Atlantic Union Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Atlantic Union Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Union Bank 1051 East Cary Street, Suite 1200 Glen Allen, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 7,695 |
| Total Mortgage Loan Application Amount | $1,828,975,000 |
| Average Mortgage Loan Application Amount | $236,800 |
| Highest Mortgage Loan Application Amount | $18,005,000 |
| Average Applicant Income | $127,600 |
| Highest Applicant Income | $2,882,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Atlantic Union Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Union Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Atlantic Union Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Union Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Union Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Union Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 362 | $ 83,280,000 | $ 230,000 | $ 125,000 |
| Chesterfield County Virginia | 344 | $ 54,340,000 | $ 157,000 | $ 108,000 |
| Hanover County Virginia | 267 | $ 43,615,000 | $ 163,000 | $ 113,000 |
| Loudoun County Virginia | 227 | $ 85,665,000 | $ 377,000 | $ 234,000 |
| Fairfax County Virginia | 225 | $ 100,305,000 | $ 445,000 | $ 248,000 |
| Richmond City County Virginia | 221 | $ 73,525,000 | $ 332,000 | $ 193,000 |
| Spotsylvania County Virginia | 209 | $ 42,755,000 | $ 204,000 | $ 133,000 |
| Augusta County Virginia | 206 | $ 25,640,000 | $ 124,000 | $ 74,000 |
| Bedford County Virginia | 173 | $ 27,745,000 | $ 160,000 | $ 88,000 |
| Virginia Beach County Virginia | 173 | $ 50,495,000 | $ 291,000 | $ 164,000 |
| Montgomery County Virginia | 144 | $ 25,810,000 | $ 179,000 | $ 121,000 |
| Caroline County Virginia | 139 | $ 21,875,000 | $ 157,000 | $ 83,000 |
| Roanoke County Virginia | 133 | $ 21,555,000 | $ 162,000 | $ 95,000 |
| Mercer County West Virginia | 128 | $ 16,950,000 | $ 132,000 | $ 59,000 |
| Tazewell County Virginia | 125 | $ 19,185,000 | $ 153,000 | $ 66,000 |
| Prince William County Virginia | 119 | $ 39,265,000 | $ 329,000 | $ 128,000 |
| Fulton County Georgia | 109 | $ 45,815,000 | $ 420,000 | $ 184,000 |
| Davidson County Tennessee | 108 | $ 44,850,000 | $ 415,000 | $ 150,000 |
| Albemarle County Virginia | 104 | $ 24,380,000 | $ 234,000 | $ 184,000 |
| Cobb County Georgia | 101 | $ 37,815,000 | $ 374,000 | $ 143,000 |
| Chesapeake County Virginia | 98 | $ 16,700,000 | $ 170,000 | $ 106,000 |
| Culpeper County Virginia | 97 | $ 18,775,000 | $ 193,000 | $ 96,000 |
| Orange County Virginia | 91 | $ 13,295,000 | $ 146,000 | $ 95,000 |
| Stafford County Virginia | 91 | $ 21,955,000 | $ 241,000 | $ 159,000 |
| Accomack County Virginia | 89 | $ 11,485,000 | $ 129,000 | $ 85,000 |
| Fauquier County Virginia | 83 | $ 31,385,000 | $ 378,000 | $ 180,000 |
| Rockingham County Virginia | 82 | $ 14,620,000 | $ 178,000 | $ 128,000 |
| Pulaski County Virginia | 79 | $ 9,495,000 | $ 120,000 | $ 69,000 |
| DeKalb County Georgia | 77 | $ 38,365,000 | $ 498,000 | $ 182,000 |
| Roanoke City County Virginia | 74 | $ 11,500,000 | $ 155,000 | $ 73,000 |
| Fluvanna County Virginia | 69 | $ 9,495,000 | $ 137,000 | $ 87,000 |
| Westmoreland County Virginia | 65 | $ 10,565,000 | $ 162,000 | $ 105,000 |
| Franklin County Virginia | 62 | $ 12,910,000 | $ 208,000 | $ 108,000 |
| Norfolk County Virginia | 58 | $ 18,020,000 | $ 310,000 | $ 110,000 |
| Staunton County Virginia | 56 | $ 5,790,000 | $ 103,000 | $ 71,000 |
| Warren County Virginia | 52 | $ 7,390,000 | $ 142,000 | $ 112,000 |
| Floyd County Virginia | 51 | $ 7,105,000 | $ 139,000 | $ 75,000 |
| Madison County Virginia | 51 | $ 8,605,000 | $ 168,000 | $ 90,000 |
| Montgomery County Maryland | 49 | $ 24,885,000 | $ 507,000 | $ 236,000 |
| Dare County North Carolina | 49 | $ 14,545,000 | $ 296,000 | $ 155,000 |
| Powhatan County Virginia | 47 | $ 8,345,000 | $ 177,000 | $ 126,000 |
| Rappahannock County Virginia | 47 | $ 10,925,000 | $ 232,000 | $ 115,000 |
| Currituck County North Carolina | 46 | $ 20,090,000 | $ 436,000 | $ 154,000 |
