Associated Bank, N.A. Mortgage Lending & HMDA Data, 2003

In 2003, Associated Bank, N.A. of Green Bay, WI reported 14,709 mortgage applications totaling $1.0 billion. The average application was for $70,440, and applicants reported an average income of $57,947. 79% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Milwaukee-Waukesha, WI (2,530), Peoria-Pekin, IL (900) and Appleton-Oshkosh-Neenah, WI (888) (applications in parentheses).

Mortgage Company & Address Associated Bank, N.A.
200 N Adams St
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,709
Total Mortgage Loan Application Amount $1,036,111,000
Average Mortgage Loan Application Amount $70,440
Highest Mortgage Loan Application Amount $17,900,000
Average Applicant Income $57,947
Highest Applicant Income $2,185,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Associated Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Associated Bank, N.A. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 1,251 $ 72,210,000 $ 57,721 $ 56,000
Waukesha, Wisconsin 789 $ 55,011,000 $ 69,722 $ 78,000
Brown, Wisconsin 775 $ 69,227,000 $ 89,325 $ 60,000
Winnebago, Wisconsin 456 $ 37,168,000 $ 81,508 $ 61,000
St. Clair, Illinois 445 $ 40,378,000 $ 90,737 $ 52,000
Peoria, Illinois 417 $ 16,601,000 $ 39,810 $ 46,000
Tazewell, Illinois 413 $ 14,037,000 $ 33,987 $ 47,000
Winnebago, Illinois 397 $ 17,426,000 $ 43,894 $ 47,000
Marathon, Wisconsin 391 $ 22,274,000 $ 56,966 $ 46,000
Door, Wisconsin 370 $ 43,312,000 $ 117,059 $ 127,000
Outagamie, Wisconsin 364 $ 24,776,000 $ 68,065 $ 57,000
Oneida, Wisconsin 347 $ 22,520,000 $ 64,899 $ 61,000
Manitowoc, Wisconsin 341 $ 24,168,000 $ 70,873 $ 60,000
Shawano, Wisconsin 326 $ 23,347,000 $ 71,616 $ 35,000
Oconto, Wisconsin 287 $ 15,798,000 $ 55,045 $ 44,000
Sauk, Wisconsin 270 $ 23,521,000 $ 87,114 $ 66,000
Dane, Wisconsin 260 $ 41,902,000 $ 161,161 $ 65,000
Bayfield, Wisconsin 250 $ 15,257,000 $ 61,028 $ 47,000
Washington, Wisconsin 248 $ 17,463,000 $ 70,415 $ 64,000
Columbia, Wisconsin 244 $ 16,819,000 $ 68,930 $ 47,000
Ozaukee, Wisconsin 242 $ 15,142,000 $ 62,570 $ 78,000
La Crosse, Wisconsin 241 $ 17,794,000 $ 73,834 $ 72,000
Portage, Wisconsin 240 $ 15,312,000 $ 63,800 $ 46,000
Wood, Wisconsin 235 $ 15,416,000 $ 65,600 $ 42,000
Madison, Illinois 222 $ 17,312,000 $ 77,981 $ 48,000
Walworth, Wisconsin 220 $ 14,004,000 $ 63,654 $ 52,000
Sheboygan, Wisconsin 219 $ 21,278,000 $ 97,159 $ 62,000
Knox, Illinois 218 $ 7,491,000 $ 34,362 $ 40,000
Fond du Lac, Wisconsin 212 $ 13,582,000 $ 64,066 $ 51,000
Dodge, Wisconsin 203 $ 14,510,000 $ 71,477 $ 61,000
Ashland, Wisconsin 189 $ 9,497,000 $ 50,248 $ 37,000
Marinette, Wisconsin 185 $ 10,135,000 $ 54,783 $ 94,000
Jefferson, Wisconsin 180 $ 10,626,000 $ 59,033 $ 50,000
Clark, Wisconsin 171 $ 7,836,000 $ 45,824 $ 46,000
