Atlantic Coast Bank Mortgage Lending & HMDA Data, 2009
In 2009, Atlantic Coast Bank of Waycross, GA reported 1,344 mortgage applications totaling $187.4 million, down 44% from 2008. The average application was for $139,448, and applicants reported an average income of $72,977. 39% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Jacksonville, FL (526), Savannah, GA (46) and Brunswick, GA (20) (applications in parentheses).
| Mortgage Company & Address | Atlantic Coast Bank 505 Haines Avenue Waycross, GA 31501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,344 |
| Total Mortgage Loan Application Amount | $187,419,000 |
| Average Mortgage Loan Application Amount | $139,448 |
| Highest Mortgage Loan Application Amount | $1,840,000 |
| Average Applicant Income | $72,977 |
| Highest Applicant Income | $1,163,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Atlantic Coast Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval, Florida | 316 | $ 54,030,000 | $ 170,981 | $ 79,000 |
| Ware, Georgia | 149 | $ 11,815,000 | $ 79,295 | $ 56,000 |
| St. Johns, Florida | 108 | $ 30,279,000 | $ 280,361 | $ 134,000 |
| Clay, Florida | 83 | $ 14,502,000 | $ 174,722 | $ 75,000 |
| Pierce, Georgia | 52 | $ 5,567,000 | $ 107,057 | $ 75,000 |
| Coffee, Georgia | 38 | $ 3,961,000 | $ 104,236 | $ 56,000 |
| Chatham, Georgia | 32 | $ 4,704,000 | $ 147,000 | $ 80,000 |
| Columbia, Florida | 31 | $ 3,224,000 | $ 104,000 | $ 52,000 |
| Nassau, Florida | 16 | $ 2,649,000 | $ 165,562 | $ 157,000 |
| Leon, Florida | 14 | $ 2,590,000 | $ 185,000 | $ 83,000 |
| Bacon, Georgia | 13 | $ 1,225,000 | $ 94,230 | $ 58,000 |
| Effingham, Georgia | 12 | $ 1,437,000 | $ 119,750 | $ 64,000 |
| Brantley, Georgia | 11 | $ 1,090,000 | $ 99,090 | $ 59,000 |
| Atkinson, Georgia | 9 | $ 600,000 | $ 66,666 | $ 42,000 |
| Appling, Georgia | 7 | $ 1,065,000 | $ 152,142 | $ 63,000 |
| Putnam, Florida | 5 | $ 1,109,000 | $ 221,800 | $ 147,000 |
| Glynn, Georgia | 5 | $ 935,000 | $ 187,000 | $ 145,000 |
| Liberty, Georgia | 5 | $ 480,000 | $ 96,000 | $ 97,000 |
| Mohave, Arizona | 4 | $ 502,000 | $ 125,500 | $ 151,000 |
| Santa Clara, California | 4 | $ 559,000 | $ 139,750 | $ 90,000 |
| Ben Hill, Georgia | 4 | $ 122,000 | $ 30,500 | $ 90,000 |
| Dougherty, Georgia | 4 | $ 176,000 | $ 44,000 | $ 28,000 |
| Fulton, Georgia | 4 | $ 787,000 | $ 196,750 | $ 88,000 |
| McIntosh, Georgia | 4 | $ 303,000 | $ 75,750 | $ 30,000 |
| Wayne, Georgia | 4 | $ 410,000 | $ 102,500 | $ 59,000 |
| Berkeley, South Carolina | 4 | $ 217,000 | $ 54,250 | $ 49,000 |
| Calhoun, Alabama | 3 | $ 193,000 | $ 64,333 | $ 62,000 |
| Maricopa, Arizona | 3 | $ 423,000 | $ 141,000 | $ 90,000 |
| Baker, Florida | 3 | $ 638,000 | $ 212,666 | $ 81,000 |
| Brevard, Florida | 3 | $ 455,000 | $ 151,666 | $ 57,000 |
| Flagler, Florida | 3 | $ 769,000 | $ 256,333 | $ 71,000 |
| Sumter, Florida | 3 | $ 526,000 | $ 175,333 | $ 37,000 |
| Suwannee, Florida | 3 | $ 110,000 | $ 36,666 | $ 49,000 |
| Volusia, Florida | 3 | $ 563,000 | $ 187,666 | $ 74,000 |
| Charlton, Georgia | 3 | $ 416,000 | $ 138,666 | $ 118,000 |
| Franklin, Pennsylvania | 3 | $ 436,000 | $ 145,333 | $ 69,000 |
| Elmore, Alabama | 2 | $ 71,000 | $ 35,500 | $ 52,000 |
| Navajo, Arizona | 2 | $ 167,000 | $ 83,500 | $ 85,000 |
| White, Arkansas | 2 | $ 133,000 | $ 66,500 | $ 40,000 |
| San Bernardino, California | 2 | $ 145,000 | $ 72,500 | $ 63,000 |
| Broward, Florida | 2 | $ 778,000 | $ 389,000 | $ 106,000 |
| Gadsden, Florida | 2 | $ 333,000 | $ 166,500 | $ 131,000 |
| Orange, Florida | 2 | $ 418,000 | $ 209,000 | $ 141,000 |
| Polk, Florida | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Seminole, Florida | 2 | $ 496,000 | $ 248,000 | $ 86,000 |
| Bryan, Georgia | 2 | $ 295,000 | $ 147,500 | $ 47,000 |
| Bulloch, Georgia | 2 | $ 241,000 | $ 120,500 | $ 80,000 |
| Camden, Georgia | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| Cherokee, Georgia | 2 | $ 512,000 | $ 256,000 | $ 142,000 |
| Gwinnett, Georgia | 2 | $ 223,000 | $ 111,500 | $ 80,000 |
| Long, Georgia | 2 | $ 182,000 | $ 91,000 | $ 23,000 |