| Arlington County Virginia | 46 | $ 26,520,000 | $ 576,000 | $ 285,000 |
| Suffolk County Virginia | 46 | $ 9,360,000 | $ 203,000 | $ 105,000 |
| Salem County Virginia | 45 | $ 6,275,000 | $ 139,000 | $ 69,000 |
| Northumberland County Virginia | 44 | $ 7,470,000 | $ 169,000 | $ 117,000 |
| Goochland County Virginia | 43 | $ 9,545,000 | $ 221,000 | $ 167,000 |
| Newport News County Virginia | 43 | $ 7,155,000 | $ 166,000 | $ 100,000 |
| Marion County Indiana | 42 | $ 10,270,000 | $ 244,000 | $ 114,000 |
| Fredericksburg County Virginia | 42 | $ 12,870,000 | $ 306,000 | $ 250,000 |
| James City County Virginia | 42 | $ 7,830,000 | $ 186,000 | $ 112,000 |
| Wythe County Virginia | 41 | $ 3,745,000 | $ 91,000 | $ 55,000 |
| Richmond County Virginia | 39 | $ 4,145,000 | $ 106,000 | $ 62,000 |
| Essex County Virginia | 38 | $ 5,790,000 | $ 152,000 | $ 80,000 |
| King George County Virginia | 38 | $ 11,580,000 | $ 304,000 | $ 167,000 |
| Nelson County Virginia | 38 | $ 5,540,000 | $ 145,000 | $ 73,000 |
| Washington County Maryland | 37 | $ 7,695,000 | $ 207,000 | $ 64,000 |
| Louisa County Virginia | 37 | $ 7,485,000 | $ 202,000 | $ 110,000 |
| Rockbridge County Virginia | 37 | $ 5,605,000 | $ 151,000 | $ 123,000 |
| Waynesboro County Virginia | 37 | $ 3,335,000 | $ 90,000 | $ 71,000 |
| Berkeley County West Virginia | 37 | $ 8,625,000 | $ 233,000 | $ 117,000 |
| Botetourt County Virginia | 36 | $ 7,350,000 | $ 204,000 | $ 114,000 |
| Northampton County Virginia | 33 | $ 7,105,000 | $ 215,000 | $ 108,000 |
| District of Columbia County District Of Columbia | 32 | $ 26,380,000 | $ 824,000 | $ 271,000 |
| Prince George's County Maryland | 32 | $ 8,520,000 | $ 266,000 | $ 128,000 |
| Frederick County Virginia | 31 | $ 7,055,000 | $ 227,000 | $ 139,000 |
| Hampton County Virginia | 31 | $ 7,265,000 | $ 234,000 | $ 271,000 |
| Harrisonburg County Virginia | 31 | $ 3,925,000 | $ 126,000 | $ 92,000 |
| Lynchburg County Virginia | 31 | $ 5,815,000 | $ 187,000 | $ 129,000 |
| Pasquotank County North Carolina | 30 | $ 3,600,000 | $ 120,000 | $ 73,000 |
| Wake County North Carolina | 28 | $ 9,110,000 | $ 325,000 | $ 161,000 |
| Alleghany County Virginia | 28 | $ 2,550,000 | $ 91,000 | $ 77,000 |
| Charlottesville County Virginia | 28 | $ 6,960,000 | $ 248,000 | $ 110,000 |
| King William County Virginia | 27 | $ 4,075,000 | $ 150,000 | $ 94,000 |
| Cherokee County Georgia | 25 | $ 8,035,000 | $ 321,000 | $ 109,000 |
| Hamilton County Indiana | 25 | $ 6,685,000 | $ 267,000 | $ 113,000 |
| Lancaster County Virginia | 25 | $ 3,495,000 | $ 139,000 | $ 86,000 |
| Gwinnett County Georgia | 24 | $ 8,340,000 | $ 347,000 | $ 95,000 |
| Anne Arundel County Maryland | 24 | $ 9,240,000 | $ 385,000 | $ 250,000 |
| Franklin County Pennsylvania | 24 | $ 4,510,000 | $ 187,000 | $ 91,000 |
| Williamson County Tennessee | 23 | $ 17,295,000 | $ 751,000 | $ 217,000 |
| Frederick County Maryland | 20 | $ 5,010,000 | $ 250,000 | $ 94,000 |
| Horry County South Carolina | 18 | $ 3,980,000 | $ 221,000 | $ 119,000 |
| Rutherford County Tennessee | 18 | $ 6,230,000 | $ 346,000 | $ 91,000 |
| Radford County Virginia | 17 | $ 2,325,000 | $ 136,000 | $ 93,000 |
| Paulding County Georgia | 16 | $ 4,080,000 | $ 255,000 | $ 75,000 |
| Baltimore City County Maryland | 16 | $ 2,700,000 | $ 168,000 | $ 174,000 |
| Giles County Virginia | 16 | $ 1,360,000 | $ 85,000 | $ 53,000 |
| Gloucester County Virginia | 16 | $ 5,390,000 | $ 336,000 | $ 152,000 |
| Portsmouth County Virginia | 16 | $ 2,820,000 | $ 176,000 | $ 87,000 |
| York County Virginia | 16 | $ 6,720,000 | $ 420,000 | $ 230,000 |
| Campbell County Virginia | 15 | $ 1,355,000 | $ 90,000 | $ 48,000 |
| Worcester County Maryland | 14 | $ 2,120,000 | $ 151,000 | $ 92,000 |
| Petersburg County Virginia | 14 | $ 1,890,000 | $ 135,000 | $ 148,000 |
| Washington County Virginia | 14 | $ 2,910,000 | $ 207,000 | $ 73,000 |
| Carroll County Georgia | 13 | $ 2,805,000 | $ 215,000 | $ 84,000 |
| Sullivan County Tennessee | 13 | $ 2,335,000 | $ 179,000 | $ 69,000 |
