Assurance Financial Group, L.L.C.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Assurance Financial Group, L.L.C. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Assurance Financial Group, L.L.C.
9029 Jefferson Highway Suite 100
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,005
Total Mortgage Loan Application Amount $816,127,000
Average Mortgage Loan Application Amount $211,666
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $103,333
Highest Applicant Income $1,273,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Assurance Financial Group, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurance Financial Group, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Assurance Financial Group, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurance Financial Group, L.L.C. serves its applicants.

Each category highlights the total number of mortgage applications processed by Assurance Financial Group, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurance Financial Group, L.L.C.'s mortgage activity for 2016.

Mortgage Loan Application Totals for Assurance Financial Group, L.L.C. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
East Baton Rouge County Louisiana 884 $ 195,480,000 $ 221,000 $ 104,000
Lafayette County Louisiana 398 $ 82,153,000 $ 206,000 $ 96,000
Ascension County Louisiana 321 $ 73,986,000 $ 230,000 $ 97,000
Livingston County Louisiana 222 $ 40,593,000 $ 182,000 $ 77,000
Terrebonne County Louisiana 171 $ 31,663,000 $ 185,000 $ 81,000
Calcasieu County Louisiana 146 $ 26,576,000 $ 182,000 $ 77,000
Orleans County Louisiana 123 $ 34,301,000 $ 278,000 $ 137,000
Lafourche County Louisiana 98 $ 17,936,000 $ 183,000 $ 78,000
Jefferson County Alabama 94 $ 19,723,000 $ 209,000 $ 82,000
Lauderdale County Alabama 84 $ 11,131,000 $ 132,000 $ 62,000
Ouachita County Louisiana 78 $ 14,044,000 $ 180,000 $ 63,000
Fulton County Georgia 74 $ 19,035,000 $ 257,000 $ 130,000
Jefferson County Louisiana 55 $ 12,173,000 $ 221,000 $ 107,000
New Hanover County North Carolina 54 $ 11,400,000 $ 211,000 $ 101,000
St. Tammany County Louisiana 51 $ 12,644,000 $ 247,000 $ 120,000
Franklin County Ohio 49 $ 7,531,000 $ 153,000 $ 75,000
Cobb County Georgia 48 $ 11,094,000 $ 231,000 $ 106,000
West Baton Rouge County Louisiana 48 $ 8,757,000 $ 182,000 $ 78,000
DeKalb County Georgia 46 $ 12,209,000 $ 265,000 $ 111,000
St. Landry County Louisiana 41 $ 7,632,000 $ 186,000 $ 83,000
Madison County Alabama 39 $ 5,586,000 $ 143,000 $ 63,000
Shelby County Alabama 38 $ 7,780,000 $ 204,000 $ 78,000
Iberville County Louisiana 38 $ 11,343,000 $ 298,000 $ 115,000
Colbert County Alabama 36 $ 4,329,000 $ 120,000 $ 53,000
Rankin County Mississippi 36 $ 5,725,000 $ 159,000 $ 54,000
Avoyelles County Louisiana 33 $ 4,434,000 $ 134,000 $ 63,000
St. Martin County Louisiana 31 $ 5,502,000 $ 177,000 $ 69,000
Iberia County Louisiana 29 $ 3,969,000 $ 136,000 $ 70,000
Limestone County Alabama 28 $ 5,131,000 $ 183,000 $ 81,000
West Feliciana County Louisiana 28 $ 7,390,000 $ 263,000 $ 124,000
Hinds County Mississippi 28 $ 4,634,000 $ 165,000 $ 76,000
Gwinnett County Georgia 25 $ 6,036,000 $ 241,000 $ 103,000
Vermilion County Louisiana 25 $ 4,179,000 $ 167,000 $ 67,000
Morgan County Alabama 24 $ 1,941,000 $ 80,000 $ 44,000
Tangipahoa County Louisiana 23 $ 4,098,000 $ 178,000 $ 77,000
