Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Bank-Fund Staff Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,559 |
| Total Mortgage Loan Application Amount | $726,928,000 |
| Average Mortgage Loan Application Amount | $453,666 |
| Highest Mortgage Loan Application Amount | $2,150,000 |
| Average Applicant Income | $206,000 |
| Highest Applicant Income | $866,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 418 | $ 195,199,000 | $ 466,000 | $ 214,000 |
| District of Columbia County District Of Columbia | 355 | $ 191,723,000 | $ 540,000 | $ 221,000 |
| Fairfax County Virginia | 278 | $ 134,324,000 | $ 483,000 | $ 198,000 |
| Arlington County Virginia | 73 | $ 39,962,000 | $ 547,000 | $ 228,000 |
| Prince George's County Maryland | 43 | $ 12,573,000 | $ 292,000 | $ 122,000 |
| Loudoun County Virginia | 42 | $ 18,497,000 | $ 440,000 | $ 158,000 |
| Alexandria County Virginia | 32 | $ 12,806,000 | $ 400,000 | $ 178,000 |
| Prince William County Virginia | 18 | $ 5,805,000 | $ 322,000 | $ 133,000 |
| Howard County Maryland | 14 | $ 6,874,000 | $ 491,000 | $ 152,000 |
| Fairfax City County Virginia | 13 | $ 6,634,000 | $ 510,000 | $ 185,000 |
| Anne Arundel County Maryland | 11 | $ 5,421,000 | $ 492,000 | $ 180,000 |
| Miami-Dade County Florida | 9 | $ 2,235,000 | $ 248,000 | $ 199,000 |
| Falls Church County Virginia | 9 | $ 5,712,000 | $ 634,000 | $ 217,000 |
| Frederick County Maryland | 7 | $ 2,504,000 | $ 357,000 | $ 148,000 |
| Lee County Florida | 6 | $ 1,272,000 | $ 212,000 | $ 168,000 |
| Baltimore City County Maryland | 6 | $ 1,386,000 | $ 231,000 | $ 131,000 |
| New York County New York | 6 | $ 3,716,000 | $ 619,000 | $ 325,000 |
| Sussex County Delaware | 5 | $ 1,275,000 | $ 255,000 | $ 156,000 |
| St. Mary's County Maryland | 5 | $ 1,218,000 | $ 243,000 | $ 298,000 |
| Middlesex County Massachusetts | 5 | $ 3,051,000 | $ 610,000 | $ 297,000 |
| Middlesex County New Jersey | 5 | $ 1,392,000 | $ 278,000 | $ 241,000 |
| King County Washington | 5 | $ 2,440,000 | $ 488,000 | $ 290,000 |
| Maricopa County Arizona | 4 | $ 1,154,000 | $ 288,000 | $ 158,000 |
| Los Angeles County California | 4 | $ 1,816,000 | $ 454,000 | $ 227,000 |
| Broward County Florida | 4 | $ 1,453,000 | $ 363,000 | $ 150,000 |
| Hudson County New Jersey | 4 | $ 1,316,000 | $ 329,000 | $ 272,000 |
| Kings County New York | 4 | $ 2,606,000 | $ 651,000 | $ 148,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,096,000 | $ 274,000 | $ 73,000 |
| San Francisco County California | 3 | $ 3,384,000 | $ 1,128,000 | $ 340,000 |
| San Mateo County California | 3 | $ 2,580,000 | $ 860,000 | $ 285,000 |
| Boulder County Colorado | 3 | $ 868,000 | $ 289,000 | $ 142,000 |
| Hillsborough County Florida | 3 | $ 824,000 | $ 274,000 | $ 173,000 |
| Palm Beach County Florida | 3 | $ 967,000 | $ 322,000 | $ 139,000 |
| St. Lucie County Florida | 3 | $ 625,000 | $ 208,000 | $ 155,000 |
| Fulton County Georgia | 3 | $ 660,000 | $ 220,000 | $ 139,000 |
| Oakland County Michigan | 3 | $ 631,000 | $ 210,000 | $ 151,000 |
| Santa Fe County New Mexico | 3 | $ 1,567,000 | $ 522,000 | $ 126,000 |
| New Hanover County North Carolina | 3 | $ 284,000 | $ 94,000 | $ 163,000 |
| Delaware County Pennsylvania | 3 | $ 623,000 | $ 207,000 | $ 123,000 |
