Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2008

In 2008, Ark-La-Tex Financial Services of Plano, TX reported 4,156 mortgage applications totaling $776.4 million, down 4% from 2007. The average application was for $186,820, and applicants reported an average income of $79,898. 57% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Dallas-Plano-Irving, TX (361), Fort Worth-Arlington, TX (158) and Tacoma, WA (140) (applications in parentheses).

Mortgage Company & Address Ark-La-Tex Financial Services
5160 Tennyson Pkwy, Suite 2000w
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,156
Total Mortgage Loan Application Amount $776,424,000
Average Mortgage Loan Application Amount $186,820
Highest Mortgage Loan Application Amount $1,854,000
Average Applicant Income $79,898
Highest Applicant Income $1,176,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 152 $ 26,048,000 $ 171,368 $ 88,000
Pierce, Washington 140 $ 34,926,000 $ 249,471 $ 84,000
Tarrant, Texas 132 $ 20,638,000 $ 156,348 $ 93,000
Collin, Texas 85 $ 16,088,000 $ 189,270 $ 91,000
Denton, Texas 83 $ 15,422,000 $ 185,807 $ 94,000
Bexar, Texas 80 $ 10,831,000 $ 135,387 $ 78,000
Tulare, California 75 $ 14,478,000 $ 193,040 $ 98,000
Harris, Texas 70 $ 10,991,000 $ 157,014 $ 97,000
Hernando, Florida 58 $ 7,008,000 $ 120,827 $ 51,000
Bernalillo, New Mexico 52 $ 9,483,000 $ 182,365 $ 66,000
Manatee, Florida 50 $ 6,488,000 $ 129,760 $ 61,000
Los Angeles, California 49 $ 15,003,000 $ 306,183 $ 95,000
Palm Beach, Florida 42 $ 7,788,000 $ 185,428 $ 85,000
San Bernardino, California 41 $ 10,714,000 $ 261,317 $ 93,000
Webb, Texas 41 $ 5,440,000 $ 132,682 $ 57,000
Jefferson, Alabama 40 $ 6,878,000 $ 171,950 $ 65,000
Broward, Florida 40 $ 7,301,000 $ 182,525 $ 89,000
Travis, Texas 38 $ 8,501,000 $ 223,710 $ 112,000
Riverside, California 36 $ 8,961,000 $ 248,916 $ 84,000
Williamson, Texas 35 $ 5,947,000 $ 169,914 $ 99,000
Caddo, Louisiana 33 $ 4,952,000 $ 150,060 $ 69,000
St. Louis, Missouri 32 $ 4,187,000 $ 130,843 $ 62,000
East Baton Rouge, Louisiana 31 $ 5,622,000 $ 181,354 $ 66,000
Worcester, Massachusetts 31 $ 6,113,000 $ 197,193 $ 67,000
Thurston, Washington 31 $ 7,944,000 $ 256,258 $ 80,000
Natrona, Wyoming 31 $ 5,082,000 $ 163,935 $ 57,000
Cook, Illinois 30 $ 6,921,000 $ 230,700 $ 82,000
Hampden, Massachusetts 30 $ 4,837,000 $ 161,233 $ 66,000
Jackson, Missouri 30 $ 3,921,000 $ 130,700 $ 58,000
Mobile, Alabama 28 $ 5,267,000 $ 188,107 $ 97,000
Fresno, California 28 $ 5,095,000 $ 181,964 $ 74,000
Oklahoma, Oklahoma 28 $ 4,165,000 $ 148,750 $ 75,000
Cameron, Texas 28 $ 3,400,000 $ 121,428 $ 63,000
King, Washington 27 $ 8,212,000 $ 304,148 $ 95,000
Maricopa, Arizona 26 $ 7,207,000 $ 277,192 $ 97,000
Hartford, Connecticut 26 $ 5,234,000 $ 201,307 $ 69,000
Middlesex, Massachusetts 25 $ 7,211,000 $ 288,440 $ 92,000
Shelby, Alabama 24 $ 5,133,000 $ 213,875 $ 76,000
Polk, Iowa 24 $ 3,080,000 $ 128,333 $ 51,000
New Haven, Connecticut 23 $ 3,941,000 $ 171,347 $ 69,000
Jefferson, Louisiana 23 $ 3,584,000 $ 155,826 $ 76,000
Norfolk, Massachusetts 22 $ 5,845,000 $ 265,681 $ 102,000
Dona Ana, New Mexico 22 $ 2,910,000 $ 132,272 $ 49,000
Duval, Florida 21 $ 3,184,000 $ 151,619 $ 74,000
St. Charles, Missouri 21 $ 3,540,000 $ 168,571 $ 58,000
Fayette, Kentucky 20 $ 3,237,000 $ 161,850 $ 64,000
Ocean, New Jersey 19 $ 4,202,000 $ 221,157 $ 76,000
Greenville, South Carolina 19 $ 2,805,000 $ 147,631 $ 67,000
Shelby, Tennessee 19 $ 2,315,000 $ 121,842 $ 163,000
York, Maine 18 $ 3,272,000 $ 181,777 $ 73,000
