Arvest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Arvest Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Arvest Bank
201 W Walnut
Fayetteville, AR 72756
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 30,268
Total Mortgage Loan Application Amount $4,822,250,000
Average Mortgage Loan Application Amount $136,500
Highest Mortgage Loan Application Amount $24,615,000
Average Applicant Income $121,000
Highest Applicant Income $9,135,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Arvest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arvest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Arvest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arvest Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Arvest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arvest Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for Arvest Bank by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 7,043 $ 1,103,845,000 $ 156,000 $ 108,000
NA (OUTSIDE OF MSA/MD) 6,418 $ 706,800,000 $ 189,439 $ 119,512
TULSA, OK 2,957 $ 440,445,000 $ 148,000 $ 112,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 2,299 $ 315,225,000 $ 137,000 $ 102,000
KANSAS CITY, MO-KS 1,934 $ 442,670,000 $ 236,000 $ 134,500
OKLAHOMA CITY, OK 1,451 $ 203,045,000 $ 139,000 $ 104,000
FORT SMITH, AR-OK 1,188 $ 132,240,000 $ 104,000 $ 78,500
SPRINGFIELD, MO 922 $ 134,640,000 $ 146,000 $ 89,000
JOPLIN, MO 766 $ 83,160,000 $ 108,000 $ 89,000
HOT SPRINGS, AR 450 $ 54,180,000 $ 120,000 $ 92,000
LAWTON, OK 450 $ 42,650,000 $ 94,000 $ 113,000
JONESBORO, AR 368 $ 46,120,000 $ 125,000 $ 102,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 200 $ 58,680,000 $ 293,000 $ 113,000
PHOENIX-MESA-SCOTTSDALE, AZ 168 $ 43,180,000 $ 257,000 $ 102,000
DENVER-AURORA-LAKEWOOD, CO 137 $ 49,025,000 $ 357,000 $ 131,000
CHICAGO-NAPERVILLE, IL 133 $ 33,975,000 $ 255,000 $ 123,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 128 $ 45,520,000 $ 355,000 $ 97,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 99 $ 30,145,000 $ 304,000 $ 116,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 93 $ 23,035,000 $ 247,000 $ 124,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 81 $ 22,445,000 $ 277,000 $ 113,000
ST. LOUIS, MO-IL 78 $ 16,250,000 $ 219,000 $ 114,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 66 $ 16,620,000 $ 263,000 $ 110,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 64 $ 15,150,000 $ 236,000 $ 101,000
LAS VEGAS-HENDERSON-PARADISE, NV 64 $ 17,920,000 $ 280,000 $ 107,000
SEATTLE-BELLEVUE-EVERETT, WA 60 $ 30,410,000 $ 506,000 $ 179,000
