Bank of Blue Valley Mortgage Lending & HMDA Data, 2008

In 2008, Bank of Blue Valley of Overland Park, KS reported 996 mortgage applications totaling $198.3 million, down 24% from 2007. The average application was for $199,083, and applicants reported an average income of $94,444. 72% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (675), Minneapolis-St. Paul-Bloomington, MN-WI (10) and Chicago-Naperville-Joliet, IL (9) (applications in parentheses).

Mortgage Company & Address Bank of Blue Valley
11935 Riley
Overland Park, KS 66213
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 996
Total Mortgage Loan Application Amount $198,287,000
Average Mortgage Loan Application Amount $199,083
Highest Mortgage Loan Application Amount $1,865,000
Average Applicant Income $94,444
Highest Applicant Income $651,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Blue Valley filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of Blue Valley by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 359 $ 83,176,000 $ 231,688 $ 103,000
Jackson, Missouri 192 $ 23,527,000 $ 122,536 $ 71,000
Cass, Missouri 33 $ 5,798,000 $ 175,696 $ 71,000
Wyandotte, Kansas 29 $ 4,726,000 $ 162,965 $ 71,000
Clay, Missouri 29 $ 3,801,000 $ 131,068 $ 53,000
Platte, Missouri 15 $ 4,337,000 $ 289,133 $ 119,000
Tulsa, Oklahoma 9 $ 1,182,000 $ 131,333 $ 99,000
New Haven, Connecticut 8 $ 2,259,000 $ 282,375 $ 85,000
Douglas, Kansas 8 $ 1,102,000 $ 137,750 $ 126,000
Miami, Kansas 8 $ 1,910,000 $ 238,750 $ 91,000
Cook, Illinois 7 $ 1,027,000 $ 146,714 $ 79,000
Camden, Missouri 6 $ 1,606,000 $ 267,666 $ 151,000
Maricopa, Arizona 5 $ 1,284,000 $ 256,800 $ 122,000
Los Angeles, California 5 $ 1,248,000 $ 249,600 $ 78,000
Riverside, California 4 $ 980,000 $ 245,000 $ 153,000
Fairfield, Connecticut 4 $ 1,273,000 $ 318,250 $ 178,000
Clark, Nevada 4 $ 761,000 $ 190,250 $ 99,000
Bergen, New Jersey 4 $ 1,314,000 $ 328,500 $ 112,000
Mecklenburg, North Carolina 4 $ 929,000 $ 232,250 $ 107,000
Salt Lake, Utah 4 $ 762,000 $ 190,500 $ 87,000
Waukesha, Wisconsin 4 $ 720,000 $ 180,000 $ 107,000
Anchorage, Alaska 3 $ 679,000 $ 226,333 $ 150,000
Adams, Colorado 3 $ 728,000 $ 242,666 $ 124,000
Boulder, Colorado 3 $ 1,334,000 $ 444,666 $ 78,000
El Paso, Colorado 3 $ 636,000 $ 212,000 $ 122,000
Linn, Kansas 3 $ 342,000 $ 114,000 $ 77,000
East Baton Rouge, Louisiana 3 $ 336,000 $ 112,000 $ 56,000
Montgomery, Maryland 3 $ 873,000 $ 291,000 $ 265,000
Anoka, Minnesota 3 $ 592,000 $ 197,333 $ 88,000
St. Charles, Missouri 3 $ 569,000 $ 189,666 $ 119,000
Bernalillo, New Mexico 3 $ 869,000 $ 289,666 $ 113,000
Montgomery, Pennsylvania 3 $ 800,000 $ 266,666 $ 104,000
Dane, Wisconsin 3 $ 870,000 $ 290,000 $ 96,000
