Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Together Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,937 |
| Total Mortgage Loan Application Amount | $928,895,000 |
| Average Mortgage Loan Application Amount | $168,600 |
| Highest Mortgage Loan Application Amount | $2,815,000 |
| Average Applicant Income | $114,200 |
| Highest Applicant Income | $2,695,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 3,540 | $ 641,400,000 | $ 165,500 | $ 119,500 |
| NA (OUTSIDE OF MSA/MD) | 189 | $ 34,425,000 | $ 206,230 | $ 123,076 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 91 | $ 15,335,000 | $ 168,000 | $ 112,000 |
| COLUMBUS, OH | 87 | $ 14,665,000 | $ 168,000 | $ 101,000 |
| DALLAS-PLANO-IRVING, TX | 79 | $ 13,725,000 | $ 173,000 | $ 102,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 79 | $ 11,915,000 | $ 150,000 | $ 82,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 74 | $ 13,230,000 | $ 178,000 | $ 94,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 63 | $ 18,915,000 | $ 300,000 | $ 121,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 60 | $ 10,280,000 | $ 171,000 | $ 94,000 |
| JACKSONVILLE, FL | 44 | $ 9,200,000 | $ 209,000 | $ 119,000 |
| FORT COLLINS, CO | 39 | $ 9,315,000 | $ 238,000 | $ 96,000 |
| SYRACUSE, NY | 34 | $ 4,600,000 | $ 135,000 | $ 122,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 34 | $ 5,310,000 | $ 156,000 | $ 101,000 |
| MANCHESTER-NASHUA, NH | 32 | $ 7,500,000 | $ 234,000 | $ 133,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 19 | $ 5,165,000 | $ 271,000 | $ 151,000 |
| VALLEJO-FAIRFIELD, CA | 18 | $ 5,280,000 | $ 293,000 | $ 121,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 17 | $ 2,815,000 | $ 165,000 | $ 114,000 |
| GREELEY, CO | 15 | $ 2,785,000 | $ 185,000 | $ 105,000 |
| NEW YORK-NEWARK, NY | 15 | $ 3,205,000 | $ 135,000 | $ 144,500 |
| RICHMOND, VA | 15 | $ 2,375,000 | $ 158,000 | $ 98,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 14 | $ 3,150,000 | $ 225,000 | $ 121,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 1,855,000 | $ 142,000 | $ 92,000 |
| KANSAS CITY, MO-KS | 13 | $ 3,285,000 | $ 256,500 | $ 200,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 1,980,000 | $ 165,000 | $ 79,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 1,245,000 | $ 113,000 | $ 98,000 |
| NEWARK, NJ-PA | 10 | $ 3,850,000 | $ 385,000 | $ 189,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 2,430,000 | $ 243,000 | $ 122,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 9 | $ 4,755,000 | $ 465,500 | $ 174,000 |
| SAN DIEGO-CARLSBAD, CA | 9 | $ 3,805,000 | $ 422,000 | $ 182,000 |
| DENVER-AURORA-LAKEWOOD, CO | 7 | $ 1,745,000 | $ 249,000 | $ 128,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 7 | $ 2,665,000 | $ 380,000 | $ 172,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 3,315,000 | $ 482,666 | $ 197,666 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 2,370,000 | $ 395,000 | $ 262,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 2,010,000 | $ 335,000 | $ 114,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 1,240,000 | $ 206,000 | $ 132,000 |
| SPRINGFIELD, MO | 6 | $ 990,000 | $ 165,000 | $ 132,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 1,255,000 | $ 251,000 | $ 73,000 |
| CARBONDALE-MARION, IL | 5 | $ 835,000 | $ 167,000 | $ 170,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 845,000 | $ 169,000 | $ 95,000 |
| PORT ST. LUCIE, FL | 5 | $ 625,000 | $ 125,000 | $ 127,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 5 | $ 1,165,000 | $ 233,000 | $ 107,000 |
| TULSA, OK | 5 | $ 1,335,000 | $ 267,000 | $ 141,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 460,000 | $ 115,000 | $ 54,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 910,000 | $ 227,000 | $ 90,000 |
| CHARLOTTESVILLE, VA | 4 | $ 830,000 | $ 207,000 | $ 95,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 420,000 | $ 105,000 | $ 113,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 820,000 | $ 205,000 | $ 124,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4 | $ 1,520,000 | $ 380,000 | $ 114,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 4 | $ 1,070,000 | $ 267,000 | $ 212,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 990,000 | $ 247,000 | $ 188,000 |
| PUNTA GORDA, FL | 4 | $ 520,000 | $ 130,000 | $ 67,000 |
| ROME, GA | 4 | $ 520,000 | $ 130,000 | $ 100,000 |
| ST. JOSEPH, MO-KS | 4 | $ 700,000 | $ 155,000 | $ 103,500 |
| STOCKTON-LODI, CA | 4 | $ 1,530,000 | $ 382,000 | $ 123,000 |
