Apex Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Apex Home Loans, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apex Home Loans, Inc. 3204 Tower Oaks Blvd., Suite 400 Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,120 |
| Total Mortgage Loan Application Amount | $2,052,410,000 |
| Average Mortgage Loan Application Amount | $329,333 |
| Highest Mortgage Loan Application Amount | $22,035,000 |
| Average Applicant Income | $131,333 |
| Highest Applicant Income | $1,815,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Apex Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apex Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Apex Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apex Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Apex Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apex Home Loans, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 1,235 | $ 495,445,000 | $ 401,000 | $ 153,000 |
| Greenville County South Carolina | 555 | $ 140,455,000 | $ 253,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 379 | $ 184,345,000 | $ 486,000 | $ 173,000 |
| Howard County Maryland | 379 | $ 144,685,000 | $ 381,000 | $ 144,000 |
| Anne Arundel County Maryland | 233 | $ 81,625,000 | $ 350,000 | $ 129,000 |
| Fairfax County Virginia | 228 | $ 100,000,000 | $ 438,000 | $ 185,000 |
| Frederick County Maryland | 215 | $ 71,985,000 | $ 334,000 | $ 119,000 |
| Baltimore County Maryland | 195 | $ 53,785,000 | $ 275,000 | $ 107,000 |
| Prince George's County Maryland | 181 | $ 59,135,000 | $ 326,000 | $ 124,000 |
| Carroll County Maryland | 155 | $ 54,835,000 | $ 353,000 | $ 118,000 |
| Spartanburg County South Carolina | 118 | $ 26,020,000 | $ 220,000 | $ 77,000 |
| Baltimore City County Maryland | 107 | $ 25,935,000 | $ 242,000 | $ 103,000 |
| Bedford County Virginia | 101 | $ 22,465,000 | $ 222,000 | $ 93,000 |
| Lynchburg County Virginia | 100 | $ 15,000,000 | $ 150,000 | $ 70,000 |
| Bucks County Pennsylvania | 97 | $ 28,115,000 | $ 289,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 92 | $ 23,830,000 | $ 259,000 | $ 110,000 |
| Orange County Florida | 90 | $ 24,840,000 | $ 276,000 | $ 113,000 |
| Campbell County Virginia | 89 | $ 14,415,000 | $ 161,000 | $ 62,000 |
| Delaware County Pennsylvania | 84 | $ 23,770,000 | $ 282,000 | $ 122,000 |
| Worcester County Maryland | 80 | $ 42,160,000 | $ 527,000 | $ 154,000 |
| Sussex County Delaware | 75 | $ 23,995,000 | $ 319,000 | $ 188,000 |
| Loudoun County Virginia | 75 | $ 33,365,000 | $ 444,000 | $ 167,000 |
| Arlington County Virginia | 71 | $ 32,385,000 | $ 456,000 | $ 207,000 |
| Anderson County South Carolina | 67 | $ 16,725,000 | $ 249,000 | $ 92,000 |
| Amherst County Virginia | 60 | $ 10,440,000 | $ 174,000 | $ 64,000 |
| Harford County Maryland | 50 | $ 13,860,000 | $ 277,000 | $ 120,000 |
| Alexandria County Virginia | 44 | $ 20,870,000 | $ 474,000 | $ 215,000 |
| Union County New Jersey | 40 | $ 15,550,000 | $ 388,000 | $ 177,000 |
| Prince William County Virginia | 40 | $ 14,220,000 | $ 355,000 | $ 113,000 |
| Osceola County Florida | 35 | $ 8,445,000 | $ 241,000 | $ 101,000 |
| Pickens County South Carolina | 35 | $ 7,995,000 | $ 228,000 | $ 84,000 |
| Chester County Pennsylvania | 34 | $ 10,700,000 | $ 314,000 | $ 159,000 |
| New Castle County Delaware | 32 | $ 8,920,000 | $ 278,000 | $ 148,000 |
| Washington County Maryland | 30 | $ 6,730,000 | $ 224,000 | $ 66,000 |
| Montgomery County Pennsylvania | 29 | $ 8,795,000 | $ 303,000 | $ 112,000 |
| Lake County Florida | 28 | $ 7,820,000 | $ 279,000 | $ 108,000 |
| Camden County New Jersey | 28 | $ 6,170,000 | $ 220,000 | $ 99,000 |
| Charles County Maryland | 27 | $ 9,235,000 | $ 342,000 | $ 129,000 |
| Burlington County New Jersey | 23 | $ 5,535,000 | $ 240,000 | $ 101,000 |
| Appomattox County Virginia | 19 | $ 2,495,000 | $ 131,000 | $ 52,000 |
| Chesterfield County Virginia | 19 | $ 5,825,000 | $ 306,000 | $ 120,000 |
| Polk County Florida | 18 | $ 3,180,000 | $ 176,000 | $ 82,000 |
| Seminole County Florida | 18 | $ 4,780,000 | $ 265,000 | $ 104,000 |
| Queen Anne's County Maryland | 14 | $ 5,550,000 | $ 396,000 | $ 130,000 |
| Calvert County Maryland | 13 | $ 4,935,000 | $ 379,000 | $ 145,000 |
| Wicomico County Maryland | 13 | $ 2,495,000 | $ 191,000 | $ 112,000 |
| Fauquier County Virginia | 12 | $ 4,980,000 | $ 415,000 | $ 145,000 |
| Mercer County New Jersey | 11 | $ 2,115,000 | $ 192,000 | $ 86,000 |
| Henrico County Virginia | 11 | $ 3,235,000 | $ 294,000 | $ 113,000 |
| Cecil County Maryland | 9 | $ 2,935,000 | $ 326,000 | $ 117,000 |