| Dallas County Texas | 3 | $ 1,520,000 | $ 506,000 | $ 241,000 |
| Amherst County Virginia | 3 | $ 254,000 | $ 84,000 | $ 365,000 |
| Richmond City County Virginia | 3 | $ 1,476,000 | $ 492,000 | $ 297,000 |
| Coconino County Arizona | 2 | $ 527,000 | $ 263,000 | $ 158,000 |
| Pinal County Arizona | 2 | $ 378,000 | $ 189,000 | $ 97,000 |
| San Diego County California | 2 | $ 824,000 | $ 412,000 | $ 223,000 |
| El Paso County Colorado | 2 | $ 634,000 | $ 317,000 | $ 72,000 |
| Charlotte County Florida | 2 | $ 570,000 | $ 285,000 | $ 172,000 |
| Manatee County Florida | 2 | $ 427,000 | $ 213,000 | $ 75,000 |
| Orange County Florida | 2 | $ 435,000 | $ 217,000 | $ 195,000 |
| Cook County Illinois | 2 | $ 323,000 | $ 161,000 | $ 94,000 |
| Dorchester County Maryland | 2 | $ 492,000 | $ 246,000 | $ 249,000 |
| Berkshire County Massachusetts | 2 | $ 405,000 | $ 202,000 | $ 121,000 |
| Bergen County New Jersey | 2 | $ 1,682,000 | $ 841,000 | $ 296,000 |
| Rensselaer County New York | 2 | $ 252,000 | $ 126,000 | $ 190,000 |
| Wake County North Carolina | 2 | $ 696,000 | $ 348,000 | $ 99,000 |
| Multnomah County Oregon | 2 | $ 1,020,000 | $ 510,000 | $ 238,000 |
| Lackawanna County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Harris County Texas | 2 | $ 506,000 | $ 253,000 | $ 96,000 |
| Albemarle County Virginia | 2 | $ 1,232,000 | $ 616,000 | $ 283,000 |
| Bedford County Virginia | 2 | $ 720,000 | $ 360,000 | $ 477,000 |
| Stafford County Virginia | 2 | $ 417,000 | $ 208,000 | $ 109,000 |
| Warren County Virginia | 2 | $ 938,000 | $ 469,000 | $ 308,000 |
| Jefferson County West Virginia | 2 | $ 560,000 | $ 280,000 | $ 84,000 |
| Madison County Alabama | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Pima County Arizona | 1 | $ 700,000 | $ 700,000 | $ 231,000 |
| Alameda County California | 1 | $ 480,000 | $ 480,000 | $ 139,000 |
| Contra Costa County California | 1 | $ 680,000 | $ 680,000 | $ 141,000 |
| Fresno County California | 1 | $ 309,000 | $ 309,000 | $ 82,000 |
| Marin County California | 1 | $ 264,000 | $ 264,000 | $ 71,000 |
| Monterey County California | 1 | $ 745,000 | $ 745,000 | $ 236,000 |
| Placer County California | 1 | $ 464,000 | $ 464,000 | $ 175,000 |
| Santa Clara County California | 1 | $ 1,300,000 | $ 1,300,000 | $ 222,000 |
| Ventura County California | 1 | $ 810,000 | $ 810,000 | $ 450,000 |
| Denver County Colorado | 1 | $ 100,000 | $ 100,000 | $ 154,000 |
| Gunnison County Colorado | 1 | $ 560,000 | $ 560,000 | $ 117,000 |
| Hartford County Connecticut | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| New Castle County Delaware | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Collier County Florida | 1 | $ 639,000 | $ 639,000 | $ 274,000 |
| Polk County Florida | 1 | $ 203,000 | $ 203,000 | $ 107,000 |
| Santa Rosa County Florida | 1 | $ 180,000 | $ 180,000 | $ 145,000 |
| Sarasota County Florida | 1 | $ 66,000 | $ 66,000 | $ 196,000 |
| Seminole County Florida | 1 | $ 131,000 | $ 131,000 | $ 232,000 |
| Sumter County Florida | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| Cherokee County Georgia | 1 | $ 192,000 | $ 192,000 | $ 140,000 |
| Clarke County Georgia | 1 | $ 91,000 | $ 91,000 | $ 129,000 |
| Cobb County Georgia | 1 | $ 140,000 | $ 140,000 | $ 193,000 |
