Arvest Bank Mortgage Lending & HMDA Data, 2020

In 2020, Arvest Bank of Tulsa, OK reported 41,270 mortgage applications totaling $7.9 billion, up 36% from 2019. The average application was for $191,200, and applicants reported an average income of $109,902. 65% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (9,152), Tulsa, OK (3,869) and Little Rock-North Little Rock-Conway, AR (2,642) (applications in parentheses).

Mortgage Company & Address Arvest Bank

Tulsa, OK 74103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 41,270
Total Mortgage Loan Application Amount $7,890,825,000
Average Mortgage Loan Application Amount $191,200
Highest Mortgage Loan Application Amount $34,505,000
Average Applicant Income $109,902
Highest Applicant Income $5,700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Arvest Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton, Arkansas 5,164 $ 974,260,000 $ 188,663 $ 118,000
Washington, Arkansas 3,813 $ 695,955,000 $ 182,521 $ 109,000
Tulsa, Oklahoma 2,668 $ 496,870,000 $ 186,233 $ 121,000
Pulaski, Arkansas 1,333 $ 223,255,000 $ 167,483 $ 116,000
Sebastian, Arkansas 1,049 $ 155,295,000 $ 148,040 $ 101,000
Johnson, Kansas 961 $ 303,415,000 $ 315,728 $ 179,000
Oklahoma, Oklahoma 916 $ 189,360,000 $ 206,724 $ 118,000
Jackson, Missouri 876 $ 213,110,000 $ 243,276 $ 132,000
Greene, Missouri 729 $ 155,825,000 $ 213,751 $ 94,000
Pope, Arkansas 673 $ 89,735,000 $ 133,335 $ 75,000
Jasper, Missouri 667 $ 88,985,000 $ 133,410 $ 85,000
Garland, Arkansas 564 $ 85,950,000 $ 152,393 $ 112,000
Saline, Arkansas 555 $ 86,105,000 $ 155,144 $ 99,000
Cleveland, Oklahoma 498 $ 82,580,000 $ 165,823 $ 110,000
Comanche, Oklahoma 490 $ 63,980,000 $ 130,571 $ 117,000
Faulkner, Arkansas 472 $ 91,850,000 $ 194,597 $ 113,000
Wagoner, Oklahoma 467 $ 73,435,000 $ 157,248 $ 96,000
Crawford, Arkansas 429 $ 55,305,000 $ 128,916 $ 74,000
Washington, Oklahoma 428 $ 54,920,000 $ 128,317 $ 90,000
Craighead, Arkansas 406 $ 60,640,000 $ 149,359 $ 94,000
Baxter, Arkansas 381 $ 49,855,000 $ 130,853 $ 122,000
Newton, Missouri 357 $ 54,315,000 $ 152,142 $ 110,000
Rogers, Oklahoma 340 $ 72,960,000 $ 214,588 $ 116,000
Christian, Missouri 307 $ 56,395,000 $ 183,697 $ 97,000
Cherokee, Oklahoma 275 $ 38,715,000 $ 140,781 $ 99,000
Los Angeles, California 274 $ 102,720,000 $ 374,890 $ 113,000
Boone, Arkansas 267 $ 31,115,000 $ 116,535 $ 75,000
Maricopa, Arizona 266 $ 70,700,000 $ 265,789 $ 105,000
Le Flore, Oklahoma 263 $ 30,675,000 $ 116,634 $ 76,000
Delaware, Oklahoma 237 $ 32,075,000 $ 135,337 $ 101,000
Lonoke, Arkansas 236 $ 28,380,000 $ 120,254 $ 84,000
Taney, Missouri 234 $ 34,980,000 $ 149,487 $ 98,000
Johnson, Arkansas 223 $ 25,665,000 $ 115,089 $ 64,000
Carroll, Arkansas 219 $ 29,235,000 $ 133,493 $ 97,000
Stephens, Oklahoma 216 $ 23,210,000 $ 107,453 $ 87,000
Riverside, California 211 $ 65,085,000 $ 308,459 $ 111,000
Pittsburg, Oklahoma 209 $ 29,135,000 $ 139,401 $ 95,000
Pottawatomie, Oklahoma 209 $ 26,515,000 $ 126,866 $ 87,000
Barry, Missouri 203 $ 23,205,000 $ 114,310 $ 76,000
Clay, Missouri 201 $ 44,775,000 $ 222,761 $ 115,000
Stone, Missouri 197 $ 26,885,000 $ 136,472 $ 100,000
Creek, Oklahoma 197 $ 29,155,000 $ 147,994 $ 105,000
Marion, Arkansas 184 $ 19,500,000 $ 105,978 $ 75,000
Mayes, Oklahoma 182 $ 24,490,000 $ 134,560 $ 89,000
Ottawa, Oklahoma 176 $ 15,320,000 $ 87,045 $ 70,000
Madison, Arkansas 175 $ 20,605,000 $ 117,742 $ 86,000
Cook, Illinois 174 $ 43,630,000 $ 250,747 $ 146,000
Canadian, Oklahoma 169 $ 30,015,000 $ 177,603 $ 101,000
Clark, Nevada 157 $ 47,265,000 $ 301,050 $ 121,000
San Bernardino, California 152 $ 43,500,000 $ 286,184 $ 117,000
Muskogee, Oklahoma 151 $ 17,295,000 $ 114,536 $ 80,000
Lawrence, Missouri 148 $ 16,200,000 $ 109,459 $ 68,000
Grady, Oklahoma 143 $ 17,555,000 $ 122,762 $ 90,000