SAN DIEGO-CARLSBAD, CA 58 $ 22,370,000 $ 385,000 $ 120,000
DALLAS-PLANO-IRVING, TX 55 $ 14,485,000 $ 263,000 $ 185,000
OAKLAND-HAYWARD-BERKELEY, CA 55 $ 22,945,000 $ 417,000 $ 130,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 54 $ 17,280,000 $ 320,000 $ 123,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 52 $ 10,410,000 $ 200,000 $ 104,000
BOSTON, MA 50 $ 17,090,000 $ 341,000 $ 123,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 48 $ 11,000,000 $ 229,000 $ 141,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 48 $ 13,790,000 $ 288,500 $ 93,500
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 46 $ 17,410,000 $ 347,333 $ 146,000
RALEIGH, NC 41 $ 11,025,000 $ 268,000 $ 132,000
NORTH PORT-SARASOTA-BRADENTON, FL 40 $ 9,820,000 $ 245,000 $ 142,000
ANAHEIM-SANTA ANA-IRVINE, CA 39 $ 17,185,000 $ 440,000 $ 124,000
TEXARKANA, TX-AR 36 $ 4,440,000 $ 140,000 $ 93,500
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 35 $ 6,985,000 $ 194,500 $ 106,500
ORLANDO-KISSIMMEE-SANFORD, FL 35 $ 8,365,000 $ 239,000 $ 103,000
TACOMA-LAKEWOOD, WA 35 $ 11,265,000 $ 321,000 $ 123,000
TUCSON, AZ 32 $ 7,500,000 $ 234,000 $ 92,000
BOISE CITY, ID 29 $ 7,605,000 $ 262,000 $ 99,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 29 $ 7,965,000 $ 274,000 $ 110,000
WARREN-TROY-FARMINGTON HILLS, MI 28 $ 5,110,000 $ 182,000 $ 103,000
CHARLESTON-NORTH CHARLESTON, SC 27 $ 7,035,000 $ 260,000 $ 112,000
COLUMBUS, OH 27 $ 5,905,000 $ 218,000 $ 100,000
STOCKTON-LODI, CA 27 $ 9,395,000 $ 347,000 $ 121,000
AUSTIN-ROUND ROCK, TX 26 $ 6,610,000 $ 254,000 $ 122,000
MEMPHIS, TN-MS-AR 26 $ 2,910,000 $ 127,666 $ 160,666
OXNARD-THOUSAND OAKS-VENTURA, CA 26 $ 11,620,000 $ 446,000 $ 115,000
CAPE CORAL-FORT MYERS, FL 25 $ 5,575,000 $ 223,000 $ 119,000
FORT WORTH-ARLINGTON, TX 24 $ 6,490,000 $ 270,000 $ 166,000
SALT LAKE CITY, UT 24 $ 7,980,000 $ 332,000 $ 106,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 24 $ 9,580,000 $ 399,000 $ 121,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 23 $ 5,005,000 $ 217,000 $ 99,000
JACKSONVILLE, FL 23 $ 4,245,000 $ 184,000 $ 72,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 23 $ 4,845,000 $ 210,000 $ 96,000
LAWRENCE, KS 22 $ 5,300,000 $ 240,000 $ 167,000
MIAMI-MIAMI BEACH-KENDALL, FL 22 $ 6,600,000 $ 300,000 $ 152,000
VALLEJO-FAIRFIELD, CA 22 $ 6,960,000 $ 316,000 $ 105,000
WORCESTER, MA-CT 22 $ 5,270,000 $ 239,000 $ 135,000
FRESNO, CA 21 $ 4,875,000 $ 232,000 $ 104,000
GREELEY, CO 21 $ 7,665,000 $ 365,000 $ 139,000
PRESCOTT VALLEY-PRESCOTT, AZ 21 $ 5,695,000 $ 271,000 $ 113,000
