Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2008
In 2008, Ark-La-Tex Financial Services of Plano, TX reported 4,156 mortgage applications totaling $776.4 million, down 4% from 2007. The average application was for $186,820, and applicants reported an average income of $79,898. 57% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Dallas-Plano-Irving, TX (361), Fort Worth-Arlington, TX (158) and Tacoma, WA (140) (applications in parentheses).
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000w Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,156 |
| Total Mortgage Loan Application Amount | $776,424,000 |
| Average Mortgage Loan Application Amount | $186,820 |
| Highest Mortgage Loan Application Amount | $1,854,000 |
| Average Applicant Income | $79,898 |
| Highest Applicant Income | $1,176,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 361 | $ 63,523,000 | $ 175,963 | $ 89,000 |
| Fort Worth-Arlington, TX | 158 | $ 24,885,000 | $ 157,500 | $ 91,000 |
| Tacoma, WA | 140 | $ 34,926,000 | $ 249,471 | $ 84,000 |
| Houston-Sugar Land-Baytown, TX | 120 | $ 19,181,000 | $ 159,841 | $ 89,000 |
| San Antonio, TX | 112 | $ 16,998,000 | $ 151,767 | $ 83,000 |
| St. Louis, MO-IL | 94 | $ 12,987,000 | $ 138,159 | $ 58,574 |
| Tampa-St. Petersburg-Clearwater, FL | 94 | $ 13,733,000 | $ 146,095 | $ 58,000 |
| Austin-Round Rock, TX | 80 | $ 16,241,000 | $ 203,012 | $ 102,000 |
| Riverside-San Bernardino-Ontario, CA | 77 | $ 19,675,000 | $ 255,519 | $ 89,000 |
| Albuquerque, NM | 75 | $ 13,598,000 | $ 181,306 | $ 63,000 |
| Visalia-Porterville, CA | 75 | $ 14,478,000 | $ 193,040 | $ 98,000 |
| Birmingham-Hoover, AL | 72 | $ 13,456,000 | $ 186,888 | $ 71,000 |
| Kansas City, MO-KS | 66 | $ 9,835,000 | $ 149,015 | $ 63,727 |
| Bradenton-Sarasota-Venice, FL | 65 | $ 8,684,000 | $ 133,600 | $ 63,000 |
| Baton Rouge, LA | 53 | $ 8,812,000 | $ 166,264 | $ 65,000 |
| Boston-Quincy, MA | 53 | $ 13,449,000 | $ 253,754 | $ 87,000 |
| Los Angeles-Long Beach-Glendale, CA | 49 | $ 15,003,000 | $ 306,183 | $ 95,000 |
| Baltimore-Towson, MD | 48 | $ 12,191,000 | $ 253,979 | $ 96,000 |
| New Orleans-Metairie-Kenner, LA | 46 | $ 6,911,000 | $ 150,239 | $ 69,000 |
| Denver-Aurora, CO | 44 | $ 8,631,000 | $ 196,159 | $ 68,000 |
| Edison-New Brunswick, NJ | 44 | $ 11,945,000 | $ 271,477 | $ 91,000 |
| Oklahoma City, OK | 44 | $ 6,549,000 | $ 148,840 | $ 70,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 42 | $ 7,788,000 | $ 185,428 | $ 85,000 |
| Chicago-Naperville-Joliet, IL | 41 | $ 9,020,000 | $ 220,000 | $ 80,000 |
| Laredo, TX | 41 | $ 5,440,000 | $ 132,682 | $ 57,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 41 | $ 6,564,000 | $ 160,097 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 7,301,000 | $ 182,525 | $ 89,000 |
| Shreveport-Bossier City, LA | 39 | $ 6,135,000 | $ 157,307 | $ 72,000 |
| Newark-Union, NJ-PA | 36 | $ 9,412,000 | $ 261,444 | $ 96,805 |
| Seattle-Bellevue-Everett, WA | 34 | $ 10,284,000 | $ 302,470 | $ 95,000 |
| Springfield, MA | 32 | $ 5,100,000 | $ 159,375 | $ 64,000 |
| Casper, WY | 31 | $ 5,082,000 | $ 163,935 | $ 57,000 |
| Olympia, WA | 31 | $ 7,944,000 | $ 256,258 | $ 80,000 |
| Phoenix-Mesa-Scottsdale, AZ | 31 | $ 7,991,000 | $ 257,774 | $ 91,000 |
| Worcester, MA | 31 | $ 6,113,000 | $ 197,193 | $ 67,000 |
| Providence-New Bedford-Fall River, RI-MA | 30 | $ 5,973,000 | $ 199,100 | $ 66,633 |
