Apci Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Apci Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apci Federal Credit Union Po Box 20147 Allentown, PA 18002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 408 |
| Total Mortgage Loan Application Amount | $52,676,000 |
| Average Mortgage Loan Application Amount | $142,333 |
| Highest Mortgage Loan Application Amount | $620,000 |
| Average Applicant Income | $114,666 |
| Highest Applicant Income | $504,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Apci Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apci Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Apci Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apci Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apci Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apci Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lehigh County Pennsylvania | 155 | $ 22,109,000 | $ 142,000 | $ 121,000 |
| Berks County Pennsylvania | 24 | $ 2,090,000 | $ 87,000 | $ 96,000 |
| Northampton County Pennsylvania | 23 | $ 3,406,000 | $ 148,000 | $ 111,000 |
| Schuylkill County Pennsylvania | 12 | $ 686,000 | $ 57,000 | $ 89,000 |
| Montgomery County Pennsylvania | 10 | $ 2,083,000 | $ 208,000 | $ 181,000 |
| Harris County Texas | 8 | $ 601,000 | $ 75,000 | $ 79,000 |
| Ascension County Louisiana | 6 | $ 679,000 | $ 113,000 | $ 103,000 |
| Chester County Pennsylvania | 6 | $ 1,480,000 | $ 246,000 | $ 222,000 |
| Maricopa County Arizona | 5 | $ 965,000 | $ 193,000 | $ 165,000 |
| Carbon County Pennsylvania | 5 | $ 490,000 | $ 98,000 | $ 116,000 |
| Lancaster County Pennsylvania | 5 | $ 689,000 | $ 137,000 | $ 117,000 |
| Luzerne County Pennsylvania | 5 | $ 437,000 | $ 87,000 | $ 68,000 |
| Los Angeles County California | 4 | $ 515,000 | $ 128,000 | $ 73,000 |
| St. Tammany County Louisiana | 4 | $ 180,000 | $ 45,000 | $ 70,000 |
| Ocean County New Jersey | 4 | $ 586,000 | $ 146,000 | $ 192,000 |
| Rockwall County Texas | 4 | $ 1,002,000 | $ 250,000 | $ 101,000 |
| Newton County Georgia | 3 | $ 116,000 | $ 38,000 | $ 54,000 |
| Bucks County Pennsylvania | 3 | $ 194,000 | $ 64,000 | $ 63,000 |
| Galveston County Texas | 3 | $ 261,000 | $ 87,000 | $ 125,000 |
| Placer County California | 2 | $ 399,000 | $ 199,000 | $ 93,000 |
| Flagler County Florida | 2 | $ 197,000 | $ 98,000 | $ 101,000 |
| Hillsborough County Florida | 2 | $ 145,000 | $ 72,000 | $ 79,000 |
| Manatee County Florida | 2 | $ 321,000 | $ 160,000 | $ 93,000 |
| Osceola County Florida | 2 | $ 186,000 | $ 93,000 | $ 80,000 |
| Pinellas County Florida | 2 | $ 236,000 | $ 118,000 | $ 149,000 |
| Porter County Indiana | 2 | $ 48,000 | $ 24,000 | $ 78,000 |
| Sedgwick County Kansas | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| Allen County Louisiana | 2 | $ 448,000 | $ 224,000 | $ 162,000 |
| East Baton Rouge County Louisiana | 2 | $ 766,000 | $ 383,000 | $ 174,000 |
| St. James County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 91,000 |
| Lawrence County Mississippi | 2 | $ 10,000 | $ 5,000 | $ 60,000 |
| Pearl River County Mississippi | 2 | $ 355,000 | $ 177,000 | $ 73,000 |
| Hunterdon County New Jersey | 2 | $ 276,000 | $ 138,000 | $ 175,000 |
| Portage County Ohio | 2 | $ 139,000 | $ 69,000 | $ 92,000 |
| Butler County Pennsylvania | 2 | $ 175,000 | $ 87,000 | $ 85,000 |
| Lackawanna County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 92,000 |
| Monroe County Pennsylvania | 2 | $ 267,000 | $ 133,000 | $ 126,000 |
| Philadelphia County Pennsylvania | 2 | $ 221,000 | $ 110,000 | $ 63,000 |
| York County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 58,000 |
| Carter County Tennessee | 2 | $ 159,000 | $ 79,000 | $ 107,000 |
| Dallas County Texas | 2 | $ 28,000 | $ 14,000 | $ 116,000 |
| Fort Bend County Texas | 2 | $ 176,000 | $ 88,000 | $ 129,000 |
| Travis County Texas | 2 | $ 347,000 | $ 173,000 | $ 200,000 |
| Madison County Alabama | 1 | $ 168,000 | $ 168,000 | $ 98,000 |
| Mobile County Alabama | 1 | $ 13,000 | $ 13,000 | $ 96,000 |
| Pima County Arizona | 1 | $ 16,000 | $ 16,000 | $ 114,000 |
| Pinal County Arizona | 1 | $ 424,000 | $ 424,000 | $ 207,000 |
| Contra Costa County California | 1 | $ 41,000 | $ 41,000 | $ 210,000 |
| Orange County California | 1 | $ 500,000 | $ 500,000 | $ 194,000 |
| Riverside County California | 1 | $ 40,000 | $ 40,000 | $ 260,000 |
| San Bernardino County California | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| San Diego County California | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Arapahoe County Colorado | 1 | $ 340,000 | $ 340,000 | $ 107,000 |
| Litchfield County Connecticut | 1 | $ 9,000 | $ 9,000 | $ 120,000 |
| Kent County Delaware | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Escambia County Florida | 1 | $ 201,000 | $ 201,000 | $ 152,000 |
| Orange County Florida | 1 | $ 88,000 | $ 88,000 | $ 19,000 |
| Polk County Florida | 1 | $ 5,000 | $ 5,000 | $ 56,000 |
| Santa Rosa County Florida | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| Gwinnett County Georgia | 1 | $ 158,000 | $ 158,000 | $ 159,000 |
| Rockdale County Georgia | 1 | $ 8,000 | $ 8,000 | $ 102,000 |
| Cook County Illinois | 1 | $ 169,000 | $ 169,000 | $ 234,000 |