| Columbia County Georgia | 1 | $ 900,000 | $ 900,000 | $ 247,000 |
| DeKalb County Georgia | 1 | $ 408,000 | $ 408,000 | $ 166,000 |
| Gwinnett County Georgia | 1 | $ 196,000 | $ 196,000 | $ 172,000 |
| Honolulu County Hawaii | 1 | $ 1,200,000 | $ 1,200,000 | $ 317,000 |
| Kauai County Hawaii | 1 | $ 710,000 | $ 710,000 | $ 377,000 |
| DuPage County Illinois | 1 | $ 432,000 | $ 432,000 | $ 199,000 |
| Jefferson County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 194,000 |
| East Baton Rouge County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 218,000 |
| Jefferson County Louisiana | 1 | $ 236,000 | $ 236,000 | $ 150,000 |
| Orleans County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| Lincoln County Maine | 1 | $ 304,000 | $ 304,000 | $ 143,000 |
| Sagadahoc County Maine | 1 | $ 310,000 | $ 310,000 | $ 495,000 |
| Baltimore County Maryland | 1 | $ 245,000 | $ 245,000 | $ 284,000 |
| Queen Anne's County Maryland | 1 | $ 340,000 | $ 340,000 | $ 321,000 |
| Essex County Massachusetts | 1 | $ 784,000 | $ 784,000 | $ 206,000 |
| Hampden County Massachusetts | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Norfolk County Massachusetts | 1 | $ 1,120,000 | $ 1,120,000 | $ 400,000 |
| Suffolk County Massachusetts | 1 | $ 960,000 | $ 960,000 | $ 570,000 |
| Benzie County Michigan | 1 | $ 180,000 | $ 180,000 | $ 258,000 |
| Ingham County Michigan | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Hennepin County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 401,000 |
| Stearns County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| St. Louis County Missouri | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Clark County Nevada | 1 | $ 220,000 | $ 220,000 | $ 45,000 |
| Grafton County New Hampshire | 1 | $ 993,000 | $ 993,000 | $ 612,000 |
| Merrimack County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Taos County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Albany County New York | 1 | $ 400,000 | $ 400,000 | $ 356,000 |
| Delaware County New York | 1 | $ 148,000 | $ 148,000 | $ 196,000 |
| Dutchess County New York | 1 | $ 211,000 | $ 211,000 | $ 126,000 |
| Monroe County New York | 1 | $ 240,000 | $ 240,000 | $ 454,000 |
| Nassau County New York | 1 | $ 328,000 | $ 328,000 | $ 80,000 |
| Onondaga County New York | 1 | $ 159,000 | $ 159,000 | $ 93,000 |
| Queens County New York | 1 | $ 700,000 | $ 700,000 | $ 185,000 |
| Tompkins County New York | 1 | $ 260,000 | $ 260,000 | $ 270,000 |
| Brunswick County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 542,000 |
| Currituck County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 108,000 |
| Hamilton County Ohio | 1 | $ 248,000 | $ 248,000 | $ 71,000 |
| Cleveland County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 108,000 |
| Allegheny County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 116,000 |
| Washington County Rhode Island | 1 | $ 540,000 | $ 540,000 | $ 264,000 |
| Davidson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Henry County Tennessee | 1 | $ 376,000 | $ 376,000 | $ 299,000 |
| Bexar County Texas | 1 | $ 313,000 | $ 313,000 | $ 95,000 |
| Collin County Texas | 1 | $ 460,000 | $ 460,000 | $ 185,000 |
| El Paso County Texas | 1 | $ 380,000 | $ 380,000 | $ 163,000 |
| Fort Bend County Texas | 1 | $ 394,000 | $ 394,000 | $ 186,000 |
