Apex Bank Mortgage Lending & HMDA Data, 2012

In 2012, Apex Bank of Camden, TN reported 554 mortgage applications totaling $64.6 million, up 794% from 2011. The average application was for $116,640, and applicants reported an average income of $54,328. 21% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (40), San Antonio-New Braunfels, TX (24) and Nashville-Davidson--Murfreesboro--Franklin, TN (15) (applications in parentheses).

Mortgage Company & Address Apex Bank
102 E Main St
Camden, TN 38320
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 554
Total Mortgage Loan Application Amount $64,619,000
Average Mortgage Loan Application Amount $116,640
Highest Mortgage Loan Application Amount $1,900,000
Average Applicant Income $54,328
Highest Applicant Income $419,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Apex Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Apex Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton, Tennessee 67 $ 3,614,000 $ 53,940 $ 45,000
Harris, Texas 32 $ 2,559,000 $ 79,968 $ 62,000
Carroll, Tennessee 21 $ 1,134,000 $ 54,000 $ 42,000
Humphreys, Tennessee 21 $ 2,280,000 $ 108,571 $ 95,000
Bexar, Texas 20 $ 1,664,000 $ 83,200 $ 59,000
Weld, Colorado 13 $ 1,544,000 $ 118,769 $ 47,000
Tarrant, Texas 11 $ 1,093,000 $ 99,363 $ 56,000
Cook, Illinois 9 $ 1,356,000 $ 150,666 $ 65,000
Oklahoma, Oklahoma 7 $ 368,000 $ 52,571 $ 38,000
Dallas, Texas 7 $ 385,000 $ 55,000 $ 49,000
Davidson, Tennessee 6 $ 450,000 $ 75,000 $ 30,000
Collin, Texas 6 $ 474,000 $ 79,000 $ 69,000
San Bernardino, California 5 $ 495,000 $ 99,000 $ 34,000
Henry, Tennessee 5 $ 332,000 $ 66,400 $ 39,000
Kitsap, Washington 5 $ 1,038,000 $ 207,600 $ 57,000
Maricopa, Arizona 4 $ 581,000 $ 145,250 $ 24,000
Los Angeles, California 4 $ 616,000 $ 154,000 $ 42,000
Riverside, California 4 $ 121,000 $ 30,250 $ 7,000
Alachua, Florida 4 $ 236,000 $ 59,000 $ 34,000
Johnson, Kansas 4 $ 661,000 $ 165,250 $ 102,000
Hennepin, Minnesota 4 $ 652,000 $ 163,000 $ 99,000
Bergen, New Jersey 4 $ 949,000 $ 237,250 $ 76,000
Mecklenburg, North Carolina 4 $ 512,000 $ 128,000 $ 22,000
Knox, Tennessee 4 $ 800,000 $ 200,000 $ 103,000
Bell, Texas 4 $ 457,000 $ 114,250 $ 30,000
Montgomery, Texas 4 $ 259,000 $ 64,750 $ 70,000
Kern, California 3 $ 158,000 $ 52,666 $ 12,000
Adams, Colorado 3 $ 476,000 $ 158,666 $ 62,000
Arapahoe, Colorado 3 $ 1,075,000 $ 358,333 $ 51,000
El Paso, Colorado 3 $ 581,000 $ 193,666 $ 90,000
Jefferson, Colorado 3 $ 809,000 $ 269,666 $ 125,000
Broward, Florida 3 $ 658,000 $ 219,333 $ 49,000
Hillsborough, Florida 3 $ 146,000 $ 48,666 $ 32,000
New Hanover, North Carolina 3 $ 209,000 $ 69,666 $ 154,000
Wake, North Carolina 3 $ 466,000 $ 155,333 $ 44,000
Tulsa, Oklahoma 3 $ 156,000 $ 52,000 $ 34,000
Wagoner, Oklahoma 3 $ 221,000 $ 73,666 $ 24,000