| WORCESTER, MA-CT | 4 | $ 1,820,000 | $ 455,000 | $ 232,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 345,000 | $ 115,000 | $ 232,000 |
| ASHEVILLE, NC | 3 | $ 295,000 | $ 98,000 | $ 43,000 |
| BRUNSWICK, GA | 3 | $ 195,000 | $ 65,000 | $ 109,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 425,000 | $ 141,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 575,000 | $ 191,000 | $ 110,000 |
| CHICAGO-NAPERVILLE, IL | 3 | $ 1,425,000 | $ 475,000 | $ 187,000 |
| CLEVELAND-ELYRIA, OH | 3 | $ 415,000 | $ 138,000 | $ 118,000 |
| COLUMBIA, MO | 3 | $ 1,435,000 | $ 478,000 | $ 235,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 325,000 | $ 108,000 | $ 29,000 |
| GRAND JUNCTION, CO | 3 | $ 725,000 | $ 241,000 | $ 71,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $ 1,045,000 | $ 348,000 | $ 117,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 1,865,000 | $ 621,000 | $ 296,000 |
| OKLAHOMA CITY, OK | 3 | $ 605,000 | $ 201,000 | $ 126,000 |
| RALEIGH, NC | 3 | $ 665,000 | $ 221,000 | $ 120,000 |
| SANTA FE, NM | 3 | $ 545,000 | $ 181,000 | $ 73,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
| BOSTON, MA | 2 | $ 450,000 | $ 225,000 | $ 208,000 |
| BOULDER, CO | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2 | $ 210,000 | $ 105,000 | $ 122,000 |
| CHICO, CA | 2 | $ 670,000 | $ 335,000 | $ 88,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 240,000 | $ 120,000 | $ 153,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 930,000 | $ 465,000 | $ 178,000 |
| DALTON, GA | 2 | $ 240,000 | $ 120,000 | $ 179,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 460,000 | $ 230,000 | $ 146,000 |
| EAST STROUDSBURG, PA | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 760,000 | $ 380,000 | $ 95,000 |
| JACKSON, MS | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 190,000 | $ 95,000 | $ 161,000 |
| LONGVIEW, TX | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 490,000 | $ 245,000 | $ 122,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 280,000 | $ 140,000 | $ 138,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 590,000 | $ 295,000 | $ 201,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| SAN RAFAEL, CA | 2 | $ 330,000 | $ 165,000 | $ 141,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 2,320,000 | $ 1,160,000 | $ 415,000 |
| TOLEDO, OH | 2 | $ 240,000 | $ 120,000 | $ 106,000 |
| TYLER, TX | 2 | $ 340,000 | $ 170,000 | $ 122,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| BAKERSFIELD, CA | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| BATON ROUGE, LA | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 635,000 | $ 635,000 | $ 270,000 |
| CANTON-MASSILLON, OH | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 185,000 | $ 185,000 | $ 328,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| CHATTANOOGA, TN-GA | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| CLARKSVILLE, TN-KY | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| COLORADO SPRINGS, CO | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| DECATUR, IL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| DOTHAN, AL | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| DOVER, DE | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| ELGIN, IL | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| ELKHART-GOSHEN, IN | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
| FAYETTEVILLE, NC | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 285,000 | $ 285,000 | $ 230,000 |
| FORT WAYNE, IN | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| GAINESVILLE, FL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 145,000 | $ 145,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 425,000 | $ 425,000 | $ 124,000 |
| HUNTSVILLE, AL | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| JEFFERSON CITY, MO | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 85,000 | $ 85,000 | $ 168,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| KINGSTON, NY | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| LAWRENCE, KS | 1 | $ 315,000 | $ 315,000 | $ 343,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 35,000 | $ 35,000 | $ 283,000 |
| MADISON, WI | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| MANSFIELD, OH | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 5,000 | $ 5,000 | $ 135,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| NAPA, CA | 1 | $ 1,005,000 | $ 1,005,000 | $ 319,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 325,000 | $ 325,000 | $ 184,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| OCALA, FL | 1 | $ 215,000 | $ 215,000 | $ 156,000 |
