Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Bank-Fund Staff Federal Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,301 |
| Total Mortgage Loan Application Amount | $960,536,000 |
| Average Mortgage Loan Application Amount | $263,300 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $149,400 |
| Highest Applicant Income | $1,668,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 1,090 | $ 326,077,000 | $ 299,000 | $ 134,000 |
| Fairfax County Virginia | 828 | $ 240,182,000 | $ 290,000 | $ 121,000 |
| District of Columbia County District Of Columbia | 607 | $ 211,443,000 | $ 348,000 | $ 171,000 |
| Arlington County Virginia | 186 | $ 50,195,000 | $ 269,000 | $ 128,000 |
| Prince George's County Maryland | 106 | $ 18,902,000 | $ 178,000 | $ 82,000 |
| Alexandria County Virginia | 80 | $ 16,485,000 | $ 206,000 | $ 111,000 |
| Loudoun County Virginia | 49 | $ 13,581,000 | $ 277,000 | $ 116,000 |
| Prince William County Virginia | 46 | $ 10,032,000 | $ 218,000 | $ 82,000 |
| Anne Arundel County Maryland | 34 | $ 9,390,000 | $ 276,000 | $ 121,000 |
| Howard County Maryland | 22 | $ 4,915,000 | $ 223,000 | $ 110,000 |
| Falls Church County Virginia | 20 | $ 5,350,000 | $ 267,000 | $ 135,000 |
| Sussex County Delaware | 9 | $ 2,837,000 | $ 315,000 | $ 182,000 |
| Fairfax City County Virginia | 9 | $ 2,560,000 | $ 284,000 | $ 124,000 |
| Baltimore City County Maryland | 8 | $ 1,392,000 | $ 174,000 | $ 141,000 |
| Miami-Dade County Florida | 7 | $ 1,981,000 | $ 283,000 | $ 134,000 |
| Calvert County Maryland | 7 | $ 1,429,000 | $ 204,000 | $ 103,000 |
| Boulder County Colorado | 5 | $ 1,531,000 | $ 306,000 | $ 129,000 |
| Talbot County Maryland | 5 | $ 2,041,000 | $ 408,000 | $ 252,000 |
| Middlesex County Massachusetts | 5 | $ 1,090,000 | $ 218,000 | $ 117,000 |
| Baltimore County Maryland | 4 | $ 1,126,000 | $ 281,000 | $ 129,000 |
| Charles County Maryland | 4 | $ 539,000 | $ 134,000 | $ 92,000 |
| Charlottesville County Virginia | 4 | $ 585,000 | $ 146,000 | $ 80,000 |
| Lee County Florida | 3 | $ 567,000 | $ 189,000 | $ 253,000 |
| Sarasota County Florida | 3 | $ 1,067,000 | $ 355,000 | $ 203,000 |
| Worcester County Maryland | 3 | $ 288,000 | $ 96,000 | $ 59,000 |
| Hudson County New Jersey | 3 | $ 1,002,000 | $ 334,000 | $ 134,000 |
| Queens County New York | 3 | $ 592,000 | $ 197,000 | $ 105,000 |
| Dare County North Carolina | 3 | $ 1,141,000 | $ 380,000 | $ 326,000 |
| Frederick County Virginia | 3 | $ 362,000 | $ 120,000 | $ 37,000 |
| Nelson County Virginia | 3 | $ 433,000 | $ 144,000 | $ 161,000 |
| Northumberland County Virginia | 3 | $ 387,000 | $ 129,000 | $ 120,000 |
| Westmoreland County Virginia | 3 | $ 765,000 | $ 255,000 | $ 135,000 |
| Maricopa County Arizona | 2 | $ 652,000 | $ 326,000 | $ 257,000 |
| Orange County California | 2 | $ 611,000 | $ 305,000 | $ 142,000 |
| Santa Clara County California | 2 | $ 1,121,000 | $ 560,000 | $ 275,000 |
| Denver County Colorado | 2 | $ 425,000 | $ 212,000 | $ 64,000 |
| Polk County Florida | 2 | $ 215,000 | $ 107,000 | $ 101,000 |
| Dorchester County Maryland | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Frederick County Maryland | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Harford County Maryland | 2 | $ 391,000 | $ 195,000 | $ 128,000 |
| St. Mary's County Maryland | 2 | $ 272,000 | $ 136,000 | $ 102,000 |
| Barnstable County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 242,000 |
| Mercer County New Jersey | 2 | $ 812,000 | $ 406,000 | $ 165,000 |
| Providence County Rhode Island | 2 | $ 814,000 | $ 407,000 | $ 219,000 |
| Chesterfield County Virginia | 2 | $ 389,000 | $ 194,000 | $ 84,000 |
| Fauquier County Virginia | 2 | $ 624,000 | $ 312,000 | $ 114,000 |
| Lancaster County Virginia | 2 | $ 499,000 | $ 249,000 | $ 170,000 |
| Louisa County Virginia | 2 | $ 270,000 | $ 135,000 | $ 232,000 |
| Norfolk County Virginia | 2 | $ 392,000 | $ 196,000 | $ 170,000 |
| Shenandoah County Virginia | 2 | $ 271,000 | $ 135,000 | $ 197,000 |
| Spotsylvania County Virginia | 2 | $ 325,000 | $ 162,000 | $ 68,000 |
| Stafford County Virginia | 2 | $ 450,000 | $ 225,000 | $ 91,000 |
| Williamsburg County Virginia | 2 | $ 231,000 | $ 115,000 | $ 220,000 |
