Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Atlanta Postal 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 411 |
| Total Mortgage Loan Application Amount | $39,957,000 |
| Average Mortgage Loan Application Amount | $105,674 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $69,139 |
| Highest Applicant Income | $399,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 49 | $ 4,433,000 | $ 90,000 | $ 65,000 |
| Fulton County Georgia | 41 | $ 4,393,000 | $ 107,000 | $ 65,000 |
| Gwinnett County Georgia | 34 | $ 3,315,000 | $ 97,000 | $ 72,000 |
| Clayton County Georgia | 18 | $ 1,673,000 | $ 92,000 | $ 67,000 |
| Fayette County Georgia | 13 | $ 1,502,000 | $ 115,000 | $ 63,000 |
| Cobb County Georgia | 12 | $ 1,049,000 | $ 87,000 | $ 49,000 |
| Paulding County Georgia | 10 | $ 1,077,000 | $ 107,000 | $ 50,000 |
| Spalding County Georgia | 9 | $ 841,000 | $ 93,000 | $ 52,000 |
| Walton County Georgia | 9 | $ 942,000 | $ 104,000 | $ 70,000 |
| Henry County Georgia | 8 | $ 832,000 | $ 104,000 | $ 57,000 |
| Pickens County Georgia | 8 | $ 778,000 | $ 97,000 | $ 72,000 |
| Newton County Georgia | 7 | $ 989,000 | $ 141,000 | $ 79,000 |
| Rockdale County Georgia | 7 | $ 481,000 | $ 68,000 | $ 51,000 |
| Bibb County Georgia | 6 | $ 382,000 | $ 63,000 | $ 50,000 |
| Douglas County Georgia | 6 | $ 681,000 | $ 113,000 | $ 52,000 |
| Carroll County Georgia | 5 | $ 1,462,000 | $ 292,000 | $ 120,000 |
| Cherokee County Georgia | 5 | $ 325,000 | $ 65,000 | $ 77,000 |
| Coweta County Georgia | 4 | $ 456,000 | $ 114,000 | $ 58,000 |
| Bartow County Georgia | 3 | $ 364,000 | $ 121,000 | $ 75,000 |
| Hall County Georgia | 3 | $ 315,000 | $ 105,000 | $ 50,000 |
| Polk County Georgia | 3 | $ 407,000 | $ 135,000 | $ 62,000 |
| Montgomery County Alabama | 2 | $ 56,000 | $ 28,000 | $ 47,000 |
| Cleburne County Arkansas | 2 | $ 172,000 | $ 86,000 | $ 21,000 |
| Pinellas County Florida | 2 | $ 189,000 | $ 94,000 | $ 55,000 |
| Barrow County Georgia | 2 | $ 37,000 | $ 18,000 | $ 59,000 |
| Butts County Georgia | 2 | $ 112,000 | $ 56,000 | $ 43,000 |
| Clarke County Georgia | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Dawson County Georgia | 2 | $ 224,000 | $ 112,000 | $ 33,000 |
| Forsyth County Georgia | 2 | $ 122,000 | $ 61,000 | $ 58,000 |
| Jones County Georgia | 2 | $ 56,000 | $ 28,000 | $ 67,000 |
| Lamar County Georgia | 2 | $ 104,000 | $ 52,000 | $ 75,000 |
| Putnam County Georgia | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| White County Georgia | 2 | $ 218,000 | $ 109,000 | $ 62,000 |
| Wilkinson County Georgia | 2 | $ 155,000 | $ 77,000 | $ 51,000 |
| Frederick County Maryland | 2 | $ 428,000 | $ 214,000 | $ 103,000 |
| Montgomery County North Carolina | 2 | $ 137,000 | $ 68,000 | $ 54,000 |
| Lucas County Ohio | 2 | $ 122,000 | $ 61,000 | $ 81,000 |
| Harris County Texas | 2 | $ 252,000 | $ 126,000 | $ 101,000 |
| Etowah County Alabama | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Jackson County Alabama | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Jefferson County Alabama | 1 | $ 188,000 | $ 188,000 | $ 124,000 |
| Mobile County Alabama | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Talladega County Alabama | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Gila County Arizona | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Mohave County Arizona | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Benton County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Crittenden County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 76,000 |
| Dallas County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Franklin County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 82,000 |
| Polk County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Van Buren County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 47,000 |
| Washington County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 68,000 |
| Lake County California | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Charlotte County Florida | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Citrus County Florida | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Gadsden County Florida | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Lake County Florida | 1 | $ 110,000 | $ 110,000 | $ 103,000 |
| Madison County Florida | 1 | $ 143,000 | $ 143,000 | $ 119,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Orange County Florida | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Palm Beach County Florida | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 197,000 |
| Sumter County Florida | 1 | $ 188,000 | $ 188,000 | $ 97,000 |
| Volusia County Florida | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Bryan County Georgia | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Chatham County Georgia | 1 | $ 16,000 | $ 16,000 | $ 63,000 |
| Chattooga County Georgia | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Crawford County Georgia | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Dodge County Georgia | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Gilmer County Georgia | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Gordon County Georgia | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Haralson County Georgia | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Houston County Georgia | 1 | $ 41,000 | $ 41,000 | $ 47,000 |
| Jasper County Georgia | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Jefferson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Laurens County Georgia | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Lowndes County Georgia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Madison County Georgia | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Oconee County Georgia | 1 | $ 96,000 | $ 96,000 | $ 94,000 |
| Rabun County Georgia | 1 | $ 86,000 | $ 86,000 | $ 93,000 |