Blount, Tennessee 3 $ 496,000 $ 165,333 $ 84,000
Hickman, Tennessee 3 $ 136,000 $ 45,333 $ 84,000
Shelby, Tennessee 3 $ 686,000 $ 228,666 $ 29,000
El Paso, Texas 3 $ 150,000 $ 50,000 $ 47,000
Guadalupe, Texas 3 $ 160,000 $ 53,333 $ 31,000
Hidalgo, Texas 3 $ 564,000 $ 188,000 $ 67,000
Clark, Washington 3 $ 692,000 $ 230,666 $ 58,000
King, Washington 3 $ 634,000 $ 211,333 $ 53,000
Pierce, Washington 3 $ 417,000 $ 139,000 $ 55,000
Santa Clara, California 2 $ 74,000 $ 37,000 $ 0
Larimer, Colorado 2 $ 391,000 $ 195,500 $ 40,000
District of Columbia, District Of Columbia 2 $ 500,000 $ 250,000 $ 99,000
Citrus, Florida 2 $ 109,000 $ 54,500 $ 39,000
Duval, Florida 2 $ 201,000 $ 100,500 $ 20,000
Orange, Florida 2 $ 232,000 $ 116,000 $ 0
Pinellas, Florida 2 $ 157,000 $ 78,500 $ 79,000
DuPage, Illinois 2 $ 363,000 $ 181,500 $ 120,000
Carroll, Maryland 2 $ 555,000 $ 277,500 $ 118,000
St. Louis, Missouri 2 $ 186,000 $ 93,000 $ 34,000
Alamance, North Carolina 2 $ 149,000 $ 74,500 $ 51,000
Guilford, North Carolina 2 $ 171,000 $ 85,500 $ 10,000
Rutherford, North Carolina 2 $ 131,000 $ 65,500 $ 28,000
Hamilton, Ohio 2 $ 75,000 $ 37,500 $ 16,000
Cleveland, Oklahoma 2 $ 189,000 $ 94,500 $ 64,000
Grady, Oklahoma 2 $ 131,000 $ 65,500 $ 38,000
Mayes, Oklahoma 2 $ 51,000 $ 25,500 $ 47,000
Clackamas, Oregon 2 $ 317,000 $ 158,500 $ 79,000
Philadelphia, Pennsylvania 2 $ 132,000 $ 66,000 $ 25,000
Spartanburg, South Carolina 2 $ 153,000 $ 76,500 $ 15,000
Dickson, Tennessee 2 $ 315,000 $ 157,500 $ 32,000
Madison, Tennessee 2 $ 351,000 $ 175,500 $ 156,000
Roane, Tennessee 2 $ 1,768,000 $ 884,000 $ 191,000
Sumner, Tennessee 2 $ 190,000 $ 95,000 $ 32,000
Brown, Texas 2 $ 52,000 $ 26,000 $ 30,000
Cameron, Texas 2 $ 183,000 $ 91,500 $ 38,000
Hood, Texas 2 $ 320,000 $ 160,000 $ 60,000
Jefferson, Texas 2 $ 112,000 $ 56,000 $ 42,000
Davis, Utah 2 $ 566,000 $ 283,000 $ 236,000
Utah, Utah 2 $ 804,000 $ 402,000 $ 98,000
Chesapeake, Virginia 2 $ 282,000 $ 141,000 $ 117,000
Kanawha, West Virginia 2 $ 130,000 $ 65,000 $ 48,000
Alameda, California 1 $ 560,000 $ 560,000 $ 162,000
Contra Costa, California 1 $ 42,000 $ 42,000 $ 68,000
Fresno, California 1 $ 56,000 $ 56,000 $ 0
Madera, California 1 $ 23,000 $ 23,000 $ 0
Orange, California 1 $ 24,000 $ 24,000 $ 0
Sacramento, California 1 $ 41,000 $ 41,000 $ 0
San Joaquin, California 1 $ 888,000 $ 888,000 $ 0
San Luis Obispo, California 1 $ 422,000 $ 422,000 $ 117,000
San Mateo, California 1 $ 132,000 $ 132,000 $ 0
Sonoma, California 1 $ 71,000 $ 71,000 $ 0
Tulare, California 1 $ 16,000 $ 16,000 $ 0
Broomfield, Colorado 1 $ 232,000 $ 232,000 $ 89,000
Douglas, Colorado 1 $ 372,000 $ 372,000 $ 142,000
Gunnison, Colorado 1 $ 306,000 $ 306,000 $ 56,000
Mesa, Colorado 1 $ 475,000 $ 475,000 $ 0
Pueblo, Colorado 1 $ 86,000 $ 86,000 $ 27,000
