Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Together Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,660 |
| Total Mortgage Loan Application Amount | $250,821,000 |
| Average Mortgage Loan Application Amount | $135,333 |
| Highest Mortgage Loan Application Amount | $1,378,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 517 | $ 77,767,000 | $ 150,000 | $ 92,000 |
| St. Louis City County Missouri | 192 | $ 24,465,000 | $ 127,000 | $ 81,000 |
| Jefferson County Missouri | 166 | $ 22,492,000 | $ 135,000 | $ 79,000 |
| St. Charles County Missouri | 144 | $ 23,290,000 | $ 161,000 | $ 87,000 |
| Harris County Texas | 46 | $ 5,983,000 | $ 130,000 | $ 96,000 |
| St. Clair County Illinois | 33 | $ 4,130,000 | $ 125,000 | $ 83,000 |
| Dallas County Texas | 33 | $ 2,779,000 | $ 84,000 | $ 70,000 |
| Hillsborough County Florida | 31 | $ 3,143,000 | $ 101,000 | $ 52,000 |
| Madison County Illinois | 25 | $ 3,679,000 | $ 147,000 | $ 89,000 |
| Orange County Florida | 20 | $ 2,831,000 | $ 141,000 | $ 79,000 |
| Los Angeles County California | 19 | $ 5,132,000 | $ 270,000 | $ 103,000 |
| Larimer County Colorado | 17 | $ 3,341,000 | $ 196,000 | $ 79,000 |
| Franklin County Ohio | 17 | $ 1,760,000 | $ 103,000 | $ 73,000 |
| Hillsborough County New Hampshire | 15 | $ 2,486,000 | $ 165,000 | $ 86,000 |
| Franklin County Missouri | 14 | $ 1,958,000 | $ 139,000 | $ 82,000 |
| Pasco County Florida | 12 | $ 1,651,000 | $ 137,000 | $ 77,000 |
| Onondaga County New York | 12 | $ 1,094,000 | $ 91,000 | $ 87,000 |
| Monroe County Illinois | 11 | $ 1,805,000 | $ 164,000 | $ 100,000 |
| Bexar County Texas | 11 | $ 1,372,000 | $ 124,000 | $ 84,000 |
| Camden County Missouri | 10 | $ 1,473,000 | $ 147,000 | $ 118,000 |
| St. Francois County Missouri | 10 | $ 909,000 | $ 90,000 | $ 67,000 |
| James City County Virginia | 10 | $ 2,202,000 | $ 220,000 | $ 104,000 |
| Bartow County Georgia | 9 | $ 1,562,000 | $ 173,000 | $ 96,000 |
| Lincoln County Missouri | 9 | $ 1,380,000 | $ 153,000 | $ 66,000 |
| Weld County Colorado | 6 | $ 1,537,000 | $ 256,000 | $ 97,000 |
| San Diego County California | 5 | $ 1,297,000 | $ 259,000 | $ 65,000 |
| Osceola County Florida | 5 | $ 286,000 | $ 57,000 | $ 51,000 |
| Crawford County Missouri | 5 | $ 645,000 | $ 129,000 | $ 89,000 |
| Delaware County Ohio | 5 | $ 861,000 | $ 172,000 | $ 113,000 |
| Galveston County Texas | 5 | $ 759,000 | $ 151,000 | $ 108,000 |
| Tarrant County Texas | 5 | $ 408,000 | $ 81,000 | $ 139,000 |
| Maricopa County Arizona | 4 | $ 951,000 | $ 237,000 | $ 126,000 |
| Duval County Florida | 4 | $ 522,000 | $ 130,000 | $ 85,000 |
| Manatee County Florida | 4 | $ 1,117,000 | $ 279,000 | $ 89,000 |
| Polk County Florida | 4 | $ 541,000 | $ 135,000 | $ 55,000 |
| Oswego County New York | 4 | $ 466,000 | $ 116,000 | $ 69,000 |
| Fairfield County Ohio | 4 | $ 708,000 | $ 177,000 | $ 101,000 |
| Fort Bend County Texas | 4 | $ 606,000 | $ 151,000 | $ 117,000 |
| Riverside County California | 3 | $ 568,000 | $ 189,000 | $ 65,000 |
| Solano County California | 3 | $ 1,145,000 | $ 381,000 | $ 150,000 |
| Palm Beach County Florida | 3 | $ 724,000 | $ 241,000 | $ 126,000 |
| Pinellas County Florida | 3 | $ 509,000 | $ 169,000 | $ 116,000 |
| Seminole County Florida | 3 | $ 477,000 | $ 159,000 | $ 100,000 |
| Rockingham County New Hampshire | 3 | $ 400,000 | $ 133,000 | $ 106,000 |
| Middlesex County New Jersey | 3 | $ 389,000 | $ 129,000 | $ 63,000 |
| Licking County Ohio | 3 | $ 505,000 | $ 168,000 | $ 77,000 |
| Brazoria County Texas | 3 | $ 571,000 | $ 190,000 | $ 105,000 |
| Collin County Texas | 3 | $ 925,000 | $ 308,000 | $ 214,000 |
| Montgomery County Texas | 3 | $ 317,000 | $ 105,000 | $ 141,000 |
| York County Virginia | 3 | $ 453,000 | $ 151,000 | $ 53,000 |
| Greene County Arkansas | 2 | $ 271,000 | $ 135,000 | $ 64,000 |
| Ventura County California | 2 | $ 831,000 | $ 415,000 | $ 101,000 |
| Broward County Florida | 2 | $ 472,000 | $ 236,000 | $ 193,000 |
