Assurance Financial Group, L.L.C. Mortgage Lending & HMDA Data, 2016

In 2016, Assurance Financial Group, L.L.C. of Baton Rouge, LA reported 4,005 mortgage applications totaling $816.1 million, up 31% from 2015. The average application was for $203,777, and applicants reported an average income of $92,668. 89% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Baton Rouge, LA (1,561), Lafayette, LA (496) and Houma-Thibodaux, LA (269) (applications in parentheses).

Mortgage Company & Address Assurance Financial Group, L.L.C.
9029 Jefferson Highway Suite 100
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,005
Total Mortgage Loan Application Amount $816,127,000
Average Mortgage Loan Application Amount $203,777
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $92,668
Highest Applicant Income $1,273,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Assurance Financial Group, L.L.C. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Assurance Financial Group, L.L.C. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
East Baton Rouge, Louisiana 884 $ 195,480,000 $ 221,131 $ 104,000
Lafayette, Louisiana 398 $ 82,153,000 $ 206,414 $ 96,000
Ascension, Louisiana 321 $ 73,986,000 $ 230,485 $ 97,000
Livingston, Louisiana 222 $ 40,593,000 $ 182,851 $ 77,000
Terrebonne, Louisiana 171 $ 31,663,000 $ 185,163 $ 81,000
Calcasieu, Louisiana 146 $ 26,576,000 $ 182,027 $ 77,000
Orleans, Louisiana 123 $ 34,301,000 $ 278,869 $ 137,000
Lafourche, Louisiana 98 $ 17,936,000 $ 183,020 $ 78,000
Jefferson, Alabama 94 $ 19,723,000 $ 209,819 $ 82,000
Lauderdale, Alabama 84 $ 11,131,000 $ 132,511 $ 62,000
Ouachita, Louisiana 78 $ 14,044,000 $ 180,051 $ 63,000
Fulton, Georgia 74 $ 19,035,000 $ 257,229 $ 130,000
Jefferson, Louisiana 55 $ 12,173,000 $ 221,327 $ 107,000
New Hanover, North Carolina 54 $ 11,400,000 $ 211,111 $ 101,000
St. Tammany, Louisiana 51 $ 12,644,000 $ 247,921 $ 120,000
Franklin, Ohio 49 $ 7,531,000 $ 153,693 $ 75,000
Cobb, Georgia 48 $ 11,094,000 $ 231,125 $ 106,000
West Baton Rouge, Louisiana 48 $ 8,757,000 $ 182,437 $ 78,000
DeKalb, Georgia 46 $ 12,209,000 $ 265,413 $ 111,000
St. Landry, Louisiana 41 $ 7,632,000 $ 186,146 $ 83,000
Madison, Alabama 39 $ 5,586,000 $ 143,230 $ 63,000
Shelby, Alabama 38 $ 7,780,000 $ 204,736 $ 78,000
Iberville, Louisiana 38 $ 11,343,000 $ 298,500 $ 115,000
Colbert, Alabama 36 $ 4,329,000 $ 120,250 $ 53,000
Rankin, Mississippi 36 $ 5,725,000 $ 159,027 $ 54,000
Avoyelles, Louisiana 33 $ 4,434,000 $ 134,363 $ 63,000
St. Martin, Louisiana 31 $ 5,502,000 $ 177,483 $ 69,000
Iberia, Louisiana 29 $ 3,969,000 $ 136,862 $ 70,000
Limestone, Alabama 28 $ 5,131,000 $ 183,250 $ 81,000
West Feliciana, Louisiana 28 $ 7,390,000 $ 263,928 $ 124,000
Hinds, Mississippi 28 $ 4,634,000 $ 165,500 $ 76,000
Gwinnett, Georgia 25 $ 6,036,000 $ 241,440 $ 103,000
Vermilion, Louisiana 25 $ 4,179,000 $ 167,160 $ 67,000
Morgan, Alabama 24 $ 1,941,000 $ 80,875 $ 44,000
Tangipahoa, Louisiana 23 $ 4,098,000 $ 178,173 $ 77,000
Brunswick, North Carolina 23 $ 3,874,000 $ 168,434 $ 84,000
