Atlanta Postal
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Atlanta Postal 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlanta Postal 1605 Boggs Road Atlanta, GA 30096 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 727 |
| Total Mortgage Loan Application Amount | $123,485,000 |
| Average Mortgage Loan Application Amount | $150,600 |
| Highest Mortgage Loan Application Amount | $1,095,000 |
| Average Applicant Income | $102,400 |
| Highest Applicant Income | $4,778,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Atlanta Postal. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlanta Postal's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Atlanta Postal's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlanta Postal serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlanta Postal, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlanta Postal's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 63 | $ 12,675,000 | $ 201,000 | $ 161,000 |
| DeKalb County Georgia | 51 | $ 8,955,000 | $ 175,000 | $ 95,000 |
| Gwinnett County Georgia | 43 | $ 7,755,000 | $ 180,000 | $ 102,000 |
| Cobb County Georgia | 32 | $ 5,920,000 | $ 185,000 | $ 100,000 |
| Henry County Georgia | 32 | $ 4,630,000 | $ 144,000 | $ 81,000 |
| Clayton County Georgia | 23 | $ 2,985,000 | $ 129,000 | $ 100,000 |
| Douglas County Georgia | 16 | $ 1,640,000 | $ 102,000 | $ 99,000 |
| Fayette County Georgia | 15 | $ 3,125,000 | $ 208,000 | $ 92,000 |
| Muscogee County Georgia | 14 | $ 1,510,000 | $ 107,000 | $ 62,000 |
| Walton County Georgia | 14 | $ 3,490,000 | $ 249,000 | $ 99,000 |
| Floyd County Georgia | 10 | $ 1,710,000 | $ 171,000 | $ 99,000 |
| Barrow County Georgia | 9 | $ 1,845,000 | $ 205,000 | $ 83,000 |
| Carroll County Georgia | 9 | $ 1,525,000 | $ 169,000 | $ 103,000 |
| Coweta County Georgia | 9 | $ 1,735,000 | $ 192,000 | $ 65,000 |
| Paulding County Georgia | 9 | $ 1,995,000 | $ 221,000 | $ 85,000 |
| Bibb County Georgia | 8 | $ 1,330,000 | $ 166,000 | $ 109,000 |
| Newton County Georgia | 8 | $ 1,810,000 | $ 226,000 | $ 65,000 |
| Rockdale County Georgia | 7 | $ 1,095,000 | $ 156,000 | $ 219,000 |
| Jackson County Georgia | 6 | $ 570,000 | $ 95,000 | $ 121,000 |
| Pickens County Georgia | 6 | $ 1,310,000 | $ 218,000 | $ 97,000 |
| Franklin County Georgia | 5 | $ 695,000 | $ 139,000 | $ 77,000 |
| Russell County Alabama | 4 | $ 590,000 | $ 147,000 | $ 80,000 |
| Chatham County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 85,000 |
| Hall County Georgia | 4 | $ 570,000 | $ 142,000 | $ 84,000 |
| Jones County Georgia | 4 | $ 410,000 | $ 102,000 | $ 107,000 |
| Madison County Georgia | 4 | $ 830,000 | $ 207,000 | $ 94,000 |
| Monroe County Georgia | 4 | $ 1,070,000 | $ 267,000 | $ 121,000 |
| Buncombe County North Carolina | 4 | $ 1,020,000 | $ 255,000 | $ 106,000 |
| Mecklenburg County North Carolina | 4 | $ 290,000 | $ 72,000 | $ 137,000 |
| Lexington County South Carolina | 4 | $ 660,000 | $ 165,000 | $ 174,000 |
| Bay County Florida | 3 | $ 745,000 | $ 248,000 | $ 155,000 |
| Manatee County Florida | 3 | $ 355,000 | $ 118,000 | $ 45,000 |
| Greene County Georgia | 3 | $ 365,000 | $ 121,000 | $ 89,000 |
| Houston County Georgia | 3 | $ 445,000 | $ 148,000 | $ 61,000 |
| Putnam County Georgia | 3 | $ 365,000 | $ 121,000 | $ 108,000 |
| Brunswick County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 79,000 |
| Grady County Oklahoma | 3 | $ 75,000 | $ 25,000 | $ 146,000 |
| Harris County Texas | 3 | $ 535,000 | $ 178,000 | $ 337,000 |
| Baldwin County Alabama | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| Calhoun County Alabama | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| DeKalb County Alabama | 2 | $ 270,000 | $ 135,000 | $ 97,000 |
| Jefferson County Alabama | 2 | $ 440,000 | $ 220,000 | $ 84,000 |
| Mobile County Alabama | 2 | $ 240,000 | $ 120,000 | $ 106,000 |
| Randolph County Alabama | 2 | $ 250,000 | $ 125,000 | $ 218,000 |
| Charlotte County Florida | 2 | $ 280,000 | $ 140,000 | $ 34,000 |
| Polk County Florida | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Baldwin County Georgia | 2 | $ 180,000 | $ 90,000 | $ 117,000 |
| Camden County Georgia | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Cherokee County Georgia | 2 | $ 670,000 | $ 335,000 | $ 158,000 |
| Decatur County Georgia | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Early County Georgia | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Elbert County Georgia | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Gilmer County Georgia | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Harris County Georgia | 2 | $ 120,000 | $ 60,000 | $ 195,000 |
| Jasper County Georgia | 2 | $ 790,000 | $ 395,000 | $ 121,000 |
| Lamar County Georgia | 2 | $ 90,000 | $ 45,000 | $ 94,000 |
| Lee County Georgia | 2 | $ 580,000 | $ 290,000 | $ 288,000 |
| Murray County Georgia | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Peach County Georgia | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| Polk County Georgia | 2 | $ 140,000 | $ 70,000 | $ 86,000 |
| Rabun County Georgia | 2 | $ 230,000 | $ 115,000 | $ 140,000 |
| Thomas County Georgia | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Troup County Georgia | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Union County Georgia | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Wilkes County Georgia | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Lee County Illinois | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Sabine County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| DeSoto County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 99,000 |
| Clay County Missouri | 2 | $ 570,000 | $ 285,000 | $ 193,000 |
| Howell County Missouri | 2 | $ 250,000 | $ 125,000 | $ 94,000 |
| Atlantic County New Jersey | 2 | $ 280,000 | $ 140,000 | $ 141,000 |
| Dona Ana County New Mexico | 2 | $ 130,000 | $ 65,000 | $ 114,000 |
| Queens County New York | 2 | $ 780,000 | $ 390,000 | $ 202,000 |
| Carteret County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 105,000 |
| Clay County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 124,000 |
| Gaston County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 95,000 |
| Rowan County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Wake County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Oklahoma County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| Washita County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Elk County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Aiken County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Berkeley County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 107,000 |
| Oconee County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 104,000 |
| Williamsburg County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| Sequatchie County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 34,000 |
| Mecklenburg County Virginia | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| Cherokee County Alabama | 1 | $ 615,000 | $ 615,000 | $ 357,000 |