Fairbanks North Star, Alaska 2 $ 265,000 $ 132,500 $ 87,000
Cochise, Arizona 2 $ 386,000 $ 193,000 $ 108,000
Sacramento, California 2 $ 671,000 $ 335,500 $ 110,000
Solano, California 2 $ 648,000 $ 324,000 $ 118,000
Denver, Colorado 2 $ 425,000 $ 212,500 $ 87,000
New Castle, Delaware 2 $ 458,000 $ 229,000 $ 90,000
Fulton, Georgia 2 $ 593,000 $ 296,500 $ 202,000
Gwinnett, Georgia 2 $ 834,000 $ 417,000 $ 151,000
Ada, Idaho 2 $ 336,000 $ 168,000 $ 179,000
Lake, Illinois 2 $ 537,000 $ 268,500 $ 110,000
Ellis, Kansas 2 $ 353,000 $ 176,500 $ 85,000
Leavenworth, Kansas 2 $ 284,000 $ 142,000 $ 79,000
Sedgwick, Kansas 2 $ 266,000 $ 133,000 $ 82,000
Estill, Kentucky 2 $ 276,000 $ 138,000 $ 84,000
Orleans, Louisiana 2 $ 293,000 $ 146,500 $ 40,000
Cumberland, Maine 2 $ 265,000 $ 132,500 $ 123,000
Sagadahoc, Maine 2 $ 367,000 $ 183,500 $ 60,000
Dakota, Minnesota 2 $ 649,000 $ 324,500 $ 131,000
Hennepin, Minnesota 2 $ 529,000 $ 264,500 $ 146,000
Lauderdale, Mississippi 2 $ 373,000 $ 186,500 $ 107,000
Benton, Missouri 2 $ 164,000 $ 82,000 $ 69,000
Greene, Missouri 2 $ 364,000 $ 182,000 $ 102,000
Johnson, Missouri 2 $ 277,000 $ 138,500 $ 64,000
Pulaski, Missouri 2 $ 295,000 $ 147,500 $ 55,000
Ray, Missouri 2 $ 182,000 $ 91,000 $ 39,000
St. Louis, Missouri 2 $ 302,000 $ 151,000 $ 73,000
Monmouth, New Jersey 2 $ 739,000 $ 369,500 $ 383,000
Monroe, New York 2 $ 264,000 $ 132,000 $ 51,000
Johnston, North Carolina 2 $ 275,000 $ 137,500 $ 33,000
Lancaster, Pennsylvania 2 $ 273,000 $ 136,500 $ 69,000
Monroe, Pennsylvania 2 $ 330,000 $ 165,000 $ 28,000
Florence, South Carolina 2 $ 438,000 $ 219,000 $ 192,000
Sumner, Tennessee 2 $ 323,000 $ 161,500 $ 131,000
Bell, Texas 2 $ 254,000 $ 127,000 $ 50,000
Bexar, Texas 2 $ 396,000 $ 198,000 $ 105,000
Travis, Texas 2 $ 359,000 $ 179,500 $ 110,000
Fairfax, Virginia 2 $ 602,000 $ 301,000 $ 108,000
Loudoun, Virginia 2 $ 998,000 $ 499,000 $ 140,000
Winnebago, Wisconsin 2 $ 225,000 $ 112,500 $ 34,000
Madison, Alabama 1 $ 399,000 $ 399,000 $ 117,000
Pima, Arizona 1 $ 251,000 $ 251,000 $ 180,000
Fresno, California 1 $ 158,000 $ 158,000 $ 78,000
Nevada, California 1 $ 399,000 $ 399,000 $ 120,000
San Diego, California 1 $ 330,000 $ 330,000 $ 172,000
Yolo, California 1 $ 410,000 $ 410,000 $ 155,000
Arapahoe, Colorado 1 $ 157,000 $ 157,000 $ 92,000
Eagle, Colorado 1 $ 650,000 $ 650,000 $ 0
Jefferson, Colorado 1 $ 300,000 $ 300,000 $ 104,000
La Plata, Colorado 1 $ 417,000 $ 417,000 $ 63,000
Mesa, Colorado 1 $ 210,000 $ 210,000 $ 102,000
Summit, Colorado 1 $ 336,000 $ 336,000 $ 181,000
Hartford, Connecticut 1 $ 440,000 $ 440,000 $ 106,000
Tolland, Connecticut 1 $ 285,000 $ 285,000 $ 136,000
Collier, Florida 1 $ 312,000 $ 312,000 $ 96,000
Lee, Florida 1 $ 400,000 $ 400,000 $ 400,000
