Bank-Fund Staff Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Bank-Fund Staff Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank-Fund Staff Federal Credit Union 1725 I Street Nw Suite 150 Washington, DC 20006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,523 |
| Total Mortgage Loan Application Amount | $1,590,965,000 |
| Average Mortgage Loan Application Amount | $442,600 |
| Highest Mortgage Loan Application Amount | $2,165,000 |
| Average Applicant Income | $220,800 |
| Highest Applicant Income | $2,693,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Bank-Fund Staff Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank-Fund Staff Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Bank-Fund Staff Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank-Fund Staff Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank-Fund Staff Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank-Fund Staff Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 914 | $ 430,980,000 | $ 471,000 | $ 235,000 |
| District of Columbia County District Of Columbia | 772 | $ 404,550,000 | $ 524,000 | $ 256,000 |
| Fairfax County Virginia | 648 | $ 293,110,000 | $ 452,000 | $ 228,000 |
| Arlington County Virginia | 173 | $ 81,085,000 | $ 468,000 | $ 248,000 |
| Loudoun County Virginia | 119 | $ 46,595,000 | $ 391,000 | $ 205,000 |
| Prince George's County Maryland | 100 | $ 29,670,000 | $ 296,000 | $ 147,000 |
| Alexandria County Virginia | 56 | $ 23,240,000 | $ 415,000 | $ 262,000 |
| Prince William County Virginia | 50 | $ 15,430,000 | $ 308,000 | $ 153,000 |
| Howard County Maryland | 37 | $ 14,025,000 | $ 379,000 | $ 229,000 |
| Frederick County Maryland | 25 | $ 6,885,000 | $ 275,000 | $ 208,000 |
| Anne Arundel County Maryland | 24 | $ 11,040,000 | $ 460,000 | $ 170,000 |
| Miami-Dade County Florida | 23 | $ 9,125,000 | $ 396,000 | $ 221,000 |
| Sussex County Delaware | 19 | $ 5,855,000 | $ 308,000 | $ 211,000 |
| Los Angeles County California | 13 | $ 8,665,000 | $ 666,000 | $ 175,000 |
| Baltimore City County Maryland | 13 | $ 3,175,000 | $ 244,000 | $ 166,000 |
| Baltimore County Maryland | 11 | $ 5,535,000 | $ 503,000 | $ 301,000 |
| Falls Church County Virginia | 11 | $ 5,795,000 | $ 526,000 | $ 240,000 |
| Stafford County Virginia | 11 | $ 3,035,000 | $ 275,000 | $ 160,000 |
| Fairfax City County Virginia | 10 | $ 3,640,000 | $ 364,000 | $ 153,000 |
| Broward County Florida | 9 | $ 3,175,000 | $ 352,000 | $ 244,000 |
| Cook County Illinois | 9 | $ 2,205,000 | $ 245,000 | $ 142,000 |
| Fauquier County Virginia | 9 | $ 5,425,000 | $ 602,000 | $ 244,000 |
| Hillsborough County Florida | 8 | $ 1,200,000 | $ 150,000 | $ 269,000 |
| Palm Beach County Florida | 8 | $ 2,200,000 | $ 275,000 | $ 143,000 |
| Fulton County Georgia | 8 | $ 2,110,000 | $ 263,000 | $ 173,000 |
| Wake County North Carolina | 7 | $ 2,165,000 | $ 309,000 | $ 173,000 |
| King County Washington | 7 | $ 4,365,000 | $ 623,000 | $ 217,000 |
| Alameda County California | 6 | $ 3,710,000 | $ 618,000 | $ 291,000 |
| New Castle County Delaware | 6 | $ 1,270,000 | $ 211,000 | $ 266,000 |
| Bergen County New Jersey | 6 | $ 2,630,000 | $ 438,000 | $ 296,000 |
| New York County New York | 6 | $ 5,540,000 | $ 923,000 | $ 617,000 |
| Dallas County Texas | 6 | $ 2,230,000 | $ 371,000 | $ 240,000 |
| Charlottesville County Virginia | 6 | $ 1,380,000 | $ 230,000 | $ 91,000 |
| Chesterfield County Virginia | 6 | $ 1,720,000 | $ 286,000 | $ 216,000 |
| Richmond City County Virginia | 6 | $ 2,120,000 | $ 353,000 | $ 276,000 |
| Collier County Florida | 5 | $ 2,775,000 | $ 555,000 | $ 296,000 |
| Calvert County Maryland | 5 | $ 1,665,000 | $ 333,000 | $ 269,000 |
| Norfolk County Massachusetts | 5 | $ 5,085,000 | $ 1,017,000 | $ 314,000 |
| Oakland County Michigan | 5 | $ 1,845,000 | $ 369,000 | $ 180,000 |
| Allegheny County Pennsylvania | 5 | $ 1,275,000 | $ 255,000 | $ 202,000 |
| Montgomery County Pennsylvania | 5 | $ 2,695,000 | $ 539,000 | $ 383,000 |
| Philadelphia County Pennsylvania | 5 | $ 2,115,000 | $ 423,000 | $ 219,000 |
| Charleston County South Carolina | 5 | $ 1,365,000 | $ 273,000 | $ 232,000 |
| Albemarle County Virginia | 5 | $ 1,035,000 | $ 207,000 | $ 169,000 |