| Escambia County Alabama | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Houston County Alabama | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Lee County Alabama | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Shelby County Alabama | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Talladega County Alabama | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Tallapoosa County Alabama | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Winston County Alabama | 1 | $ 475,000 | $ 475,000 | $ 180,000 |
| Maricopa County Arizona | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Craighead County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Crittenden County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Cross County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Dallas County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Fulton County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Jackson County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Ouachita County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Sharp County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Van Buren County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| El Dorado County California | 1 | $ 425,000 | $ 425,000 | $ 294,000 |
| Fresno County California | 1 | $ 125,000 | $ 125,000 | $ 189,000 |
| Sacramento County California | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| San Bernardino County California | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Adams County Colorado | 1 | $ 565,000 | $ 565,000 | $ 159,000 |
| Jefferson County Colorado | 1 | $ 335,000 | $ 335,000 | $ 267,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Middlesex County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| New Castle County Delaware | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Calhoun County Florida | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Duval County Florida | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Gadsden County Florida | 1 | $ 375,000 | $ 375,000 | $ 136,000 |
| Gulf County Florida | 1 | $ 485,000 | $ 485,000 | $ 128,000 |
| Pasco County Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Appling County Georgia | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Bartow County Georgia | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Brantley County Georgia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Bryan County Georgia | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Butts County Georgia | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Chattooga County Georgia | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Clarke County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Columbia County Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Crawford County Georgia | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Dooly County Georgia | 1 | $ 265,000 | $ 265,000 | $ 263,000 |
| Emanuel County Georgia | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Fannin County Georgia | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Forsyth County Georgia | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Habersham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 179,000 |
| Haralson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Heard County Georgia | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Liberty County Georgia | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Lowndes County Georgia | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Marion County Georgia | 1 | $ 115,000 | $ 115,000 | $ 17,000 |
| Meriwether County Georgia | 1 | $ 35,000 | $ 35,000 | $ 152,000 |
| Oconee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
| Oglethorpe County Georgia | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
| Pike County Georgia | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Richmond County Georgia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Spalding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Stephens County Georgia | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Taylor County Georgia | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| Terrell County Georgia | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Upson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Walker County Georgia | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Ware County Georgia | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| White County Georgia | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Whitfield County Georgia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Christian County Illinois | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| LaSalle County Illinois | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Williamson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Allen County Indiana | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Jefferson County Indiana | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Porter County Indiana | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Jackson County Kansas | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Carlisle County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Lewis County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Magoffin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Pike County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Trigg County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Acadia County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Allen County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Ascension County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Jefferson Davis County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Lincoln County Maine | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Cass County Michigan | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Chisago County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Clay County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Coahoma County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Grenada County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Jackson County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Stone County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Sunflower County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Union County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Warren County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Butler County Missouri | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Camden County Missouri | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Howard County Missouri | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| New Madrid County Missouri | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Pettis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Schuyler County Missouri | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Mineral County Montana | 1 | $ 405,000 | $ 405,000 | $ 323,000 |
| Lancaster County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Grafton County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Gloucester County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Middlesex County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| Dutchess County New York | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Oneida County New York | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Suffolk County New York | 1 | $ 285,000 | $ 285,000 | $ 290,000 |
