Apple Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Apple Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apple Federal Credit Union 4029 Ridge Top Rd Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,260 |
| Total Mortgage Loan Application Amount | $298,190,000 |
| Average Mortgage Loan Application Amount | $249,000 |
| Highest Mortgage Loan Application Amount | $3,825,000 |
| Average Applicant Income | $151,600 |
| Highest Applicant Income | $7,943,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Apple Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apple Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Apple Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apple Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Apple Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apple Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 543 | $ 92,835,000 | $ 170,000 | $ 179,000 |
| Prince William County Virginia | 449 | $ 52,655,000 | $ 117,000 | $ 143,000 |
| Loudoun County Virginia | 272 | $ 39,890,000 | $ 146,000 | $ 211,000 |
| Frederick County Virginia | 136 | $ 11,530,000 | $ 84,000 | $ 118,000 |
| Stafford County Virginia | 108 | $ 11,590,000 | $ 107,000 | $ 199,000 |
| Fauquier County Virginia | 64 | $ 7,810,000 | $ 122,000 | $ 141,000 |
| Prince George's County Maryland | 62 | $ 6,780,000 | $ 109,000 | $ 142,000 |
| Manassas County Virginia | 49 | $ 3,955,000 | $ 80,000 | $ 112,000 |
| Spotsylvania County Virginia | 41 | $ 4,505,000 | $ 109,000 | $ 201,000 |
| Berkeley County West Virginia | 38 | $ 3,540,000 | $ 93,000 | $ 160,000 |
| Culpeper County Virginia | 36 | $ 3,170,000 | $ 88,000 | $ 112,000 |
| Arlington County Virginia | 30 | $ 5,870,000 | $ 195,000 | $ 235,000 |
| Warren County Virginia | 27 | $ 2,605,000 | $ 96,000 | $ 149,000 |
| Fairfax City County Virginia | 26 | $ 3,780,000 | $ 145,000 | $ 186,000 |
| Winchester County Virginia | 26 | $ 2,530,000 | $ 97,000 | $ 95,000 |
| Jefferson County West Virginia | 25 | $ 2,895,000 | $ 115,000 | $ 111,000 |
| Montgomery County Maryland | 24 | $ 2,380,000 | $ 99,000 | $ 199,000 |
| District of Columbia County District Of Columbia | 23 | $ 2,345,000 | $ 101,000 | $ 195,000 |
| Manassas Park County Virginia | 18 | $ 1,730,000 | $ 96,000 | $ 99,000 |
| Shenandoah County Virginia | 18 | $ 1,610,000 | $ 89,000 | $ 93,000 |
| Charles County Maryland | 16 | $ 1,680,000 | $ 105,000 | $ 143,000 |
| Alexandria County Virginia | 14 | $ 1,890,000 | $ 135,000 | $ 191,000 |
| Chesterfield County Virginia | 12 | $ 1,900,000 | $ 158,000 | $ 208,000 |
| Anne Arundel County Maryland | 10 | $ 990,000 | $ 99,000 | $ 266,000 |
| Clarke County Virginia | 9 | $ 915,000 | $ 101,000 | $ 171,000 |
| Westmoreland County Virginia | 9 | $ 1,095,000 | $ 121,000 | $ 104,000 |
| Frederick County Maryland | 8 | $ 660,000 | $ 82,000 | $ 154,000 |
| Brunswick County North Carolina | 7 | $ 865,000 | $ 123,000 | $ 160,000 |
| Henrico County Virginia | 7 | $ 1,125,000 | $ 160,000 | $ 157,000 |
| Howard County Maryland | 6 | $ 1,110,000 | $ 185,000 | $ 212,000 |
| Wake County North Carolina | 6 | $ 1,250,000 | $ 208,000 | $ 165,000 |
| Orange County Virginia | 6 | $ 650,000 | $ 108,000 | $ 117,000 |
| Hampshire County West Virginia | 6 | $ 390,000 | $ 65,000 | $ 97,000 |
| Caroline County Virginia | 5 | $ 215,000 | $ 43,000 | $ 91,000 |
| King George County Virginia | 5 | $ 845,000 | $ 169,000 | $ 174,000 |
| Louisa County Virginia | 5 | $ 785,000 | $ 157,000 | $ 109,000 |
| Baltimore County Maryland | 4 | $ 350,000 | $ 87,000 | $ 156,000 |
| Calvert County Maryland | 4 | $ 190,000 | $ 47,000 | $ 119,000 |
| Mecklenburg County North Carolina | 4 | $ 590,000 | $ 147,000 | $ 234,000 |
| Albemarle County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 207,000 |
| Fredericksburg County Virginia | 4 | $ 360,000 | $ 90,000 | $ 137,000 |
| Greene County Virginia | 4 | $ 370,000 | $ 92,000 | $ 154,000 |
| Richmond City County Virginia | 4 | $ 300,000 | $ 75,000 | $ 186,000 |
| Virginia Beach County Virginia | 4 | $ 930,000 | $ 232,000 | $ 185,000 |
| Baltimore City County Maryland | 3 | $ 725,000 | $ 241,000 | $ 315,000 |
| Wicomico County Maryland | 3 | $ 225,000 | $ 75,000 | $ 72,000 |
| Dare County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 101,000 |
| Johnston County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 119,000 |
| Norfolk County Virginia | 3 | $ 835,000 | $ 278,000 | $ 242,000 |
| Page County Virginia | 3 | $ 395,000 | $ 131,000 | $ 177,000 |
| Morgan County West Virginia | 3 | $ 225,000 | $ 75,000 | $ 132,000 |
| Carroll County Maryland | 2 | $ 320,000 | $ 160,000 | $ 132,000 |
| Cecil County Maryland | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Washington County Maryland | 2 | $ 300,000 | $ 150,000 | $ 139,000 |
| Worcester County Maryland | 2 | $ 510,000 | $ 255,000 | $ 214,000 |
| Durham County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Forsyth County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 106,000 |
| Union County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 184,000 |
| Wayne County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 292,000 |
| Charlottesville County Virginia | 2 | $ 530,000 | $ 265,000 | $ 194,000 |
