Bank of Blue Valley Mortgage Lending & HMDA Data, 2008

In 2008, Bank of Blue Valley of Overland Park, KS reported 996 mortgage applications totaling $198.3 million, down 24% from 2007. The average application was for $199,083, and applicants reported an average income of $94,444. 72% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (675), Minneapolis-St. Paul-Bloomington, MN-WI (10) and Chicago-Naperville-Joliet, IL (9) (applications in parentheses).

Mortgage Company & Address Bank of Blue Valley
11935 Riley
Overland Park, KS 66213
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 996
Total Mortgage Loan Application Amount $198,287,000
Average Mortgage Loan Application Amount $199,083
Highest Mortgage Loan Application Amount $1,865,000
Average Applicant Income $94,444
Highest Applicant Income $651,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Blue Valley filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of Blue Valley by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Kansas City, MO-KS 675 $ 128,306,000 $ 190,082 $ 88,271
Minneapolis-St. Paul-Bloomington, MN-WI 10 $ 2,691,000 $ 269,100 $ 122,300
Chicago-Naperville-Joliet, IL 9 $ 1,359,000 $ 151,000 $ 76,000
Tulsa, OK 9 $ 1,182,000 $ 131,333 $ 99,000
Lawrence, KS 8 $ 1,102,000 $ 137,750 $ 126,000
New Haven-Milford, CT 8 $ 2,259,000 $ 282,375 $ 85,000
Denver-Aurora, CO 7 $ 1,610,000 $ 230,000 $ 106,000
New York-White Plains-Wayne, NY-NJ 7 $ 2,239,000 $ 319,857 $ 117,428
St. Louis, MO-IL 7 $ 1,122,000 $ 160,285 $ 90,857
Charlotte-Gastonia-Concord, NC-SC 6 $ 1,212,000 $ 202,000 $ 108,333
Atlanta-Sandy Springs-Marietta, GA 5 $ 1,607,000 $ 321,400 $ 163,000
Los Angeles-Long Beach-Glendale, CA 5 $ 1,248,000 $ 249,600 $ 78,000
Milwaukee-Waukesha-West Allis, WI 5 $ 888,000 $ 177,600 $ 98,000
Phoenix-Mesa-Scottsdale, AZ 5 $ 1,284,000 $ 256,800 $ 122,000
Bridgeport-Stamford-Norwalk, CT 4 $ 1,273,000 $ 318,250 $ 178,000
Edison-New Brunswick, NJ 4 $ 1,499,000 $ 374,750 $ 250,000
Las Vegas-Paradise, NV 4 $ 761,000 $ 190,250 $ 99,000
Philadelphia, PA 4 $ 1,120,000 $ 280,000 $ 102,000
Portland-South Portland-Biddeford, ME 4 $ 632,000 $ 158,000 $ 91,000
Riverside-San Bernardino-Ontario, CA 4 $ 980,000 $ 245,000 $ 153,000
Salt Lake City, UT 4 $ 762,000 $ 190,500 $ 87,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 4 $ 1,600,000 $ 400,000 $ 124,000
Albuquerque, NM 3 $ 869,000 $ 289,666 $ 113,000
Anchorage, AK 3 $ 679,000 $ 226,333 $ 150,000
Baton Rouge, LA 3 $ 336,000 $ 112,000 $ 56,000
Bethesda-Frederick-Gaithersburg, MD 3 $ 873,000 $ 291,000 $ 265,000
Boulder, CO 3 $ 1,334,000 $ 444,666 $ 78,000
Colorado Springs, CO 3 $ 636,000 $ 212,000 $ 122,000
Madison, WI 3 $ 870,000 $ 290,000 $ 96,000
Nashville-Davidson--Murfreesboro--Franklin, TN 3 $ 721,000 $ 240,333 $ 123,000
New Orleans-Metairie-Kenner, LA 3 $ 433,000 $ 144,333 $ 46,000
Newark-Union, NJ-PA 3 $ 725,000 $ 241,666 $ 119,000
Sacramento--Arden-Arcade--Roseville, CA 3 $ 1,081,000 $ 360,333 $ 125,000
Topeka, KS 3 $ 521,000 $ 173,666 $ 70,000
Wichita, KS 3 $ 388,000 $ 129,333 $ 82,000
Wilmington, DE-MD-NJ 3 $ 736,000 $ 245,333 $ 91,333