| Covington County Virginia | 13 | $ 615,000 | $ 47,000 | $ 59,000 |
| Mathews County Virginia | 13 | $ 2,385,000 | $ 183,000 | $ 208,000 |
| Russell County Virginia | 13 | $ 1,805,000 | $ 138,000 | $ 45,000 |
| Douglas County Georgia | 12 | $ 2,990,000 | $ 249,000 | $ 76,000 |
| Dickson County Tennessee | 12 | $ 3,380,000 | $ 281,000 | $ 95,000 |
| Carroll County Virginia | 12 | $ 1,320,000 | $ 110,000 | $ 66,000 |
| New Kent County Virginia | 12 | $ 2,800,000 | $ 233,000 | $ 98,000 |
| Baltimore County Maryland | 11 | $ 3,155,000 | $ 286,000 | $ 134,000 |
| Camden County North Carolina | 11 | $ 1,485,000 | $ 135,000 | $ 58,000 |
| Bath County Virginia | 11 | $ 925,000 | $ 84,000 | $ 75,000 |
| Greene County Virginia | 11 | $ 1,935,000 | $ 175,000 | $ 98,000 |
| King and Queen County Virginia | 11 | $ 2,075,000 | $ 188,000 | $ 87,000 |
| Middlesex County Virginia | 11 | $ 2,265,000 | $ 205,000 | $ 155,000 |
| Wicomico County Maryland | 10 | $ 1,270,000 | $ 127,000 | $ 150,000 |
| Sumner County Tennessee | 10 | $ 4,400,000 | $ 440,000 | $ 134,000 |
| Colonial Heights County Virginia | 10 | $ 670,000 | $ 67,000 | $ 89,000 |
| Sussex County Delaware | 9 | $ 3,165,000 | $ 351,000 | $ 330,000 |
| Howard County Maryland | 9 | $ 1,935,000 | $ 215,000 | $ 212,000 |
| Chowan County North Carolina | 9 | $ 1,585,000 | $ 176,000 | $ 117,000 |
| Cheatham County Tennessee | 9 | $ 2,525,000 | $ 280,000 | $ 97,000 |
| Wilson County Tennessee | 9 | $ 3,015,000 | $ 335,000 | $ 100,000 |
| Alexandria County Virginia | 9 | $ 4,625,000 | $ 513,000 | $ 230,000 |
| Hillsborough County Florida | 8 | $ 2,380,000 | $ 297,000 | $ 135,000 |
| Haralson County Georgia | 8 | $ 1,750,000 | $ 218,000 | $ 61,000 |
| Amelia County Virginia | 8 | $ 1,030,000 | $ 128,000 | $ 83,000 |
| Charles City County Virginia | 8 | $ 1,040,000 | $ 130,000 | $ 62,000 |
| Craig County Virginia | 8 | $ 550,000 | $ 68,000 | $ 98,000 |
| Dinwiddie County Virginia | 8 | $ 1,300,000 | $ 162,000 | $ 75,000 |
| Manassas County Virginia | 8 | $ 2,400,000 | $ 300,000 | $ 124,000 |
| Maricopa County Arizona | 7 | $ 3,605,000 | $ 515,000 | $ 142,000 |
| Palm Beach County Florida | 7 | $ 2,695,000 | $ 385,000 | $ 546,000 |
| Bartow County Georgia | 7 | $ 1,495,000 | $ 213,000 | $ 56,000 |
| Forsyth County Georgia | 7 | $ 2,535,000 | $ 362,000 | $ 129,000 |
| Carroll County Maryland | 7 | $ 1,315,000 | $ 187,000 | $ 107,000 |
| Charles County Maryland | 7 | $ 2,415,000 | $ 345,000 | $ 102,000 |
| Charleston County South Carolina | 7 | $ 3,745,000 | $ 535,000 | $ 235,000 |
| Bristol County Virginia | 7 | $ 1,045,000 | $ 149,000 | $ 50,000 |
| Buena Vista County Virginia | 7 | $ 635,000 | $ 90,000 | $ 46,000 |
| Clarke County Virginia | 7 | $ 1,415,000 | $ 202,000 | $ 102,000 |
| Jefferson County West Virginia | 7 | $ 1,045,000 | $ 149,000 | $ 75,000 |
| Sarasota County Florida | 6 | $ 2,290,000 | $ 381,000 | $ 501,000 |
| Perquimans County North Carolina | 6 | $ 770,000 | $ 128,000 | $ 156,000 |
| Montgomery County Tennessee | 6 | $ 1,620,000 | $ 270,000 | $ 88,000 |
| Hays County Texas | 6 | $ 1,590,000 | $ 265,000 | $ 71,000 |
| Amherst County Virginia | 6 | $ 620,000 | $ 103,000 | $ 81,000 |
| Cumberland County Virginia | 6 | $ 770,000 | $ 128,000 | $ 47,000 |
| Isle of Wight County Virginia | 6 | $ 2,000,000 | $ 333,000 | $ 86,000 |
| Williamsburg County Virginia | 6 | $ 2,070,000 | $ 345,000 | $ 110,000 |
| Raleigh County West Virginia | 6 | $ 760,000 | $ 126,000 | $ 60,000 |
| Jefferson County Alabama | 5 | $ 1,125,000 | $ 225,000 | $ 70,000 |
| Henry County Georgia | 5 | $ 1,205,000 | $ 241,000 | $ 84,000 |
| Hancock County Indiana | 5 | $ 1,225,000 | $ 245,000 | $ 106,000 |
| Buncombe County North Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 74,000 |
| Mecklenburg County North Carolina | 5 | $ 2,995,000 | $ 599,000 | $ 1,856,000 |
| Robertson County Tennessee | 5 | $ 1,265,000 | $ 253,000 | $ 94,000 |
| Buchanan County Virginia | 5 | $ 605,000 | $ 121,000 | $ 48,000 |