| Cumberland County Virginia | 2 | $ 140,000 | $ 70,000 | $ 72,000 |
| Falls Church County Virginia | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
| New Kent County Virginia | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Northumberland County Virginia | 2 | $ 450,000 | $ 225,000 | $ 138,000 |
| Williamsburg County Virginia | 2 | $ 480,000 | $ 240,000 | $ 211,000 |
| Caroline County Maryland | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Dorchester County Maryland | 1 | $ 135,000 | $ 135,000 | $ 239,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| St. Mary's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 220,000 |
| Talbot County Maryland | 1 | $ 15,000 | $ 15,000 | $ 147,000 |
| Muskegon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 680,000 |
| Cabarrus County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 236,000 |
| Carteret County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Cleveland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Currituck County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 403,000 |
| New Hanover County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 261,000 |
| Pender County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 198,000 |
| Rutherford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Surry County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Augusta County Virginia | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Chesapeake County Virginia | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Hampton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Harrisonburg County Virginia | 1 | $ 365,000 | $ 365,000 | $ 185,000 |
| Henry County Virginia | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| James City County Virginia | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Lynchburg County Virginia | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Nelson County Virginia | 1 | $ 345,000 | $ 345,000 | $ 216,000 |
| Powhatan County Virginia | 1 | $ 155,000 | $ 155,000 | $ 470,000 |
| Radford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 315,000 |
| Roanoke County Virginia | 1 | $ 465,000 | $ 465,000 | $ 203,000 |
| Rockingham County Virginia | 1 | $ 55,000 | $ 55,000 | $ 169,000 |
| Smyth County Virginia | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Staunton County Virginia | 1 | $ 205,000 | $ 205,000 | $ 197,000 |
| Sussex County Virginia | 1 | $ 365,000 | $ 365,000 | $ 234,000 |
| Grant County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Kanawha County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Marion County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 261,000 |
Mortgage Loan Application Detail Totals for Apple Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,197 | $106,785,000 | $89,000 | $1,425,000 | $166,000 | $5,505,000 |
| Other Purpose | 765 | $69,935,000 | $91,000 | $255,000 | $163,000 | $7,943,000 |
| Home Purchase | 238 | $99,310,000 | $417,000 | $3,005,000 | $174,000 | $1,297,000 |
| Cash-out Refinancing | 45 | $18,625,000 | $413,000 | $3,825,000 | $124,000 | $369,000 |
| Refinancing | 15 | $3,535,000 | $235,000 | $575,000 | $131,000 | $312,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,046 | $128,820,000 | $123,000 | $1,425,000 | $177,000 | $4,504,000 |
| Not Provided | 345 | $47,705,000 | $138,000 | $855,000 | $155,000 | $1,604,000 |
| Black or African American | 338 | $42,280,000 | $125,000 | $3,005,000 | $141,000 | $1,630,000 |
| Hispanic | 280 | $34,390,000 | $122,000 | $955,000 | $122,000 | $1,104,000 |
| Asian | 140 | $21,710,000 | $155,000 | $1,085,000 | $242,000 | $7,943,000 |
| American Indian or Alaskan Native | 27 | $4,515,000 | $167,000 | $525,000 | $157,000 | $470,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $225,000 | $75,000 | $135,000 | $99,000 | $118,000 |
| Not applicable | 3 | $4,975,000 | $1,658,000 | $3,825,000 | $175,000 | $274,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,260 | $298,190,000 | $131,000 | $3,825,000 | $165,000 | $7,943,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,089 | $174,195,000 | $159,000 | $3,825,000 | $161,000 | $1,297,000 |
| Application Denied By Financial Institution | 689 | $66,745,000 | $96,000 | $1,095,000 | $144,000 | $5,505,000 |
| Application Withdrawn By Applicant | 286 | $39,070,000 | $136,000 | $1,025,000 | $203,000 | $7,943,000 |
| File Closed For Incompleteness | 196 | $18,180,000 | $92,000 | $325,000 | $200,000 | $2,912,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,571 | $231,445,000 | $147,000 | $3,825,000 | $174,000 | $7,943,000 |
| Debt-To-Income Ratio | 319 | $35,515,000 | $111,000 | $1,095,000 | $95,000 | $312,000 |
| Credit History | 283 | $23,545,000 | $83,000 | $605,000 | $192,000 | $5,505,000 |
| Collateral | 53 | $4,595,000 | $86,000 | $395,000 | $175,000 | $1,104,000 |
| Other | 29 | $2,225,000 | $76,000 | $255,000 | $172,000 | $777,000 |
| Employment History | 4 | $780,000 | $195,000 | $255,000 | $65,000 | $94,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $67,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apple Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apple Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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