
Hillsborough County New Hampshire 12 $ 1,373,000 $ 114,000 $ 73,000
Delaware County Ohio 11 $ 1,639,000 $ 149,000 $ 81,000
Bartow County Georgia 10 $ 1,115,000 $ 111,000 $ 100,000
Solano County California 9 $ 2,147,000 $ 238,000 $ 86,000
Larimer County Colorado 9 $ 1,903,000 $ 211,000 $ 88,000
Camden County Missouri 9 $ 1,494,000 $ 166,000 $ 119,000
Montgomery County Texas 9 $ 1,744,000 $ 193,000 $ 95,000
San Diego County California 7 $ 2,187,000 $ 312,000 $ 124,000
Osceola County Florida 7 $ 1,115,000 $ 159,000 $ 88,000
Pinellas County Florida 7 $ 1,463,000 $ 209,000 $ 146,000
Lamar County Texas 7 $ 518,000 $ 74,000 $ 59,000
Maricopa County Arizona 6 $ 1,310,000 $ 218,000 $ 116,000
Brevard County Florida 6 $ 589,000 $ 98,000 $ 76,000
San Bernardino County California 5 $ 461,000 $ 92,000 $ 125,000
Lake County Florida 5 $ 774,000 $ 154,000 $ 113,000
Lee County Florida 5 $ 554,000 $ 110,000 $ 59,000
Nassau County Florida 5 $ 868,000 $ 173,000 $ 64,000
Monroe County Illinois 5 $ 903,000 $ 180,000 $ 102,000
St. Francois County Missouri 5 $ 378,000 $ 75,000 $ 71,000
Weld County Colorado 4 $ 440,000 $ 110,000 $ 74,000
Polk County Florida 4 $ 481,000 $ 120,000 $ 54,000
Oklahoma County Oklahoma 4 $ 540,000 $ 135,000 $ 92,000
Denton County Texas 4 $ 508,000 $ 127,000 $ 70,000
Fort Bend County Texas 4 $ 460,000 $ 115,000 $ 109,000
Tarrant County Texas 4 $ 608,000 $ 152,000 $ 138,000
Riverside County California 3 $ 569,000 $ 189,000 $ 72,000
San Joaquin County California 3 $ 461,000 $ 153,000 $ 75,000
Ventura County California 3 $ 728,000 $ 242,000 $ 146,000
Duval County Florida 3 $ 245,000 $ 81,000 $ 80,000
Cherokee County Georgia 3 $ 396,000 $ 132,000 $ 88,000
Floyd County Georgia 3 $ 435,000 $ 145,000 $ 68,000
Crawford County Missouri 3 $ 530,000 $ 176,000 $ 132,000
Greene County Missouri 3 $ 344,000 $ 114,000 $ 55,000
Morgan County Missouri 3 $ 314,000 $ 104,000 $ 106,000
Union County New Jersey 3 $ 577,000 $ 192,000 $ 83,000
Fairfield County Ohio 3 $ 383,000 $ 127,000 $ 82,000
Newport News County Virginia 3 $ 428,000 $ 142,000 $ 97,000
Pinal County Arizona 2 $ 249,000 $ 124,000 $ 66,000
Benton County Arkansas 2 $ 350,000 $ 175,000 $ 97,000
Orange County California 2 $ 672,000 $ 336,000 $ 100,000
Arapahoe County Colorado 2 $ 235,000 $ 117,000 $ 87,000
Jefferson County Colorado 2 $ 305,000 $ 152,000 $ 134,000
Manatee County Florida 2 $ 403,000 $ 201,000 $ 95,000
Seminole County Florida 2 $ 212,000 $ 106,000 $ 58,000
Volusia County Florida 2 $ 144,000 $ 72,000 $ 107,000
Cobb County Georgia 2 $ 272,000 $ 136,000 $ 142,000
Fulton County Georgia 2 $ 78,000 $ 39,000 $ 43,000
Gordon County Georgia 2 $ 204,000 $ 102,000 $ 98,000
Polk County Georgia 2 $ 206,000 $ 103,000 $ 46,000
Adams County Illinois 2 $ 241,000 $ 120,000 $ 65,000
Marion County Illinois 2 $ 240,000 $ 120,000 $ 82,000
Johnson County Kansas 2 $ 350,000 $ 175,000 $ 152,000
East Baton Rouge County Louisiana 2 $ 200,000 $ 100,000 $ 68,000
Boone County Missouri 2 $ 170,000 $ 85,000 $ 43,000
Butler County Missouri 2 $ 199,000 $ 99,000 $ 35,000
Madison County Missouri 2 $ 254,000 $ 127,000 $ 108,000
Ste. Genevieve County Missouri 2 $ 144,000 $ 72,000 $ 37,000
Mercer County New Jersey 2 $ 586,000 $ 293,000 $ 131,000
Nassau County New York 2 $ 448,000 $ 224,000 $ 94,000
Queens County New York 2 $ 1,098,000 $ 549,000 $ 69,000
Montgomery County Ohio 2 $ 143,000 $ 71,000 $ 38,000
Tulsa County Oklahoma 2 $ 198,000 $ 99,000 $ 66,000
Northampton County Pennsylvania 2 $ 526,000 $ 263,000 $ 85,000
Anderson County Tennessee 2 $ 788,000 $ 394,000 $ 216,000