Austin-Round Rock, TX 2 $ 359,000 $ 179,500 $ 110,000
Baltimore-Towson, MD 2 $ 727,000 $ 363,500 $ 94,000
Boise City-Nampa, ID 2 $ 336,000 $ 168,000 $ 179,000
Cincinnati-Middletown, OH-KY-IN 2 $ 224,000 $ 112,000 $ 160,000
Fairbanks, AK 2 $ 265,000 $ 132,500 $ 87,000
Florence, SC 2 $ 438,000 $ 219,000 $ 192,000
Hartford-West Hartford-East Hartford, CT 2 $ 725,000 $ 362,500 $ 121,000
Killeen-Temple-Fort Hood, TX 2 $ 254,000 $ 127,000 $ 50,000
Lake County-Kenosha County, IL-WI 2 $ 537,000 $ 268,500 $ 110,000
Lancaster, PA 2 $ 273,000 $ 136,500 $ 69,000
Oshkosh-Neenah, WI 2 $ 225,000 $ 112,500 $ 34,000
Portland-Vancouver-Beaverton, OR-WA 2 $ 480,000 $ 240,000 $ 114,000
Raleigh-Cary, NC 2 $ 275,000 $ 137,500 $ 33,000
Rochester, NY 2 $ 264,000 $ 132,000 $ 51,000
San Antonio, TX 2 $ 396,000 $ 198,000 $ 105,000
Seattle-Bellevue-Everett, WA 2 $ 708,000 $ 354,000 $ 116,000
Springfield, MO 2 $ 364,000 $ 182,000 $ 102,000
Vallejo-Fairfield, CA 2 $ 648,000 $ 324,000 $ 118,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 168,000 $ 168,000 $ 62,000
Altoona, PA 1 $ 83,000 $ 83,000 $ 50,000
Asheville, NC 1 $ 150,000 $ 150,000 $ 220,000
Bismarck, ND 1 $ 100,000 $ 100,000 $ 292,000
Bloomington-Normal, IL 1 $ 106,000 $ 106,000 $ 29,000
Bradenton-Sarasota-Venice, FL 1 $ 100,000 $ 100,000 $ 78,000
Cape Coral-Fort Myers, FL 1 $ 400,000 $ 400,000 $ 400,000
Cedar Rapids, IA 1 $ 143,000 $ 143,000 $ 28,000
Cleveland-Elyria-Mentor, OH 1 $ 130,000 $ 130,000 $ 78,000
Columbus, OH 1 $ 174,000 $ 174,000 $ 95,000
Corvallis, OR 1 $ 150,000 $ 150,000 $ 163,000
Dallas-Plano-Irving, TX 1 $ 316,000 $ 316,000 $ 135,000
Des Moines-West Des Moines, IA 1 $ 218,000 $ 218,000 $ 75,000
Detroit-Livonia-Dearborn, MI 1 $ 152,000 $ 152,000 $ 121,000
Durham, NC 1 $ 53,000 $ 53,000 $ 53,000
Fargo, ND-MN 1 $ 237,000 $ 237,000 $ 165,000
Fresno, CA 1 $ 158,000 $ 158,000 $ 78,000
Goldsboro, NC 1 $ 138,000 $ 138,000 $ 21,000
Grand Junction, CO 1 $ 210,000 $ 210,000 $ 102,000
Greenville-Mauldin-Easley, SC 1 $ 142,000 $ 142,000 $ 80,000
Harrisburg-Carlisle, PA 1 $ 225,000 $ 225,000 $ 113,000
Hickory-Lenoir-Morganton, NC 1 $ 145,000 $ 145,000 $ 127,000
Honolulu, HI 1 $ 125,000 $ 125,000 $ 30,000
Houston-Sugar Land-Baytown, TX 1 $ 230,000 $ 230,000 $ 80,000
Huntsville, AL 1 $ 399,000 $ 399,000 $ 117,000
Idaho Falls, ID 1 $ 132,000 $ 132,000 $ 96,000
Indianapolis-Carmel, IN 1 $ 305,000 $ 305,000 $ 126,000
Iowa City, IA 1 $ 160,000 $ 160,000 $ 80,000
Joplin, MO 1 $ 346,000 $ 346,000 $ 168,000
Lafayette, LA 1 $ 376,000 $ 376,000 $ 152,000
Lake Charles, LA 1 $ 164,000 $ 164,000 $ 74,000
Lincoln, NE 1 $ 162,000 $ 162,000 $ 65,000
Logan, UT-ID 1 $ 150,000 $ 150,000 $ 53,000
Missoula, MT 1 $ 170,000 $ 170,000 $ 33,000
Morgantown, WV 1 $ 91,000 $ 91,000 $ 27,000
Myrtle Beach-North Myrtle Beach-Conway, SC 1 $ 159,000 $ 159,000 $ 45,000
Naples-Marco Island, FL 1 $ 312,000 $ 312,000 $ 96,000
Nassau-Suffolk, NY 1 $ 530,000 $ 530,000 $ 101,000
Ocala, FL 1 $ 144,000 $ 144,000 $ 47,000
Oklahoma City, OK 1 $ 409,000 $ 409,000 $ 140,000
Olympia, WA 1 $ 122,000 $ 122,000 $ 40,000
Omaha-Council Bluffs, NE-IA 1 $ 133,000 $ 133,000 $ 74,000