WICHITA, KS 21 $ 5,175,000 $ 246,000 $ 188,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 20 $ 4,220,000 $ 211,000 $ 116,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 20 $ 5,640,000 $ 282,000 $ 134,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 20 $ 6,650,000 $ 332,000 $ 147,000
NEW YORK-NEWARK, NY 20 $ 5,130,000 $ 256,000 $ 125,000
ELGIN, IL 19 $ 5,495,000 $ 289,000 $ 158,000
FORT COLLINS, CO 19 $ 6,185,000 $ 325,000 $ 117,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 19 $ 5,835,000 $ 307,000 $ 124,000
CINCINNATI, OH-KY-IN 18 $ 4,660,000 $ 274,000 $ 155,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 17 $ 4,275,000 $ 251,000 $ 92,000
GREENVILLE-ANDERSON-MAULDIN, SC 17 $ 2,745,000 $ 161,000 $ 84,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 17 $ 4,865,000 $ 233,000 $ 82,000
PINE BLUFF, AR 17 $ 1,425,000 $ 83,000 $ 113,000
OGDEN-CLEARFIELD, UT 16 $ 4,240,000 $ 265,000 $ 97,000
ALBUQUERQUE, NM 15 $ 3,485,000 $ 232,000 $ 127,000
CHICO, CA 15 $ 4,845,000 $ 323,000 $ 106,000
CLEVELAND-ELYRIA, OH 15 $ 3,055,000 $ 203,000 $ 113,000
COLORADO SPRINGS, CO 15 $ 3,425,000 $ 228,000 $ 114,000
MODESTO, CA 15 $ 3,555,000 $ 237,000 $ 100,000
PHILADELPHIA, PA 15 $ 3,775,000 $ 251,000 $ 200,000
RENO, NV 15 $ 4,775,000 $ 318,000 $ 110,000
SAN ANTONIO-NEW BRAUNFELS, TX 15 $ 3,075,000 $ 205,000 $ 141,000
BAKERSFIELD, CA 14 $ 3,460,000 $ 247,000 $ 123,000
GARY, IN 14 $ 2,670,000 $ 190,000 $ 108,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 14 $ 2,870,000 $ 205,000 $ 89,000
NEWARK, NJ-PA 14 $ 4,000,000 $ 218,500 $ 105,500
PORTLAND-SOUTH PORTLAND, ME 14 $ 3,440,000 $ 245,000 $ 114,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 13 $ 2,485,000 $ 196,000 $ 101,000
BOULDER, CO 13 $ 3,845,000 $ 295,000 $ 112,000
NEW HAVEN-MILFORD, CT 13 $ 2,845,000 $ 218,000 $ 90,000
OMAHA-COUNCIL BLUFFS, NE-IA 13 $ 2,685,000 $ 146,000 $ 101,000
PROVIDENCE-WARWICK, RI-MA 13 $ 4,025,000 $ 257,000 $ 69,500
PROVO-OREM, UT 13 $ 3,475,000 $ 267,000 $ 91,000
CAMDEN, NJ 12 $ 3,060,000 $ 255,000 $ 121,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 12 $ 4,990,000 $ 415,000 $ 1,205,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 12 $ 5,430,000 $ 452,000 $ 127,000
VISALIA-PORTERVILLE, CA 12 $ 3,540,000 $ 295,000 $ 115,000
YORK-HANOVER, PA 12 $ 3,210,000 $ 267,000 $ 121,000
DETROIT-DEARBORN-LIVONIA, MI 11 $ 1,985,000 $ 180,000 $ 106,000
LAKE HAVASU CITY-KINGMAN, AZ 11 $ 2,155,000 $ 195,000 $ 118,000
SALEM, OR 11 $ 2,525,000 $ 229,000 $ 124,000
BEND-REDMOND, OR 10 $ 2,450,000 $ 245,000 $ 81,000