Teller, Colorado 1 $ 255,000 $ 255,000 $ 0
Brevard, Florida 1 $ 157,000 $ 157,000 $ 58,000
Highlands, Florida 1 $ 200,000 $ 200,000 $ 0
Indian River, Florida 1 $ 139,000 $ 139,000 $ 128,000
Lake, Florida 1 $ 69,000 $ 69,000 $ 0
Pasco, Florida 1 $ 9,000 $ 9,000 $ 57,000
Polk, Florida 1 $ 20,000 $ 20,000 $ 32,000
Putnam, Florida 1 $ 10,000 $ 10,000 $ 19,000
Santa Rosa, Florida 1 $ 134,000 $ 134,000 $ 0
St. Johns, Florida 1 $ 264,000 $ 264,000 $ 0
Washington, Florida 1 $ 24,000 $ 24,000 $ 16,000
Carroll, Georgia 1 $ 24,000 $ 24,000 $ 61,000
Paulding, Georgia 1 $ 157,000 $ 157,000 $ 103,000
Hawaii, Hawaii 1 $ 119,000 $ 119,000 $ 64,000
Bonneville, Idaho 1 $ 41,000 $ 41,000 $ 28,000
Champaign, Illinois 1 $ 372,000 $ 372,000 $ 99,000
Kane, Illinois 1 $ 186,000 $ 186,000 $ 81,000
Delaware, Indiana 1 $ 26,000 $ 26,000 $ 35,000
Lake, Indiana 1 $ 104,000 $ 104,000 $ 65,000
Marion, Indiana 1 $ 87,000 $ 87,000 $ 36,000
Marshall, Iowa 1 $ 147,000 $ 147,000 $ 84,000
Montgomery, Iowa 1 $ 75,000 $ 75,000 $ 42,000
Polk, Iowa 1 $ 143,000 $ 143,000 $ 46,000
Ellis, Kansas 1 $ 67,000 $ 67,000 $ 21,000
Miami, Kansas 1 $ 147,000 $ 147,000 $ 0
Stafford, Kansas 1 $ 34,000 $ 34,000 $ 12,000
Cecil, Maryland 1 $ 134,000 $ 134,000 $ 60,000
Prince George's, Maryland 1 $ 869,000 $ 869,000 $ 191,000
Bristol, Massachusetts 1 $ 80,000 $ 80,000 $ 35,000
Bay, Michigan 1 $ 81,000 $ 81,000 $ 35,000
Livingston, Michigan 1 $ 110,000 $ 110,000 $ 0
Saginaw, Michigan 1 $ 50,000 $ 50,000 $ 51,000
Adams, Mississippi 1 $ 57,000 $ 57,000 $ 44,000
Bolivar, Mississippi 1 $ 36,000 $ 36,000 $ 13,000
Hinds, Mississippi 1 $ 38,000 $ 38,000 $ 70,000
Lauderdale, Mississippi 1 $ 64,000 $ 64,000 $ 18,000
Jefferson, Missouri 1 $ 104,000 $ 104,000 $ 0
St. Louis City, Missouri 1 $ 102,000 $ 102,000 $ 41,000
Taney, Missouri 1 $ 1,900,000 $ 1,900,000 $ 0
Dawson, Nebraska 1 $ 74,000 $ 74,000 $ 0
Dodge, Nebraska 1 $ 95,000 $ 95,000 $ 0
Douglas, Nebraska 1 $ 5,000 $ 5,000 $ 27,000
Grafton, New Hampshire 1 $ 271,000 $ 271,000 $ 80,000
Hillsborough, New Hampshire 1 $ 110,000 $ 110,000 $ 67,000
Middlesex, New Jersey 1 $ 101,000 $ 101,000 $ 78,000
Union, New Jersey 1 $ 222,000 $ 222,000 $ 83,000
Westchester, New York 1 $ 106,000 $ 106,000 $ 62,000
Alexander, North Carolina 1 $ 94,000 $ 94,000 $ 43,000
Buncombe, North Carolina 1 $ 93,000 $ 93,000 $ 34,000
Burke, North Carolina 1 $ 124,000 $ 124,000 $ 58,000
Cabarrus, North Carolina 1 $ 151,000 $ 151,000 $ 0
Caswell, North Carolina 1 $ 16,000 $ 16,000 $ 29,000
Clay, North Carolina 1 $ 181,000 $ 181,000 $ 85,000
Craven, North Carolina 1 $ 139,000 $ 139,000 $ 0
Duplin, North Carolina 1 $ 44,000 $ 44,000 $ 31,000
Forsyth, North Carolina 1 $ 236,000 $ 236,000 $ 139,000
Gaston, North Carolina 1 $ 51,000 $ 51,000 $ 70,000
Greene, North Carolina 1 $ 44,000 $ 44,000 $ 29,000
