Arvest Bank Mortgage Lending & HMDA Data, 2014

In 2014, Arvest Bank of Tulsa, OK reported 7,717 mortgage applications totaling $253.2 million, down 8% from 2013. The average application was for $32,804, and applicants reported an average income of $73,838. 55% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (1,490), Tulsa, OK (1,411) and Oklahoma City, OK (678) (applications in parentheses).

Mortgage Company & Address Arvest Bank

Tulsa, OK 74103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,717
Total Mortgage Loan Application Amount $253,155,000
Average Mortgage Loan Application Amount $32,804
Highest Mortgage Loan Application Amount $2,650,000
Average Applicant Income $73,838
Highest Applicant Income $2,193,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Arvest Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 1,002 $ 23,310,000 $ 23,263 $ 81,000
Benton, Arkansas 693 $ 24,218,000 $ 34,946 $ 73,000
Washington, Arkansas 651 $ 32,923,000 $ 50,572 $ 82,000
Oklahoma, Oklahoma 354 $ 6,612,000 $ 18,677 $ 88,000
Sebastian, Arkansas 339 $ 12,855,000 $ 37,920 $ 83,000
Pulaski, Arkansas 257 $ 10,385,000 $ 40,408 $ 77,000
Comanche, Oklahoma 184 $ 4,483,000 $ 24,364 $ 119,000
Pope, Arkansas 164 $ 7,034,000 $ 42,890 $ 66,000
Cleveland, Oklahoma 164 $ 3,948,000 $ 24,073 $ 78,000
Wagoner, Oklahoma 143 $ 2,255,000 $ 15,769 $ 67,000
Garland, Arkansas 133 $ 4,293,000 $ 32,278 $ 49,000
Saline, Arkansas 126 $ 2,999,000 $ 23,801 $ 66,000
Jasper, Missouri 126 $ 3,208,000 $ 25,460 $ 53,000
Crawford, Arkansas 125 $ 3,272,000 $ 26,176 $ 58,000
Washington, Oklahoma 122 $ 3,544,000 $ 29,049 $ 70,000
Le Flore, Oklahoma 120 $ 2,035,000 $ 16,958 $ 51,000
Jackson, Missouri 107 $ 3,556,000 $ 33,233 $ 63,000
Cherokee, Oklahoma 103 $ 6,963,000 $ 67,601 $ 81,000
Rogers, Oklahoma 103 $ 2,550,000 $ 24,757 $ 88,000
Mayes, Oklahoma 99 $ 2,965,000 $ 29,949 $ 58,000
Muskogee, Oklahoma 96 $ 1,516,000 $ 15,791 $ 58,000
Baxter, Arkansas 90 $ 8,717,000 $ 96,855 $ 70,000
Marion, Arkansas 85 $ 2,559,000 $ 30,105 $ 40,000
Madison, Arkansas 78 $ 3,827,000 $ 49,064 $ 53,000
Delaware, Oklahoma 78 $ 2,245,000 $ 28,782 $ 93,000
Johnson, Arkansas 74 $ 2,648,000 $ 35,783 $ 67,000
Faulkner, Arkansas 72 $ 1,562,000 $ 21,694 $ 92,000
Creek, Oklahoma 71 $ 1,096,000 $ 15,436 $ 72,000
Pottawatomie, Oklahoma 71 $ 2,330,000 $ 32,816 $ 57,000
Newton, Missouri 70 $ 2,138,000 $ 30,542 $ 79,000
McDonald, Missouri 68 $ 1,546,000 $ 22,735 $ 48,000
Sequoyah, Oklahoma 68 $ 1,660,000 $ 24,411 $ 61,000
Carroll, Arkansas 65 $ 2,254,000 $ 34,676 $ 55,000
Greene, Missouri 64 $ 5,379,000 $ 84,046 $ 63,000
Ottawa, Oklahoma 59 $ 1,069,000 $ 18,118 $ 72,000
Boone, Arkansas 58 $ 2,720,000 $ 46,896 $ 58,000
Adair, Oklahoma 58 $ 1,411,000 $ 24,327 $ 49,000
Nowata, Oklahoma 57 $ 1,658,000 $ 29,087 $ 52,000
Barry, Missouri 55 $ 2,697,000 $ 49,036 $ 71,000