| Putnam County Illinois | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| St. Clair County Illinois | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| LaPorte County Indiana | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Finney County Kansas | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Rice County Kansas | 1 | $ 174,000 | $ 174,000 | $ 145,000 |
| Bullitt County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 126,000 |
| Graves County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Greenup County Kentucky | 1 | $ 254,000 | $ 254,000 | $ 242,000 |
| Lawrence County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 55,000 |
| Marshall County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Calcasieu County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Tangipahoa County Louisiana | 1 | $ 220,000 | $ 220,000 | $ 124,000 |
| Washington County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 183,000 |
| West Baton Rouge County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Anne Arundel County Maryland | 1 | $ 189,000 | $ 189,000 | $ 126,000 |
| Hampden County Massachusetts | 1 | $ 18,000 | $ 18,000 | $ 208,000 |
| Middlesex County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Lincoln County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 101,000 |
| St. Louis City County Missouri | 1 | $ 400,000 | $ 400,000 | $ 245,000 |
| Warren County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Bernalillo County New Mexico | 1 | $ 3,000 | $ 3,000 | $ 77,000 |
| Columbia County New York | 1 | $ 5,000 | $ 5,000 | $ 123,000 |
| Erie County New York | 1 | $ 107,000 | $ 107,000 | $ 130,000 |
| Onondaga County New York | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Rensselaer County New York | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Guilford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Vance County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 64,000 |
| Franklin County Ohio | 1 | $ 350,000 | $ 350,000 | $ 210,000 |
| Delaware County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 39,000 |
| Mayes County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Cambria County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Columbia County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Cumberland County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 186,000 |
| Delaware County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
| Lebanon County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 142,000 |
| Lycoming County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 159,000 |
| Northumberland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Somerset County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Washington County Rhode Island | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Sullivan County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Bastrop County Texas | 1 | $ 58,000 | $ 58,000 | $ 95,000 |
| Denton County Texas | 1 | $ 12,000 | $ 12,000 | $ 105,000 |
| Ellis County Texas | 1 | $ 21,000 | $ 21,000 | $ 96,000 |
| Johnson County Texas | 1 | $ 18,000 | $ 18,000 | $ 103,000 |
| Refugio County Texas | 1 | $ 6,000 | $ 6,000 | $ 107,000 |
| Accomack County Virginia | 1 | $ 160,000 | $ 160,000 | $ 100,000 |
| Spotsylvania County Virginia | 1 | $ 206,000 | $ 206,000 | $ 80,000 |
| King County Washington | 1 | $ 384,000 | $ 384,000 | $ 243,000 |
| Rock County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 154,000 |
| Vilas County Wisconsin | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Sweetwater County Wyoming | 1 | $ 9,000 | $ 9,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Apci Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 212 | $38,040,000 | $179,000 | $620,000 | $124,000 | $504,000 |
| Home Improvement | 180 | $11,677,000 | $64,000 | $424,000 | $107,000 | $470,000 |
| Home Purchase | 16 | $2,959,000 | $184,000 | $328,000 | $113,000 | $283,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 236 | $35,020,000 | $148,000 | $620,000 | $118,000 | $504,000 |
| Not Provided | 138 | $11,855,000 | $85,000 | $500,000 | $109,000 | $296,000 |
| Asian | 14 | $3,035,000 | $216,000 | $500,000 | $154,000 | $321,000 |
| Black or African American | 13 | $1,872,000 | $144,000 | $400,000 | $101,000 | $245,000 |
| Hispanic | 7 | $894,000 | $127,000 | $384,000 | $99,000 | $243,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 408 | $52,676,000 | $129,000 | $620,000 | $116,000 | $504,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 309 | $37,841,000 | $122,000 | $620,000 | $120,000 | $470,000 |
| Application Denied By Financial Institution | 63 | $8,448,000 | $134,000 | $450,000 | $91,000 | $243,000 |
| Application Withdrawn By Applicant | 22 | $3,643,000 | $165,000 | $500,000 | $106,000 | $321,000 |
| File Closed For Incompleteness | 14 | $2,744,000 | $196,000 | $516,000 | $155,000 | $504,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 23 | $3,432,000 | $149,000 | $450,000 | $79,000 | $222,000 |
| Collateral | 22 | $3,642,000 | $165,000 | $384,000 | $113,000 | $243,000 |
| Credit History | 18 | $1,374,000 | $76,000 | $200,000 | $78,000 | $123,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apci Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apci Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.