Atlantic Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Atlantic Home Loans, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Home Loans, Inc. 50 Route 46 Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,923 |
| Total Mortgage Loan Application Amount | $839,071,000 |
| Average Mortgage Loan Application Amount | $261,333 |
| Highest Mortgage Loan Application Amount | $2,159,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $3,005,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Atlantic Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Atlantic Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Home Loans, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 303 | $ 138,818,000 | $ 458,000 | $ 179,000 |
| New Haven County Connecticut | 276 | $ 57,985,000 | $ 210,000 | $ 95,000 |
| Kent County Delaware | 220 | $ 43,349,000 | $ 197,000 | $ 59,000 |
| Essex County New Jersey | 188 | $ 85,759,000 | $ 456,000 | $ 194,000 |
| Northampton County Pennsylvania | 176 | $ 31,254,000 | $ 177,000 | $ 72,000 |
| Fairfield County Connecticut | 155 | $ 61,649,000 | $ 397,000 | $ 150,000 |
| Lehigh County Pennsylvania | 126 | $ 20,469,000 | $ 162,000 | $ 72,000 |
| Morris County New Jersey | 116 | $ 45,955,000 | $ 396,000 | $ 151,000 |
| Newport County Rhode Island | 101 | $ 30,200,000 | $ 299,000 | $ 115,000 |
| Passaic County New Jersey | 70 | $ 19,269,000 | $ 275,000 | $ 136,000 |
| Union County New Jersey | 69 | $ 28,562,000 | $ 413,000 | $ 158,000 |
| Hartford County Connecticut | 59 | $ 11,604,000 | $ 196,000 | $ 94,000 |
| Atlantic County New Jersey | 56 | $ 9,108,000 | $ 162,000 | $ 74,000 |
| Kent County Rhode Island | 55 | $ 12,711,000 | $ 231,000 | $ 90,000 |
| Hudson County New Jersey | 45 | $ 16,976,000 | $ 377,000 | $ 174,000 |
| Providence County Rhode Island | 45 | $ 10,430,000 | $ 231,000 | $ 83,000 |
| New Castle County Delaware | 38 | $ 8,893,000 | $ 234,000 | $ 79,000 |
| Carbon County Pennsylvania | 36 | $ 4,017,000 | $ 111,000 | $ 55,000 |
| Bucks County Pennsylvania | 34 | $ 7,082,000 | $ 208,000 | $ 82,000 |
| Sussex County Delaware | 33 | $ 6,095,000 | $ 184,000 | $ 58,000 |
| Westchester County New York | 32 | $ 13,102,000 | $ 409,000 | $ 116,000 |
| Alameda County California | 29 | $ 13,929,000 | $ 480,000 | $ 135,000 |
| Mercer County New Jersey | 29 | $ 7,302,000 | $ 251,000 | $ 136,000 |
| Allegany County Maryland | 27 | $ 2,904,000 | $ 107,000 | $ 51,000 |
| Middlesex County New Jersey | 26 | $ 6,245,000 | $ 240,000 | $ 114,000 |
| Washington County Rhode Island | 26 | $ 7,492,000 | $ 288,000 | $ 86,000 |
| Sussex County New Jersey | 25 | $ 5,565,000 | $ 222,000 | $ 95,000 |
| Somerset County New Jersey | 24 | $ 9,892,000 | $ 412,000 | $ 165,000 |
| Middlesex County Connecticut | 23 | $ 5,677,000 | $ 246,000 | $ 118,000 |
| Burlington County New Jersey | 23 | $ 5,480,000 | $ 238,000 | $ 95,000 |
| Montgomery County Pennsylvania | 23 | $ 5,179,000 | $ 225,000 | $ 98,000 |
| Baltimore City County Maryland | 22 | $ 2,636,000 | $ 119,000 | $ 50,000 |
| Orange County New York | 20 | $ 4,956,000 | $ 247,000 | $ 103,000 |
| Baltimore County Maryland | 18 | $ 3,314,000 | $ 184,000 | $ 60,000 |
| Monmouth County New Jersey | 18 | $ 6,007,000 | $ 333,000 | $ 256,000 |
| Albany County New York | 18 | $ 3,280,000 | $ 182,000 | $ 76,000 |