Brunswick County North Carolina 23 $ 3,874,000 $ 168,000 $ 84,000
Franklin County Louisiana 22 $ 2,878,000 $ 130,000 $ 64,000
Cherokee County Georgia 18 $ 4,002,000 $ 222,000 $ 97,000
Madison County Mississippi 18 $ 3,365,000 $ 186,000 $ 91,000
Moore County North Carolina 17 $ 3,922,000 $ 230,000 $ 108,000
Delaware County Ohio 14 $ 3,091,000 $ 220,000 $ 111,000
Acadia County Louisiana 13 $ 1,990,000 $ 153,000 $ 74,000
Assumption County Louisiana 13 $ 2,149,000 $ 165,000 $ 61,000
St. Clair County Alabama 12 $ 1,744,000 $ 145,000 $ 59,000
Forsyth County Georgia 12 $ 2,787,000 $ 232,000 $ 88,000
East Feliciana County Louisiana 11 $ 2,091,000 $ 190,000 $ 62,000
St. Charles County Louisiana 10 $ 1,934,000 $ 193,000 $ 63,000
Pointe Coupee County Louisiana 9 $ 1,772,000 $ 196,000 $ 124,000
St. Mary County Louisiana 9 $ 1,251,000 $ 139,000 $ 50,000
Harris County Texas 9 $ 1,983,000 $ 220,000 $ 122,000
Morehouse County Louisiana 8 $ 860,000 $ 107,000 $ 41,000
Tuscaloosa County Alabama 7 $ 1,126,000 $ 160,000 $ 209,000
Webster County Mississippi 7 $ 708,000 $ 101,000 $ 55,000
Evangeline County Louisiana 6 $ 767,000 $ 127,000 $ 64,000
Union County Louisiana 6 $ 760,000 $ 126,000 $ 75,000
Pender County North Carolina 6 $ 1,272,000 $ 212,000 $ 101,000
Blount County Alabama 5 $ 954,000 $ 190,000 $ 54,000
Beauregard County Louisiana 5 $ 905,000 $ 181,000 $ 56,000
Caddo County Louisiana 5 $ 1,215,000 $ 243,000 $ 127,000
St. James County Louisiana 5 $ 926,000 $ 185,000 $ 81,000
Fairfield County Ohio 5 $ 680,000 $ 136,000 $ 56,000
Galveston County Texas 5 $ 960,000 $ 192,000 $ 161,000
Franklin County Alabama 4 $ 408,000 $ 102,000 $ 45,000
Jefferson Davis County Louisiana 4 $ 372,000 $ 93,000 $ 44,000
Rapides County Louisiana 4 $ 622,000 $ 155,000 $ 70,000
Richland County Louisiana 4 $ 943,000 $ 235,000 $ 92,000
Hancock County Mississippi 4 $ 1,016,000 $ 254,000 $ 164,000
Lamar County Mississippi 4 $ 796,000 $ 199,000 $ 97,000
Onslow County North Carolina 4 $ 564,000 $ 141,000 $ 19,000
Montgomery County Texas 4 $ 939,000 $ 234,000 $ 101,000
Etowah County Alabama 3 $ 506,000 $ 168,000 $ 66,000
Seminole County Florida 3 $ 585,000 $ 195,000 $ 71,000
Paulding County Georgia 3 $ 343,000 $ 114,000 $ 76,000
St. John the Baptist County Louisiana 3 $ 669,000 $ 223,000 $ 65,000
DeSoto County Mississippi 3 $ 506,000 $ 168,000 $ 59,000
Hoke County North Carolina 3 $ 456,000 $ 152,000 $ 66,000
Licking County Ohio 3 $ 591,000 $ 197,000 $ 100,000
Union County Ohio 3 $ 439,000 $ 146,000 $ 110,000
Brazoria County Texas 3 $ 618,000 $ 206,000 $ 114,000
Chambers County Texas 3 $ 542,000 $ 180,000 $ 117,000
Baldwin County Alabama 2 $ 325,000 $ 162,000 $ 174,000
Cullman County Alabama 2 $ 301,000 $ 150,000 $ 57,000
Elmore County Alabama 2 $ 593,000 $ 296,000 $ 106,000
Lawrence County Alabama 2 $ 202,000 $ 101,000 $ 242,000
Lee County Alabama 2 $ 226,000 $ 113,000 $ 37,000
Talladega County Alabama 2 $ 197,000 $ 98,000 $ 93,000
Tallapoosa County Alabama 2 $ 350,000 $ 175,000 $ 94,000
Douglas County Georgia 2 $ 549,000 $ 274,000 $ 82,000
Henry County Georgia 2 $ 248,000 $ 124,000 $ 83,000
Rockdale County Georgia 2 $ 245,000 $ 122,000 $ 55,000
Walton County Georgia 2 $ 539,000 $ 269,000 $ 60,000
Bossier County Louisiana 2 $ 485,000 $ 242,000 $ 61,000
De Soto County Louisiana 2 $ 520,000 $ 260,000 $ 122,000
Jackson County Louisiana 2 $ 351,000 $ 175,000 $ 60,000