| Walton County Florida | 2 | $ 318,000 | $ 159,000 | $ 154,000 |
| Cobb County Georgia | 2 | $ 288,000 | $ 144,000 | $ 118,000 |
| DeKalb County Georgia | 2 | $ 209,000 | $ 104,000 | $ 92,000 |
| Polk County Georgia | 2 | $ 161,000 | $ 80,000 | $ 56,000 |
| Cook County Illinois | 2 | $ 133,000 | $ 66,000 | $ 103,000 |
| DuPage County Illinois | 2 | $ 253,000 | $ 126,000 | $ 52,000 |
| Christian County Missouri | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Madison County Missouri | 2 | $ 181,000 | $ 90,000 | $ 48,000 |
| Warren County Missouri | 2 | $ 235,000 | $ 117,000 | $ 69,000 |
| Washington County Missouri | 2 | $ 144,000 | $ 72,000 | $ 51,000 |
| Ocean County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Passaic County New Jersey | 2 | $ 525,000 | $ 262,000 | $ 97,000 |
| Tompkins County New York | 2 | $ 763,000 | $ 381,000 | $ 187,000 |
| Westchester County New York | 2 | $ 1,991,000 | $ 995,000 | $ 251,000 |
| Morrow County Ohio | 2 | $ 523,000 | $ 261,000 | $ 125,000 |
| Union County Ohio | 2 | $ 266,000 | $ 133,000 | $ 105,000 |
| Davidson County Tennessee | 2 | $ 462,000 | $ 231,000 | $ 99,000 |
| Chambers County Texas | 2 | $ 220,000 | $ 110,000 | $ 119,000 |
| Denton County Texas | 2 | $ 266,000 | $ 133,000 | $ 174,000 |
| Liberty County Texas | 2 | $ 118,000 | $ 59,000 | $ 74,000 |
| Gloucester County Virginia | 2 | $ 286,000 | $ 143,000 | $ 46,000 |
| Hampton County Virginia | 2 | $ 86,000 | $ 43,000 | $ 65,000 |
| Elmore County Alabama | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| Mobile County Alabama | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Mohave County Arizona | 1 | $ 129,000 | $ 129,000 | $ 204,000 |
| Yavapai County Arizona | 1 | $ 382,000 | $ 382,000 | $ 182,000 |
| Benton County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Conway County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Sebastian County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Van Buren County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 74,000 |
| Alameda County California | 1 | $ 553,000 | $ 553,000 | $ 136,000 |
| Colusa County California | 1 | $ 268,000 | $ 268,000 | $ 109,000 |
| Contra Costa County California | 1 | $ 395,000 | $ 395,000 | $ 187,000 |
| Imperial County California | 1 | $ 222,000 | $ 222,000 | $ 117,000 |
| Sacramento County California | 1 | $ 855,000 | $ 855,000 | $ 190,000 |
| Shasta County California | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Sonoma County California | 1 | $ 522,000 | $ 522,000 | $ 360,000 |
| Yolo County California | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Arapahoe County Colorado | 1 | $ 248,000 | $ 248,000 | $ 59,000 |
| Pitkin County Colorado | 1 | $ 320,000 | $ 320,000 | $ 96,000 |
| Bay County Florida | 1 | $ 134,000 | $ 134,000 | $ 133,000 |
| Brevard County Florida | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Citrus County Florida | 1 | $ 84,000 | $ 84,000 | $ 104,000 |
| Clay County Florida | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
| Indian River County Florida | 1 | $ 233,000 | $ 233,000 | $ 90,000 |
| Lee County Florida | 1 | $ 220,000 | $ 220,000 | $ 141,000 |
| Leon County Florida | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Marion County Florida | 1 | $ 49,000 | $ 49,000 | $ 99,000 |
| Martin County Florida | 1 | $ 137,000 | $ 137,000 | $ 90,000 |
| Miami-Dade County Florida | 1 | $ 927,000 | $ 927,000 | $ 297,000 |
| Santa Rosa County Florida | 1 | $ 131,000 | $ 131,000 | $ 116,000 |
| Sarasota County Florida | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 428,000 | $ 428,000 | $ 150,000 |
| St. Lucie County Florida | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Suwannee County Florida | 1 | $ 84,000 | $ 84,000 | $ 31,000 |
| Camden County Georgia | 1 | $ 121,000 | $ 121,000 | $ 61,000 |
| Chattooga County Georgia | 1 | $ 101,000 | $ 101,000 | $ 94,000 |
| Cherokee County Georgia | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