Clay, Missouri 18 $ 2,772,000 $ 154,000 $ 60,000
Citrus, Florida 17 $ 1,913,000 $ 112,529 $ 58,000
Baltimore, Maryland 17 $ 4,065,000 $ 239,117 $ 78,000
Bristol, Massachusetts 17 $ 3,442,000 $ 202,470 $ 74,000
Wayne, Michigan 17 $ 2,563,000 $ 150,764 $ 91,000
Ellis, Texas 17 $ 2,629,000 $ 154,647 $ 66,000
Montgomery, Texas 17 $ 2,651,000 $ 155,941 $ 66,000
Pasco, Florida 16 $ 2,436,000 $ 152,250 $ 66,000
Suffolk, Massachusetts 16 $ 4,182,000 $ 261,375 $ 79,000
Gregg, Texas 16 $ 2,117,000 $ 132,312 $ 61,000
Orange, California 15 $ 6,882,000 $ 458,800 $ 163,000
Solano, California 15 $ 4,232,000 $ 282,133 $ 61,000
Fairfield, Connecticut 15 $ 4,771,000 $ 318,066 $ 141,000
Hillsborough, Florida 15 $ 2,981,000 $ 198,733 $ 68,000
Sarasota, Florida 15 $ 2,196,000 $ 146,400 $ 68,000
Plymouth, Massachusetts 15 $ 3,422,000 $ 228,133 $ 71,000
Kalamazoo, Michigan 15 $ 1,696,000 $ 113,066 $ 49,000
Davidson, Tennessee 15 $ 2,230,000 $ 148,666 $ 74,000
Jefferson, Texas 15 $ 1,290,000 $ 86,000 $ 50,000
Jefferson, West Virginia 15 $ 2,975,000 $ 198,333 $ 59,000
Stanislaus, California 14 $ 3,189,000 $ 227,785 $ 75,000
Essex, Massachusetts 14 $ 4,489,000 $ 320,642 $ 125,000
Greene, Missouri 14 $ 1,841,000 $ 131,500 $ 55,000
Sussex, New Jersey 14 $ 3,364,000 $ 240,285 $ 81,000
Sandoval, New Mexico 14 $ 2,836,000 $ 202,571 $ 57,000
Macon, Tennessee 14 $ 1,848,000 $ 132,000 $ 56,000
Coconino, Arizona 13 $ 3,732,000 $ 287,076 $ 83,000
San Diego, California 13 $ 4,185,000 $ 321,923 $ 113,000
Miami-Dade, Florida 13 $ 4,072,000 $ 313,230 $ 102,000
Madison, Illinois 13 $ 1,452,000 $ 111,692 $ 62,000
Clark, Nevada 13 $ 2,774,000 $ 213,384 $ 88,000
Comal, Texas 13 $ 2,844,000 $ 218,769 $ 97,000
Johnson, Texas 13 $ 2,219,000 $ 170,692 $ 82,000
Livingston, Louisiana 12 $ 1,762,000 $ 146,833 $ 73,000
St. Tammany, Louisiana 12 $ 1,854,000 $ 154,500 $ 60,000
Hudson, New Jersey 12 $ 3,936,000 $ 328,000 $ 110,000
Monmouth, New Jersey 12 $ 3,925,000 $ 327,083 $ 116,000
Brazoria, Texas 12 $ 2,194,000 $ 182,833 $ 98,000
Guadalupe, Texas 12 $ 1,708,000 $ 142,333 $ 108,000
Parker, Texas 12 $ 1,856,000 $ 154,666 $ 85,000
Madison, Alabama 11 $ 2,143,000 $ 194,818 $ 88,000
Mesa, Colorado 11 $ 2,727,000 $ 247,909 $ 120,000
Tangipahoa, Louisiana 11 $ 1,951,000 $ 177,363 $ 74,000
Rockingham, New Hampshire 11 $ 2,321,000 $ 211,000 $ 78,000
Middlesex, New Jersey 11 $ 3,290,000 $ 299,090 $ 93,000
Adams, Colorado 10 $ 1,735,000 $ 173,500 $ 68,000
Prince George's, Maryland 10 $ 2,348,000 $ 234,800 $ 79,000
El Paso, Texas 10 $ 1,620,000 $ 162,000 $ 88,000
Grayson, Texas 10 $ 1,591,000 $ 159,100 $ 82,000
Arapahoe, Colorado 9 $ 1,875,000 $ 208,333 $ 74,000
Douglas, Colorado 9 $ 2,093,000 $ 232,555 $ 65,000
Escambia, Florida 9 $ 1,271,000 $ 141,222 $ 47,000
Polk, Florida 9 $ 967,000 $ 107,444 $ 33,000
Marion, Indiana 9 $ 1,159,000 $ 128,777 $ 71,000
Anne Arundel, Maryland 9 $ 2,308,000 $ 256,444 $ 94,000
Pike, Missouri 9 $ 994,000 $ 110,444 $ 59,000
Morris, New Jersey 9 $ 2,583,000 $ 287,000 $ 96,000
Mecklenburg, North Carolina 9 $ 1,453,000 $ 161,444 $ 77,000
York, Pennsylvania 9 $ 1,433,000 $ 159,222 $ 59,000
Bell, Texas 9 $ 1,473,000 $ 163,666 $ 91,000
Hidalgo, Texas 9 $ 1,155,000 $ 128,333 $ 83,000
Hunt, Texas 9 $ 498,000 $ 55,333 $ 67,000
Nueces, Texas 9 $ 1,464,000 $ 162,666 $ 84,000
Salt Lake, Utah 9 $ 2,376,000 $ 264,000 $ 84,000
Chittenden, Vermont 9 $ 1,614,000 $ 179,333 $ 63,000
Alameda, California 8 $ 2,687,000 $ 335,875 $ 99,000
Sonoma, California 8 $ 2,219,000 $ 277,375 $ 84,000
Jefferson, Colorado 8 $ 1,543,000 $ 192,875 $ 71,000