| Des Moines-West Des Moines, IA | 29 | $ 3,646,000 | $ 125,724 | $ 51,000 |
| Hartford-West Hartford-East Hartford, CT | 29 | $ 5,787,000 | $ 199,551 | $ 69,000 |
| Jacksonville, FL | 29 | $ 5,281,000 | $ 182,103 | $ 84,000 |
| Brownsville-Harlingen, TX | 28 | $ 3,400,000 | $ 121,428 | $ 63,000 |
| Fresno, CA | 28 | $ 5,095,000 | $ 181,964 | $ 74,000 |
| Mobile, AL | 28 | $ 5,267,000 | $ 188,107 | $ 97,000 |
| Lexington-Fayette, KY | 27 | $ 4,467,000 | $ 165,444 | $ 65,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 27 | $ 5,936,000 | $ 219,851 | $ 69,666 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 5,933,000 | $ 228,192 | $ 67,000 |
| Cambridge-Newton-Framingham, MA | 25 | $ 7,211,000 | $ 288,440 | $ 92,000 |
| Memphis, TN-MS-AR | 25 | $ 3,234,000 | $ 129,360 | $ 138,400 |
| Greenville-Mauldin-Easley, SC | 23 | $ 3,321,000 | $ 144,391 | $ 65,000 |
| New Haven-Milford, CT | 23 | $ 3,941,000 | $ 171,347 | $ 69,000 |
| New York-White Plains-Wayne, NY-NJ | 23 | $ 7,345,000 | $ 319,347 | $ 101,000 |
| Las Cruces, NM | 22 | $ 2,910,000 | $ 132,272 | $ 49,000 |
| Indianapolis-Carmel, IN | 19 | $ 3,187,000 | $ 167,736 | $ 82,000 |
| Longview, TX | 19 | $ 2,324,000 | $ 122,315 | $ 55,000 |
| Beaumont-Port Arthur, TX | 18 | $ 1,705,000 | $ 94,722 | $ 55,000 |
| Portland-South Portland-Biddeford, ME | 18 | $ 3,272,000 | $ 181,777 | $ 73,000 |
| Detroit-Livonia-Dearborn, MI | 17 | $ 2,563,000 | $ 150,764 | $ 91,000 |
| Gary, IN | 16 | $ 2,498,000 | $ 156,125 | $ 64,000 |
| Kalamazoo-Portage, MI | 16 | $ 1,811,000 | $ 113,187 | $ 48,000 |
| Springfield, MO | 16 | $ 2,146,000 | $ 134,125 | $ 55,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 4,771,000 | $ 318,066 | $ 141,000 |
| Oakland-Fremont-Hayward, CA | 15 | $ 4,904,000 | $ 326,933 | $ 100,000 |
| Santa Ana-Anaheim-Irvine, CA | 15 | $ 6,882,000 | $ 458,800 | $ 163,000 |
| Vallejo-Fairfield, CA | 15 | $ 4,232,000 | $ 282,133 | $ 61,000 |
| Killeen-Temple-Fort Hood, TX | 14 | $ 2,140,000 | $ 152,857 | $ 86,000 |
| Modesto, CA | 14 | $ 3,189,000 | $ 227,785 | $ 75,000 |
| Peabody, MA | 14 | $ 4,489,000 | $ 320,642 | $ 125,000 |
| Flagstaff, AZ | 13 | $ 3,732,000 | $ 287,076 | $ 83,000 |
| Huntsville, AL | 13 | $ 2,458,000 | $ 189,076 | $ 82,000 |
| Las Vegas-Paradise, NV | 13 | $ 2,774,000 | $ 213,384 | $ 88,000 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 4,072,000 | $ 313,230 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 2,052,000 | $ 157,846 | $ 52,000 |
| Rockingham County-Strafford County, NH | 13 | $ 2,667,000 | $ 205,153 | $ 77,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 4,185,000 | $ 321,923 | $ 113,000 |
| Charlotte-Gastonia-Concord, NC-SC | 12 | $ 2,116,000 | $ 176,333 | $ 74,416 |
| Grand Junction, CO | 11 | $ 2,727,000 | $ 247,909 | $ 120,000 |
| Gulfport-Biloxi, MS | 11 | $ 1,316,000 | $ 119,636 | $ 65,000 |
| Jackson, MS | 11 | $ 1,807,000 | $ 164,272 | $ 92,000 |
| Orlando-Kissimmee, FL | 11 | $ 2,301,000 | $ 209,181 | $ 161,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 11 | $ 3,102,000 | $ 282,000 | $ 135,000 |
| Burlington-South Burlington, VT | 10 | $ 1,821,000 | $ 182,100 | $ 62,000 |
| Cincinnati-Middletown, OH-KY-IN | 10 | $ 1,199,000 | $ 119,900 | $ 54,700 |
| Columbia, SC | 10 | $ 1,611,000 | $ 161,100 | $ 57,000 |
| Corpus Christi, TX | 10 | $ 1,676,000 | $ 167,600 | $ 84,000 |
