Axia Financial LLC Mortgage Lending & HMDA Data, 2016

In 2016, Axia Financial LLC of Bellevue, WA reported 5,653 mortgage applications totaling $1.5 billion, up 25% from 2015. The average application was for $257,977, and applicants reported an average income of $95,404. 74% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (855), Las Vegas-Henderson-Paradise, NV (699) and Reno, NV (478) (applications in parentheses).

Mortgage Company & Address Axia Financial LLC
1120 112th Ave Ne Ste 600
Bellevue, WA 98004
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 5,653
Total Mortgage Loan Application Amount $1,458,347,000
Average Mortgage Loan Application Amount $257,977
Highest Mortgage Loan Application Amount $2,040,000
Average Applicant Income $95,404
Highest Applicant Income $2,358,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axia Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axia Financial LLC by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 699 $ 149,790,000 $ 214,291 $ 82,000
King, Washington 658 $ 256,058,000 $ 389,145 $ 145,000
Washoe, Nevada 476 $ 116,470,000 $ 244,684 $ 94,000
Twin Falls, Idaho 227 $ 29,456,000 $ 129,762 $ 58,000
Snohomish, Washington 197 $ 63,393,000 $ 321,791 $ 109,000
El Paso, Colorado 188 $ 43,966,000 $ 233,861 $ 79,000
Maui, Hawaii 172 $ 77,637,000 $ 451,377 $ 147,000
Pierce, Washington 163 $ 40,769,000 $ 250,116 $ 88,000
Thurston, Washington 158 $ 38,891,000 $ 246,145 $ 90,000
Shasta, California 124 $ 26,045,000 $ 210,040 $ 84,000
Lassen, California 119 $ 18,908,000 $ 158,890 $ 73,000
Kootenai, Idaho 116 $ 20,185,000 $ 174,008 $ 65,000
Salt Lake, Utah 104 $ 25,841,000 $ 248,471 $ 96,000
Nye, Nevada 98 $ 11,843,000 $ 120,846 $ 56,000
Multnomah, Oregon 96 $ 27,400,000 $ 285,416 $ 98,000
Washington, Oregon 91 $ 24,000,000 $ 263,736 $ 84,000
Los Angeles, California 89 $ 33,694,000 $ 378,584 $ 123,000
Spokane, Washington 89 $ 16,704,000 $ 187,685 $ 73,000
Clark, Washington 88 $ 22,056,000 $ 250,636 $ 80,000
Clackamas, Oregon 78 $ 23,395,000 $ 299,935 $ 98,000
Bonner, Idaho 67 $ 13,239,000 $ 197,597 $ 77,000
Ada, Idaho 66 $ 14,989,000 $ 227,106 $ 102,000
Klamath, Oregon 66 $ 9,915,000 $ 150,227 $ 58,000
Utah, Utah 66 $ 15,961,000 $ 241,833 $ 84,000
Riverside, California 50 $ 13,803,000 $ 276,060 $ 94,000
Payette, Idaho 44 $ 6,867,000 $ 156,068 $ 58,000
Marion, Oregon 40 $ 8,898,000 $ 222,450 $ 85,000
San Diego, California 37 $ 14,756,000 $ 398,810 $ 101,000
Jerome, Idaho 36 $ 5,372,000 $ 149,222 $ 74,000
Kitsap, Washington 35 $ 9,380,000 $ 268,000 $ 105,000
Contra Costa, California 31 $ 13,071,000 $ 421,645 $ 164,000
Canyon, Idaho 31 $ 5,063,000 $ 163,322 $ 77,000
San Joaquin, California 30 $ 7,225,000 $ 240,833 $ 84,000
