Atlantic Union Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Atlantic Union Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Union Bank 1051 East Cary Street, Suite 1200 Glen Allen, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 4,911 |
| Total Mortgage Loan Application Amount | $910,845,000 |
| Average Mortgage Loan Application Amount | $200,600 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $140,200 |
| Highest Applicant Income | $7,601,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Atlantic Union Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Union Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Atlantic Union Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Union Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Union Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Union Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield County Virginia | 298 | $ 41,430,000 | $ 139,000 | $ 123,000 |
| Henrico County Virginia | 266 | $ 42,200,000 | $ 158,000 | $ 117,000 |
| Spotsylvania County Virginia | 210 | $ 35,600,000 | $ 169,000 | $ 129,000 |
| Hanover County Virginia | 171 | $ 27,945,000 | $ 163,000 | $ 121,000 |
| Augusta County Virginia | 150 | $ 17,550,000 | $ 117,000 | $ 76,000 |
| Montgomery County Virginia | 148 | $ 22,320,000 | $ 150,000 | $ 98,000 |
| Richmond City County Virginia | 138 | $ 30,070,000 | $ 217,000 | $ 224,000 |
| Mercer County West Virginia | 138 | $ 21,260,000 | $ 154,000 | $ 78,000 |
| Loudoun County Virginia | 134 | $ 41,950,000 | $ 313,000 | $ 216,000 |
| Bedford County Virginia | 117 | $ 12,585,000 | $ 107,000 | $ 78,000 |
| Caroline County Virginia | 115 | $ 11,885,000 | $ 103,000 | $ 97,000 |
| Roanoke County Virginia | 108 | $ 18,970,000 | $ 175,000 | $ 113,000 |
| Virginia Beach County Virginia | 97 | $ 25,105,000 | $ 258,000 | $ 275,000 |
| Orange County Virginia | 90 | $ 11,290,000 | $ 125,000 | $ 100,000 |
| Roanoke City County Virginia | 87 | $ 11,675,000 | $ 134,000 | $ 68,000 |
| Fairfax County Virginia | 86 | $ 35,680,000 | $ 414,000 | $ 288,000 |
| Tazewell County Virginia | 86 | $ 12,770,000 | $ 148,000 | $ 80,000 |
| Rockingham County Virginia | 82 | $ 12,290,000 | $ 149,000 | $ 109,000 |
| Albemarle County Virginia | 76 | $ 20,190,000 | $ 265,000 | $ 180,000 |
| Stafford County Virginia | 68 | $ 12,860,000 | $ 189,000 | $ 157,000 |
| Westmoreland County Virginia | 65 | $ 7,825,000 | $ 120,000 | $ 88,000 |
| Pulaski County Virginia | 64 | $ 6,090,000 | $ 95,000 | $ 58,000 |
| Chesapeake County Virginia | 63 | $ 12,475,000 | $ 198,000 | $ 106,000 |
| Culpeper County Virginia | 58 | $ 7,780,000 | $ 134,000 | $ 110,000 |
| Accomack County Virginia | 55 | $ 7,725,000 | $ 140,000 | $ 89,000 |
| Prince William County Virginia | 52 | $ 16,420,000 | $ 315,000 | $ 160,000 |
| Madison County Virginia | 49 | $ 6,635,000 | $ 135,000 | $ 102,000 |
| Salem County Virginia | 45 | $ 5,435,000 | $ 120,000 | $ 84,000 |
| Essex County Virginia | 44 | $ 5,350,000 | $ 121,000 | $ 82,000 |
| Floyd County Virginia | 43 | $ 4,715,000 | $ 109,000 | $ 74,000 |
| Northampton County Virginia | 43 | $ 6,175,000 | $ 143,000 | $ 101,000 |
| Fauquier County Virginia | 42 | $ 10,820,000 | $ 257,000 | $ 272,000 |
| Newport News County Virginia | 42 | $ 6,670,000 | $ 158,000 | $ 150,000 |
| Dare County North Carolina | 41 | $ 15,275,000 | $ 372,000 | $ 217,000 |
| Northumberland County Virginia | 40 | $ 7,000,000 | $ 175,000 | $ 110,000 |
| Staunton County Virginia | 40 | $ 4,150,000 | $ 103,000 | $ 68,000 |
| Franklin County Virginia | 38 | $ 6,860,000 | $ 180,000 | $ 154,000 |
| Currituck County North Carolina | 37 | $ 8,795,000 | $ 237,000 | $ 144,000 |
| Nelson County Virginia | 37 | $ 6,075,000 | $ 164,000 | $ 113,000 |