| King County Washington | 2 | $ 500,000 | $ 250,000 | $ 65,000 |
| Pinal County Arizona | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| Santa Cruz County Arizona | 1 | $ 117,000 | $ 117,000 | $ 179,000 |
| Washington County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 150,000 |
| Contra Costa County California | 1 | $ 425,000 | $ 425,000 | $ 166,000 |
| Los Angeles County California | 1 | $ 293,000 | $ 293,000 | $ 84,000 |
| Marin County California | 1 | $ 630,000 | $ 630,000 | $ 178,000 |
| Riverside County California | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| San Diego County California | 1 | $ 83,000 | $ 83,000 | $ 115,000 |
| San Luis Obispo County California | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Shasta County California | 1 | $ 144,000 | $ 144,000 | $ 37,000 |
| Yolo County California | 1 | $ 221,000 | $ 221,000 | $ 61,000 |
| El Paso County Colorado | 1 | $ 188,000 | $ 188,000 | $ 64,000 |
| Larimer County Colorado | 1 | $ 69,000 | $ 69,000 | $ 58,000 |
| New London County Connecticut | 1 | $ 708,000 | $ 708,000 | $ 276,000 |
| Brevard County Florida | 1 | $ 103,000 | $ 103,000 | $ 73,000 |
| Broward County Florida | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Duval County Florida | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Flagler County Florida | 1 | $ 150,000 | $ 150,000 | $ 183,000 |
| Hillsborough County Florida | 1 | $ 190,000 | $ 190,000 | $ 126,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Marion County Florida | 1 | $ 94,000 | $ 94,000 | $ 44,000 |
| Martin County Florida | 1 | $ 375,000 | $ 375,000 | $ 193,000 |
| Orange County Florida | 1 | $ 132,000 | $ 132,000 | $ 145,000 |
| Palm Beach County Florida | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Pasco County Florida | 1 | $ 119,000 | $ 119,000 | $ 114,000 |
| St. Johns County Florida | 1 | $ 274,000 | $ 274,000 | $ 173,000 |
| Sumter County Florida | 1 | $ 110,000 | $ 110,000 | $ 123,000 |
| Fulton County Georgia | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Honolulu County Hawaii | 1 | $ 301,000 | $ 301,000 | $ 360,000 |
| Blaine County Idaho | 1 | $ 121,000 | $ 121,000 | $ 380,000 |
| Canyon County Idaho | 1 | $ 217,000 | $ 217,000 | $ 338,000 |
| Cook County Illinois | 1 | $ 254,000 | $ 254,000 | $ 109,000 |
| Morgan County Indiana | 1 | $ 173,000 | $ 173,000 | $ 103,000 |
| Orleans County Louisiana | 1 | $ 204,000 | $ 204,000 | $ 96,000 |
| Cumberland County Maine | 1 | $ 379,000 | $ 379,000 | $ 219,000 |
| Hancock County Maine | 1 | $ 160,000 | $ 160,000 | $ 327,000 |
| Allegany County Maryland | 1 | $ 112,000 | $ 112,000 | $ 170,000 |
| Garrett County Maryland | 1 | $ 228,000 | $ 228,000 | $ 143,000 |
| Kent County Maryland | 1 | $ 165,000 | $ 165,000 | $ 245,000 |
| Queen Anne's County Maryland | 1 | $ 104,000 | $ 104,000 | $ 111,000 |
| Hampshire County Massachusetts | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Olmsted County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Grafton County New Hampshire | 1 | $ 700,000 | $ 700,000 | $ 162,000 |
| Bergen County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Essex County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 330,000 |
| Hunterdon County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 95,000 |
| Middlesex County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 118,000 |
| Morris County New Jersey | 1 | $ 440,000 | $ 440,000 | $ 93,000 |
| Ocean County New Jersey | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Union County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Bernalillo County New Mexico | 1 | $ 299,000 | $ 299,000 | $ 72,000 |
| Santa Fe County New Mexico | 1 | $ 434,000 | $ 434,000 | $ 280,000 |
| Albany County New York | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Columbia County New York | 1 | $ 132,000 | $ 132,000 | $ 179,000 |
| Dutchess County New York | 1 | $ 283,000 | $ 283,000 | $ 132,000 |
| Kings County New York | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Monroe County New York | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Westchester County New York | 1 | $ 323,000 | $ 323,000 | $ 258,000 |