Ventura, California 26 $ 10,539,000 $ 405,346 $ 116,000
Lyon, Nevada 26 $ 4,856,000 $ 186,769 $ 61,000
Alameda, California 25 $ 11,082,000 $ 443,280 $ 155,000
Gooding, Idaho 24 $ 2,904,000 $ 121,000 $ 47,000
Malheur, Oregon 22 $ 2,241,000 $ 101,863 $ 48,000
Orange, California 20 $ 7,262,000 $ 363,100 $ 113,000
Hennepin, Minnesota 19 $ 4,040,000 $ 212,631 $ 69,000
San Bernardino, California 18 $ 5,356,000 $ 297,555 $ 89,000
Lewis, Washington 18 $ 3,304,000 $ 183,555 $ 68,000
Tehama, California 17 $ 3,047,000 $ 179,235 $ 65,000
Honolulu, Hawaii 17 $ 9,189,000 $ 540,529 $ 207,000
Lander, Nevada 17 $ 2,518,000 $ 148,117 $ 80,000
Mason, Washington 16 $ 3,300,000 $ 206,250 $ 106,000
Cowlitz, Washington 15 $ 2,752,000 $ 183,466 $ 84,000
Churchill, Nevada 14 $ 2,443,000 $ 174,500 $ 93,000
Island, Washington 13 $ 4,209,000 $ 323,769 $ 89,000
San Luis Obispo, California 12 $ 4,286,000 $ 357,166 $ 93,000
Minidoka, Idaho 12 $ 1,406,000 $ 117,166 $ 52,000
Ramsey, Minnesota 12 $ 2,874,000 $ 239,500 $ 96,000
Anoka, Minnesota 11 $ 2,251,000 $ 204,636 $ 88,000
Humboldt, Nevada 11 $ 1,839,000 $ 167,181 $ 89,000
Columbia, Oregon 11 $ 2,199,000 $ 199,909 $ 103,000
Grays Harbor, Washington 11 $ 1,442,000 $ 131,090 $ 117,000
Yamhill, Oregon 10 $ 2,473,000 $ 247,300 $ 111,000
Kittitas, Washington 10 $ 2,528,000 $ 252,800 $ 177,000
Okanogan, Washington 10 $ 1,427,000 $ 142,700 $ 59,000
Sacramento, California 9 $ 2,121,000 $ 235,666 $ 88,000
Hawaii, Hawaii 8 $ 2,585,000 $ 323,125 $ 155,000
Boundary, Idaho 8 $ 1,134,000 $ 141,750 $ 59,000
Cassia, Idaho 8 $ 645,000 $ 80,625 $ 33,000
Wright, Minnesota 8 $ 1,485,000 $ 185,625 $ 90,000
Polk, Oregon 8 $ 1,870,000 $ 233,750 $ 100,000
Benton, Washington 8 $ 1,988,000 $ 248,500 $ 92,000
Skagit, Washington 8 $ 2,119,000 $ 264,875 $ 103,000
Plumas, California 7 $ 1,081,000 $ 154,428 $ 78,000
Bonneville, Idaho 7 $ 985,000 $ 140,714 $ 51,000
Shoshone, Idaho 7 $ 721,000 $ 103,000 $ 53,000
Aitkin, Minnesota 7 $ 1,184,000 $ 169,142 $ 178,000
Carver, Minnesota 7 $ 1,932,000 $ 276,000 $ 121,000
Dakota, Minnesota 7 $ 1,513,000 $ 216,142 $ 64,000
Carson City, Nevada 7 $ 1,794,000 $ 256,285 $ 73,000
Lane, Oregon 7 $ 1,661,000 $ 237,285 $ 133,000
Davis, Utah 7 $ 1,653,000 $ 236,142 $ 58,000
Yakima, Washington 7 $ 1,824,000 $ 260,571 $ 107,000
Blaine, Idaho 6 $ 739,000 $ 123,166 $ 48,000
Washington, Minnesota 6 $ 1,363,000 $ 227,166 $ 88,000
Arapahoe, Colorado 5 $ 1,218,000 $ 243,600 $ 79,000
Adams, Idaho 5 $ 555,000 $ 111,000 $ 69,000
Deschutes, Oregon 5 $ 1,138,000 $ 227,600 $ 130,000
Dallas, Texas 5 $ 782,000 $ 156,400 $ 50,000
Franklin, Washington 5 $ 1,419,000 $ 283,800 $ 105,000
Stevens, Washington 5 $ 971,000 $ 194,200 $ 43,000