Lake, Indiana 8 $ 1,246,000 $ 155,750 $ 53,000
Sedgwick, Kansas 8 $ 770,000 $ 96,250 $ 62,000
Harford, Maryland 8 $ 2,519,000 $ 314,875 $ 91,000
Hennepin, Minnesota 8 $ 1,732,000 $ 216,500 $ 61,000
St. Louis City, Missouri 8 $ 1,282,000 $ 160,250 $ 64,000
Canadian, Oklahoma 8 $ 1,186,000 $ 148,250 $ 66,000
Horry, South Carolina 8 $ 1,505,000 $ 188,125 $ 62,000
Richland, South Carolina 8 $ 1,261,000 $ 157,625 $ 58,000
Fort Bend, Texas 8 $ 1,459,000 $ 182,375 $ 78,000
Rockwall, Texas 8 $ 1,575,000 $ 196,875 $ 113,000
Baldwin, Alabama 7 $ 2,233,000 $ 319,000 $ 111,000
Tuscaloosa, Alabama 7 $ 877,000 $ 125,285 $ 46,000
Contra Costa, California 7 $ 2,217,000 $ 316,714 $ 102,000
Litchfield, Connecticut 7 $ 1,816,000 $ 259,428 $ 71,000
Orange, Florida 7 $ 1,656,000 $ 236,571 $ 213,000
St. Johns, Florida 7 $ 1,965,000 $ 280,714 $ 117,000
Porter, Indiana 7 $ 1,022,000 $ 146,000 $ 79,000
Hancock, Mississippi 7 $ 972,000 $ 138,857 $ 81,000
Hillsborough, New Hampshire 7 $ 1,110,000 $ 158,571 $ 92,000
Passaic, New Jersey 7 $ 2,074,000 $ 296,285 $ 93,000
Union, New Jersey 7 $ 2,025,000 $ 289,285 $ 127,000
Eddy, New Mexico 7 $ 621,000 $ 88,714 $ 55,000
Valencia, New Mexico 7 $ 1,116,000 $ 159,428 $ 59,000
Wake, North Carolina 7 $ 1,287,000 $ 183,857 $ 60,000
Hamilton, Ohio 7 $ 835,000 $ 119,285 $ 49,000
Spartanburg, South Carolina 7 $ 1,051,000 $ 150,142 $ 71,000
Williamson, Tennessee 7 $ 1,574,000 $ 224,857 $ 81,000
Galveston, Texas 7 $ 1,097,000 $ 156,714 $ 89,000
Kaufman, Texas 7 $ 1,263,000 $ 180,428 $ 65,000
Snohomish, Washington 7 $ 2,072,000 $ 296,000 $ 92,000
St. Clair, Alabama 6 $ 1,207,000 $ 201,166 $ 93,000
Pima, Arizona 6 $ 1,436,000 $ 239,333 $ 73,000
Sacramento, California 6 $ 1,573,000 $ 262,166 $ 153,000
Lee, Florida 6 $ 2,453,000 $ 408,833 $ 277,000
Okaloosa, Florida 6 $ 1,069,000 $ 178,166 $ 70,000
DuPage, Illinois 6 $ 961,000 $ 160,166 $ 71,000
St. Clair, Illinois 6 $ 621,000 $ 103,500 $ 52,000
Hamilton, Indiana 6 $ 1,160,000 $ 193,333 $ 87,000
Ascension, Louisiana 6 $ 1,043,000 $ 173,833 $ 58,000
Bossier, Louisiana 6 $ 1,183,000 $ 197,166 $ 88,000
Baltimore City, Maryland 6 $ 983,000 $ 163,833 $ 113,000
Oakland, Michigan 6 $ 910,000 $ 151,666 $ 125,000
Buchanan, Missouri 6 $ 717,000 $ 119,500 $ 80,000
Jefferson, Missouri 6 $ 807,000 $ 134,500 $ 48,000
Providence, Rhode Island 6 $ 1,127,000 $ 187,833 $ 47,000
Sevier, Tennessee 6 $ 1,331,000 $ 221,833 $ 116,000
Hays, Texas 6 $ 1,658,000 $ 276,333 $ 73,000
Pinal, Arizona 5 $ 784,000 $ 156,800 $ 60,000
Benton, Arkansas 5 $ 760,000 $ 152,000 $ 66,000
Larimer, Colorado 5 $ 823,000 $ 164,600 $ 48,000
Pinellas, Florida 5 $ 1,308,000 $ 261,600 $ 84,000
Orleans, Louisiana 5 $ 473,000 $ 94,600 $ 56,000
St. Charles, Louisiana 5 $ 855,000 $ 171,000 $ 65,000
Dakota, Minnesota 5 $ 1,339,000 $ 267,800 $ 79,000
Kent, Rhode Island 5 $ 997,000 $ 199,400 $ 57,000
Taylor, Texas 5 $ 707,000 $ 141,400 $ 45,000
Utah, Utah 5 $ 1,478,000 $ 295,600 $ 78,000
Weber, Utah 5 $ 721,000 $ 144,200 $ 82,000
Elmore, Alabama 4 $ 699,000 $ 174,750 $ 92,000
Montgomery, Alabama 4 $ 528,000 $ 132,000 $ 47,000
Morgan, Alabama 4 $ 566,000 $ 141,500 $ 68,000
Kings, California 4 $ 932,000 $ 233,000 $ 72,000
Merced, California 4 $ 782,000 $ 195,500 $ 54,000
Denver, Colorado 4 $ 676,000 $ 169,000 $ 88,000
New London, Connecticut 4 $ 958,000 $ 239,500 $ 76,000
Brevard, Florida 4 $ 830,000 $ 207,500 $ 72,000
Highlands, Florida 4 $ 942,000 $ 235,500 $ 72,000
Santa Rosa, Florida 4 $ 781,000 $ 195,250 $ 62,000
Walton, Florida 4 $ 746,000 $ 186,500 $ 104,000
