Bank Of America, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Bank Of America, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of America, National Association 31303 Agoura Rd Ca6-917-01-20 Charlotte, NC 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 650,602 |
| Total Mortgage Loan Application Amount | $150,671,236,000 |
| Average Mortgage Loan Application Amount | $225,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $106,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bank Of America, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of America, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Bank Of America, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of America, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of America, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of America, National Association's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 31,389 | $ 11,579,805,000 | $ 368,000 | $ 137,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 17,252 | $ 3,383,347,000 | $ 196,000 | $ 79,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 16,488 | $ 3,659,860,000 | $ 221,000 | $ 100,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 15,983 | $ 4,604,344,000 | $ 265,750 | $ 106,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 15,732 | $ 3,415,754,000 | $ 217,000 | $ 85,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 14,409 | $ 2,904,704,000 | $ 201,000 | $ 108,000 |
| PHOENIX-MESA-GLENDALE, AZ | 13,570 | $ 2,806,283,000 | $ 206,000 | $ 89,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12,268 | $ 3,701,186,000 | $ 301,000 | $ 114,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 11,724 | $ 5,581,764,000 | $ 447,500 | $ 176,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 11,110 | $ 4,190,082,000 | $ 377,000 | $ 133,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 11,042 | $ 4,657,887,000 | $ 421,000 | $ 161,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 10,317 | $ 3,698,264,000 | $ 358,000 | $ 130,000 |
| DALLAS-PLANO-IRVING, TX | 10,071 | $ 2,118,014,000 | $ 210,000 | $ 107,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 8,820 | $ 1,993,559,000 | $ 226,000 | $ 96,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 8,816 | $ 1,404,615,000 | $ 159,000 | $ 83,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 8,800 | $ 1,670,106,000 | $ 181,500 | $ 74,500 |
| ST. LOUIS, MO-IL | 7,851 | $ 1,153,856,000 | $ 134,500 | $ 65,000 |
| BALTIMORE-TOWSON, MD | 7,776 | $ 2,005,960,000 | $ 257,000 | $ 95,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 7,765 | $ 4,340,580,000 | $ 558,000 | $ 202,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7,608 | $ 3,827,121,000 | $ 503,000 | $ 168,000 |
| LAS VEGAS-PARADISE, NV | 7,385 | $ 1,488,992,000 | $ 201,000 | $ 84,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7,009 | $ 1,182,387,000 | $ 168,000 | $ 96,000 |
| EDISON-NEW BRUNSWICK, NJ | 6,874 | $ 1,860,288,000 | $ 270,000 | $ 126,000 |
| PHILADELPHIA, PA | 6,695 | $ 1,442,306,000 | $ 215,000 | $ 106,000 |
| DENVER-AURORA-BROOMFIELD, CO | 6,549 | $ 1,679,016,000 | $ 256,000 | $ 92,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6,202 | $ 1,334,780,000 | $ 206,000 | $ 91,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5,980 | $ 1,231,840,000 | $ 205,000 | $ 103,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5,801 | $ 1,011,939,000 | $ 174,000 | $ 83,000 |
| KANSAS CITY, MO-KS | 5,476 | $ 757,522,000 | $ 142,000 | $ 77,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5,161 | $ 1,379,681,000 | $ 267,000 | $ 140,000 |
| NEWARK-UNION, NJ-PA | 5,007 | $ 1,484,434,000 | $ 234,500 | $ 113,000 |
| BOSTON-QUINCY, MA | 4,951 | $ 1,730,689,000 | $ 349,000 | $ 144,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4,858 | $ 1,067,359,000 | $ 292,500 | $ 148,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4,780 | $ 888,073,000 | $ 185,000 | $ 81,000 |