Vilas, Wisconsin 146 $ 11,442,000 $ 78,369 $ 84,000
Racine, Wisconsin 141 $ 11,200,000 $ 79,432 $ 63,000
Eau Claire, Wisconsin 121 $ 6,212,000 $ 51,338 $ 46,000
Iron, Wisconsin 112 $ 5,566,000 $ 49,696 $ 55,000
Lincoln, Wisconsin 110 $ 6,793,000 $ 61,754 $ 55,000
Rock, Wisconsin 105 $ 5,407,000 $ 51,495 $ 54,000
Kenosha, Wisconsin 97 $ 7,293,000 $ 75,185 $ 56,000
Forest, Wisconsin 95 $ 5,195,000 $ 54,684 $ 49,000
Trempealeau, Wisconsin 94 $ 4,572,000 $ 48,638 $ 43,000
Gogebic, Michigan 92 $ 3,684,000 $ 40,043 $ 53,000
Price, Wisconsin 89 $ 5,555,000 $ 62,415 $ 55,000
Waupaca, Wisconsin 83 $ 4,665,000 $ 56,204 $ 46,000
Jackson, Wisconsin 80 $ 3,381,000 $ 42,262 $ 40,000
Taylor, Wisconsin 77 $ 3,534,000 $ 45,896 $ 40,000
Adams, Illinois 74 $ 2,616,000 $ 35,351 $ 40,000
DeKalb, Illinois 73 $ 3,765,000 $ 51,575 $ 49,000
Woodford, Illinois 70 $ 2,717,000 $ 38,814 $ 43,000
Calumet, Wisconsin 68 $ 3,697,000 $ 54,367 $ 72,000
Monroe, Illinois 63 $ 5,192,000 $ 82,412 $ 59,000
Adams, Wisconsin 55 $ 4,676,000 $ 85,018 $ 56,000
Chippewa, Wisconsin 48 $ 2,585,000 $ 53,854 $ 55,000
Fulton, Illinois 44 $ 1,441,000 $ 32,750 $ 48,000
Marquette, Wisconsin 43 $ 3,155,000 $ 73,372 $ 33,000
Sawyer, Wisconsin 43 $ 2,674,000 $ 62,186 $ 44,000
Marshall, Illinois 42 $ 2,449,000 $ 58,309 $ 44,000
Buffalo, Wisconsin 41 $ 2,316,000 $ 56,487 $ 44,000
Juneau, Wisconsin 41 $ 3,532,000 $ 86,146 $ 39,000
Kane, Illinois 35 $ 1,810,000 $ 51,714 $ 61,000
Warren, Illinois 34 $ 1,044,000 $ 30,705 $ 53,000
Monroe, Wisconsin 34 $ 2,449,000 $ 72,029 $ 67,000
Hancock, Illinois 32 $ 1,330,000 $ 41,562 $ 38,000
Kewaunee, Wisconsin 32 $ 1,989,000 $ 62,156 $ 68,000
Menominee, Wisconsin 30 $ 1,292,000 $ 43,066 $ 57,000
Cook, Illinois 29 $ 24,095,000 $ 830,862 $ 110,000
Mason, Illinois 29 $ 1,104,000 $ 38,068 $ 53,000
Waushara, Wisconsin 29 $ 2,035,000 $ 70,172 $ 44,000
Dunn, Wisconsin 28 $ 1,996,000 $ 71,285 $ 68,000
Pepin, Wisconsin 27 $ 988,000 $ 36,592 $ 49,000
Langlade, Wisconsin 26 $ 5,554,000 $ 213,615 $ 32,000
Ogle, Illinois 25 $ 1,436,000 $ 57,440 $ 59,000
Houston, Minnesota 21 $ 1,586,000 $ 75,523 $ 61,000
Vernon, Wisconsin 21 $ 1,758,000 $ 83,714 $ 46,000
Sangamon, Illinois 20 $ 759,000 $ 37,950 $ 66,000
DuPage, Illinois 17 $ 1,441,000 $ 84,764 $ 115,000
Green, Wisconsin 17 $ 2,502,000 $ 147,176 $ 68,000
Barron, Wisconsin 16 $ 895,000 $ 55,937 $ 61,000
Lake, Illinois 14 $ 952,000 $ 68,000 $ 76,000
Richland, Wisconsin 14 $ 1,131,000 $ 80,785 $ 50,000
LaSalle, Illinois 13 $ 566,000 $ 43,538 $ 58,000
McHenry, Illinois 13 $ 733,000 $ 56,384 $ 53,000
Douglas, Wisconsin 13 $ 746,000 $ 57,384 $ 49,000
Washburn, Wisconsin 13 $ 569,000 $ 43,769 $ 42,000
McLean, Illinois 11 $ 385,000 $ 35,000 $ 42,000
Boone, Illinois 10 $ 1,244,000 $ 124,400 $ 89,000
