Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Atlanta Postal 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 375 |
| Total Mortgage Loan Application Amount | $44,332,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $1,660,000 |
| Average Applicant Income | $79,500 |
| Highest Applicant Income | $1,191,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 26 | $ 2,893,000 | $ 111,000 | $ 73,000 |
| Fulton County Georgia | 23 | $ 2,448,000 | $ 106,000 | $ 67,000 |
| Cobb County Georgia | 13 | $ 1,406,000 | $ 108,000 | $ 91,000 |
| DeKalb County Georgia | 13 | $ 947,000 | $ 72,000 | $ 70,000 |
| Henry County Georgia | 13 | $ 1,087,000 | $ 83,000 | $ 62,000 |
| Cherokee County Georgia | 8 | $ 722,000 | $ 90,000 | $ 57,000 |
| Clayton County Georgia | 8 | $ 687,000 | $ 85,000 | $ 71,000 |
| Fayette County Georgia | 7 | $ 1,102,000 | $ 157,000 | $ 89,000 |
| Bibb County Georgia | 5 | $ 273,000 | $ 54,000 | $ 62,000 |
| Carroll County Georgia | 5 | $ 422,000 | $ 84,000 | $ 38,000 |
| Walton County Georgia | 5 | $ 365,000 | $ 73,000 | $ 78,000 |
| Barrow County Georgia | 4 | $ 449,000 | $ 112,000 | $ 58,000 |
| Douglas County Georgia | 4 | $ 630,000 | $ 157,000 | $ 83,000 |
| Forsyth County Georgia | 4 | $ 797,000 | $ 199,000 | $ 95,000 |
| Hall County Georgia | 4 | $ 641,000 | $ 160,000 | $ 65,000 |
| Paulding County Georgia | 4 | $ 635,000 | $ 158,000 | $ 92,000 |
| Spalding County Georgia | 4 | $ 270,000 | $ 67,000 | $ 84,000 |
| Shelby County Alabama | 3 | $ 479,000 | $ 159,000 | $ 69,000 |
| Hillsborough County Florida | 3 | $ 679,000 | $ 226,000 | $ 113,000 |
| Leon County Florida | 3 | $ 323,000 | $ 107,000 | $ 97,000 |
| Butts County Georgia | 3 | $ 283,000 | $ 94,000 | $ 38,000 |
| Coweta County Georgia | 3 | $ 555,000 | $ 185,000 | $ 65,000 |
| Dawson County Georgia | 3 | $ 350,000 | $ 116,000 | $ 74,000 |
| Houston County Georgia | 3 | $ 436,000 | $ 145,000 | $ 86,000 |
| Jones County Georgia | 3 | $ 277,000 | $ 92,000 | $ 38,000 |
| Pickens County Georgia | 3 | $ 350,000 | $ 116,000 | $ 69,000 |
| Putnam County Georgia | 3 | $ 251,000 | $ 83,000 | $ 50,000 |
| Rockdale County Georgia | 3 | $ 264,000 | $ 88,000 | $ 45,000 |
| Troup County Georgia | 3 | $ 233,000 | $ 77,000 | $ 45,000 |
| Butler County Missouri | 3 | $ 380,000 | $ 126,000 | $ 96,000 |
| Martin County Florida | 2 | $ 218,000 | $ 109,000 | $ 68,000 |
| Orange County Florida | 2 | $ 57,000 | $ 28,000 | $ 77,000 |
| St. Lucie County Florida | 2 | $ 209,000 | $ 104,000 | $ 60,000 |
| Bulloch County Georgia | 2 | $ 99,000 | $ 49,000 | $ 44,000 |
| Chatham County Georgia | 2 | $ 273,000 | $ 136,000 | $ 70,000 |
| Dodge County Georgia | 2 | $ 148,000 | $ 74,000 | $ 59,000 |
| Oconee County Georgia | 2 | $ 255,000 | $ 127,000 | $ 75,000 |
| Pike County Georgia | 2 | $ 129,000 | $ 64,000 | $ 68,000 |
| Richmond County Georgia | 2 | $ 142,000 | $ 71,000 | $ 76,000 |
| Union County Georgia | 2 | $ 165,000 | $ 82,000 | $ 88,000 |
| Avoyelles County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Rapides County Louisiana | 2 | $ 115,000 | $ 57,000 | $ 101,000 |
| Yalobusha County Mississippi | 2 | $ 93,000 | $ 46,000 | $ 64,000 |
| Buncombe County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 79,000 |
| Johnston County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 52,000 |
| Mecklenburg County North Carolina | 2 | $ 261,000 | $ 130,000 | $ 57,000 |
| Rutherford County North Carolina | 2 | $ 116,000 | $ 58,000 | $ 33,000 |
| McCurtain County Oklahoma | 2 | $ 218,000 | $ 109,000 | $ 59,000 |
| Carbon County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Aiken County South Carolina | 2 | $ 235,000 | $ 117,000 | $ 66,000 |
| Charleston County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Shelby County Tennessee | 2 | $ 1,760,000 | $ 880,000 | $ 241,000 |
| Harris County Texas | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Baldwin County Alabama | 1 | $ 74,000 | $ 74,000 | $ 102,000 |
| Cleburne County Alabama | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Elmore County Alabama | 1 | $ 203,000 | $ 203,000 | $ 100,000 |
| Hale County Alabama | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Henry County Alabama | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Jefferson County Alabama | 1 | $ 66,000 | $ 66,000 | $ 41,000 |
| Madison County Alabama | 1 | $ 83,000 | $ 83,000 | $ 99,000 |
| Marengo County Alabama | 1 | $ 76,000 | $ 76,000 | $ 52,000 |
| Marshall County Alabama | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Mobile County Alabama | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Randolph County Alabama | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Maricopa County Arizona | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Conway County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Cross County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 55,000 |
| Fulton County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| Pike County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Saline County Arkansas | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Union County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 86,000 |
| White County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 110,000 |