Orlando-Kissimmee, FL 1 $ 190,000 $ 190,000 $ 66,000
Peoria, IL 1 $ 135,000 $ 135,000 $ 137,000
Pittsburgh, PA 1 $ 225,000 $ 225,000 $ 110,000
Pocatello, ID 1 $ 96,000 $ 96,000 $ 50,000
Providence-New Bedford-Fall River, RI-MA 1 $ 300,000 $ 300,000 $ 186,000
Racine, WI 1 $ 151,000 $ 151,000 $ 195,000
Reno-Sparks, NV 1 $ 236,000 $ 236,000 $ 124,000
Richmond, VA 1 $ 368,000 $ 368,000 $ 90,000
Rockford, IL 1 $ 320,000 $ 320,000 $ 96,000
Rockingham County-Strafford County, NH 1 $ 125,000 $ 125,000 $ 52,000
Salem, OR 1 $ 128,000 $ 128,000 $ 217,000
Salisbury, MD 1 $ 153,000 $ 153,000 $ 102,000
San Diego-Carlsbad-San Marcos, CA 1 $ 330,000 $ 330,000 $ 172,000
Scranton--Wilkes-Barre, PA 1 $ 188,000 $ 188,000 $ 35,000
Sheboygan, WI 1 $ 165,000 $ 165,000 $ 71,000
Spartanburg, SC 1 $ 150,000 $ 150,000 $ 104,000
Tacoma, WA 1 $ 312,000 $ 312,000 $ 191,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 180,000 $ 180,000 $ 310,000
Trenton-Ewing, NJ 1 $ 329,000 $ 329,000 $ 135,000
Tucson, AZ 1 $ 251,000 $ 251,000 $ 180,000
Utica-Rome, NY 1 $ 30,000 $ 30,000 $ 68,000
Youngstown-Warren-Boardman, OH-PA 1 $ 290,000 $ 290,000 $ 246,000

Mortgage Loan Application Detail Totals for Bank of Blue Valley in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 530 $104,453,000 $197,000 $1,700,000 $91,000 $630,000
Refinancing 439 $89,897,000 $204,000 $1,865,000 $99,000 $651,000
Home Improvement 27 $3,937,000 $145,000 $512,000 $88,000 $381,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 658 $131,783,000 $200,000 $695,000 $99,000 $651,000
Not Provided 191 $38,359,000 $200,000 $790,000 $108,000 $630,000
Not applicable 60 $11,807,000 $196,000 $1,865,000 $8,000 $483,000
Black or African American 34 $5,642,000 $165,000 $417,000 $84,000 $192,000
Hispanic 24 $4,419,000 $184,000 $417,000 $81,000 $185,000
Asian 19 $4,956,000 $260,000 $417,000 $120,000 $310,000
Native Hawaiian or Other Pacific Islander 7 $780,000 $111,000 $312,000 $80,000 $118,000
American Indian or Alaskan Native 3 $541,000 $180,000 $417,000 $86,000 $139,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 835 $172,886,000 $207,000 $1,865,000 $100,000 $651,000
FHA-insured (Federal Housing Administration) 158 $24,842,000 $157,000 $581,000 $65,000 $200,000
VA-guaranteed (Veterans Administration) 3 $559,000 $186,000 $291,000 $48,000 $75,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 714 $147,243,000 $206,000 $1,865,000 $99,000 $605,000
Application Denied By Financial Institution 97 $16,671,000 $171,000 $581,000 $74,000 $287,000
Application Withdrawn By Applicant 77 $16,153,000 $209,000 $1,300,000 $101,000 $651,000
File Closed For Incompleteness 50 $10,424,000 $208,000 $417,000 $101,000 $365,000
Application Approved But Not Accepted 31 $5,683,000 $183,000 $650,000 $95,000 $217,000
Loan Purchased By The Institution 27 $2,113,000 $78,000 $175,000 $1,000 $29,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Blue Valley's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of Blue Valley's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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