Osage, Oklahoma 55 $ 1,043,000 $ 18,963 $ 63,000
Pittsburg, Oklahoma 52 $ 902,000 $ 17,346 $ 61,000
Canadian, Oklahoma 51 $ 1,885,000 $ 36,960 $ 76,000
Grady, Oklahoma 50 $ 1,439,000 $ 28,780 $ 76,000
Lonoke, Arkansas 49 $ 1,226,000 $ 25,020 $ 68,000
Johnson, Kansas 49 $ 2,746,000 $ 56,040 $ 118,000
Stephens, Oklahoma 49 $ 1,933,000 $ 39,448 $ 65,000
Polk, Arkansas 44 $ 1,152,000 $ 26,181 $ 46,000
Craig, Oklahoma 35 $ 924,000 $ 26,400 $ 83,000
Conway, Arkansas 34 $ 898,000 $ 26,411 $ 53,000
Logan, Arkansas 34 $ 899,000 $ 26,441 $ 50,000
Yell, Arkansas 32 $ 1,063,000 $ 33,218 $ 60,000
Taney, Missouri 32 $ 835,000 $ 26,093 $ 67,000
Okmulgee, Oklahoma 32 $ 513,000 $ 16,031 $ 57,000
Payne, Oklahoma 31 $ 990,000 $ 31,935 $ 76,000
Franklin, Arkansas 25 $ 1,660,000 $ 66,400 $ 68,000
Logan, Oklahoma 24 $ 512,000 $ 21,333 $ 74,000
McClain, Oklahoma 24 $ 391,000 $ 16,291 $ 87,000
Christian, Missouri 22 $ 992,000 $ 45,090 $ 55,000
Lawrence, Missouri 21 $ 449,000 $ 21,380 $ 51,000
Stone, Missouri 20 $ 659,000 $ 32,950 $ 87,000
McIntosh, Oklahoma 20 $ 378,000 $ 18,900 $ 75,000
Hot Spring, Arkansas 19 $ 298,000 $ 15,684 $ 67,000
Vernon, Missouri 19 $ 468,000 $ 24,631 $ 55,000
Cherokee, Kansas 18 $ 355,000 $ 19,722 $ 80,000
Montgomery, Kansas 18 $ 248,000 $ 13,777 $ 59,000
Howell, Missouri 17 $ 416,000 $ 24,470 $ 55,000
Cass, Missouri 16 $ 433,000 $ 27,062 $ 65,000
Carter, Oklahoma 14 $ 96,000 $ 6,857 $ 68,000
Franklin, Kansas 12 $ 188,000 $ 15,666 $ 39,000
Clay, Missouri 12 $ 136,000 $ 11,333 $ 77,000
Caddo, Oklahoma 12 $ 122,000 $ 10,166 $ 64,000
Laclede, Missouri 11 $ 595,000 $ 54,090 $ 110,000
Haskell, Oklahoma 11 $ 362,000 $ 32,909 $ 57,000
Kay, Oklahoma 11 $ 78,000 $ 7,090 $ 48,000
Lincoln, Oklahoma 11 $ 335,000 $ 30,454 $ 62,000
Seminole, Oklahoma 11 $ 148,000 $ 13,454 $ 142,000
Leavenworth, Kansas 9 $ 57,000 $ 6,333 $ 72,000
Cotton, Oklahoma 9 $ 223,000 $ 24,777 $ 47,000
Montgomery, Arkansas 8 $ 391,000 $ 48,875 $ 69,000
White, Arkansas 8 $ 327,000 $ 40,875 $ 52,000
Wyandotte, Kansas 8 $ 260,000 $ 32,500 $ 45,000
Newton, Arkansas 7 $ 152,000 $ 21,714 $ 69,000
Scott, Arkansas 7 $ 186,000 $ 26,571 $ 48,000
Jefferson, Arkansas 6 $ 53,000 $ 8,833 $ 63,000
Perry, Arkansas 6 $ 311,000 $ 51,833 $ 95,000
Crawford, Kansas 6 $ 191,000 $ 31,833 $ 65,000
Ozark, Missouri 6 $ 2,606,000 $ 434,333 $ 46,000
Garfield, Oklahoma 6 $ 221,000 $ 36,833 $ 94,000
Pontotoc, Oklahoma 6 $ 497,000 $ 82,833 $ 43,000
Cleburne, Arkansas 5 $ 68,000 $ 13,600 $ 54,000
Garvin, Oklahoma 5 $ 47,000 $ 9,400 $ 62,000
Kingfisher, Oklahoma 5 $ 56,000 $ 11,200 $ 52,000
Pawnee, Oklahoma 5 $ 77,000 $ 15,400 $ 104,000
Maricopa, Arizona 4 $ 66,000 $ 16,500 $ 59,000
Pike, Arkansas 4 $ 244,000 $ 61,000 $ 92,000
Cedar, Missouri 4 $ 96,000 $ 24,000 $ 228,000
Dade, Missouri 4 $ 66,000 $ 16,500 $ 34,000
Johnson, Missouri 4 $ 14,000 $ 3,500 $ 56,000
