Assurity Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Assurity Financial Services 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Assurity Financial Services 6025 South Quebec Street, #260 Englewood, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,314 |
| Total Mortgage Loan Application Amount | $406,142,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $1,331,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $826,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Assurity Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Assurity Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Assurity Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Assurity Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Assurity Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Assurity Financial Services's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 207 | $ 37,582,000 | $ 181,000 | $ 52,000 |
| Bernalillo County New Mexico | 150 | $ 23,658,000 | $ 157,000 | $ 50,000 |
| Arapahoe County Colorado | 110 | $ 18,404,000 | $ 167,000 | $ 32,000 |
| El Paso County Colorado | 105 | $ 16,989,000 | $ 161,000 | $ 31,000 |
| Clark County Nevada | 104 | $ 20,314,000 | $ 195,000 | $ 50,000 |
| Pima County Arizona | 96 | $ 16,395,000 | $ 170,000 | $ 49,000 |
| Adams County Colorado | 76 | $ 13,545,000 | $ 178,000 | $ 28,000 |
| Pierce County Washington | 75 | $ 14,802,000 | $ 197,000 | $ 52,000 |
| Denver County Colorado | 71 | $ 13,138,000 | $ 185,000 | $ 70,000 |
| King County Washington | 60 | $ 12,085,000 | $ 201,000 | $ 58,000 |
| Sandoval County New Mexico | 55 | $ 8,736,000 | $ 158,000 | $ 56,000 |
| Jefferson County Colorado | 50 | $ 9,299,000 | $ 185,000 | $ 31,000 |
| Anchorage County Alaska | 49 | $ 10,007,000 | $ 204,000 | $ 57,000 |
| Snohomish County Washington | 49 | $ 9,881,000 | $ 201,000 | $ 56,000 |
| Weld County Colorado | 48 | $ 7,564,000 | $ 157,000 | $ 30,000 |
| Spokane County Washington | 47 | $ 6,270,000 | $ 133,000 | $ 45,000 |
| Pinal County Arizona | 42 | $ 7,711,000 | $ 183,000 | $ 52,000 |
| Clark County Washington | 42 | $ 7,675,000 | $ 182,000 | $ 54,000 |
| Yuma County Arizona | 35 | $ 5,788,000 | $ 165,000 | $ 55,000 |
| Kitsap County Washington | 31 | $ 6,090,000 | $ 196,000 | $ 54,000 |
| Mesa County Colorado | 27 | $ 3,997,000 | $ 148,000 | $ 32,000 |
| Yavapai County Arizona | 25 | $ 5,364,000 | $ 214,000 | $ 51,000 |
| Douglas County Colorado | 23 | $ 6,302,000 | $ 274,000 | $ 49,000 |
| Thurston County Washington | 23 | $ 4,182,000 | $ 181,000 | $ 61,000 |
| San Bernardino County California | 22 | $ 4,300,000 | $ 195,000 | $ 64,000 |
| Cochise County Arizona | 21 | $ 3,634,000 | $ 173,000 | $ 49,000 |
| Pueblo County Colorado | 21 | $ 2,434,000 | $ 115,000 | $ 40,000 |
| Multnomah County Oregon | 20 | $ 3,524,000 | $ 176,000 | $ 44,000 |
| Yakima County Washington | 20 | $ 2,568,000 | $ 128,000 | $ 45,000 |
| Matanuska-Susitna County Alaska | 18 | $ 3,428,000 | $ 190,000 | $ 65,000 |
| Marion County Oregon | 17 | $ 2,626,000 | $ 154,000 | $ 57,000 |
| Washington County Oregon | 16 | $ 3,547,000 | $ 221,000 | $ 69,000 |
| Benton County Washington | 16 | $ 2,184,000 | $ 136,000 | $ 33,000 |
| Laramie County Wyoming | 16 | $ 2,416,000 | $ 151,000 | $ 34,000 |
| Larimer County Colorado | 15 | $ 2,304,000 | $ 153,000 | $ 29,000 |
