Aspire Financial, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aspire Financial, Inc. 4100 Alpha Road Suite 400 Dallas, TX 75244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,522 |
| Total Mortgage Loan Application Amount | $680,874,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $2,160,000 |
| Average Applicant Income | $100,500 |
| Highest Applicant Income | $1,455,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Aspire Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aspire Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Aspire Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aspire Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Aspire Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aspire Financial, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 819 | $ 148,445,000 | $ 181,000 | $ 97,000 |
| Dallas County Texas | 607 | $ 113,600,000 | $ 187,000 | $ 101,000 |
| Collin County Texas | 431 | $ 100,071,000 | $ 232,000 | $ 113,000 |
| Denton County Texas | 356 | $ 83,387,000 | $ 234,000 | $ 116,000 |
| Harris County Texas | 197 | $ 32,307,000 | $ 163,000 | $ 92,000 |
| Ellis County Texas | 112 | $ 21,291,000 | $ 190,000 | $ 98,000 |
| Parker County Texas | 82 | $ 16,879,000 | $ 205,000 | $ 102,000 |
| Johnson County Texas | 72 | $ 13,189,000 | $ 183,000 | $ 94,000 |
| Kaufman County Texas | 55 | $ 10,277,000 | $ 186,000 | $ 91,000 |
| Rockwall County Texas | 54 | $ 12,267,000 | $ 227,000 | $ 112,000 |
| Fort Bend County Texas | 39 | $ 7,943,000 | $ 203,000 | $ 109,000 |
| Montgomery County Texas | 33 | $ 7,588,000 | $ 229,000 | $ 108,000 |
| Grayson County Texas | 31 | $ 5,207,000 | $ 167,000 | $ 98,000 |
| Bexar County Texas | 30 | $ 4,644,000 | $ 154,000 | $ 80,000 |
| Wise County Texas | 30 | $ 6,493,000 | $ 216,000 | $ 107,000 |
| Galveston County Texas | 23 | $ 3,311,000 | $ 143,000 | $ 84,000 |
| Hunt County Texas | 22 | $ 3,284,000 | $ 149,000 | $ 91,000 |
| Hood County Texas | 20 | $ 3,465,000 | $ 173,000 | $ 83,000 |
| Van Zandt County Texas | 18 | $ 2,925,000 | $ 162,000 | $ 89,000 |
| Brazoria County Texas | 17 | $ 2,531,000 | $ 148,000 | $ 80,000 |
| Williamson County Texas | 16 | $ 3,379,000 | $ 211,000 | $ 76,000 |
| Riverside County California | 14 | $ 3,762,000 | $ 268,000 | $ 110,000 |
| Hill County Texas | 14 | $ 2,209,000 | $ 157,000 | $ 91,000 |
| McLennan County Texas | 13 | $ 2,150,000 | $ 165,000 | $ 71,000 |
| Travis County Texas | 13 | $ 2,810,000 | $ 216,000 | $ 79,000 |
| Henderson County Texas | 12 | $ 1,928,000 | $ 160,000 | $ 74,000 |
| Bell County Texas | 11 | $ 1,841,000 | $ 167,000 | $ 83,000 |
| Fannin County Texas | 10 | $ 1,410,000 | $ 141,000 | $ 103,000 |
| Nueces County Texas | 10 | $ 1,309,000 | $ 130,000 | $ 73,000 |
| Cooke County Texas | 9 | $ 1,198,000 | $ 133,000 | $ 142,000 |
| Hopkins County Texas | 9 | $ 1,497,000 | $ 166,000 | $ 63,000 |
| El Paso County Texas | 8 | $ 648,000 | $ 81,000 | $ 39,000 |
| Erath County Texas | 8 | $ 1,359,000 | $ 169,000 | $ 81,000 |
| Hidalgo County Texas | 8 | $ 763,000 | $ 95,000 | $ 47,000 |
| Midland County Texas | 8 | $ 914,000 | $ 114,000 | $ 94,000 |
| Lamar County Texas | 7 | $ 1,098,000 | $ 156,000 | $ 98,000 |
| Polk County Texas | 7 | $ 951,000 | $ 135,000 | $ 162,000 |
| Cameron County Texas | 6 | $ 993,000 | $ 165,000 | $ 162,000 |
| Comal County Texas | 6 | $ 1,364,000 | $ 227,000 | $ 117,000 |
| Guadalupe County Texas | 6 | $ 730,000 | $ 121,000 | $ 62,000 |
| Jefferson County Texas | 6 | $ 972,000 | $ 162,000 | $ 77,000 |
| Liberty County Texas | 6 | $ 799,000 | $ 133,000 | $ 61,000 |
| Palo Pinto County Texas | 6 | $ 948,000 | $ 158,000 | $ 90,000 |
| Maricopa County Arizona | 5 | $ 1,228,000 | $ 245,000 | $ 58,000 |
| San Diego County California | 5 | $ 1,943,000 | $ 388,000 | $ 98,000 |