McDonald, Missouri 141 $ 13,905,000 $ 98,617 $ 72,000
Sequoyah, Oklahoma 130 $ 16,730,000 $ 128,692 $ 75,000
Cass, Missouri 126 $ 62,330,000 $ 494,682 $ 125,000
Webster, Missouri 119 $ 14,395,000 $ 120,966 $ 87,000
Platte, Missouri 117 $ 38,845,000 $ 332,008 $ 222,000
Yell, Arkansas 114 $ 11,560,000 $ 101,403 $ 63,000
San Diego, California 112 $ 40,740,000 $ 363,750 $ 125,000
Sacramento, California 109 $ 32,425,000 $ 297,477 $ 106,000
Osage, Oklahoma 109 $ 21,855,000 $ 200,504 $ 105,000
Wyandotte, Kansas 107 $ 17,405,000 $ 162,663 $ 95,000
Adair, Oklahoma 98 $ 10,110,000 $ 103,163 $ 71,000
Conway, Arkansas 91 $ 8,955,000 $ 98,406 $ 73,000
Logan, Arkansas 90 $ 10,050,000 $ 111,666 $ 66,000
Crawford, Kansas 88 $ 13,390,000 $ 152,159 $ 104,000
Harris, Texas 84 $ 21,150,000 $ 251,785 $ 144,000
Lee, Florida 83 $ 23,175,000 $ 279,216 $ 149,000
Vernon, Missouri 82 $ 8,170,000 $ 99,634 $ 79,000
Wake, North Carolina 82 $ 22,960,000 $ 280,000 $ 126,000
King, Washington 82 $ 31,010,000 $ 378,170 $ 141,000
Howell, Missouri 77 $ 8,535,000 $ 110,844 $ 80,000
Payne, Oklahoma 77 $ 12,665,000 $ 164,480 $ 112,000
Orange, California 75 $ 28,355,000 $ 378,066 $ 143,000
Franklin, Arkansas 73 $ 9,175,000 $ 125,684 $ 82,000
Okmulgee, Oklahoma 70 $ 9,920,000 $ 141,714 $ 81,000
McIntosh, Oklahoma 68 $ 6,340,000 $ 93,235 $ 75,000
Scott, Arkansas 66 $ 6,380,000 $ 96,666 $ 56,000
San Joaquin, California 63 $ 19,025,000 $ 301,984 $ 120,000
Williamson, Texas 63 $ 14,825,000 $ 235,317 $ 100,000
Nowata, Oklahoma 62 $ 5,990,000 $ 96,612 $ 78,000
Mecklenburg, North Carolina 61 $ 15,325,000 $ 251,229 $ 122,000
Barton, Missouri 60 $ 5,690,000 $ 94,833 $ 78,000
Horry, South Carolina 59 $ 11,075,000 $ 187,711 $ 91,000
Mississippi, Arkansas 58 $ 6,380,000 $ 110,000 $ 77,000
Arapahoe, Colorado 58 $ 18,340,000 $ 316,206 $ 128,000
Pinal, Arizona 57 $ 12,435,000 $ 218,157 $ 84,000
Polk, Arkansas 57 $ 5,495,000 $ 96,403 $ 69,000
Laclede, Missouri 56 $ 5,630,000 $ 100,535 $ 74,000
Middlesex, Massachusetts 55 $ 18,915,000 $ 343,909 $ 131,000
Hot Spring, Arkansas 54 $ 6,120,000 $ 113,333 $ 89,000
Franklin, Kansas 54 $ 6,500,000 $ 120,370 $ 70,000
Pima, Arizona 53 $ 11,535,000 $ 217,641 $ 96,000
Manatee, Florida 53 $ 14,455,000 $ 272,735 $ 134,000
Sevier, Arkansas 52 $ 4,920,000 $ 94,615 $ 50,000
Hillsborough, Florida 52 $ 12,190,000 $ 234,423 $ 113,000
Sarasota, Florida 52 $ 11,770,000 $ 226,346 $ 134,000
McClain, Oklahoma 52 $ 9,620,000 $ 185,000 $ 139,000
Fort Bend, Texas 50 $ 12,250,000 $ 245,000 $ 127,000
Montgomery, Arkansas 49 $ 4,885,000 $ 99,693 $ 107,000
Contra Costa, California 49 $ 18,305,000 $ 373,571 $ 154,000
Broward, Florida 48 $ 13,135,000 $ 273,645 $ 108,000
St. Johns, Florida 48 $ 13,300,000 $ 277,083 $ 118,000
DuPage, Illinois 48 $ 12,690,000 $ 264,375 $ 145,000
Ventura, California 47 $ 18,415,000 $ 391,808 $ 138,000
Palm Beach, Florida 47 $ 12,335,000 $ 262,446 $ 119,000
Logan, Oklahoma 47 $ 9,705,000 $ 206,489 $ 112,000
Collin, Texas 47 $ 13,805,000 $ 293,723 $ 150,000
Denton, Texas 47 $ 13,195,000 $ 280,744 $ 124,000
White, Arkansas 46 $ 14,100,000 $ 306,521 $ 89,000
Will, Illinois 46 $ 10,140,000 $ 220,434 $ 114,000
Greene, Arkansas 45 $ 7,405,000 $ 164,555 $ 69,000
Orange, Florida 45 $ 12,145,000 $ 269,888 $ 127,000
Hamilton, Indiana 45 $ 12,325,000 $ 273,888 $ 119,000
Leavenworth, Kansas 45 $ 8,685,000 $ 193,000 $ 84,000
Sedgwick, Kansas 45 $ 11,025,000 $ 245,000 $ 118,000
Bexar, Texas 45 $ 10,665,000 $ 237,000 $ 139,000
Tarrant, Texas 45 $ 12,055,000 $ 267,888 $ 121,000
Lincoln, Oklahoma 44 $ 5,910,000 $ 134,318 $ 77,000
Collier, Florida 43 $ 13,375,000 $ 311,046 $ 181,000
Cherokee, Kansas 43 $ 3,075,000 $ 71,511 $ 66,000
Snohomish, Washington 43 $ 16,285,000 $ 378,720 $ 116,000
Fresno, California 42 $ 10,200,000 $ 242,857 $ 104,000