Jersey, Illinois 10 $ 453,000 $ 45,300 $ 65,000
Kendall, Illinois 9 $ 616,000 $ 68,444 $ 56,000
Lee, Iowa 9 $ 387,000 $ 43,000 $ 59,000
McDonough, Illinois 8 $ 218,000 $ 27,250 $ 26,000
St. Louis, Missouri 8 $ 568,000 $ 71,000 $ 46,000
Green Lake, Wisconsin 8 $ 755,000 $ 94,375 $ 63,000
Clinton, Illinois 7 $ 251,000 $ 35,857 $ 53,000
Macon, Illinois 7 $ 318,000 $ 45,428 $ 53,000
Macoupin, Illinois 7 $ 307,000 $ 43,857 $ 62,000
Mercer, Illinois 7 $ 222,000 $ 31,714 $ 70,000
Pike, Illinois 7 $ 322,000 $ 46,000 $ 53,000
Will, Illinois 7 $ 349,000 $ 49,857 $ 82,000
Iron, Michigan 7 $ 564,000 $ 80,571 $ 69,000
Winona, Minnesota 7 $ 1,635,000 $ 233,571 $ 21,000
Pierce, Wisconsin 7 $ 532,000 $ 76,000 $ 56,000
Bond, Illinois 6 $ 183,000 $ 30,500 $ 56,000
Ontonagon, Michigan 6 $ 172,000 $ 28,666 $ 52,000
Florence, Wisconsin 6 $ 155,000 $ 25,833 $ 77,000
St. Croix, Wisconsin 6 $ 349,000 $ 58,166 $ 153,000
Henderson, Illinois 5 $ 188,000 $ 37,600 $ 53,000
Dakota, Minnesota 5 $ 14,755,000 $ 2,951,000 $ 86,000
Marion, Missouri 5 $ 205,000 $ 41,000 $ 70,000
Burnett, Wisconsin 5 $ 302,000 $ 60,400 $ 111,000
Jo Daviess, Illinois 4 $ 135,000 $ 33,750 $ 61,000
Randolph, Illinois 4 $ 273,000 $ 68,250 $ 75,000
Stark, Illinois 4 $ 118,000 $ 29,500 $ 40,000
Olmsted, Minnesota 4 $ 3,988,000 $ 997,000 $ 30,000
Crawford, Wisconsin 4 $ 220,000 $ 55,000 $ 49,000
Iowa, Wisconsin 4 $ 522,000 $ 130,500 $ 98,000
Bureau, Illinois 3 $ 239,000 $ 79,666 $ 49,000
Cass, Illinois 3 $ 79,000 $ 26,333 $ 30,000
Coles, Illinois 3 $ 226,000 $ 75,333 $ 52,000
Grundy, Illinois 3 $ 147,000 $ 49,000 $ 48,000
Livingston, Illinois 3 $ 150,000 $ 50,000 $ 187,000
Schuyler, Illinois 3 $ 165,000 $ 55,000 $ 72,000
Stephenson, Illinois 3 $ 57,000 $ 19,000 $ 64,000
Washington, Illinois 3 $ 74,000 $ 24,666 $ 78,000
Scott, Iowa 3 $ 151,000 $ 50,333 $ 46,000
Delta, Michigan 3 $ 123,000 $ 41,000 $ 60,000
Pine, Minnesota 3 $ 65,000 $ 21,666 $ 47,000
Camden, Missouri 3 $ 148,000 $ 49,333 $ 91,000
Jefferson, Missouri 3 $ 157,000 $ 52,333 $ 89,000
Lewis, Missouri 3 $ 98,000 $ 32,666 $ 34,000
St. Louis City, Missouri 3 $ 44,000 $ 14,666 $ 28,000
Lafayette, Wisconsin 3 $ 121,000 $ 40,333 $ 60,000
Rusk, Wisconsin 3 $ 347,000 $ 115,666 $ 90,000
Maricopa, Arizona 2 $ 292,000 $ 146,000 $ 165,000
Collier, Florida 2 $ 733,000 $ 366,500 $ 43,000
Palm Beach, Florida 2 $ 592,000 $ 296,000 $ 111,000
Sarasota, Florida 2 $ 170,000 $ 85,000 $ 49,000
Carroll, Illinois 2 $ 64,000 $ 32,000 $ 58,000
Champaign, Illinois 2 $ 45,000 $ 22,500 $ 51,000
Henry, Illinois 2 $ 15,000 $ 7,500 $ 31,000
Jefferson, Illinois 2 $ 66,000 $ 33,000 $ 24,000
Lee, Illinois 2 $ 81,000 $ 40,500 $ 61,000
Logan, Illinois 2 $ 123,000 $ 61,500 $ 87,000
Rock Island, Illinois 2 $ 33,000 $ 16,500 $ 48,000
