Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bank-Fund Staff Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,590 |
| Total Mortgage Loan Application Amount | $730,412,000 |
| Average Mortgage Loan Application Amount | $451,333 |
| Highest Mortgage Loan Application Amount | $2,125,000 |
| Average Applicant Income | $205,333 |
| Highest Applicant Income | $1,067,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 408 | $ 217,146,000 | $ 532,000 | $ 217,000 |
| Montgomery County Maryland | 389 | $ 192,050,000 | $ 493,000 | $ 220,000 |
| Fairfax County Virginia | 273 | $ 127,143,000 | $ 465,000 | $ 197,000 |
| Arlington County Virginia | 86 | $ 37,672,000 | $ 438,000 | $ 202,000 |
| Prince George's County Maryland | 40 | $ 10,457,000 | $ 261,000 | $ 143,000 |
| Loudoun County Virginia | 40 | $ 18,248,000 | $ 456,000 | $ 151,000 |
| Alexandria County Virginia | 28 | $ 11,776,000 | $ 420,000 | $ 181,000 |
| Howard County Maryland | 19 | $ 6,852,000 | $ 360,000 | $ 141,000 |
| Prince William County Virginia | 17 | $ 4,384,000 | $ 257,000 | $ 130,000 |
| Anne Arundel County Maryland | 11 | $ 3,037,000 | $ 276,000 | $ 120,000 |
| Cook County Illinois | 8 | $ 3,190,000 | $ 398,000 | $ 245,000 |
| Los Angeles County California | 7 | $ 4,375,000 | $ 625,000 | $ 198,000 |
| Miami-Dade County Florida | 7 | $ 2,063,000 | $ 294,000 | $ 120,000 |
| Frederick County Maryland | 6 | $ 1,910,000 | $ 318,000 | $ 166,000 |
| Wake County North Carolina | 6 | $ 1,751,000 | $ 291,000 | $ 134,000 |
| Sussex County Delaware | 5 | $ 1,310,000 | $ 262,000 | $ 212,000 |
| Charles County Maryland | 5 | $ 1,273,000 | $ 254,000 | $ 175,000 |
| Alameda County California | 4 | $ 3,063,000 | $ 765,000 | $ 258,000 |
| Fairfield County Connecticut | 4 | $ 3,203,000 | $ 800,000 | $ 308,000 |
| New Castle County Delaware | 4 | $ 1,257,000 | $ 314,000 | $ 160,000 |
| Broward County Florida | 4 | $ 945,000 | $ 236,000 | $ 139,000 |
| Baltimore City County Maryland | 4 | $ 830,000 | $ 207,000 | $ 131,000 |
| Hudson County New Jersey | 4 | $ 2,017,000 | $ 504,000 | $ 223,000 |
| Fairfax City County Virginia | 4 | $ 1,948,000 | $ 487,000 | $ 164,000 |
| Rappahannock County Virginia | 4 | $ 1,133,000 | $ 283,000 | $ 242,000 |
| King County Washington | 4 | $ 2,094,000 | $ 523,000 | $ 211,000 |
| San Francisco County California | 3 | $ 1,908,000 | $ 636,000 | $ 206,000 |
| Santa Barbara County California | 3 | $ 1,758,000 | $ 586,000 | $ 187,000 |
| Lee County Florida | 3 | $ 1,944,000 | $ 648,000 | $ 266,000 |
| Orange County Florida | 3 | $ 906,000 | $ 302,000 | $ 233,000 |
| Palm Beach County Florida | 3 | $ 292,000 | $ 97,000 | $ 64,000 |
| Sarasota County Florida | 3 | $ 783,000 | $ 261,000 | $ 130,000 |
| Worcester County Maryland | 3 | $ 1,001,000 | $ 333,000 | $ 209,000 |
| Middlesex County Massachusetts | 3 | $ 1,793,000 | $ 597,000 | $ 288,000 |
| Westchester County New York | 3 | $ 1,600,000 | $ 533,000 | $ 220,000 |
| Dallas County Texas | 3 | $ 962,000 | $ 320,000 | $ 171,000 |
| Harris County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 141,000 |
| Falls Church County Virginia | 3 | $ 1,039,000 | $ 346,000 | $ 153,000 |
| San Mateo County California | 2 | $ 535,000 | $ 267,000 | $ 88,000 |
| Denver County Colorado | 2 | $ 707,000 | $ 353,000 | $ 161,000 |
| Hartford County Connecticut | 2 | $ 503,000 | $ 251,000 | $ 140,000 |