Washoe, Nevada 42 $ 12,270,000 $ 292,142 $ 118,000
Charleston, South Carolina 42 $ 12,160,000 $ 289,523 $ 122,000
Kern, California 41 $ 10,235,000 $ 249,634 $ 103,000
Hennepin, Minnesota 41 $ 12,055,000 $ 294,024 $ 123,000
Placer, California 40 $ 13,650,000 $ 341,250 $ 112,000
Wright, Missouri 40 $ 3,930,000 $ 98,250 $ 52,000
Craig, Oklahoma 40 $ 4,340,000 $ 108,500 $ 68,000
McCurtain, Oklahoma 40 $ 7,860,000 $ 196,500 $ 134,000
Jefferson, Colorado 39 $ 13,105,000 $ 336,025 $ 126,000
Miami-Dade, Florida 39 $ 11,135,000 $ 285,512 $ 103,000
Lake, Illinois 39 $ 10,625,000 $ 272,435 $ 152,000
Dade, Missouri 39 $ 4,615,000 $ 118,333 $ 71,000
Howard, Arkansas 38 $ 2,820,000 $ 74,210 $ 87,000
Oakland, Michigan 38 $ 10,450,000 $ 275,000 $ 119,000
Santa Clara, California 37 $ 16,155,000 $ 436,621 $ 159,000
Travis, Texas 37 $ 11,105,000 $ 300,135 $ 134,000
Alameda, California 36 $ 16,040,000 $ 445,555 $ 132,000
Douglas, Colorado 36 $ 14,960,000 $ 415,555 $ 138,000
Fulton, Georgia 36 $ 12,370,000 $ 343,611 $ 244,000
St. Louis, Missouri 36 $ 9,900,000 $ 275,000 $ 141,000
Pierce, Washington 36 $ 10,460,000 $ 290,555 $ 103,000
Douglas, Kansas 35 $ 9,475,000 $ 270,714 $ 179,000
Essex, Massachusetts 34 $ 9,570,000 $ 281,470 $ 116,000
Boone, Missouri 34 $ 7,680,000 $ 225,882 $ 141,000
Latimer, Oklahoma 34 $ 3,670,000 $ 107,941 $ 76,000
Cleburne, Arkansas 33 $ 5,065,000 $ 153,484 $ 159,000
Kane, Illinois 33 $ 8,315,000 $ 251,969 $ 148,000
Bernalillo, New Mexico 33 $ 7,495,000 $ 227,121 $ 118,000
Perry, Arkansas 32 $ 2,650,000 $ 82,812 $ 69,000
Salt Lake, Utah 32 $ 11,230,000 $ 350,937 $ 181,000
Clark, Washington 32 $ 9,130,000 $ 285,312 $ 96,000
Solano, California 31 $ 9,445,000 $ 304,677 $ 115,000
Weld, Colorado 31 $ 10,215,000 $ 329,516 $ 99,000
Polk, Missouri 31 $ 4,455,000 $ 143,709 $ 72,000
Little River, Arkansas 30 $ 2,730,000 $ 91,000 $ 81,000
Texas, Missouri 30 $ 3,440,000 $ 114,666 $ 78,000
Durham, North Carolina 30 $ 7,220,000 $ 240,666 $ 92,000
Adams, Colorado 29 $ 9,245,000 $ 318,793 $ 99,000
Denver, Colorado 29 $ 10,475,000 $ 361,206 $ 216,000
Osceola, Florida 29 $ 6,945,000 $ 239,482 $ 98,000
Norfolk, Massachusetts 29 $ 8,605,000 $ 296,724 $ 160,000
Caddo, Oklahoma 29 $ 2,425,000 $ 83,620 $ 85,000
Lake, Indiana 28 $ 5,610,000 $ 200,357 $ 90,000
Suffolk, Massachusetts 28 $ 10,020,000 $ 357,857 $ 120,000
Ozark, Missouri 28 $ 3,060,000 $ 109,285 $ 61,000
Bergen, New Jersey 28 $ 9,940,000 $ 355,000 $ 150,000
Cobb, Georgia 27 $ 7,075,000 $ 262,037 $ 123,000
Ada, Idaho 27 $ 7,235,000 $ 267,962 $ 101,000
Multnomah, Oregon 27 $ 7,885,000 $ 292,037 $ 104,000
Fairfax, Virginia 27 $ 10,295,000 $ 381,296 $ 169,000
Dallas, Texas 26 $ 7,500,000 $ 288,461 $ 198,000
Jefferson, Arkansas 25 $ 2,995,000 $ 119,800 $ 189,000
Plymouth, Massachusetts 25 $ 6,695,000 $ 267,800 $ 111,000
Pontotoc, Oklahoma 25 $ 3,385,000 $ 135,400 $ 67,000
Shelby, Tennessee 25 $ 4,355,000 $ 174,200 $ 154,000
Pasco, Florida 24 $ 6,540,000 $ 272,500 $ 104,000
Miami, Kansas 24 $ 5,550,000 $ 231,250 $ 103,000
Wayne, Michigan 24 $ 5,610,000 $ 233,750 $ 122,000
Haskell, Oklahoma 24 $ 3,650,000 $ 152,083 $ 75,000
Berkeley, South Carolina 24 $ 6,070,000 $ 252,916 $ 89,000
Loudoun, Virginia 24 $ 10,180,000 $ 424,166 $ 166,000
Sonoma, California 23 $ 8,985,000 $ 390,652 $ 151,000
Seminole, Florida 23 $ 7,235,000 $ 314,565 $ 110,000
Forsyth, Georgia 23 $ 6,585,000 $ 286,304 $ 129,000
Gwinnett, Georgia 23 $ 5,655,000 $ 245,869 $ 108,000
Hendricks, Indiana 23 $ 5,365,000 $ 233,260 $ 92,000
Montgomery, Kansas 23 $ 1,935,000 $ 84,130 $ 78,000
Lawrence, Arkansas 22 $ 2,460,000 $ 111,818 $ 43,000
Fairfield, Connecticut 22 $ 5,720,000 $ 260,000 $ 90,000
Beaufort, South Carolina 22 $ 4,710,000 $ 214,090 $ 102,000
Jasper, South Carolina 22 $ 5,110,000 $ 232,272 $ 97,000