| Hancock County Indiana | 5 | $ 521,000 | $ 104,000 | $ 51,000 |
| Brazos County Texas | 5 | $ 1,079,000 | $ 215,000 | $ 100,000 |
| Freestone County Texas | 5 | $ 1,080,000 | $ 216,000 | $ 85,000 |
| Jack County Texas | 5 | $ 1,209,000 | $ 241,000 | $ 99,000 |
| Navarro County Texas | 5 | $ 643,000 | $ 128,000 | $ 226,000 |
| Rains County Texas | 5 | $ 747,000 | $ 149,000 | $ 68,000 |
| Smith County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 116,000 |
| Waller County Texas | 5 | $ 1,199,000 | $ 239,000 | $ 108,000 |
| Fresno County California | 4 | $ 940,000 | $ 235,000 | $ 64,000 |
| Atascosa County Texas | 4 | $ 932,000 | $ 233,000 | $ 123,000 |
| Bosque County Texas | 4 | $ 565,000 | $ 141,000 | $ 81,000 |
| Brown County Texas | 4 | $ 555,000 | $ 138,000 | $ 58,000 |
| Cherokee County Texas | 4 | $ 1,011,000 | $ 252,000 | $ 83,000 |
| Gregg County Texas | 4 | $ 523,000 | $ 130,000 | $ 71,000 |
| Hays County Texas | 4 | $ 727,000 | $ 181,000 | $ 104,000 |
| Lubbock County Texas | 4 | $ 462,000 | $ 115,000 | $ 74,000 |
| Randall County Texas | 4 | $ 596,000 | $ 149,000 | $ 71,000 |
| Tom Green County Texas | 4 | $ 458,000 | $ 114,000 | $ 52,000 |
| Walker County Texas | 4 | $ 845,000 | $ 211,000 | $ 116,000 |
| Wichita County Texas | 4 | $ 643,000 | $ 160,000 | $ 63,000 |
| Wood County Texas | 4 | $ 480,000 | $ 120,000 | $ 59,000 |
| Young County Texas | 4 | $ 463,000 | $ 115,000 | $ 91,000 |
| San Bernardino County California | 3 | $ 579,000 | $ 193,000 | $ 55,000 |
| McCurtain County Oklahoma | 3 | $ 906,000 | $ 302,000 | $ 153,000 |
| Anderson County Texas | 3 | $ 545,000 | $ 181,000 | $ 109,000 |
| Burnet County Texas | 3 | $ 755,000 | $ 251,000 | $ 62,000 |
| Deaf Smith County Texas | 3 | $ 188,000 | $ 62,000 | $ 211,000 |
| Gonzales County Texas | 3 | $ 510,000 | $ 170,000 | $ 96,000 |
| Marion County Texas | 3 | $ 308,000 | $ 102,000 | $ 90,000 |
| Rusk County Texas | 3 | $ 402,000 | $ 134,000 | $ 65,000 |
| San Jacinto County Texas | 3 | $ 556,000 | $ 185,000 | $ 63,000 |
| San Patricio County Texas | 3 | $ 427,000 | $ 142,000 | $ 71,000 |
| Taylor County Texas | 3 | $ 539,000 | $ 179,000 | $ 95,000 |
| Upshur County Texas | 3 | $ 794,000 | $ 264,000 | $ 112,000 |
| Webb County Texas | 3 | $ 409,000 | $ 136,000 | $ 38,000 |
| Garland County Arkansas | 2 | $ 182,000 | $ 91,000 | $ 45,000 |
| Nevada County California | 2 | $ 910,000 | $ 455,000 | $ 60,000 |
| Hendricks County Indiana | 2 | $ 438,000 | $ 219,000 | $ 138,000 |
| Marion County Indiana | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Tulsa County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 9,000 |
| Angelina County Texas | 2 | $ 151,000 | $ 75,000 | $ 87,000 |
| Bee County Texas | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Calhoun County Texas | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Ector County Texas | 2 | $ 273,000 | $ 136,000 | $ 36,000 |
| Grimes County Texas | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Hardin County Texas | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Harrison County Texas | 2 | $ 215,000 | $ 107,000 | $ 85,000 |
| Limestone County Texas | 2 | $ 309,000 | $ 154,000 | $ 75,000 |
| Llano County Texas | 2 | $ 152,000 | $ 76,000 | $ 54,000 |
| Maverick County Texas | 2 | $ 189,000 | $ 94,000 | $ 52,000 |
| Milam County Texas | 2 | $ 516,000 | $ 258,000 | $ 167,000 |
| Montague County Texas | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Nacogdoches County Texas | 2 | $ 171,000 | $ 85,000 | $ 73,000 |
| Orange County Texas | 2 | $ 236,000 | $ 118,000 | $ 89,000 |
| Potter County Texas | 2 | $ 323,000 | $ 161,000 | $ 89,000 |
| Presidio County Texas | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Red River County Texas | 2 | $ 155,000 | $ 77,000 | $ 27,000 |