| Wayne County New York | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Chatham County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 170,000 |
| Cleveland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Davidson County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Forsyth County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Franklin County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Graham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Guilford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Henderson County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Johnston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Lincoln County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 264,000 |
| Montgomery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Polk County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Randolph County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Union County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Morton County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Williams County Ohio | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Lincoln County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Mayes County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 142,000 |
| McCurtain County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Rogers County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| Allegheny County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 253,000 |
| Berks County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Chester County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Crawford County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| York County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Beaufort County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Calhoun County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Charleston County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Colleton County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Darlington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Florence County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Georgetown County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Greenville County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Greenwood County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 330,000 |
| Horry County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 292,000 |
| Laurens County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 181,000 |
| Blount County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Campbell County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Cheatham County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Chester County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Hamilton County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Hawkins County Tennessee | 1 | $ 815,000 | $ 815,000 | $ 189,000 |
| Montgomery County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Weakley County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Williamson County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 180,000 |
| Wilson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Anderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Bexar County Texas | 1 | $ 105,000 | $ 105,000 | $ 172,000 |
| Fort Bend County Texas | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Hidalgo County Texas | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Howard County Texas | 1 | $ 195,000 | $ 195,000 | $ 29,000 |
| Parker County Texas | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
| Polk County Texas | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Rockwall County Texas | 1 | $ 455,000 | $ 455,000 | $ 133,000 |
| San Jacinto County Texas | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Tom Green County Texas | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Washington County Texas | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Cache County Utah | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Utah County Utah | 1 | $ 475,000 | $ 475,000 | $ 133,000 |
| Orleans County Vermont | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Danville County Virginia | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Lee County Virginia | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Powhatan County Virginia | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Rockbridge County Virginia | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Fayette County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Burnett County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Walworth County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Atlanta Postal in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 313 | $53,315,000 | $170,000 | $755,000 | $91,000 | $492,000 |
| Home Purchase | 187 | $44,425,000 | $237,000 | $1,095,000 | $131,000 | $4,778,000 |
| Other Purpose | 86 | $6,720,000 | $78,000 | $305,000 | $95,000 | $500,000 |
| Refinancing | 72 | $10,920,000 | $151,000 | $475,000 | $106,000 | $1,162,000 |
| Home Improvement | 69 | $8,105,000 | $117,000 | $335,000 | $89,000 | $254,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 330 | $57,790,000 | $175,000 | $865,000 | $100,000 | $500,000 |
| Black or African American | 249 | $40,795,000 | $163,000 | $1,095,000 | $113,000 | $4,778,000 |
| Not Provided | 112 | $17,730,000 | $158,000 | $505,000 | $95,000 | $625,000 |
| Hispanic | 14 | $2,040,000 | $145,000 | $315,000 | $64,000 | $270,000 |
| Asian | 8 | $2,480,000 | $310,000 | $805,000 | $128,000 | $237,000 |
| American Indian or Alaskan Native | 6 | $1,060,000 | $176,000 | $375,000 | $80,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 707 | $118,865,000 | $168,000 | $1,095,000 | $103,000 | $4,778,000 |
| VA-guaranteed (Veterans Administration) | 20 | $4,620,000 | $231,000 | $565,000 | $88,000 | $174,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 387 | $75,785,000 | $195,000 | $1,095,000 | $101,000 | $492,000 |
| Application Denied By Financial Institution | 246 | $33,290,000 | $135,000 | $505,000 | $106,000 | $4,778,000 |
| Application Approved But Not Accepted | 52 | $8,540,000 | $164,000 | $505,000 | $98,000 | $310,000 |
| Application Withdrawn By Applicant | 40 | $5,480,000 | $137,000 | $515,000 | $109,000 | $625,000 |
| File Closed For Incompleteness | 2 | $390,000 | $195,000 | $265,000 | $89,000 | $97,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 481 | $90,195,000 | $187,000 | $1,095,000 | $101,000 | $625,000 |
| Debt-To-Income Ratio | 113 | $17,045,000 | $150,000 | $505,000 | $72,000 | $1,162,000 |
| Credit History | 97 | $11,605,000 | $119,000 | $495,000 | $139,000 | $4,778,000 |
| Credit Application Incomplete | 23 | $2,975,000 | $129,000 | $315,000 | $104,000 | $270,000 |
| Collateral | 9 | $715,000 | $79,000 | $135,000 | $116,000 | $195,000 |
| Employment History | 2 | $320,000 | $160,000 | $255,000 | $48,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $325,000 | $325,000 | $325,000 | $442,000 | $442,000 |
| Unverifiable Information | 1 | $305,000 | $305,000 | $305,000 | $500,000 | $500,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlanta Postal's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.