| FORT WORTH-ARLINGTON, TX | 4,501 | $ 684,048,000 | $ 151,000 | $ 89,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4,501 | $ 850,240,000 | $ 183,500 | $ 87,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 4,363 | $ 922,886,000 | $ 211,000 | $ 115,000 |
| JACKSONVILLE, FL | 4,316 | $ 846,323,000 | $ 196,000 | $ 82,000 |
| NASSAU-SUFFOLK, NY | 4,029 | $ 1,603,244,000 | $ 397,000 | $ 184,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,985 | $ 1,230,303,000 | $ 308,000 | $ 141,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3,932 | $ 683,730,000 | $ 173,000 | $ 79,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3,796 | $ 1,058,448,000 | $ 278,000 | $ 144,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 3,692 | $ 1,218,316,000 | $ 329,000 | $ 126,000 |
| RICHMOND, VA | 3,584 | $ 758,064,000 | $ 211,000 | $ 75,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3,411 | $ 721,476,000 | $ 208,500 | $ 99,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3,234 | $ 1,134,555,000 | $ 350,000 | $ 116,000 |
| CAMDEN, NJ | 3,184 | $ 628,057,000 | $ 197,000 | $ 79,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3,109 | $ 621,921,000 | $ 200,000 | $ 94,000 |
| RALEIGH-CARY, NC | 3,046 | $ 572,805,000 | $ 188,000 | $ 88,000 |
| TUCSON, AZ | 2,932 | $ 479,015,000 | $ 163,000 | $ 74,000 |
| TACOMA, WA | 2,863 | $ 580,359,000 | $ 202,000 | $ 73,000 |
| INDIANAPOLIS-CARMEL, IN | 2,833 | $ 417,618,000 | $ 147,000 | $ 71,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2,729 | $ 722,778,000 | $ 264,000 | $ 108,000 |
| BAKERSFIELD-DELANO, CA | 2,681 | $ 404,885,000 | $ 151,000 | $ 68,000 |
| FRESNO, CA | 2,676 | $ 465,882,000 | $ 174,000 | $ 84,000 |
| ALBUQUERQUE, NM | 2,635 | $ 397,164,000 | $ 150,000 | $ 67,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2,569 | $ 315,059,000 | $ 122,000 | $ 66,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2,532 | $ 1,229,918,000 | $ 485,000 | $ 210,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 2,498 | $ 497,967,000 | $ 199,000 | $ 105,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 2,466 | $ 359,998,000 | $ 136,666 | $ 67,666 |
| MEMPHIS, TN-MS-AR | 2,331 | $ 455,363,000 | $ 154,666 | $ 68,666 |
| COLUMBIA, SC | 2,318 | $ 328,615,000 | $ 141,000 | $ 68,000 |
| SALT LAKE CITY, UT | 2,265 | $ 509,833,000 | $ 225,000 | $ 93,000 |
| COLUMBUS, OH | 2,260 | $ 402,006,000 | $ 177,000 | $ 74,000 |
| NEW HAVEN-MILFORD, CT | 2,231 | $ 460,642,000 | $ 206,000 | $ 102,000 |
| HONOLULU, HI | 2,217 | $ 808,263,000 | $ 364,000 | $ 109,000 |
| STOCKTON, CA | 2,196 | $ 390,019,000 | $ 177,000 | $ 71,000 |
| PITTSBURGH, PA | 2,195 | $ 290,555,000 | $ 132,000 | $ 81,000 |
| OKLAHOMA CITY, OK | 2,097 | $ 288,077,000 | $ 137,000 | $ 71,000 |
| CAPE CORAL-FORT MYERS, FL | 2,090 | $ 355,538,000 | $ 170,000 | $ 99,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2,037 | $ 280,739,000 | $ 137,000 | $ 71,000 |
| WILMINGTON, DE-MD-NJ | 1,934 | $ 357,651,000 | $ 181,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 1,904 | $ 252,887,000 | $ 132,000 | $ 67,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,871 | $ 457,351,000 | $ 206,500 | $ 95,000 |
| BIRMINGHAM-HOOVER, AL | 1,860 | $ 277,822,000 | $ 149,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,822 | $ 300,040,000 | $ 182,000 | $ 83,500 |
| PEABODY, MA | 1,813 | $ 447,128,000 | $ 246,000 | $ 108,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,806 | $ 261,830,000 | $ 144,000 | $ 72,000 |
| RENO-SPARKS, NV | 1,802 | $ 363,771,000 | $ 201,000 | $ 92,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,783 | $ 246,485,000 | $ 127,500 | $ 61,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,759 | $ 282,897,000 | $ 160,000 | $ 72,000 |
| MODESTO, CA | 1,704 | $ 285,610,000 | $ 167,000 | $ 76,000 |
| SANTA ROSA-PETALUMA, CA | 1,686 | $ 521,252,000 | $ 309,000 | $ 121,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1,663 | $ 285,351,000 | $ 171,000 | $ 78,000 |