| Cumberland County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Wake County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Cuyahoga County Ohio | 1 | $ 177,000 | $ 177,000 | $ 160,000 |
| Summit County Ohio | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Wood County Ohio | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
| Chester County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 167,000 |
| Sullivan County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 214,000 |
| York County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 82,000 |
| Charleston County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Travis County Texas | 1 | $ 330,000 | $ 330,000 | $ 198,000 |
| Salt Lake County Utah | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Accomack County Virginia | 1 | $ 240,000 | $ 240,000 | $ 262,000 |
| Albemarle County Virginia | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Alleghany County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Bedford County Virginia | 1 | $ 168,000 | $ 168,000 | $ 127,000 |
| Clarke County Virginia | 1 | $ 157,000 | $ 157,000 | $ 6,000 |
| Fredericksburg County Virginia | 1 | $ 276,000 | $ 276,000 | $ 110,000 |
| Henrico County Virginia | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| King George County Virginia | 1 | $ 437,000 | $ 437,000 | $ 152,000 |
| Manassas County Virginia | 1 | $ 360,000 | $ 360,000 | $ 130,000 |
| Montgomery County Virginia | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Orange County Virginia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Richmond City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| Roanoke City County Virginia | 1 | $ 128,000 | $ 128,000 | $ 134,000 |
| Suffolk County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 285,000 | $ 285,000 | $ 288,000 |
| Thurston County Washington | 1 | $ 238,000 | $ 238,000 | $ 80,000 |
| Hardy County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Monongalia County West Virginia | 1 | $ 340,000 | $ 340,000 | $ 138,000 |
| Morgan County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,618 | $721,783,000 | $239,120 | $1,250,000 | $162,440 | $573,000 |
| Home Purchase (one-to-four family) | 682 | $238,513,000 | $289,458 | $1,120,000 | $142,041 | $1,668,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $240,000 | $240,000 | $240,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,633 | $498,343,000 | $276,541 | $1,200,000 | $152,916 | $531,000 |
| Asian or Pacific Islander | 719 | $204,693,000 | $261,888 | $1,000,000 | $130,888 | $543,000 |
| Black | 321 | $87,244,000 | $246,571 | $1,250,000 | $101,285 | $425,000 |
| Hispanic | 311 | $85,369,000 | $264,400 | $1,000,000 | $154,800 | $1,668,000 |
| Information not provided by applicant in mail or telephone application | 241 | $62,928,000 | $246,000 | $700,000 | $167,125 | $573,000 |
| Other | 72 | $20,495,000 | $259,500 | $750,000 | $121,250 | $393,000 |
| American Indian or Alaskan Native | 4 | $1,464,000 | $335,500 | $587,000 | $113,000 | $188,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,301 | $960,536,000 | $266,562 | $1,250,000 | $155,406 | $1,668,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,993 | $873,314,000 | $269,724 | $1,250,000 | $155,275 | $573,000 |
| Application Withdrawn By Applicant | 169 | $48,779,000 | $314,888 | $800,000 | $150,333 | $543,000 |
| Application Denied By Financial Institution | 65 | $16,759,000 | $228,666 | $804,000 | $142,888 | $1,668,000 |
| File Closed For Incompleteness | 51 | $15,857,000 | $306,000 | $1,120,000 | $135,000 | $492,000 |
| Application Approved But Not Accepted | 20 | $4,708,000 | $286,666 | $526,000 | $132,666 | $277,000 |
| Loan Purchased By The Institution | 3 | $1,119,000 | $366,500 | $552,000 | $98,000 | $249,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 23 | $5,419,000 | $254,333 | $525,000 | $113,333 | $237,000 |
| Credit History | 17 | $4,616,000 | $329,500 | $804,000 | $117,333 | $308,000 |
| Debt-To-Income Ratio | 10 | $2,572,000 | $308,750 | $710,000 | $66,000 | $99,000 |
| Collateral | 10 | $2,421,000 | $271,875 | $665,000 | $155,375 | $330,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,731,000 | $375,000 | $520,000 | $603,333 | $1,668,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.