| Clackamas County Oregon | 15 | $ 3,028,000 | $ 201,000 | $ 64,000 |
| Lane County Oregon | 15 | $ 2,645,000 | $ 176,000 | $ 65,000 |
| Marion County Indiana | 14 | $ 1,794,000 | $ 128,000 | $ 39,000 |
| Washoe County Nevada | 14 | $ 2,447,000 | $ 174,000 | $ 43,000 |
| Mohave County Arizona | 12 | $ 2,081,000 | $ 173,000 | $ 39,000 |
| Boulder County Colorado | 12 | $ 2,986,000 | $ 248,000 | $ 34,000 |
| Brevard County Florida | 12 | $ 2,239,000 | $ 186,000 | $ 47,000 |
| Orange County Florida | 12 | $ 2,198,000 | $ 183,000 | $ 67,000 |
| Deschutes County Oregon | 11 | $ 1,775,000 | $ 161,000 | $ 51,000 |
| Greenville County South Carolina | 10 | $ 1,284,000 | $ 128,000 | $ 31,000 |
| Mason County Washington | 10 | $ 1,464,000 | $ 146,000 | $ 23,000 |
| Linn County Oregon | 9 | $ 1,519,000 | $ 168,000 | $ 65,000 |
| Grays Harbor County Washington | 9 | $ 1,195,000 | $ 132,000 | $ 38,000 |
| Hillsborough County Florida | 8 | $ 1,470,000 | $ 183,000 | $ 57,000 |
| Grant County Washington | 8 | $ 960,000 | $ 120,000 | $ 42,000 |
| Santa Cruz County Arizona | 7 | $ 1,014,000 | $ 144,000 | $ 66,000 |
| Santa Fe County New Mexico | 7 | $ 1,287,000 | $ 183,000 | $ 78,000 |
| Franklin County Washington | 7 | $ 997,000 | $ 142,000 | $ 51,000 |
| Island County Washington | 7 | $ 1,510,000 | $ 215,000 | $ 60,000 |
| Kenai Peninsula County Alaska | 6 | $ 949,000 | $ 158,000 | $ 73,000 |
| Navajo County Arizona | 6 | $ 922,000 | $ 153,000 | $ 59,000 |
| Polk County Florida | 6 | $ 1,085,000 | $ 180,000 | $ 55,000 |
| Valencia County New Mexico | 6 | $ 1,041,000 | $ 173,000 | $ 49,000 |
| Richland County South Carolina | 6 | $ 837,000 | $ 139,000 | $ 40,000 |
| Cowlitz County Washington | 6 | $ 983,000 | $ 163,000 | $ 52,000 |
| Whatcom County Washington | 6 | $ 1,101,000 | $ 183,000 | $ 58,000 |
| Columbia County Oregon | 5 | $ 947,000 | $ 189,000 | $ 42,000 |
| Jackson County Oregon | 5 | $ 866,000 | $ 173,000 | $ 50,000 |
| Dorchester County South Carolina | 5 | $ 847,000 | $ 169,000 | $ 52,000 |
| Los Angeles County California | 4 | $ 1,308,000 | $ 327,000 | $ 83,000 |
| Elbert County Colorado | 4 | $ 815,000 | $ 203,000 | $ 122,000 |
| Teller County Colorado | 4 | $ 701,000 | $ 175,000 | $ 113,000 |
| Seminole County Florida | 4 | $ 608,000 | $ 152,000 | $ 51,000 |
| Volusia County Florida | 4 | $ 842,000 | $ 210,000 | $ 65,000 |
| Dona Ana County New Mexico | 4 | $ 788,000 | $ 197,000 | $ 89,000 |
| Douglas County Oregon | 4 | $ 712,000 | $ 178,000 | $ 51,000 |
| Berkeley County South Carolina | 4 | $ 718,000 | $ 179,000 | $ 51,000 |
| Salt Lake County Utah | 4 | $ 731,000 | $ 182,000 | $ 59,000 |
| Skagit County Washington | 4 | $ 606,000 | $ 151,000 | $ 36,000 |
| Coconino County Arizona | 3 | $ 590,000 | $ 196,000 | $ 56,000 |
| Fresno County California | 3 | $ 640,000 | $ 213,000 | $ 62,000 |
| Kern County California | 3 | $ 541,000 | $ 180,000 | $ 62,000 |
| Tulare County California | 3 | $ 490,000 | $ 163,000 | $ 73,000 |
| Garfield County Colorado | 3 | $ 575,000 | $ 191,000 | $ 50,000 |
| Morgan County Colorado | 3 | $ 460,000 | $ 153,000 | $ 26,000 |
| Hernando County Florida | 3 | $ 459,000 | $ 153,000 | $ 51,000 |
| Osceola County Florida | 3 | $ 442,000 | $ 147,000 | $ 29,000 |
| Lake County Indiana | 3 | $ 439,000 | $ 146,000 | $ 44,000 |