| Fluvanna County Virginia | 35 | $ 3,855,000 | $ 110,000 | $ 90,000 |
| Goochland County Virginia | 35 | $ 6,355,000 | $ 181,000 | $ 155,000 |
| Suffolk County Virginia | 35 | $ 5,595,000 | $ 159,000 | $ 127,000 |
| Richmond County Virginia | 33 | $ 4,795,000 | $ 145,000 | $ 67,000 |
| King William County Virginia | 32 | $ 4,020,000 | $ 125,000 | $ 86,000 |
| Rappahannock County Virginia | 32 | $ 9,040,000 | $ 282,000 | $ 165,000 |
| Louisa County Virginia | 31 | $ 4,005,000 | $ 129,000 | $ 117,000 |
| Norfolk County Virginia | 31 | $ 13,155,000 | $ 424,000 | $ 223,000 |
| Waynesboro County Virginia | 31 | $ 2,725,000 | $ 87,000 | $ 107,000 |
| Hampton County Virginia | 28 | $ 4,890,000 | $ 174,000 | $ 104,000 |
| Pasquotank County North Carolina | 24 | $ 2,790,000 | $ 116,000 | $ 84,000 |
| King George County Virginia | 23 | $ 4,395,000 | $ 191,000 | $ 116,000 |
| Rockbridge County Virginia | 23 | $ 4,545,000 | $ 197,000 | $ 94,000 |
| Wythe County Virginia | 23 | $ 2,615,000 | $ 113,000 | $ 77,000 |
| Botetourt County Virginia | 22 | $ 6,440,000 | $ 292,000 | $ 109,000 |
| James City County Virginia | 22 | $ 4,440,000 | $ 201,000 | $ 164,000 |
| Lancaster County Virginia | 22 | $ 2,330,000 | $ 105,000 | $ 68,000 |
| Warren County Virginia | 22 | $ 3,030,000 | $ 137,000 | $ 109,000 |
| Prince George's County Maryland | 21 | $ 7,235,000 | $ 344,000 | $ 129,000 |
| Fredericksburg County Virginia | 20 | $ 6,290,000 | $ 314,000 | $ 150,000 |
| York County Virginia | 20 | $ 4,220,000 | $ 211,000 | $ 155,000 |
| Powhatan County Virginia | 18 | $ 2,290,000 | $ 127,000 | $ 134,000 |
| Giles County Virginia | 17 | $ 1,355,000 | $ 79,000 | $ 94,000 |
| Radford County Virginia | 17 | $ 2,525,000 | $ 148,000 | $ 67,000 |
| Washington County Maryland | 16 | $ 3,270,000 | $ 204,000 | $ 85,000 |
| Alleghany County Virginia | 16 | $ 1,670,000 | $ 104,000 | $ 62,000 |
| Charlottesville County Virginia | 16 | $ 3,150,000 | $ 196,000 | $ 89,000 |
| Lynchburg County Virginia | 16 | $ 1,750,000 | $ 109,000 | $ 77,000 |
| Montgomery County Maryland | 14 | $ 6,770,000 | $ 483,000 | $ 218,000 |
| Gloucester County Virginia | 14 | $ 2,720,000 | $ 194,000 | $ 91,000 |
| Harrisonburg County Virginia | 14 | $ 2,340,000 | $ 167,000 | $ 138,000 |
| Petersburg County Virginia | 14 | $ 1,380,000 | $ 98,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 13 | $ 8,535,000 | $ 656,000 | $ 387,000 |
| New Kent County Virginia | 13 | $ 1,875,000 | $ 144,000 | $ 201,000 |
| Portsmouth County Virginia | 12 | $ 1,500,000 | $ 125,000 | $ 112,000 |
| Chowan County North Carolina | 11 | $ 1,465,000 | $ 133,000 | $ 145,000 |
| Wake County North Carolina | 11 | $ 2,975,000 | $ 270,000 | $ 234,000 |
| Arlington County Virginia | 11 | $ 5,885,000 | $ 535,000 | $ 300,000 |
| Perquimans County North Carolina | 10 | $ 1,060,000 | $ 106,000 | $ 109,000 |
| Campbell County Virginia | 10 | $ 1,080,000 | $ 108,000 | $ 87,000 |
| Hopewell County Virginia | 10 | $ 1,380,000 | $ 138,000 | $ 49,000 |
| Middlesex County Virginia | 10 | $ 2,340,000 | $ 234,000 | $ 255,000 |
| Marion County Indiana | 9 | $ 2,225,000 | $ 247,000 | $ 123,000 |
| Buena Vista County Virginia | 9 | $ 775,000 | $ 86,000 | $ 68,000 |
| Clarke County Virginia | 9 | $ 3,415,000 | $ 379,000 | $ 201,000 |
| Colonial Heights County Virginia | 9 | $ 975,000 | $ 108,000 | $ 78,000 |
| Frederick County Virginia | 9 | $ 915,000 | $ 101,000 | $ 95,000 |
| Mecklenburg County North Carolina | 8 | $ 1,330,000 | $ 166,000 | $ 294,000 |
| Buchanan County Virginia | 8 | $ 1,000,000 | $ 125,000 | $ 87,000 |
| Dinwiddie County Virginia | 8 | $ 540,000 | $ 67,000 | $ 63,000 |
| Greene County Virginia | 8 | $ 1,100,000 | $ 137,000 | $ 84,000 |