| El Paso, TX | 10 | $ 1,620,000 | $ 162,000 | $ 88,000 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 1,702,000 | $ 170,200 | $ 80,200 |
| Sherman-Denison, TX | 10 | $ 1,591,000 | $ 159,100 | $ 82,000 |
| Wichita, KS | 10 | $ 908,000 | $ 90,800 | $ 63,000 |
| Lakeland-Winter Haven, FL | 9 | $ 967,000 | $ 107,444 | $ 33,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 1,155,000 | $ 128,333 | $ 83,000 |
| Montgomery, AL | 9 | $ 1,348,000 | $ 149,777 | $ 66,000 |
| Raleigh-Cary, NC | 9 | $ 1,666,000 | $ 185,111 | $ 61,000 |
| Salt Lake City, UT | 9 | $ 2,376,000 | $ 264,000 | $ 84,000 |
| Tuscaloosa, AL | 9 | $ 1,021,000 | $ 113,444 | $ 47,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,226,000 | $ 136,222 | $ 98,000 |
| York-Hanover, PA | 9 | $ 1,433,000 | $ 159,222 | $ 59,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 8 | $ 1,505,000 | $ 188,125 | $ 62,000 |
| Ogden-Clearfield, UT | 8 | $ 1,466,000 | $ 183,250 | $ 73,000 |
| Santa Rosa-Petaluma, CA | 8 | $ 2,219,000 | $ 277,375 | $ 84,000 |
| Louisville-Jefferson County, KY-IN | 7 | $ 1,285,000 | $ 183,571 | $ 77,571 |
| Manchester-Nashua, NH | 7 | $ 1,110,000 | $ 158,571 | $ 92,000 |
| Spartanburg, SC | 7 | $ 1,051,000 | $ 150,142 | $ 71,000 |
| Abilene, TX | 6 | $ 771,000 | $ 128,500 | $ 45,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 2,453,000 | $ 408,833 | $ 277,000 |
| Chattanooga, TN-GA | 6 | $ 748,000 | $ 124,666 | $ 49,000 |
| College Station-Bryan, TX | 6 | $ 869,000 | $ 144,833 | $ 54,000 |
| Decatur, AL | 6 | $ 831,000 | $ 138,500 | $ 58,000 |
| Fort Walton Beach-Crestview-Destin, FL | 6 | $ 1,069,000 | $ 178,166 | $ 70,000 |
| Philadelphia, PA | 6 | $ 1,677,000 | $ 279,500 | $ 97,000 |
| Pittsburgh, PA | 6 | $ 697,000 | $ 116,166 | $ 67,000 |
| Portland-Vancouver-Beaverton, OR-WA | 6 | $ 1,352,000 | $ 225,333 | $ 71,500 |
| San Francisco-San Mateo-Redwood City, CA | 6 | $ 2,671,000 | $ 445,166 | $ 157,000 |
| St. Joseph, MO-KS | 6 | $ 717,000 | $ 119,500 | $ 80,000 |
| Tucson, AZ | 6 | $ 1,436,000 | $ 239,333 | $ 73,000 |
| Camden, NJ | 5 | $ 921,000 | $ 184,200 | $ 59,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 760,000 | $ 152,000 | $ 66,000 |
| Fort Collins-Loveland, CO | 5 | $ 823,000 | $ 164,600 | $ 48,000 |
| Provo-Orem, UT | 5 | $ 1,478,000 | $ 295,600 | $ 78,000 |
| Appleton, WI | 4 | $ 655,000 | $ 163,750 | $ 62,000 |
| Barnstable Town, MA | 4 | $ 1,282,000 | $ 320,500 | $ 107,000 |
| Champaign-Urbana, IL | 4 | $ 447,000 | $ 111,750 | $ 73,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 987,000 | $ 246,750 | $ 86,000 |
| Cheyenne, WY | 4 | $ 557,000 | $ 139,250 | $ 64,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 466,000 | $ 116,500 | $ 65,250 |
| Fort Wayne, IN | 4 | $ 376,000 | $ 94,000 | $ 49,000 |
| Greensboro-High Point, NC | 4 | $ 485,000 | $ 121,250 | $ 36,000 |
| Hanford-Corcoran, CA | 4 | $ 932,000 | $ 233,000 | $ 72,000 |
| Hattiesburg, MS | 4 | $ 406,000 | $ 101,500 | $ 147,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 523,000 | $ 130,750 | $ 56,000 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 531,000 | $ 132,750 | $ 74,000 |
| Lubbock, TX | 4 | $ 939,000 | $ 234,750 | $ 95,000 |
| Merced, CA | 4 | $ 782,000 | $ 195,500 | $ 54,000 |
| Norwich-New London, CT | 4 | $ 958,000 | $ 239,500 | $ 76,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 830,000 | $ 207,500 | $ 72,000 |
| Pascagoula, MS | 4 | $ 930,000 | $ 232,500 | $ 191,000 |