| Monroe County Pennsylvania | 18 | $ 2,020,000 | $ 112,000 | $ 63,000 |
| Volusia County Florida | 16 | $ 1,983,000 | $ 123,000 | $ 66,000 |
| Mineral County West Virginia | 14 | $ 1,742,000 | $ 124,000 | $ 73,000 |
| Bristol County Rhode Island | 13 | $ 4,530,000 | $ 348,000 | $ 123,000 |
| Contra Costa County California | 12 | $ 4,867,000 | $ 405,000 | $ 121,000 |
| Warren County New Jersey | 12 | $ 2,418,000 | $ 201,000 | $ 91,000 |
| Litchfield County Connecticut | 10 | $ 1,988,000 | $ 198,000 | $ 106,000 |
| Ocean County New Jersey | 10 | $ 1,904,000 | $ 190,000 | $ 103,000 |
| Hillsborough County Florida | 9 | $ 1,471,000 | $ 163,000 | $ 54,000 |
| Bristol County Massachusetts | 9 | $ 3,012,000 | $ 334,000 | $ 128,000 |
| Dutchess County New York | 9 | $ 2,673,000 | $ 297,000 | $ 92,000 |
| Berks County Pennsylvania | 9 | $ 1,612,000 | $ 179,000 | $ 154,000 |
| Philadelphia County Pennsylvania | 9 | $ 1,523,000 | $ 169,000 | $ 65,000 |
| Pasco County Florida | 8 | $ 1,376,000 | $ 172,000 | $ 65,000 |
| Hunterdon County New Jersey | 8 | $ 2,676,000 | $ 334,000 | $ 152,000 |
| New London County Connecticut | 7 | $ 1,365,000 | $ 195,000 | $ 98,000 |
| Ulster County New York | 6 | $ 962,000 | $ 160,000 | $ 106,000 |
| Chester County Pennsylvania | 6 | $ 1,556,000 | $ 259,000 | $ 81,000 |
| Norfolk County Massachusetts | 5 | $ 1,713,000 | $ 342,000 | $ 158,000 |
| Stafford County Virginia | 5 | $ 1,492,000 | $ 298,000 | $ 93,000 |
| Santa Clara County California | 4 | $ 2,372,000 | $ 593,000 | $ 206,000 |
| Camden County New Jersey | 4 | $ 521,000 | $ 130,000 | $ 49,000 |
| Cape May County New Jersey | 4 | $ 967,000 | $ 241,000 | $ 131,000 |
| Bronx County New York | 4 | $ 1,007,000 | $ 251,000 | $ 107,000 |
| Kings County New York | 4 | $ 2,554,000 | $ 638,000 | $ 129,000 |
| Queens County New York | 4 | $ 1,260,000 | $ 315,000 | $ 85,000 |
| Richmond County New York | 4 | $ 1,717,000 | $ 429,000 | $ 116,000 |
| Suffolk County New York | 4 | $ 1,458,000 | $ 364,000 | $ 184,000 |
| Schuylkill County Pennsylvania | 4 | $ 338,000 | $ 84,000 | $ 42,000 |
| Tulare County California | 3 | $ 531,000 | $ 177,000 | $ 55,000 |
| Worcester County Massachusetts | 3 | $ 671,000 | $ 223,000 | $ 81,000 |
| Luzerne County Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 50,000 |
| Fairfax County Virginia | 3 | $ 1,465,000 | $ 488,000 | $ 140,000 |
| Loudoun County Virginia | 3 | $ 1,190,000 | $ 396,000 | $ 181,000 |
| Sacramento County California | 2 | $ 301,000 | $ 150,000 | $ 151,000 |
| San Joaquin County California | 2 | $ 702,000 | $ 351,000 | $ 152,000 |
| Tolland County Connecticut | 2 | $ 285,000 | $ 142,000 | $ 65,000 |
| Windham County Connecticut | 2 | $ 456,000 | $ 228,000 | $ 78,000 |
| Lake County Florida | 2 | $ 291,000 | $ 145,000 | $ 143,000 |
| St. Johns County Florida | 2 | $ 563,000 | $ 281,000 | $ 102,000 |
| Anne Arundel County Maryland | 2 | $ 450,000 | $ 225,000 | $ 84,000 |
| Carroll County Maryland | 2 | $ 566,000 | $ 283,000 | $ 101,000 |
| Garrett County Maryland | 2 | $ 179,000 | $ 89,000 | $ 65,000 |
| Harford County Maryland | 2 | $ 690,000 | $ 345,000 | $ 105,000 |
| Essex County Massachusetts | 2 | $ 1,182,000 | $ 591,000 | $ 240,000 |
| Middlesex County Massachusetts | 2 | $ 1,059,000 | $ 529,000 | $ 243,000 |