| Hamilton County Indiana | 7 | $ 3,495,000 | $ 499,000 | $ 293,000 |
| Baltimore County Maryland | 7 | $ 1,935,000 | $ 276,000 | $ 317,000 |
| Worcester County Maryland | 7 | $ 655,000 | $ 93,000 | $ 85,000 |
| Franklin County Pennsylvania | 7 | $ 1,505,000 | $ 215,000 | $ 106,000 |
| Sullivan County Tennessee | 7 | $ 1,915,000 | $ 273,000 | $ 143,000 |
| Alexandria County Virginia | 7 | $ 2,215,000 | $ 316,000 | $ 162,000 |
| Amherst County Virginia | 7 | $ 565,000 | $ 80,000 | $ 61,000 |
| Page County Virginia | 7 | $ 775,000 | $ 110,000 | $ 165,000 |
| Prince George County Virginia | 7 | $ 1,055,000 | $ 150,000 | $ 220,000 |
| Shenandoah County Virginia | 7 | $ 1,515,000 | $ 216,000 | $ 111,000 |
| Frederick County Maryland | 6 | $ 3,030,000 | $ 505,000 | $ 232,000 |
| Horry County South Carolina | 6 | $ 1,670,000 | $ 278,000 | $ 325,000 |
| Craig County Virginia | 6 | $ 650,000 | $ 108,000 | $ 60,000 |
| Lexington County Virginia | 6 | $ 1,070,000 | $ 178,000 | $ 102,000 |
| Smyth County Virginia | 6 | $ 800,000 | $ 133,000 | $ 68,000 |
| Washington County Virginia | 6 | $ 1,380,000 | $ 230,000 | $ 102,000 |
| Berkeley County West Virginia | 6 | $ 1,510,000 | $ 251,000 | $ 71,000 |
| Raleigh County West Virginia | 6 | $ 1,590,000 | $ 265,000 | $ 107,000 |
| Summers County West Virginia | 6 | $ 1,030,000 | $ 171,000 | $ 100,000 |
| Anne Arundel County Maryland | 5 | $ 755,000 | $ 151,000 | $ 0 |
| Howard County Maryland | 5 | $ 1,715,000 | $ 343,000 | $ 190,000 |
| Camden County North Carolina | 5 | $ 595,000 | $ 119,000 | $ 70,000 |
| Covington County Virginia | 5 | $ 395,000 | $ 79,000 | $ 41,000 |
| Greensville County Virginia | 5 | $ 695,000 | $ 139,000 | $ 55,000 |
| Williamsburg County Virginia | 5 | $ 615,000 | $ 123,000 | $ 110,000 |
| Baltimore City County Maryland | 4 | $ 560,000 | $ 140,000 | $ 99,000 |
| Somerset County Maryland | 4 | $ 1,180,000 | $ 295,000 | $ 127,000 |
| Wicomico County Maryland | 4 | $ 750,000 | $ 187,000 | $ 315,000 |
| Brunswick County North Carolina | 4 | $ 1,610,000 | $ 402,000 | $ 226,000 |
| Hertford County North Carolina | 4 | $ 70,000 | $ 17,000 | $ 33,000 |
| Brunswick County Virginia | 4 | $ 250,000 | $ 62,000 | $ 69,000 |
| Charles City County Virginia | 4 | $ 260,000 | $ 65,000 | $ 65,000 |
| Cumberland County Virginia | 4 | $ 580,000 | $ 145,000 | $ 73,000 |
| Mathews County Virginia | 4 | $ 670,000 | $ 167,000 | $ 114,000 |
| Patrick County Virginia | 4 | $ 540,000 | $ 135,000 | $ 98,000 |
| Poquoson County Virginia | 4 | $ 2,420,000 | $ 605,000 | $ 278,000 |
| Russell County Virginia | 4 | $ 560,000 | $ 140,000 | $ 60,000 |
| Jefferson County West Virginia | 4 | $ 1,650,000 | $ 412,000 | $ 127,000 |
| McDowell County West Virginia | 4 | $ 440,000 | $ 110,000 | $ 101,000 |
| Rowan County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 97,000 |
| Amelia County Virginia | 3 | $ 685,000 | $ 228,000 | $ 118,000 |
| Carroll County Virginia | 3 | $ 405,000 | $ 135,000 | $ 62,000 |
| Danville County Virginia | 3 | $ 295,000 | $ 98,000 | $ 47,000 |
| Isle of Wight County Virginia | 3 | $ 275,000 | $ 91,000 | $ 179,000 |
| Manassas Park County Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 241,000 |
| Pittsylvania County Virginia | 3 | $ 535,000 | $ 178,000 | $ 162,000 |
| Sussex County Virginia | 3 | $ 295,000 | $ 98,000 | $ 26,000 |
| Montgomery County Alabama | 2 | $ 450,000 | $ 225,000 | $ 429,000 |
| Palm Beach County Florida | 2 | $ 1,430,000 | $ 715,000 | $ 212,000 |
| Fulton County Georgia | 2 | $ 1,330,000 | $ 665,000 | $ 192,000 |
| Gordon County Georgia | 2 | $ 860,000 | $ 430,000 | $ 110,000 |
| Allegany County Maryland | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Calvert County Maryland | 2 | $ 160,000 | $ 80,000 | $ 87,000 |