BIRMINGHAM-HOOVER, AL 10 $ 1,470,000 $ 147,000 $ 135,000
BREMERTON-SILVERDALE, WA 10 $ 3,020,000 $ 302,000 $ 91,000
BRIDGEPORT-STAMFORD-NORWALK, CT 10 $ 3,500,000 $ 350,000 $ 163,000
COLUMBIA, MO 10 $ 1,760,000 $ 176,000 $ 129,000
GRAND RAPIDS-WYOMING, MI 10 $ 2,220,000 $ 222,000 $ 89,000
KNOXVILLE, TN 10 $ 2,370,000 $ 237,000 $ 97,000
OCALA, FL 10 $ 1,900,000 $ 190,000 $ 93,000
PANAMA CITY, FL 10 $ 2,210,000 $ 221,000 $ 206,000
PENSACOLA-FERRY PASS-BRENT, FL 10 $ 1,440,000 $ 144,000 $ 70,000
SPOKANE-SPOKANE VALLEY, WA 10 $ 1,900,000 $ 190,000 $ 76,000
ST. JOSEPH, MO-KS 10 $ 1,720,000 $ 172,000 $ 120,000
WINSTON-SALEM, NC 10 $ 1,910,000 $ 191,000 $ 91,000
DAPHNE-FAIRHOPE-FOLEY, AL 9 $ 1,655,000 $ 183,000 $ 73,000
MANHATTAN, KS 9 $ 2,165,000 $ 240,000 $ 186,000
SALINAS, CA 9 $ 4,745,000 $ 527,000 $ 141,000
SANTA CRUZ-WATSONVILLE, CA 9 $ 3,505,000 $ 389,000 $ 79,000
ST. GEORGE, UT 9 $ 2,255,000 $ 250,000 $ 91,000
TOPEKA, KS 9 $ 1,175,000 $ 130,000 $ 106,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 9 $ 1,465,000 $ 149,000 $ 60,000
WILMINGTON, NC 9 $ 1,965,000 $ 218,000 $ 124,000
DURHAM-CHAPEL HILL, NC 8 $ 1,820,000 $ 227,000 $ 111,000
LAKELAND-WINTER HAVEN, FL 8 $ 1,450,000 $ 181,000 $ 108,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 8 $ 2,440,000 $ 305,000 $ 135,000
RICHMOND, VA 8 $ 1,880,000 $ 235,000 $ 87,000
SIOUX FALLS, SD 8 $ 2,070,000 $ 258,000 $ 99,000
TOLEDO, OH 8 $ 2,050,000 $ 256,000 $ 97,000
YUBA CITY, CA 8 $ 1,840,000 $ 230,000 $ 84,000
CAPE GIRARDEAU, MO-IL 7 $ 2,245,000 $ 320,000 $ 373,000
CHATTANOOGA, TN-GA 7 $ 1,665,000 $ 207,000 $ 92,500
COLUMBIA, SC 7 $ 1,295,000 $ 185,000 $ 223,000
DES MOINES-WEST DES MOINES, IA 7 $ 885,000 $ 126,000 $ 62,000
EVANSVILLE, IN-KY 7 $ 415,000 $ 103,000 $ 157,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 7 $ 1,225,000 $ 167,500 $ 88,000
PORT ST. LUCIE, FL 7 $ 1,975,000 $ 282,000 $ 129,000
REDDING, CA 7 $ 1,505,000 $ 215,000 $ 70,000
SEBASTIAN-VERO BEACH, FL 7 $ 1,415,000 $ 202,000 $ 120,000
BARNSTABLE TOWN, MA 6 $ 1,850,000 $ 308,000 $ 124,000
BEAUMONT-PORT ARTHUR, TX 6 $ 700,000 $ 116,000 $ 53,000
ENID, OK 6 $ 530,000 $ 88,000 $ 68,000
LEXINGTON-FAYETTE, KY 6 $ 920,000 $ 153,000 $ 95,000
NEW ORLEANS-METAIRIE, LA 6 $ 1,510,000 $ 251,000 $ 114,000
OLYMPIA-TUMWATER, WA 6 $ 1,580,000 $ 263,000 $ 86,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 6 $ 1,100,000 $ 183,000 $ 126,000
PITTSBURGH, PA 6 $ 890,000 $ 148,000 $ 81,000
SANTA FE, NM 6 $ 1,500,000 $ 250,000 $ 86,000
SANTA ROSA, CA 6 $ 2,050,000 $ 341,000 $ 97,000
TRENTON, NJ 6 $ 1,000,000 $ 166,000 $ 134,000