Newton, Arkansas 21 $ 3,415,000 $ 162,619 $ 89,000
El Paso, Colorado 21 $ 5,475,000 $ 260,714 $ 123,000
St. Charles, Missouri 21 $ 4,905,000 $ 233,571 $ 94,000
Franklin, Ohio 21 $ 4,625,000 $ 220,238 $ 121,000
Lane, Oregon 21 $ 4,885,000 $ 232,619 $ 89,000
Pike, Arkansas 20 $ 1,680,000 $ 84,000 $ 60,000
Randolph, Arkansas 20 $ 2,160,000 $ 108,000 $ 65,000
Washington, Minnesota 20 $ 6,000,000 $ 300,000 $ 147,000
New Hanover, North Carolina 20 $ 4,300,000 $ 215,000 $ 83,000
Montgomery, Texas 20 $ 5,060,000 $ 253,000 $ 109,000
Yavapai, Arizona 19 $ 4,295,000 $ 226,052 $ 79,000
St. Lucie, Florida 19 $ 4,165,000 $ 219,210 $ 140,000
Douglas, Missouri 19 $ 2,585,000 $ 136,052 $ 94,000
Bucks, Pennsylvania 19 $ 6,085,000 $ 320,263 $ 182,000
Kitsap, Washington 19 $ 5,265,000 $ 277,105 $ 133,000
Poinsett, Arkansas 18 $ 1,570,000 $ 87,222 $ 81,000
Larimer, Colorado 18 $ 5,430,000 $ 301,666 $ 122,000
New Haven, Connecticut 18 $ 3,390,000 $ 188,333 $ 97,000
Marion, Florida 18 $ 3,880,000 $ 215,555 $ 156,000
Pinellas, Florida 18 $ 3,800,000 $ 211,111 $ 93,000
Dakota, Minnesota 18 $ 5,520,000 $ 306,666 $ 170,000
Pawnee, Oklahoma 18 $ 1,690,000 $ 93,888 $ 76,000
Montgomery, Pennsylvania 18 $ 4,490,000 $ 249,444 $ 119,000
Philadelphia, Pennsylvania 18 $ 3,580,000 $ 198,888 $ 96,000
Lancaster, South Carolina 18 $ 5,330,000 $ 296,111 $ 109,000
Stafford, Virginia 18 $ 4,300,000 $ 238,888 $ 82,000
Sharp, Arkansas 17 $ 1,555,000 $ 91,470 $ 73,000
Van Buren, Arkansas 17 $ 1,835,000 $ 107,941 $ 67,000
McHenry, Illinois 17 $ 3,545,000 $ 208,529 $ 103,000
Delaware, Ohio 17 $ 4,415,000 $ 259,705 $ 129,000
Summit, Ohio 17 $ 4,885,000 $ 287,352 $ 154,000
Washington, Oregon 17 $ 4,925,000 $ 289,705 $ 119,000
York, Pennsylvania 17 $ 3,235,000 $ 190,294 $ 88,000
York, South Carolina 17 $ 4,725,000 $ 277,941 $ 103,000
Monterey, California 16 $ 8,330,000 $ 520,625 $ 132,000
Stanislaus, California 16 $ 4,680,000 $ 292,500 $ 122,000
District of Columbia, District Of Columbia 16 $ 5,870,000 $ 366,875 $ 235,000
Duval, Florida 16 $ 2,900,000 $ 181,250 $ 79,000
Lake, Florida 16 $ 3,790,000 $ 236,875 $ 113,000
Polk, Florida 16 $ 3,030,000 $ 189,375 $ 81,000
Cherokee, Georgia 16 $ 4,000,000 $ 250,000 $ 115,000
Worcester, Massachusetts 16 $ 4,220,000 $ 263,750 $ 112,000
Middlesex, New Jersey 16 $ 4,610,000 $ 288,125 $ 152,000
Brunswick, North Carolina 16 $ 3,370,000 $ 210,625 $ 104,000
Clark, Arkansas 15 $ 1,865,000 $ 124,333 $ 82,000
Izard, Arkansas 15 $ 1,895,000 $ 126,333 $ 82,000
San Francisco, California 15 $ 6,345,000 $ 423,000 $ 143,000
Santa Barbara, California 15 $ 5,575,000 $ 371,666 $ 191,000
Santa Cruz, California 15 $ 5,275,000 $ 351,666 $ 123,000
Kendall, Illinois 15 $ 4,455,000 $ 297,000 $ 143,000
Camden, Missouri 15 $ 3,215,000 $ 214,333 $ 166,000
Monmouth, New Jersey 15 $ 4,525,000 $ 301,666 $ 145,000
Guilford, North Carolina 15 $ 2,615,000 $ 174,333 $ 94,000
Deschutes, Oregon 15 $ 4,305,000 $ 287,000 $ 93,000
Utah, Utah 15 $ 4,105,000 $ 273,666 $ 123,000
Chittenden, Vermont 15 $ 4,465,000 $ 297,666 $ 223,000
Grant, Arkansas 14 $ 1,920,000 $ 137,142 $ 103,000
Tulare, California 14 $ 3,690,000 $ 263,571 $ 107,000
Indian River, Florida 14 $ 2,760,000 $ 197,142 $ 92,000
DeKalb, Georgia 14 $ 4,540,000 $ 324,285 $ 223,000
Marion, Indiana 14 $ 2,700,000 $ 192,857 $ 82,000
Macomb, Michigan 14 $ 3,430,000 $ 245,000 $ 235,000
Anoka, Minnesota 14 $ 3,320,000 $ 237,142 $ 99,000
Buchanan, Missouri 14 $ 2,610,000 $ 186,428 $ 97,000
Johnson, Missouri 14 $ 2,890,000 $ 206,428 $ 147,000
Essex, New Jersey 14 $ 5,070,000 $ 362,142 $ 178,000
Ocean, New Jersey 14 $ 3,560,000 $ 254,285 $ 133,000
Sandoval, New Mexico 14 $ 3,270,000 $ 233,571 $ 119,000
Williamson, Tennessee 14 $ 4,800,000 $ 342,857 $ 152,000