| Gloucester County New Jersey | 2 | $ 434,000 | $ 217,000 | $ 85,000 |
| Herkimer County New York | 2 | $ 196,000 | $ 98,000 | $ 70,000 |
| Schoharie County New York | 2 | $ 322,000 | $ 161,000 | $ 91,000 |
| Allegheny County Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Pike County Pennsylvania | 2 | $ 159,000 | $ 79,000 | $ 114,000 |
| Hampshire County West Virginia | 2 | $ 417,000 | $ 208,000 | $ 102,000 |
| Amador County California | 1 | $ 338,000 | $ 338,000 | $ 286,000 |
| Kings County California | 1 | $ 290,000 | $ 290,000 | $ 128,000 |
| Los Angeles County California | 1 | $ 816,000 | $ 816,000 | $ 191,000 |
| Napa County California | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Orange County California | 1 | $ 465,000 | $ 465,000 | $ 121,000 |
| Placer County California | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Solano County California | 1 | $ 278,000 | $ 278,000 | $ 56,000 |
| Sutter County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Brevard County Florida | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Broward County Florida | 1 | $ 248,000 | $ 248,000 | $ 144,000 |
| Citrus County Florida | 1 | $ 93,000 | $ 93,000 | $ 74,000 |
| Collier County Florida | 1 | $ 569,000 | $ 569,000 | $ 316,000 |
| Flagler County Florida | 1 | $ 208,000 | $ 208,000 | $ 93,000 |
| Miami-Dade County Florida | 1 | $ 2,159,000 | $ 2,159,000 | $ 600,000 |
| Nassau County Florida | 1 | $ 204,000 | $ 204,000 | $ 80,000 |
| Sarasota County Florida | 1 | $ 78,000 | $ 78,000 | $ 155,000 |
| St. Lucie County Florida | 1 | $ 400,000 | $ 400,000 | $ 300,000 |
| Sumter County Florida | 1 | $ 168,000 | $ 168,000 | $ 59,000 |
| DeKalb County Georgia | 1 | $ 326,000 | $ 326,000 | $ 117,000 |
| Caroline County Maryland | 1 | $ 342,000 | $ 342,000 | $ 169,000 |
| Cecil County Maryland | 1 | $ 147,000 | $ 147,000 | $ 34,000 |
| Frederick County Maryland | 1 | $ 349,000 | $ 349,000 | $ 65,000 |
| Howard County Maryland | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Prince George's County Maryland | 1 | $ 217,000 | $ 217,000 | $ 61,000 |
| Queen Anne's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Somerset County Maryland | 1 | $ 299,000 | $ 299,000 | $ 69,000 |
| Washington County Maryland | 1 | $ 281,000 | $ 281,000 | $ 64,000 |
| Wicomico County Maryland | 1 | $ 61,000 | $ 61,000 | $ 20,000 |
| Worcester County Maryland | 1 | $ 272,000 | $ 272,000 | $ 173,000 |
| Hampshire County Massachusetts | 1 | $ 270,000 | $ 270,000 | $ 125,000 |
| Suffolk County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Greene County New York | 1 | $ 116,000 | $ 116,000 | $ 280,000 |
| Nassau County New York | 1 | $ 655,000 | $ 655,000 | $ 242,000 |
| New York County New York | 1 | $ 1,335,000 | $ 1,335,000 | $ 560,000 |
| Putnam County New York | 1 | $ 167,000 | $ 167,000 | $ 55,000 |
| Rensselaer County New York | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| Rockland County New York | 1 | $ 524,000 | $ 524,000 | $ 400,000 |
| Saratoga County New York | 1 | $ 167,000 | $ 167,000 | $ 115,000 |
| Sullivan County New York | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
| Bedford County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Butler County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 94,000 |