| Somervell County Texas | 2 | $ 309,000 | $ 154,000 | $ 119,000 |
| Washington County Texas | 2 | $ 199,000 | $ 99,000 | $ 61,000 |
| Wilson County Texas | 2 | $ 386,000 | $ 193,000 | $ 62,000 |
| Los Angeles County California | 1 | $ 232,000 | $ 232,000 | $ 50,000 |
| San Francisco County California | 1 | $ 390,000 | $ 390,000 | $ 108,000 |
| San Joaquin County California | 1 | $ 368,000 | $ 368,000 | $ 92,000 |
| San Luis Obispo County California | 1 | $ 350,000 | $ 350,000 | $ 85,000 |
| San Mateo County California | 1 | $ 439,000 | $ 439,000 | $ 73,000 |
| Santa Clara County California | 1 | $ 665,000 | $ 665,000 | $ 78,000 |
| Tulare County California | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Tuolumne County California | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Custer County Colorado | 1 | $ 219,000 | $ 219,000 | $ 144,000 |
| Jefferson County Colorado | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Mesa County Colorado | 1 | $ 300,000 | $ 300,000 | $ 180,000 |
| Palm Beach County Florida | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
| Boone County Indiana | 1 | $ 199,000 | $ 199,000 | $ 70,000 |
| Johnson County Indiana | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Madison County Indiana | 1 | $ 299,000 | $ 299,000 | $ 123,000 |
| Calcasieu County Louisiana | 1 | $ 167,000 | $ 167,000 | $ 43,000 |
| Lafourche County Louisiana | 1 | $ 228,000 | $ 228,000 | $ 91,000 |
| Pointe Coupee County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| St. Tammany County Louisiana | 1 | $ 607,000 | $ 607,000 | $ 130,000 |
| Bernalillo County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Chaves County New Mexico | 1 | $ 419,000 | $ 419,000 | $ 78,000 |
| Otero County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 16,000 |
| Canadian County Oklahoma | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| Marshall County Oklahoma | 1 | $ 173,000 | $ 173,000 | $ 187,000 |
| Noble County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 132,000 |
| Andrews County Texas | 1 | $ 163,000 | $ 163,000 | $ 76,000 |
| Bandera County Texas | 1 | $ 80,000 | $ 80,000 | $ 89,000 |
| Blanco County Texas | 1 | $ 163,000 | $ 163,000 | $ 76,000 |
| Briscoe County Texas | 1 | $ 92,000 | $ 92,000 | $ 140,000 |
| Caldwell County Texas | 1 | $ 142,000 | $ 142,000 | $ 44,000 |
| Chambers County Texas | 1 | $ 104,000 | $ 104,000 | $ 87,000 |
| Clay County Texas | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Comanche County Texas | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Delta County Texas | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| Foard County Texas | 1 | $ 209,000 | $ 209,000 | $ 78,000 |
| Franklin County Texas | 1 | $ 162,000 | $ 162,000 | $ 80,000 |
| Frio County Texas | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Gaines County Texas | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Gillespie County Texas | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Hale County Texas | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Hall County Texas | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Hamilton County Texas | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Hartley County Texas | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Houston County Texas | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Hutchinson County Texas | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Kerr County Texas | 1 | $ 182,000 | $ 182,000 | $ 68,000 |
| Kimble County Texas | 1 | $ 77,000 | $ 77,000 | $ 51,000 |