Searcy, Arkansas 13 $ 1,385,000 $ 106,538 $ 83,000
Walton, Florida 13 $ 6,935,000 $ 533,461 $ 277,000
Hall, Georgia 13 $ 2,825,000 $ 217,307 $ 94,000
Honolulu, Hawaii 13 $ 5,575,000 $ 428,846 $ 147,000
Bristol, Massachusetts 13 $ 3,475,000 $ 267,307 $ 90,000
Washtenaw, Michigan 13 $ 4,265,000 $ 328,076 $ 208,000
Ramsey, Minnesota 13 $ 4,415,000 $ 339,615 $ 170,000
Scott, Minnesota 13 $ 4,525,000 $ 348,076 $ 183,000
Santa Fe, New Mexico 13 $ 4,445,000 $ 341,923 $ 157,000
Wilson, Tennessee 13 $ 4,215,000 $ 324,230 $ 113,000
Baldwin, Alabama 12 $ 2,220,000 $ 185,000 $ 150,000
El Dorado, California 12 $ 4,570,000 $ 380,833 $ 110,000
Shasta, California 12 $ 3,640,000 $ 303,333 $ 96,000
Boone, Indiana 12 $ 3,350,000 $ 279,166 $ 113,000
Cumberland, Maine 12 $ 2,750,000 $ 229,166 $ 104,000
Benton, Missouri 12 $ 2,190,000 $ 182,500 $ 189,000
Morris, New Jersey 12 $ 4,000,000 $ 333,333 $ 147,000
Kay, Oklahoma 12 $ 1,960,000 $ 163,333 $ 112,000
Jackson, Oregon 12 $ 2,470,000 $ 205,833 $ 95,000
Spartanburg, South Carolina 12 $ 2,920,000 $ 243,333 $ 92,000
Davidson, Tennessee 12 $ 2,460,000 $ 205,000 $ 103,000
Hempstead, Arkansas 11 $ 995,000 $ 90,454 $ 64,000
Independence, Arkansas 11 $ 1,235,000 $ 112,272 $ 144,000
Butte, California 11 $ 2,815,000 $ 255,909 $ 210,000
Madera, California 11 $ 2,845,000 $ 258,636 $ 109,000
Boulder, Colorado 11 $ 3,995,000 $ 363,181 $ 109,000
Brevard, Florida 11 $ 2,185,000 $ 198,636 $ 146,000
Kootenai, Idaho 11 $ 3,065,000 $ 278,636 $ 105,000
Shawnee, Kansas 11 $ 3,045,000 $ 276,818 $ 128,000
Clinton, Missouri 11 $ 2,395,000 $ 217,727 $ 91,000
Phelps, Missouri 11 $ 2,565,000 $ 233,181 $ 76,000
Mercer, New Jersey 11 $ 2,515,000 $ 228,636 $ 207,000
Union, North Carolina 11 $ 2,765,000 $ 251,363 $ 122,000
Cotton, Oklahoma 11 $ 925,000 $ 84,090 $ 76,000
Garfield, Oklahoma 11 $ 1,615,000 $ 146,818 $ 67,000
Seminole, Oklahoma 11 $ 975,000 $ 88,636 $ 94,000
Hays, Texas 11 $ 2,295,000 $ 208,636 $ 111,000
Alexandria, Virginia 11 $ 4,575,000 $ 415,909 $ 173,000
Jefferson, Alabama 10 $ 2,120,000 $ 212,000 $ 138,000
San Mateo, California 10 $ 5,420,000 $ 542,000 $ 148,000
Spalding, Georgia 10 $ 1,910,000 $ 191,000 $ 80,000
Butler, Kansas 10 $ 1,540,000 $ 154,000 $ 105,000
Barnstable, Massachusetts 10 $ 2,600,000 $ 260,000 $ 104,000
Cedar, Missouri 10 $ 780,000 $ 78,000 $ 74,000
Lincoln, Missouri 10 $ 2,210,000 $ 221,000 $ 93,000
Clackamas, Oregon 10 $ 3,020,000 $ 302,000 $ 129,000
Chester, Pennsylvania 10 $ 3,270,000 $ 327,000 $ 135,000
Anderson, South Carolina 10 $ 2,470,000 $ 247,000 $ 111,000
Greenville, South Carolina 10 $ 2,010,000 $ 201,000 $ 99,000
Prince William, Virginia 10 $ 3,890,000 $ 389,000 $ 119,000
San Luis Obispo, California 9 $ 3,485,000 $ 387,222 $ 108,000
Fayette, Georgia 9 $ 2,705,000 $ 300,555 $ 127,000
Dallas, Missouri 9 $ 835,000 $ 92,777 $ 66,000
Lafayette, Missouri 9 $ 1,365,000 $ 151,666 $ 64,000
Pettis, Missouri 9 $ 1,585,000 $ 176,111 $ 78,000
Douglas, Nebraska 9 $ 1,545,000 $ 171,666 $ 78,000
Union, New Jersey 9 $ 2,775,000 $ 308,333 $ 128,000
Orange, North Carolina 9 $ 2,265,000 $ 251,666 $ 138,000
Pushmataha, Oklahoma 9 $ 1,025,000 $ 113,888 $ 78,000
Fulton, Arkansas 8 $ 1,220,000 $ 152,500 $ 85,000
Hartford, Connecticut 8 $ 2,120,000 $ 265,000 $ 176,000
Tolland, Connecticut 8 $ 1,900,000 $ 237,500 $ 120,000
Escambia, Florida 8 $ 1,770,000 $ 221,250 $ 119,000
Flagler, Florida 8 $ 2,720,000 $ 340,000 $ 102,000
Okaloosa, Florida 8 $ 2,890,000 $ 361,250 $ 345,000
Polk, Iowa 8 $ 1,590,000 $ 198,750 $ 103,000
Boone, Kentucky 8 $ 1,970,000 $ 246,250 $ 123,000
Kent, Michigan 8 $ 1,380,000 $ 172,500 $ 72,000
Cape Girardeau, Missouri 8 $ 670,000 $ 83,750 $ 102,000
Burlington, New Jersey 8 $ 2,120,000 $ 265,000 $ 154,000
Camden, New Jersey 8 $ 1,350,000 $ 168,750 $ 96,000