Platte, Missouri 4 $ 233,000 $ 58,250 $ 182,000
Wright, Missouri 4 $ 15,000 $ 3,750 $ 35,000
Bryan, Oklahoma 4 $ 47,000 $ 11,750 $ 96,000
Hughes, Oklahoma 4 $ 92,000 $ 23,000 $ 105,000
Latimer, Oklahoma 4 $ 50,000 $ 12,500 $ 44,000
Pushmataha, Oklahoma 4 $ 40,000 $ 10,000 $ 49,000
Fulton, Arkansas 3 $ 49,000 $ 16,333 $ 29,000
Grant, Arkansas 3 $ 159,000 $ 53,000 $ 65,000
Searcy, Arkansas 3 $ 210,000 $ 70,000 $ 40,000
Labette, Kansas 3 $ 59,000 $ 19,666 $ 120,000
Lafayette, Missouri 3 $ 34,000 $ 11,333 $ 45,000
Polk, Missouri 3 $ 222,000 $ 74,000 $ 62,000
Texas, Missouri 3 $ 23,000 $ 7,666 $ 29,000
Webster, Missouri 3 $ 38,000 $ 12,666 $ 64,000
Love, Oklahoma 3 $ 45,000 $ 15,000 $ 175,000
McCurtain, Oklahoma 3 $ 22,000 $ 7,333 $ 99,000
Izard, Arkansas 2 $ 166,000 $ 83,000 $ 22,000
Lee, Florida 2 $ 544,000 $ 272,000 $ 360,000
Cook, Illinois 2 $ 87,000 $ 43,500 $ 294,000
Douglas, Missouri 2 $ 23,000 $ 11,500 $ 61,000
Pulaski, Missouri 2 $ 136,000 $ 68,000 $ 69,000
Jackson, Oklahoma 2 $ 33,000 $ 16,500 $ 122,000
Noble, Oklahoma 2 $ 13,000 $ 6,500 $ 30,000
Woodward, Oklahoma 2 $ 9,000 $ 4,500 $ 86,000
Elmore, Alabama 1 $ 676,000 $ 676,000 $ 0
Mobile, Alabama 1 $ 195,000 $ 195,000 $ 163,000
Ashley, Arkansas 1 $ 7,000 $ 7,000 $ 25,000
Chicot, Arkansas 1 $ 7,000 $ 7,000 $ 138,000
Clark, Arkansas 1 $ 2,000 $ 2,000 $ 10,000
Crittenden, Arkansas 1 $ 30,000 $ 30,000 $ 32,000
Dallas, Arkansas 1 $ 10,000 $ 10,000 $ 28,000
Drew, Arkansas 1 $ 7,000 $ 7,000 $ 64,000
Hempstead, Arkansas 1 $ 105,000 $ 105,000 $ 0
Independence, Arkansas 1 $ 4,000 $ 4,000 $ 44,000
Prairie, Arkansas 1 $ 57,000 $ 57,000 $ 158,000
Sevier, Arkansas 1 $ 4,000 $ 4,000 $ 65,000
Stone, Arkansas 1 $ 103,000 $ 103,000 $ 90,000
Kern, California 1 $ 34,000 $ 34,000 $ 335,000
San Bernardino, California 1 $ 47,000 $ 47,000 $ 84,000
Larimer, Colorado 1 $ 176,000 $ 176,000 $ 0
Collier, Florida 1 $ 35,000 $ 35,000 $ 1,317,000
Hillsborough, Florida 1 $ 90,000 $ 90,000 $ 625,000
Pinellas, Florida 1 $ 5,000 $ 5,000 $ 42,000
DuPage, Illinois 1 $ 90,000 $ 90,000 $ 0
Atchison, Kansas 1 $ 55,000 $ 55,000 $ 78,000
Bourbon, Kansas 1 $ 20,000 $ 20,000 $ 18,000
Butler, Kansas 1 $ 5,000 $ 5,000 $ 99,000
Chautauqua, Kansas 1 $ 50,000 $ 50,000 $ 91,000
Linn, Kansas 1 $ 8,000 $ 8,000 $ 70,000
Miami, Kansas 1 $ 10,000 $ 10,000 $ 305,000
Neosho, Kansas 1 $ 5,000 $ 5,000 $ 37,000
Sedgwick, Kansas 1 $ 4,000 $ 4,000 $ 16,000
Shawnee, Kansas 1 $ 65,000 $ 65,000 $ 86,000
Boone, Kentucky 1 $ 19,000 $ 19,000 $ 66,000
Terrebonne, Louisiana 1 $ 35,000 $ 35,000 $ 53,000
Anne Arundel, Maryland 1 $ 17,000 $ 17,000 $ 13,000
Lapeer, Michigan 1 $ 56,000 $ 56,000 $ 58,000
DeSoto, Mississippi 1 $ 4,000 $ 4,000 $ 71,000
Barton, Missouri 1 $ 70,000 $ 70,000 $ 71,000
Bates, Missouri 1 $ 5,000 $ 5,000 $ 79,000
Boone, Missouri 1 $ 4,000 $ 4,000 $ 74,000
Cape Girardeau, Missouri 1 $ 25,000 $ 25,000 $ 700,000
