Atlantic Union Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Atlantic Union Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Atlantic Union Bank
1051 East Cary Street, Suite 1200
Glen Allen, VA 23219
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 3,975
Total Mortgage Loan Application Amount $551,635,000
Average Mortgage Loan Application Amount $199,833
Highest Mortgage Loan Application Amount $14,575,000
Average Applicant Income $119,000
Highest Applicant Income $3,106,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Atlantic Union Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Union Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Atlantic Union Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Union Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Atlantic Union Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Union Bank's mortgage activity for 2018.

Mortgage Loan Application Totals for Atlantic Union Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chesterfield County Virginia 258 $ 26,830,000 $ 103,000 $ 98,000
Henrico County Virginia 254 $ 26,650,000 $ 104,000 $ 116,000
Hanover County Virginia 213 $ 24,715,000 $ 116,000 $ 113,000
Augusta County Virginia 200 $ 18,000,000 $ 90,000 $ 68,000
Richmond City County Virginia 187 $ 46,995,000 $ 251,000 $ 134,000
Spotsylvania County Virginia 146 $ 14,070,000 $ 96,000 $ 104,000
Montgomery County Virginia 129 $ 13,145,000 $ 101,000 $ 95,000
Albemarle County Virginia 109 $ 25,035,000 $ 229,000 $ 109,000
Roanoke County Virginia 108 $ 9,870,000 $ 91,000 $ 85,000
Bedford County Virginia 103 $ 8,255,000 $ 80,000 $ 81,000
Caroline County Virginia 98 $ 10,100,000 $ 103,000 $ 69,000
Orange County Virginia 89 $ 8,335,000 $ 93,000 $ 88,000
Virginia Beach County Virginia 78 $ 28,270,000 $ 362,000 $ 176,000
Culpeper County Virginia 65 $ 6,845,000 $ 105,000 $ 72,000
Westmoreland County Virginia 65 $ 7,605,000 $ 117,000 $ 117,000
Staunton County Virginia 57 $ 3,995,000 $ 70,000 $ 66,000
Chesapeake County Virginia 55 $ 6,545,000 $ 119,000 $ 90,000
Rockingham County Virginia 50 $ 8,390,000 $ 167,000 $ 101,000
Pulaski County Virginia 47 $ 2,845,000 $ 60,000 $ 52,000
Richmond County Virginia 47 $ 3,495,000 $ 74,000 $ 88,000
Floyd County Virginia 46 $ 3,190,000 $ 69,000 $ 59,000
Franklin County Virginia 46 $ 4,710,000 $ 102,000 $ 60,000
Stafford County Virginia 44 $ 8,120,000 $ 184,000 $ 157,000
Madison County Virginia 42 $ 4,760,000 $ 113,000 $ 92,000
Nelson County Virginia 41 $ 3,415,000 $ 83,000 $ 70,000
Fairfax County Virginia 40 $ 15,230,000 $ 380,000 $ 170,000
Newport News County Virginia 39 $ 4,965,000 $ 127,000 $ 112,000
Roanoke City County Virginia 39 $ 3,055,000 $ 78,000 $ 77,000
Charlottesville County Virginia 38 $ 5,630,000 $ 148,000 $ 137,000
Rappahannock County Virginia 38 $ 8,200,000 $ 215,000 $ 109,000
Salem County Virginia 38 $ 4,120,000 $ 108,000 $ 97,000
Hampton County Virginia 37 $ 4,035,000 $ 109,000 $ 59,000
Rockbridge County Virginia 36 $ 2,660,000 $ 73,000 $ 73,000
Fluvanna County Virginia 33 $ 3,165,000 $ 95,000 $ 92,000
James City County Virginia 32 $ 4,930,000 $ 154,000 $ 104,000
Lancaster County Virginia 31 $ 2,545,000 $ 82,000 $ 80,000
Louisa County Virginia 30 $ 2,580,000 $ 86,000 $ 90,000
Fredericksburg County Virginia 29 $ 9,865,000 $ 340,000 $ 157,000
Accomack County Virginia 28 $ 2,590,000 $ 92,000 $ 72,000