Shelby County Tennessee 2 $ 206,000 $ 103,000 $ 107,000
Collin County Texas 2 $ 247,000 $ 123,000 $ 71,000
Galveston County Texas 2 $ 333,000 $ 166,000 $ 57,000
New Kent County Virginia 2 $ 392,000 $ 196,000 $ 119,000
Poquoson County Virginia 2 $ 570,000 $ 285,000 $ 68,000
Waukesha County Wisconsin 2 $ 423,000 $ 211,000 $ 111,000
Cochise County Arizona 1 $ 50,000 $ 50,000 $ 110,000
Pima County Arizona 1 $ 100,000 $ 100,000 $ 48,000
Randolph County Arkansas 1 $ 73,000 $ 73,000 $ 149,000
Contra Costa County California 1 $ 169,000 $ 169,000 $ 37,000
Kern County California 1 $ 150,000 $ 150,000 $ 56,000
Yolo County California 1 $ 40,000 $ 40,000 $ 86,000
Adams County Colorado 1 $ 271,000 $ 271,000 $ 86,000
Summit County Colorado 1 $ 281,000 $ 281,000 $ 180,000
Hartford County Connecticut 1 $ 108,000 $ 108,000 $ 74,000
Charlotte County Florida 1 $ 214,000 $ 214,000 $ 178,000
Citrus County Florida 1 $ 114,000 $ 114,000 $ 60,000
Clay County Florida 1 $ 268,000 $ 268,000 $ 87,000
Collier County Florida 1 $ 60,000 $ 60,000 $ 124,000
Escambia County Florida 1 $ 98,000 $ 98,000 $ 145,000
Holmes County Florida 1 $ 58,000 $ 58,000 $ 59,000
St. Johns County Florida 1 $ 203,000 $ 203,000 $ 114,000
Suwannee County Florida 1 $ 115,000 $ 115,000 $ 60,000
Camden County Georgia 1 $ 85,000 $ 85,000 $ 52,000
Chatham County Georgia 1 $ 120,000 $ 120,000 $ 139,000
DeKalb County Georgia 1 $ 350,000 $ 350,000 $ 150,000
Forsyth County Georgia 1 $ 224,000 $ 224,000 $ 134,000
Gilmer County Georgia 1 $ 136,000 $ 136,000 $ 36,000
Greene County Georgia 1 $ 140,000 $ 140,000 $ 204,000
Gwinnett County Georgia 1 $ 280,000 $ 280,000 $ 60,000
Muscogee County Georgia 1 $ 165,000 $ 165,000 $ 56,000
Paulding County Georgia 1 $ 168,000 $ 168,000 $ 58,000
Whitfield County Georgia 1 $ 114,000 $ 114,000 $ 65,000
Cook County Illinois 1 $ 228,000 $ 228,000 $ 117,000
Jackson County Illinois 1 $ 255,000 $ 255,000 $ 115,000
Jersey County Illinois 1 $ 5,000 $ 5,000 $ 42,000
Kankakee County Illinois 1 $ 115,000 $ 115,000 $ 101,000
Macoupin County Illinois 1 $ 125,000 $ 125,000 $ 92,000
Perry County Illinois 1 $ 200,000 $ 200,000 $ 76,000
Union County Illinois 1 $ 46,000 $ 46,000 $ 42,000
Jefferson County Indiana 1 $ 61,000 $ 61,000 $ 35,000
Essex County Massachusetts 1 $ 295,000 $ 295,000 $ 78,000
Hennepin County Minnesota 1 $ 189,000 $ 189,000 $ 107,000
Nicollet County Minnesota 1 $ 264,000 $ 264,000 $ 90,000
Cape Girardeau County Missouri 1 $ 75,000 $ 75,000 $ 44,000
Christian County Missouri 1 $ 193,000 $ 193,000 $ 128,000
Gasconade County Missouri 1 $ 30,000 $ 30,000 $ 40,000
Jackson County Missouri 1 $ 129,000 $ 129,000 $ 81,000
Montgomery County Missouri 1 $ 40,000 $ 40,000 $ 161,000
Pike County Missouri 1 $ 40,000 $ 40,000 $ 130,000
Stone County Missouri 1 $ 293,000 $ 293,000 $ 94,000
Taney County Missouri 1 $ 186,000 $ 186,000 $ 125,000
Warren County Missouri 1 $ 367,000 $ 367,000 $ 134,000
Washington County Missouri 1 $ 51,000 $ 51,000 $ 46,000
Clark County Nevada 1 $ 157,000 $ 157,000 $ 59,000
Merrimack County New Hampshire 1 $ 161,000 $ 161,000 $ 105,000
Sullivan County New Hampshire 1 $ 248,000 $ 248,000 $ 151,000
Camden County New Jersey 1 $ 80,000 $ 80,000 $ 61,000
Essex County New Jersey 1 $ 176,000 $ 176,000 $ 170,000
Hunterdon County New Jersey 1 $ 68,000 $ 68,000 $ 151,000
Middlesex County New Jersey 1 $ 35,000 $ 35,000 $ 114,000
Ocean County New Jersey 1 $ 25,000 $ 25,000 $ 90,000
Santa Fe County New Mexico 1 $ 32,000 $ 32,000 $ 99,000
Cayuga County New York 1 $ 43,000 $ 43,000 $ 29,000
Jefferson County New York 1 $ 56,000 $ 56,000 $ 67,000