| Knox County Texas | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Lamb County Texas | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Lavaca County Texas | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Leon County Texas | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| Live Oak County Texas | 1 | $ 112,000 | $ 112,000 | $ 107,000 |
| Lynn County Texas | 1 | $ 330,000 | $ 330,000 | $ 100,000 |
| Madison County Texas | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Morris County Texas | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Nolan County Texas | 1 | $ 97,000 | $ 97,000 | $ 600,000 |
| Reeves County Texas | 1 | $ 162,000 | $ 162,000 | $ 95,000 |
| Scurry County Texas | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Stephens County Texas | 1 | $ 136,000 | $ 136,000 | $ 74,000 |
| Throckmorton County Texas | 1 | $ 162,000 | $ 162,000 | $ 78,000 |
| Titus County Texas | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Trinity County Texas | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Uvalde County Texas | 1 | $ 177,000 | $ 177,000 | $ 83,000 |
| Val Verde County Texas | 1 | $ 280,000 | $ 280,000 | $ 81,000 |
| Wharton County Texas | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,818 | $527,476,000 | $187,000 | $2,090,000 | $100,000 | $1,455,000 |
| Home Purchase | 704 | $153,398,000 | $217,000 | $2,160,000 | $101,000 | $665,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,742 | $543,623,000 | $198,000 | $2,160,000 | $104,000 | $1,455,000 |
| Hispanic | 405 | $67,832,000 | $167,000 | $635,000 | $78,000 | $283,000 |
| Black or African American | 265 | $48,147,000 | $181,000 | $2,090,000 | $97,000 | $1,200,000 |
| Asian | 65 | $13,469,000 | $207,000 | $420,000 | $93,000 | $260,000 |
| American Indian or Alaskan Native | 30 | $5,460,000 | $182,000 | $384,000 | $99,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,298,000 | $162,000 | $418,000 | $84,000 | $171,000 |
| Not Provided | 7 | $1,045,000 | $149,000 | $270,000 | $72,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,994 | $581,045,000 | $194,000 | $2,160,000 | $103,000 | $1,455,000 |
| FHA-insured (Federal Housing Administration) | 455 | $83,170,000 | $182,000 | $455,000 | $80,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 65 | $15,595,000 | $239,000 | $696,000 | $90,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,064,000 | $133,000 | $227,000 | $51,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,070 | $405,481,000 | $195,000 | $2,160,000 | $103,000 | $665,000 |
| Application Denied By Financial Institution | 598 | $114,567,000 | $191,000 | $2,090,000 | $88,000 | $1,200,000 |
| File Closed For Incompleteness | 517 | $98,234,000 | $190,000 | $728,000 | $106,000 | $1,455,000 |
| Application Withdrawn By Applicant | 238 | $43,905,000 | $184,000 | $750,000 | $98,000 | $600,000 |
| Application Approved But Not Accepted | 99 | $18,687,000 | $188,000 | $439,000 | $89,000 | $275,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 144 | $23,898,000 | $165,000 | $752,000 | $84,000 | $360,000 |
| Debt-To-Income Ratio | 109 | $21,511,000 | $197,000 | $750,000 | $72,000 | $300,000 |
| Other | 30 | $6,088,000 | $202,000 | $676,000 | $100,000 | $330,000 |
| Collateral | 29 | $6,579,000 | $226,000 | $730,000 | $118,000 | $658,000 |
| Unverifiable Information | 17 | $5,449,000 | $320,000 | $2,090,000 | $162,000 | $1,200,000 |
| Credit Application Incomplete | 15 | $2,817,000 | $187,000 | $490,000 | $99,000 | $240,000 |
| Employment History | 12 | $3,058,000 | $254,000 | $671,000 | $82,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $787,000 | $157,000 | $222,000 | $71,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aspire Financial, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aspire Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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