| Cumberland County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 83,000 |
| Delaware County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 136,000 |
| Franklin County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 57,000 |
| Snyder County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 69,000 |
| Somerset County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Wayne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 142,000 |
| York County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Alexandria County Virginia | 1 | $ 424,000 | $ 424,000 | $ 134,000 |
| Chesapeake County Virginia | 1 | $ 488,000 | $ 488,000 | $ 200,000 |
| Culpeper County Virginia | 1 | $ 243,000 | $ 243,000 | $ 62,000 |
| Lancaster County Virginia | 1 | $ 1,100,000 | $ 1,100,000 | $ 189,000 |
| Orange County Virginia | 1 | $ 142,000 | $ 142,000 | $ 100,000 |
| Prince William County Virginia | 1 | $ 187,000 | $ 187,000 | $ 88,000 |
| Spotsylvania County Virginia | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Warren County Virginia | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Grant County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Atlantic Home Loans, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,149 | $607,635,000 | $282,000 | $2,159,000 | $115,000 | $3,005,000 |
| Refinancing | 753 | $227,215,000 | $301,000 | $1,375,000 | $118,000 | $1,381,000 |
| Home Improvement | 21 | $4,221,000 | $201,000 | $636,000 | $81,000 | $321,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,939 | $554,919,000 | $286,000 | $2,159,000 | $118,000 | $3,005,000 |
| Not Provided | 597 | $175,385,000 | $293,000 | $1,628,000 | $119,000 | $1,540,000 |
| Black or African American | 136 | $27,392,000 | $201,000 | $592,000 | $70,000 | $228,000 |
| Asian | 121 | $47,654,000 | $393,000 | $994,000 | $151,000 | $455,000 |
| Hispanic | 119 | $30,385,000 | $255,000 | $919,000 | $83,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,553,000 | $364,000 | $619,000 | $93,000 | $154,000 |
| American Indian or Alaskan Native | 4 | $783,000 | $195,000 | $379,000 | $56,000 | $80,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,838 | $595,845,000 | $324,000 | $2,159,000 | $142,000 | $3,005,000 |
| FHA-insured (Federal Housing Administration) | 799 | $184,154,000 | $230,000 | $728,000 | $72,000 | $414,000 |
| VA-guaranteed (Veterans Administration) | 144 | $36,381,000 | $252,000 | $740,000 | $78,000 | $357,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 142 | $22,691,000 | $159,000 | $306,000 | $52,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,281 | $651,919,000 | $285,000 | $2,159,000 | $115,000 | $3,005,000 |
| Application Withdrawn By Applicant | 473 | $141,799,000 | $299,000 | $1,628,000 | $125,000 | $1,540,000 |
| Application Denied By Financial Institution | 151 | $39,126,000 | $259,000 | $1,650,000 | $94,000 | $483,000 |
| Application Approved But Not Accepted | 9 | $3,618,000 | $402,000 | $626,000 | $158,000 | $434,000 |
| File Closed For Incompleteness | 9 | $2,609,000 | $289,000 | $728,000 | $124,000 | $473,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $162,000 | $162,000 | $162,000 | $47,000 | $47,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Home Loans, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.