Whatcom, Washington 5 $ 1,035,000 $ 207,000 $ 83,000
Fresno, California 4 $ 842,000 $ 210,500 $ 60,000
Santa Clara, California 4 $ 2,569,000 $ 642,250 $ 171,000
Solano, California 4 $ 1,291,000 $ 322,750 $ 189,000
Jefferson, Colorado 4 $ 1,157,000 $ 289,250 $ 88,000
Pueblo, Colorado 4 $ 896,000 $ 224,000 $ 79,000
Teller, Colorado 4 $ 805,000 $ 201,250 $ 71,000
Bingham, Idaho 4 $ 423,000 $ 105,750 $ 29,000
Custer, Idaho 4 $ 540,000 $ 135,000 $ 64,000
Madison, Idaho 4 $ 747,000 $ 186,750 $ 65,000
Washington, Idaho 4 $ 457,000 $ 114,250 $ 62,000
Chisago, Minnesota 4 $ 560,000 $ 140,000 $ 79,000
Douglas, Nevada 4 $ 1,034,000 $ 258,500 $ 96,000
Pershing, Nevada 4 $ 459,000 $ 114,750 $ 53,000
Wasco, Oregon 4 $ 637,000 $ 159,250 $ 51,000
Washington, Utah 4 $ 899,000 $ 224,750 $ 78,000
Clallam, Washington 4 $ 1,003,000 $ 250,750 $ 107,000
Douglas, Washington 4 $ 647,000 $ 161,750 $ 86,000
Grant, Washington 4 $ 627,000 $ 156,750 $ 115,000
Walla Walla, Washington 4 $ 713,000 $ 178,250 $ 77,000
Maricopa, Arizona 3 $ 849,000 $ 283,000 $ 95,000
El Dorado, California 3 $ 1,175,000 $ 391,666 $ 300,000
Denver, Colorado 3 $ 685,000 $ 228,333 $ 53,000
Bannock, Idaho 3 $ 302,000 $ 100,666 $ 53,000
Elmore, Idaho 3 $ 234,000 $ 78,000 $ 94,000
Scott, Minnesota 3 $ 1,070,000 $ 356,666 $ 148,000
Sherburne, Minnesota 3 $ 557,000 $ 185,666 $ 73,000
Clatsop, Oregon 3 $ 662,000 $ 220,666 $ 191,000
Duchesne, Utah 3 $ 391,000 $ 130,333 $ 36,000
Weber, Utah 3 $ 334,000 $ 111,333 $ 45,000
Chelan, Washington 3 $ 954,000 $ 318,000 $ 117,000
Pend Oreille, Washington 3 $ 549,000 $ 183,000 $ 79,000
Butte, California 2 $ 447,000 $ 223,500 $ 76,000
Merced, California 2 $ 312,000 $ 156,000 $ 40,000
Placer, California 2 $ 636,000 $ 318,000 $ 170,000
San Mateo, California 2 $ 1,212,000 $ 606,000 $ 136,000
Stanislaus, California 2 $ 437,000 $ 218,500 $ 84,000
Custer, Colorado 2 $ 725,000 $ 362,500 $ 96,000
Gunnison, Colorado 2 $ 492,000 $ 246,000 $ 69,000
Larimer, Colorado 2 $ 403,000 $ 201,500 $ 58,000
Gem, Idaho 2 $ 171,000 $ 85,500 $ 49,000
Jefferson, Idaho 2 $ 210,000 $ 105,000 $ 71,000
Teton, Idaho 2 $ 769,000 $ 384,500 $ 391,000
Isanti, Minnesota 2 $ 343,000 $ 171,500 $ 44,000
Rice, Minnesota 2 $ 245,000 $ 122,500 $ 77,000
Gallatin, Montana 2 $ 599,000 $ 299,500 $ 89,000
Elko, Nevada 2 $ 379,000 $ 189,500 $ 63,000
Storey, Nevada 2 $ 445,000 $ 222,500 $ 68,000
Jackson, Oregon 2 $ 504,000 $ 252,000 $ 91,000
Josephine, Oregon 2 $ 689,000 $ 344,500 $ 77,000
Linn, Oregon 2 $ 378,000 $ 189,000 $ 69,000
Tillamook, Oregon 2 $ 469,000 $ 234,500 $ 64,000
Collin, Texas 2 $ 434,000 $ 217,000 $ 83,000
Denton, Texas 2 $ 519,000 $ 259,500 $ 65,000
Williamson, Texas 2 $ 621,000 $ 310,500 $ 115,000
Ferry, Washington 2 $ 367,000 $ 183,500 $ 49,000