| Charles County Maryland | 2 | $ 540,000 | $ 270,000 | $ 94,000 |
| Garrett County Maryland | 2 | $ 360,000 | $ 180,000 | $ 129,000 |
| Queen Anne's County Maryland | 2 | $ 1,210,000 | $ 605,000 | $ 139,000 |
| St. Mary's County Maryland | 2 | $ 400,000 | $ 200,000 | $ 121,000 |
| Bladen County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 144,000 |
| Catawba County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Davidson County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Harnett County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Henderson County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 99,000 |
| Johnston County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Union County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 2,090,000 | $ 1,045,000 | $ 71,000 |
| Charleston County South Carolina | 2 | $ 1,270,000 | $ 635,000 | $ 205,000 |
| Davidson County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 133,000 |
| Appomattox County Virginia | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Falls Church County Virginia | 2 | $ 840,000 | $ 420,000 | $ 293,000 |
| King and Queen County Virginia | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Manassas County Virginia | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Prince Edward County Virginia | 2 | $ 350,000 | $ 175,000 | $ 119,000 |
| Scott County Virginia | 2 | $ 240,000 | $ 120,000 | $ 31,000 |
| Wise County Virginia | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Lauderdale County Alabama | 1 | $ 475,000 | $ 475,000 | $ 245,000 |
| El Paso County Colorado | 1 | $ 865,000 | $ 865,000 | $ 176,000 |
| Huerfano County Colorado | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| New Castle County Delaware | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Charlotte County Florida | 1 | $ 725,000 | $ 725,000 | $ 416,000 |
| Gadsden County Florida | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Lake County Florida | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Miami-Dade County Florida | 1 | $ 245,000 | $ 245,000 | $ 776,000 |
| Orange County Florida | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Sarasota County Florida | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| St. Johns County Florida | 1 | $ 855,000 | $ 855,000 | $ 757,000 |
| Sumter County Florida | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Clayton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Cobb County Georgia | 1 | $ 575,000 | $ 575,000 | $ 175,000 |
| Fayette County Georgia | 1 | $ 1,415,000 | $ 1,415,000 | $ 431,000 |
| Gwinnett County Georgia | 1 | $ 945,000 | $ 945,000 | $ 220,000 |
| Monroe County Georgia | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Walker County Georgia | 1 | $ 475,000 | $ 475,000 | $ 124,000 |
| Allen County Indiana | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Blackford County Indiana | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Boone County Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Knox County Indiana | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Lake County Indiana | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Vigo County Indiana | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Warren County Iowa | 1 | $ 495,000 | $ 495,000 | $ 142,000 |
| Leavenworth County Kansas | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Morgan County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Spencer County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Carroll County Maryland | 1 | $ 155,000 | $ 155,000 | $ 139,000 |
| Cecil County Maryland | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Henry County Missouri | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Monmouth County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 162,000 |