| New London County Connecticut | 2 | $ 2,278,000 | $ 1,139,000 | $ 326,000 |
| Hillsborough County Florida | 2 | $ 463,000 | $ 231,000 | $ 140,000 |
| Manatee County Florida | 2 | $ 200,000 | $ 100,000 | $ 275,000 |
| Pinellas County Florida | 2 | $ 294,000 | $ 147,000 | $ 70,000 |
| Calvert County Maryland | 2 | $ 671,000 | $ 335,000 | $ 173,000 |
| Garrett County Maryland | 2 | $ 750,000 | $ 375,000 | $ 235,000 |
| Harford County Maryland | 2 | $ 648,000 | $ 324,000 | $ 144,000 |
| Talbot County Maryland | 2 | $ 380,000 | $ 190,000 | $ 163,000 |
| Dukes County Massachusetts | 2 | $ 686,000 | $ 343,000 | $ 347,000 |
| Grafton County New Hampshire | 2 | $ 645,000 | $ 322,000 | $ 180,000 |
| Bergen County New Jersey | 2 | $ 739,000 | $ 369,000 | $ 172,000 |
| Santa Fe County New Mexico | 2 | $ 1,313,000 | $ 656,000 | $ 222,000 |
| Franklin County Pennsylvania | 2 | $ 271,000 | $ 135,000 | $ 69,000 |
| Montgomery County Pennsylvania | 2 | $ 1,237,000 | $ 618,000 | $ 500,000 |
| Philadelphia County Pennsylvania | 2 | $ 735,000 | $ 367,000 | $ 197,000 |
| Tarrant County Texas | 2 | $ 632,000 | $ 316,000 | $ 87,000 |
| Charlottesville County Virginia | 2 | $ 1,166,000 | $ 583,000 | $ 159,000 |
| Frederick County Virginia | 2 | $ 229,000 | $ 114,000 | $ 111,000 |
| Manassas Park County Virginia | 2 | $ 572,000 | $ 286,000 | $ 111,000 |
| Richmond City County Virginia | 2 | $ 478,000 | $ 239,000 | $ 120,000 |
| Virginia Beach County Virginia | 2 | $ 323,000 | $ 161,000 | $ 219,000 |
| Warren County Virginia | 2 | $ 485,000 | $ 242,000 | $ 157,000 |
| Morgan County West Virginia | 2 | $ 679,000 | $ 339,000 | $ 199,000 |
| Maricopa County Arizona | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Pima County Arizona | 1 | $ 628,000 | $ 628,000 | $ 503,000 |
| Marin County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 404,000 |
| Orange County California | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Riverside County California | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Sacramento County California | 1 | $ 407,000 | $ 407,000 | $ 279,000 |
| San Diego County California | 1 | $ 850,000 | $ 850,000 | $ 180,000 |
| Santa Clara County California | 1 | $ 1,880,000 | $ 1,880,000 | $ 437,000 |
| Sonoma County California | 1 | $ 481,000 | $ 481,000 | $ 140,000 |
| Yolo County California | 1 | $ 15,000 | $ 15,000 | $ 164,000 |
| El Paso County Colorado | 1 | $ 294,000 | $ 294,000 | $ 111,000 |
| Summit County Colorado | 1 | $ 415,000 | $ 415,000 | $ 365,000 |
| Charlotte County Florida | 1 | $ 250,000 | $ 250,000 | $ 197,000 |
| Gilchrist County Florida | 1 | $ 300,000 | $ 300,000 | $ 178,000 |
| Nassau County Florida | 1 | $ 350,000 | $ 350,000 | $ 153,000 |
| Pasco County Florida | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| Seminole County Florida | 1 | $ 122,000 | $ 122,000 | $ 224,000 |
| St. Lucie County Florida | 1 | $ 156,000 | $ 156,000 | $ 148,000 |
| DeKalb County Georgia | 1 | $ 93,000 | $ 93,000 | $ 101,000 |
| Fulton County Georgia | 1 | $ 322,000 | $ 322,000 | $ 97,000 |
| Hawaii County Hawaii | 1 | $ 415,000 | $ 415,000 | $ 293,000 |
| Honolulu County Hawaii | 1 | $ 680,000 | $ 680,000 | $ 179,000 |
| Maui County Hawaii | 1 | $ 950,000 | $ 950,000 | $ 284,000 |
| DuPage County Illinois | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| McHenry County Illinois | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Tippecanoe County Indiana | 1 | $ 180,000 | $ 180,000 | $ 205,000 |