Jefferson, Washington 2 $ 719,000 $ 359,500 $ 246,000
Mohave, Arizona 1 $ 216,000 $ 216,000 $ 61,000
Calaveras, California 1 $ 162,000 $ 162,000 $ 113,000
Glenn, California 1 $ 276,000 $ 276,000 $ 91,000
Imperial, California 1 $ 158,000 $ 158,000 $ 300,000
Inyo, California 1 $ 299,000 $ 299,000 $ 100,000
Kern, California 1 $ 165,000 $ 165,000 $ 111,000
Nevada, California 1 $ 276,000 $ 276,000 $ 74,000
San Benito, California 1 $ 240,000 $ 240,000 $ 117,000
San Francisco, California 1 $ 517,000 $ 517,000 $ 225,000
Siskiyou, California 1 $ 198,000 $ 198,000 $ 54,000
Adams, Colorado 1 $ 214,000 $ 214,000 $ 85,000
Douglas, Colorado 1 $ 417,000 $ 417,000 $ 206,000
Elbert, Colorado 1 $ 417,000 $ 417,000 $ 123,000
Grand, Colorado 1 $ 108,000 $ 108,000 $ 66,000
Montrose, Colorado 1 $ 142,000 $ 142,000 $ 102,000
Weld, Colorado 1 $ 267,000 $ 267,000 $ 84,000
Benewah, Idaho 1 $ 130,000 $ 130,000 $ 66,000
Boise, Idaho 1 $ 104,000 $ 104,000 $ 107,000
Camas, Idaho 1 $ 136,000 $ 136,000 $ 76,000
Fremont, Idaho 1 $ 153,000 $ 153,000 $ 44,000
Idaho, Idaho 1 $ 64,000 $ 64,000 $ 18,000
Latah, Idaho 1 $ 148,000 $ 148,000 $ 79,000
Lincoln, Idaho 1 $ 185,000 $ 185,000 $ 53,000
Owyhee, Idaho 1 $ 144,000 $ 144,000 $ 58,000
Power, Idaho 1 $ 62,000 $ 62,000 $ 43,000
Valley, Idaho 1 $ 261,000 $ 261,000 $ 177,000
Cass, Minnesota 1 $ 190,000 $ 190,000 $ 66,000
Crow Wing, Minnesota 1 $ 329,000 $ 329,000 $ 207,000
Goodhue, Minnesota 1 $ 101,000 $ 101,000 $ 25,000
Koochiching, Minnesota 1 $ 75,000 $ 75,000 $ 27,000
Mille Lacs, Minnesota 1 $ 161,000 $ 161,000 $ 52,000
Pine, Minnesota 1 $ 76,000 $ 76,000 $ 26,000
Lincoln, Nevada 1 $ 76,000 $ 76,000 $ 108,000
Coos, Oregon 1 $ 175,000 $ 175,000 $ 38,000
Crook, Oregon 1 $ 115,000 $ 115,000 $ 42,000
Douglas, Oregon 1 $ 132,000 $ 132,000 $ 51,000
Lake, Oregon 1 $ 52,000 $ 52,000 $ 72,000
Lincoln, Oregon 1 $ 199,000 $ 199,000 $ 180,000
Umatilla, Oregon 1 $ 129,000 $ 129,000 $ 96,000
Bexar, Texas 1 $ 165,000 $ 165,000 $ 120,000
El Paso, Texas 1 $ 159,000 $ 159,000 $ 84,000
Knox, Texas 1 $ 163,000 $ 163,000 $ 84,000
Lubbock, Texas 1 $ 258,000 $ 258,000 $ 0
Tarrant, Texas 1 $ 163,000 $ 163,000 $ 180,000
Cache, Utah 1 $ 285,000 $ 285,000 $ 75,000
Iron, Utah 1 $ 147,000 $ 147,000 $ 139,000
Sanpete, Utah 1 $ 118,000 $ 118,000 $ 147,000
Summit, Utah 1 $ 417,000 $ 417,000 $ 62,000
Tooele, Utah 1 $ 117,000 $ 117,000 $ 32,000
Uintah, Utah 1 $ 116,000 $ 116,000 $ 88,000
Wasatch, Utah 1 $ 311,000 $ 311,000 $ 87,000
Adams, Washington 1 $ 120,000 $ 120,000 $ 66,000
Klickitat, Washington 1 $ 60,000 $ 60,000 $ 27,000
Lincoln, Washington 1 $ 117,000 $ 117,000 $ 45,000
San Juan, Washington 1 $ 305,000 $ 305,000 $ 39,000
Wahkiakum, Washington 1 $ 171,000 $ 171,000 $ 94,000
