Apex Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Apex Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Apex Bank 180 Hwy 641 N Camden, TN 38320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 554 |
| Total Mortgage Loan Application Amount | $64,619,000 |
| Average Mortgage Loan Application Amount | $98,666 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $55,333 |
| Highest Applicant Income | $419,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Apex Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Apex Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Apex Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Apex Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Apex Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Apex Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Benton County Tennessee | 67 | $ 3,614,000 | $ 53,000 | $ 45,000 |
| Harris County Texas | 32 | $ 2,559,000 | $ 79,000 | $ 62,000 |
| Carroll County Tennessee | 21 | $ 1,134,000 | $ 54,000 | $ 42,000 |
| Humphreys County Tennessee | 21 | $ 2,280,000 | $ 108,000 | $ 95,000 |
| Bexar County Texas | 20 | $ 1,664,000 | $ 83,000 | $ 59,000 |
| Weld County Colorado | 13 | $ 1,544,000 | $ 118,000 | $ 47,000 |
| Tarrant County Texas | 11 | $ 1,093,000 | $ 99,000 | $ 56,000 |
| Cook County Illinois | 9 | $ 1,356,000 | $ 150,000 | $ 65,000 |
| Oklahoma County Oklahoma | 7 | $ 368,000 | $ 52,000 | $ 38,000 |
| Dallas County Texas | 7 | $ 385,000 | $ 55,000 | $ 49,000 |
| Davidson County Tennessee | 6 | $ 450,000 | $ 75,000 | $ 30,000 |
| Collin County Texas | 6 | $ 474,000 | $ 79,000 | $ 69,000 |
| San Bernardino County California | 5 | $ 495,000 | $ 99,000 | $ 34,000 |
| Henry County Tennessee | 5 | $ 332,000 | $ 66,000 | $ 39,000 |
| Kitsap County Washington | 5 | $ 1,038,000 | $ 207,000 | $ 57,000 |
| Maricopa County Arizona | 4 | $ 581,000 | $ 145,000 | $ 24,000 |
| Los Angeles County California | 4 | $ 616,000 | $ 154,000 | $ 42,000 |
| Riverside County California | 4 | $ 121,000 | $ 30,000 | $ 7,000 |
| Alachua County Florida | 4 | $ 236,000 | $ 59,000 | $ 34,000 |
| Johnson County Kansas | 4 | $ 661,000 | $ 165,000 | $ 102,000 |
| Hennepin County Minnesota | 4 | $ 652,000 | $ 163,000 | $ 99,000 |
| Bergen County New Jersey | 4 | $ 949,000 | $ 237,000 | $ 76,000 |
| Mecklenburg County North Carolina | 4 | $ 512,000 | $ 128,000 | $ 22,000 |
| Knox County Tennessee | 4 | $ 800,000 | $ 200,000 | $ 103,000 |
| Bell County Texas | 4 | $ 457,000 | $ 114,000 | $ 30,000 |
| Montgomery County Texas | 4 | $ 259,000 | $ 64,000 | $ 70,000 |
| Kern County California | 3 | $ 158,000 | $ 52,000 | $ 12,000 |
| Adams County Colorado | 3 | $ 476,000 | $ 158,000 | $ 62,000 |
| Arapahoe County Colorado | 3 | $ 1,075,000 | $ 358,000 | $ 51,000 |
| El Paso County Colorado | 3 | $ 581,000 | $ 193,000 | $ 90,000 |
| Jefferson County Colorado | 3 | $ 809,000 | $ 269,000 | $ 125,000 |
| Broward County Florida | 3 | $ 658,000 | $ 219,000 | $ 49,000 |
| Hillsborough County Florida | 3 | $ 146,000 | $ 48,000 | $ 32,000 |
| New Hanover County North Carolina | 3 | $ 209,000 | $ 69,000 | $ 154,000 |
| Wake County North Carolina | 3 | $ 466,000 | $ 155,000 | $ 44,000 |
| Tulsa County Oklahoma | 3 | $ 156,000 | $ 52,000 | $ 34,000 |
| Wagoner County Oklahoma | 3 | $ 221,000 | $ 73,000 | $ 24,000 |
| Blount County Tennessee | 3 | $ 496,000 | $ 165,000 | $ 84,000 |
| Hickman County Tennessee | 3 | $ 136,000 | $ 45,000 | $ 84,000 |
| Shelby County Tennessee | 3 | $ 686,000 | $ 228,000 | $ 29,000 |
| El Paso County Texas | 3 | $ 150,000 | $ 50,000 | $ 47,000 |
| Guadalupe County Texas | 3 | $ 160,000 | $ 53,000 | $ 31,000 |
| Hidalgo County Texas | 3 | $ 564,000 | $ 188,000 | $ 67,000 |
| Clark County Washington | 3 | $ 692,000 | $ 230,000 | $ 58,000 |
| King County Washington | 3 | $ 634,000 | $ 211,000 | $ 53,000 |
| Pierce County Washington | 3 | $ 417,000 | $ 139,000 | $ 55,000 |
| Santa Clara County California | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Larimer County Colorado | 2 | $ 391,000 | $ 195,000 | $ 40,000 |
| District of Columbia County District Of Columbia | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Citrus County Florida | 2 | $ 109,000 | $ 54,000 | $ 39,000 |
| Duval County Florida | 2 | $ 201,000 | $ 100,000 | $ 20,000 |
| Orange County Florida | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Pinellas County Florida | 2 | $ 157,000 | $ 78,000 | $ 79,000 |
| DuPage County Illinois | 2 | $ 363,000 | $ 181,000 | $ 120,000 |