| Cumberland County Maine | 1 | $ 259,000 | $ 259,000 | $ 170,000 |
| Hancock County Maine | 1 | $ 250,000 | $ 250,000 | $ 135,000 |
| Lincoln County Maine | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Allegany County Maryland | 1 | $ 76,000 | $ 76,000 | $ 229,000 |
| Dorchester County Maryland | 1 | $ 175,000 | $ 175,000 | $ 335,000 |
| St. Mary's County Maryland | 1 | $ 30,000 | $ 30,000 | $ 76,000 |
| Washington County Maryland | 1 | $ 6,000 | $ 6,000 | $ 5,000 |
| Barnstable County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 416,000 |
| Berkshire County Massachusetts | 1 | $ 209,000 | $ 209,000 | $ 188,000 |
| Bristol County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Hampshire County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 336,000 |
| Plymouth County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 223,000 |
| Oakland County Michigan | 1 | $ 222,000 | $ 222,000 | $ 108,000 |
| Hennepin County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Boone County Missouri | 1 | $ 200,000 | $ 200,000 | $ 162,000 |
| Strafford County New Hampshire | 1 | $ 456,000 | $ 456,000 | $ 133,000 |
| Mercer County New Jersey | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Middlesex County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 351,000 |
| Taos County New Mexico | 1 | $ 400,000 | $ 400,000 | $ 281,000 |
| Kings County New York | 1 | $ 945,000 | $ 945,000 | $ 146,000 |
| Madison County New York | 1 | $ 167,000 | $ 167,000 | $ 194,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Otsego County New York | 1 | $ 120,000 | $ 120,000 | $ 148,000 |
| Tompkins County New York | 1 | $ 28,000 | $ 28,000 | $ 112,000 |
| Ulster County New York | 1 | $ 313,000 | $ 313,000 | $ 170,000 |
| Buncombe County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 110,000 |
| Cabarrus County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 150,000 |
| Durham County North Carolina | 1 | $ 720,000 | $ 720,000 | $ 407,000 |
| Guilford County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 114,000 |
| Mecklenburg County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 665,000 |
| Orange County North Carolina | 1 | $ 634,000 | $ 634,000 | $ 166,000 |
| Union County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Hamilton County Ohio | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| Deschutes County Oregon | 1 | $ 660,000 | $ 660,000 | $ 161,000 |
| Allegheny County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 140,000 |
| Chester County Pennsylvania | 1 | $ 850,000 | $ 850,000 | $ 337,000 |
| Lancaster County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 88,000 |
| Lebanon County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 140,000 |
| Beaufort County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 116,000 |
| Charleston County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Hamilton County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Bexar County Texas | 1 | $ 148,000 | $ 148,000 | $ 120,000 |
| Collin County Texas | 1 | $ 270,000 | $ 270,000 | $ 91,000 |
| Hutchinson County Texas | 1 | $ 37,000 | $ 37,000 | $ 43,000 |
| Summit County Utah | 1 | $ 219,000 | $ 219,000 | $ 55,000 |
| Caledonia County Vermont | 1 | $ 56,000 | $ 56,000 | $ 229,000 |