King George County Virginia 28 $ 5,820,000 $ 207,000 $ 82,000
Norfolk County Virginia 28 $ 8,920,000 $ 318,000 $ 252,000
Warren County Virginia 28 $ 2,950,000 $ 105,000 $ 84,000
Goochland County Virginia 27 $ 8,425,000 $ 312,000 $ 116,000
Lynchburg County Virginia 25 $ 4,365,000 $ 174,000 $ 101,000
Waynesboro County Virginia 25 $ 1,775,000 $ 71,000 $ 72,000
Wythe County Virginia 24 $ 1,810,000 $ 75,000 $ 68,000
Essex County Virginia 23 $ 2,505,000 $ 108,000 $ 60,000
Northumberland County Virginia 23 $ 1,745,000 $ 75,000 $ 72,000
Dare County North Carolina 22 $ 4,540,000 $ 206,000 $ 131,000
Wake County North Carolina 22 $ 7,640,000 $ 347,000 $ 246,000
Northampton County Virginia 22 $ 2,250,000 $ 102,000 $ 48,000
Fauquier County Virginia 21 $ 4,805,000 $ 228,000 $ 196,000
Giles County Virginia 21 $ 875,000 $ 41,000 $ 52,000
Portsmouth County Virginia 21 $ 3,465,000 $ 165,000 $ 109,000
Prince William County Virginia 21 $ 5,465,000 $ 260,000 $ 161,000
Suffolk County Virginia 21 $ 2,855,000 $ 135,000 $ 98,000
York County Virginia 19 $ 2,845,000 $ 149,000 $ 130,000
Frederick County Virginia 17 $ 1,075,000 $ 63,000 $ 93,000
Harrisonburg County Virginia 16 $ 2,340,000 $ 146,000 $ 127,000
King William County Virginia 16 $ 1,670,000 $ 104,000 $ 78,000
Alleghany County Virginia 15 $ 1,055,000 $ 70,000 $ 57,000
Campbell County Virginia 15 $ 785,000 $ 52,000 $ 84,000
Greene County Virginia 14 $ 1,340,000 $ 95,000 $ 117,000
Loudoun County Virginia 13 $ 2,615,000 $ 201,000 $ 344,000
Currituck County North Carolina 12 $ 2,610,000 $ 217,000 $ 84,000
Buena Vista County Virginia 12 $ 510,000 $ 42,000 $ 54,000
Colonial Heights County Virginia 12 $ 880,000 $ 73,000 $ 62,000
Gloucester County Virginia 12 $ 2,090,000 $ 174,000 $ 43,000
Powhatan County Virginia 12 $ 1,450,000 $ 120,000 $ 89,000
Mecklenburg County North Carolina 11 $ 2,105,000 $ 191,000 $ 0
Covington County Virginia 10 $ 380,000 $ 38,000 $ 42,000
King and Queen County Virginia 9 $ 1,375,000 $ 152,000 $ 83,000
Wicomico County Maryland 8 $ 600,000 $ 75,000 $ 142,000
Union County North Carolina 8 $ 1,270,000 $ 158,000 $ 0
Alexandria County Virginia 8 $ 3,110,000 $ 388,000 $ 163,000
Botetourt County Virginia 8 $ 1,240,000 $ 155,000 $ 147,000
Radford County Virginia 8 $ 860,000 $ 107,000 $ 71,000
District of Columbia County District Of Columbia 7 $ 3,575,000 $ 510,000 $ 301,000
Montgomery County Maryland 7 $ 1,285,000 $ 183,000 $ 0
Chowan County North Carolina 7 $ 305,000 $ 43,000 $ 37,000
Amelia County Virginia 7 $ 1,135,000 $ 162,000 $ 68,000
Anne Arundel County Maryland 6 $ 1,080,000 $ 180,000 $ 27,000
Durham County North Carolina 6 $ 1,290,000 $ 215,000 $ 35,000
Amherst County Virginia 6 $ 330,000 $ 55,000 $ 57,000
Middlesex County Virginia 6 $ 2,420,000 $ 403,000 $ 101,000
New Kent County Virginia 6 $ 1,100,000 $ 183,000 $ 167,000
Page County Virginia 6 $ 400,000 $ 66,000 $ 64,000
Williamsburg County Virginia 6 $ 1,860,000 $ 310,000 $ 147,000
Worcester County Maryland 5 $ 865,000 $ 173,000 $ 110,000
Gates County North Carolina 5 $ 395,000 $ 79,000 $ 38,000
Pasquotank County North Carolina 5 $ 415,000 $ 83,000 $ 74,000
Isle of Wight County Virginia 5 $ 1,925,000 $ 385,000 $ 135,000
Shenandoah County Virginia 5 $ 185,000 $ 37,000 $ 72,000
Baltimore County Maryland 4 $ 900,000 $ 225,000 $ 14,000