COEUR D'ALENE, ID 5 $ 1,375,000 $ 275,000 $ 99,000
EUGENE, OR 5 $ 1,025,000 $ 205,000 $ 83,000
FLINT, MI 5 $ 755,000 $ 151,000 $ 70,000
KENNEWICK-RICHLAND, WA 5 $ 625,000 $ 125,000 $ 73,000
MEDFORD, OR 5 $ 1,745,000 $ 349,000 $ 88,000
MOBILE, AL 5 $ 4,205,000 $ 841,000 $ 220,000
NORWICH-NEW LONDON, CT 5 $ 875,000 $ 175,000 $ 74,000
SPARTANBURG, SC 5 $ 1,195,000 $ 239,000 $ 64,000
WENATCHEE, WA 5 $ 1,705,000 $ 341,000 $ 113,000
WINCHESTER, VA-WV 5 $ 1,625,000 $ 325,000 $ 154,000
AUGUSTA-RICHMOND COUNTY, GA-SC 4 $ 660,000 $ 191,500 $ 93,500
BATON ROUGE, LA 4 $ 820,000 $ 205,000 $ 138,000
BURLINGTON-SOUTH BURLINGTON, VT 4 $ 970,000 $ 242,000 $ 157,000
CLEVELAND, TN 4 $ 400,000 $ 100,000 $ 33,000
DAYTON-SPRINGFIELD-KETTERING, OH 4 $ 770,000 $ 192,000 $ 130,000
FAYETTEVILLE, NC 4 $ 680,000 $ 170,000 $ 121,000
FLAGSTAFF, AZ 4 $ 1,050,000 $ 262,000 $ 120,000
GREENSBORO-HIGH POINT, NC 4 $ 1,080,000 $ 270,000 $ 105,000
HUNTSVILLE, AL 4 $ 670,000 $ 167,000 $ 86,000
KAHULUI-WAILUKU-LAHAINA, HI 4 $ 1,350,000 $ 337,000 $ 113,000
LAKE CHARLES, LA 4 $ 800,000 $ 200,000 $ 156,000
LANSING-EAST LANSING, MI 4 $ 480,000 $ 120,000 $ 45,000
MADERA, CA 4 $ 1,150,000 $ 287,000 $ 100,000
MADISON, WI 4 $ 740,000 $ 185,000 $ 76,000
MERCED, CA 4 $ 1,060,000 $ 265,000 $ 83,000
MONTGOMERY, AL 4 $ 650,000 $ 162,000 $ 49,000
MOUNT VERNON-ANACORTES, WA 4 $ 1,210,000 $ 302,000 $ 88,000
NAPA, CA 4 $ 1,830,000 $ 457,000 $ 119,000
SANTA MARIA-SANTA BARBARA, CA 4 $ 1,130,000 $ 282,000 $ 65,000
AKRON, OH 3 $ 835,000 $ 278,000 $ 112,000
AMES, IA 3 $ 545,000 $ 181,000 $ 94,000
ANN ARBOR, MI 3 $ 1,005,000 $ 335,000 $ 162,000
APPLETON, WI 3 $ 915,000 $ 305,000 $ 192,000
ASHEVILLE, NC 3 $ 925,000 $ 308,000 $ 120,000
ATHENS-CLARKE COUNTY, GA 3 $ 455,000 $ 151,000 $ 65,000
BURLINGTON, NC 3 $ 725,000 $ 241,000 $ 117,000
CORPUS CHRISTI, TX 3 $ 1,655,000 $ 551,000 $ 335,000
GETTYSBURG, PA 3 $ 725,000 $ 241,000 $ 74,000
GREENVILLE, NC 3 $ 315,000 $ 105,000 $ 233,000
HARRISBURG-CARLISLE, PA 3 $ 775,000 $ 258,000 $ 134,000
IDAHO FALLS, ID 3 $ 535,000 $ 178,000 $ 65,000
KALAMAZOO-PORTAGE, MI 3 $ 575,000 $ 191,000 $ 51,000
LOGAN, UT-ID 3 $ 695,000 $ 262,500 $ 73,500
MICHIGAN CITY-LA PORTE, IN 3 $ 265,000 $ 88,000 $ 125,000
PUEBLO, CO 3 $ 595,000 $ 198,000 $ 153,000
READING, PA 3 $ 545,000 $ 181,000 $ 65,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 3 $ 1,435,000 $ 478,000 $ 221,000
SAN RAFAEL, CA 3 $ 1,465,000 $ 488,000 $ 85,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 3 $ 235,000 $ 78,000 $ 131,000
THE VILLAGES, FL 3 $ 645,000 $ 215,000 $ 120,000