| COLORADO SPRINGS, CO | 1,646 | $ 287,342,000 | $ 174,000 | $ 57,000 |
| WORCESTER, MA | 1,622 | $ 311,369,000 | $ 191,000 | $ 90,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,619 | $ 210,371,000 | $ 129,000 | $ 67,000 |
| VALLEJO-FAIRFIELD, CA | 1,598 | $ 342,130,000 | $ 214,000 | $ 83,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1,558 | $ 242,521,000 | $ 155,000 | $ 76,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,549 | $ 220,927,000 | $ 142,000 | $ 72,000 |
| TULSA, OK | 1,449 | $ 217,612,000 | $ 150,000 | $ 80,000 |
| SALINAS, CA | 1,381 | $ 451,001,000 | $ 326,000 | $ 138,000 |
| LAKELAND-WINTER HAVEN, FL | 1,363 | $ 199,174,000 | $ 146,000 | $ 63,000 |
| SPOKANE, WA | 1,363 | $ 208,636,000 | $ 153,000 | $ 61,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1,354 | $ 216,852,000 | $ 160,000 | $ 86,000 |
| PORT ST. LUCIE, FL | 1,341 | $ 224,273,000 | $ 167,000 | $ 95,000 |
| SPRINGFIELD, MA | 1,326 | $ 204,991,000 | $ 154,000 | $ 73,000 |
| WILMINGTON, NC | 1,298 | $ 262,917,000 | $ 202,000 | $ 108,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,290 | $ 264,248,000 | $ 204,000 | $ 111,000 |
| VISALIA-PORTERVILLE, CA | 1,287 | $ 177,765,000 | $ 138,000 | $ 66,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,277 | $ 209,539,000 | $ 164,000 | $ 61,000 |
| SAVANNAH, GA | 1,236 | $ 307,143,000 | $ 248,000 | $ 69,000 |
| BOISE CITY-NAMPA, ID | 1,196 | $ 184,023,000 | $ 153,000 | $ 79,000 |
| DURHAM-CHAPEL HILL, NC | 1,188 | $ 242,478,000 | $ 204,000 | $ 95,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1,174 | $ 499,672,000 | $ 425,000 | $ 148,000 |
| TRENTON-EWING, NJ | 1,161 | $ 296,046,000 | $ 254,000 | $ 119,000 |
| WICHITA, KS | 1,156 | $ 130,139,000 | $ 112,000 | $ 63,000 |
| NAPLES-MARCO ISLAND, FL | 1,114 | $ 347,043,000 | $ 311,000 | $ 213,000 |
| EL PASO, TX | 1,106 | $ 127,471,000 | $ 115,000 | $ 62,000 |
| ASHEVILLE, NC | 1,061 | $ 205,856,000 | $ 194,000 | $ 87,000 |
| BREMERTON-SILVERDALE, WA | 1,047 | $ 236,688,000 | $ 226,000 | $ 93,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,044 | $ 142,413,000 | $ 137,500 | $ 66,500 |
| BUFFALO-NIAGARA FALLS, NY | 1,030 | $ 129,911,000 | $ 126,000 | $ 80,000 |
| GARY, IN | 1,024 | $ 143,699,000 | $ 140,000 | $ 62,000 |
| GRAND RAPIDS-WYOMING, MI | 1,022 | $ 125,786,000 | $ 123,000 | $ 66,000 |
| OGDEN-CLEARFIELD, UT | 1,019 | $ 177,939,000 | $ 174,000 | $ 61,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 967 | $ 205,551,000 | $ 212,000 | $ 100,000 |
| WINSTON-SALEM, NC | 966 | $ 132,117,000 | $ 136,000 | $ 68,000 |
| KNOXVILLE, TN | 948 | $ 146,969,000 | $ 155,000 | $ 71,000 |
| DES MOINES-WEST DES MOINES, IA | 934 | $ 119,540,000 | $ 127,000 | $ 63,000 |
| DAYTON, OH | 918 | $ 104,539,000 | $ 113,000 | $ 55,000 |
| FAYETTEVILLE, NC | 909 | $ 133,343,000 | $ 146,000 | $ 46,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 901 | $ 190,547,000 | $ 211,000 | $ 107,000 |
| OCALA, FL | 884 | $ 102,194,000 | $ 115,000 | $ 60,000 |
| CHATTANOOGA, TN-GA | 877 | $ 117,090,000 | $ 128,500 | $ 65,000 |
| ANN ARBOR, MI | 871 | $ 177,280,000 | $ 203,000 | $ 125,000 |
| HUNTSVILLE, AL | 867 | $ 134,930,000 | $ 155,000 | $ 68,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 835 | $ 252,600,000 | $ 302,000 | $ 136,000 |
| ROCHESTER, NY | 834 | $ 108,979,000 | $ 130,000 | $ 97,000 |
| AKRON, OH | 821 | $ 113,254,000 | $ 137,000 | $ 70,000 |
| MCALLEN-EDINBURG-MISSION, TX | 817 | $ 87,534,000 | $ 107,000 | $ 79,000 |
| BATON ROUGE, LA | 815 | $ 133,695,000 | $ 164,000 | $ 80,000 |
| ALBANY-SCHENECTADY-TROY, NY | 807 | $ 144,569,000 | $ 179,000 | $ 100,000 |
| MANCHESTER-NASHUA, NH | 803 | $ 154,162,000 | $ 191,000 | $ 93,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 795 | $ 120,582,000 | $ 119,500 | $ 62,500 |
| SPRINGFIELD, MO | 794 | $ 92,356,000 | $ 116,000 | $ 56,000 |
| FORT COLLINS-LOVELAND, CO | 790 | $ 149,303,000 | $ 188,000 | $ 89,000 |
| BARNSTABLE TOWN, MA | 781 | $ 262,282,000 | $ 335,000 | $ 204,000 |