| Greensville County Virginia | 5 | $ 485,000 | $ 97,000 | $ 64,000 |
| Manassas Park County Virginia | 5 | $ 1,115,000 | $ 223,000 | $ 75,000 |
| Page County Virginia | 5 | $ 405,000 | $ 81,000 | $ 51,000 |
| Patrick County Virginia | 5 | $ 1,045,000 | $ 209,000 | $ 218,000 |
| Poquoson County Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 85,000 |
| Sussex County Virginia | 5 | $ 455,000 | $ 91,000 | $ 40,000 |
| Winchester County Virginia | 5 | $ 315,000 | $ 63,000 | $ 74,000 |
| Brevard County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 87,000 |
| Orange County Florida | 4 | $ 2,050,000 | $ 512,000 | $ 211,000 |
| Fayette County Georgia | 4 | $ 1,480,000 | $ 370,000 | $ 187,000 |
| Hall County Georgia | 4 | $ 1,580,000 | $ 395,000 | $ 86,000 |
| Newton County Georgia | 4 | $ 980,000 | $ 245,000 | $ 81,000 |
| Pickens County Georgia | 4 | $ 920,000 | $ 230,000 | $ 74,000 |
| Rockdale County Georgia | 4 | $ 1,450,000 | $ 362,000 | $ 91,000 |
| Cook County Illinois | 4 | $ 1,120,000 | $ 280,000 | $ 455,000 |
| Queen Anne's County Maryland | 4 | $ 1,110,000 | $ 277,000 | $ 148,000 |
| Brunswick County North Carolina | 4 | $ 1,450,000 | $ 362,000 | $ 190,000 |
| Gates County North Carolina | 4 | $ 370,000 | $ 92,000 | $ 40,000 |
| Guilford County North Carolina | 4 | $ 370,000 | $ 92,000 | $ 0 |
| Hyde County North Carolina | 4 | $ 450,000 | $ 112,000 | $ 83,000 |
| Onslow County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 96,000 |
| Orange County North Carolina | 4 | $ 2,420,000 | $ 605,000 | $ 376,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,710,000 | $ 427,000 | $ 264,000 |
| Humphreys County Tennessee | 4 | $ 770,000 | $ 192,000 | $ 61,000 |
| Maury County Tennessee | 4 | $ 860,000 | $ 215,000 | $ 57,000 |
| Sevier County Tennessee | 4 | $ 1,980,000 | $ 495,000 | $ 161,000 |
| Guadalupe County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 84,000 |
| Buckingham County Virginia | 4 | $ 390,000 | $ 97,000 | $ 53,000 |
| Hopewell County Virginia | 4 | $ 310,000 | $ 77,000 | $ 41,000 |
| Pittsylvania County Virginia | 4 | $ 470,000 | $ 117,000 | $ 49,000 |
| Prince Edward County Virginia | 4 | $ 620,000 | $ 155,000 | $ 65,000 |
| Jefferson County Colorado | 3 | $ 835,000 | $ 278,000 | $ 117,000 |
| Broward County Florida | 3 | $ 705,000 | $ 235,000 | $ 88,000 |
| Collier County Florida | 3 | $ 975,000 | $ 325,000 | $ 230,000 |
| Marion County Florida | 3 | $ 465,000 | $ 155,000 | $ 93,000 |
| Pinellas County Florida | 3 | $ 615,000 | $ 205,000 | $ 108,000 |
| Walton County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 251,000 |
| Clayton County Georgia | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Coweta County Georgia | 3 | $ 905,000 | $ 301,000 | $ 113,000 |
| Troup County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 180,000 |
| Honolulu County Hawaii | 3 | $ 1,025,000 | $ 341,000 | $ 146,000 |
| Hendricks County Indiana | 3 | $ 465,000 | $ 155,000 | $ 42,000 |
| Allegany County Maryland | 3 | $ 625,000 | $ 208,000 | $ 79,000 |
| Calvert County Maryland | 3 | $ 725,000 | $ 241,000 | $ 81,000 |
| Harford County Maryland | 3 | $ 605,000 | $ 201,000 | $ 184,000 |
| Atlantic County New Jersey | 3 | $ 445,000 | $ 148,000 | $ 73,000 |
| Carteret County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 139,000 |
| Durham County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 134,000 |
| Johnston County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 72,000 |
| New Hanover County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 196,000 |
| Northampton County North Carolina | 3 | $ 1,725,000 | $ 575,000 | $ 223,000 |
| Union County North Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 186,000 |
| Allegheny County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 107,000 |
| Hamilton County Tennessee | 3 | $ 765,000 | $ 255,000 | $ 105,000 |
| Hickman County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 53,000 |
| Lewis County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 128,000 |