| Douglas County Nevada | 3 | $ 617,000 | $ 205,000 | $ 61,000 |
| Lyon County Nevada | 3 | $ 508,000 | $ 169,000 | $ 58,000 |
| Polk County Oregon | 3 | $ 451,000 | $ 150,000 | $ 64,000 |
| Tillamook County Oregon | 3 | $ 463,000 | $ 154,000 | $ 40,000 |
| Umatilla County Oregon | 3 | $ 366,000 | $ 122,000 | $ 62,000 |
| Yamhill County Oregon | 3 | $ 449,000 | $ 149,000 | $ 46,000 |
| Apache County Arizona | 2 | $ 224,000 | $ 112,000 | $ 53,000 |
| Orange County California | 2 | $ 615,000 | $ 307,000 | $ 33,000 |
| La Plata County Colorado | 2 | $ 373,000 | $ 186,000 | $ 39,000 |
| Lake County Florida | 2 | $ 344,000 | $ 172,000 | $ 45,000 |
| Pasco County Florida | 2 | $ 337,000 | $ 168,000 | $ 20,000 |
| Pinellas County Florida | 2 | $ 378,000 | $ 189,000 | $ 54,000 |
| Hamilton County Indiana | 2 | $ 286,000 | $ 143,000 | $ 26,000 |
| Benton County Oregon | 2 | $ 403,000 | $ 201,000 | $ 68,000 |
| Coos County Oregon | 2 | $ 309,000 | $ 154,000 | $ 41,000 |
| Josephine County Oregon | 2 | $ 368,000 | $ 184,000 | $ 43,000 |
| Anderson County South Carolina | 2 | $ 325,000 | $ 162,000 | $ 28,000 |
| Charleston County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Horry County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 30,000 |
| Weber County Utah | 2 | $ 338,000 | $ 169,000 | $ 50,000 |
| Lewis County Washington | 2 | $ 312,000 | $ 156,000 | $ 55,000 |
| Fairbanks North Star County Alaska | 1 | $ 169,000 | $ 169,000 | $ 46,000 |
| Gila County Arizona | 1 | $ 121,000 | $ 121,000 | $ 33,000 |
| Kings County California | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Riverside County California | 1 | $ 209,000 | $ 209,000 | $ 64,000 |
| Broomfield County Colorado | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Chaffee County Colorado | 1 | $ 88,000 | $ 88,000 | $ 138,000 |
| Delta County Colorado | 1 | $ 151,000 | $ 151,000 | $ 91,000 |
| Fremont County Colorado | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Grand County Colorado | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Moffat County Colorado | 1 | $ 106,000 | $ 106,000 | $ 21,000 |
| Montezuma County Colorado | 1 | $ 184,000 | $ 184,000 | $ 56,000 |
| Montrose County Colorado | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Park County Colorado | 1 | $ 194,000 | $ 194,000 | $ 65,000 |
| Pitkin County Colorado | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Routt County Colorado | 1 | $ 351,000 | $ 351,000 | $ 84,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Sarasota County Florida | 1 | $ 287,000 | $ 287,000 | $ 208,000 |
| Elkhart County Indiana | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Hancock County Indiana | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Johnson County Indiana | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Porter County Indiana | 1 | $ 129,000 | $ 129,000 | $ 29,000 |
| Ramsey County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Ravalli County Montana | 1 | $ 108,000 | $ 108,000 | $ 236,000 |
| Elko County Nevada | 1 | $ 183,000 | $ 183,000 | $ 59,000 |
| Lincoln County Nevada | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Nye County Nevada | 1 | $ 202,000 | $ 202,000 | $ 48,000 |
| Clatsop County Oregon | 1 | $ 174,000 | $ 174,000 | $ 41,000 |