| Fairfield County Connecticut | 4 | $ 2,600,000 | $ 650,000 | $ 224,000 |
| Orange County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 209,000 |
| Sarasota County Florida | 4 | $ 990,000 | $ 247,000 | $ 118,000 |
| Maui County Hawaii | 4 | $ 2,010,000 | $ 502,000 | $ 91,000 |
| Washington County Maryland | 4 | $ 1,530,000 | $ 382,000 | $ 165,000 |
| Durham County North Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 187,000 |
| Cuyahoga County Ohio | 4 | $ 560,000 | $ 140,000 | $ 192,000 |
| Fort Bend County Texas | 4 | $ 1,560,000 | $ 390,000 | $ 215,000 |
| Harris County Texas | 4 | $ 2,290,000 | $ 572,000 | $ 284,000 |
| Montgomery County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 172,000 |
| Frederick County Virginia | 4 | $ 730,000 | $ 182,000 | $ 194,000 |
| Spotsylvania County Virginia | 4 | $ 1,510,000 | $ 377,000 | $ 177,000 |
| Sacramento County California | 3 | $ 1,125,000 | $ 375,000 | $ 140,000 |
| New Haven County Connecticut | 3 | $ 1,085,000 | $ 361,000 | $ 222,000 |
| Osceola County Florida | 3 | $ 855,000 | $ 285,000 | $ 179,000 |
| Putnam County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 172,000 |
| St. Lucie County Florida | 3 | $ 675,000 | $ 225,000 | $ 197,000 |
| Honolulu County Hawaii | 3 | $ 685,000 | $ 228,000 | $ 178,000 |
| Cumberland County Maine | 3 | $ 1,105,000 | $ 368,000 | $ 146,000 |
| Charles County Maryland | 3 | $ 665,000 | $ 221,000 | $ 130,000 |
| Wicomico County Maryland | 3 | $ 855,000 | $ 285,000 | $ 223,000 |
| Berkshire County Massachusetts | 3 | $ 745,000 | $ 248,000 | $ 193,000 |
| Middlesex County Massachusetts | 3 | $ 1,095,000 | $ 365,000 | $ 236,000 |
| Suffolk County Massachusetts | 3 | $ 1,385,000 | $ 461,000 | $ 175,000 |
| Washtenaw County Michigan | 3 | $ 985,000 | $ 328,000 | $ 160,000 |
| Clark County Nevada | 3 | $ 765,000 | $ 255,000 | $ 102,000 |
| Middlesex County New Jersey | 3 | $ 875,000 | $ 291,000 | $ 176,000 |
| Monmouth County New Jersey | 3 | $ 1,085,000 | $ 361,000 | $ 146,000 |
| Santa Fe County New Mexico | 3 | $ 1,985,000 | $ 661,000 | $ 165,000 |
| Kings County New York | 3 | $ 2,255,000 | $ 751,000 | $ 126,000 |
| Multnomah County Oregon | 3 | $ 1,555,000 | $ 518,000 | $ 172,000 |
| Collin County Texas | 3 | $ 1,415,000 | $ 471,000 | $ 118,000 |
| Denton County Texas | 3 | $ 1,455,000 | $ 485,000 | $ 142,000 |
| Accomack County Virginia | 3 | $ 625,000 | $ 208,000 | $ 223,000 |
| Louisa County Virginia | 3 | $ 855,000 | $ 285,000 | $ 244,000 |
| Virginia Beach County Virginia | 3 | $ 575,000 | $ 191,000 | $ 284,000 |
| Warren County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 84,000 |
| Jefferson County West Virginia | 3 | $ 525,000 | $ 175,000 | $ 133,000 |
| Maricopa County Arizona | 2 | $ 1,040,000 | $ 520,000 | $ 137,000 |
| Orange County California | 2 | $ 1,340,000 | $ 670,000 | $ 222,000 |
| San Diego County California | 2 | $ 1,510,000 | $ 755,000 | $ 179,000 |
| San Mateo County California | 2 | $ 1,960,000 | $ 980,000 | $ 203,000 |
| Adams County Colorado | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| Boulder County Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 150,000 |
| Denver County Colorado | 2 | $ 660,000 | $ 330,000 | $ 205,000 |
| El Paso County Colorado | 2 | $ 580,000 | $ 290,000 | $ 152,000 |
| Jefferson County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 220,000 |
| Summit County Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 668,000 |
| Manatee County Florida | 2 | $ 710,000 | $ 355,000 | $ 213,000 |
| Polk County Florida | 2 | $ 720,000 | $ 360,000 | $ 217,000 |
| St. Johns County Florida | 2 | $ 430,000 | $ 215,000 | $ 120,000 |
| DeKalb County Georgia | 2 | $ 430,000 | $ 215,000 | $ 100,000 |
| Champaign County Illinois | 2 | $ 250,000 | $ 125,000 | $ 200,000 |
| St. Joseph County Indiana | 2 | $ 350,000 | $ 175,000 | $ 107,000 |
| Johnson County Kansas | 2 | $ 380,000 | $ 190,000 | $ 167,000 |
| Lincoln County Maine | 2 | $ 480,000 | $ 240,000 | $ 292,000 |
| Allegany County Maryland | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Carroll County Maryland | 2 | $ 660,000 | $ 330,000 | $ 111,000 |
| Queen Anne's County Maryland | 2 | $ 470,000 | $ 235,000 | $ 231,000 |
| Somerset County Maryland | 2 | $ 590,000 | $ 295,000 | $ 140,000 |