Harnett, North Carolina 1 $ 129,000 $ 129,000 $ 76,000
Haywood, North Carolina 1 $ 69,000 $ 69,000 $ 66,000
Jones, North Carolina 1 $ 23,000 $ 23,000 $ 26,000
Lincoln, North Carolina 1 $ 24,000 $ 24,000 $ 49,000
Nash, North Carolina 1 $ 92,000 $ 92,000 $ 22,000
Randolph, North Carolina 1 $ 155,000 $ 155,000 $ 41,000
Rockingham, North Carolina 1 $ 12,000 $ 12,000 $ 36,000
Sampson, North Carolina 1 $ 56,000 $ 56,000 $ 35,000
Scotland, North Carolina 1 $ 6,000 $ 6,000 $ 53,000
Union, North Carolina 1 $ 215,000 $ 215,000 $ 0
Vance, North Carolina 1 $ 67,000 $ 67,000 $ 82,000
Wayne, North Carolina 1 $ 25,000 $ 25,000 $ 21,000
Wilson, North Carolina 1 $ 46,000 $ 46,000 $ 48,000
Cuyahoga, Ohio 1 $ 122,000 $ 122,000 $ 27,000
Ross, Ohio 1 $ 124,000 $ 124,000 $ 65,000
Comanche, Oklahoma 1 $ 34,000 $ 34,000 $ 22,000
Hughes, Oklahoma 1 $ 8,000 $ 8,000 $ 29,000
Kingfisher, Oklahoma 1 $ 36,000 $ 36,000 $ 13,000
Okmulgee, Oklahoma 1 $ 29,000 $ 29,000 $ 240,000
Pawnee, Oklahoma 1 $ 5,000 $ 5,000 $ 42,000
Payne, Oklahoma 1 $ 59,000 $ 59,000 $ 25,000
Pottawatomie, Oklahoma 1 $ 61,000 $ 61,000 $ 41,000
Jackson, Oregon 1 $ 54,000 $ 54,000 $ 36,000
Jefferson, Oregon 1 $ 296,000 $ 296,000 $ 96,000
Multnomah, Oregon 1 $ 188,000 $ 188,000 $ 62,000
Washington, Oregon 1 $ 79,000 $ 79,000 $ 0
Allegheny, Pennsylvania 1 $ 14,000 $ 14,000 $ 40,000
Somerset, Pennsylvania 1 $ 84,000 $ 84,000 $ 47,000
Bedford, Tennessee 1 $ 25,000 $ 25,000 $ 68,000
Bradley, Tennessee 1 $ 116,000 $ 116,000 $ 33,000
Cannon, Tennessee 1 $ 89,000 $ 89,000 $ 42,000
Cumberland, Tennessee 1 $ 147,000 $ 147,000 $ 0
Decatur, Tennessee 1 $ 84,000 $ 84,000 $ 25,000
Hamilton, Tennessee 1 $ 50,000 $ 50,000 $ 90,000
Hardeman, Tennessee 1 $ 18,000 $ 18,000 $ 28,000
McMinn, Tennessee 1 $ 45,000 $ 45,000 $ 22,000
Polk, Tennessee 1 $ 56,000 $ 56,000 $ 0
Putnam, Tennessee 1 $ 80,000 $ 80,000 $ 43,000
Robertson, Tennessee 1 $ 68,000 $ 68,000 $ 0
Sevier, Tennessee 1 $ 62,000 $ 62,000 $ 33,000
Sullivan, Tennessee 1 $ 111,000 $ 111,000 $ 36,000
Washington, Tennessee 1 $ 59,000 $ 59,000 $ 26,000
Atascosa, Texas 1 $ 180,000 $ 180,000 $ 121,000
Bee, Texas 1 $ 21,000 $ 21,000 $ 46,000
Brazoria, Texas 1 $ 41,000 $ 41,000 $ 38,000
Brazos, Texas 1 $ 99,000 $ 99,000 $ 68,000
Caldwell, Texas 1 $ 81,000 $ 81,000 $ 81,000
Coryell, Texas 1 $ 42,000 $ 42,000 $ 53,000
Ellis, Texas 1 $ 102,000 $ 102,000 $ 56,000
Fort Bend, Texas 1 $ 203,000 $ 203,000 $ 95,000
Galveston, Texas 1 $ 101,000 $ 101,000 $ 52,000
Hopkins, Texas 1 $ 33,000 $ 33,000 $ 18,000
Howard, Texas 1 $ 41,000 $ 41,000 $ 63,000
Johnson, Texas 1 $ 56,000 $ 56,000 $ 36,000
Liberty, Texas 1 $ 63,000 $ 63,000 $ 47,000
Llano, Texas 1 $ 47,000 $ 47,000 $ 384,000
McLennan, Texas 1 $ 39,000 $ 39,000 $ 30,000
Orange, Texas 1 $ 43,000 $ 43,000 $ 60,000