VINELAND-BRIDGETON, NJ 3 $ 435,000 $ 145,000 $ 79,000
ALBANY, GA 2 $ 170,000 $ 85,000 $ 48,000
ANCHORAGE, AK 2 $ 540,000 $ 270,000 $ 93,000
ATLANTIC CITY-HAMMONTON, NJ 2 $ 390,000 $ 195,000 $ 354,000
BLOOMINGTON, IL 2 $ 420,000 $ 210,000 $ 115,000
BLOOMINGTON, IN 2 $ 520,000 $ 260,000 $ 72,000
CHARLOTTESVILLE, VA 2 $ 430,000 $ 215,000 $ 132,000
CHEYENNE, WY 2 $ 320,000 $ 160,000 $ 73,000
COLUMBUS, GA-AL 2 $ 450,000 $ 225,000 $ 327,000
DULUTH, MN-WI 2 $ 430,000 $ 215,000 $ 53,000
EAST STROUDSBURG, PA 2 $ 240,000 $ 120,000 $ 59,000
GAINESVILLE, GA 2 $ 420,000 $ 210,000 $ 94,000
GRAND JUNCTION, CO 2 $ 230,000 $ 115,000 $ 32,000
GRANTS PASS, OR 2 $ 420,000 $ 210,000 $ 193,000
JEFFERSON CITY, MO 2 $ 180,000 $ 90,000 $ 45,000
KILLEEN-TEMPLE, TX 2 $ 210,000 $ 105,000 $ 63,000
LANCASTER, PA 2 $ 260,000 $ 130,000 $ 76,000
LAS CRUCES, NM 2 $ 380,000 $ 190,000 $ 71,000
LINCOLN, NE 2 $ 230,000 $ 115,000 $ 48,000
LONGVIEW, WA 2 $ 320,000 $ 160,000 $ 81,000
LYNCHBURG, VA 2 $ 570,000 $ 285,000 $ 204,000
MIDLAND, MI 2 $ 130,000 $ 65,000 $ 41,000
MONROE, LA 2 $ 24,770,000 $ 12,385,000 $ 88,000
MONROE, MI 2 $ 600,000 $ 300,000 $ 99,000
PEORIA, IL 2 $ 200,000 $ 100,000 $ 53,000
PUNTA GORDA, FL 2 $ 540,000 $ 270,000 $ 148,000
ROANOKE, VA 2 $ 280,000 $ 140,000 $ 155,000
ROCKFORD, IL 2 $ 270,000 $ 135,000 $ 140,000
SHERMAN-DENISON, TX 2 $ 460,000 $ 230,000 $ 91,000
SIERRA VISTA-DOUGLAS, AZ 2 $ 430,000 $ 215,000 $ 75,000
SIOUX CITY, IA-NE-SD 2 $ 230,000 $ 115,000 $ 93,000
SPRINGFIELD, MA 2 $ 370,000 $ 185,000 $ 94,000
TUSCALOOSA, AL 2 $ 230,000 $ 115,000 $ 44,000
WARNER ROBINS, GA 2 $ 330,000 $ 165,000 $ 43,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 2 $ 150,000 $ 75,000 $ 52,500
ABILENE, TX 1 $ 135,000 $ 135,000 $ 74,000
AMARILLO, TX 1 $ 255,000 $ 255,000 $ 0
AUBURN-OPELIKA, AL 1 $ 235,000 $ 235,000 $ 93,000
BALTIMORE-COLUMBIA-TOWSON, MD 1 $ 125,000 $ 125,000 $ 76,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 225,000 $ 225,000 $ 70,000
BRUNSWICK, GA 1 $ 155,000 $ 155,000 $ 53,000
CARSON CITY, NV 1 $ 155,000 $ 155,000 $ 37,000
CLARKSVILLE, TN-KY 1 $ 245,000 $ 245,000 $ 82,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 125,000 $ 125,000 $ 57,000
DECATUR, AL 1 $ 175,000 $ 175,000 $ 65,000
DECATUR, IL 1 $ 55,000 $ 55,000 $ 24,000
DOTHAN, AL 1 $ 135,000 $ 135,000 $ 351,000
DUBUQUE, IA 1 $ 155,000 $ 155,000 $ 66,000
EAU CLAIRE, WI 1 $ 465,000 $ 465,000 $ 259,000
EL CENTRO, CA 1 $ 115,000 $ 115,000 $ 28,000
EL PASO, TX 1 $ 115,000 $ 115,000 $ 216,000
FOND DU LAC, WI 1 $ 85,000 $ 85,000 $ 84,000
GOLDSBORO, NC 1 $ 145,000 $ 145,000 $ 162,000