| PANAMA CITY, FL | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| PEORIA, IL | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| PHILADELPHIA, PA | 1 | $ 405,000 | $ 405,000 | $ 284,000 |
| PITTSBURGH, PA | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| PUEBLO, CO | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| SALINAS, CA | 1 | $ 555,000 | $ 555,000 | $ 266,000 |
| SALISBURY, MD-DE | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| SALT LAKE CITY, UT | 1 | $ 305,000 | $ 305,000 | $ 146,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 955,000 | $ 955,000 | $ 515,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 515,000 | $ 515,000 | $ 305,000 |
| SHERMAN-DENISON, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| SPRINGFIELD, IL | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| SPRINGFIELD, OH | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| ST. GEORGE, UT | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| TALLAHASSEE, FL | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| TERRE HAUTE, IN | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| THE VILLAGES, FL | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| TUCSON, AZ | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 405,000 | $ 405,000 | $ 294,000 |
| WAUSAU, WI | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| WHEELING, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| WICHITA, KS | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 335,000 | $ 335,000 | $ 243,000 |
| WILMINGTON, NC | 1 | $ 175,000 | $ 175,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,757 | $383,835,000 | $218,000 | $2,815,000 | $126,000 | $2,695,000 |
| Home Purchase | 1,014 | $240,740,000 | $237,000 | $2,725,000 | $117,000 | $1,160,000 |
| Cash-out Refinancing | 892 | $197,610,000 | $221,000 | $2,005,000 | $120,000 | $1,500,000 |
| Home Improvement | 648 | $37,920,000 | $58,000 | $355,000 | $112,000 | $1,385,000 |
| Other Purpose | 626 | $68,790,000 | $109,000 | $1,065,000 | $96,000 | $1,789,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,729 | $701,825,000 | $188,000 | $2,815,000 | $120,000 | $1,586,000 |
| Not Provided | 474 | $91,070,000 | $192,000 | $2,245,000 | $113,000 | $2,695,000 |
| Black or African American | 323 | $49,525,000 | $153,000 | $1,075,000 | $101,000 | $613,000 |
| Hispanic | 208 | $38,970,000 | $187,000 | $1,205,000 | $99,000 | $396,000 |
| Asian | 109 | $26,075,000 | $239,000 | $1,975,000 | $145,000 | $1,109,000 |
| Not applicable | 67 | $17,885,000 | $266,000 | $2,725,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $2,480,000 | $112,000 | $355,000 | $91,000 | $253,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $660,000 | $165,000 | $245,000 | $64,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,914 | $924,090,000 | $188,000 | $2,815,000 | $117,000 | $2,695,000 |
| FHA-insured (Federal Housing Administration) | 14 | $2,640,000 | $188,000 | $465,000 | $94,000 | $222,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,165,000 | $240,000 | $455,000 | $113,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,716 | $538,850,000 | $198,000 | $2,725,000 | $123,000 | $1,789,000 |
| Application Denied By Financial Institution | 710 | $98,020,000 | $138,000 | $2,815,000 | $89,000 | $1,166,000 |
| File Closed For Incompleteness | 682 | $122,410,000 | $179,000 | $1,205,000 | $117,000 | $1,356,000 |
| Application Withdrawn By Applicant | 634 | $129,210,000 | $203,000 | $2,245,000 | $124,000 | $2,695,000 |
| Application Approved But Not Accepted | 195 | $40,405,000 | $207,000 | $1,505,000 | $125,000 | $1,160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,227 | $830,875,000 | $196,000 | $2,725,000 | $122,000 | $2,695,000 |
| Credit History | 269 | $30,475,000 | $113,000 | $745,000 | $99,000 | $706,000 |
| Debt-To-Income Ratio | 158 | $28,570,000 | $180,000 | $2,815,000 | $67,000 | $1,166,000 |
| Credit Application Incomplete | 119 | $15,625,000 | $131,000 | $605,000 | $64,000 | $347,000 |
| Collateral | 81 | $9,275,000 | $114,000 | $755,000 | $112,000 | $525,000 |
| Other | 61 | $10,565,000 | $173,000 | $1,205,000 | $116,000 | $750,000 |
| Unverifiable Information | 11 | $1,325,000 | $120,000 | $315,000 | $86,000 | $343,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,300,000 | $216,000 | $905,000 | $106,000 | $198,000 |
| Employment History | 4 | $580,000 | $145,000 | $235,000 | $67,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $305,000 | $305,000 | $305,000 | $130,000 | $130,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.