Tom Green, Texas 1 $ 44,000 $ 44,000 $ 54,000
Travis, Texas 1 $ 873,000 $ 873,000 $ 357,000
Webb, Texas 1 $ 166,000 $ 166,000 $ 0
Williamson, Texas 1 $ 168,000 $ 168,000 $ 96,000
Tooele, Utah 1 $ 126,000 $ 126,000 $ 0
Arlington, Virginia 1 $ 250,000 $ 250,000 $ 49,000
Culpeper, Virginia 1 $ 374,000 $ 374,000 $ 80,000
Harrisonburg, Virginia 1 $ 139,000 $ 139,000 $ 90,000
Loudoun, Virginia 1 $ 515,000 $ 515,000 $ 141,000
Norfolk, Virginia 1 $ 1,391,000 $ 1,391,000 $ 0
Suffolk, Virginia 1 $ 106,000 $ 106,000 $ 0
Grays Harbor, Washington 1 $ 25,000 $ 25,000 $ 0
Harrison, West Virginia 1 $ 46,000 $ 46,000 $ 35,000
Morgan, West Virginia 1 $ 68,000 $ 68,000 $ 43,000
Putnam, West Virginia 1 $ 112,000 $ 112,000 $ 89,000
Wayne, West Virginia 1 $ 56,000 $ 56,000 $ 52,000
Big Horn, Wyoming 1 $ 42,000 $ 42,000 $ 31,000
Laramie, Wyoming 1 $ 285,000 $ 285,000 $ 165,000

Mortgage Loan Application Detail Totals for Apex Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 363 $39,739,000 $109,000 $1,391,000 $50,000 $419,000
Home Purchase 168 $23,818,000 $141,000 $1,900,000 $64,000 $383,000
Home Improvement 23 $1,062,000 $46,000 $155,000 $52,000 $170,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 318 $35,092,000 $110,000 $873,000 $61,000 $383,000
Not applicable 120 $17,890,000 $149,000 $1,900,000 $35,000 $384,000
Black or African American 68 $6,983,000 $102,000 $869,000 $56,000 $384,000
Hispanic 37 $3,509,000 $94,000 $443,000 $49,000 $162,000
Asian 4 $457,000 $114,000 $188,000 $60,000 $94,000
Not Provided 3 $315,000 $105,000 $125,000 $183,000 $419,000
American Indian or Alaskan Native 2 $96,000 $48,000 $73,000 $29,000 $39,000
Native Hawaiian or Other Pacific Islander 2 $277,000 $138,000 $254,000 $11,000 $22,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 539 $62,985,000 $116,000 $1,900,000 $55,000 $419,000
FHA-insured (Federal Housing Administration) 9 $1,119,000 $124,000 $222,000 $52,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $364,000 $72,000 $92,000 $33,000 $48,000
VA-guaranteed (Veterans Administration) 1 $151,000 $151,000 $151,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 422 $52,449,000 $124,000 $1,400,000 $54,000 $419,000
Loan Originated 116 $11,110,000 $95,000 $1,900,000 $61,000 $383,000
Application Denied By Financial Institution 8 $481,000 $60,000 $275,000 $37,000 $92,000
Application Withdrawn By Applicant 6 $386,000 $64,000 $92,000 $30,000 $48,000
Application Approved But Not Accepted 2 $193,000 $96,000 $105,000 $48,000 $52,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $411,000 $58,000 $275,000 $37,000 $92,000
Debt-To-Income Ratio 1 $70,000 $70,000 $70,000 $38,000 $38,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Apex Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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