Prince George's County Maryland 4 $ 270,000 $ 67,000 $ 0
Arlington County Virginia 4 $ 2,500,000 $ 625,000 $ 138,000
Buckingham County Virginia 4 $ 180,000 $ 45,000 $ 52,000
Petersburg County Virginia 4 $ 260,000 $ 65,000 $ 55,000
Prince Edward County Virginia 4 $ 270,000 $ 67,000 $ 99,000
Prince George County Virginia 4 $ 440,000 $ 110,000 $ 170,000
Southampton County Virginia 4 $ 330,000 $ 82,000 $ 77,000
Surry County Virginia 4 $ 410,000 $ 102,000 $ 120,000
Winchester County Virginia 4 $ 880,000 $ 220,000 $ 76,000
Baltimore City County Maryland 3 $ 595,000 $ 198,000 $ 0
Carroll County Maryland 3 $ 265,000 $ 88,000 $ 0
Frederick County Maryland 3 $ 165,000 $ 55,000 $ 0
Queen Anne's County Maryland 3 $ 305,000 $ 101,000 $ 0
Somerset County Maryland 3 $ 195,000 $ 65,000 $ 59,000
Cabarrus County North Carolina 3 $ 525,000 $ 175,000 $ 0
Iredell County North Carolina 3 $ 625,000 $ 208,000 $ 0
Perquimans County North Carolina 3 $ 125,000 $ 41,000 $ 71,000
Washington County North Carolina 3 $ 125,000 $ 41,000 $ 34,000
Carroll County Virginia 3 $ 155,000 $ 51,000 $ 54,000
Greensville County Virginia 3 $ 205,000 $ 68,000 $ 91,000
Highland County Virginia 3 $ 535,000 $ 178,000 $ 94,000
Lexington County Virginia 3 $ 665,000 $ 221,000 $ 95,000
Mathews County Virginia 3 $ 325,000 $ 108,000 $ 306,000
Poquoson County Virginia 3 $ 1,855,000 $ 618,000 $ 52,000
Cecil County Maryland 2 $ 550,000 $ 275,000 $ 0
Harford County Maryland 2 $ 130,000 $ 65,000 $ 0
St. Mary's County Maryland 2 $ 120,000 $ 60,000 $ 0
Alamance County North Carolina 2 $ 960,000 $ 480,000 $ 0
Brunswick County North Carolina 2 $ 130,000 $ 65,000 $ 0
Gaston County North Carolina 2 $ 210,000 $ 105,000 $ 0
Henderson County North Carolina 2 $ 200,000 $ 100,000 $ 0
New Hanover County North Carolina 2 $ 3,390,000 $ 1,695,000 $ 0
Orange County North Carolina 2 $ 1,540,000 $ 770,000 $ 0
Pender County North Carolina 2 $ 620,000 $ 310,000 $ 0
Richland County South Carolina 2 $ 880,000 $ 440,000 $ 0
Appomattox County Virginia 2 $ 40,000 $ 20,000 $ 68,000
Bath County Virginia 2 $ 270,000 $ 135,000 $ 48,000
Charles City County Virginia 2 $ 700,000 $ 350,000 $ 294,000
Dinwiddie County Virginia 2 $ 130,000 $ 65,000 $ 123,000
Hopewell County Virginia 2 $ 130,000 $ 65,000 $ 46,000
Martinsville County Virginia 2 $ 50,000 $ 25,000 $ 42,000
Hillsborough County Florida 1 $ 505,000 $ 505,000 $ 89,000
Palm Beach County Florida 1 $ 4,415,000 $ 4,415,000 $ 2,421,000
Richmond County Georgia 1 $ 305,000 $ 305,000 $ 0
Calvert County Maryland 1 $ 75,000 $ 75,000 $ 0
Charles County Maryland 1 $ 15,000 $ 15,000 $ 26,000
Garrett County Maryland 1 $ 65,000 $ 65,000 $ 82,000
Howard County Maryland 1 $ 65,000 $ 65,000 $ 0
Talbot County Maryland 1 $ 35,000 $ 35,000 $ 0
Washington County Maryland 1 $ 35,000 $ 35,000 $ 0
Caldwell County North Carolina 1 $ 75,000 $ 75,000 $ 0
Catawba County North Carolina 1 $ 55,000 $ 55,000 $ 0
Columbus County North Carolina 1 $ 55,000 $ 55,000 $ 0
Davie County North Carolina 1 $ 45,000 $ 45,000 $ 0
Guilford County North Carolina 1 $ 195,000 $ 195,000 $ 58,000
Hyde County North Carolina 1 $ 115,000 $ 115,000 $ 82,000
Johnston County North Carolina 1 $ 45,000 $ 45,000 $ 191,000
Lincoln County North Carolina 1 $ 75,000 $ 75,000 $ 0
Person County North Carolina 1 $ 615,000 $ 615,000 $ 0
Pitt County North Carolina 1 $ 25,000 $ 25,000 $ 0