| St. Lawrence County New York | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Alexander County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 377,000 |
| Craven County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Cumberland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Durham County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 257,000 |
| Forsyth County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Gates County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Guilford County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Hyde County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 242,000 |
| Iredell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Nash County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 171,000 |
| New Hanover County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Orange County North Carolina | 1 | $ 1,165,000 | $ 1,165,000 | $ 275,000 |
| Pender County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Person County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Pitt County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Warren County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 474,000 |
| Washington County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Yadkin County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Fulton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Oklahoma County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Allegheny County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Columbia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Delaware County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 158,000 |
| Juniata County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 162,000 |
| Montgomery County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Spartanburg County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 190,000 |
| Loudon County Tennessee | 1 | $ 1,285,000 | $ 1,285,000 | $ 363,000 |
| Montgomery County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Rutherford County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Harris County Texas | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| Travis County Texas | 1 | $ 525,000 | $ 525,000 | $ 235,000 |
| Bath County Virginia | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Buckingham County Virginia | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Dickenson County Virginia | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Emporia County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Grayson County Virginia | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Halifax County Virginia | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Henry County Virginia | 1 | $ 485,000 | $ 485,000 | $ 135,000 |
| Lee County Virginia | 1 | $ 235,000 | $ 235,000 | $ 117,000 |
| Mecklenburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Nottoway County Virginia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Southampton County Virginia | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Surry County Virginia | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Winchester County Virginia | 1 | $ 135,000 | $ 135,000 | $ 159,000 |
| King County Washington | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Fayette County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Harrison County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Kanawha County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Mason County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Monongalia County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Monroe County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Morgan County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 389,000 |