Whitman, Washington 1 $ 335,000 $ 335,000 $ 220,000

Mortgage Loan Application Detail Totals for Axia Financial LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,143 $1,057,023,000 $255,000 $2,040,000 $93,000 $2,358,000
Refinancing 1,510 $401,324,000 $265,000 $1,393,000 $102,000 $582,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,031 $1,024,219,000 $254,000 $2,040,000 $96,000 $2,119,000
Not Provided 579 $174,248,000 $300,000 $1,200,000 $114,000 $2,358,000
Hispanic 557 $118,557,000 $212,000 $887,000 $68,000 $561,000
Asian 249 $79,949,000 $321,000 $1,785,000 $119,000 $1,114,000
Black or African American 152 $40,709,000 $267,000 $900,000 $84,000 $354,000
Native Hawaiin or Other Pacific Islander 54 $13,330,000 $246,000 $626,000 $80,000 $216,000
American Indian or Alaskan Native 31 $7,335,000 $236,000 $529,000 $74,000 $187,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,636 $993,280,000 $273,000 $2,040,000 $109,000 $2,358,000
FHA-insured (Federal Housing Administration) 1,338 $288,147,000 $215,000 $669,000 $69,000 $579,000
VA-guaranteed (Veterans Administration) 559 $157,333,000 $281,000 $887,000 $81,000 $361,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 120 $19,587,000 $163,000 $318,000 $50,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,199 $1,068,711,000 $254,000 $1,785,000 $93,000 $2,119,000
Application Withdrawn By Applicant 503 $132,660,000 $263,000 $2,000,000 $104,000 $1,334,000
File Closed For Incompleteness 433 $122,656,000 $283,000 $2,040,000 $112,000 $2,358,000
Application Denied By Financial Institution 396 $92,138,000 $232,000 $981,000 $84,000 $1,114,000
Preapproval Denied by Financial Institution 89 $33,548,000 $376,000 $1,360,000 $109,000 $527,000
Application Approved But Not Accepted 33 $8,634,000 $261,000 $658,000 $108,000 $386,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 120 $28,044,000 $233,000 $777,000 $98,000 $1,114,000
Credit History 100 $23,663,000 $236,000 $900,000 $80,000 $281,000
Debt-To-Income Ratio 57 $13,773,000 $241,000 $492,000 $70,000 $238,000
Unverifiable Information 35 $7,324,000 $209,000 $525,000 $67,000 $222,000
Other 24 $4,771,000 $198,000 $592,000 $83,000 $279,000
Credit Application Incomplete 23 $6,173,000 $268,000 $800,000 $124,000 $579,000
Employment History 10 $1,929,000 $192,000 $422,000 $41,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 10 $3,359,000 $335,000 $981,000 $113,000 $295,000
Mortgage Insurance Denied 1 $509,000 $509,000 $509,000 $79,000 $79,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axia Financial LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axia Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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