Bank Iowa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bank Iowa 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Iowa 1150 Jordan Creek Parkway West Des Moines, IA 50266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,136 |
| Total Mortgage Loan Application Amount | $170,690,000 |
| Average Mortgage Loan Application Amount | $124,600 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $99,200 |
| Highest Applicant Income | $2,554,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bank Iowa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Iowa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bank Iowa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Iowa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Iowa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Iowa's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 167 | $ 36,205,000 | $ 216,000 | $ 139,000 |
| Page County Iowa | 150 | $ 14,260,000 | $ 95,000 | $ 84,000 |
| Crawford County Iowa | 116 | $ 7,830,000 | $ 67,000 | $ 64,000 |
| Jasper County Iowa | 100 | $ 11,470,000 | $ 114,000 | $ 90,000 |
| Montgomery County Iowa | 96 | $ 7,720,000 | $ 80,000 | $ 76,000 |
| Mahaska County Iowa | 73 | $ 7,175,000 | $ 98,000 | $ 91,000 |
| Marion County Iowa | 60 | $ 10,020,000 | $ 167,000 | $ 119,000 |
| Chickasaw County Iowa | 46 | $ 4,260,000 | $ 92,000 | $ 81,000 |
| Dallas County Iowa | 37 | $ 21,585,000 | $ 583,000 | $ 146,000 |
| Humboldt County Iowa | 37 | $ 2,945,000 | $ 79,000 | $ 86,000 |
| Warren County Iowa | 20 | $ 3,620,000 | $ 181,000 | $ 135,000 |
| Taylor County Iowa | 18 | $ 1,430,000 | $ 79,000 | $ 76,000 |
| Bremer County Iowa | 15 | $ 905,000 | $ 60,000 | $ 79,000 |
| Clark County Nevada | 14 | $ 3,900,000 | $ 278,000 | $ 103,000 |
| Fremont County Iowa | 11 | $ 1,585,000 | $ 144,000 | $ 80,000 |
| Adams County Iowa | 9 | $ 805,000 | $ 89,000 | $ 64,000 |
| Fayette County Iowa | 8 | $ 940,000 | $ 117,000 | $ 60,000 |
| Carroll County Iowa | 7 | $ 1,185,000 | $ 169,000 | $ 131,000 |
| Kossuth County Iowa | 6 | $ 450,000 | $ 75,000 | $ 42,000 |
| Poweshiek County Iowa | 6 | $ 620,000 | $ 103,000 | $ 46,000 |
| Ida County Iowa | 5 | $ 295,000 | $ 59,000 | $ 103,000 |
| Keokuk County Iowa | 5 | $ 325,000 | $ 65,000 | $ 70,000 |
| Scott County Iowa | 5 | $ 685,000 | $ 137,000 | $ 114,000 |
| Wapello County Iowa | 5 | $ 595,000 | $ 119,000 | $ 67,000 |
| Black Hawk County Iowa | 4 | $ 410,000 | $ 102,000 | $ 54,000 |
| Boone County Iowa | 4 | $ 1,020,000 | $ 255,000 | $ 76,000 |
| Guthrie County Iowa | 4 | $ 1,070,000 | $ 267,000 | $ 128,000 |
| Howard County Iowa | 4 | $ 380,000 | $ 95,000 | $ 58,000 |
| Mills County Iowa | 4 | $ 1,190,000 | $ 297,000 | $ 157,000 |
| Shelby County Iowa | 4 | $ 270,000 | $ 67,000 | $ 957,000 |
| Story County Iowa | 4 | $ 930,000 | $ 232,000 | $ 99,000 |
| Winneshiek County Iowa | 4 | $ 550,000 | $ 137,000 | $ 84,000 |
| Rock Island County Illinois | 3 | $ 335,000 | $ 111,000 | $ 88,000 |
| Cass County Iowa | 3 | $ 255,000 | $ 85,000 | $ 87,000 |
| Cerro Gordo County Iowa | 3 | $ 425,000 | $ 141,000 | $ 161,000 |
| Hardin County Iowa | 3 | $ 295,000 | $ 98,000 | $ 52,000 |
| Pottawattamie County Iowa | 3 | $ 735,000 | $ 245,000 | $ 137,000 |
| Ringgold County Iowa | 3 | $ 485,000 | $ 161,000 | $ 148,000 |
| Webster County Iowa | 3 | $ 295,000 | $ 98,000 | $ 142,000 |
| Douglas County Nebraska | 3 | $ 1,205,000 | $ 401,000 | $ 175,000 |
| McLennan County Texas | 3 | $ 905,000 | $ 301,000 | $ 107,000 |
| Maricopa County Arizona | 2 | $ 1,220,000 | $ 610,000 | $ 268,000 |
| Clinton County Iowa | 2 | $ 360,000 | $ 180,000 | $ 107,000 |
| Dickinson County Iowa | 2 | $ 970,000 | $ 485,000 | $ 249,000 |
| Grundy County Iowa | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Harrison County Iowa | 2 | $ 290,000 | $ 145,000 | $ 203,000 |
| Linn County Iowa | 2 | $ 210,000 | $ 105,000 | $ 96,000 |
| Madison County Iowa | 2 | $ 1,190,000 | $ 595,000 | $ 243,000 |
| Marshall County Iowa | 2 | $ 240,000 | $ 120,000 | $ 115,000 |
| Monona County Iowa | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Pocahontas County Iowa | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Union County Iowa | 2 | $ 380,000 | $ 190,000 | $ 245,000 |
| Johnson County Kansas | 2 | $ 440,000 | $ 220,000 | $ 290,000 |
| Hennepin County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Pima County Arizona | 1 | $ 635,000 | $ 635,000 | $ 250,000 |
| Yavapai County Arizona | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| San Bernardino County California | 1 | $ 645,000 | $ 645,000 | $ 287,000 |
| Teller County Colorado | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Broward County Florida | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Cook County Illinois | 1 | $ 3,775,000 | $ 3,775,000 | $ 1,000 |