| Bexar County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 144,000 |
| Appomattox County Virginia | 3 | $ 175,000 | $ 58,000 | $ 89,000 |
| Bland County Virginia | 3 | $ 395,000 | $ 131,000 | $ 56,000 |
| Emporia County Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 44,000 |
| Henry County Virginia | 3 | $ 235,000 | $ 78,000 | $ 46,000 |
| Lexington County Virginia | 3 | $ 255,000 | $ 85,000 | $ 100,000 |
| Prince George County Virginia | 3 | $ 555,000 | $ 185,000 | $ 97,000 |
| Shenandoah County Virginia | 3 | $ 235,000 | $ 78,000 | $ 41,000 |
| Morgan County West Virginia | 3 | $ 675,000 | $ 225,000 | $ 69,000 |
| Summers County West Virginia | 3 | $ 335,000 | $ 111,000 | $ 56,000 |
| Indian River County Florida | 2 | $ 630,000 | $ 315,000 | $ 84,000 |
| Manatee County Florida | 2 | $ 520,000 | $ 260,000 | $ 206,000 |
| Pasco County Florida | 2 | $ 730,000 | $ 365,000 | $ 143,000 |
| St. Johns County Florida | 2 | $ 500,000 | $ 250,000 | $ 72,000 |
| Sumter County Florida | 2 | $ 370,000 | $ 185,000 | $ 48,000 |
| Dawson County Georgia | 2 | $ 750,000 | $ 375,000 | $ 136,000 |
| Pike County Georgia | 2 | $ 370,000 | $ 185,000 | $ 45,000 |
| Putnam County Georgia | 2 | $ 870,000 | $ 435,000 | $ 283,000 |
| Hawaii County Hawaii | 2 | $ 990,000 | $ 495,000 | $ 151,000 |
| Boone County Indiana | 2 | $ 810,000 | $ 405,000 | $ 243,000 |
| Johnson County Indiana | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
| Lake County Indiana | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Porter County Indiana | 2 | $ 620,000 | $ 310,000 | $ 90,000 |
| Tipton County Indiana | 2 | $ 480,000 | $ 240,000 | $ 78,000 |
| Linn County Iowa | 2 | $ 1,090,000 | $ 545,000 | $ 218,000 |
| Campbell County Kentucky | 2 | $ 740,000 | $ 370,000 | $ 162,000 |
| Pulaski County Kentucky | 2 | $ 760,000 | $ 380,000 | $ 101,000 |
| Cecil County Maryland | 2 | $ 690,000 | $ 345,000 | $ 143,000 |
| Talbot County Maryland | 2 | $ 720,000 | $ 360,000 | $ 195,000 |
| Cass County Missouri | 2 | $ 350,000 | $ 175,000 | $ 106,000 |
| Jackson County Missouri | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| St. Louis City County Missouri | 2 | $ 620,000 | $ 310,000 | $ 129,000 |
| Clark County Nevada | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Ocean County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 148,000 |
| Cabarrus County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 154,000 |
| Henderson County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Hertford County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 84,000 |
| Iredell County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 235,000 |
| Pender County North Carolina | 2 | $ 1,310,000 | $ 655,000 | $ 289,000 |
| Warren County North Carolina | 2 | $ 1,880,000 | $ 940,000 | $ 496,000 |
| Richland County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 131,000 |
| York County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Marshall County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 93,000 |
| Comal County Texas | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Harris County Texas | 2 | $ 750,000 | $ 375,000 | $ 120,000 |
| Scott County Virginia | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| Smyth County Virginia | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Pocahontas County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 214,000 |
| Calhoun County Alabama | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Limestone County Alabama | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 208,000 |
| Montgomery County Alabama | 1 | $ 105,000 | $ 105,000 | $ 482,000 |
| Shelby County Alabama | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Anchorage County Alaska | 1 | $ 345,000 | $ 345,000 | $ 174,000 |
| Pulaski County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Saline County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Adams County Colorado | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Arapahoe County Colorado | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Chaffee County Colorado | 1 | $ 215,000 | $ 215,000 | $ 177,000 |