| CORPUS CHRISTI, TX | 765 | $ 106,065,000 | $ 138,000 | $ 95,000 |
| MONTGOMERY, AL | 760 | $ 108,825,000 | $ 143,000 | $ 55,000 |
| SANTA CRUZ-WATSONVILLE, CA | 755 | $ 268,748,000 | $ 355,000 | $ 143,000 |
| SCRANTON--WILKES-BARRE, PA | 755 | $ 88,109,000 | $ 116,000 | $ 80,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 744 | $ 95,335,000 | $ 128,000 | $ 81,000 |
| ROANOKE, VA | 743 | $ 121,344,000 | $ 163,000 | $ 75,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 740 | $ 178,483,000 | $ 241,000 | $ 124,000 |
| MERCED, CA | 739 | $ 102,291,000 | $ 138,000 | $ 62,000 |
| PROVO-OREM, UT | 739 | $ 140,403,000 | $ 189,000 | $ 85,000 |
| PRESCOTT, AZ | 736 | $ 123,181,000 | $ 167,000 | $ 72,000 |
| CHICO, CA | 729 | $ 122,247,000 | $ 167,000 | $ 85,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 716 | $ 128,050,000 | $ 178,000 | $ 62,000 |
| CHARLOTTESVILLE, VA | 711 | $ 164,341,000 | $ 231,000 | $ 125,000 |
| OLYMPIA, WA | 706 | $ 135,057,000 | $ 191,000 | $ 67,000 |
| CLARKSVILLE, TN-KY | 702 | $ 89,919,000 | $ 119,500 | $ 40,000 |
| GAINESVILLE, FL | 699 | $ 102,357,000 | $ 146,000 | $ 84,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 695 | $ 88,467,000 | $ 127,000 | $ 54,000 |
| LANSING-EAST LANSING, MI | 684 | $ 81,284,000 | $ 118,000 | $ 63,000 |
| SALEM, OR | 676 | $ 105,018,000 | $ 155,000 | $ 64,000 |
| FLINT, MI | 658 | $ 72,412,000 | $ 110,000 | $ 60,000 |
| EUGENE-SPRINGFIELD, OR | 652 | $ 113,617,000 | $ 174,000 | $ 86,000 |
| LEXINGTON-FAYETTE, KY | 641 | $ 102,585,000 | $ 160,000 | $ 69,000 |
| REDDING, CA | 640 | $ 109,534,000 | $ 171,000 | $ 76,000 |
| TALLAHASSEE, FL | 638 | $ 96,289,000 | $ 150,000 | $ 74,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 633 | $ 82,311,000 | $ 121,500 | $ 63,500 |
| JACKSONVILLE, NC | 625 | $ 91,158,000 | $ 145,000 | $ 41,000 |
| GREELEY, CO | 620 | $ 106,908,000 | $ 172,000 | $ 65,000 |
| PUNTA GORDA, FL | 619 | $ 87,795,000 | $ 141,000 | $ 78,000 |
| YUBA CITY, CA | 605 | $ 95,650,000 | $ 158,000 | $ 70,000 |
| TOPEKA, KS | 602 | $ 59,681,000 | $ 99,000 | $ 51,000 |
| JACKSON, MS | 596 | $ 73,989,000 | $ 124,000 | $ 58,000 |
| SPARTANBURG, SC | 596 | $ 74,205,000 | $ 124,000 | $ 66,000 |
| YORK-HANOVER, PA | 588 | $ 98,419,000 | $ 167,000 | $ 63,000 |
| LANCASTER, PA | 579 | $ 93,146,000 | $ 160,000 | $ 65,000 |
| OCEAN CITY, NJ | 578 | $ 168,303,000 | $ 291,000 | $ 201,000 |
| HICKORY-LENOIR-MORGANTON, NC | 574 | $ 76,361,000 | $ 133,000 | $ 73,000 |
| BEND, OR | 568 | $ 128,523,000 | $ 226,000 | $ 121,000 |
| MADISON, WI | 559 | $ 102,304,000 | $ 183,000 | $ 78,000 |
| READING, PA | 545 | $ 78,705,000 | $ 144,000 | $ 69,000 |
| MOBILE, AL | 544 | $ 70,313,000 | $ 129,000 | $ 52,000 |
| YAKIMA, WA | 540 | $ 65,507,000 | $ 121,000 | $ 56,000 |
| HARRISBURG-CARLISLE, PA | 537 | $ 85,051,000 | $ 158,000 | $ 75,000 |
| NAPA, CA | 534 | $ 198,120,000 | $ 371,000 | $ 149,000 |
| MEDFORD, OR | 532 | $ 100,128,000 | $ 188,000 | $ 89,000 |
| DOVER, DE | 526 | $ 92,095,000 | $ 175,000 | $ 51,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 526 | $ 77,131,000 | $ 146,000 | $ 71,000 |
| TOLEDO, OH | 520 | $ 62,380,000 | $ 119,000 | $ 71,000 |
| BOULDER, CO | 516 | $ 133,319,000 | $ 258,000 | $ 129,000 |
| SYRACUSE, NY | 514 | $ 59,723,000 | $ 116,000 | $ 77,000 |
| NORWICH-NEW LONDON, CT | 504 | $ 102,900,000 | $ 204,000 | $ 90,000 |
| ROCKFORD, IL | 504 | $ 55,112,000 | $ 109,000 | $ 40,000 |
| KALAMAZOO-PORTAGE, MI | 479 | $ 65,045,000 | $ 135,000 | $ 75,000 |
| PALM COAST, FL | 477 | $ 69,994,000 | $ 146,000 | $ 76,000 |
| SANTA FE, NM | 477 | $ 132,629,000 | $ 278,000 | $ 121,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 470 | $ 81,906,000 | $ 171,500 | $ 69,500 |
| LYNCHBURG, VA | 467 | $ 66,203,000 | $ 141,000 | $ 65,000 |
| MADERA-CHOWCHILLA, CA | 466 | $ 70,330,000 | $ 150,000 | $ 70,000 |
| BELLINGHAM, WA | 443 | $ 103,379,000 | $ 233,000 | $ 91,000 |
| SEBASTIAN-VERO BEACH, FL | 435 | $ 107,943,000 | $ 248,000 | $ 127,000 |