| Carroll County Maryland | 2 | $ 555,000 | $ 277,000 | $ 118,000 |
| St. Louis County Missouri | 2 | $ 186,000 | $ 93,000 | $ 34,000 |
| Alamance County North Carolina | 2 | $ 149,000 | $ 74,000 | $ 51,000 |
| Guilford County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 10,000 |
| Rutherford County North Carolina | 2 | $ 131,000 | $ 65,000 | $ 28,000 |
| Hamilton County Ohio | 2 | $ 75,000 | $ 37,000 | $ 16,000 |
| Cleveland County Oklahoma | 2 | $ 189,000 | $ 94,000 | $ 64,000 |
| Grady County Oklahoma | 2 | $ 131,000 | $ 65,000 | $ 38,000 |
| Mayes County Oklahoma | 2 | $ 51,000 | $ 25,000 | $ 47,000 |
| Clackamas County Oregon | 2 | $ 317,000 | $ 158,000 | $ 79,000 |
| Philadelphia County Pennsylvania | 2 | $ 132,000 | $ 66,000 | $ 25,000 |
| Spartanburg County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 15,000 |
| Dickson County Tennessee | 2 | $ 315,000 | $ 157,000 | $ 32,000 |
| Madison County Tennessee | 2 | $ 351,000 | $ 175,000 | $ 156,000 |
| Roane County Tennessee | 2 | $ 1,768,000 | $ 884,000 | $ 191,000 |
| Sumner County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| Brown County Texas | 2 | $ 52,000 | $ 26,000 | $ 30,000 |
| Cameron County Texas | 2 | $ 183,000 | $ 91,000 | $ 38,000 |
| Hood County Texas | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Jefferson County Texas | 2 | $ 112,000 | $ 56,000 | $ 42,000 |
| Davis County Utah | 2 | $ 566,000 | $ 283,000 | $ 236,000 |
| Utah County Utah | 2 | $ 804,000 | $ 402,000 | $ 98,000 |
| Chesapeake County Virginia | 2 | $ 282,000 | $ 141,000 | $ 117,000 |
| Kanawha County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Alameda County California | 1 | $ 560,000 | $ 560,000 | $ 162,000 |
| Contra Costa County California | 1 | $ 42,000 | $ 42,000 | $ 68,000 |
| Fresno County California | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Madera County California | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Orange County California | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Sacramento County California | 1 | $ 41,000 | $ 41,000 | $ 0 |
| San Joaquin County California | 1 | $ 888,000 | $ 888,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 422,000 | $ 422,000 | $ 117,000 |
| San Mateo County California | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Sonoma County California | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tulare County California | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 232,000 | $ 232,000 | $ 89,000 |
| Douglas County Colorado | 1 | $ 372,000 | $ 372,000 | $ 142,000 |
| Gunnison County Colorado | 1 | $ 306,000 | $ 306,000 | $ 56,000 |
| Mesa County Colorado | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Teller County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Brevard County Florida | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Highlands County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Indian River County Florida | 1 | $ 139,000 | $ 139,000 | $ 128,000 |
| Lake County Florida | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Pasco County Florida | 1 | $ 9,000 | $ 9,000 | $ 57,000 |
| Polk County Florida | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Putnam County Florida | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Santa Rosa County Florida | 1 | $ 134,000 | $ 134,000 | $ 0 |
| St. Johns County Florida | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Washington County Florida | 1 | $ 24,000 | $ 24,000 | $ 16,000 |
| Carroll County Georgia | 1 | $ 24,000 | $ 24,000 | $ 61,000 |
| Paulding County Georgia | 1 | $ 157,000 | $ 157,000 | $ 103,000 |
| Hawaii County Hawaii | 1 | $ 119,000 | $ 119,000 | $ 64,000 |
| Bonneville County Idaho | 1 | $ 41,000 | $ 41,000 | $ 28,000 |
| Champaign County Illinois | 1 | $ 372,000 | $ 372,000 | $ 99,000 |
| Kane County Illinois | 1 | $ 186,000 | $ 186,000 | $ 81,000 |
| Delaware County Indiana | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Lake County Indiana | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Marshall County Iowa | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Montgomery County Iowa | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Polk County Iowa | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
| Ellis County Kansas | 1 | $ 67,000 | $ 67,000 | $ 21,000 |
| Miami County Kansas | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Stafford County Kansas | 1 | $ 34,000 | $ 34,000 | $ 12,000 |
| Cecil County Maryland | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Prince George's County Maryland | 1 | $ 869,000 | $ 869,000 | $ 191,000 |