Hudson, New Jersey 8 $ 2,640,000 $ 330,000 $ 121,000
Hughes, Oklahoma 8 $ 700,000 $ 87,500 $ 138,000
Kaufman, Texas 8 $ 1,890,000 $ 236,250 $ 80,000
Spokane, Washington 8 $ 2,490,000 $ 311,250 $ 102,000
Thurston, Washington 8 $ 2,230,000 $ 278,750 $ 100,000
Milwaukee, Wisconsin 8 $ 1,410,000 $ 176,250 $ 89,000
Mohave, Arizona 7 $ 1,465,000 $ 209,285 $ 66,000
Napa, California 7 $ 2,395,000 $ 342,142 $ 114,000
Eagle, Colorado 7 $ 2,665,000 $ 380,714 $ 236,000
Litchfield, Connecticut 7 $ 1,545,000 $ 220,714 $ 114,000
Bay, Florida 7 $ 1,525,000 $ 217,857 $ 183,000
Charlotte, Florida 7 $ 1,375,000 $ 196,428 $ 98,000
Coweta, Georgia 7 $ 2,375,000 $ 339,285 $ 171,000
Henry, Georgia 7 $ 1,375,000 $ 196,428 $ 95,000
Paulding, Georgia 7 $ 1,365,000 $ 195,000 $ 101,000
Bonner, Idaho 7 $ 2,395,000 $ 342,142 $ 117,000
Canyon, Idaho 7 $ 1,715,000 $ 245,000 $ 104,000
East Baton Rouge, Louisiana 7 $ 2,675,000 $ 382,142 $ 143,000
Jefferson, Louisiana 7 $ 1,705,000 $ 243,571 $ 148,000
Genesee, Michigan 7 $ 1,245,000 $ 177,857 $ 99,000
Livingston, Michigan 7 $ 1,475,000 $ 210,714 $ 73,000
Shannon, Missouri 7 $ 645,000 $ 92,142 $ 53,000
Flathead, Montana 7 $ 1,435,000 $ 205,000 $ 72,000
Sarpy, Nebraska 7 $ 1,625,000 $ 232,142 $ 118,000
Lyon, Nevada 7 $ 1,565,000 $ 223,571 $ 60,000
Alamance, North Carolina 7 $ 1,635,000 $ 233,571 $ 139,000
Pender, North Carolina 7 $ 2,015,000 $ 287,857 $ 105,000
Hamilton, Ohio 7 $ 1,725,000 $ 246,428 $ 124,000
Murray, Oklahoma 7 $ 1,065,000 $ 152,142 $ 119,000
Cumberland, Pennsylvania 7 $ 1,155,000 $ 165,000 $ 158,000
Lancaster, Pennsylvania 7 $ 1,845,000 $ 263,571 $ 107,000
Minnehaha, South Dakota 7 $ 975,000 $ 139,285 $ 61,000
Rutherford, Tennessee 7 $ 1,345,000 $ 192,142 $ 104,000
Summit, Utah 7 $ 2,875,000 $ 410,714 $ 209,000
Frederick, Virginia 7 $ 1,295,000 $ 185,000 $ 107,000
Anchorage, Alaska 6 $ 1,380,000 $ 230,000 $ 80,000
Coconino, Arizona 6 $ 1,350,000 $ 225,000 $ 98,000
Archuleta, Colorado 6 $ 1,640,000 $ 273,333 $ 104,000
New London, Connecticut 6 $ 1,280,000 $ 213,333 $ 122,000
Volusia, Florida 6 $ 1,610,000 $ 268,333 $ 96,000
Chatham, Georgia 6 $ 890,000 $ 148,333 $ 109,000
Maui, Hawaii 6 $ 3,030,000 $ 505,000 $ 118,000
Allen, Indiana 6 $ 1,190,000 $ 198,333 $ 97,000
Monroe, Indiana 6 $ 1,310,000 $ 218,333 $ 106,000
Bourbon, Kansas 6 $ 440,000 $ 73,333 $ 52,000
Riley, Kansas 6 $ 1,490,000 $ 248,333 $ 241,000
Jefferson, Kentucky 6 $ 1,550,000 $ 258,333 $ 131,000
Monroe, Michigan 6 $ 1,160,000 $ 193,333 $ 100,000
Wright, Minnesota 6 $ 1,130,000 $ 188,333 $ 73,000
Hickory, Missouri 6 $ 640,000 $ 106,666 $ 56,000
Jefferson, Missouri 6 $ 1,350,000 $ 225,000 $ 74,000
Morgan, Missouri 6 $ 1,150,000 $ 191,666 $ 112,000
Ray, Missouri 6 $ 1,620,000 $ 270,000 $ 84,000
Butler, Ohio 6 $ 1,260,000 $ 210,000 $ 125,000
Bryan, Oklahoma 6 $ 1,070,000 $ 178,333 $ 161,000
Carter, Oklahoma 6 $ 1,210,000 $ 201,666 $ 146,000
Okfuskee, Oklahoma 6 $ 1,200,000 $ 200,000 $ 148,000
Marion, Oregon 6 $ 1,720,000 $ 286,666 $ 108,000
Allegheny, Pennsylvania 6 $ 1,450,000 $ 241,666 $ 149,000
Delaware, Pennsylvania 6 $ 1,320,000 $ 220,000 $ 96,000
Maury, Tennessee 6 $ 1,690,000 $ 281,666 $ 97,000
Sumner, Tennessee 6 $ 1,900,000 $ 316,666 $ 159,000
Guadalupe, Texas 6 $ 1,170,000 $ 195,000 $ 97,000
Johnson, Texas 6 $ 1,550,000 $ 258,333 $ 121,000
Davis, Utah 6 $ 2,190,000 $ 365,000 $ 114,000
Washington, Utah 6 $ 1,540,000 $ 256,666 $ 66,000
Windham, Vermont 6 $ 680,000 $ 113,333 $ 195,000
Arkansas, Arkansas 5 $ 175,000 $ 35,000 $ 103,000
Jackson, Arkansas 5 $ 215,000 $ 43,000 $ 29,000
Ouachita, Arkansas 5 $ 655,000 $ 131,000 $ 67,000
Union, Arkansas 5 $ 545,000 $ 109,000 $ 116,000
Kings, California 5 $ 1,335,000 $ 267,000 $ 167,000
Lake, California 5 $ 1,285,000 $ 257,000 $ 163,000
Yolo, California 5 $ 1,515,000 $ 303,000 $ 108,000