| MACON, GA | 431 | $ 51,066,000 | $ 118,000 | $ 57,000 |
| COEUR D'ALENE, ID | 428 | $ 75,512,000 | $ 176,000 | $ 86,000 |
| ANDERSON, SC | 421 | $ 51,581,000 | $ 122,000 | $ 64,000 |
| BROWNSVILLE-HARLINGEN, TX | 412 | $ 42,019,000 | $ 101,000 | $ 72,000 |
| COLUMBUS, GA-AL | 411 | $ 56,214,000 | $ 133,000 | $ 50,500 |
| FLAGSTAFF, AZ | 410 | $ 85,111,000 | $ 207,000 | $ 110,000 |
| ANCHORAGE, AK | 409 | $ 86,954,000 | $ 212,000 | $ 94,000 |
| GRAND JUNCTION, CO | 406 | $ 74,609,000 | $ 183,000 | $ 71,000 |
| SHREVEPORT-BOSSIER CITY, LA | 398 | $ 59,193,000 | $ 148,000 | $ 61,000 |
| PUEBLO, CO | 390 | $ 57,016,000 | $ 146,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 382 | $ 39,101,000 | $ 104,500 | $ 80,500 |
| MONROE, MI | 381 | $ 118,141,000 | $ 310,000 | $ 71,000 |
| GAINESVILLE, GA | 378 | $ 56,057,000 | $ 148,000 | $ 66,000 |
| ATHENS-CLARKE COUNTY, GA | 372 | $ 53,594,000 | $ 144,000 | $ 87,000 |
| HANFORD-CORCORAN, CA | 367 | $ 52,394,000 | $ 142,000 | $ 63,000 |
| HOLLAND-GRAND HAVEN, MI | 366 | $ 51,517,000 | $ 140,000 | $ 70,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 360 | $ 51,462,000 | $ 142,000 | $ 59,000 |
| BEAUMONT-PORT ARTHUR, TX | 356 | $ 51,845,000 | $ 145,000 | $ 82,000 |
| GREENVILLE, NC | 356 | $ 44,187,000 | $ 124,000 | $ 71,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 341 | $ 38,882,000 | $ 121,500 | $ 67,500 |
| CANTON-MASSILLON, OH | 340 | $ 41,035,000 | $ 120,000 | $ 66,000 |
| EL CENTRO, CA | 339 | $ 47,585,000 | $ 140,000 | $ 65,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 339 | $ 58,743,000 | $ 173,000 | $ 89,000 |
| AMARILLO, TX | 337 | $ 42,897,000 | $ 127,000 | $ 73,000 |
| YUMA, AZ | 335 | $ 52,368,000 | $ 156,000 | $ 54,000 |
| GREEN BAY, WI | 333 | $ 53,897,000 | $ 161,000 | $ 70,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 331 | $ 34,801,000 | $ 104,000 | $ 49,500 |
| WARNER ROBINS, GA | 330 | $ 41,896,000 | $ 126,000 | $ 55,000 |
| FORT WAYNE, IN | 328 | $ 35,056,000 | $ 106,000 | $ 60,000 |
| BURLINGTON, NC | 327 | $ 36,131,000 | $ 110,000 | $ 61,000 |
| LAS CRUCES, NM | 322 | $ 44,584,000 | $ 138,000 | $ 67,000 |
| GULFPORT-BILOXI, MS | 320 | $ 42,882,000 | $ 134,000 | $ 70,000 |
| TUSCALOOSA, AL | 318 | $ 47,487,000 | $ 149,000 | $ 66,000 |
| RACINE, WI | 309 | $ 39,489,000 | $ 127,000 | $ 63,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 302 | $ 36,349,000 | $ 119,500 | $ 53,500 |
| LAREDO, TX | 293 | $ 34,175,000 | $ 116,000 | $ 61,000 |
| JACKSON, MI | 292 | $ 33,806,000 | $ 115,000 | $ 62,000 |
| LONGVIEW, WA | 291 | $ 42,639,000 | $ 146,000 | $ 62,000 |
| COLUMBIA, MO | 290 | $ 36,119,000 | $ 124,000 | $ 58,000 |
| LUBBOCK, TX | 290 | $ 33,547,000 | $ 115,000 | $ 88,000 |
| WENATCHEE-EAST WENATCHEE, WA | 282 | $ 56,514,000 | $ 200,000 | $ 91,000 |
| WACO, TX | 280 | $ 34,775,000 | $ 124,000 | $ 82,000 |
| BRUNSWICK, GA | 275 | $ 57,002,000 | $ 207,000 | $ 109,000 |
| MOUNT VERNON-ANACORTES, WA | 272 | $ 56,845,000 | $ 208,000 | $ 86,000 |
| TYLER, TX | 267 | $ 45,763,000 | $ 171,000 | $ 88,000 |
| NILES-BENTON HARBOR, MI | 261 | $ 48,969,000 | $ 187,000 | $ 120,000 |
| COLLEGE STATION-BRYAN, TX | 259 | $ 40,005,000 | $ 154,000 | $ 105,000 |
| MUSKEGON-NORTON SHORES, MI | 259 | $ 25,680,000 | $ 99,000 | $ 73,000 |
| FLORENCE, SC | 257 | $ 34,554,000 | $ 134,000 | $ 68,000 |
| LAWRENCE, KS | 251 | $ 34,437,000 | $ 137,000 | $ 77,000 |
| PEORIA, IL | 248 | $ 27,617,000 | $ 111,000 | $ 69,000 |
| CEDAR RAPIDS, IA | 244 | $ 25,881,000 | $ 106,000 | $ 53,000 |
| VALDOSTA, GA | 242 | $ 31,010,000 | $ 128,000 | $ 56,000 |
| AUBURN-OPELIKA, AL | 241 | $ 38,190,000 | $ 158,000 | $ 61,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 238 | $ 34,429,000 | $ 144,000 | $ 70,000 |
| DULUTH, MN-WI | 237 | $ 32,641,000 | $ 140,500 | $ 63,000 |
| LAWTON, OK | 237 | $ 28,504,000 | $ 120,000 | $ 41,000 |
| LINCOLN, NE | 236 | $ 28,773,000 | $ 121,000 | $ 70,000 |
| APPLETON, WI | 230 | $ 30,931,000 | $ 134,000 | $ 59,000 |