| St. Mary's County Maryland | 9 | $ 2,035,000 | $ 226,000 | $ 167,000 |
| Talbot County Maryland | 9 | $ 2,825,000 | $ 313,000 | $ 135,000 |
| Northampton County Pennsylvania | 9 | $ 1,915,000 | $ 212,000 | $ 134,000 |
| Laurens County South Carolina | 9 | $ 1,945,000 | $ 216,000 | $ 64,000 |
| Pittsylvania County Virginia | 9 | $ 1,025,000 | $ 113,000 | $ 44,000 |
| Stafford County Virginia | 9 | $ 2,895,000 | $ 321,000 | $ 115,000 |
| Lee County Florida | 8 | $ 2,050,000 | $ 256,000 | $ 198,000 |
| Palm Beach County Florida | 8 | $ 1,910,000 | $ 238,000 | $ 130,000 |
| Atlantic County New Jersey | 8 | $ 1,790,000 | $ 223,000 | $ 84,000 |
| Virginia Beach County Virginia | 8 | $ 2,830,000 | $ 353,000 | $ 217,000 |
| Volusia County Florida | 7 | $ 1,645,000 | $ 235,000 | $ 132,000 |
| Cape May County New Jersey | 7 | $ 1,895,000 | $ 270,000 | $ 174,000 |
| Oconee County South Carolina | 7 | $ 2,045,000 | $ 292,000 | $ 84,000 |
| Frederick County Virginia | 7 | $ 2,125,000 | $ 303,000 | $ 107,000 |
| Berkeley County West Virginia | 7 | $ 1,735,000 | $ 247,000 | $ 111,000 |
| Broward County Florida | 6 | $ 1,740,000 | $ 290,000 | $ 92,000 |
| Essex County New Jersey | 6 | $ 2,100,000 | $ 350,000 | $ 120,000 |
| Gloucester County New Jersey | 6 | $ 1,200,000 | $ 200,000 | $ 104,000 |
| Somerset County New Jersey | 6 | $ 2,550,000 | $ 425,000 | $ 146,000 |
| Franklin County Pennsylvania | 6 | $ 1,430,000 | $ 238,000 | $ 82,000 |
| York County Pennsylvania | 6 | $ 1,290,000 | $ 215,000 | $ 79,000 |
| Falls Church County Virginia | 6 | $ 3,850,000 | $ 641,000 | $ 254,000 |
| Spotsylvania County Virginia | 6 | $ 2,160,000 | $ 360,000 | $ 109,000 |
| Kent County Delaware | 5 | $ 1,135,000 | $ 227,000 | $ 82,000 |
| Hillsborough County Florida | 5 | $ 1,865,000 | $ 373,000 | $ 164,000 |
| Garrett County Maryland | 5 | $ 1,865,000 | $ 373,000 | $ 163,000 |
| Somerset County Maryland | 5 | $ 875,000 | $ 175,000 | $ 124,000 |
| Middlesex County New Jersey | 5 | $ 1,465,000 | $ 293,000 | $ 82,000 |
| Charleston County South Carolina | 5 | $ 2,205,000 | $ 441,000 | $ 226,000 |
| Lexington County South Carolina | 5 | $ 1,285,000 | $ 257,000 | $ 116,000 |
| Richland County South Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 114,000 |
| Franklin County Virginia | 5 | $ 1,065,000 | $ 213,000 | $ 190,000 |
| Louisa County Virginia | 5 | $ 1,565,000 | $ 313,000 | $ 211,000 |
| Nelson County Virginia | 5 | $ 1,375,000 | $ 275,000 | $ 191,000 |
| Citrus County Florida | 4 | $ 620,000 | $ 155,000 | $ 118,000 |
| Collier County Florida | 4 | $ 720,000 | $ 180,000 | $ 253,000 |
| Miami-Dade County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 88,000 |
| Morris County New Jersey | 4 | $ 1,740,000 | $ 435,000 | $ 133,000 |
| Durham County North Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 183,000 |
| Wake County North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 198,000 |
| Culpeper County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 78,000 |
| Manassas County Virginia | 4 | $ 1,370,000 | $ 342,000 | $ 176,000 |
| Orange County Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 77,000 |
| Brevard County Florida | 3 | $ 725,000 | $ 241,000 | $ 88,000 |
| St. Lucie County Florida | 3 | $ 675,000 | $ 225,000 | $ 87,000 |
| Mecklenburg County North Carolina | 3 | $ 885,000 | $ 295,000 | $ 124,000 |
| Allegheny County Pennsylvania | 3 | $ 1,415,000 | $ 471,000 | $ 180,000 |
| Berks County Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 97,000 |
| Accomack County Virginia | 3 | $ 855,000 | $ 285,000 | $ 138,000 |
| Charlotte County Virginia | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| Chesapeake County Virginia | 3 | $ 615,000 | $ 205,000 | $ 80,000 |
| Dinwiddie County Virginia | 3 | $ 465,000 | $ 155,000 | $ 92,000 |
| Fairfax City County Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 133,000 |
| Hanover County Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 280,000 |
| Norfolk County Virginia | 3 | $ 355,000 | $ 118,000 | $ 72,000 |
| Petersburg County Virginia | 3 | $ 355,000 | $ 118,000 | $ 40,000 |
| Richmond City County Virginia | 3 | $ 915,000 | $ 305,000 | $ 267,000 |
| Roanoke County Virginia | 3 | $ 695,000 | $ 231,000 | $ 133,000 |
| Warren County Virginia | 3 | $ 725,000 | $ 241,000 | $ 60,000 |
| Pinellas County Florida | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Santa Rosa County Florida | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Sumter County Florida | 2 | $ 440,000 | $ 220,000 | $ 117,000 |
| Caroline County Maryland | 2 | $ 340,000 | $ 170,000 | $ 79,000 |