| Beaufort County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| Fairfield County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Florence County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Spartanburg County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Box Elder County Utah | 1 | $ 124,000 | $ 124,000 | $ 29,000 |
| Iron County Utah | 1 | $ 163,000 | $ 163,000 | $ 47,000 |
| Douglas County Washington | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Kittitas County Washington | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Okanogan County Washington | 1 | $ 199,000 | $ 199,000 | $ 101,000 |
| Pacific County Washington | 1 | $ 183,000 | $ 183,000 | $ 97,000 |
| Natrona County Wyoming | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Assurity Financial Services in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,128 | $371,502,000 | $174,000 | $750,000 | $46,000 | $321,000 |
| Home Purchase | 186 | $34,640,000 | $186,000 | $1,331,000 | $78,000 | $826,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,558 | $273,310,000 | $175,000 | $999,000 | $51,000 | $826,000 |
| Hispanic | 363 | $60,384,000 | $166,000 | $341,000 | $41,000 | $173,000 |
| Black or African American | 174 | $32,618,000 | $187,000 | $1,331,000 | $39,000 | $208,000 |
| Not Provided | 138 | $25,261,000 | $183,000 | $405,000 | $45,000 | $240,000 |
| American Indian or Alaskan Native | 33 | $5,577,000 | $169,000 | $294,000 | $46,000 | $120,000 |
| Asian | 26 | $4,968,000 | $191,000 | $327,000 | $57,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $3,840,000 | $182,000 | $270,000 | $68,000 | $171,000 |
| Not applicable | 1 | $184,000 | $184,000 | $184,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,623 | $280,337,000 | $172,000 | $355,000 | $46,000 | $208,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 490 | $90,656,000 | $185,000 | $1,331,000 | $68,000 | $826,000 |
| VA-guaranteed (Veterans Administration) | 201 | $35,149,000 | $174,000 | $356,000 | $24,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,489 | $257,663,000 | $173,000 | $660,000 | $50,000 | $826,000 |
| Application Withdrawn By Applicant | 308 | $55,063,000 | $178,000 | $490,000 | $48,000 | $240,000 |
| Application Denied By Financial Institution | 252 | $47,134,000 | $187,000 | $1,331,000 | $48,000 | $348,000 |
| Application Approved But Not Accepted | 228 | $40,131,000 | $176,000 | $355,000 | $41,000 | $193,000 |
| File Closed For Incompleteness | 37 | $6,151,000 | $166,000 | $314,000 | $43,000 | $113,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 82 | $14,702,000 | $179,000 | $300,000 | $53,000 | $208,000 |
| Debt-To-Income Ratio | 44 | $7,491,000 | $170,000 | $325,000 | $42,000 | $95,000 |
| Other | 27 | $5,596,000 | $207,000 | $999,000 | $42,000 | $348,000 |
| Collateral | 20 | $5,234,000 | $261,000 | $1,331,000 | $51,000 | $145,000 |
| Employment History | 7 | $1,448,000 | $206,000 | $257,000 | $56,000 | $131,000 |
| Unverifiable Information | 6 | $1,171,000 | $195,000 | $292,000 | $73,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $271,000 | $271,000 | $271,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurity Financial Services's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Assurity Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.