Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Atlantic Home Loans, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,583 |
| Total Mortgage Loan Application Amount | $722,913,000 |
| Average Mortgage Loan Application Amount | $281,666 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $113,333 |
| Highest Applicant Income | $1,854,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Haven County Connecticut | 278 | $ 58,022,000 | $ 208,000 | $ 95,000 |
| Kent County Delaware | 264 | $ 49,262,000 | $ 186,000 | $ 64,000 |
| Fairfield County Connecticut | 237 | $ 89,250,000 | $ 376,000 | $ 158,000 |
| Essex County New Jersey | 217 | $ 77,127,000 | $ 355,000 | $ 159,000 |
| Bergen County New Jersey | 206 | $ 76,623,000 | $ 371,000 | $ 168,000 |
| Morris County New Jersey | 189 | $ 67,887,000 | $ 359,000 | $ 146,000 |
| Union County New Jersey | 135 | $ 43,833,000 | $ 324,000 | $ 124,000 |
| Passaic County New Jersey | 126 | $ 29,033,000 | $ 230,000 | $ 99,000 |
| Ocean County New Jersey | 86 | $ 17,928,000 | $ 208,000 | $ 97,000 |
| Middlesex County New Jersey | 84 | $ 21,077,000 | $ 250,000 | $ 103,000 |
| Hartford County Connecticut | 76 | $ 15,791,000 | $ 207,000 | $ 103,000 |
| New Castle County Delaware | 75 | $ 16,027,000 | $ 213,000 | $ 91,000 |
| Newport County Rhode Island | 62 | $ 18,302,000 | $ 295,000 | $ 119,000 |
| Monmouth County New Jersey | 57 | $ 18,411,000 | $ 323,000 | $ 158,000 |
| Hudson County New Jersey | 54 | $ 16,270,000 | $ 301,000 | $ 122,000 |
| Sussex County Delaware | 43 | $ 9,453,000 | $ 219,000 | $ 96,000 |
| Somerset County New Jersey | 39 | $ 12,222,000 | $ 313,000 | $ 141,000 |
| Allegany County Maryland | 35 | $ 3,265,000 | $ 93,000 | $ 49,000 |
| Middlesex County Connecticut | 22 | $ 5,027,000 | $ 228,000 | $ 137,000 |
| Sussex County New Jersey | 20 | $ 5,334,000 | $ 266,000 | $ 108,000 |
| Burlington County New Jersey | 17 | $ 3,473,000 | $ 204,000 | $ 106,000 |
| Hunterdon County New Jersey | 16 | $ 5,572,000 | $ 348,000 | $ 158,000 |
| Mercer County New Jersey | 16 | $ 4,532,000 | $ 283,000 | $ 149,000 |
| Providence County Rhode Island | 13 | $ 2,473,000 | $ 190,000 | $ 83,000 |
| Mineral County West Virginia | 12 | $ 1,411,000 | $ 117,000 | $ 59,000 |
| Westchester County New York | 11 | $ 4,272,000 | $ 388,000 | $ 130,000 |
| Washington County Rhode Island | 11 | $ 2,910,000 | $ 264,000 | $ 125,000 |
| Litchfield County Connecticut | 10 | $ 1,845,000 | $ 184,000 | $ 116,000 |
| Warren County New Jersey | 10 | $ 2,083,000 | $ 208,000 | $ 115,000 |
| Kent County Rhode Island | 9 | $ 1,557,000 | $ 173,000 | $ 56,000 |
| Cecil County Maryland | 8 | $ 1,497,000 | $ 187,000 | $ 69,000 |
| Worcester County Maryland | 7 | $ 1,519,000 | $ 217,000 | $ 56,000 |
| Hampden County Massachusetts | 7 | $ 1,505,000 | $ 215,000 | $ 108,000 |
| Queens County New York | 6 | $ 2,257,000 | $ 376,000 | $ 118,000 |
| Bucks County Pennsylvania | 6 | $ 1,888,000 | $ 314,000 | $ 185,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,529,000 | $ 254,000 | $ 251,000 |
| Windham County Connecticut | 5 | $ 755,000 | $ 151,000 | $ 76,000 |
| Middlesex County Massachusetts | 5 | $ 1,863,000 | $ 372,000 | $ 150,000 |
| Atlantic County New Jersey | 5 | $ 867,000 | $ 173,000 | $ 80,000 |
| Chester County Pennsylvania | 5 | $ 1,436,000 | $ 287,000 | $ 122,000 |
| Northampton County Pennsylvania | 5 | $ 874,000 | $ 174,000 | $ 82,000 |
| New London County Connecticut | 4 | $ 723,000 | $ 180,000 | $ 75,000 |
| New York County New York | 4 | $ 2,288,000 | $ 572,000 | $ 165,000 |
| Tolland County Connecticut | 3 | $ 608,000 | $ 202,000 | $ 79,000 |
| Miami-Dade County Florida | 3 | $ 883,000 | $ 294,000 | $ 110,000 |
| Orange County Florida | 3 | $ 592,000 | $ 197,000 | $ 152,000 |
| Hampshire County Massachusetts | 3 | $ 911,000 | $ 303,000 | $ 85,000 |
| Cape May County New Jersey | 3 | $ 881,000 | $ 293,000 | $ 194,000 |
| Nassau County New York | 3 | $ 1,284,000 | $ 428,000 | $ 693,000 |
| Rockland County New York | 3 | $ 1,124,000 | $ 374,000 | $ 138,000 |
| Suffolk County New York | 3 | $ 977,000 | $ 325,000 | $ 125,000 |
| Monroe County Pennsylvania | 3 | $ 484,000 | $ 161,000 | $ 74,000 |
| Montgomery County Pennsylvania | 3 | $ 1,725,000 | $ 575,000 | $ 418,000 |
| San Diego County California | 2 | $ 417,000 | $ 208,000 | $ 128,000 |
| Charlotte County Florida | 2 | $ 456,000 | $ 228,000 | $ 83,000 |
| Chatham County Georgia | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Barnstable County Massachusetts | 2 | $ 588,000 | $ 294,000 | $ 223,000 |
| Suffolk County Massachusetts | 2 | $ 511,000 | $ 255,000 | $ 124,000 |