Allen, Indiana 4 $ 376,000 $ 94,000 $ 49,000
Johnson, Kansas 4 $ 788,000 $ 197,000 $ 126,000
Carroll, Maryland 4 $ 1,061,000 $ 265,250 $ 71,000
Howard, Maryland 4 $ 1,255,000 $ 313,750 $ 194,000
Barnstable, Massachusetts 4 $ 1,282,000 $ 320,500 $ 107,000
DeSoto, Mississippi 4 $ 465,000 $ 116,250 $ 41,000
Harrison, Mississippi 4 $ 344,000 $ 86,000 $ 38,000
Hinds, Mississippi 4 $ 415,000 $ 103,750 $ 55,000
Washington, Mississippi 4 $ 402,000 $ 100,500 $ 48,000
Franklin, Missouri 4 $ 651,000 $ 162,750 $ 46,000
Platte, Missouri 4 $ 828,000 $ 207,000 $ 71,000
Stone, Missouri 4 $ 844,000 $ 211,000 $ 98,000
Douglas, Nebraska 4 $ 569,000 $ 142,250 $ 67,000
Sarpy, Nebraska 4 $ 653,000 $ 163,250 $ 96,000
Bergen, New Jersey 4 $ 1,335,000 $ 333,750 $ 87,000
Essex, New Jersey 4 $ 1,017,000 $ 254,250 $ 83,000
Cleveland, Oklahoma 4 $ 634,000 $ 158,500 $ 69,000
Hamilton, Tennessee 4 $ 550,000 $ 137,500 $ 46,000
Angelina, Texas 4 $ 410,000 $ 102,500 $ 223,000
Brazos, Texas 4 $ 625,000 $ 156,250 $ 58,000
Kendall, Texas 4 $ 1,130,000 $ 282,500 $ 90,000
Lubbock, Texas 4 $ 939,000 $ 234,750 $ 95,000
McLennan, Texas 4 $ 508,000 $ 127,000 $ 67,000
Milam, Texas 4 $ 577,000 $ 144,250 $ 71,000
Smith, Texas 4 $ 423,000 $ 105,750 $ 39,000
Outagamie, Wisconsin 4 $ 655,000 $ 163,750 $ 62,000
Laramie, Wyoming 4 $ 557,000 $ 139,250 $ 64,000
Lee, Alabama 3 $ 536,000 $ 178,666 $ 45,000
Yavapai, Arizona 3 $ 723,000 $ 241,000 $ 61,000
Kern, California 3 $ 759,000 $ 253,000 $ 101,000
Madera, California 3 $ 686,000 $ 228,666 $ 67,000
Nevada, California 3 $ 957,000 $ 319,000 $ 152,000
San Francisco, California 3 $ 1,464,000 $ 488,000 $ 167,000
Boulder, Colorado 3 $ 747,000 $ 249,000 $ 115,000
Montrose, Colorado 3 $ 619,000 $ 206,333 $ 55,000
Weld, Colorado 3 $ 595,000 $ 198,333 $ 68,000
Charlotte, Florida 3 $ 690,000 $ 230,000 $ 78,000
Flagler, Florida 3 $ 531,000 $ 177,000 $ 84,000
Osceola, Florida 3 $ 462,000 $ 154,000 $ 75,000
Volusia, Florida 3 $ 515,000 $ 171,666 $ 66,000
Honolulu, Hawaii 3 $ 781,000 $ 260,333 $ 74,000
McLean, Illinois 3 $ 419,000 $ 139,666 $ 78,000
Will, Illinois 3 $ 784,000 $ 261,333 $ 97,000
Monroe, Indiana 3 $ 572,000 $ 190,666 $ 59,000
Dallas, Iowa 3 $ 346,000 $ 115,333 $ 56,000
Scott, Iowa 3 $ 345,000 $ 115,000 $ 67,000
Jefferson, Kentucky 3 $ 494,000 $ 164,666 $ 72,000
Jessamine, Kentucky 3 $ 448,000 $ 149,333 $ 52,000
Scott, Kentucky 3 $ 513,000 $ 171,000 $ 78,000
Macomb, Michigan 3 $ 316,000 $ 105,333 $ 45,000
Forrest, Mississippi 3 $ 308,000 $ 102,666 $ 129,000
Jackson, Mississippi 3 $ 823,000 $ 274,333 $ 242,000
Rankin, Mississippi 3 $ 713,000 $ 237,666 $ 121,000
Ray, Missouri 3 $ 445,000 $ 148,333 $ 57,000
Merrimack, New Hampshire 3 $ 540,000 $ 180,000 $ 101,000
Camden, New Jersey 3 $ 483,000 $ 161,000 $ 52,000
Randolph, North Carolina 3 $ 260,000 $ 86,666 $ 30,000
Tulsa, Oklahoma 3 $ 493,000 $ 164,333 $ 124,000
Allegheny, Pennsylvania 3 $ 405,000 $ 135,000 $ 75,000
Philadelphia, Pennsylvania 3 $ 718,000 $ 239,333 $ 105,000
Beaufort, South Carolina 3 $ 858,000 $ 286,000 $ 64,000
Charleston, South Carolina 3 $ 812,000 $ 270,666 $ 68,000
Georgetown, South Carolina 3 $ 575,000 $ 191,666 $ 104,000
Pickens, South Carolina 3 $ 416,000 $ 138,666 $ 66,000
Rutherford, Tennessee 3 $ 589,000 $ 196,333 $ 76,000
Sullivan, Tennessee 3 $ 437,000 $ 145,666 $ 61,000
Cherokee, Texas 3 $ 686,000 $ 228,666 $ 109,000
Lampasas, Texas 3 $ 442,000 $ 147,333 $ 68,000
Victoria, Texas 3 $ 383,000 $ 127,666 $ 77,000
Waller, Texas 3 $ 301,000 $ 100,333 $ 68,000
Wichita, Texas 3 $ 279,000 $ 93,000 $ 96,000