| Terrell County Georgia | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Thomas County Georgia | 1 | $ 208,000 | $ 208,000 | $ 42,000 |
| Toombs County Georgia | 1 | $ 139,000 | $ 139,000 | $ 116,000 |
| Troup County Georgia | 1 | $ 16,000 | $ 16,000 | $ 62,000 |
| Union County Georgia | 1 | $ 210,000 | $ 210,000 | $ 68,000 |
| Ware County Georgia | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Kane County Illinois | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Will County Illinois | 1 | $ 157,000 | $ 157,000 | $ 48,000 |
| Dickinson County Kansas | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Fayette County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 95,000 |
| Perry County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 111,000 |
| Avoyelles County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 130,000 |
| Tangipahoa County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Lincoln County Maine | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Howard County Maryland | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Prince George's County Maryland | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Jones County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 80,000 |
| Platte County Missouri | 1 | $ 126,000 | $ 126,000 | $ 111,000 |
| Lyon County Nevada | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| Atlantic County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Sussex County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Madison County New York | 1 | $ 69,000 | $ 69,000 | $ 72,000 |
| Suffolk County New York | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Bladen County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 76,000 |
| Brunswick County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 100,000 |
| Forsyth County North Carolina | 1 | $ 21,000 | $ 21,000 | $ 48,000 |
| Guilford County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 159,000 |
| Iredell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Jackson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Macon County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 75,000 |
| Scotland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 16,000 |
| Union County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Vance County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 57,000 |
| Watauga County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Columbiana County Ohio | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
| Guernsey County Ohio | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Logan County Ohio | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Bucks County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Anderson County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 84,000 |
| Dillon County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 61,000 |
| Horry County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Lexington County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Oconee County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Richland County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 55,000 |
| Sumter County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Knox County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Shelby County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Sumner County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Delta County Texas | 1 | $ 100,000 | $ 100,000 | $ 106,000 |
| Tarrant County Texas | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Alexandria County Virginia | 1 | $ 120,000 | $ 120,000 | $ 245,000 |
| Grayson County Virginia | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Loudoun County Virginia | 1 | $ 308,000 | $ 308,000 | $ 175,000 |
| Nottoway County Virginia | 1 | $ 65,000 | $ 65,000 | $ 11,000 |
| Powhatan County Virginia | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Pendleton County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Preston County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 81,000 |
| Dane County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 359 | $33,341,000 | $83,851 | $650,000 | $69,703 | $399,000 |
| Home Purchase | 51 | $6,592,000 | $150,400 | $419,000 | $69,133 | $155,000 |
| Home Improvement | 1 | $24,000 | $24,000 | $24,000 | $54,000 | $54,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 153 | $15,338,000 | $96,000 | $650,000 | $67,260 | $399,000 |
| Not Provided | 142 | $13,300,000 | $102,000 | $420,000 | $76,866 | $245,000 |
| Black or African American | 114 | $11,159,000 | $84,636 | $419,000 | $66,727 | $159,000 |
| Hispanic | 1 | $20,000 | $20,000 | $20,000 | $35,000 | $35,000 |
| American Indian or Alaskan Native | 1 | $140,000 | $140,000 | $140,000 | $47,000 | $47,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 411 | $39,957,000 | $95,310 | $650,000 | $70,655 | $399,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 231 | $21,147,000 | $104,318 | $650,000 | $72,545 | $399,000 |
| Application Withdrawn By Applicant | 83 | $8,908,000 | $77,571 | $600,000 | $74,142 | $204,000 |
| Application Denied By Financial Institution | 53 | $5,638,000 | $114,000 | $420,000 | $61,416 | $159,000 |
| File Closed For Incompleteness | 44 | $4,264,000 | $81,777 | $308,000 | $64,666 | $175,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 26 | $2,977,000 | $123,714 | $420,000 | $47,142 | $115,000 |
| Credit History | 21 | $2,134,000 | $81,833 | $216,000 | $85,500 | $159,000 |
| Employment History | 3 | $323,000 | $107,666 | $178,000 | $42,666 | $90,000 |
| Collateral | 1 | $108,000 | $108,000 | $108,000 | $69,000 | $69,000 |
| Other | 1 | $56,000 | $56,000 | $56,000 | $45,000 | $45,000 |
| Unverifiable Information | 1 | $40,000 | $40,000 | $40,000 | $58,000 | $58,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.