| Nicholas County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Pocahontas County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Atlantic Union Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,899 | $243,975,000 | $128,000 | $2,205,000 | $116,000 | $2,229,000 |
| Home Purchase | 1,208 | $393,740,000 | $325,000 | $6,005,000 | $142,000 | $6,939,000 |
| Home Improvement | 957 | $112,775,000 | $117,000 | $1,205,000 | $127,000 | $2,802,000 |
| Refinancing | 738 | $132,570,000 | $179,000 | $2,085,000 | $112,000 | $2,812,000 |
| Cash-out Refinancing | 109 | $27,785,000 | $254,000 | $1,245,000 | $204,000 | $7,601,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,575 | $618,065,000 | $172,000 | $6,005,000 | $125,000 | $7,601,000 |
| Black or African American | 372 | $52,050,000 | $139,000 | $1,415,000 | $92,000 | $578,000 |
| Not applicable | 292 | $79,010,000 | $270,000 | $2,025,000 | $0 | $0 |
| Not Provided | 269 | $65,295,000 | $242,000 | $1,925,000 | $152,000 | $1,738,000 |
| Hispanic | 220 | $43,660,000 | $198,000 | $3,005,000 | $119,000 | $1,299,000 |
| Asian | 142 | $42,730,000 | $300,000 | $2,085,000 | $196,000 | $2,812,000 |
| American Indian or Alaskan Native | 22 | $3,230,000 | $146,000 | $505,000 | $103,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,080,000 | $180,000 | $405,000 | $130,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,567 | $835,105,000 | $182,000 | $6,005,000 | $129,000 | $7,601,000 |
| FHA-insured (Federal Housing Administration) | 210 | $47,010,000 | $223,000 | $625,000 | $86,000 | $578,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $13,440,000 | $146,000 | $315,000 | $62,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 42 | $15,290,000 | $364,000 | $865,000 | $102,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,036 | $604,630,000 | $199,000 | $6,005,000 | $139,000 | $7,601,000 |
| Application Denied By Financial Institution | 1,227 | $159,235,000 | $129,000 | $1,765,000 | $88,000 | $2,802,000 |
| Application Withdrawn By Applicant | 323 | $83,265,000 | $257,000 | $3,005,000 | $142,000 | $1,738,000 |
| Loan Purchased By The Institution | 149 | $22,745,000 | $152,000 | $415,000 | $0 | $0 |
| Application Approved But Not Accepted | 129 | $20,055,000 | $155,000 | $2,205,000 | $138,000 | $2,056,000 |
| Preapproval Approved but not Accepted | 38 | $17,080,000 | $449,000 | $1,305,000 | $162,000 | $444,000 |
| File Closed For Incompleteness | 8 | $3,370,000 | $421,000 | $1,725,000 | $168,000 | $476,000 |
| Preapproval Denied by Financial Institution | 1 | $465,000 | $465,000 | $465,000 | $111,000 | $111,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,683 | $751,145,000 | $203,000 | $6,005,000 | $139,000 | $7,601,000 |
| Debt-To-Income Ratio | 490 | $68,170,000 | $139,000 | $1,505,000 | $61,000 | $416,000 |
| Credit History | 461 | $38,415,000 | $83,000 | $505,000 | $88,000 | $800,000 |
| Collateral | 145 | $20,125,000 | $138,000 | $755,000 | $140,000 | $2,802,000 |
| Other | 56 | $18,480,000 | $330,000 | $1,765,000 | $179,000 | $1,043,000 |
| Credit Application Incomplete | 39 | $5,245,000 | $134,000 | $905,000 | $157,000 | $726,000 |
| Unverifiable Information | 21 | $5,445,000 | $259,000 | $1,055,000 | $138,000 | $420,000 |
| Employment History | 11 | $2,515,000 | $228,000 | $595,000 | $57,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,305,000 | $261,000 | $405,000 | $78,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Union Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Union Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.