| Denver County Colorado | 1 | $ 505,000 | $ 505,000 | $ 238,000 |
| Douglas County Colorado | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| Eagle County Colorado | 1 | $ 415,000 | $ 415,000 | $ 61,000 |
| Elbert County Colorado | 1 | $ 665,000 | $ 665,000 | $ 200,000 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Flagler County Florida | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Gulf County Florida | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Miami-Dade County Florida | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Bibb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Catoosa County Georgia | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Chatham County Georgia | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Columbia County Georgia | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Fannin County Georgia | 1 | $ 545,000 | $ 545,000 | $ 179,000 |
| Floyd County Georgia | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Gordon County Georgia | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Heard County Georgia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Jackson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Madison County Georgia | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Spalding County Georgia | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Walton County Georgia | 1 | $ 375,000 | $ 375,000 | $ 159,000 |
| McLean County Illinois | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Allen County Indiana | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Dearborn County Indiana | 1 | $ 375,000 | $ 375,000 | $ 207,000 |
| Delaware County Indiana | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Fayette County Indiana | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Madison County Indiana | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| Morgan County Indiana | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
| Monona County Iowa | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Miami County Kansas | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Sedgwick County Kansas | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Jefferson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 260,000 |
| Kenton County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Orleans County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 8,000 |
| Garrett County Maryland | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Somerset County Maryland | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| St. Mary's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Worcester County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Grand Traverse County Michigan | 1 | $ 355,000 | $ 355,000 | $ 174,000 |
| Lapeer County Michigan | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Oakland County Michigan | 1 | $ 205,000 | $ 205,000 | $ 13,000 |
| Washtenaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Blue Earth County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| DeSoto County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 301,000 |
| Camden County Missouri | 1 | $ 675,000 | $ 675,000 | $ 136,000 |
| Moniteau County Missouri | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| Platte County Missouri | 1 | $ 415,000 | $ 415,000 | $ 151,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 171,000 |
| Essex County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Middlesex County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Union County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Bronx County New York | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Erie County New York | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Kings County New York | 1 | $ 795,000 | $ 795,000 | $ 275,000 |
| Putnam County New York | 1 | $ 535,000 | $ 535,000 | $ 64,000 |