Franklin, Louisiana 22 $ 2,878,000 $ 130,818 $ 64,000
Cherokee, Georgia 18 $ 4,002,000 $ 222,333 $ 97,000
Madison, Mississippi 18 $ 3,365,000 $ 186,944 $ 91,000
Moore, North Carolina 17 $ 3,922,000 $ 230,705 $ 108,000
Delaware, Ohio 14 $ 3,091,000 $ 220,785 $ 111,000
Acadia, Louisiana 13 $ 1,990,000 $ 153,076 $ 74,000
Assumption, Louisiana 13 $ 2,149,000 $ 165,307 $ 61,000
St. Clair, Alabama 12 $ 1,744,000 $ 145,333 $ 59,000
Forsyth, Georgia 12 $ 2,787,000 $ 232,250 $ 88,000
East Feliciana, Louisiana 11 $ 2,091,000 $ 190,090 $ 62,000
St. Charles, Louisiana 10 $ 1,934,000 $ 193,400 $ 63,000
Pointe Coupee, Louisiana 9 $ 1,772,000 $ 196,888 $ 124,000
St. Mary, Louisiana 9 $ 1,251,000 $ 139,000 $ 50,000
Harris, Texas 9 $ 1,983,000 $ 220,333 $ 122,000
Morehouse, Louisiana 8 $ 860,000 $ 107,500 $ 41,000
Tuscaloosa, Alabama 7 $ 1,126,000 $ 160,857 $ 209,000
Webster, Mississippi 7 $ 708,000 $ 101,142 $ 55,000
Evangeline, Louisiana 6 $ 767,000 $ 127,833 $ 64,000
Union, Louisiana 6 $ 760,000 $ 126,666 $ 75,000
Pender, North Carolina 6 $ 1,272,000 $ 212,000 $ 101,000
Blount, Alabama 5 $ 954,000 $ 190,800 $ 54,000
Beauregard, Louisiana 5 $ 905,000 $ 181,000 $ 56,000
Caddo, Louisiana 5 $ 1,215,000 $ 243,000 $ 127,000
St. James, Louisiana 5 $ 926,000 $ 185,200 $ 81,000
Fairfield, Ohio 5 $ 680,000 $ 136,000 $ 56,000
Galveston, Texas 5 $ 960,000 $ 192,000 $ 161,000
Franklin, Alabama 4 $ 408,000 $ 102,000 $ 45,000
Jefferson Davis, Louisiana 4 $ 372,000 $ 93,000 $ 44,000
Rapides, Louisiana 4 $ 622,000 $ 155,500 $ 70,000
Richland, Louisiana 4 $ 943,000 $ 235,750 $ 92,000
Hancock, Mississippi 4 $ 1,016,000 $ 254,000 $ 164,000
Lamar, Mississippi 4 $ 796,000 $ 199,000 $ 97,000
Onslow, North Carolina 4 $ 564,000 $ 141,000 $ 19,000
Montgomery, Texas 4 $ 939,000 $ 234,750 $ 101,000
Etowah, Alabama 3 $ 506,000 $ 168,666 $ 66,000
Seminole, Florida 3 $ 585,000 $ 195,000 $ 71,000
Paulding, Georgia 3 $ 343,000 $ 114,333 $ 76,000
St. John the Baptist, Louisiana 3 $ 669,000 $ 223,000 $ 65,000
DeSoto, Mississippi 3 $ 506,000 $ 168,666 $ 59,000
Hoke, North Carolina 3 $ 456,000 $ 152,000 $ 66,000
Licking, Ohio 3 $ 591,000 $ 197,000 $ 100,000
Union, Ohio 3 $ 439,000 $ 146,333 $ 110,000
Brazoria, Texas 3 $ 618,000 $ 206,000 $ 114,000
Chambers, Texas 3 $ 542,000 $ 180,666 $ 117,000
Baldwin, Alabama 2 $ 325,000 $ 162,500 $ 174,000
Cullman, Alabama 2 $ 301,000 $ 150,500 $ 57,000
Elmore, Alabama 2 $ 593,000 $ 296,500 $ 106,000
Lawrence, Alabama 2 $ 202,000 $ 101,000 $ 242,000
Lee, Alabama 2 $ 226,000 $ 113,000 $ 37,000
Talladega, Alabama 2 $ 197,000 $ 98,500 $ 93,000
Tallapoosa, Alabama 2 $ 350,000 $ 175,000 $ 94,000
Douglas, Georgia 2 $ 549,000 $ 274,500 $ 82,000
Henry, Georgia 2 $ 248,000 $ 124,000 $ 83,000
Rockdale, Georgia 2 $ 245,000 $ 122,500 $ 55,000
Walton, Georgia 2 $ 539,000 $ 269,500 $ 60,000
Bossier, Louisiana 2 $ 485,000 $ 242,500 $ 61,000
De Soto, Louisiana 2 $ 520,000 $ 260,000 $ 122,000
Jackson, Louisiana 2 $ 351,000 $ 175,500 $ 60,000
La Salle, Louisiana 2 $ 468,000 $ 234,000 $ 68,000
Sabine, Louisiana 2 $ 338,000 $ 169,000 $ 176,000