Davis, Utah 3 $ 745,000 $ 248,333 $ 57,000
Lewis, Washington 3 $ 659,000 $ 219,666 $ 85,000
Calhoun, Alabama 2 $ 278,000 $ 139,000 $ 48,000
Cherokee, Alabama 2 $ 186,000 $ 93,000 $ 57,000
Coffee, Alabama 2 $ 501,000 $ 250,500 $ 69,000
Covington, Alabama 2 $ 198,000 $ 99,000 $ 47,000
Greene, Alabama 2 $ 144,000 $ 72,000 $ 50,000
Houston, Alabama 2 $ 238,000 $ 119,000 $ 42,000
Lawrence, Alabama 2 $ 265,000 $ 132,500 $ 40,000
Limestone, Alabama 2 $ 315,000 $ 157,500 $ 53,000
Talladega, Alabama 2 $ 300,000 $ 150,000 $ 58,000
Walker, Alabama 2 $ 238,000 $ 119,000 $ 71,000
Drew, Arkansas 2 $ 194,000 $ 97,000 $ 91,000
Pulaski, Arkansas 2 $ 293,000 $ 146,500 $ 84,000
White, Arkansas 2 $ 326,000 $ 163,000 $ 113,000
Marin, California 2 $ 952,000 $ 476,000 $ 193,000
Placer, California 2 $ 369,000 $ 184,500 $ 58,000
San Joaquin, California 2 $ 616,000 $ 308,000 $ 65,000
Ventura, California 2 $ 841,000 $ 420,500 $ 109,000
Yolo, California 2 $ 743,000 $ 371,500 $ 143,000
Yuba, California 2 $ 303,000 $ 151,500 $ 86,000
El Paso, Colorado 2 $ 475,000 $ 237,500 $ 82,000
Lake, Colorado 2 $ 537,000 $ 268,500 $ 86,000
Park, Colorado 2 $ 295,000 $ 147,500 $ 33,000
Tolland, Connecticut 2 $ 360,000 $ 180,000 $ 69,000
Windham, Connecticut 2 $ 410,000 $ 205,000 $ 47,000
New Castle, Delaware 2 $ 311,000 $ 155,500 $ 52,000
Bay, Florida 2 $ 530,000 $ 265,000 $ 60,000
Franklin, Florida 2 $ 317,000 $ 158,500 $ 51,000
Indian River, Florida 2 $ 756,000 $ 378,000 $ 222,000
Leon, Florida 2 $ 445,000 $ 222,500 $ 85,000
Levy, Florida 2 $ 208,000 $ 104,000 $ 34,000
St. Lucie, Florida 2 $ 290,000 $ 145,000 $ 41,000
Hawaii, Hawaii 2 $ 911,000 $ 455,500 $ 109,000
Champaign, Illinois 2 $ 276,000 $ 138,000 $ 77,000
Ford, Illinois 2 $ 171,000 $ 85,500 $ 70,000
Hendricks, Indiana 2 $ 348,000 $ 174,000 $ 54,000
Marshall, Indiana 2 $ 181,000 $ 90,500 $ 38,000
Shelby, Indiana 2 $ 520,000 $ 260,000 $ 145,000
St. Joseph, Indiana 2 $ 286,000 $ 143,000 $ 41,000
Wabash, Indiana 2 $ 140,000 $ 70,000 $ 23,000
Boone, Iowa 2 $ 170,000 $ 85,000 $ 41,000
Monroe, Iowa 2 $ 178,000 $ 89,000 $ 44,000
Leavenworth, Kansas 2 $ 464,000 $ 232,000 $ 88,000
Iberia, Louisiana 2 $ 371,000 $ 185,500 $ 88,000
Rapides, Louisiana 2 $ 303,000 $ 151,500 $ 46,000
Vermilion, Louisiana 2 $ 267,000 $ 133,500 $ 91,000
West Baton Rouge, Louisiana 2 $ 228,000 $ 114,000 $ 47,000
Cecil, Maryland 2 $ 430,000 $ 215,000 $ 74,000
Wicomico, Maryland 2 $ 439,000 $ 219,500 $ 60,000
Hampshire, Massachusetts 2 $ 263,000 $ 131,500 $ 41,000
Anoka, Minnesota 2 $ 548,000 $ 274,000 $ 96,000
Chisago, Minnesota 2 $ 361,000 $ 180,500 $ 42,000
Isanti, Minnesota 2 $ 341,000 $ 170,500 $ 57,000
Sherburne, Minnesota 2 $ 419,000 $ 209,500 $ 54,000
St. Louis, Minnesota 2 $ 212,000 $ 106,000 $ 52,000
Wright, Minnesota 2 $ 547,000 $ 273,500 $ 92,000
Copiah, Mississippi 2 $ 388,000 $ 194,000 $ 112,000
Madison, Mississippi 2 $ 291,000 $ 145,500 $ 104,000
Marion, Mississippi 2 $ 199,000 $ 99,500 $ 81,000
Pearl River, Mississippi 2 $ 204,000 $ 102,000 $ 63,000
Cass, Missouri 2 $ 325,000 $ 162,500 $ 43,000
Christian, Missouri 2 $ 305,000 $ 152,500 $ 61,000
Ralls, Missouri 2 $ 120,000 $ 60,000 $ 50,000
Taney, Missouri 2 $ 755,000 $ 377,500 $ 167,000
Warren, Missouri 2 $ 268,000 $ 134,000 $ 55,000
Wayne, Nebraska 2 $ 453,000 $ 226,500 $ 60,000
Strafford, New Hampshire 2 $ 346,000 $ 173,000 $ 76,000
Burlington, New Jersey 2 $ 438,000 $ 219,000 $ 69,000
Somerset, New Jersey 2 $ 528,000 $ 264,000 $ 70,000
Lea, New Mexico 2 $ 179,000 $ 89,500 $ 46,000
Luna, New Mexico 2 $ 319,000 $ 159,500 $ 45,000