Marion, Florida 1 $ 144,000 $ 144,000 $ 47,000
Orange, Florida 1 $ 190,000 $ 190,000 $ 66,000
Pasco, Florida 1 $ 180,000 $ 180,000 $ 310,000
Sarasota, Florida 1 $ 100,000 $ 100,000 $ 78,000
Sumter, Florida 1 $ 132,000 $ 132,000 $ 51,000
Cobb, Georgia 1 $ 180,000 $ 180,000 $ 108,000
Hawaii, Hawaii 1 $ 458,000 $ 458,000 $ 447,000
Honolulu, Hawaii 1 $ 125,000 $ 125,000 $ 30,000
Bannock, Idaho 1 $ 96,000 $ 96,000 $ 50,000
Bonneville, Idaho 1 $ 132,000 $ 132,000 $ 96,000
Elmore, Idaho 1 $ 177,000 $ 177,000 $ 50,000
Adams, Illinois 1 $ 73,000 $ 73,000 $ 35,000
Boone, Illinois 1 $ 320,000 $ 320,000 $ 96,000
Grundy, Illinois 1 $ 172,000 $ 172,000 $ 60,000
Knox, Illinois 1 $ 79,000 $ 79,000 $ 42,000
Madison, Illinois 1 $ 100,000 $ 100,000 $ 84,000
McHenry, Illinois 1 $ 160,000 $ 160,000 $ 65,000
McLean, Illinois 1 $ 106,000 $ 106,000 $ 29,000
Peoria, Illinois 1 $ 135,000 $ 135,000 $ 137,000
Hendricks, Indiana 1 $ 305,000 $ 305,000 $ 126,000
Johnson, Iowa 1 $ 160,000 $ 160,000 $ 80,000
Linn, Iowa 1 $ 143,000 $ 143,000 $ 28,000
Warren, Iowa 1 $ 218,000 $ 218,000 $ 75,000
Franklin, Kansas 1 $ 71,000 $ 71,000 $ 44,000
Harvey, Kansas 1 $ 122,000 $ 122,000 $ 81,000
Jackson, Kansas 1 $ 302,000 $ 302,000 $ 105,000
Nemaha, Kansas 1 $ 81,000 $ 81,000 $ 110,000
Osage, Kansas 1 $ 86,000 $ 86,000 $ 72,000
Shawnee, Kansas 1 $ 133,000 $ 133,000 $ 34,000
Wilson, Kansas 1 $ 99,000 $ 99,000 $ 114,000
Campbell, Kentucky 1 $ 68,000 $ 68,000 $ 160,000
Calcasieu, Louisiana 1 $ 164,000 $ 164,000 $ 74,000
Jefferson, Louisiana 1 $ 140,000 $ 140,000 $ 57,000
Lafayette, Louisiana 1 $ 376,000 $ 376,000 $ 152,000
Anne Arundel, Maryland 1 $ 310,000 $ 310,000 $ 88,000
Queen Anne's, Maryland 1 $ 417,000 $ 417,000 $ 101,000
St. Mary's, Maryland 1 $ 258,000 $ 258,000 $ 34,000
Wicomico, Maryland 1 $ 153,000 $ 153,000 $ 102,000
Grand Traverse, Michigan 1 $ 188,000 $ 188,000 $ 90,000
Wayne, Michigan 1 $ 152,000 $ 152,000 $ 121,000
Cook, Minnesota 1 $ 170,000 $ 170,000 $ 95,000
Rice, Minnesota 1 $ 245,000 $ 245,000 $ 135,000
Sherburne, Minnesota 1 $ 222,000 $ 222,000 $ 103,000
Wright, Minnesota 1 $ 284,000 $ 284,000 $ 124,000
Alcorn, Mississippi 1 $ 202,000 $ 202,000 $ 49,000
Bates, Missouri 1 $ 72,000 $ 72,000 $ 31,000
Jasper, Missouri 1 $ 346,000 $ 346,000 $ 168,000
Lafayette, Missouri 1 $ 80,000 $ 80,000 $ 59,000
St. Louis City, Missouri 1 $ 151,000 $ 151,000 $ 50,000
Big Horn, Montana 1 $ 178,000 $ 178,000 $ 120,000
Fergus, Montana 1 $ 102,000 $ 102,000 $ 59,000
Gallatin, Montana 1 $ 384,000 $ 384,000 $ 19,000
Missoula, Montana 1 $ 170,000 $ 170,000 $ 33,000
Park, Montana 1 $ 105,000 $ 105,000 $ 42,000
Douglas, Nebraska 1 $ 133,000 $ 133,000 $ 74,000
Lancaster, Nebraska 1 $ 162,000 $ 162,000 $ 65,000
Washoe, Nevada 1 $ 236,000 $ 236,000 $ 124,000