St. Bernard, Louisiana 2 $ 362,000 $ 181,000 $ 96,000
Lowndes, Mississippi 2 $ 448,000 $ 224,000 $ 86,000
Wake, North Carolina 2 $ 657,000 $ 328,500 $ 109,000
Lexington, South Carolina 2 $ 447,000 $ 223,500 $ 69,000
Richland, South Carolina 2 $ 283,000 $ 141,500 $ 64,000
Davidson, Tennessee 2 $ 369,000 $ 184,500 $ 55,000
Collin, Texas 2 $ 506,000 $ 253,000 $ 135,000
Dallas, Texas 2 $ 906,000 $ 453,000 $ 220,000
Denton, Texas 2 $ 249,000 $ 124,500 $ 66,000
Fort Bend, Texas 2 $ 440,000 $ 220,000 $ 81,000
Hays, Texas 2 $ 464,000 $ 232,000 $ 115,000
Tarrant, Texas 2 $ 899,000 $ 449,500 $ 163,000
Autauga, Alabama 1 $ 226,000 $ 226,000 $ 92,000
Bibb, Alabama 1 $ 99,000 $ 99,000 $ 29,000
Chilton, Alabama 1 $ 170,000 $ 170,000 $ 60,000
Coosa, Alabama 1 $ 162,000 $ 162,000 $ 97,000
Lamar, Alabama 1 $ 82,000 $ 82,000 $ 81,000
Marion, Alabama 1 $ 59,000 $ 59,000 $ 30,000
Marshall, Alabama 1 $ 74,000 $ 74,000 $ 60,000
Pickens, Alabama 1 $ 194,000 $ 194,000 $ 115,000
Winston, Alabama 1 $ 134,000 $ 134,000 $ 53,000
Bay, Florida 1 $ 69,000 $ 69,000 $ 123,000
Lake, Florida 1 $ 276,000 $ 276,000 $ 206,000
Pinellas, Florida 1 $ 301,000 $ 301,000 $ 321,000
Chatham, Georgia 1 $ 158,000 $ 158,000 $ 114,000
Coweta, Georgia 1 $ 193,000 $ 193,000 $ 127,000
Franklin, Georgia 1 $ 204,000 $ 204,000 $ 75,000
Hall, Georgia 1 $ 194,000 $ 194,000 $ 81,000
Hancock, Georgia 1 $ 417,000 $ 417,000 $ 119,000
Lumpkin, Georgia 1 $ 417,000 $ 417,000 $ 175,000
Newton, Georgia 1 $ 125,000 $ 125,000 $ 74,000
Putnam, Georgia 1 $ 124,000 $ 124,000 $ 176,000
Richmond, Georgia 1 $ 120,000 $ 120,000 $ 36,000
Union, Georgia 1 $ 317,000 $ 317,000 $ 382,000
Caldwell, Louisiana 1 $ 51,000 $ 51,000 $ 46,000
Cameron, Louisiana 1 $ 271,000 $ 271,000 $ 340,000
Madison, Louisiana 1 $ 180,000 $ 180,000 $ 345,000
Natchitoches, Louisiana 1 $ 202,000 $ 202,000 $ 60,000
Tensas, Louisiana 1 $ 103,000 $ 103,000 $ 74,000
Washington, Louisiana 1 $ 183,000 $ 183,000 $ 66,000
Winn, Louisiana 1 $ 144,000 $ 144,000 $ 102,000
Alcorn, Mississippi 1 $ 83,000 $ 83,000 $ 44,000
Carroll, Mississippi 1 $ 248,000 $ 248,000 $ 0
Chickasaw, Mississippi 1 $ 161,000 $ 161,000 $ 32,000
Copiah, Mississippi 1 $ 132,000 $ 132,000 $ 50,000
Forrest, Mississippi 1 $ 116,000 $ 116,000 $ 121,000
Sunflower, Mississippi 1 $ 214,000 $ 214,000 $ 108,000
Tunica, Mississippi 1 $ 142,000 $ 142,000 $ 108,000
Washington, Mississippi 1 $ 93,000 $ 93,000 $ 21,000
Wilkinson, Mississippi 1 $ 352,000 $ 352,000 $ 127,000
Columbus, North Carolina 1 $ 101,000 $ 101,000 $ 63,000
Harnett, North Carolina 1 $ 280,000 $ 280,000 $ 184,000
Mecklenburg, North Carolina 1 $ 139,000 $ 139,000 $ 53,000
Richmond, North Carolina 1 $ 173,000 $ 173,000 $ 56,000
Washington, North Carolina 1 $ 52,000 $ 52,000 $ 22,000
Knox, Ohio 1 $ 88,000 $ 88,000 $ 340,000
Warren, Ohio 1 $ 360,000 $ 360,000 $ 236,000
Wood, Ohio 1 $ 135,000 $ 135,000 $ 100,000
Kershaw, South Carolina 1 $ 130,000 $ 130,000 $ 31,000
Giles, Tennessee 1 $ 111,000 $ 111,000 $ 33,000
Wayne, Tennessee 1 $ 65,000 $ 65,000 $ 25,000
Williamson, Tennessee 1 $ 398,000 $ 398,000 $ 120,000