Stokes County North Carolina 1 $ 145,000 $ 145,000 $ 0
Warren County North Carolina 1 $ 185,000 $ 185,000 $ 0
Adams County Pennsylvania 1 $ 205,000 $ 205,000 $ 314,000
Beaufort County South Carolina 1 $ 185,000 $ 185,000 $ 0
Fairfield County South Carolina 1 $ 95,000 $ 95,000 $ 0
Horry County South Carolina 1 $ 425,000 $ 425,000 $ 0
Lexington County South Carolina 1 $ 395,000 $ 395,000 $ 0
York County South Carolina 1 $ 315,000 $ 315,000 $ 0
Bland County Virginia 1 $ 55,000 $ 55,000 $ 55,000
Brunswick County Virginia 1 $ 45,000 $ 45,000 $ 13,000
Charlotte County Virginia 1 $ 105,000 $ 105,000 $ 175,000
Clarke County Virginia 1 $ 85,000 $ 85,000 $ 58,000
Craig County Virginia 1 $ 55,000 $ 55,000 $ 25,000
Cumberland County Virginia 1 $ 25,000 $ 25,000 $ 74,000
Danville County Virginia 1 $ 255,000 $ 255,000 $ 0
Falls Church County Virginia 1 $ 55,000 $ 55,000 $ 65,000
Henry County Virginia 1 $ 55,000 $ 55,000 $ 0
Manassas County Virginia 1 $ 95,000 $ 95,000 $ 0

Mortgage Loan Application Detail Totals for Atlantic Union Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 1,806 $159,820,000 $88,000 $2,005,000 $93,000 $1,710,000
Home Improvement 851 $68,765,000 $80,000 $2,505,000 $101,000 $3,106,000
Refinancing 757 $146,395,000 $193,000 $14,575,000 $98,000 $2,421,000
Home Purchase 364 $106,580,000 $292,000 $8,445,000 $189,000 $1,972,000
Not Applicable 194 $69,510,000 $358,000 $1,315,000 $233,000 $233,000
Cash-out Refinancing 3 $565,000 $188,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,867 $269,245,000 $93,000 $4,415,000 $99,000 $3,106,000
Not applicable 694 $249,530,000 $359,000 $14,575,000 $0 $0
Black or African American 198 $14,350,000 $72,000 $2,505,000 $74,000 $900,000
Hispanic 70 $4,910,000 $70,000 $245,000 $109,000 $630,000
Not Provided 68 $5,550,000 $81,000 $455,000 $112,000 $1,164,000
Asian 59 $6,375,000 $108,000 $335,000 $112,000 $642,000
American Indian or Alaskan Native 14 $1,460,000 $104,000 $555,000 $78,000 $276,000
Native Hawaiian or Other Pacific Islander 1 $45,000 $45,000 $45,000 $34,000 $34,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,975 $551,635,000 $138,000 $14,575,000 $98,000 $3,106,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,155 $297,245,000 $137,000 $14,575,000 $108,000 $2,421,000
Application Denied By Financial Institution 1,106 $81,660,000 $73,000 $2,505,000 $79,000 $3,106,000
Loan Purchased By The Institution 439 $145,945,000 $332,000 $2,815,000 $0 $0
Application Withdrawn By Applicant 272 $26,170,000 $96,000 $1,005,000 $109,000 $1,632,000
Application Approved But Not Accepted 3 $615,000 $205,000 $305,000 $100,000 $100,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,869 $469,975,000 $163,000 $14,575,000 $108,000 $2,421,000
Debt-To-Income Ratio 596 $50,430,000 $84,000 $605,000 $57,000 $371,000
Credit History 249 $10,635,000 $42,000 $255,000 $72,000 $300,000
Collateral 173 $11,295,000 $65,000 $305,000 $102,000 $324,000
Unverifiable Information 68 $5,980,000 $87,000 $405,000 $232,000 $3,106,000
Employment History 16 $630,000 $39,000 $95,000 $49,000 $96,000
Other 4 $2,690,000 $672,000 $2,505,000 $477,000 $900,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Union Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Atlantic Union Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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