| Coweta County Georgia | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Floyd County Georgia | 1 | $ 234,000 | $ 234,000 | $ 108,000 |
| Forsyth County Georgia | 1 | $ 392,000 | $ 392,000 | $ 111,000 |
| Fulton County Georgia | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Gwinnett County Georgia | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Henry County Georgia | 1 | $ 318,000 | $ 318,000 | $ 236,000 |
| Paulding County Georgia | 1 | $ 81,000 | $ 81,000 | $ 81,000 |
| Brown County Illinois | 1 | $ 116,000 | $ 116,000 | $ 109,000 |
| Clinton County Illinois | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| Jersey County Illinois | 1 | $ 63,000 | $ 63,000 | $ 105,000 |
| Macoupin County Illinois | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Randolph County Illinois | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Washington County Illinois | 1 | $ 361,000 | $ 361,000 | $ 168,000 |
| Linn County Iowa | 1 | $ 300,000 | $ 300,000 | $ 63,000 |
| Pottawattamie County Iowa | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Barton County Kansas | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Fayette County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 247,000 |
| Jefferson County Kentucky | 1 | $ 207,000 | $ 207,000 | $ 80,000 |
| East Baton Rouge County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Livingston County Louisiana | 1 | $ 173,000 | $ 173,000 | $ 123,000 |
| Aroostook County Maine | 1 | $ 252,000 | $ 252,000 | $ 258,000 |
| York County Maine | 1 | $ 208,000 | $ 208,000 | $ 170,000 |
| Baltimore City County Maryland | 1 | $ 179,000 | $ 179,000 | $ 97,000 |
| Cecil County Maryland | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Prince George's County Maryland | 1 | $ 360,000 | $ 360,000 | $ 105,000 |
| Middlesex County Massachusetts | 1 | $ 720,000 | $ 720,000 | $ 602,000 |
| Plymouth County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 192,000 |
| Calhoun County Michigan | 1 | $ 58,000 | $ 58,000 | $ 92,000 |
| Crawford County Michigan | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Kent County Michigan | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Lake County Michigan | 1 | $ 58,000 | $ 58,000 | $ 92,000 |
| Macomb County Michigan | 1 | $ 169,000 | $ 169,000 | $ 106,000 |
| Lake County Minnesota | 1 | $ 219,000 | $ 219,000 | $ 141,000 |
| Boone County Missouri | 1 | $ 1,378,000 | $ 1,378,000 | $ 473,000 |
| Greene County Missouri | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Iron County Missouri | 1 | $ 96,000 | $ 96,000 | $ 142,000 |
| Miller County Missouri | 1 | $ 400,000 | $ 400,000 | $ 101,000 |
| Perry County Missouri | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Phelps County Missouri | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Pike County Missouri | 1 | $ 350,000 | $ 350,000 | $ 218,000 |
| Polk County Missouri | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Putnam County Missouri | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Reynolds County Missouri | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Ste. Genevieve County Missouri | 1 | $ 22,000 | $ 22,000 | $ 57,000 |
| Stoddard County Missouri | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Taney County Missouri | 1 | $ 32,000 | $ 32,000 | $ 70,000 |
| Clark County Nevada | 1 | $ 296,000 | $ 296,000 | $ 159,000 |
| Merrimack County New Hampshire | 1 | $ 217,000 | $ 217,000 | $ 88,000 |
| Essex County New Jersey | 1 | $ 247,000 | $ 247,000 | $ 141,000 |
| Bernalillo County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Los Alamos County New Mexico | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Torrance County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 102,000 |