Wilson, Tennessee 1 $ 226,000 $ 226,000 $ 95,000
Bell, Texas 1 $ 150,000 $ 150,000 $ 41,000
Burnet, Texas 1 $ 240,000 $ 240,000 $ 273,000
Guadalupe, Texas 1 $ 207,000 $ 207,000 $ 65,000
Hardin, Texas 1 $ 107,000 $ 107,000 $ 52,000
Hood, Texas 1 $ 245,000 $ 245,000 $ 72,000
Jefferson, Texas 1 $ 119,000 $ 119,000 $ 65,000
Kendall, Texas 1 $ 304,000 $ 304,000 $ 126,000
Parker, Texas 1 $ 265,000 $ 265,000 $ 162,000
Polk, Texas 1 $ 180,000 $ 180,000 $ 97,000
Waller, Texas 1 $ 276,000 $ 276,000 $ 300,000

Mortgage Loan Application Detail Totals for Assurance Financial Group, L.L.C. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,009 $593,803,000 $197,000 $1,200,000 $87,000 $1,273,000
Refinancing 687 $157,209,000 $228,000 $3,000,000 $107,000 $1,110,000
Home Improvement 309 $65,115,000 $210,000 $800,000 $116,000 $866,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,386 $705,479,000 $208,000 $3,000,000 $95,000 $1,110,000
Black or African American 367 $62,164,000 $169,000 $417,000 $72,000 $1,273,000
Asian 88 $17,558,000 $199,000 $417,000 $96,000 $332,000
Hispanic 78 $15,868,000 $203,000 $532,000 $83,000 $381,000
Not Provided 67 $11,550,000 $172,000 $417,000 $90,000 $660,000
American Indian or Alaskan Native 13 $2,513,000 $193,000 $288,000 $72,000 $221,000
Native Hawaiin or Other Pacific Islander 6 $995,000 $165,000 $243,000 $62,000 $87,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,509 $556,599,000 $221,000 $3,000,000 $110,000 $1,273,000
FHA-insured (Federal Housing Administration) 858 $148,288,000 $172,000 $398,000 $66,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 406 $62,006,000 $152,000 $319,000 $50,000 $804,000
VA-guaranteed (Veterans Administration) 232 $49,234,000 $212,000 $480,000 $71,000 $331,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,574 $737,957,000 $206,000 $1,200,000 $94,000 $879,000
Application Denied By Financial Institution 385 $69,508,000 $180,000 $3,000,000 $81,000 $1,273,000
Application Approved But Not Accepted 29 $5,569,000 $192,000 $417,000 $95,000 $308,000
Application Withdrawn By Applicant 13 $2,370,000 $182,000 $350,000 $78,000 $300,000
File Closed For Incompleteness 4 $723,000 $180,000 $301,000 $146,000 $288,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 163 $28,126,000 $172,000 $3,000,000 $86,000 $1,273,000
Debt-To-Income Ratio 99 $18,833,000 $190,000 $550,000 $64,000 $358,000
Collateral 32 $5,706,000 $178,000 $400,000 $83,000 $234,000
Other 23 $5,763,000 $250,000 $900,000 $118,000 $923,000
Insufficient Cash (Downpayment, Closing Cost) 18 $3,385,000 $188,000 $400,000 $66,000 $142,000
Employment History 7 $1,321,000 $188,000 $410,000 $112,000 $524,000
Credit Application Incomplete 1 $245,000 $245,000 $245,000 $50,000 $50,000
Unverifiable Information 1 $163,000 $163,000 $163,000 $41,000 $41,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurance Financial Group, L.L.C.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Assurance Financial Group, L.L.C.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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