Whiteside, Illinois 2 $ 58,000 $ 29,000 $ 33,000
Allamakee, Iowa 2 $ 83,000 $ 41,500 $ 65,000
Polk, Iowa 2 $ 55,000 $ 27,500 $ 40,000
Baraga, Michigan 2 $ 164,000 $ 82,000 $ 97,000
Houghton, Michigan 2 $ 86,000 $ 43,000 $ 34,000
Keweenaw, Michigan 2 $ 425,000 $ 212,500 $ 30,000
Menominee, Michigan 2 $ 42,000 $ 21,000 $ 58,000
Hennepin, Minnesota 2 $ 225,000 $ 112,500 $ 95,000
Ramsey, Minnesota 2 $ 2,005,000 $ 1,002,500 $ 25,000
Wabasha, Minnesota 2 $ 63,000 $ 31,500 $ 81,000
St. Charles, Missouri 2 $ 103,000 $ 51,500 $ 76,000
Polk, Wisconsin 2 $ 96,000 $ 48,000 $ 41,000
Tuscaloosa, Alabama 1 $ 98,000 $ 98,000 $ 298,000
Pinal, Arizona 1 $ 40,000 $ 40,000 $ 45,000
Marin, California 1 $ 500,000 $ 500,000 $ 325,000
Douglas, Colorado 1 $ 20,000 $ 20,000 $ 58,000
Alachua, Florida 1 $ 224,000 $ 224,000 $ 105,000
Broward, Florida 1 $ 122,000 $ 122,000 $ 420,000
Indian River, Florida 1 $ 650,000 $ 650,000 $ 804,000
Marion, Florida 1 $ 35,000 $ 35,000 $ 104,000
Miami-Dade, Florida 1 $ 1,388,000 $ 1,388,000 $ 2,185,000
Pasco, Florida 1 $ 60,000 $ 60,000 $ 49,000
Pinellas, Florida 1 $ 136,000 $ 136,000 $ 0
DeKalb, Georgia 1 $ 69,000 $ 69,000 $ 70,000
Christian, Illinois 1 $ 59,000 $ 59,000 $ 148,000
Iroquois, Illinois 1 $ 8,000 $ 8,000 $ 0
Kankakee, Illinois 1 $ 7,000 $ 7,000 $ 18,000
Montgomery, Illinois 1 $ 50,000 $ 50,000 $ 31,000
Piatt, Illinois 1 $ 16,000 $ 16,000 $ 52,000
Putnam, Illinois 1 $ 64,000 $ 64,000 $ 0
Wayne, Illinois 1 $ 25,000 $ 25,000 $ 40,000
Williamson, Illinois 1 $ 26,000 $ 26,000 $ 120,000
DeKalb, Indiana 1 $ 65,000 $ 65,000 $ 49,000
St. Joseph, Indiana 1 $ 24,000 $ 24,000 $ 43,000
Dubuque, Iowa 1 $ 178,000 $ 178,000 $ 46,000
Lincoln, Maine 1 $ 10,000 $ 10,000 $ 0
Baltimore, Maryland 1 $ 150,000 $ 150,000 $ 40,000
Alger, Michigan 1 $ 36,000 $ 36,000 $ 53,000
Benzie, Michigan 1 $ 88,000 $ 88,000 $ 78,000
Dickinson, Michigan 1 $ 10,000 $ 10,000 $ 32,000
Emmet, Michigan 1 $ 247,000 $ 247,000 $ 118,000
Grand Traverse, Michigan 1 $ 20,000 $ 20,000 $ 0
Luce, Michigan 1 $ 25,000 $ 25,000 $ 57,000
Muskegon, Michigan 1 $ 50,000 $ 50,000 $ 16,000
Wayne, Michigan 1 $ 196,000 $ 196,000 $ 45,000
Cass, Minnesota 1 $ 72,000 $ 72,000 $ 94,000
Chisago, Minnesota 1 $ 95,000 $ 95,000 $ 66,000
Crow Wing, Minnesota 1 $ 250,000 $ 250,000 $ 52,000
Martin, Minnesota 1 $ 65,000 $ 65,000 $ 20,000
Franklin, Missouri 1 $ 90,000 $ 90,000 $ 63,000
Phelps, Missouri 1 $ 149,000 $ 149,000 $ 0
Washington, Missouri 1 $ 30,000 $ 30,000 $ 65,000
Wayne, Missouri 1 $ 5,000 $ 5,000 $ 48,000
Wright, Missouri 1 $ 148,000 $ 148,000 $ 129,000
Washoe, Nevada 1 $ 120,000 $ 120,000 $ 81,000
Albany, New York 1 $ 22,000 $ 22,000 $ 83,000
New York, New York 1 $ 100,000 $ 100,000 $ 63,000
Comanche, Oklahoma 1 $ 58,000 $ 58,000 $ 42,000
Marion, Oregon 1 $ 950,000 $ 950,000 $ 0