Cooper, Missouri 1 $ 4,000 $ 4,000 $ 102,000
Dallas, Missouri 1 $ 85,000 $ 85,000 $ 109,000
Henry, Missouri 1 $ 123,000 $ 123,000 $ 165,000
Jefferson, Missouri 1 $ 12,000 $ 12,000 $ 77,000
Oregon, Missouri 1 $ 110,000 $ 110,000 $ 154,000
Osage, Missouri 1 $ 130,000 $ 130,000 $ 98,000
Ray, Missouri 1 $ 25,000 $ 25,000 $ 90,000
Shannon, Missouri 1 $ 3,000 $ 3,000 $ 29,000
Sarpy, Nebraska 1 $ 230,000 $ 230,000 $ 0
Atoka, Oklahoma 1 $ 20,000 $ 20,000 $ 56,000
Choctaw, Oklahoma 1 $ 4,000 $ 4,000 $ 14,000
Greer, Oklahoma 1 $ 175,000 $ 175,000 $ 43,000
Jefferson, Oklahoma 1 $ 59,000 $ 59,000 $ 66,000
Johnston, Oklahoma 1 $ 5,000 $ 5,000 $ 51,000
Kiowa, Oklahoma 1 $ 72,000 $ 72,000 $ 0
Major, Oklahoma 1 $ 3,000 $ 3,000 $ 26,000
Marshall, Oklahoma 1 $ 242,000 $ 242,000 $ 106,000
Okfuskee, Oklahoma 1 $ 5,000 $ 5,000 $ 120,000
Multnomah, Oregon 1 $ 218,000 $ 218,000 $ 164,000
Beadle, South Dakota 1 $ 20,000 $ 20,000 $ 71,000
Collin, Texas 1 $ 350,000 $ 350,000 $ 0
Dallas, Texas 1 $ 190,000 $ 190,000 $ 0
Denton, Texas 1 $ 14,000 $ 14,000 $ 177,000
Harris, Texas 1 $ 50,000 $ 50,000 $ 44,000
Navarro, Texas 1 $ 35,000 $ 35,000 $ 18,000
Orange, Texas 1 $ 3,000 $ 3,000 $ 67,000
Williamson, Texas 1 $ 60,000 $ 60,000 $ 35,000
Pierce, Washington 1 $ 2,000 $ 2,000 $ 120,000

Mortgage Loan Application Detail Totals for Arvest Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 5,246 $67,757,000 $12,000 $2,345,000 $70,000 $1,817,000
Refinancing 1,376 $96,142,000 $69,000 $2,650,000 $78,000 $1,765,000
Home Purchase 1,095 $89,256,000 $81,000 $1,888,000 $87,000 $2,193,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,593 $167,412,000 $29,000 $2,517,000 $81,000 $2,193,000
Not Provided 760 $10,731,000 $14,000 $423,000 $71,000 $660,000
Hispanic 427 $9,614,000 $22,000 $1,200,000 $48,000 $670,000
Not applicable 355 $52,341,000 $147,000 $2,650,000 $1,000 $360,000
Black or African American 266 $3,638,000 $13,000 $195,000 $62,000 $977,000
American Indian or Alaskan Native 243 $5,875,000 $24,000 $346,000 $76,000 $1,248,000
Asian 63 $3,313,000 $52,000 $538,000 $95,000 $572,000
Native Hawaiian or Other Pacific Islander 10 $231,000 $23,000 $163,000 $219,000 $1,603,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,717 $253,155,000 $32,000 $2,650,000 $74,000 $2,193,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,258 $175,292,000 $41,000 $2,650,000 $87,000 $2,193,000
Application Denied By Financial Institution 2,949 $63,669,000 $21,000 $1,888,000 $52,000 $840,000
Application Approved But Not Accepted 419 $9,405,000 $22,000 $250,000 $83,000 $670,000
Application Withdrawn By Applicant 86 $4,665,000 $54,000 $423,000 $127,000 $1,762,000
File Closed For Incompleteness 5 $124,000 $24,000 $37,000 $57,000 $172,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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