| Richmond, Georgia | 2 | $ 174,000 | $ 87,000 | $ 67,000 |
| Screven, Georgia | 2 | $ 116,000 | $ 58,000 | $ 47,000 |
| Iberia, Louisiana | 2 | $ 157,000 | $ 78,500 | $ 60,000 |
| Rapides, Louisiana | 2 | $ 184,000 | $ 92,000 | $ 53,000 |
| St. Martin, Louisiana | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Chaves, New Mexico | 2 | $ 149,000 | $ 74,500 | $ 121,000 |
| Bladen, North Carolina | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| Pender, North Carolina | 2 | $ 252,000 | $ 126,000 | $ 68,000 |
| Union, North Carolina | 2 | $ 223,000 | $ 111,500 | $ 46,000 |
| Tulsa, Oklahoma | 2 | $ 147,000 | $ 73,500 | $ 60,000 |
| Clackamas, Oregon | 2 | $ 196,000 | $ 98,000 | $ 33,000 |
| Multnomah, Oregon | 2 | $ 89,000 | $ 44,500 | $ 75,000 |
| Washington, Oregon | 2 | $ 149,000 | $ 74,500 | $ 67,000 |
| Carroll, Tennessee | 2 | $ 159,000 | $ 79,500 | $ 61,000 |
| Autauga, Alabama | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Blount, Alabama | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Escambia, Alabama | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| Mobile, Alabama | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Montgomery, Alabama | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Shelby, Alabama | 1 | $ 64,000 | $ 64,000 | $ 68,000 |
| Cochise, Arizona | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Pima, Arizona | 1 | $ 47,000 | $ 47,000 | $ 68,000 |
| Lawrence, Arkansas | 1 | $ 27,000 | $ 27,000 | $ 68,000 |
| Lonoke, Arkansas | 1 | $ 151,000 | $ 151,000 | $ 79,000 |
| Miller, Arkansas | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Randolph, Arkansas | 1 | $ 32,000 | $ 32,000 | $ 250,000 |
| Saline, Arkansas | 1 | $ 27,000 | $ 27,000 | $ 44,000 |
| St. Francis, Arkansas | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Union, Arkansas | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| San Benito, California | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| San Diego, California | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| San Luis Obispo, California | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Sonoma, California | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Stanislaus, California | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Ventura, California | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Alachua, Florida | 1 | $ 65,000 | $ 65,000 | $ 182,000 |
| Bradford, Florida | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Gulf, Florida | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Hendry, Florida | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Lake, Florida | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Lee, Florida | 1 | $ 57,000 | $ 57,000 | $ 67,000 |
| Madison, Florida | 1 | $ 133,000 | $ 133,000 | $ 77,000 |
| Marion, Florida | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Martin, Florida | 1 | $ 257,000 | $ 257,000 | $ 513,000 |
| Miami-Dade, Florida | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
| Pinellas, Florida | 1 | $ 164,000 | $ 164,000 | $ 269,000 |
| Santa Rosa, Florida | 1 | $ 73,000 | $ 73,000 | $ 182,000 |
| Union, Florida | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Wakulla, Florida | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Baldwin, Georgia | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| Berrien, Georgia | 1 | $ 138,000 | $ 138,000 | $ 129,000 |
| Candler, Georgia | 1 | $ 59,000 | $ 59,000 | $ 51,000 |
| Clinch, Georgia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Cobb, Georgia | 1 | $ 317,000 | $ 317,000 | $ 248,000 |
| Gordon, Georgia | 1 | $ 51,000 | $ 51,000 | $ 56,000 |
| Hancock, Georgia | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Henry, Georgia | 1 | $ 107,000 | $ 107,000 | $ 83,000 |
| Houston, Georgia | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Jeff Davis, Georgia | 1 | $ 84,000 | $ 84,000 | $ 181,000 |