Garfield, Colorado 5 $ 1,685,000 $ 337,000 $ 133,000
Monroe, Florida 5 $ 1,665,000 $ 333,000 $ 203,000
Champaign, Illinois 5 $ 745,000 $ 149,000 $ 87,000
Coles, Illinois 5 $ 745,000 $ 149,000 $ 83,000
Madison, Illinois 5 $ 785,000 $ 157,000 $ 115,000
St. Clair, Illinois 5 $ 1,005,000 $ 201,000 $ 104,000
Williamson, Illinois 5 $ 1,005,000 $ 201,000 $ 115,000
Hancock, Indiana 5 $ 905,000 $ 181,000 $ 54,000
Porter, Indiana 5 $ 1,085,000 $ 217,000 $ 124,000
Labette, Kansas 5 $ 545,000 $ 109,000 $ 124,000
Saline, Kansas 5 $ 1,115,000 $ 223,000 $ 107,000
Fayette, Kentucky 5 $ 935,000 $ 187,000 $ 103,000
York, Maine 5 $ 1,365,000 $ 273,000 $ 140,000
Hampden, Massachusetts 5 $ 775,000 $ 155,000 $ 108,000
Cole, Missouri 5 $ 775,000 $ 155,000 $ 72,000
Crawford, Missouri 5 $ 625,000 $ 125,000 $ 254,000
Hunterdon, New Jersey 5 $ 1,565,000 $ 313,000 $ 143,000
Passaic, New Jersey 5 $ 1,235,000 $ 247,000 $ 118,000
Somerset, New Jersey 5 $ 1,415,000 $ 283,000 $ 143,000
Warren, New Jersey 5 $ 965,000 $ 193,000 $ 61,000
Craven, North Carolina 5 $ 885,000 $ 177,000 $ 80,000
Forsyth, North Carolina 5 $ 1,155,000 $ 231,000 $ 177,000
Lincoln, North Carolina 5 $ 1,155,000 $ 231,000 $ 76,000
Fairfield, Ohio 5 $ 1,095,000 $ 219,000 $ 116,000
Medina, Ohio 5 $ 1,545,000 $ 309,000 $ 143,000
Union, Ohio 5 $ 1,615,000 $ 323,000 $ 124,000
Choctaw, Oklahoma 5 $ 485,000 $ 97,000 $ 86,000
Jefferson, Oklahoma 5 $ 135,000 $ 27,000 $ 24,000
Union, South Dakota 5 $ 1,085,000 $ 217,000 $ 124,000
Hamilton, Tennessee 5 $ 905,000 $ 181,000 $ 87,000
Sevier, Tennessee 5 $ 995,000 $ 199,000 $ 113,000
Comal, Texas 5 $ 1,175,000 $ 235,000 $ 98,000
Kendall, Texas 5 $ 1,415,000 $ 283,000 $ 154,000
Cache, Utah 5 $ 1,275,000 $ 255,000 $ 413,000
Wasatch, Utah 5 $ 2,215,000 $ 443,000 $ 163,000
Windsor, Vermont 5 $ 965,000 $ 193,000 $ 189,000
Waukesha, Wisconsin 5 $ 1,235,000 $ 247,000 $ 138,000
Madison, Alabama 4 $ 990,000 $ 247,500 $ 124,000
Montgomery, Alabama 4 $ 670,000 $ 167,500 $ 71,000
Shelby, Alabama 4 $ 1,270,000 $ 317,500 $ 134,000
Clay, Arkansas 4 $ 200,000 $ 50,000 $ 27,000
Cross, Arkansas 4 $ 780,000 $ 195,000 $ 86,000
Miller, Arkansas 4 $ 680,000 $ 170,000 $ 89,000
Stone, Arkansas 4 $ 510,000 $ 127,500 $ 105,000
Woodruff, Arkansas 4 $ 640,000 $ 160,000 $ 82,000
Lassen, California 4 $ 670,000 $ 167,500 $ 80,000
Marin, California 4 $ 1,570,000 $ 392,500 $ 100,000
Merced, California 4 $ 970,000 $ 242,500 $ 94,000
Nevada, California 4 $ 1,000,000 $ 250,000 $ 121,000
Sutter, California 4 $ 990,000 $ 247,500 $ 99,000
La Plata, Colorado 4 $ 1,150,000 $ 287,500 $ 60,000
Mesa, Colorado 4 $ 820,000 $ 205,000 $ 74,000
Pitkin, Colorado 4 $ 1,140,000 $ 285,000 $ 150,000
Summit, Colorado 4 $ 900,000 $ 225,000 $ 353,000
Alachua, Florida 4 $ 830,000 $ 207,500 $ 59,000
Clay, Florida 4 $ 700,000 $ 175,000 $ 173,000
Hernando, Florida 4 $ 650,000 $ 162,500 $ 30,000
Leon, Florida 4 $ 890,000 $ 222,500 $ 87,000
Martin, Florida 4 $ 1,300,000 $ 325,000 $ 176,000
Clarke, Georgia 4 $ 600,000 $ 150,000 $ 80,000
Clayton, Georgia 4 $ 790,000 $ 197,500 $ 90,000
Glynn, Georgia 4 $ 820,000 $ 205,000 $ 128,000
Blaine, Idaho 4 $ 1,310,000 $ 327,500 $ 131,000
Boundary, Idaho 4 $ 830,000 $ 207,500 $ 89,000
Madison, Indiana 4 $ 430,000 $ 107,500 $ 54,000
St. Joseph, Indiana 4 $ 610,000 $ 152,500 $ 90,000
Tippecanoe, Indiana 4 $ 620,000 $ 155,000 $ 84,000
Chautauqua, Kansas 4 $ 300,000 $ 75,000 $ 50,000
Pottawatomie, Kansas 4 $ 910,000 $ 227,500 $ 124,000
Orleans, Louisiana 4 $ 1,130,000 $ 282,500 $ 81,000
St. Tammany, Louisiana 4 $ 860,000 $ 215,000 $ 83,000
Kalamazoo, Michigan 4 $ 720,000 $ 180,000 $ 67,000
DeSoto, Mississippi 4 $ 540,000 $ 135,000 $ 91,000
Bates, Missouri 4 $ 470,000 $ 117,500 $ 82,000
Miller, Missouri 4 $ 770,000 $ 192,500 $ 88,000