| Lake County California | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| San Bernardino County California | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Adams County Colorado | 1 | $ 179,000 | $ 179,000 | $ 44,000 |
| Denver County Colorado | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| Kent County Delaware | 1 | $ 224,000 | $ 224,000 | $ 115,000 |
| Brevard County Florida | 1 | $ 91,000 | $ 91,000 | $ 91,000 |
| Broward County Florida | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Citrus County Florida | 1 | $ 43,000 | $ 43,000 | $ 45,000 |
| Escambia County Florida | 1 | $ 508,000 | $ 508,000 | $ 138,000 |
| Franklin County Florida | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Indian River County Florida | 1 | $ 1,088,000 | $ 1,088,000 | $ 313,000 |
| Marion County Florida | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Miami-Dade County Florida | 1 | $ 66,000 | $ 66,000 | $ 69,000 |
| Okeechobee County Florida | 1 | $ 33,000 | $ 33,000 | $ 64,000 |
| Palm Beach County Florida | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Sarasota County Florida | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Sumter County Florida | 1 | $ 106,000 | $ 106,000 | $ 224,000 |
| Volusia County Florida | 1 | $ 270,000 | $ 270,000 | $ 465,000 |
| Atkinson County Georgia | 1 | $ 47,000 | $ 47,000 | $ 47,000 |
| Bartow County Georgia | 1 | $ 15,000 | $ 15,000 | $ 1,000 |
| Bleckley County Georgia | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Catoosa County Georgia | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Clarke County Georgia | 1 | $ 69,000 | $ 69,000 | $ 55,000 |
| Crawford County Georgia | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Crisp County Georgia | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Decatur County Georgia | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Emanuel County Georgia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Fannin County Georgia | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
| Gilmer County Georgia | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Gordon County Georgia | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Hancock County Georgia | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Haralson County Georgia | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Hart County Georgia | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Liberty County Georgia | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Madison County Georgia | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Meriwether County Georgia | 1 | $ 412,000 | $ 412,000 | $ 94,000 |
| Newton County Georgia | 1 | $ 83,000 | $ 83,000 | $ 148,000 |
| Oglethorpe County Georgia | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| Peach County Georgia | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Polk County Georgia | 1 | $ 52,000 | $ 52,000 | $ 61,000 |
| Schley County Georgia | 1 | $ 69,000 | $ 69,000 | $ 89,000 |
| Screven County Georgia | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Telfair County Georgia | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Walker County Georgia | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Ware County Georgia | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| White County Georgia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Wilkes County Georgia | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Wilkinson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Gooding County Idaho | 1 | $ 72,000 | $ 72,000 | $ 81,000 |
| Kane County Illinois | 1 | $ 240,000 | $ 240,000 | $ 172,000 |
| McHenry County Illinois | 1 | $ 130,000 | $ 130,000 | $ 104,000 |
| Vermilion County Illinois | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Will County Illinois | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Jackson County Indiana | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Marshall County Indiana | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Polk County Iowa | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Story County Iowa | 1 | $ 187,000 | $ 187,000 | $ 114,000 |
| Marion County Kansas | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
| Floyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 135,000 |
| Allen County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| East Feliciana County Louisiana | 1 | $ 460,000 | $ 460,000 | $ 86,000 |
| Grant County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Ouachita County Louisiana | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| St. Bernard County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Webster County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Aroostook County Maine | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Cumberland County Maine | 1 | $ 70,000 | $ 70,000 | $ 95,000 |
| Washtenaw County Michigan | 1 | $ 146,000 | $ 146,000 | $ 90,000 |
| Todd County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Clarke County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| Monroe County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 236,000 |
| Rankin County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Bates County Missouri | 1 | $ 36,000 | $ 36,000 | $ 105,000 |