| Salt Lake County Utah | 1 | $ 491,000 | $ 491,000 | $ 148,000 |
| Utah County Utah | 1 | $ 123,000 | $ 123,000 | $ 363,000 |
| Accomack County Virginia | 1 | $ 205,000 | $ 205,000 | $ 284,000 |
| Charlottesville County Virginia | 1 | $ 355,000 | $ 355,000 | $ 218,000 |
| Henrico County Virginia | 1 | $ 280,000 | $ 280,000 | $ 122,000 |
| James City County Virginia | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Lancaster County Virginia | 1 | $ 412,000 | $ 412,000 | $ 129,000 |
| Louisa County Virginia | 1 | $ 242,000 | $ 242,000 | $ 208,000 |
| Rappahannock County Virginia | 1 | $ 375,000 | $ 375,000 | $ 69,000 |
| Virginia Beach County Virginia | 1 | $ 170,000 | $ 170,000 | $ 187,000 |
| Clark County Washington | 1 | $ 400,000 | $ 400,000 | $ 75,000 |
| Pierce County Washington | 1 | $ 217,000 | $ 217,000 | $ 70,000 |
| Snohomish County Washington | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
| Hardy County West Virginia | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| Door County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 810 | $404,220,000 | $499,000 | $2,000,000 | $203,000 | $866,000 |
| Refinancing | 628 | $270,429,000 | $430,000 | $2,150,000 | $202,000 | $677,000 |
| Home Improvement | 121 | $52,279,000 | $432,000 | $1,750,000 | $213,000 | $591,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 510 | $259,739,000 | $509,000 | $1,950,000 | $228,000 | $866,000 |
| Not Provided | 361 | $170,044,000 | $471,000 | $2,000,000 | $201,000 | $680,000 |
| Asian | 327 | $148,125,000 | $452,000 | $1,415,000 | $200,000 | $681,000 |
| Black or African American | 187 | $69,259,000 | $370,000 | $2,150,000 | $159,000 | $622,000 |
| Hispanic | 166 | $77,067,000 | $464,000 | $2,000,000 | $194,000 | $625,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,889,000 | $472,000 | $620,000 | $231,000 | $296,000 |
| American Indian or Alaskan Native | 4 | $805,000 | $201,000 | $312,000 | $174,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,559 | $726,928,000 | $466,000 | $2,150,000 | $204,000 | $866,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,089 | $516,982,000 | $474,000 | $2,150,000 | $214,000 | $866,000 |
| Application Withdrawn By Applicant | 246 | $113,452,000 | $461,000 | $1,800,000 | $186,000 | $581,000 |
| File Closed For Incompleteness | 104 | $41,391,000 | $397,000 | $1,600,000 | $192,000 | $670,000 |
| Application Denied By Financial Institution | 104 | $47,553,000 | $457,000 | $1,680,000 | $152,000 | $625,000 |
| Application Approved But Not Accepted | 16 | $7,550,000 | $471,000 | $1,084,000 | $183,000 | $325,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 41 | $21,025,000 | $512,000 | $1,680,000 | $121,000 | $422,000 |
| Credit History | 33 | $13,753,000 | $416,000 | $1,360,000 | $139,000 | $310,000 |
| Collateral | 16 | $7,117,000 | $444,000 | $1,350,000 | $234,000 | $542,000 |
| Other | 6 | $2,251,000 | $375,000 | $800,000 | $233,000 | $625,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,308,000 | $461,000 | $761,000 | $136,000 | $179,000 |
| Employment History | 2 | $383,000 | $191,000 | $292,000 | $76,000 | $131,000 |
| Unverifiable Information | 1 | $716,000 | $716,000 | $716,000 | $229,000 | $229,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.