St. Louis City, Missouri 4 $ 760,000 $ 190,000 $ 67,000
Lancaster, Nebraska 4 $ 510,000 $ 127,500 $ 61,000
Atlantic, New Jersey 4 $ 920,000 $ 230,000 $ 181,000
Cape May, New Jersey 4 $ 890,000 $ 222,500 $ 198,000
Cumberland, New Jersey 4 $ 690,000 $ 172,500 $ 87,000
Buncombe, North Carolina 4 $ 1,090,000 $ 272,500 $ 330,000
Cabarrus, North Carolina 4 $ 880,000 $ 220,000 $ 133,000
Catawba, North Carolina 4 $ 980,000 $ 245,000 $ 81,000
Johnston, North Carolina 4 $ 820,000 $ 205,000 $ 62,000
Lucas, Ohio 4 $ 680,000 $ 170,000 $ 78,000
Atoka, Oklahoma 4 $ 860,000 $ 215,000 $ 170,000
Garvin, Oklahoma 4 $ 400,000 $ 100,000 $ 46,000
Jackson, Oklahoma 4 $ 310,000 $ 77,500 $ 59,000
Kingfisher, Oklahoma 4 $ 880,000 $ 220,000 $ 105,000
Noble, Oklahoma 4 $ 760,000 $ 190,000 $ 146,000
Tillman, Oklahoma 4 $ 270,000 $ 67,500 $ 62,000
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Mortgage Loan Application Detail Totals for Arvest Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 17,462 $3,641,675,000 $208,000 $12,795,000 $120,000 $4,684,000
Home Purchase 12,612 $2,693,450,000 $213,000 $34,505,000 $102,000 $5,700,000
Cash-out Refinancing 5,751 $1,165,185,000 $202,000 $2,685,000 $98,000 $2,760,000
Home Improvement 2,919 $178,565,000 $61,000 $1,455,000 $114,000 $2,184,000
Other Purpose 2,524 $211,790,000 $83,000 $1,685,000 $102,000 $2,016,000
Not Applicable 2 $160,000 $80,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 27,673 $5,104,580,000 $184,000 $2,685,000 $110,000 $4,684,000
Not Provided 6,296 $1,256,320,000 $199,000 $1,925,000 $125,000 $2,976,000
Hispanic 3,120 $507,100,000 $162,000 $4,325,000 $74,000 $5,700,000
Not applicable 1,187 $414,955,000 $349,000 $34,505,000 $0 $0
Asian 1,074 $271,560,000 $252,000 $1,205,000 $129,000 $1,349,000
Black or African American 1,050 $199,660,000 $190,000 $1,675,000 $110,000 $2,940,000
American Indian or Alaskan Native 652 $86,800,000 $133,000 $755,000 $92,000 $1,113,000
Native Hawaiian or Other Pacific Islander 65 $13,135,000 $202,000 $985,000 $94,000 $450,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,960 $6,950,085,000 $193,000 $34,505,000 $116,000 $5,700,000
FHA-insured (Federal Housing Administration) 2,795 $456,665,000 $163,000 $485,000 $63,000 $420,000
VA-guaranteed (Veterans Administration) 1,582 $360,620,000 $227,000 $975,000 $87,000 $557,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 933 $123,455,000 $132,000 $295,000 $46,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26,707 $5,400,175,000 $202,000 $34,505,000 $115,000 $3,010,000
Application Denied By Financial Institution 5,865 $706,680,000 $120,000 $2,255,000 $83,000 $5,700,000
Application Withdrawn By Applicant 5,859 $1,156,915,000 $197,000 $8,505,000 $110,000 $2,976,000
File Closed For Incompleteness 2,419 $546,715,000 $226,000 $4,325,000 $122,000 $4,684,000
Application Approved But Not Accepted 413 $79,255,000 $191,000 $11,975,000 $111,000 $865,000
Loan Purchased By The Institution 7 $1,085,000 $155,000 $305,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 35,405 $7,184,145,000 $202,000 $34,505,000 $115,000 $4,684,000
Debt-To-Income Ratio 2,399 $267,405,000 $111,000 $1,015,000 $59,000 $1,925,000
Credit History 1,518 $135,485,000 $89,000 $1,045,000 $85,000 $2,760,000
Collateral 892 $123,190,000 $138,000 $2,255,000 $116,000 $2,184,000
Other 378 $48,590,000 $128,000 $945,000 $99,000 $1,380,000
Credit Application Incomplete 309 $76,305,000 $246,000 $1,145,000 $119,000 $960,000
Unverifiable Information 272 $45,450,000 $167,000 $655,000 $106,000 $5,700,000
Employment History 61 $8,395,000 $137,000 $415,000 $76,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 36 $1,860,000 $51,000 $155,000 $123,000 $498,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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