| Tyler, TX | 4 | $ 423,000 | $ 105,750 | $ 39,000 |
| Waco, TX | 4 | $ 508,000 | $ 127,000 | $ 67,000 |
| Wichita Falls, TX | 4 | $ 377,000 | $ 94,250 | $ 86,000 |
| Wilmington, DE-MD-NJ | 4 | $ 741,000 | $ 185,250 | $ 63,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 509,000 | $ 127,250 | $ 51,500 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 445,000 | $ 148,333 | $ 36,666 |
| Amarillo, TX | 3 | $ 379,000 | $ 126,333 | $ 83,000 |
| Auburn-Opelika, AL | 3 | $ 536,000 | $ 178,666 | $ 45,000 |
| Bakersfield, CA | 3 | $ 759,000 | $ 253,000 | $ 101,000 |
| Bloomington, IN | 3 | $ 572,000 | $ 190,666 | $ 59,000 |
| Bloomington-Normal, IL | 3 | $ 419,000 | $ 139,666 | $ 78,000 |
| Boulder, CO | 3 | $ 747,000 | $ 249,000 | $ 115,000 |
| Dayton, OH | 3 | $ 348,000 | $ 116,000 | $ 27,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 515,000 | $ 171,666 | $ 66,000 |
| Greeley, CO | 3 | $ 595,000 | $ 198,333 | $ 68,000 |
| Harrisburg-Carlisle, PA | 3 | $ 346,000 | $ 115,333 | $ 38,000 |
| Honolulu, HI | 3 | $ 781,000 | $ 260,333 | $ 74,000 |
| Knoxville, TN | 3 | $ 488,000 | $ 162,666 | $ 87,000 |
| Madera, CA | 3 | $ 686,000 | $ 228,666 | $ 67,000 |
| Madison, WI | 3 | $ 305,000 | $ 101,666 | $ 31,000 |
| Palm Coast, FL | 3 | $ 531,000 | $ 177,000 | $ 84,000 |
| Prescott, AZ | 3 | $ 723,000 | $ 241,000 | $ 61,000 |
| Punta Gorda, FL | 3 | $ 690,000 | $ 230,000 | $ 78,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 312,000 | $ 104,000 | $ 77,333 |
| Tulsa, OK | 3 | $ 493,000 | $ 164,333 | $ 124,000 |
| Victoria, TX | 3 | $ 383,000 | $ 127,666 | $ 77,000 |
| Akron, OH | 2 | $ 305,000 | $ 152,500 | $ 69,000 |
| Alexandria, LA | 2 | $ 303,000 | $ 151,500 | $ 46,000 |
| Anniston-Oxford, AL | 2 | $ 278,000 | $ 139,000 | $ 48,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| Clarksville, TN-KY | 2 | $ 276,000 | $ 138,000 | $ 53,000 |
| Colorado Springs, CO | 2 | $ 475,000 | $ 237,500 | $ 82,000 |
| Columbus, OH | 2 | $ 328,000 | $ 164,000 | $ 49,000 |
| Dothan, AL | 2 | $ 238,000 | $ 119,000 | $ 42,000 |
| Duluth, MN-WI | 2 | $ 212,000 | $ 106,000 | $ 52,000 |
| Farmington, NM | 2 | $ 380,000 | $ 190,000 | $ 47,000 |
| Green Bay, WI | 2 | $ 235,000 | $ 117,500 | $ 52,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 535,000 | $ 267,500 | $ 118,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 448,000 | $ 224,000 | $ 50,000 |
| Oshkosh-Neenah, WI | 2 | $ 217,000 | $ 108,500 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 841,000 | $ 420,500 | $ 109,000 |
| Panama City-Lynn Haven, FL | 2 | $ 530,000 | $ 265,000 | $ 60,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 244,000 | $ 122,000 | $ 36,000 |
| Peoria, IL | 2 | $ 169,000 | $ 84,500 | $ 39,000 |
| Port St. Lucie, FL | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Salisbury, MD | 2 | $ 439,000 | $ 219,500 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 207,000 | $ 103,500 | $ 95,000 |
| Sebastian-Vero Beach, FL | 2 | $ 756,000 | $ 378,000 | $ 222,000 |
| Sheboygan, WI | 2 | $ 268,000 | $ 134,000 | $ 62,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 286,000 | $ 143,000 | $ 41,000 |
| Stockton, CA | 2 | $ 616,000 | $ 308,000 | $ 65,000 |
| Sumter, SC | 2 | $ 374,000 | $ 187,000 | $ 46,000 |
| Tallahassee, FL | 2 | $ 445,000 | $ 222,500 | $ 85,000 |
| Williamsport, PA | 2 | $ 207,000 | $ 103,500 | $ 48,000 |