Rockingham, New Hampshire 1 $ 125,000 $ 125,000 $ 52,000
Essex, New Jersey 1 $ 244,000 $ 244,000 $ 94,000
Hudson, New Jersey 1 $ 375,000 $ 375,000 $ 90,000
Mercer, New Jersey 1 $ 329,000 $ 329,000 $ 135,000
Middlesex, New Jersey 1 $ 417,000 $ 417,000 $ 127,000
Morris, New Jersey 1 $ 261,000 $ 261,000 $ 122,000
Passaic, New Jersey 1 $ 300,000 $ 300,000 $ 213,000
Salem, New Jersey 1 $ 278,000 $ 278,000 $ 94,000
Somerset, New Jersey 1 $ 343,000 $ 343,000 $ 108,000
Union, New Jersey 1 $ 220,000 $ 220,000 $ 143,000
Cayuga, New York 1 $ 126,000 $ 126,000 $ 58,000
Nassau, New York 1 $ 530,000 $ 530,000 $ 101,000
Oneida, New York 1 $ 30,000 $ 30,000 $ 68,000
Rockland, New York 1 $ 250,000 $ 250,000 $ 72,000
Beaufort, North Carolina 1 $ 38,000 $ 38,000 $ 0
Catawba, North Carolina 1 $ 145,000 $ 145,000 $ 127,000
Chatham, North Carolina 1 $ 53,000 $ 53,000 $ 53,000
Craven, North Carolina 1 $ 198,000 $ 198,000 $ 39,000
Madison, North Carolina 1 $ 150,000 $ 150,000 $ 220,000
Martin, North Carolina 1 $ 131,000 $ 131,000 $ 160,000
Union, North Carolina 1 $ 124,000 $ 124,000 $ 24,000
Wayne, North Carolina 1 $ 138,000 $ 138,000 $ 21,000
Burleigh, North Dakota 1 $ 100,000 $ 100,000 $ 292,000
Cass, North Dakota 1 $ 237,000 $ 237,000 $ 165,000
Franklin, Ohio 1 $ 174,000 $ 174,000 $ 95,000
Hamilton, Ohio 1 $ 156,000 $ 156,000 $ 160,000
Mahoning, Ohio 1 $ 290,000 $ 290,000 $ 246,000
Medina, Ohio 1 $ 130,000 $ 130,000 $ 78,000
Oklahoma, Oklahoma 1 $ 409,000 $ 409,000 $ 140,000
Payne, Oklahoma 1 $ 148,000 $ 148,000 $ 74,000
Benton, Oregon 1 $ 150,000 $ 150,000 $ 163,000
Curry, Oregon 1 $ 220,000 $ 220,000 $ 114,000
Marion, Oregon 1 $ 128,000 $ 128,000 $ 217,000
Multnomah, Oregon 1 $ 300,000 $ 300,000 $ 85,000
Washington, Oregon 1 $ 180,000 $ 180,000 $ 143,000
Blair, Pennsylvania 1 $ 83,000 $ 83,000 $ 50,000
Bucks, Pennsylvania 1 $ 320,000 $ 320,000 $ 96,000
Cumberland, Pennsylvania 1 $ 225,000 $ 225,000 $ 113,000
Lackawanna, Pennsylvania 1 $ 188,000 $ 188,000 $ 35,000
Northampton, Pennsylvania 1 $ 168,000 $ 168,000 $ 62,000
Washington, Pennsylvania 1 $ 225,000 $ 225,000 $ 110,000
Kent, Rhode Island 1 $ 300,000 $ 300,000 $ 186,000
Georgetown, South Carolina 1 $ 264,000 $ 264,000 $ 71,000
Greenville, South Carolina 1 $ 142,000 $ 142,000 $ 80,000
Horry, South Carolina 1 $ 159,000 $ 159,000 $ 45,000
Spartanburg, South Carolina 1 $ 150,000 $ 150,000 $ 104,000
York, South Carolina 1 $ 159,000 $ 159,000 $ 200,000
Davidson, Tennessee 1 $ 398,000 $ 398,000 $ 107,000
Overton, Tennessee 1 $ 227,000 $ 227,000 $ 47,000
Denton, Texas 1 $ 316,000 $ 316,000 $ 135,000
Gonzales, Texas 1 $ 60,000 $ 60,000 $ 48,000
Harris, Texas 1 $ 230,000 $ 230,000 $ 80,000
Cache, Utah 1 $ 150,000 $ 150,000 $ 53,000
