Apci Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Apci Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apci Federal Credit Union Po Box 20147 Allentown, PA 18002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 392 |
| Total Mortgage Loan Application Amount | $73,570,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $146,750 |
| Highest Applicant Income | $1,537,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Apci Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apci Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Apci Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apci Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apci Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apci Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lehigh County Pennsylvania | 132 | $ 20,700,000 | $ 156,000 | $ 128,000 |
| Northampton County Pennsylvania | 32 | $ 5,960,000 | $ 186,000 | $ 106,000 |
| Schuylkill County Pennsylvania | 15 | $ 1,565,000 | $ 104,000 | $ 100,000 |
| Berks County Pennsylvania | 12 | $ 1,650,000 | $ 137,000 | $ 168,000 |
| Maricopa County Arizona | 10 | $ 3,650,000 | $ 365,000 | $ 167,000 |
| Carbon County Pennsylvania | 10 | $ 920,000 | $ 92,000 | $ 129,000 |
| Harris County Texas | 9 | $ 1,475,000 | $ 163,000 | $ 118,000 |
| Montgomery County Pennsylvania | 8 | $ 1,560,000 | $ 195,000 | $ 150,000 |
| Bucks County Pennsylvania | 7 | $ 1,695,000 | $ 242,000 | $ 377,000 |
| Lancaster County Pennsylvania | 7 | $ 1,245,000 | $ 177,000 | $ 104,000 |
| Ascension County Louisiana | 5 | $ 1,195,000 | $ 239,000 | $ 119,000 |
| Chester County Pennsylvania | 5 | $ 1,325,000 | $ 265,000 | $ 96,000 |
| Luzerne County Pennsylvania | 5 | $ 665,000 | $ 133,000 | $ 72,000 |
| Galveston County Texas | 5 | $ 885,000 | $ 177,000 | $ 168,000 |
| Manatee County Florida | 4 | $ 730,000 | $ 182,000 | $ 90,000 |
| St. Tammany County Louisiana | 3 | $ 935,000 | $ 311,000 | $ 132,000 |
| Anne Arundel County Maryland | 3 | $ 895,000 | $ 298,000 | $ 168,000 |
| Allegheny County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 191,000 |
| Delaware County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 196,000 |
| Giles County Tennessee | 3 | $ 945,000 | $ 315,000 | $ 123,000 |
| Montgomery County Texas | 3 | $ 775,000 | $ 258,000 | $ 241,000 |
| Pinal County Arizona | 2 | $ 1,240,000 | $ 620,000 | $ 160,000 |
| San Diego County California | 2 | $ 940,000 | $ 470,000 | $ 119,000 |
| Orange County Florida | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Osceola County Florida | 2 | $ 470,000 | $ 235,000 | $ 816,000 |
| Iberville County Louisiana | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Jefferson County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Pearl River County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 109,000 |
| St. Charles County Missouri | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Burlington County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Monmouth County New Jersey | 2 | $ 1,020,000 | $ 510,000 | $ 218,000 |
| Warren County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 133,000 |
| Guilford County North Carolina | 2 | $ 920,000 | $ 460,000 | $ 166,000 |
| Clinton County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 117,000 |
| Monroe County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 107,000 |
| Brazoria County Texas | 2 | $ 210,000 | $ 105,000 | $ 131,000 |
| Collin County Texas | 2 | $ 400,000 | $ 200,000 | $ 125,000 |
| Ellis County Texas | 2 | $ 70,000 | $ 35,000 | $ 91,000 |
| Travis County Texas | 2 | $ 430,000 | $ 215,000 | $ 100,000 |
| Williamson County Texas | 2 | $ 870,000 | $ 435,000 | $ 158,000 |
| Benton County Washington | 2 | $ 570,000 | $ 285,000 | $ 76,000 |
| Marshall County Alabama | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Mobile County Alabama | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Morgan County Alabama | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Alameda County California | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Fresno County California | 1 | $ 25,000 | $ 25,000 | $ 133,000 |
| Orange County California | 1 | $ 65,000 | $ 65,000 | $ 360,000 |
| Placer County California | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Stanislaus County California | 1 | $ 395,000 | $ 395,000 | $ 164,000 |
| Boulder County Colorado | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Douglas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Weld County Colorado | 1 | $ 495,000 | $ 495,000 | $ 225,000 |
| Brevard County Florida | 1 | $ 555,000 | $ 555,000 | $ 164,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Palm Beach County Florida | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Pinellas County Florida | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 237,000 |
| LaSalle County Illinois | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Howard County Indiana | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Johnson County Indiana | 1 | $ 565,000 | $ 565,000 | $ 151,000 |
| St. Joseph County Indiana | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Seward County Kansas | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Livingston County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Cecil County Maryland | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Harford County Maryland | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Howard County Maryland | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Worcester County Maryland | 1 | $ 135,000 | $ 135,000 | $ 175,000 |
| Forrest County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 163,000 |
| Hancock County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 175,000 |
| Rankin County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Douglas County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Atlantic County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Cape May County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 103,000 |
| Gloucester County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| Morris County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 218,000 |
| Albany County New York | 1 | $ 435,000 | $ 435,000 | $ 109,000 |
| Yates County New York | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
| Chatham County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Forsyth County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 186,000 |
| Rockingham County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Wake County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| Lawrence County Ohio | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Scioto County Ohio | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Mayes County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Adams County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Columbia County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Dauphin County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Lackawanna County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Greenville County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Shelby County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Wilson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Burnet County Texas | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Chambers County Texas | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Denton County Texas | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| Jackson County Texas | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Orange County Texas | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Clark County Washington | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Franklin County Washington | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| King County Washington | 1 | $ 725,000 | $ 725,000 | $ 221,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Waukesha County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Apci Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 245 | $62,515,000 | $255,000 | $955,000 | $139,000 | $1,537,000 |
| Home Improvement | 71 | $4,115,000 | $57,000 | $245,000 | $124,000 | $420,000 |
| Other Purpose | 63 | $4,265,000 | $67,000 | $405,000 | $116,000 | $320,000 |
| Home Purchase | 13 | $2,675,000 | $205,000 | $575,000 | $208,000 | $449,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 299 | $55,715,000 | $186,000 | $895,000 | $126,000 | $449,000 |
| Not Provided | 60 | $10,550,000 | $175,000 | $955,000 | $141,000 | $824,000 |
| Hispanic | 13 | $2,435,000 | $187,000 | $435,000 | $125,000 | $266,000 |
| Black or African American | 12 | $1,790,000 | $149,000 | $325,000 | $115,000 | $198,000 |
| Asian | 7 | $2,805,000 | $400,000 | $905,000 | $515,000 | $1,537,000 |
| American Indian or Alaskan Native | 1 | $275,000 | $275,000 | $275,000 | $111,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 392 | $73,570,000 | $187,000 | $955,000 | $135,000 | $1,537,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 325 | $63,015,000 | $193,000 | $905,000 | $135,000 | $1,447,000 |
| Application Withdrawn By Applicant | 30 | $4,670,000 | $155,000 | $955,000 | $131,000 | $320,000 |
| Application Denied By Financial Institution | 27 | $3,935,000 | $145,000 | $445,000 | $129,000 | $1,537,000 |
| File Closed For Incompleteness | 10 | $1,950,000 | $195,000 | $575,000 | $151,000 | $449,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 392 | $73,570,000 | $187,000 | $955,000 | $135,000 | $1,537,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apci Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apci Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.