| Kent County Maryland | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Cumberland County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 43,000 |
| Hunterdon County New Jersey | 2 | $ 1,060,000 | $ 530,000 | $ 296,000 |
| Monmouth County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 153,000 |
| Ocean County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 97,000 |
| Passaic County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 137,000 |
| Salem County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Gates County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
| Union County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Adams County Pennsylvania | 2 | $ 690,000 | $ 345,000 | $ 90,000 |
| Lancaster County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 98,000 |
| Monroe County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 295,000 |
| Schuylkill County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 26,000 |
| Florence County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 132,000 |
| Albemarle County Virginia | 2 | $ 840,000 | $ 420,000 | $ 99,000 |
| Amelia County Virginia | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| Botetourt County Virginia | 2 | $ 310,000 | $ 155,000 | $ 26,000 |
| Buckingham County Virginia | 2 | $ 540,000 | $ 270,000 | $ 97,000 |
| Rockbridge County Virginia | 2 | $ 580,000 | $ 290,000 | $ 54,000 |
| Suffolk County Virginia | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| Jefferson County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| Alachua County Florida | 1 | $ 185,000 | $ 185,000 | $ 202,000 |
| Clay County Florida | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Flagler County Florida | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Manatee County Florida | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Martin County Florida | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Floyd County Georgia | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Forsyth County Georgia | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Fulton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Gwinnett County Georgia | 1 | $ 415,000 | $ 415,000 | $ 484,000 |
| Lumpkin County Georgia | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Dorchester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Hudson County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Warren County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Brunswick County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Buncombe County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Chatham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Currituck County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 486,000 |
| Dare County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Halifax County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Henderson County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 317,000 |
| Johnston County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
| New Hanover County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 222,000 |
| Northampton County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Robeson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Bedford County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Carbon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Columbia County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Juniata County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Lackawanna County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Lebanon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Lehigh County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Luzerne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Somerset County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Wayne County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Westmoreland County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Beaufort County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 511,000 |
| Berkeley County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Cherokee County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Darlington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Dorchester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Georgetown County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Greenwood County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 101,000 |
| Union County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| York County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 77,000 |