| St. Mary's County Maryland | 2 | $ 320,000 | $ 160,000 | $ 187,000 |
| Talbot County Maryland | 2 | $ 1,160,000 | $ 580,000 | $ 139,000 |
| Worcester County Maryland | 2 | $ 630,000 | $ 315,000 | $ 231,000 |
| Dakota County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Washoe County Nevada | 2 | $ 1,980,000 | $ 990,000 | $ 102,000 |
| Hudson County New Jersey | 2 | $ 540,000 | $ 270,000 | $ 200,000 |
| Mercer County New Jersey | 2 | $ 2,400,000 | $ 1,200,000 | $ 330,000 |
| Union County New Jersey | 2 | $ 1,390,000 | $ 695,000 | $ 266,000 |
| Suffolk County New York | 2 | $ 1,450,000 | $ 725,000 | $ 211,000 |
| Westchester County New York | 2 | $ 1,220,000 | $ 610,000 | $ 321,000 |
| Brunswick County North Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 373,000 |
| Cumberland County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 327,000 |
| Mecklenburg County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 104,000 |
| Union County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 141,000 |
| Dauphin County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Lehigh County Pennsylvania | 2 | $ 1,870,000 | $ 935,000 | $ 193,000 |
| Kent County Rhode Island | 2 | $ 1,240,000 | $ 620,000 | $ 359,000 |
| Richland County South Carolina | 2 | $ 710,000 | $ 355,000 | $ 180,000 |
| Hamilton County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 121,000 |
| Travis County Texas | 2 | $ 380,000 | $ 190,000 | $ 235,000 |
| Manassas County Virginia | 2 | $ 540,000 | $ 270,000 | $ 90,000 |
| Northumberland County Virginia | 2 | $ 590,000 | $ 295,000 | $ 67,000 |
| Rappahannock County Virginia | 2 | $ 1,850,000 | $ 925,000 | $ 265,000 |
| Rockingham County Virginia | 2 | $ 700,000 | $ 350,000 | $ 224,000 |
| Kitsap County Washington | 2 | $ 2,130,000 | $ 1,065,000 | $ 207,000 |
| Berkeley County West Virginia | 2 | $ 340,000 | $ 170,000 | $ 189,000 |
| Hardy County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 176,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| Coconino County Arizona | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Pulaski County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 235,000 |
| Contra Costa County California | 1 | $ 775,000 | $ 775,000 | $ 340,000 |
| Napa County California | 1 | $ 795,000 | $ 795,000 | $ 354,000 |
| Riverside County California | 1 | $ 265,000 | $ 265,000 | $ 223,000 |
| San Francisco County California | 1 | $ 775,000 | $ 775,000 | $ 130,000 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 179,000 |
| Santa Barbara County California | 1 | $ 865,000 | $ 865,000 | $ 216,000 |
| Yolo County California | 1 | $ 405,000 | $ 405,000 | $ 647,000 |
| Larimer County Colorado | 1 | $ 195,000 | $ 195,000 | $ 243,000 |
| Hartford County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| New London County Connecticut | 1 | $ 565,000 | $ 565,000 | $ 105,000 |
| Flagler County Florida | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Indian River County Florida | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Lee County Florida | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Monroe County Florida | 1 | $ 725,000 | $ 725,000 | $ 292,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Santa Rosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 302,000 |
| Seminole County Florida | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 340,000 |
| Columbia County Georgia | 1 | $ 605,000 | $ 605,000 | $ 280,000 |
| Fayette County Georgia | 1 | $ 195,000 | $ 195,000 | $ 180,000 |
| Hall County Georgia | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Hawaii County Hawaii | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| DuPage County Illinois | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Will County Illinois | 1 | $ 565,000 | $ 565,000 | $ 107,000 |
| Marion County Indiana | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Polk County Iowa | 1 | $ 235,000 | $ 235,000 | $ 209,000 |
| Woodbury County Iowa | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Jefferson County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 186,000 |
| Ascension County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Aroostook County Maine | 1 | $ 235,000 | $ 235,000 | $ 271,000 |