| Bedford County Virginia | 1 | $ 291,000 | $ 291,000 | $ 134,000 |
| Clarke County Virginia | 1 | $ 281,000 | $ 281,000 | $ 521,000 |
| Goochland County Virginia | 1 | $ 232,000 | $ 232,000 | $ 212,000 |
| Henrico County Virginia | 1 | $ 292,000 | $ 292,000 | $ 103,000 |
| Lancaster County Virginia | 1 | $ 400,000 | $ 400,000 | $ 210,000 |
| Orange County Virginia | 1 | $ 268,000 | $ 268,000 | $ 178,000 |
| Roanoke City County Virginia | 1 | $ 164,000 | $ 164,000 | $ 94,000 |
| Stafford County Virginia | 1 | $ 370,000 | $ 370,000 | $ 190,000 |
| Clallam County Washington | 1 | $ 172,000 | $ 172,000 | $ 55,000 |
| Clark County Washington | 1 | $ 279,000 | $ 279,000 | $ 272,000 |
| Kitsap County Washington | 1 | $ 30,000 | $ 30,000 | $ 188,000 |
| Thurston County Washington | 1 | $ 256,000 | $ 256,000 | $ 85,000 |
| Hardy County West Virginia | 1 | $ 178,000 | $ 178,000 | $ 144,000 |
| Preston County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 752 | $330,400,000 | $439,000 | $2,125,000 | $204,000 | $815,000 |
| Home Purchase | 711 | $345,303,000 | $485,000 | $1,920,000 | $197,000 | $1,067,000 |
| Home Improvement | 127 | $54,709,000 | $430,000 | $1,800,000 | $215,000 | $817,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 624 | $303,144,000 | $485,000 | $2,125,000 | $215,000 | $708,000 |
| Not Provided | 332 | $156,712,000 | $472,000 | $1,982,000 | $212,000 | $1,067,000 |
| Asian | 307 | $145,060,000 | $472,000 | $1,880,000 | $191,000 | $817,000 |
| Hispanic | 166 | $66,468,000 | $400,000 | $1,350,000 | $184,000 | $707,000 |
| Black or African American | 149 | $56,372,000 | $378,000 | $1,270,000 | $168,000 | $815,000 |
| Not applicable | 5 | $147,000 | $29,000 | $91,000 | $150,000 | $365,000 |
| American Indian or Alaskan Native | 4 | $1,415,000 | $353,000 | $576,000 | $119,000 | $208,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $1,094,000 | $364,000 | $680,000 | $144,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,590 | $730,412,000 | $459,000 | $2,125,000 | $201,000 | $1,067,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,262 | $585,043,000 | $463,000 | $2,125,000 | $209,000 | $817,000 |
| Application Withdrawn By Applicant | 217 | $98,708,000 | $454,000 | $1,320,000 | $184,000 | $1,067,000 |
| Application Denied By Financial Institution | 89 | $37,548,000 | $421,000 | $1,890,000 | $143,000 | $815,000 |
| Application Approved But Not Accepted | 10 | $3,640,000 | $364,000 | $752,000 | $181,000 | $365,000 |
| File Closed For Incompleteness | 9 | $4,127,000 | $458,000 | $1,300,000 | $200,000 | $381,000 |
| Preapproval Approved but not Accepted | 3 | $1,346,000 | $448,000 | $656,000 | $125,000 | $256,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 37 | $15,613,000 | $421,000 | $1,890,000 | $105,000 | $331,000 |
| Credit History | 24 | $8,857,000 | $369,000 | $800,000 | $157,000 | $815,000 |
| Collateral | 15 | $8,575,000 | $571,000 | $1,676,000 | $194,000 | $394,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,996,000 | $399,000 | $560,000 | $120,000 | $224,000 |
| Other | 5 | $1,630,000 | $326,000 | $625,000 | $200,000 | $312,000 |
| Unverifiable Information | 1 | $227,000 | $227,000 | $227,000 | $278,000 | $278,000 |
| Employment History | 1 | $550,000 | $550,000 | $550,000 | $140,000 | $140,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.