| Lanier, Georgia | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Lee, Georgia | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Monroe, Georgia | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Montgomery, Georgia | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Paulding, Georgia | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Tattnall, Georgia | 1 | $ 33,000 | $ 33,000 | $ 53,000 |
| Upson, Georgia | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Wheeler, Georgia | 1 | $ 48,000 | $ 48,000 | $ 41,000 |
| Kendall, Illinois | 1 | $ 185,000 | $ 185,000 | $ 184,000 |
| Caddo, Louisiana | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Calcasieu, Louisiana | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Franklin, Louisiana | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Jefferson, Louisiana | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Lafayette, Louisiana | 1 | $ 21,000 | $ 21,000 | $ 29,000 |
| Lincoln, Louisiana | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| St. Landry, Louisiana | 1 | $ 202,000 | $ 202,000 | $ 67,000 |
| St. Mary, Louisiana | 1 | $ 37,000 | $ 37,000 | $ 31,000 |
| St. Tammany, Louisiana | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| Tangipahoa, Louisiana | 1 | $ 32,000 | $ 32,000 | $ 79,000 |
| Terrebonne, Louisiana | 1 | $ 52,000 | $ 52,000 | $ 107,000 |
| Union, Louisiana | 1 | $ 109,000 | $ 109,000 | $ 192,000 |
| Vermilion, Louisiana | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Washington, Louisiana | 1 | $ 79,000 | $ 79,000 | $ 35,000 |
| Worcester, Massachusetts | 1 | $ 261,000 | $ 261,000 | $ 132,000 |
| Clay, Mississippi | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Lauderdale, Mississippi | 1 | $ 34,000 | $ 34,000 | $ 27,000 |
| Rankin, Mississippi | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Tippah, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Granite, Montana | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Clark, Nevada | 1 | $ 18,000 | $ 18,000 | $ 24,000 |
| Sussex, New Jersey | 1 | $ 302,000 | $ 302,000 | $ 105,000 |
| Bernalillo, New Mexico | 1 | $ 245,000 | $ 245,000 | $ 7,000 |
| Lea, New Mexico | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Otero, New Mexico | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| Rio Arriba, New Mexico | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| San Juan, New Mexico | 1 | $ 53,000 | $ 53,000 | $ 62,000 |
| Sierra, New Mexico | 1 | $ 37,000 | $ 37,000 | $ 43,000 |
| Socorro, New Mexico | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Westchester, New York | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Brunswick, North Carolina | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Cherokee, North Carolina | 1 | $ 37,000 | $ 37,000 | $ 23,000 |
| Currituck, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Guilford, North Carolina | 1 | $ 169,000 | $ 169,000 | $ 96,000 |
| Macon, North Carolina | 1 | $ 52,000 | $ 52,000 | $ 87,000 |
| Mecklenburg, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Robeson, North Carolina | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
| Scotland, North Carolina | 1 | $ 29,000 | $ 29,000 | $ 64,000 |
| Wake, North Carolina | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Beckham, Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 114,000 |
| Hughes, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Le Flore, Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 150,000 |
| Lincoln, Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 68,000 |
| Marshall, Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 67,000 |
| McIntosh, Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Okfuskee, Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Oklahoma, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Payne, Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Klamath, Oregon | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Lane, Oregon | 1 | $ 43,000 | $ 43,000 | $ 50,000 |
| Wallowa, Oregon | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Oconee, South Carolina | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Union, South Carolina | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Pennington, South Dakota | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