Louisa, Virginia 1 $ 368,000 $ 368,000 $ 90,000
King, Washington 1 $ 299,000 $ 299,000 $ 90,000
Pierce, Washington 1 $ 312,000 $ 312,000 $ 191,000
Snohomish, Washington 1 $ 409,000 $ 409,000 $ 143,000
Thurston, Washington 1 $ 122,000 $ 122,000 $ 40,000
Pocahontas, West Virginia 1 $ 80,000 $ 80,000 $ 29,000
Preston, West Virginia 1 $ 91,000 $ 91,000 $ 27,000
Jefferson, Wisconsin 1 $ 198,000 $ 198,000 $ 67,000
Lincoln, Wisconsin 1 $ 170,000 $ 170,000 $ 125,000
Milwaukee, Wisconsin 1 $ 168,000 $ 168,000 $ 60,000
Racine, Wisconsin 1 $ 151,000 $ 151,000 $ 195,000
Sheboygan, Wisconsin 1 $ 165,000 $ 165,000 $ 71,000
St. Croix, Wisconsin 1 $ 415,000 $ 415,000 $ 179,000
Vilas, Wisconsin 1 $ 100,000 $ 100,000 $ 32,000
Albany, Wyoming 1 $ 129,000 $ 129,000 $ 36,000

Mortgage Loan Application Detail Totals for Bank of Blue Valley in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 530 $104,453,000 $197,000 $1,700,000 $91,000 $630,000
Refinancing 439 $89,897,000 $204,000 $1,865,000 $99,000 $651,000
Home Improvement 27 $3,937,000 $145,000 $512,000 $88,000 $381,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 658 $131,783,000 $200,000 $695,000 $99,000 $651,000
Not Provided 191 $38,359,000 $200,000 $790,000 $108,000 $630,000
Not applicable 60 $11,807,000 $196,000 $1,865,000 $8,000 $483,000
Black or African American 34 $5,642,000 $165,000 $417,000 $84,000 $192,000
Hispanic 24 $4,419,000 $184,000 $417,000 $81,000 $185,000
Asian 19 $4,956,000 $260,000 $417,000 $120,000 $310,000
Native Hawaiian or Other Pacific Islander 7 $780,000 $111,000 $312,000 $80,000 $118,000
American Indian or Alaskan Native 3 $541,000 $180,000 $417,000 $86,000 $139,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 835 $172,886,000 $207,000 $1,865,000 $100,000 $651,000
FHA-insured (Federal Housing Administration) 158 $24,842,000 $157,000 $581,000 $65,000 $200,000
VA-guaranteed (Veterans Administration) 3 $559,000 $186,000 $291,000 $48,000 $75,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 714 $147,243,000 $206,000 $1,865,000 $99,000 $605,000
Application Denied By Financial Institution 97 $16,671,000 $171,000 $581,000 $74,000 $287,000
Application Withdrawn By Applicant 77 $16,153,000 $209,000 $1,300,000 $101,000 $651,000
File Closed For Incompleteness 50 $10,424,000 $208,000 $417,000 $101,000 $365,000
Application Approved But Not Accepted 31 $5,683,000 $183,000 $650,000 $95,000 $217,000
Loan Purchased By The Institution 27 $2,113,000 $78,000 $175,000 $1,000 $29,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Blue Valley's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of Blue Valley's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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