| DuPage County Illinois | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Vanderburgh County Indiana | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Adair County Iowa | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Audubon County Iowa | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Buchanan County Iowa | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Davis County Iowa | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Decatur County Iowa | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Delaware County Iowa | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Floyd County Iowa | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Hamilton County Iowa | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Hancock County Iowa | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Johnson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 246,000 |
| Palo Alto County Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Tama County Iowa | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Worth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 116,000 |
| Wright County Iowa | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Fillmore County Minnesota | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Houston County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| St. Louis County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Camden County Missouri | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Nodaway County Missouri | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| St. Louis County Missouri | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Taney County Missouri | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Nye County Nevada | 1 | $ 245,000 | $ 245,000 | $ 284,000 |
| Monmouth County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 150,000 |
| Hays County Texas | 1 | $ 485,000 | $ 485,000 | $ 256,000 |
| Williamson County Texas | 1 | $ 425,000 | $ 425,000 | $ 80,000 |
| Clark County Washington | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Whatcom County Washington | 1 | $ 505,000 | $ 505,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Bank Iowa in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 559 | $114,205,000 | $204,000 | $9,005,000 | $101,000 | $2,554,000 |
| Other Purpose | 209 | $13,795,000 | $66,000 | $505,000 | $112,000 | $832,000 |
| Refinancing | 190 | $27,230,000 | $143,000 | $1,505,000 | $100,000 | $1,068,000 |
| Home Improvement | 121 | $6,535,000 | $54,000 | $425,000 | $96,000 | $234,000 |
| Cash-out Refinancing | 57 | $8,925,000 | $156,000 | $585,000 | $87,000 | $348,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 925 | $127,825,000 | $138,000 | $1,505,000 | $105,000 | $2,554,000 |
| Hispanic | 90 | $7,720,000 | $85,000 | $345,000 | $62,000 | $152,000 |
| Not applicable | 67 | $22,425,000 | $334,000 | $9,005,000 | $0 | $0 |
| Not Provided | 40 | $9,590,000 | $239,000 | $3,775,000 | $116,000 | $534,000 |
| American Indian or Alaskan Native | 4 | $780,000 | $195,000 | $375,000 | $72,000 | $107,000 |
| Asian | 4 | $990,000 | $247,000 | $355,000 | $165,000 | $284,000 |
| Black or African American | 4 | $850,000 | $212,000 | $375,000 | $72,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,080 | $164,660,000 | $152,000 | $9,005,000 | $105,000 | $2,554,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $6,030,000 | $107,000 | $215,000 | $47,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 899 | $137,015,000 | $152,000 | $9,005,000 | $107,000 | $2,554,000 |
| Application Withdrawn By Applicant | 117 | $18,195,000 | $155,000 | $645,000 | $89,000 | $342,000 |
| Application Denied By Financial Institution | 91 | $10,265,000 | $112,000 | $595,000 | $73,000 | $832,000 |
| Application Approved But Not Accepted | 28 | $5,170,000 | $184,000 | $855,000 | $79,000 | $342,000 |
| File Closed For Incompleteness | 1 | $45,000 | $45,000 | $45,000 | $57,000 | $57,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,045 | $160,425,000 | $153,000 | $9,005,000 | $104,000 | $2,554,000 |
| Credit History | 38 | $3,810,000 | $100,000 | $385,000 | $67,000 | $218,000 |
| Debt-To-Income Ratio | 32 | $3,570,000 | $111,000 | $345,000 | $48,000 | $137,000 |
| Other | 8 | $930,000 | $116,000 | $595,000 | $58,000 | $80,000 |
| Collateral | 7 | $935,000 | $133,000 | $585,000 | $264,000 | $832,000 |
| Employment History | 5 | $895,000 | $179,000 | $265,000 | $57,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Iowa's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Iowa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.