| EVANSVILLE, IN-KY | 225 | $ 25,378,000 | $ 106,000 | $ 49,000 |
| JOHNSON CITY, TN | 225 | $ 28,433,000 | $ 126,000 | $ 62,000 |
| ALBANY, GA | 224 | $ 26,022,000 | $ 116,000 | $ 56,000 |
| ST. GEORGE, UT | 223 | $ 39,524,000 | $ 177,000 | $ 82,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 214 | $ 20,353,000 | $ 95,000 | $ 58,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 207 | $ 25,311,000 | $ 111,000 | $ 37,000 |
| FORT SMITH, AR-OK | 207 | $ 22,242,000 | $ 104,500 | $ 45,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 204 | $ 48,945,000 | $ 239,000 | $ 139,000 |
| JOPLIN, MO | 203 | $ 19,598,000 | $ 96,000 | $ 60,000 |
| UTICA-ROME, NY | 203 | $ 18,587,000 | $ 91,000 | $ 67,000 |
| CHARLESTON, WV | 199 | $ 26,572,000 | $ 133,000 | $ 77,000 |
| ELIZABETHTOWN, KY | 199 | $ 25,957,000 | $ 130,000 | $ 40,000 |
| WINCHESTER, VA-WV | 194 | $ 33,949,000 | $ 158,000 | $ 72,500 |
| HOT SPRINGS, AR | 192 | $ 26,348,000 | $ 137,000 | $ 71,000 |
| BILLINGS, MT | 186 | $ 29,147,000 | $ 156,000 | $ 76,000 |
| SALISBURY, MD | 182 | $ 25,307,000 | $ 139,000 | $ 65,000 |
| SHERMAN-DENISON, TX | 182 | $ 20,562,000 | $ 112,000 | $ 83,000 |
| CARSON CITY, NV | 181 | $ 30,247,000 | $ 167,000 | $ 63,000 |
| IDAHO FALLS, ID | 181 | $ 24,178,000 | $ 133,000 | $ 58,000 |
| DALTON, GA | 179 | $ 19,991,000 | $ 111,000 | $ 49,000 |
| GLENS FALLS, NY | 175 | $ 30,991,000 | $ 177,000 | $ 92,000 |
| JANESVILLE, WI | 175 | $ 19,839,000 | $ 113,000 | $ 47,000 |
| DANVILLE, VA | 172 | $ 18,691,000 | $ 108,000 | $ 53,000 |
| HARRISONBURG, VA | 171 | $ 24,308,000 | $ 142,000 | $ 61,000 |
| BATTLE CREEK, MI | 167 | $ 16,121,000 | $ 96,000 | $ 56,000 |
| ODESSA, TX | 166 | $ 20,305,000 | $ 122,000 | $ 95,000 |
| ABILENE, TX | 165 | $ 18,349,000 | $ 111,000 | $ 69,000 |
| JACKSON, TN | 165 | $ 21,571,000 | $ 130,000 | $ 67,000 |
| SPRINGFIELD, OH | 165 | $ 16,414,000 | $ 99,000 | $ 54,000 |
| LOGAN, UT-ID | 164 | $ 23,390,000 | $ 132,000 | $ 48,500 |
| FARMINGTON, NM | 163 | $ 22,846,000 | $ 140,000 | $ 57,000 |
| LAFAYETTE, LA | 163 | $ 24,677,000 | $ 151,000 | $ 83,000 |
| HATTIESBURG, MS | 162 | $ 21,053,000 | $ 129,000 | $ 58,000 |
| ROCHESTER, MN | 161 | $ 22,621,000 | $ 140,000 | $ 61,000 |
| SUMTER, SC | 159 | $ 20,286,000 | $ 127,000 | $ 67,000 |
| KINGSTON, NY | 158 | $ 30,958,000 | $ 195,000 | $ 100,000 |
| ERIE, PA | 156 | $ 17,838,000 | $ 114,000 | $ 76,000 |
| LEWISTON-AUBURN, ME | 156 | $ 21,651,000 | $ 138,000 | $ 59,000 |
| DECATUR, AL | 155 | $ 19,344,000 | $ 124,000 | $ 56,000 |
| ELKHART-GOSHEN, IN | 155 | $ 16,467,000 | $ 106,000 | $ 48,000 |
| LAFAYETTE, IN | 154 | $ 17,368,000 | $ 112,000 | $ 61,000 |
| CORVALLIS, OR | 153 | $ 30,498,000 | $ 199,000 | $ 84,000 |
| SIOUX FALLS, SD | 153 | $ 24,037,000 | $ 157,000 | $ 87,000 |
| BANGOR, ME | 150 | $ 18,998,000 | $ 126,000 | $ 65,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 149 | $ 18,792,000 | $ 124,666 | $ 70,000 |
| HINESVILLE-FORT STEWART, GA | 145 | $ 16,709,000 | $ 115,000 | $ 34,000 |
| MIDLAND, TX | 143 | $ 23,374,000 | $ 163,000 | $ 109,000 |
| MISSOULA, MT | 143 | $ 28,097,000 | $ 196,000 | $ 80,000 |
| PASCAGOULA, MS | 141 | $ 18,104,000 | $ 128,000 | $ 66,000 |
| JONESBORO, AR | 138 | $ 15,757,000 | $ 114,000 | $ 57,000 |
| LEWISTON, ID-WA | 136 | $ 18,790,000 | $ 138,000 | $ 63,000 |
| OSHKOSH-NEENAH, WI | 135 | $ 15,704,000 | $ 116,000 | $ 52,000 |
| SHEBOYGAN, WI | 135 | $ 15,859,000 | $ 117,000 | $ 42,000 |
| ST. CLOUD, MN | 134 | $ 26,943,000 | $ 201,000 | $ 70,000 |
| CHEYENNE, WY | 132 | $ 21,386,000 | $ 162,000 | $ 59,000 |
| DOTHAN, AL | 130 | $ 15,712,000 | $ 120,000 | $ 48,000 |
| ANDERSON, IN | 129 | $ 12,542,000 | $ 97,000 | $ 57,000 |
| PINE BLUFF, AR | 129 | $ 10,866,000 | $ 84,000 | $ 49,000 |
| IOWA CITY, IA | 127 | $ 16,939,000 | $ 133,000 | $ 72,000 |
| ROCKY MOUNT, NC | 124 | $ 13,370,000 | $ 107,000 | $ 53,000 |
| JEFFERSON CITY, MO | 121 | $ 13,304,000 | $ 109,000 | $ 44,000 |