| Claiborne, Tennessee | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
| Jefferson, Tennessee | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Knox, Tennessee | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Dallas, Texas | 1 | $ 256,000 | $ 256,000 | $ 36,000 |
| Fort Bend, Texas | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Harris, Texas | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Goochland, Virginia | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Williamsburg, Virginia | 1 | $ 137,000 | $ 137,000 | $ 116,000 |
| Lewis, Washington | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Mason, Washington | 1 | $ 134,000 | $ 134,000 | $ 264,000 |
| Snohomish, Washington | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| Thurston, Washington | 1 | $ 29,000 | $ 29,000 | $ 12,000 |
| Harrison, West Virginia | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 668 | $85,592,000 | $128,000 | $1,840,000 | $67,000 | $1,163,000 |
| Refinancing | 611 | $98,961,000 | $161,000 | $1,400,000 | $81,000 | $866,000 |
| Home Improvement | 65 | $2,866,000 | $44,000 | $389,000 | $59,000 | $386,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,001 | $142,794,000 | $142,000 | $1,840,000 | $77,000 | $1,163,000 |
| Black or African American | 159 | $18,400,000 | $115,000 | $387,000 | $53,000 | $348,000 |
| Hispanic | 90 | $9,410,000 | $104,000 | $305,000 | $41,000 | $365,000 |
| Not Provided | 67 | $12,341,000 | $184,000 | $1,528,000 | $93,000 | $767,000 |
| Asian | 16 | $2,706,000 | $169,000 | $417,000 | $89,000 | $513,000 |
| American Indian or Alaskan Native | 6 | $595,000 | $99,000 | $252,000 | $54,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $744,000 | $248,000 | $316,000 | $161,000 | $307,000 |
| Not applicable | 2 | $429,000 | $214,000 | $267,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 931 | $129,750,000 | $139,000 | $1,840,000 | $83,000 | $1,163,000 |
| FHA-insured (Federal Housing Administration) | 343 | $46,828,000 | $136,000 | $391,000 | $47,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 41 | $7,731,000 | $188,000 | $422,000 | $67,000 | $348,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $3,110,000 | $107,000 | $219,000 | $47,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 524 | $80,212,000 | $153,000 | $1,528,000 | $84,000 | $813,000 |
| Application Denied By Financial Institution | 266 | $34,446,000 | $129,000 | $1,840,000 | $62,000 | $866,000 |
| Application Approved But Not Accepted | 227 | $28,769,000 | $126,000 | $900,000 | $83,000 | $1,163,000 |
| Preapproval Denied by Financial Institution | 177 | $18,716,000 | $105,000 | $277,000 | $38,000 | $348,000 |
| Application Withdrawn By Applicant | 116 | $20,508,000 | $176,000 | $960,000 | $82,000 | $659,000 |
| File Closed For Incompleteness | 29 | $4,119,000 | $142,000 | $340,000 | $55,000 | $300,000 |
| Preapproval Approved but not Accepted | 5 | $649,000 | $129,000 | $157,000 | $96,000 | $269,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 201 | $19,468,000 | $96,000 | $288,000 | $42,000 | $348,000 |
| Credit Application Incomplete | 82 | $9,691,000 | $118,000 | $284,000 | $49,000 | $400,000 |
| Debt-To-Income Ratio | 62 | $8,487,000 | $136,000 | $368,000 | $42,000 | $114,000 |
| Collateral | 40 | $7,109,000 | $177,000 | $417,000 | $97,000 | $866,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $3,012,000 | $103,000 | $375,000 | $58,000 | $219,000 |
| Other | 17 | $3,707,000 | $218,000 | $1,840,000 | $115,000 | $610,000 |
| Mortgage Insurance Denied | 7 | $1,240,000 | $177,000 | $554,000 | $59,000 | $146,000 |
| Employment History | 3 | $280,000 | $93,000 | $125,000 | $29,000 | $37,000 |
| Unverifiable Information | 2 | $168,000 | $84,000 | $148,000 | $37,000 | $60,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Coast Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Coast Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About