| Bristol County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Bay County Michigan | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Livingston County Michigan | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Adams County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Bolivar County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 13,000 |
| Hinds County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 70,000 |
| Lauderdale County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| Jefferson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Taney County Missouri | 1 | $ 1,900,000 | $ 1,900,000 | $ 0 |
| Dawson County Nebraska | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Dodge County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Grafton County New Hampshire | 1 | $ 271,000 | $ 271,000 | $ 80,000 |
| Hillsborough County New Hampshire | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Middlesex County New Jersey | 1 | $ 101,000 | $ 101,000 | $ 78,000 |
| Union County New Jersey | 1 | $ 222,000 | $ 222,000 | $ 83,000 |
| Westchester County New York | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Alexander County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Buncombe County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 34,000 |
| Burke County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 58,000 |
| Cabarrus County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
| Clay County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 85,000 |
| Craven County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Forsyth County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 139,000 |
| Gaston County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Greene County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Harnett County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 76,000 |
| Haywood County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 66,000 |
| Jones County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Lincoln County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 49,000 |
| Nash County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Randolph County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Rockingham County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 36,000 |
| Sampson County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| Scotland County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 53,000 |
| Union County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Vance County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 82,000 |
| Wayne County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Wilson County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 48,000 |
| Cuyahoga County Ohio | 1 | $ 122,000 | $ 122,000 | $ 27,000 |
| Ross County Ohio | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Comanche County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| Hughes County Oklahoma | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| Kingfisher County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 13,000 |
| Okmulgee County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 240,000 |
| Pawnee County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Payne County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Pottawatomie County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Jackson County Oregon | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Jefferson County Oregon | 1 | $ 296,000 | $ 296,000 | $ 96,000 |
| Multnomah County Oregon | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
| Washington County Oregon | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 40,000 |
| Somerset County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Bedford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Bradley County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Cannon County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Cumberland County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Decatur County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Hamilton County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Hardeman County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 28,000 |