| Saratoga County New York | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Suffolk County New York | 1 | $ 735,000 | $ 735,000 | $ 420,000 |
| Warren County New York | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Avery County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 413,000 |
| Bladen County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Burke County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Columbus County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Forsyth County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Halifax County North Carolina | 1 | $ 1,145,000 | $ 1,145,000 | $ 1,849,000 |
| Harnett County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Haywood County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Jackson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Mitchell County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Pamlico County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 179,000 |
| Pitt County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 131,000 |
| Sampson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Washington County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Medina County Ohio | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Cambria County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Greenville County South Carolina | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Lexington County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Newberry County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 231,000 |
| Saluda County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Spartanburg County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 235,000 |
| Carter County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Coffee County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 118,000 |
| Decatur County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 217,000 |
| DeKalb County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Fentress County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Jackson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Jefferson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Knox County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 508,000 |
| Madison County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 197,000 |
| Meigs County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Stewart County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 197,000 |
| Washington County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Caldwell County Texas | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 194,000 |
| Fort Bend County Texas | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| Henderson County Texas | 1 | $ 235,000 | $ 235,000 | $ 185,000 |
| Nueces County Texas | 1 | $ 535,000 | $ 535,000 | $ 138,000 |
| Presidio County Texas | 1 | $ 245,000 | $ 245,000 | $ 225,000 |
| Travis County Texas | 1 | $ 545,000 | $ 545,000 | $ 233,000 |
| Williamson County Texas | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Wilson County Texas | 1 | $ 725,000 | $ 725,000 | $ 187,000 |
| Cache County Utah | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Wasatch County Utah | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Brunswick County Virginia | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Charlotte County Virginia | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Fairfax City County Virginia | 1 | $ 545,000 | $ 545,000 | $ 224,000 |
| Falls Church County Virginia | 1 | $ 545,000 | $ 545,000 | $ 256,000 |
| Grayson County Virginia | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Halifax County Virginia | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Highland County Virginia | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Mecklenburg County Virginia | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Southampton County Virginia | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Surry County Virginia | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Braxton County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Hampshire County West Virginia | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| McDowell County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Monongalia County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 37,000 |