La Salle County Louisiana 2 $ 468,000 $ 234,000 $ 68,000
Sabine County Louisiana 2 $ 338,000 $ 169,000 $ 176,000
St. Bernard County Louisiana 2 $ 362,000 $ 181,000 $ 96,000
Lowndes County Mississippi 2 $ 448,000 $ 224,000 $ 86,000
Wake County North Carolina 2 $ 657,000 $ 328,000 $ 109,000
Lexington County South Carolina 2 $ 447,000 $ 223,000 $ 69,000
Richland County South Carolina 2 $ 283,000 $ 141,000 $ 64,000
Davidson County Tennessee 2 $ 369,000 $ 184,000 $ 55,000
Collin County Texas 2 $ 506,000 $ 253,000 $ 135,000
Dallas County Texas 2 $ 906,000 $ 453,000 $ 220,000
Denton County Texas 2 $ 249,000 $ 124,000 $ 66,000
Fort Bend County Texas 2 $ 440,000 $ 220,000 $ 81,000
Hays County Texas 2 $ 464,000 $ 232,000 $ 115,000
Tarrant County Texas 2 $ 899,000 $ 449,000 $ 163,000
Autauga County Alabama 1 $ 226,000 $ 226,000 $ 92,000
Bibb County Alabama 1 $ 99,000 $ 99,000 $ 29,000
Chilton County Alabama 1 $ 170,000 $ 170,000 $ 60,000
Coosa County Alabama 1 $ 162,000 $ 162,000 $ 97,000
Lamar County Alabama 1 $ 82,000 $ 82,000 $ 81,000
Marion County Alabama 1 $ 59,000 $ 59,000 $ 30,000
Marshall County Alabama 1 $ 74,000 $ 74,000 $ 60,000
Pickens County Alabama 1 $ 194,000 $ 194,000 $ 115,000
Winston County Alabama 1 $ 134,000 $ 134,000 $ 53,000
Bay County Florida 1 $ 69,000 $ 69,000 $ 123,000
Lake County Florida 1 $ 276,000 $ 276,000 $ 206,000
Pinellas County Florida 1 $ 301,000 $ 301,000 $ 321,000
Chatham County Georgia 1 $ 158,000 $ 158,000 $ 114,000
Coweta County Georgia 1 $ 193,000 $ 193,000 $ 127,000
Franklin County Georgia 1 $ 204,000 $ 204,000 $ 75,000
Hall County Georgia 1 $ 194,000 $ 194,000 $ 81,000
Hancock County Georgia 1 $ 417,000 $ 417,000 $ 119,000
Lumpkin County Georgia 1 $ 417,000 $ 417,000 $ 175,000
Newton County Georgia 1 $ 125,000 $ 125,000 $ 74,000
Putnam County Georgia 1 $ 124,000 $ 124,000 $ 176,000
Richmond County Georgia 1 $ 120,000 $ 120,000 $ 36,000
Union County Georgia 1 $ 317,000 $ 317,000 $ 382,000
Caldwell County Louisiana 1 $ 51,000 $ 51,000 $ 46,000
Cameron County Louisiana 1 $ 271,000 $ 271,000 $ 340,000
Madison County Louisiana 1 $ 180,000 $ 180,000 $ 345,000
Natchitoches County Louisiana 1 $ 202,000 $ 202,000 $ 60,000
Tensas County Louisiana 1 $ 103,000 $ 103,000 $ 74,000
Washington County Louisiana 1 $ 183,000 $ 183,000 $ 66,000
Winn County Louisiana 1 $ 144,000 $ 144,000 $ 102,000
Alcorn County Mississippi 1 $ 83,000 $ 83,000 $ 44,000
Carroll County Mississippi 1 $ 248,000 $ 248,000 $ 0
Chickasaw County Mississippi 1 $ 161,000 $ 161,000 $ 32,000
Copiah County Mississippi 1 $ 132,000 $ 132,000 $ 50,000
Forrest County Mississippi 1 $ 116,000 $ 116,000 $ 121,000
Sunflower County Mississippi 1 $ 214,000 $ 214,000 $ 108,000
Tunica County Mississippi 1 $ 142,000 $ 142,000 $ 108,000
Washington County Mississippi 1 $ 93,000 $ 93,000 $ 21,000
Wilkinson County Mississippi 1 $ 352,000 $ 352,000 $ 127,000
Columbus County North Carolina 1 $ 101,000 $ 101,000 $ 63,000
Harnett County North Carolina 1 $ 280,000 $ 280,000 $ 184,000
Mecklenburg County North Carolina 1 $ 139,000 $ 139,000 $ 53,000
Richmond County North Carolina 1 $ 173,000 $ 173,000 $ 56,000
Washington County North Carolina 1 $ 52,000 $ 52,000 $ 22,000
Knox County Ohio 1 $ 88,000 $ 88,000 $ 340,000
Warren County Ohio 1 $ 360,000 $ 360,000 $ 236,000
Wood County Ohio 1 $ 135,000 $ 135,000 $ 100,000