GRAND FORKS, ND-MN 1 $ 35,000 $ 35,000 $ 28,000
GRAND ISLAND, NE 1 $ 165,000 $ 165,000 $ 132,000
GREAT FALLS, MT 1 $ 75,000 $ 75,000 $ 322,000
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 145,000 $ 145,000 $ 130,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 165,000 $ 165,000 $ 77,000
HAMMOND, LA 1 $ 185,000 $ 185,000 $ 135,000
HANFORD-CORCORAN, CA 1 $ 175,000 $ 175,000 $ 69,000
HOMOSASSA SPRINGS, FL 1 $ 85,000 $ 85,000 $ 134,000
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 115,000 $ 115,000 $ 40,000
JACKSON, MI 1 $ 85,000 $ 85,000 $ 63,000
JACKSON, MS 1 $ 45,000 $ 45,000 $ 83,000
JACKSONVILLE, NC 1 $ 175,000 $ 175,000 $ 173,000
JANESVILLE-BELOIT, WI 1 $ 115,000 $ 115,000 $ 64,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 315,000 $ 315,000 $ 99,000
LAFAYETTE, LA 1 $ 85,000 $ 85,000 $ 28,000
LAFAYETTE-WEST LAFAYETTE, IN 1 $ 155,000 $ 155,000 $ 66,000
LEBANON, PA 1 $ 35,000 $ 35,000 $ 57,000
LEWISTON-AUBURN, ME 1 $ 165,000 $ 165,000 $ 127,000
LONGVIEW, TX 1 $ 105,000 $ 105,000 $ 64,000
LUBBOCK, TX 1 $ 355,000 $ 355,000 $ 327,000
MANCHESTER-NASHUA, NH 1 $ 85,000 $ 85,000 $ 72,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 305,000 $ 305,000 $ 99,000
MISSOULA, MT 1 $ 185,000 $ 185,000 $ 118,000
MORRISTOWN, TN 1 $ 85,000 $ 85,000 $ 63,000
NILES-BENTON HARBOR, MI 1 $ 205,000 $ 205,000 $ 126,000
OCEAN CITY, NJ 1 $ 165,000 $ 165,000 $ 198,000
OSHKOSH-NEENAH, WI 1 $ 115,000 $ 115,000 $ 89,000
PARKERSBURG-VIENNA, WV 1 $ 165,000 $ 165,000 $ 56,000
RACINE, WI 1 $ 175,000 $ 175,000 $ 101,000
RAPID CITY, SD 1 $ 225,000 $ 225,000 $ 128,000
ROCHESTER, MN 1 $ 85,000 $ 85,000 $ 0
SAGINAW, MI 1 $ 55,000 $ 55,000 $ 45,000
SAVANNAH, GA 1 $ 335,000 $ 335,000 $ 174,000
SHEBOYGAN, WI 1 $ 155,000 $ 155,000 $ 76,000
SPRINGFIELD, OH 1 $ 65,000 $ 65,000 $ 29,000
ST. CLOUD, MN 1 $ 245,000 $ 245,000 $ 72,000
TALLAHASSEE, FL 1 $ 445,000 $ 445,000 $ 360,000
TWIN FALLS, ID 1 $ 145,000 $ 145,000 $ 80,000
URBAN HONOLULU, HI 1 $ 695,000 $ 695,000 $ 109,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 65,000 $ 65,000 $ 66,000
WHEELING, WV-OH 1 $ 75,000 $ 75,000 $ 62,000
YAKIMA, WA 1 $ 265,000 $ 265,000 $ 126,000
YUMA, AZ 1 $ 135,000 $ 135,000 $ 111,000

Mortgage Loan Application Detail Totals for Arvest Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,798 $2,160,480,000 $183,000 $24,615,000 $99,000 $5,145,000
Refinancing 8,420 $1,502,480,000 $178,000 $7,505,000 $119,000 $9,135,000
Cash-out Refinancing 4,150 $816,660,000 $196,000 $1,585,000 $92,000 $2,612,000