| Caroline County Virginia | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Carroll County Virginia | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Charles City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 111,000 |
| Charlottesville County Virginia | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Danville County Virginia | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Greene County Virginia | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Hampton County Virginia | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Henry County Virginia | 1 | $ 345,000 | $ 345,000 | $ 235,000 |
| Hopewell County Virginia | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| James City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| King George County Virginia | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| King William County Virginia | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Manassas Park County Virginia | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Montgomery County Virginia | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Northumberland County Virginia | 1 | $ 795,000 | $ 795,000 | $ 235,000 |
| Prince George County Virginia | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Rockingham County Virginia | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Shenandoah County Virginia | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Southampton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Sussex County Virginia | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Washington County Virginia | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Westmoreland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Preston County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Apex Home Loans, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,847 | $1,010,125,000 | $354,000 | $22,035,000 | $150,000 | $1,815,000 |
| Home Purchase | 2,617 | $834,575,000 | $318,000 | $1,555,000 | $110,000 | $703,000 |
| Cash-out Refinancing | 656 | $207,710,000 | $316,000 | $1,085,000 | $134,000 | $724,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,249 | $1,435,095,000 | $337,000 | $22,035,000 | $135,000 | $1,815,000 |
| Not Provided | 715 | $246,535,000 | $344,000 | $1,065,000 | $132,000 | $1,123,000 |
| Black or African American | 566 | $178,460,000 | $315,000 | $1,555,000 | $110,000 | $642,000 |
| Hispanic | 297 | $89,565,000 | $301,000 | $1,145,000 | $101,000 | $484,000 |
| Asian | 263 | $91,485,000 | $347,000 | $895,000 | $135,000 | $638,000 |
| American Indian or Alaskan Native | 20 | $7,440,000 | $372,000 | $765,000 | $147,000 | $724,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,995,000 | $399,000 | $745,000 | $102,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,971 | $1,694,735,000 | $340,000 | $22,035,000 | $139,000 | $1,815,000 |
| FHA-insured (Federal Housing Administration) | 651 | $177,215,000 | $272,000 | $905,000 | $81,000 | $311,000 |
| VA-guaranteed (Veterans Administration) | 392 | $159,670,000 | $407,000 | $1,355,000 | $112,000 | $724,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 106 | $20,790,000 | $196,000 | $385,000 | $54,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,226 | $1,733,400,000 | $331,000 | $1,355,000 | $131,000 | $1,123,000 |
| Application Withdrawn By Applicant | 751 | $275,225,000 | $366,000 | $22,035,000 | $130,000 | $1,022,000 |
| Application Denied By Financial Institution | 112 | $33,330,000 | $297,000 | $985,000 | $122,000 | $1,815,000 |
| Application Approved But Not Accepted | 30 | $10,240,000 | $341,000 | $765,000 | $119,000 | $415,000 |
| File Closed For Incompleteness | 1 | $215,000 | $215,000 | $215,000 | $103,000 | $103,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,008 | $2,019,080,000 | $336,000 | $22,035,000 | $131,000 | $1,123,000 |
| Debt-To-Income Ratio | 30 | $8,740,000 | $291,000 | $515,000 | $84,000 | $249,000 |
| Other | 18 | $6,210,000 | $345,000 | $985,000 | $129,000 | $724,000 |
| Credit History | 18 | $4,090,000 | $227,000 | $455,000 | $120,000 | $357,000 |
| Employment History | 17 | $5,455,000 | $320,000 | $845,000 | $204,000 | $1,815,000 |
| Unverifiable Information | 11 | $4,225,000 | $384,000 | $885,000 | $126,000 | $450,000 |
| Collateral | 11 | $3,215,000 | $292,000 | $555,000 | $142,000 | $289,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,395,000 | $199,000 | $325,000 | $51,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Home Loans, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apex Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.