Kershaw County South Carolina 1 $ 130,000 $ 130,000 $ 31,000
Giles County Tennessee 1 $ 111,000 $ 111,000 $ 33,000
Wayne County Tennessee 1 $ 65,000 $ 65,000 $ 25,000
Williamson County Tennessee 1 $ 398,000 $ 398,000 $ 120,000
Wilson County Tennessee 1 $ 226,000 $ 226,000 $ 95,000
Bell County Texas 1 $ 150,000 $ 150,000 $ 41,000
Burnet County Texas 1 $ 240,000 $ 240,000 $ 273,000
Guadalupe County Texas 1 $ 207,000 $ 207,000 $ 65,000
Hardin County Texas 1 $ 107,000 $ 107,000 $ 52,000
Hood County Texas 1 $ 245,000 $ 245,000 $ 72,000
Jefferson County Texas 1 $ 119,000 $ 119,000 $ 65,000
Kendall County Texas 1 $ 304,000 $ 304,000 $ 126,000
Parker County Texas 1 $ 265,000 $ 265,000 $ 162,000
Polk County Texas 1 $ 180,000 $ 180,000 $ 97,000
Waller County Texas 1 $ 276,000 $ 276,000 $ 300,000

Mortgage Loan Application Detail Totals for Assurance Financial Group, L.L.C. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,009 $593,803,000 $197,000 $1,200,000 $87,000 $1,273,000
Refinancing 687 $157,209,000 $228,000 $3,000,000 $107,000 $1,110,000
Home Improvement 309 $65,115,000 $210,000 $800,000 $116,000 $866,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,386 $705,479,000 $208,000 $3,000,000 $95,000 $1,110,000
Black or African American 367 $62,164,000 $169,000 $417,000 $72,000 $1,273,000
Asian 88 $17,558,000 $199,000 $417,000 $96,000 $332,000
Hispanic 78 $15,868,000 $203,000 $532,000 $83,000 $381,000
Not Provided 67 $11,550,000 $172,000 $417,000 $90,000 $660,000
American Indian or Alaskan Native 13 $2,513,000 $193,000 $288,000 $72,000 $221,000
Native Hawaiin or Other Pacific Islander 6 $995,000 $165,000 $243,000 $62,000 $87,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,509 $556,599,000 $221,000 $3,000,000 $110,000 $1,273,000
FHA-insured (Federal Housing Administration) 858 $148,288,000 $172,000 $398,000 $66,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 406 $62,006,000 $152,000 $319,000 $50,000 $804,000
VA-guaranteed (Veterans Administration) 232 $49,234,000 $212,000 $480,000 $71,000 $331,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,574 $737,957,000 $206,000 $1,200,000 $94,000 $879,000
Application Denied By Financial Institution 385 $69,508,000 $180,000 $3,000,000 $81,000 $1,273,000
Application Approved But Not Accepted 29 $5,569,000 $192,000 $417,000 $95,000 $308,000
Application Withdrawn By Applicant 13 $2,370,000 $182,000 $350,000 $78,000 $300,000
File Closed For Incompleteness 4 $723,000 $180,000 $301,000 $146,000 $288,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 163 $28,126,000 $172,000 $3,000,000 $86,000 $1,273,000
Debt-To-Income Ratio 99 $18,833,000 $190,000 $550,000 $64,000 $358,000
Collateral 32 $5,706,000 $178,000 $400,000 $83,000 $234,000
Other 23 $5,763,000 $250,000 $900,000 $118,000 $923,000
Insufficient Cash (Downpayment, Closing Cost) 18 $3,385,000 $188,000 $400,000 $66,000 $142,000
Employment History 7 $1,321,000 $188,000 $410,000 $112,000 $524,000
Credit Application Incomplete 1 $245,000 $245,000 $245,000 $50,000 $50,000
Unverifiable Information 1 $163,000 $163,000 $163,000 $41,000 $41,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurance Financial Group, L.L.C.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Assurance Financial Group, L.L.C.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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