Allegheny, Pennsylvania 1 $ 75,000 $ 75,000 $ 62,000
Philadelphia, Pennsylvania 1 $ 600,000 $ 600,000 $ 309,000
Lawrence, South Dakota 1 $ 60,000 $ 60,000 $ 0
Roane, Tennessee 1 $ 30,000 $ 30,000 $ 143,000
Cameron, Texas 1 $ 68,000 $ 68,000 $ 79,000
Denton, Texas 1 $ 29,000 $ 29,000 $ 81,000
Weber, Utah 1 $ 28,000 $ 28,000 $ 68,000
Albemarle, Virginia 1 $ 295,000 $ 295,000 $ 100,000

Mortgage Loan Application Detail Totals for Associated Bank, N.A. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 8,333 $512,045,000 $58,500 $1,795,000 $68,428 $1,550,000
Home Improvement (one-to-four family) 3,494 $77,675,000 $74,700 $500,000 $75,500 $996,000
Home Purchase (one-to-four family) 2,704 $291,772,000 $135,842 $1,800,000 $112,421 $2,185,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 178 $154,619,000 $1,458,250 $17,900,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,617 $814,421,000 $112,318 $7,200,000 $105,363 $2,185,000
Information not provided by applicant in mail or telephone application 835 $37,610,000 $56,142 $530,000 $58,857 $994,000
Black 512 $19,737,000 $36,750 $395,000 $47,500 $550,000
Not applicable 254 $139,846,000 $767,625 $17,900,000 $5,750 $1,300,000
Hispanic 208 $10,151,000 $36,333 $290,000 $48,000 $176,000
Other 136 $6,943,000 $46,333 $550,000 $70,000 $586,000
Asian or Pacific Islander 79 $4,512,000 $47,666 $364,000 $42,666 $543,000
American Indian or Alaskan Native 68 $2,891,000 $30,000 $262,000 $72,500 $125,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,708 $1,036,083,000 $163,160 $17,900,000 $92,640 $2,185,000
FHA-insured (Federal Housing Administration) 1 $28,000 $28,000 $28,000 $68,000 $68,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,683 $888,545,000 $191,681 $17,900,000 $109,181 $2,185,000
Application Denied By Financial Institution 1,934 $82,484,000 $48,071 $440,000 $45,428 $827,000
Application Approved But Not Accepted 817 $44,576,000 $57,000 $605,000 $54,833 $996,000
Application Withdrawn By Applicant 275 $20,506,000 $76,666 $400,000 $62,000 $806,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,047 $39,881,000 $31,500 $295,000 $44,875 $550,000
Credit Application Incomplete 331 $19,034,000 $64,375 $280,000 $47,500 $360,000
Debt-To-Income Ratio 326 $13,316,000 $39,200 $440,000 $36,800 $138,000
Collateral 106 $4,560,000 $34,000 $250,000 $43,500 $137,000
Other 92 $4,349,000 $43,333 $250,000 $49,333 $827,000
Employment History 27 $992,000 $32,500 $142,000 $43,500 $276,000
Unverifiable Information 3 $203,000 $67,000 $124,000 $90,000 $211,000
Insufficient Cash (Downpayment, Closing Cost) 2 $149,000 $74,000 $106,000 $42,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associated Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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