| Preston County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 423,000 |
| Wood County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Wyoming County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Atlantic Union Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,247 | $312,535,000 | $139,000 | $2,475,000 | $124,000 | $2,882,000 |
| Home Purchase | 2,191 | $707,495,000 | $322,000 | $4,985,000 | $124,000 | $1,693,000 |
| Refinancing | 1,543 | $493,305,000 | $319,000 | $18,005,000 | $142,000 | $1,936,000 |
| Home Improvement | 1,023 | $109,205,000 | $106,000 | $755,000 | $120,000 | $2,646,000 |
| Cash-out Refinancing | 691 | $206,435,000 | $298,000 | $5,605,000 | $128,000 | $1,494,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,751 | $1,280,145,000 | $222,000 | $5,605,000 | $126,000 | $2,882,000 |
| Not Provided | 539 | $149,605,000 | $277,000 | $3,045,000 | $154,000 | $1,497,000 |
| Black or African American | 496 | $100,960,000 | $203,000 | $1,835,000 | $103,000 | $878,000 |
| Not applicable | 379 | $144,905,000 | $382,000 | $18,005,000 | $0 | $0 |
| Hispanic | 282 | $73,670,000 | $261,000 | $1,405,000 | $117,000 | $1,749,000 |
| Asian | 205 | $68,905,000 | $336,000 | $3,035,000 | $163,000 | $1,398,000 |
| American Indian or Alaskan Native | 32 | $8,360,000 | $261,000 | $925,000 | $95,000 | $337,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $915,000 | $305,000 | $395,000 | $127,000 | $196,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,063 | $1,682,875,000 | $238,000 | $18,005,000 | $132,000 | $2,882,000 |
| FHA-insured (Federal Housing Administration) | 305 | $63,385,000 | $207,000 | $545,000 | $67,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 172 | $27,090,000 | $157,000 | $335,000 | $51,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 155 | $55,625,000 | $358,000 | $1,855,000 | $106,000 | $429,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,281 | $1,353,175,000 | $256,000 | $18,005,000 | $136,000 | $2,790,000 |
| Application Denied By Financial Institution | 1,442 | $211,910,000 | $146,000 | $3,005,000 | $85,000 | $1,306,000 |
| Application Withdrawn By Applicant | 771 | $230,065,000 | $298,000 | $5,605,000 | $149,000 | $2,882,000 |
| Application Approved But Not Accepted | 103 | $18,265,000 | $177,000 | $835,000 | $109,000 | $498,000 |
| Loan Purchased By The Institution | 79 | $8,385,000 | $106,000 | $285,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 7 | $4,285,000 | $612,000 | $1,425,000 | $190,000 | $329,000 |
| File Closed For Incompleteness | 7 | $1,575,000 | $225,000 | $395,000 | $82,000 | $140,000 |
| Preapproval Denied by Financial Institution | 5 | $1,315,000 | $263,000 | $425,000 | $52,000 | $85,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,248 | $1,615,750,000 | $258,000 | $18,005,000 | $137,000 | $2,882,000 |
| Debt-To-Income Ratio | 715 | $106,765,000 | $149,000 | $3,005,000 | $62,000 | $750,000 |
| Credit History | 320 | $30,220,000 | $94,000 | $1,015,000 | $92,000 | $1,032,000 |
| Collateral | 252 | $44,160,000 | $175,000 | $1,435,000 | $120,000 | $700,000 |
| Credit Application Incomplete | 56 | $4,310,000 | $76,000 | $255,000 | $130,000 | $1,306,000 |
| Unverifiable Information | 56 | $13,230,000 | $236,000 | $1,055,000 | $120,000 | $555,000 |
| Other | 26 | $8,410,000 | $323,000 | $1,405,000 | $107,000 | $278,000 |
| Employment History | 11 | $2,005,000 | $182,000 | $485,000 | $62,000 | $275,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $4,125,000 | $375,000 | $1,075,000 | $109,000 | $331,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Union Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Union Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.