| Camden County New Jersey | 2 | $ 215,000 | $ 107,000 | $ 32,000 |
| Kings County New York | 2 | $ 1,170,000 | $ 585,000 | $ 199,000 |
| Delaware County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 124,000 |
| Wayne County Pennsylvania | 2 | $ 326,000 | $ 163,000 | $ 216,000 |
| Orange County California | 1 | $ 263,000 | $ 263,000 | $ 155,000 |
| Brevard County Florida | 1 | $ 278,000 | $ 278,000 | $ 184,000 |
| Broward County Florida | 1 | $ 412,000 | $ 412,000 | $ 254,000 |
| Monroe County Florida | 1 | $ 388,000 | $ 388,000 | $ 96,000 |
| Palm Beach County Florida | 1 | $ 300,000 | $ 300,000 | $ 225,000 |
| Baltimore County Maryland | 1 | $ 471,000 | $ 471,000 | $ 158,000 |
| Carroll County Maryland | 1 | $ 388,000 | $ 388,000 | $ 221,000 |
| Frederick County Maryland | 1 | $ 114,000 | $ 114,000 | $ 58,000 |
| Garrett County Maryland | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Queen Anne's County Maryland | 1 | $ 240,000 | $ 240,000 | $ 59,000 |
| Washington County Maryland | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Bristol County Massachusetts | 1 | $ 348,000 | $ 348,000 | $ 266,000 |
| Dukes County Massachusetts | 1 | $ 337,000 | $ 337,000 | $ 133,000 |
| Norfolk County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Plymouth County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Worcester County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Gloucester County New Jersey | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Dutchess County New York | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Erie County New York | 1 | $ 345,000 | $ 345,000 | $ 141,000 |
| Fulton County New York | 1 | $ 288,000 | $ 288,000 | $ 135,000 |
| Orange County New York | 1 | $ 267,000 | $ 267,000 | $ 74,000 |
| Richmond County New York | 1 | $ 368,000 | $ 368,000 | $ 78,000 |
| Warren County New York | 1 | $ 220,000 | $ 220,000 | $ 203,000 |
| Mecklenburg County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 77,000 |
| Union County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 225,000 |
| Allegheny County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Lehigh County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 26,000 |
| Luzerne County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 176,000 |
| Westmoreland County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 205,000 |
| Bristol County Rhode Island | 1 | $ 593,000 | $ 593,000 | $ 194,000 |
| Arlington County Virginia | 1 | $ 544,000 | $ 544,000 | $ 206,000 |
| Fairfax County Virginia | 1 | $ 626,000 | $ 626,000 | $ 199,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,610 | $435,088,000 | $270,000 | $1,360,000 | $111,000 | $1,000,000 |
| Refinancing | 958 | $283,636,000 | $296,000 | $1,680,000 | $139,000 | $1,854,000 |
| Home Improvement | 15 | $4,189,000 | $279,000 | $517,000 | $90,000 | $183,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,932 | $537,229,000 | $278,000 | $1,680,000 | $123,000 | $1,854,000 |
| Asian | 197 | $65,579,000 | $332,000 | $953,000 | $142,000 | $629,000 |
| Not Provided | 191 | $62,366,000 | $326,000 | $900,000 | $141,000 | $597,000 |
| Hispanic | 157 | $34,791,000 | $221,000 | $619,000 | $77,000 | $252,000 |
| Black or African American | 96 | $20,121,000 | $209,000 | $584,000 | $77,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,563,000 | $312,000 | $417,000 | $97,000 | $190,000 |
| American Indian or Alaskan Native | 5 | $1,264,000 | $252,000 | $417,000 | $254,000 | $874,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,762 | $529,941,000 | $300,000 | $1,680,000 | $141,000 | $1,854,000 |
| FHA-insured (Federal Housing Administration) | 610 | $150,542,000 | $246,000 | $755,000 | $87,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $18,147,000 | $163,000 | $337,000 | $47,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 100 | $24,283,000 | $242,000 | $764,000 | $74,000 | $260,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,807 | $510,230,000 | $282,000 | $1,360,000 | $123,000 | $1,854,000 |
| Application Withdrawn By Applicant | 616 | $174,126,000 | $282,000 | $1,680,000 | $124,000 | $1,100,000 |
| Application Denied By Financial Institution | 151 | $36,424,000 | $241,000 | $1,500,000 | $92,000 | $425,000 |
| File Closed For Incompleteness | 6 | $1,299,000 | $216,000 | $400,000 | $72,000 | $128,000 |
| Application Approved But Not Accepted | 3 | $834,000 | $278,000 | $564,000 | $228,000 | $428,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $82,000 | $82,000 | $82,000 | $29,000 | $29,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.