| Yuba City, CA | 2 | $ 303,000 | $ 151,500 | $ 86,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 198,000 | $ 198,000 | $ 48,000 |
| Ames, IA | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Anchorage, AK | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
| Anderson, SC | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Ann Arbor, MI | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Asheville, NC | 1 | $ 296,000 | $ 296,000 | $ 73,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Bangor, ME | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| Billings, MT | 1 | $ 328,000 | $ 328,000 | $ 169,000 |
| Canton-Massillon, OH | 1 | $ 251,000 | $ 251,000 | $ 68,000 |
| Cedar Rapids, IA | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Charleston, WV | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Charlottesville, VA | 1 | $ 168,000 | $ 168,000 | $ 81,000 |
| Cleveland, TN | 1 | $ 106,000 | $ 106,000 | $ 91,000 |
| Columbia, MO | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Durham, NC | 1 | $ 230,000 | $ 230,000 | $ 160,000 |
| Elizabethtown, KY | 1 | $ 158,000 | $ 158,000 | $ 36,000 |
| Evansville, IN-KY | 1 | $ 174,000 | $ 174,000 | $ 78,000 |
| Fairbanks, AK | 1 | $ 342,000 | $ 342,000 | $ 288,000 |
| Fayetteville, NC | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| Flint, MI | 1 | $ 171,000 | $ 171,000 | $ 39,000 |
| Florence-Muscle Shoals, AL | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| Fond Du Lac, WI | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Gadsden, AL | 1 | $ 67,000 | $ 67,000 | $ 64,000 |
| Gainesville, FL | 1 | $ 143,000 | $ 143,000 | $ 31,000 |
| Holland-Grand Haven, MI | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Hot Springs, AR | 1 | $ 222,000 | $ 222,000 | $ 97,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 308,000 | $ 308,000 | $ 138,000 |
| Iowa City, IA | 1 | $ 89,000 | $ 89,000 | $ 29,000 |
| Jackson, TN | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Jefferson City, MO | 1 | $ 197,000 | $ 197,000 | $ 60,000 |
| Johnson City, TN | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Joplin, MO | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 188,000 | $ 188,000 | $ 94,000 |
| Lafayette, LA | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Lake Charles, LA | 1 | $ 193,000 | $ 193,000 | $ 89,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 237,000 | $ 237,000 | $ 69,000 |
| Lansing-East Lansing, MI | 1 | $ 229,000 | $ 229,000 | $ 280,000 |
| Lawton, OK | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Lincoln, NE | 1 | $ 193,000 | $ 193,000 | $ 103,000 |
| Logan, UT-ID | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Michigan City-La Porte, IN | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Midland, TX | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Monroe, LA | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Monroe, MI | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Morristown, TN | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Muncie, IN | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Muskegon-Norton Shores, MI | 1 | $ 152,000 | $ 152,000 | $ 107,000 |