| Hancock County Maine | 1 | $ 1,405,000 | $ 1,405,000 | $ 832,000 |
| Dorchester County Maryland | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Barnstable County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 179,000 |
| Essex County Massachusetts | 1 | $ 705,000 | $ 705,000 | $ 385,000 |
| Hampden County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Hampshire County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 378,000 |
| Berrien County Michigan | 1 | $ 425,000 | $ 425,000 | $ 586,000 |
| Hennepin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Ramsey County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Rice County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 358,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 227,000 |
| St. Louis County Missouri | 1 | $ 665,000 | $ 665,000 | $ 148,000 |
| Yellowstone County Montana | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Cheshire County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 41,000 |
| Cape May County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Hunterdon County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 221,000 |
| Ocean County New Jersey | 1 | $ 925,000 | $ 925,000 | $ 449,000 |
| Grant County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Columbia County New York | 1 | $ 225,000 | $ 225,000 | $ 383,000 |
| Erie County New York | 1 | $ 145,000 | $ 145,000 | $ 169,000 |
| Monroe County New York | 1 | $ 215,000 | $ 215,000 | $ 240,000 |
| Nassau County New York | 1 | $ 685,000 | $ 685,000 | $ 1,028,000 |
| Richmond County New York | 1 | $ 485,000 | $ 485,000 | $ 200,000 |
| Schuyler County New York | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Tompkins County New York | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Currituck County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 497,000 |
| Dare County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 239,000 |
| Johnston County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 249,000 |
| Moore County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Rowan County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 24,000 |
| Franklin County Ohio | 1 | $ 225,000 | $ 225,000 | $ 194,000 |
| Jefferson County Ohio | 1 | $ 155,000 | $ 155,000 | $ 245,000 |
| Cleveland County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 248,000 |
| Payne County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
| Tulsa County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| Benton County Oregon | 1 | $ 265,000 | $ 265,000 | $ 257,000 |
| Deschutes County Oregon | 1 | $ 705,000 | $ 705,000 | $ 128,000 |
| Washington County Oregon | 1 | $ 525,000 | $ 525,000 | $ 294,000 |
| Berks County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Bucks County Pennsylvania | 1 | $ 565,000 | $ 565,000 | $ 600,000 |
| Chester County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 371,000 |
| Lancaster County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Somerset County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 528,000 |
| York County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Newport County Rhode Island | 1 | $ 765,000 | $ 765,000 | $ 247,000 |
| Providence County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Georgetown County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Oconee County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 169,000 |
| Davidson County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 277,000 |
| Henry County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 252,000 |
| Williamson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 51,000 |
| Bexar County Texas | 1 | $ 295,000 | $ 295,000 | $ 236,000 |
| El Paso County Texas | 1 | $ 185,000 | $ 185,000 | $ 230,000 |
| Williamson County Texas | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| Salt Lake County Utah | 1 | $ 685,000 | $ 685,000 | $ 134,000 |
| Summit County Utah | 1 | $ 745,000 | $ 745,000 | $ 296,000 |
| Chittenden County Vermont | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Rutland County Vermont | 1 | $ 355,000 | $ 355,000 | $ 237,000 |
| Fredericksburg County Virginia | 1 | $ 785,000 | $ 785,000 | $ 240,000 |