| McDonald County Missouri | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Flathead County Montana | 1 | $ 835,000 | $ 835,000 | $ 114,000 |
| Teton County Montana | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Custer County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 76,000 |
| Fillmore County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Bergen County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Burlington County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Camden County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 109,000 |
| Sandoval County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 74,000 |
| Dutchess County New York | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
| Greene County New York | 1 | $ 70,000 | $ 70,000 | $ 130,000 |
| Niagara County New York | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Schenectady County New York | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Brunswick County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Clay County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 60,000 |
| Dare County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Edgecombe County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Northampton County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Person County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Randolph County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Robeson County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 79,000 |
| Rockingham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Wake County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 109,000 |
| Watauga County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Brown County Ohio | 1 | $ 83,000 | $ 83,000 | $ 80,000 |
| Guernsey County Ohio | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Logan County Ohio | 1 | $ 46,000 | $ 46,000 | $ 65,000 |
| Shelby County Ohio | 1 | $ 108,000 | $ 108,000 | $ 73,000 |
| Washington County Ohio | 1 | $ 78,000 | $ 78,000 | $ 55,000 |
| Craig County Oklahoma | 1 | $ 244,000 | $ 244,000 | $ 136,000 |
| Anderson County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 57,000 |
| Berkeley County South Carolina | 1 | $ 947,000 | $ 947,000 | $ 1,191,000 |
| Cherokee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Chesterfield County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Clarendon County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| Cumberland County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 67,000 |
| Franklin County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Jefferson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Lawrence County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Burnet County Texas | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Fayette County Texas | 1 | $ 240,000 | $ 240,000 | $ 117,000 |
| Fort Bend County Texas | 1 | $ 189,000 | $ 189,000 | $ 128,000 |
| Travis County Texas | 1 | $ 250,000 | $ 250,000 | $ 317,000 |
| Fairfax County Virginia | 1 | $ 331,000 | $ 331,000 | $ 214,000 |
| Frederick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Page County Virginia | 1 | $ 274,000 | $ 274,000 | $ 109,000 |
| Powhatan County Virginia | 1 | $ 229,000 | $ 229,000 | $ 54,000 |
| Salem County Virginia | 1 | $ 98,000 | $ 98,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 311 | $36,459,000 | $117,000 | $1,660,000 | $79,000 | $1,191,000 |
| Home Purchase | 64 | $7,873,000 | $123,000 | $1,088,000 | $80,000 | $313,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 184 | $24,714,000 | $134,000 | $1,660,000 | $88,000 | $1,191,000 |
| Not Provided | 120 | $13,207,000 | $110,000 | $1,088,000 | $74,000 | $317,000 |
| Black or African American | 54 | $4,348,000 | $80,000 | $331,000 | $63,000 | $214,000 |
| Hispanic | 7 | $739,000 | $105,000 | $159,000 | $72,000 | $112,000 |
| American Indian or Alaskan Native | 5 | $601,000 | $120,000 | $240,000 | $59,000 | $74,000 |
| Asian | 4 | $598,000 | $149,000 | $200,000 | $73,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 375 | $44,332,000 | $118,000 | $1,660,000 | $79,000 | $1,191,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 205 | $23,999,000 | $117,000 | $1,660,000 | $74,000 | $429,000 |
| Loan Originated | 156 | $18,897,000 | $121,000 | $947,000 | $86,000 | $1,191,000 |
| Application Withdrawn By Applicant | 13 | $1,321,000 | $101,000 | $200,000 | $71,000 | $166,000 |
| File Closed For Incompleteness | 1 | $115,000 | $115,000 | $115,000 | $70,000 | $70,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 58 | $5,664,000 | $97,000 | $400,000 | $73,000 | $160,000 |
| Other | 44 | $6,408,000 | $145,000 | $1,660,000 | $85,000 | $429,000 |
| Collateral | 33 | $3,522,000 | $106,000 | $835,000 | $67,000 | $148,000 |
| Debt-To-Income Ratio | 33 | $4,318,000 | $130,000 | $412,000 | $58,000 | $150,000 |
| Credit Application Incomplete | 31 | $3,507,000 | $113,000 | $250,000 | $84,000 | $317,000 |
| Employment History | 3 | $168,000 | $56,000 | $80,000 | $52,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $166,000 | $166,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.