| FLORENCE-MUSCLE SHOALS, AL | 120 | $ 14,324,000 | $ 119,000 | $ 67,000 |
| LONGVIEW, TX | 120 | $ 13,254,000 | $ 110,000 | $ 71,000 |
| WATERLOO-CEDAR FALLS, IA | 120 | $ 11,106,000 | $ 92,000 | $ 44,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 118 | $ 17,148,000 | $ 145,000 | $ 73,000 |
| BOWLING GREEN, KY | 114 | $ 15,039,000 | $ 131,000 | $ 82,000 |
| CHAMPAIGN-URBANA, IL | 112 | $ 15,333,000 | $ 136,000 | $ 115,000 |
| WAUSAU, WI | 112 | $ 15,272,000 | $ 136,000 | $ 59,000 |
| BAY CITY, MI | 109 | $ 11,655,000 | $ 106,000 | $ 66,000 |
| ST. JOSEPH, MO-KS | 109 | $ 10,754,000 | $ 71,000 | $ 76,500 |
| LEBANON, PA | 108 | $ 16,690,000 | $ 154,000 | $ 73,000 |
| MONROE, LA | 108 | $ 15,818,000 | $ 146,000 | $ 59,000 |
| ANNISTON-OXFORD, AL | 107 | $ 12,004,000 | $ 112,000 | $ 65,000 |
| MICHIGAN CITY-LA PORTE, IN | 104 | $ 13,723,000 | $ 131,000 | $ 85,000 |
| ROME, GA | 104 | $ 12,045,000 | $ 115,000 | $ 60,000 |
| BLOOMINGTON, IN | 103 | $ 13,674,000 | $ 132,000 | $ 64,000 |
| MORRISTOWN, TN | 103 | $ 13,443,000 | $ 130,000 | $ 63,000 |
| RAPID CITY, SD | 102 | $ 14,688,000 | $ 144,000 | $ 82,000 |
| GOLDSBORO, NC | 101 | $ 10,820,000 | $ 107,000 | $ 44,000 |
| SAN ANGELO, TX | 101 | $ 9,691,000 | $ 95,000 | $ 55,000 |
| EAU CLAIRE, WI | 100 | $ 13,255,000 | $ 132,000 | $ 56,000 |
| BLOOMINGTON-NORMAL, IL | 98 | $ 13,049,000 | $ 133,000 | $ 76,000 |
| GADSDEN, AL | 97 | $ 11,049,000 | $ 113,000 | $ 55,000 |
| FARGO, ND-MN | 94 | $ 13,323,000 | $ 138,500 | $ 80,500 |
| CLEVELAND, TN | 93 | $ 13,266,000 | $ 142,000 | $ 57,000 |
| MANHATTAN, KS | 93 | $ 12,974,000 | $ 139,000 | $ 49,000 |
| MUNCIE, IN | 93 | $ 8,114,000 | $ 87,000 | $ 48,000 |
| KOKOMO, IN | 92 | $ 8,650,000 | $ 94,000 | $ 50,000 |
| TEXARKANA, TX-TEXARKANA, AR | 92 | $ 10,519,000 | $ 113,500 | $ 64,000 |
| LAKE CHARLES, LA | 91 | $ 12,298,000 | $ 135,000 | $ 59,000 |
| PITTSFIELD, MA | 91 | $ 24,519,000 | $ 269,000 | $ 173,000 |
| SIOUX CITY, IA-NE-SD | 89 | $ 7,887,000 | $ 106,666 | $ 60,333 |
| WICHITA FALLS, TX | 88 | $ 8,836,000 | $ 100,000 | $ 51,000 |
| KANKAKEE-BRADLEY, IL | 85 | $ 13,676,000 | $ 160,000 | $ 58,000 |
| CASPER, WY | 84 | $ 15,720,000 | $ 187,000 | $ 90,000 |
| VICTORIA, TX | 83 | $ 10,878,000 | $ 131,000 | $ 110,000 |
| SPRINGFIELD, IL | 82 | $ 9,617,000 | $ 117,000 | $ 55,000 |
| FOND DU LAC, WI | 78 | $ 34,991,000 | $ 448,000 | $ 60,000 |
| POCATELLO, ID | 76 | $ 9,185,000 | $ 120,000 | $ 67,000 |
| ALEXANDRIA, LA | 73 | $ 9,724,000 | $ 133,000 | $ 57,000 |
| CUMBERLAND, MD-WV | 73 | $ 8,556,000 | $ 117,000 | $ 68,000 |
| MANSFIELD, OH | 73 | $ 7,943,000 | $ 108,000 | $ 56,000 |
| AMES, IA | 72 | $ 8,970,000 | $ 124,000 | $ 84,000 |
| ALTOONA, PA | 71 | $ 8,685,000 | $ 122,000 | $ 73,000 |
| BINGHAMTON, NY | 71 | $ 6,724,000 | $ 94,000 | $ 63,000 |
| WHEELING, WV-OH | 68 | $ 7,086,000 | $ 108,000 | $ 101,000 |
| FAIRBANKS, AK | 67 | $ 11,862,000 | $ 177,000 | $ 72,000 |
| DANVILLE, IL | 65 | $ 4,894,000 | $ 75,000 | $ 36,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 63 | $ 5,814,000 | $ 95,000 | $ 49,000 |
| STATE COLLEGE, PA | 63 | $ 10,209,000 | $ 162,000 | $ 116,000 |
| JOHNSTOWN, PA | 61 | $ 6,225,000 | $ 102,000 | $ 63,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 61 | $ 6,427,000 | $ 105,000 | $ 65,000 |
| BISMARCK, ND | 59 | $ 7,918,000 | $ 134,000 | $ 71,000 |
| WILLIAMSPORT, PA | 59 | $ 7,018,000 | $ 118,000 | $ 63,000 |
| DECATUR, IL | 58 | $ 6,037,000 | $ 104,000 | $ 55,000 |
| GREAT FALLS, MT | 57 | $ 6,993,000 | $ 122,000 | $ 66,000 |
| OWENSBORO, KY | 57 | $ 5,952,000 | $ 104,000 | $ 55,000 |
| SANDUSKY, OH | 53 | $ 7,228,000 | $ 136,000 | $ 101,000 |
| DUBUQUE, IA | 48 | $ 4,551,000 | $ 94,000 | $ 39,000 |
| TERRE HAUTE, IN | 48 | $ 4,485,000 | $ 93,000 | $ 54,000 |
| COLUMBUS, IN | 43 | $ 6,060,000 | $ 140,000 | $ 58,000 |
| LA CROSSE, WI-MN | 43 | $ 5,521,000 | $ 138,000 | $ 48,000 |
| LIMA, OH | 40 | $ 3,718,000 | $ 92,000 | $ 33,000 |