| Hampton County Virginia | 1 | $ 285,000 | $ 285,000 | $ 444,000 |
| Hanover County Virginia | 1 | $ 125,000 | $ 125,000 | $ 345,000 |
| Henrico County Virginia | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| James City County Virginia | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| Madison County Virginia | 1 | $ 345,000 | $ 345,000 | $ 277,000 |
| Manassas Park County Virginia | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Middlesex County Virginia | 1 | $ 125,000 | $ 125,000 | $ 218,000 |
| Norfolk County Virginia | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Orange County Virginia | 1 | $ 195,000 | $ 195,000 | $ 198,000 |
| Powhatan County Virginia | 1 | $ 995,000 | $ 995,000 | $ 110,000 |
| Rockbridge County Virginia | 1 | $ 135,000 | $ 135,000 | $ 135,000 |
| Westmoreland County Virginia | 1 | $ 335,000 | $ 335,000 | $ 456,000 |
| York County Virginia | 1 | $ 345,000 | $ 345,000 | $ 359,000 |
| Clark County Washington | 1 | $ 365,000 | $ 365,000 | $ 350,000 |
| Pierce County Washington | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Snohomish County Washington | 1 | $ 295,000 | $ 295,000 | $ 194,000 |
| Whatcom County Washington | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Morgan County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 306,000 |
| Preston County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 185,000 |
| Dane County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 365,000 |
Mortgage Loan Application Detail Totals for Bank-Fund Staff Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,288 | $577,010,000 | $447,000 | $1,975,000 | $234,000 | $1,400,000 |
| Cash-out Refinancing | 1,242 | $527,730,000 | $424,000 | $2,165,000 | $237,000 | $2,693,000 |
| Home Purchase | 680 | $362,210,000 | $532,000 | $2,005,000 | $221,000 | $1,716,000 |
| Home Improvement | 198 | $73,340,000 | $370,000 | $1,825,000 | $216,000 | $1,466,000 |
| Other Purpose | 115 | $50,675,000 | $440,000 | $1,445,000 | $196,000 | $780,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,278 | $624,280,000 | $488,000 | $2,005,000 | $243,000 | $1,164,000 |
| Not Provided | 545 | $244,295,000 | $448,000 | $1,825,000 | $250,000 | $2,693,000 |
| Black or African American | 499 | $184,615,000 | $369,000 | $1,975,000 | $195,000 | $696,000 |
| Asian | 412 | $185,790,000 | $450,000 | $2,165,000 | $217,000 | $1,037,000 |
| Hispanic | 377 | $167,905,000 | $445,000 | $1,855,000 | $222,000 | $1,400,000 |
| American Indian or Alaskan Native | 3 | $325,000 | $108,000 | $185,000 | $136,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $545,000 | $545,000 | $545,000 | $247,000 | $247,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,523 | $1,590,965,000 | $451,000 | $2,165,000 | $230,000 | $2,693,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,562 | $1,180,820,000 | $460,000 | $2,165,000 | $241,000 | $2,693,000 |
| Application Withdrawn By Applicant | 439 | $199,415,000 | $454,000 | $1,485,000 | $216,000 | $1,716,000 |
| File Closed For Incompleteness | 315 | $132,535,000 | $420,000 | $1,645,000 | $212,000 | $1,400,000 |
| Application Denied By Financial Institution | 169 | $63,675,000 | $376,000 | $1,865,000 | $148,000 | $1,555,000 |
| Application Approved But Not Accepted | 38 | $14,520,000 | $382,000 | $1,635,000 | $215,000 | $609,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,354 | $1,527,290,000 | $455,000 | $2,165,000 | $234,000 | $2,693,000 |
| Debt-To-Income Ratio | 86 | $32,550,000 | $378,000 | $1,865,000 | $91,000 | $361,000 |
| Credit History | 54 | $18,770,000 | $347,000 | $1,115,000 | $173,000 | $349,000 |
| Collateral | 14 | $5,910,000 | $422,000 | $1,505,000 | $368,000 | $1,555,000 |
| Employment History | 8 | $3,200,000 | $400,000 | $1,265,000 | $145,000 | $267,000 |
| Other | 3 | $685,000 | $228,000 | $435,000 | $225,000 | $289,000 |
| Unverifiable Information | 3 | $1,385,000 | $461,000 | $655,000 | $129,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,175,000 | $1,175,000 | $1,175,000 | $345,000 | $345,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank-Fund Staff Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank-Fund Staff Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.