Otero, New Mexico 2 $ 263,000 $ 131,500 $ 147,000
Roosevelt, New Mexico 2 $ 199,000 $ 99,500 $ 71,000
San Juan, New Mexico 2 $ 380,000 $ 190,000 $ 47,000
Torrance, New Mexico 2 $ 163,000 $ 81,500 $ 46,000
Johnston, North Carolina 2 $ 379,000 $ 189,500 $ 64,000
Mahoning, Ohio 2 $ 360,000 $ 180,000 $ 59,000
Portage, Ohio 2 $ 305,000 $ 152,500 $ 69,000
Warren, Ohio 2 $ 278,000 $ 139,000 $ 76,000
Carter, Oklahoma 2 $ 218,000 $ 109,000 $ 56,000
Grady, Oklahoma 2 $ 284,000 $ 142,000 $ 47,000
McClain, Oklahoma 2 $ 280,000 $ 140,000 $ 49,000
Clackamas, Oregon 2 $ 512,000 $ 256,000 $ 92,000
Multnomah, Oregon 2 $ 476,000 $ 238,000 $ 53,000
Adams, Pennsylvania 2 $ 271,000 $ 135,500 $ 75,000
Dauphin, Pennsylvania 2 $ 192,000 $ 96,000 $ 39,000
Franklin, Pennsylvania 2 $ 438,000 $ 219,000 $ 86,000
Lackawanna, Pennsylvania 2 $ 207,000 $ 103,500 $ 95,000
Lycoming, Pennsylvania 2 $ 207,000 $ 103,500 $ 48,000
Westmoreland, Pennsylvania 2 $ 208,000 $ 104,000 $ 52,000
Washington, Rhode Island 2 $ 407,000 $ 203,500 $ 87,000
Aiken, South Carolina 2 $ 290,000 $ 145,000 $ 43,000
Chesterfield, South Carolina 2 $ 314,000 $ 157,000 $ 195,000
Lexington, South Carolina 2 $ 350,000 $ 175,000 $ 51,000
Orangeburg, South Carolina 2 $ 288,000 $ 144,000 $ 51,000
Sumter, South Carolina 2 $ 374,000 $ 187,000 $ 46,000
Marion, Tennessee 2 $ 198,000 $ 99,000 $ 54,000
Roane, Tennessee 2 $ 221,000 $ 110,500 $ 56,000
Atascosa, Texas 2 $ 394,000 $ 197,000 $ 54,000
Bowie, Texas 2 $ 242,000 $ 121,000 $ 85,000
Cooke, Texas 2 $ 105,000 $ 52,500 $ 41,000
Coryell, Texas 2 $ 225,000 $ 112,500 $ 94,000
Hardin, Texas 2 $ 263,000 $ 131,500 $ 64,000
Henderson, Texas 2 $ 488,000 $ 244,000 $ 137,000
Hill, Texas 2 $ 208,000 $ 104,000 $ 74,000
Hood, Texas 2 $ 198,000 $ 99,000 $ 54,000
Matagorda, Texas 2 $ 167,000 $ 83,500 $ 61,000
Nacogdoches, Texas 2 $ 482,000 $ 241,000 $ 99,000
Upshur, Texas 2 $ 143,000 $ 71,500 $ 27,000
Ward, Texas 2 $ 245,000 $ 122,500 $ 67,000
Washington, Texas 2 $ 217,000 $ 108,500 $ 53,000
San Juan, Utah 2 $ 717,000 $ 358,500 $ 67,000
Berkeley, West Virginia 2 $ 535,000 $ 267,500 $ 118,000
Greenbrier, West Virginia 2 $ 242,000 $ 121,000 $ 46,000
Dane, Wisconsin 2 $ 154,000 $ 77,000 $ 19,000
Milwaukee, Wisconsin 2 $ 448,000 $ 224,000 $ 50,000
Sheboygan, Wisconsin 2 $ 268,000 $ 134,000 $ 62,000
Winnebago, Wisconsin 2 $ 217,000 $ 108,500 $ 37,000
Autauga, Alabama 1 $ 121,000 $ 121,000 $ 36,000
Clarke, Alabama 1 $ 250,000 $ 250,000 $ 49,000
Cleburne, Alabama 1 $ 302,000 $ 302,000 $ 36,000
Cullman, Alabama 1 $ 247,000 $ 247,000 $ 92,000
DeKalb, Alabama 1 $ 73,000 $ 73,000 $ 33,000
Escambia, Alabama 1 $ 139,000 $ 139,000 $ 39,000
Etowah, Alabama 1 $ 67,000 $ 67,000 $ 64,000
Jackson, Alabama 1 $ 750,000 $ 750,000 $ 300,000
Lauderdale, Alabama 1 $ 121,000 $ 121,000 $ 69,000
Marshall, Alabama 1 $ 87,000 $ 87,000 $ 74,000
Monroe, Alabama 1 $ 111,000 $ 111,000 $ 61,000
Tallapoosa, Alabama 1 $ 84,000 $ 84,000 $ 50,000
Anchorage, Alaska 1 $ 250,000 $ 250,000 $ 113,000
Fairbanks North Star, Alaska 1 $ 342,000 $ 342,000 $ 288,000
Cochise, Arizona 1 $ 152,000 $ 152,000 $ 81,000
Navajo, Arizona 1 $ 101,000 $ 101,000 $ 33,000
Boone, Arkansas 1 $ 125,000 $ 125,000 $ 60,000
Bradley, Arkansas 1 $ 118,000 $ 118,000 $ 88,000
Cross, Arkansas 1 $ 193,000 $ 193,000 $ 141,000
Garland, Arkansas 1 $ 222,000 $ 222,000 $ 97,000
Lonoke, Arkansas 1 $ 98,000 $ 98,000 $ 40,000
Miller, Arkansas 1 $ 70,000 $ 70,000 $ 62,000
Nevada, Arkansas 1 $ 152,000 $ 152,000 $ 132,000
Saline, Arkansas 1 $ 140,000 $ 140,000 $ 88,000
El Dorado, California 1 $ 417,000 $ 417,000 $ 165,000