| MORGANTOWN, WV | 38 | $ 6,459,000 | $ 169,000 | $ 113,000 |
| GRAND FORKS, ND-MN | 37 | $ 5,795,000 | $ 142,500 | $ 113,000 |
| ITHACA, NY | 33 | $ 4,870,000 | $ 147,000 | $ 90,000 |
| ELMIRA, NY | 31 | $ 3,042,000 | $ 98,000 | $ 47,000 |
| MANKATO-NORTH MANKATO, MN | 28 | $ 3,359,000 | $ 119,000 | $ 55,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 23 | $ 18,229,000 | $ 792,000 | $ 691,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 1 | $ 400,000 | $ 400,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for Bank Of America, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 505,975 | $110,616,965,000 | $218,000 | $99,999,000 | $97,000 | $9,999,000 |
| Home Purchase | 130,315 | $37,632,682,000 | $288,000 | $99,999,000 | $116,000 | $9,999,000 |
| Home Improvement | 14,312 | $2,421,589,000 | $169,000 | $24,000,000 | $106,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 392,852 | $86,553,615,000 | $220,000 | $16,250,000 | $106,000 | $9,999,000 |
| Hispanic | 72,948 | $12,563,787,000 | $172,000 | $7,000,000 | $65,000 | $9,999,000 |
| Not Provided | 70,806 | $19,242,785,000 | $271,000 | $21,000,000 | $136,000 | $9,999,000 |
| Black or African American | 52,888 | $8,721,848,000 | $164,000 | $3,750,000 | $62,000 | $9,999,000 |
| Asian | 45,805 | $13,198,428,000 | $288,000 | $4,850,000 | $120,000 | $9,999,000 |
| Not applicable | 7,838 | $8,994,308,000 | $1,147,000 | $99,999,000 | $0 | $0 |
| American Indian or Alaskan Native | 4,559 | $736,065,000 | $161,000 | $3,000,000 | $72,000 | $4,918,000 |
| Native Hawaiian or Other Pacific Islander | 2,906 | $660,400,000 | $227,000 | $1,996,000 | $85,000 | $1,362,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 509,692 | $126,201,079,000 | $247,000 | $99,999,000 | $120,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 114,694 | $19,700,128,000 | $171,000 | $1,265,000 | $34,000 | $3,240,000 |
| VA-guaranteed (Veterans Administration) | 23,898 | $4,469,263,000 | $187,000 | $993,000 | $21,000 | $1,224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,318 | $300,766,000 | $129,000 | $607,000 | $43,000 | $250,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 359,265 | $85,856,240,000 | $238,000 | $99,999,000 | $110,000 | $9,999,000 |
| Loan Purchased By The Institution | 116,909 | $21,794,473,000 | $186,000 | $6,022,000 | $63,000 | $5,390,000 |
| Application Denied By Financial Institution | 97,583 | $22,638,765,000 | $231,000 | $20,600,000 | $104,000 | $9,999,000 |
| Application Approved But Not Accepted | 41,802 | $10,521,351,000 | $251,000 | $99,999,000 | $104,000 | $9,999,000 |
| Application Withdrawn By Applicant | 23,321 | $7,040,690,000 | $301,000 | $99,999,000 | $110,000 | $9,999,000 |
| File Closed For Incompleteness | 11,712 | $2,787,357,000 | $237,000 | $18,123,000 | $124,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 10 | $32,360,000 | $3,236,000 | $8,400,000 | $776,000 | $3,369,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 22,940 | $5,886,372,000 | $256,000 | $20,600,000 | $142,000 | $9,999,000 |
| Debt-To-Income Ratio | 20,273 | $5,972,597,000 | $294,000 | $15,000,000 | $86,000 | $3,500,000 |
| Other | 18,934 | $3,449,962,000 | $182,000 | $4,823,000 | $91,000 | $9,999,000 |
| Unverifiable Information | 15,897 | $3,229,686,000 | $203,000 | $5,500,000 | $96,000 | $9,999,000 |
| Credit History | 11,236 | $2,164,101,000 | $192,000 | $11,750,000 | $102,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6,170 | $1,364,197,000 | $221,000 | $5,900,000 | $83,000 | $5,291,000 |
| Employment History | 1,030 | $223,572,000 | $217,000 | $1,998,000 | $84,000 | $871,000 |
| Credit Application Incomplete | 868 | $299,263,000 | $344,000 | $3,850,000 | $207,000 | $6,233,000 |
| Mortgage Insurance Denied | 245 | $81,375,000 | $332,000 | $2,400,000 | $192,000 | $3,354,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of America, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of America, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.