| Naples-Marco Island, FL | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Ocala, FL | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Reading, PA | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Richmond, VA | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Salinas, CA | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| San Angelo, TX | 1 | $ 112,000 | $ 112,000 | $ 120,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 128,000 | $ 128,000 | $ 83,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 500,000 | $ 500,000 | $ 219,000 |
| Sandusky, OH | 1 | $ 210,000 | $ 210,000 | $ 74,000 |
| Santa Fe, NM | 1 | $ 198,000 | $ 198,000 | $ 54,000 |
| Spokane, WA | 1 | $ 192,000 | $ 192,000 | $ 165,000 |
| St. George, UT | 1 | $ 139,000 | $ 139,000 | $ 46,000 |
| Trenton-Ewing, NJ | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Wenatchee, WA | 1 | $ 110,000 | $ 110,000 | $ 121,000 |
| Winston-Salem, NC | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,183 | $390,551,000 | $178,000 | $829,000 | $78,000 | $1,176,000 |
| Refinancing | 1,973 | $385,873,000 | $195,000 | $1,854,000 | $82,000 | $1,080,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,554 | $476,917,000 | $186,000 | $1,650,000 | $84,000 | $1,176,000 |
| Not Provided | 705 | $143,740,000 | $203,000 | $1,854,000 | $79,000 | $1,077,000 |
| Hispanic | 452 | $79,039,000 | $174,000 | $740,000 | $65,000 | $327,000 |
| Black or African American | 336 | $55,029,000 | $163,000 | $560,000 | $67,000 | $615,000 |
| Asian | 90 | $17,449,000 | $193,000 | $534,000 | $84,000 | $387,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,221,000 | $268,000 | $420,000 | $83,000 | $160,000 |
| American Indian or Alaskan Native | 7 | $1,029,000 | $147,000 | $230,000 | $97,000 | $173,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,048 | $339,011,000 | $165,000 | $350,000 | $65,000 | $886,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,767 | $372,053,000 | $210,000 | $1,854,000 | $98,000 | $1,176,000 |
| VA-guaranteed (Veterans Administration) | 336 | $64,782,000 | $192,000 | $347,000 | $68,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $578,000 | $115,000 | $130,000 | $41,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,362 | $432,367,000 | $183,000 | $1,650,000 | $78,000 | $1,080,000 |
| Application Denied By Financial Institution | 599 | $115,739,000 | $193,000 | $822,000 | $77,000 | $384,000 |
| Application Withdrawn By Applicant | 478 | $95,708,000 | $200,000 | $1,854,000 | $80,000 | $1,077,000 |
| Application Approved But Not Accepted | 454 | $85,247,000 | $187,000 | $730,000 | $81,000 | $615,000 |
| File Closed For Incompleteness | 263 | $47,363,000 | $180,000 | $740,000 | $93,000 | $1,176,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 92 | $14,125,000 | $153,000 | $423,000 | $60,000 | $178,000 |
| Debt-To-Income Ratio | 90 | $18,065,000 | $200,000 | $560,000 | $56,000 | $350,000 |
| Collateral | 59 | $13,486,000 | $228,000 | $822,000 | $96,000 | $336,000 |
| Other | 50 | $10,033,000 | $200,000 | $584,000 | $97,000 | $288,000 |
| Unverifiable Information | 30 | $6,799,000 | $226,000 | $555,000 | $106,000 | $384,000 |
| Employment History | 15 | $2,636,000 | $175,000 | $417,000 | $64,000 | $120,000 |
| Credit Application Incomplete | 4 | $424,000 | $106,000 | $168,000 | $48,000 | $81,000 |
| Mortgage Insurance Denied | 4 | $608,000 | $152,000 | $318,000 | $50,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $634,000 | $317,000 | $339,000 | $123,000 | $124,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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