Lake, California 1 $ 250,000 $ 250,000 $ 199,000
Mariposa, California 1 $ 265,000 $ 265,000 $ 102,000
Monterey, California 1 $ 150,000 $ 150,000 $ 79,000
San Benito, California 1 $ 128,000 $ 128,000 $ 83,000
San Luis Obispo, California 1 $ 500,000 $ 500,000 $ 219,000
San Mateo, California 1 $ 255,000 $ 255,000 $ 57,000
Siskiyou, California 1 $ 135,000 $ 135,000 $ 39,000
Broomfield, Colorado 1 $ 212,000 $ 212,000 $ 47,000
Elbert, Colorado 1 $ 202,000 $ 202,000 $ 37,000
Ouray, Colorado 1 $ 253,000 $ 253,000 $ 660,000
Middlesex, Connecticut 1 $ 193,000 $ 193,000 $ 56,000
Alachua, Florida 1 $ 143,000 $ 143,000 $ 31,000
Collier, Florida 1 $ 135,000 $ 135,000 $ 61,000
Marion, Florida 1 $ 92,000 $ 92,000 $ 80,000
Monroe, Florida 1 $ 417,000 $ 417,000 $ 300,000
Nassau, Florida 1 $ 132,000 $ 132,000 $ 64,000
Seminole, Florida 1 $ 183,000 $ 183,000 $ 61,000
Sumter, Florida 1 $ 137,000 $ 137,000 $ 32,000
Fremont, Idaho 1 $ 220,000 $ 220,000 $ 166,000
Kane, Illinois 1 $ 156,000 $ 156,000 $ 45,000
Kendall, Illinois 1 $ 198,000 $ 198,000 $ 70,000
Lake, Illinois 1 $ 237,000 $ 237,000 $ 69,000
Macoupin, Illinois 1 $ 89,000 $ 89,000 $ 30,000
Peoria, Illinois 1 $ 99,000 $ 99,000 $ 40,000
Rock Island, Illinois 1 $ 121,000 $ 121,000 $ 60,000
Tazewell, Illinois 1 $ 70,000 $ 70,000 $ 38,000
Clark, Indiana 1 $ 107,000 $ 107,000 $ 63,000
Daviess, Indiana 1 $ 338,000 $ 338,000 $ 50,000
Delaware, Indiana 1 $ 72,000 $ 72,000 $ 31,000
Gibson, Indiana 1 $ 174,000 $ 174,000 $ 78,000
Jasper, Indiana 1 $ 230,000 $ 230,000 $ 49,000
LaPorte, Indiana 1 $ 101,000 $ 101,000 $ 47,000
Steuben, Indiana 1 $ 122,000 $ 122,000 $ 74,000
Clarke, Iowa 1 $ 68,000 $ 68,000 $ 43,000
Des Moines, Iowa 1 $ 63,000 $ 63,000 $ 29,000
Johnson, Iowa 1 $ 89,000 $ 89,000 $ 29,000
Jones, Iowa 1 $ 88,000 $ 88,000 $ 39,000
Madison, Iowa 1 $ 77,000 $ 77,000 $ 34,000
Mahaska, Iowa 1 $ 79,000 $ 79,000 $ 38,000
Marion, Iowa 1 $ 109,000 $ 109,000 $ 34,000
Muscatine, Iowa 1 $ 74,000 $ 74,000 $ 42,000
Pottawattamie, Iowa 1 $ 124,000 $ 124,000 $ 82,000
Story, Iowa 1 $ 91,000 $ 91,000 $ 40,000
Warren, Iowa 1 $ 143,000 $ 143,000 $ 74,000
Butler, Kansas 1 $ 79,000 $ 79,000 $ 79,000
Cowley, Kansas 1 $ 58,000 $ 58,000 $ 40,000
Harvey, Kansas 1 $ 59,000 $ 59,000 $ 54,000
Kingman, Kansas 1 $ 54,000 $ 54,000 $ 91,000
Miami, Kansas 1 $ 125,000 $ 125,000 $ 37,000
Montgomery, Kansas 1 $ 48,000 $ 48,000 $ 202,000
Wyandotte, Kansas 1 $ 48,000 $ 48,000 $ 71,000
Bullitt, Kentucky 1 $ 259,000 $ 259,000 $ 123,000
Campbell, Kentucky 1 $ 86,000 $ 86,000 $ 52,000
Clark, Kentucky 1 $ 269,000 $ 269,000 $ 75,000
Garrard, Kentucky 1 $ 166,000 $ 166,000 $ 64,000
Hardin, Kentucky 1 $ 158,000 $ 158,000 $ 36,000
Laurel, Kentucky 1 $ 151,000 $ 151,000 $ 35,000
Nelson, Kentucky 1 $ 255,000 $ 255,000 $ 84,000
Pulaski, Kentucky 1 $ 77,000 $ 77,000 $ 28,000
Spencer, Kentucky 1 $ 170,000 $ 170,000 $ 60,000
Acadia, Louisiana 1 $ 99,000 $ 99,000 $ 28,000
Calcasieu, Louisiana 1 $ 193,000 $ 193,000 $ 89,000
Iberville, Louisiana 1 $ 70,000 $ 70,000 $ 22,000
Jefferson Davis, Louisiana 1 $ 139,000 $ 139,000 $ 190,000
Lafayette, Louisiana 1 $ 136,000 $ 136,000 $ 65,000
St. Helena, Louisiana 1 $ 87,000 $ 87,000 $ 43,000
St. John the Baptist, Louisiana 1 $ 145,000 $ 145,000 $ 99,000
St. Mary, Louisiana 1 $ 128,000 $ 128,000 $ 58,000
Terrebonne, Louisiana 1 $ 308,000 $ 308,000 $ 138,000
Union, Louisiana 1 $ 77,000 $ 77,000 $ 39,000
Webster, Louisiana 1 $ 74,000 $ 74,000 $ 24,000
Hancock, Maine 1 $ 162,000 $ 162,000 $ 42,000
Penobscot, Maine 1 $ 116,000 $ 116,000 $ 32,000