Other Purpose 3,092 $180,830,000 $58,000 $1,895,000 $95,000 $4,887,000
Home Improvement 2,804 $161,210,000 $57,000 $13,805,000 $101,000 $1,240,000
Not Applicable 4 $590,000 $147,000 $255,000 $220,000 $220,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,805 $3,263,395,000 $156,000 $2,005,000 $104,000 $9,135,000
Not Provided 3,684 $609,930,000 $165,000 $7,505,000 $123,000 $4,302,000
Hispanic 2,389 $311,715,000 $130,000 $1,015,000 $66,000 $3,975,000
Not applicable 1,166 $286,920,000 $246,000 $24,615,000 $0 $0
Black or African American 855 $123,505,000 $144,000 $1,455,000 $92,000 $685,000
Asian 696 $145,750,000 $209,000 $1,295,000 $119,000 $1,080,000
American Indian or Alaskan Native 514 $52,670,000 $102,000 $685,000 $82,000 $1,202,000
Native Hawaiian or Other Pacific Islander 55 $11,045,000 $200,000 $835,000 $99,000 $644,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26,511 $4,228,065,000 $159,000 $24,615,000 $109,000 $9,135,000
FHA-insured (Federal Housing Administration) 2,103 $307,015,000 $145,000 $515,000 $59,000 $296,000
VA-guaranteed (Veterans Administration) 978 $207,100,000 $211,000 $1,155,000 $82,000 $508,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 676 $80,070,000 $118,000 $255,000 $45,000 $144,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,603 $3,394,875,000 $173,000 $24,615,000 $111,000 $9,135,000
Application Denied By Financial Institution 5,772 $607,520,000 $105,000 $1,575,000 $81,000 $4,887,000
Application Withdrawn By Applicant 4,407 $761,765,000 $172,000 $1,605,000 $101,000 $2,612,000
Application Approved But Not Accepted 303 $37,655,000 $124,000 $2,125,000 $104,000 $914,000
File Closed For Incompleteness 172 $18,970,000 $110,000 $505,000 $118,000 $850,000
Loan Purchased By The Institution 11 $1,465,000 $133,000 $405,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,496 $4,214,730,000 $172,000 $24,615,000 $109,000 $9,135,000
Debt-To-Income Ratio 1,897 $166,885,000 $87,000 $1,305,000 $57,000 $454,000
Credit History 1,737 $104,825,000 $60,000 $965,000 $78,000 $3,975,000
Credit Application Incomplete 1,020 $233,150,000 $228,000 $1,575,000 $106,000 $1,253,000
Collateral 692 $52,920,000 $76,000 $765,000 $97,000 $951,000
Other 237 $30,095,000 $126,000 $815,000 $138,000 $4,887,000
Unverifiable Information 123 $14,865,000 $120,000 $1,015,000 $83,000 $636,000
Employment History 37 $3,765,000 $101,000 $705,000 $63,000 $755,000
Insufficient Cash (Downpayment, Closing Cost) 29 $1,015,000 $35,000 $125,000 $84,000 $362,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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