| McMinn County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Polk County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Robertson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Sullivan County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Washington County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Atascosa County Texas | 1 | $ 180,000 | $ 180,000 | $ 121,000 |
| Bee County Texas | 1 | $ 21,000 | $ 21,000 | $ 46,000 |
| Brazoria County Texas | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Brazos County Texas | 1 | $ 99,000 | $ 99,000 | $ 68,000 |
| Caldwell County Texas | 1 | $ 81,000 | $ 81,000 | $ 81,000 |
| Coryell County Texas | 1 | $ 42,000 | $ 42,000 | $ 53,000 |
| Ellis County Texas | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Fort Bend County Texas | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Galveston County Texas | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Hopkins County Texas | 1 | $ 33,000 | $ 33,000 | $ 18,000 |
| Howard County Texas | 1 | $ 41,000 | $ 41,000 | $ 63,000 |
| Johnson County Texas | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Liberty County Texas | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Llano County Texas | 1 | $ 47,000 | $ 47,000 | $ 384,000 |
| McLennan County Texas | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Orange County Texas | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Tom Green County Texas | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Travis County Texas | 1 | $ 873,000 | $ 873,000 | $ 357,000 |
| Webb County Texas | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Williamson County Texas | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Tooele County Utah | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Arlington County Virginia | 1 | $ 250,000 | $ 250,000 | $ 49,000 |
| Culpeper County Virginia | 1 | $ 374,000 | $ 374,000 | $ 80,000 |
| Harrisonburg County Virginia | 1 | $ 139,000 | $ 139,000 | $ 90,000 |
| Loudoun County Virginia | 1 | $ 515,000 | $ 515,000 | $ 141,000 |
| Norfolk County Virginia | 1 | $ 1,391,000 | $ 1,391,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Morgan County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Putnam County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 89,000 |
| Wayne County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Big Horn County Wyoming | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Laramie County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for Apex Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 363 | $39,739,000 | $109,000 | $1,391,000 | $50,000 | $419,000 |
| Home Purchase | 168 | $23,818,000 | $141,000 | $1,900,000 | $64,000 | $383,000 |
| Home Improvement | 23 | $1,062,000 | $46,000 | $155,000 | $52,000 | $170,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 318 | $35,092,000 | $110,000 | $873,000 | $61,000 | $383,000 |
| Not applicable | 120 | $17,890,000 | $149,000 | $1,900,000 | $35,000 | $384,000 |
| Black or African American | 68 | $6,983,000 | $102,000 | $869,000 | $56,000 | $384,000 |
| Hispanic | 37 | $3,509,000 | $94,000 | $443,000 | $49,000 | $162,000 |
| Asian | 4 | $457,000 | $114,000 | $188,000 | $60,000 | $94,000 |
| Not Provided | 3 | $315,000 | $105,000 | $125,000 | $183,000 | $419,000 |
| American Indian or Alaskan Native | 2 | $96,000 | $48,000 | $73,000 | $29,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $277,000 | $138,000 | $254,000 | $11,000 | $22,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 539 | $62,985,000 | $116,000 | $1,900,000 | $55,000 | $419,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,119,000 | $124,000 | $222,000 | $52,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $364,000 | $72,000 | $92,000 | $33,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 1 | $151,000 | $151,000 | $151,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 422 | $52,449,000 | $124,000 | $1,400,000 | $54,000 | $419,000 |
| Loan Originated | 116 | $11,110,000 | $95,000 | $1,900,000 | $61,000 | $383,000 |
| Application Denied By Financial Institution | 8 | $481,000 | $60,000 | $275,000 | $37,000 | $92,000 |
| Application Withdrawn By Applicant | 6 | $386,000 | $64,000 | $92,000 | $30,000 | $48,000 |
| Application Approved But Not Accepted | 2 | $193,000 | $96,000 | $105,000 | $48,000 | $52,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $411,000 | $58,000 | $275,000 | $37,000 | $92,000 |
| Debt-To-Income Ratio | 1 | $70,000 | $70,000 | $70,000 | $38,000 | $38,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Apex Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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