Kings County New York 1 $ 625,000 $ 625,000 $ 236,000
Oswego County New York 1 $ 75,000 $ 75,000 $ 67,000
Ulster County New York 1 $ 339,000 $ 339,000 $ 117,000
Guilford County North Carolina 1 $ 334,000 $ 334,000 $ 129,000
Union County North Carolina 1 $ 77,000 $ 77,000 $ 75,000
Wake County North Carolina 1 $ 30,000 $ 30,000 $ 106,000
Erie County Ohio 1 $ 163,000 $ 163,000 $ 103,000
Knox County Ohio 1 $ 141,000 $ 141,000 $ 104,000
Licking County Ohio 1 $ 85,000 $ 85,000 $ 20,000
Logan County Ohio 1 $ 180,000 $ 180,000 $ 98,000
Morrow County Ohio 1 $ 100,000 $ 100,000 $ 60,000
Pickaway County Ohio 1 $ 138,000 $ 138,000 $ 91,000
Wood County Ohio 1 $ 375,000 $ 375,000 $ 149,000
Multnomah County Oregon 1 $ 417,000 $ 417,000 $ 135,000
Charleston County South Carolina 1 $ 106,000 $ 106,000 $ 32,000
Davidson County Tennessee 1 $ 162,000 $ 162,000 $ 70,000
Loudon County Tennessee 1 $ 127,000 $ 127,000 $ 58,000
Bell County Texas 1 $ 158,000 $ 158,000 $ 42,000
Brazoria County Texas 1 $ 140,000 $ 140,000 $ 75,000
Chambers County Texas 1 $ 50,000 $ 50,000 $ 61,000
Fayette County Texas 1 $ 230,000 $ 230,000 $ 116,000
Guadalupe County Texas 1 $ 50,000 $ 50,000 $ 90,000
Kerr County Texas 1 $ 370,000 $ 370,000 $ 64,000
Liberty County Texas 1 $ 71,000 $ 71,000 $ 77,000
Medina County Texas 1 $ 57,000 $ 57,000 $ 46,000
San Patricio County Texas 1 $ 51,000 $ 51,000 $ 135,000
Travis County Texas 1 $ 255,000 $ 255,000 $ 92,000
Fluvanna County Virginia 1 $ 120,000 $ 120,000 $ 35,000
Henrico County Virginia 1 $ 212,000 $ 212,000 $ 71,000
Mathews County Virginia 1 $ 87,000 $ 87,000 $ 65,000
Roanoke County Virginia 1 $ 209,000 $ 209,000 $ 121,000
York County Virginia 1 $ 103,000 $ 103,000 $ 65,000
Clark County Washington 1 $ 351,000 $ 351,000 $ 205,000
King County Washington 1 $ 399,000 $ 399,000 $ 151,000
Kitsap County Washington 1 $ 300,000 $ 300,000 $ 94,000
Mason County Washington 1 $ 292,000 $ 292,000 $ 148,000
Taylor County West Virginia 1 $ 236,000 $ 236,000 $ 146,000
Dane County Wisconsin 1 $ 188,000 $ 188,000 $ 112,000
Juneau County Wisconsin 1 $ 69,000 $ 69,000 $ 24,000

Mortgage Loan Application Detail Totals for Together Credit Union in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,063 $137,913,000 $129,000 $1,035,000 $83,000 $353,000
Home Purchase 475 $76,985,000 $162,000 $1,781,000 $89,000 $656,000
Home Improvement 166 $12,863,000 $77,000 $365,000 $79,000 $218,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,213 $159,988,000 $131,000 $1,222,000 $84,000 $615,000
Not Provided 224 $32,864,000 $146,000 $1,781,000 $96,000 $656,000
Black or African American 133 $14,556,000 $109,000 $406,000 $68,000 $264,000
Hispanic 106 $15,699,000 $148,000 $750,000 $75,000 $360,000
Asian 19 $3,616,000 $190,000 $465,000 $101,000 $285,000
American Indian or Alaskan Native 7 $686,000 $98,000 $136,000 $47,000 $85,000
Native Hawaiian or Other Pacific Islander 2 $352,000 $176,000 $216,000 $116,000 $178,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,704 $227,761,000 $133,000 $1,781,000 $84,000 $656,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 893 $120,973,000 $135,000 $1,781,000 $88,000 $656,000
Application Denied By Financial Institution 558 $71,471,000 $128,000 $1,035,000 $76,000 $417,000
Application Withdrawn By Applicant 252 $35,222,000 $139,000 $1,222,000 $87,000 $497,000
File Closed For Incompleteness 1 $95,000 $95,000 $95,000 $167,000 $167,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Together Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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