| Monroe County New York | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Brunswick County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| Haywood County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Iredell County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Washington County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Walsh County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Knox County Ohio | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Medina County Ohio | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Cleveland County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
| Oklahoma County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Adams County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 71,000 |
| Allegheny County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 280,000 |
| Wayne County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 301,000 |
| Aiken County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| Beaufort County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| Charleston County South Carolina | 1 | $ 538,000 | $ 538,000 | $ 90,000 |
| Loudon County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Wilson County Tennessee | 1 | $ 321,000 | $ 321,000 | $ 162,000 |
| Brazos County Texas | 1 | $ 69,000 | $ 69,000 | $ 136,000 |
| Comal County Texas | 1 | $ 221,000 | $ 221,000 | $ 111,000 |
| El Paso County Texas | 1 | $ 68,000 | $ 68,000 | $ 100,000 |
| Ellis County Texas | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Hood County Texas | 1 | $ 77,000 | $ 77,000 | $ 129,000 |
| Johnson County Texas | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Kaufman County Texas | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Lubbock County Texas | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Travis County Texas | 1 | $ 286,000 | $ 286,000 | $ 86,000 |
| Williamson County Texas | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Harrisonburg County Virginia | 1 | $ 194,000 | $ 194,000 | $ 55,000 |
| King William County Virginia | 1 | $ 228,000 | $ 228,000 | $ 95,000 |
| Middlesex County Virginia | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Nelson County Virginia | 1 | $ 221,000 | $ 221,000 | $ 95,000 |
| Newport News County Virginia | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Northampton County Virginia | 1 | $ 28,000 | $ 28,000 | $ 94,000 |
| Page County Virginia | 1 | $ 114,000 | $ 114,000 | $ 182,000 |
| Richmond City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Williamsburg County Virginia | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Dane County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 109,000 |
| Waukesha County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 794 | $111,508,000 | $140,000 | $1,000,000 | $85,000 | $337,000 |
| Home Purchase | 662 | $122,686,000 | $185,000 | $1,378,000 | $96,000 | $996,000 |
| Home Improvement | 204 | $16,627,000 | $81,000 | $413,000 | $84,000 | $282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,196 | $180,464,000 | $150,000 | $1,350,000 | $89,000 | $996,000 |
| Not Provided | 215 | $35,145,000 | $163,000 | $1,378,000 | $96,000 | $487,000 |
| Black or African American | 134 | $15,344,000 | $114,000 | $618,000 | $76,000 | $236,000 |
| Hispanic | 89 | $14,220,000 | $159,000 | $720,000 | $85,000 | $602,000 |
| Asian | 21 | $4,688,000 | $223,000 | $596,000 | $112,000 | $270,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $814,000 | $203,000 | $333,000 | $95,000 | $124,000 |
| American Indian or Alaskan Native | 1 | $146,000 | $146,000 | $146,000 | $77,000 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,660 | $250,821,000 | $151,000 | $1,378,000 | $89,000 | $996,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,073 | $170,473,000 | $158,000 | $1,378,000 | $93,000 | $996,000 |
| Application Denied By Financial Institution | 310 | $36,671,000 | $118,000 | $991,000 | $74,000 | $487,000 |
| Application Withdrawn By Applicant | 261 | $41,134,000 | $157,000 | $720,000 | $93,000 | $602,000 |
| File Closed For Incompleteness | 16 | $2,543,000 | $158,000 | $380,000 | $91,000 | $204,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.