Calvert, Maryland 1 $ 167,000 $ 167,000 $ 68,000
Charles, Maryland 1 $ 446,000 $ 446,000 $ 147,000
Frederick, Maryland 1 $ 417,000 $ 417,000 $ 185,000
Allegan, Michigan 1 $ 59,000 $ 59,000 $ 28,000
Genesee, Michigan 1 $ 171,000 $ 171,000 $ 39,000
Ingham, Michigan 1 $ 229,000 $ 229,000 $ 280,000
Monroe, Michigan 1 $ 190,000 $ 190,000 $ 55,000
Muskegon, Michigan 1 $ 152,000 $ 152,000 $ 107,000
Ottawa, Michigan 1 $ 60,000 $ 60,000 $ 23,000
Saginaw, Michigan 1 $ 82,000 $ 82,000 $ 37,000
St. Joseph, Michigan 1 $ 60,000 $ 60,000 $ 59,000
Van Buren, Michigan 1 $ 115,000 $ 115,000 $ 48,000
Washtenaw, Michigan 1 $ 140,000 $ 140,000 $ 80,000
Carver, Minnesota 1 $ 203,000 $ 203,000 $ 78,000
Goodhue, Minnesota 1 $ 179,000 $ 179,000 $ 83,000
Lyon, Minnesota 1 $ 84,000 $ 84,000 $ 37,000
Rock, Minnesota 1 $ 125,000 $ 125,000 $ 74,000
Scott, Minnesota 1 $ 184,000 $ 184,000 $ 56,000
Washington, Minnesota 1 $ 259,000 $ 259,000 $ 54,000
Adams, Mississippi 1 $ 210,000 $ 210,000 $ 87,000
Alcorn, Mississippi 1 $ 73,000 $ 73,000 $ 56,000
Covington, Mississippi 1 $ 243,000 $ 243,000 $ 84,000
George, Mississippi 1 $ 107,000 $ 107,000 $ 40,000
Jones, Mississippi 1 $ 74,000 $ 74,000 $ 63,000
Lamar, Mississippi 1 $ 98,000 $ 98,000 $ 200,000
Page:

Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,183 $390,551,000 $178,000 $829,000 $78,000 $1,176,000
Refinancing 1,973 $385,873,000 $195,000 $1,854,000 $82,000 $1,080,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,554 $476,917,000 $186,000 $1,650,000 $84,000 $1,176,000
Not Provided 705 $143,740,000 $203,000 $1,854,000 $79,000 $1,077,000
Hispanic 452 $79,039,000 $174,000 $740,000 $65,000 $327,000
Black or African American 336 $55,029,000 $163,000 $560,000 $67,000 $615,000
Asian 90 $17,449,000 $193,000 $534,000 $84,000 $387,000
Native Hawaiian or Other Pacific Islander 12 $3,221,000 $268,000 $420,000 $83,000 $160,000
American Indian or Alaskan Native 7 $1,029,000 $147,000 $230,000 $97,000 $173,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,048 $339,011,000 $165,000 $350,000 $65,000 $886,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,767 $372,053,000 $210,000 $1,854,000 $98,000 $1,176,000
VA-guaranteed (Veterans Administration) 336 $64,782,000 $192,000 $347,000 $68,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $578,000 $115,000 $130,000 $41,000 $44,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,362 $432,367,000 $183,000 $1,650,000 $78,000 $1,080,000
Application Denied By Financial Institution 599 $115,739,000 $193,000 $822,000 $77,000 $384,000
Application Withdrawn By Applicant 478 $95,708,000 $200,000 $1,854,000 $80,000 $1,077,000
Application Approved But Not Accepted 454 $85,247,000 $187,000 $730,000 $81,000 $615,000
File Closed For Incompleteness 263 $47,363,000 $180,000 $740,000 $93,000 $1,176,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 92 $14,125,000 $153,000 $423,000 $60,000 $178,000
Debt-To-Income Ratio 90 $18,065,000 $200,000 $560,000 $56,000 $350,000
Collateral 59 $13,486,000 $228,000 $822,000 $96,000 $336,000
Other 50 $10,033,000 $200,000 $584,000 $97,000 $288,000
Unverifiable Information 30 $6,799,000 $226,000 $555,000 $106,000 $384,000
Employment History 15 $2,636,000 $175,000 $417,000 $64,000 $120,000
Credit Application Incomplete 4 $424,000 $106,000 $168,000 $48,000 $81,000
Mortgage Insurance Denied 4 $608,000 $152,000 $318,000 $50,000 $77,000
Insufficient Cash (Downpayment, Closing Cost) 2 $634,000 $317,000 $339,000 $123,000 $124,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List